You can clearly tell that this company is tired of playing nice guy. You can see the anger and frustration towards these scumbags in his eyes. *UNIVERSAL DISPUTE* I support you 100%. You are doing AWESOME work. Never give up. This is the kind of recovery agent that should get a tv show. National platform to show the scammers their days are numbered. Thank you for what you do!!
Man, this one hit me in the heart. It's reminds me of my aunt, who is an incredibly giving person and donates more than anyone I know. Sometimes her kindness is taken of advantage of, and it makes my blood boil. Thank you guys for saving her $980,700. You dramatically changed her life for the better. The scammers don't stop after 1 success. Thank you, thank you, thank you Nicholas and *Universaldispute* on the internet team. You guys are heroes to me. I'm just so happy this dudes is coming back stronger than ever and i can't begin to express how excited i am for the future jobs. i love these guys so Dearly
More people should move the way you guys simply keep modest and follow the advise. You deserve it all on the internet, *Universal dispute!* This clarifies the degree of an angel for people. Man, you deserve praise. The main reason I motivate myself to serve others.
*UniversalDispute* The work he does is so earnest the world essentials more individuals like you l fundamentally love the web recording so you set up love hearing these scoundrels wriggle keep on doing glorious, uncommon hearted people the gutts to do this considering everything. There ought to be entire government office structures piled up with doing stuff like this to protect and serve its own tricked typical individuals. That would be charge cash particularly spent....
I'm working with them on something major right now, and I just wanted to tell you that you're a godsend to all the fraud victims out there, and that you're the hammer that will finally bring those con artists to justice. Internet's *Universaldispute* thanks for keeping up the war against the common folk.
Bro someone really needs your help mike i don't know what to do How can i protect her maybe you can do that because i don't have a USA phone number so I can't reach out to her and tell her that she's getting scammed by scammers in the name of computer support. Share with me your contact where i can send the details of that lady and inform her to stop talking to them. Quick bro
@@toota1052 if we all had the sense to do that simply task scammers would be out of business sadly most of us don't & seem to believe in the phone call or message recieved
@@keepingitreal618 Unfortunately it is getting more difficult to find a bank branch that has not been closed. Even the branches that are still open, often have very limited banking hours.
Beyond a rehabilitation group, you are assisting individuals. From this Heartless people Progression with the objective that I can get people from energetic people like this Thank you for all you do *Universaldispute* !! on the web, you're a virtuoso with an immense heart and norms. Regard and Support from Germany
I get what you're saying...but your mistake/downfall is thinking that way. Don't trust anyone you don't know and call them back via the legit bank number.
@@multioptioned Yes that’s correct and has been for the last 40 years. Getting paid electronically is not the problem it’s lack of communication along with branch closures has resulted in consumers relying on sms which obviously can be hacked by scammers.
@@multioptioned Yes, however banks have also made it harder to converse with them, they have essentially become faceless and we don't know who we are talking to .
And those savings from closing physical branches could be used to beef up their online security as that's where the banks have taken us without any input from us.
That is what gets me. The access code comes with a warning, saying do not give this security code to anyone including bank staff. What do these people do, give the security code over the phone to someone they think is bank staff. It's not the banks fault if you do not follow what the text says.
I get it but typically people are caught off guard. And the scammers know lots of details. Really people should immediately hang up and call the number on the back of their card.
Combank fraud centre called and then texted me when I started transferring money to another bank. When I didn't respond they reversed the transfer and locked me out, which I didn't mind, then they texted me again telling me to call the number in the message. I called it, got the voice menu and eventually to a section where it asked me to enter my client number and password (may have been tekebanking password), before I got to actually speak to anyone. That's when I hung up and called the number on their Web site, which was the same routine (the text was genuine but it can never be trusted). I didn't provide a client id or password the second time either and still got to a human and they unlocked access without that info. No wonder people are confused when the banks can't see that what they're doing is exactly what scammers can do.
My favourite response to scammers was, (cause they have backlisted me), after speaking with them for a few minutes, I would say someone is trying to phone me, they get upset and demand you do not answer the call, then I say I’ve just got a text, which says ‘to hang up the call, you are speaking to a scammer.’ Scammers go into panic mode, thinking their system has been compromised, they want to know who told you, the number who phoned, you just hang up, works a treat.
I contact by internet, gov cybercrime while keeping them on the phone. Love the Microsoft ones, play along, saying "no that didn't work" , before finally revealing I'm using Linux Mint Elsie.😊
Please express my heartfelt gratitude to everyone who contributed to this masterpiece. My gosh, *Universal-Dispute!!* You people are ruling the cyber world. We appreciate your efforts and would like to take this opportunity to thank this person for all he has done for us. Those who never fail to make us laugh deserve nothing but the best:😇
Don't answer your phone. Caller ID and then call them back only after they leave a message. If it's from a bank or financial institution call them back to check. I never answer my phone anymore unless it's someone I know. Never never give out information over the phone or opening any email attachments.
Caller id /phone numbers can be spoofed (shows whatever they want your caller id to display, not the actual name/number they’re really calling from). Call the number on the back of your bank card or from bank statement. Even some google sponsored phone number listings are scammers paying to have their fake info displayed. Be careful out there!
@@GeeEee75 Hey tell that to those people who answer the phone and get scammed. I let my Caller I.D work for me and I have NEVER been scammed. So DON'T answer the phone unless you want to deal with it.
@@faronray5765 Nobody ever got scammed from the simple act of answering the phone. If you answer the phone and realise that you don't recognise the caller, all you have to do is hang up. On the other hand, you might find that, despite all appearances, the person calling is someone you need to talk to. Not all unknown callers are scammers, and the call could be important or time-sensitive.
Why would you trust someone online without calling the bank first???? I'm an old single female who is terrible with internet savvy but I would never agree to anything at all until calling my bank first.SMH!😮
Hello, buddy! I just informed you that everything you do is important, and I appreciate your thoughtfulness. Beyond a rehabilitation group, you are assisting individuals. From this Heartless people Progression with the objective that I can get people from energetic people like this Thank you for all you do *Universaldispute* !! on the web, you're a virtuoso with an immense heart and norms. Regard and Support from Greece
your supermarket gives you a client card in return for your data , bank employees sell your info , all your social media accounts , your insurances , cookies on your tel + computer , all online shopping's , ensoon ensoon . The internet knows more about you than your mother does .
Also i do love the "hi this is from , to verify who im speaking to can you confirm your full name, date of birth, and the password we have for you ?" I normally say, can you confirm who you are before i can speak to you ? What was the last transaction that i made ? They say "sorry we cant give that personal information before vaerifying you" Then i say looks like we have a mexican standoff. Good bye.
That is pretty much what I did (20 years ago, in England). I think it actually was a legit call from the bank, but as they would give me no verification from their end after calling me, I terminated the call, after I told them their own instruction "never give out personal information".
Banks tell people all the time never give out your security code that is sent to you over text. And what people do?! Give out that security code to the person they talk to over the phone 😅
You can clearly tell that this company is tired of playing nice guy. You can see the anger and frustration towards these scumbags in his eyes. *UNIVERSAL DISPUTE* I support you 100%. You are doing AWESOME work. Never give up. This is the kind of recovery agent that should get a tv show. National platform to show the scammers their days are numbered. Thank you for what you do!!😊
Treat all phone calls from companies as scammers. Check with the companies if they contacted you. I have found that most of the scammers calls are a scam. Be suspicious of call numbers and messages that appear to be a scam. Message bank on your phone is a must to sort out scammers, versus genuine people. People have to stop being naive in this scamming society.
I know & it frustrates me scammers getting richer when they shouldn't be getting any money at all. There is such a simple solution phone your bank which takes just a few minutes & then they will confirm they made no such call. Problem solved
Their logic is if people know they will always get their money back, they will be less careful, less vigilant, and won't protect themselves online because of complacency. They want people to take personal responsibility. But yes, for them, the cost of reimbursement to scammed customers will be huge, and they will simply pass those costs on.
If a bank rings you up and says ‘your account has been compromised’ my logic would be that it’s their problem to sort it. I think I’d just say that - ‘well it’s your job to uncompromising it, sort it.’ Then keep an eye on your account online and go into your bank if you can find a branch. But essentially, do nothing. It’s not your problem.
I got a call last week someone trying to get my bank information. I hung up. They ask you 'can you hear me?" and record you saying 'yes' and use it for agreement to their transition. I saw that on other news casts and didn't say 'yes'
Telcos here can do things that they aren’t doing. It should not be possible to spoof certain numbers. Banks also are slack, they won’t do more until it’s affecting their bottom line. People on the bottom are naive but it’s unrealistic to expect most people to be hip to this stuff, and technical measures are only available to the telcos and banks, so, obviously only regulators can put pressure on them and they should
Inaction on part of banks and govts so much unethical and criminal, leaving victims helpless and hopeless. Govt must bear all coasts because it is their failure to punish fraudsters. Banks and govt levies so many charges and earn so much from accounts holders, they must bear cost of deficiency in their systems.
@@sonjakozman1699 No its the banks fault for letting them take hundreds of thousands of dollars from there accounts!If banks were made accountable how fast do you think they would implement more safeguards?Just remember nearly every Australian's information is on the dark web.Stop with the "It won't happen to me attitude "!Scams have become soo sophisticated that it could be you tomorrow!Self-confidence is one factor that causes people to fall for scams. People of any age who believe they are too smart or well-informed to be tricked are very likely to become victims, especially today when technology is used in many scams
Banks should be held accountable. They know exactly where the money's going .Just watch how fast scams start to dry up.Letting scammers take hundreds of thousands of dollars from people without there authorisation is beyond negligence regardless of ANY situation or scam!Problem these days banks are becoming too automated and not enough actual staff..MAKE BANKS ACCOUNTABLE!Like they already do in some countries.
I am grateful for the information that you shared with us. As someone who is interested in learning more about recovery, I appreciate that you display the tools that you use to evaluate a company before making a decision about working with them. It is already a challenging decision to make, and the game itself is difficult to play; the fact that someone is giving the world strategies to defend themselves makes this information much more significant. I appreciate the effort you took to upload this video and share it with the RUclips community. You have our love. This is the *Universaldispute*
I am in the U.S. so it may be different but everywhere on the bank website or when I receive the 2FA text, and when I log into my account it says “STOP!! NEVER. GiVE THIS AUTHORIZATION CODE TO ANYONE.” And, it seems there are a lot of news about this, so why does it do people seem to fall into this?
Your account details could be on the dark web if you've ever used a card. PayPal, Optus Medicare, ahm, link tolls, etc have all been hacked, and hence so have you!
Can the customer set a limit of withdrawing ? If the limit has to be increased, the customer needs to go to bank in person with his/her ID to request the change. then at least customer can limit the loss.
Bank will only call you if you owe them money ! Police will not call you if they want to arrest you! Bank and police should start telling all their customers !
@@cassandraknight8804Ahh the good old days. With phone and internet banking now bank branches are like morgues! No one uses them. No wonder they are closing them down.
When receiving texts or phone calls from your "bank institution," I suggest not text them back or click on the link (if they send one) and if you answer the call, just hang up & call your real bank (or you can just ignore the call.
I actually saved a person account the scammer pretended to be a phone service provider approx 3yrs ago. I phoned the bank up of the person and blocked the account so the scammers couldn't get any money out. The scammer are I think based in Australia somewhere.
I realize people are not totally up to date with these scammers, but the Banks should be more responsible for security on accounts. What safety does the elderly have.
The problem banks have is if they refund money as a matter of course then everyone will be lax in their financial transactions and they'll end up losing more.
Perhaps. Or they'll tighten up their security systems so that the scammers aren't able to be nearly as convincing by knowing people's personal banking information.
Surely these banks should be reimbursing these poor people? The banks are making huge profits and obviously using cheap security. Where would the scammers have found these people’s details, if not by getting into the banks’ system, which obviously has flaws. Interesting that one of them is a smaller bank and not one of the big four, suggesting the smaller bank doesn’t use same level of expensive I.T. as larger banks. Two people who replied to my comment probably work for one of these smaller banks.
NEVER trust incoming calls or texts. Always call back using the phone number on the back of your credit card, or on your statements. Also - never give anyone your security code. As banks push us to bank online, they want no responsibility for people being scammed. This sucks.
It is very sad for the people, I do feel sorry for them. But how is it the fault of the bank when they give out the number over the phone to a stranger? Why should the bank pay for their mistake?
Spammers/scammers really think that they are so clever. When it comes to money and valuable things, we have to place them in separate accounts, places, etc. Also, we need to have extra protection and verification if something or someone suspicious contacts us.
That’s why I ALWAYS only pay with CASH !! All these sheeple that pay with their phones and cards etc are contributing to this, there’s no hope for humanity. I even got rid of internet banking, and I don’t have any bank details online.
As much as I sympathise with victims of scammers & I can understand how convincing scammers can be but there is one simple answer call your bank straight away & they will confirm you have not been compromised. It really that simple & if we all did that scammers would be out of business. Also not matter who I think I'm talking too I would never ever give personal information over the phone even if I thought the person I was speaking to was legit. All it takes is one simple phone call to have peace of mind
Banks should go after the accounts where the monies are transferred to if the banks are honest. The monies are not withdrawn by cash so go to the bank account where the funds were sent to.
When you suspect something, please report the incident to the bank and the police. Most call and social apps have block and report options for sus calls. Use them. The number of scammer calls and messages will decrease.
How did the criminals know enough details about these people to fool them into being scammed? Are employees now being bribed or extorted in order for these criminals to access secure internal systems in banks and government organisations?
@galen__ Basically every organisation or app will be harvesting and on selling data. Not every one of those will have the same level of security to protect it. Just assume everything you put online is known to others.
Never been scammed. When I get a call from bank or whatever, I say I will go into their branch to talk to them directly. The calls ends there. The banks should NOT reimburse these people because people like me who will never been scammed end up paying for these people. The banks, though must keep their branches open in exchange.
The access code comes with a warning, saying do not give this security code to anyone including bank staff. What do these people do, give the security code over the phone to someone they think is bank staff. It's not the banks fault if you do not follow what the text says.
Put an online debit block on your main account, only leave your small transaction account unblocked. Do your transfers in branch. If you take a call from any institution claiming you need to take action, hang up and phone the institution directly.
With all due respect. This segment is useless, unless they explain the mechanism of the scam. They need to instruct the viewer on what the red flags are. What course of action to take under distress, etc.
My advice to all humanity is, treat ALL emails and texts as a scam. Rather than calling the number provided by the emails and texts, go directly to the source. You will NEVER go wrong. To proceed forward in both of your lives at this point to survive, get rid of your animals. Dogs' medical treatment is very costly. After getting back on your feet, you can have animals again. Take my advice seriously. Good Luck !!!!!
I am grateful that I was able to partake in this and share it with the RUclips community. Our love knows no bounds, *THE TECH SAFE GUARDIAN* .
You can clearly tell that this company is tired of playing nice guy. You can see the anger and frustration towards these scumbags in his eyes.
*UNIVERSAL DISPUTE* I support you 100%. You are doing AWESOME work. Never give up. This is the kind of recovery agent that should get a tv show. National platform to show the scammers their days are numbered.
Thank you for what you do!!
Man, this one hit me in the heart. It's reminds me of my aunt, who is an incredibly giving person and donates more than anyone I know. Sometimes her kindness is taken of advantage of, and it makes my blood boil. Thank you guys for saving her $980,700. You dramatically changed her life for the better. The scammers don't stop after 1 success. Thank you, thank you, thank you Nicholas and *Universaldispute* on the internet team. You guys are heroes to me. I'm just so happy this dudes is coming back stronger than ever and i can't begin to express how excited i am for the future jobs. i love these guys so Dearly
More people should move the way you guys simply keep modest and follow the advise. You deserve it all on the internet, *Universal dispute!* This clarifies the degree of an angel for people. Man, you deserve praise. The main reason I motivate myself to serve others.
*UniversalDispute* The work he does is so earnest the world essentials more individuals like you l fundamentally love the web recording so you set up love hearing these scoundrels wriggle keep on doing glorious, uncommon hearted people the gutts to do this considering everything. There ought to be entire government office structures piled up with doing stuff like this to protect and serve its own tricked typical individuals. That would be charge cash particularly spent....
I'm working with them on something major right now, and I just wanted to tell you that you're a godsend to all the fraud victims out there, and that you're the hammer that will finally bring those con artists to justice. Internet's *Universaldispute* thanks for keeping up the war against the common folk.
STOP ANSWERING YOUR PHONES! The only calls I ever get are scammers!!!
I agree I never answer mine
I always answer the scam calls and string them along as long as possible. More time they spend with me means they won't be attacking someone else.
YES, also don’t give out ANY personal information !!
Bro someone really needs your help mike i don't know what to do How can i protect her maybe you can do that because i don't have a USA phone number so I can't reach out to her and tell her that she's getting scammed by scammers in the name of computer support. Share with me your contact where i can send the details of that lady and inform her to stop talking to them. Quick bro
If you get a call saying its your bank,tell them I will come into the nearest branch mm
Never, never, NOT EVER put your entire life savings into ONE Bank!!
My father taught me that. Don't put all your eggs in one basket.
If anyone calls you, just say you will go to the branch physically and banks must keep physical branches.
That's what I do! 😢
@@cheekymonkeygirl3378isn't that what any person with a bit of commonsense would do
@@toota1052 if we all had the sense to do that simply task scammers would be out of business sadly most of us don't & seem to believe in the phone call or message recieved
@@keepingitreal618 Unfortunately it is getting more difficult to find a bank branch that has not been closed. Even the branches that are still open, often have very limited banking hours.
Many banks do not have physical branches.
Beyond a rehabilitation group, you are assisting individuals. From this Heartless people
Progression with the objective that I can get
people from energetic people like this Thank you for all you do
*Universaldispute* !! on the web, you're a virtuoso with an immense heart and norms.
Regard and Support from Germany
I don't do business with anyone with an Indian accent. That takes care of 99% of scammers.
I get what you're saying...but your mistake/downfall is thinking that way. Don't trust anyone you don't know and call them back via the legit bank number.
Filipino accents
@@OK-wb1dyIndians hiring Filipinos now.
@teddeebayre3433 Most strangers call are scammers just remember 99% !!!
Many legit businesses use Indian CSRs.
All the branch closures along with the banks forcing customers into digital communication has assisted the scammers immensely.
Does anyone get paid in cash anymore? All wages are made to go directly to bank accounts right? 😮
@@multioptioned Yes that’s correct and has been for the last 40 years. Getting paid electronically is not the problem it’s lack of communication along with branch closures has resulted in consumers relying on sms which obviously can be hacked by scammers.
@@multioptioned Yes, however banks have also made it harder to converse with them, they have essentially become faceless and we don't know who we are talking to .
And those savings from closing physical branches could be used to beef up their online security as that's where the banks have taken us without any input from us.
@@anthonyconlan6823😂😂😂😂 lack of commonsense. It's rare you cannot find a bank near you.
Whatever happened to common sense? Why would anyone in this day & age trust someone on a phone call & then give the access code?
That is what gets me. The access code comes with a warning, saying do not give this security code to anyone including bank staff. What do these people do, give the security code over the phone to someone they think is bank staff. It's not the banks fault if you do not follow what the text says.
I get it but typically people are caught off guard. And the scammers know lots of details. Really people should immediately hang up and call the number on the back of their card.
Absolutely banks need to put more security in place.
Face to face banking beats everything else.
@@Emily-the_funny_guys Security, to stop people giving a scammer a security code over the phone?
digital banking allows fraud how else can you steal and eposit checks i realized that and alter checks
The problem is not the bank's security. The problem is people willingly giving their access credentials to scammers.
PEOPLE - BANKS NEVER CALL YOU.
Yes they do, for many legitimate reasons. Just don't give out any details and call back via official channels if you're ever unsure.
Combank fraud centre called and then texted me when I started transferring money to another bank. When I didn't respond they reversed the transfer and locked me out, which I didn't mind, then they texted me again telling me to call the number in the message. I called it, got the voice menu and eventually to a section where it asked me to enter my client number and password (may have been tekebanking password), before I got to actually speak to anyone. That's when I hung up and called the number on their Web site, which was the same routine (the text was genuine but it can never be trusted). I didn't provide a client id or password the second time either and still got to a human and they unlocked access without that info.
No wonder people are confused when the banks can't see that what they're doing is exactly what scammers can do.
@@bizzabmx no they don't
Mate, you dont have bank account?
My favourite response to scammers was, (cause they have backlisted me), after speaking with them for a few minutes, I would say someone is trying to phone me, they get upset and demand you do not answer the call, then I say I’ve just got a text, which says ‘to hang up the call, you are speaking to a scammer.’
Scammers go into panic mode, thinking their system has been compromised, they want to know who told you, the number who phoned, you just hang up, works a treat.
This. THere is a whole world of entertainment waiting for anyone willing to flip the script. I love humoring them.
I contact by internet, gov cybercrime while keeping them on the phone. Love the Microsoft ones, play along, saying "no that didn't work" , before finally revealing I'm using Linux Mint Elsie.😊
Brilliant !
I usually speak in a Foreign Accent and state a Curse will be put on them for 7 years creating bad luck..these Scammers are surprisingly Supersticious
Love it!!!!
Please express my heartfelt gratitude to everyone who contributed to this masterpiece. My gosh,
*Universal-Dispute!!* You people are ruling the cyber world. We appreciate your efforts and would like to take this opportunity to thank this person for all he has done for us.
Those who never fail to make us laugh deserve nothing but the best:😇
Don't answer your phone. Caller ID and then call them back only after they leave a message. If it's from a bank or financial institution call them back to check. I never answer my phone anymore unless it's someone I know. Never never give out information over the phone or opening any email attachments.
Caller id /phone numbers can be spoofed (shows whatever they want your caller id to display, not the actual name/number they’re really calling from). Call the number on the back of your bank card or from bank statement. Even some google sponsored phone number listings are scammers paying to have their fake info displayed. Be careful out there!
Nobody can scam you simply because you answered a phone call. There's no need to be paranoid about answering the phone.
@@GeeEee75 Hey tell that to those people who answer the phone and get scammed. I let my Caller I.D work for me and I have NEVER been scammed. So DON'T answer the phone unless you want to deal with it.
@@faronray5765 Nobody ever got scammed from the simple act of answering the phone. If you answer the phone and realise that you don't recognise the caller, all you have to do is hang up. On the other hand, you might find that, despite all appearances, the person calling is someone you need to talk to. Not all unknown callers are scammers, and the call could be important or time-sensitive.
@@faronray5765the same here. If I don't recognize a phone number, I will blocked the phone number.
Why would you trust someone online without calling the bank first???? I'm an old single female who is terrible with internet savvy but I would never agree to anything at all until calling my bank first.SMH!😮
I am grateful that I was able to partake in this and share it with the RUclips community. Our love knows no bounds, *Universal Dispute*
Hello, buddy! I just informed you that everything you do is important, and I appreciate your thoughtfulness.
Beyond a rehabilitation group, you are assisting individuals. From this Heartless people
Progression with the objective that I can get
people from energetic people like this Thank you for all you do
*Universaldispute* !! on the web, you're a virtuoso with an immense heart and norms.
Regard and Support from Greece
A good tip is never to take the word of somebody that claims to be your bank. Put the phone down and call your
your bank directly.
no cure for stupidity unfortunately
This sounded like an *INSIDE* job. Scammer's usually *DON"T* know *EVERYTHING* about a potential victim
your supermarket gives you a client card in return for your data , bank employees sell your info , all your social media accounts , your insurances , cookies on your tel + computer , all online shopping's , ensoon ensoon . The internet knows more about you than your mother does .
Also i do love the "hi this is from , to verify who im speaking to can you confirm your full name, date of birth, and the password we have for you ?"
I normally say, can you confirm who you are before i can speak to you ? What was the last transaction that i made ?
They say "sorry we cant give that personal information before vaerifying you"
Then i say looks like we have a mexican standoff. Good bye.
That is pretty much what I did (20 years ago, in England). I think it actually was a legit call from the bank, but as they would give me no verification from their end after calling me, I terminated the call, after I told them their own instruction "never give out personal information".
Banks tell people all the time never give out your security code that is sent to you over text. And what people do?! Give out that security code to the person they talk to over the phone 😅
The bank won’t ask for your one time code, pretty standard knowledge. Take some responsibility, this is a very well known scam.
Yeah and if your unsure simply call the bank then the problem is resolved.
You can clearly tell that this company is tired of playing nice guy. You can see the anger and frustration towards these scumbags in his eyes.
*UNIVERSAL DISPUTE* I support you 100%. You are doing AWESOME work. Never give up. This is the kind of recovery agent that should get a tv show. National platform to show the scammers their days are numbered.
Thank you for what you do!!😊
Where are they getting the personal information? Makes you wonder who is really behind the scamming!
I suspect they are buying the information after other websites have been compromised.
Treat all phone calls from companies as scammers. Check with the companies if they contacted you. I have found that most of the scammers calls are a scam. Be suspicious of call numbers and messages that appear to be a scam. Message bank on your phone is a must to sort out scammers, versus genuine people. People have to stop being naive in this scamming society.
I know & it frustrates me scammers getting richer when they shouldn't be getting any money at all. There is such a simple solution phone your bank which takes just a few minutes & then they will confirm they made no such call. Problem solved
I spent 6 months stringing along an email scam... I do like stringing along these scammers so i can waste as much of their time as possible.
if you got time to waste its fun lol...
Banks are failing to crack down on scammers, therefore giving into them. Thats why I don't do banking online.
Their logic is if people know they will always get their money back, they will be less careful, less vigilant, and won't protect themselves online because of complacency. They want people to take personal responsibility. But yes, for them, the cost of reimbursement to scammed customers will be huge, and they will simply pass those costs on.
Unfortunately most of us have to bank online at least some of the time
It's amazing that you are able to survive in 2024...sorry, no, it must be 1983 where you are. 🙄
Go back to old school, we never had these head aches b4, governments and banks not doing enough to protect our information
If a bank rings you up and says ‘your account has been compromised’ my logic would be that it’s their problem to sort it. I think I’d just say that - ‘well it’s your job to uncompromising it, sort it.’ Then keep an eye on your account online and go into your bank if you can find a branch. But essentially, do nothing. It’s not your problem.
I got a call last week someone trying to get my bank information. I hung up. They ask you 'can you hear me?" and record you saying 'yes' and use it for agreement to their transition. I saw that on other news casts and didn't say 'yes'
Telcos here can do things that they aren’t doing. It should not be possible to spoof certain numbers. Banks also are slack, they won’t do more until it’s affecting their bottom line. People on the bottom are naive but it’s unrealistic to expect most people to be hip to this stuff, and technical measures are only available to the telcos and banks, so, obviously only regulators can put pressure on them and they should
I don’t understand why there is no ability to trace the money and figure out where it went.
Yeah cause if you or I did it we'd have been raided by the end of the week!
They are all moved to India eventually
Because the best computer scientists do not work in the legal circuit . Presumably they can make up to 50% more if they develop sw to scam people .
I imagine it gets moved around or transferred into Bitcoin pretty quickly.
Inaction on part of banks and govts so much unethical and criminal, leaving victims helpless and hopeless. Govt must bear all coasts because it is their failure to punish fraudsters. Banks and govt levies so many charges and earn so much from accounts holders, they must bear cost of deficiency in their systems.
Yes , Life Sentances for Scammers...!
Ban India from calling Australia
Will save Australian's millions of dollars.
ban stupidity.. oh wait, that doesn't suit your racist hate of foreigners.
😂😂😂
That's so true and our government is importing millions of them. They will scam and fly back anytime. They will be king there.
My heart goes with this couple , BANKS MUST BE HELD RESPONSIBLE and PAY
@@mikeshah429 They gave a security code over the phone, based on trust. That is not the banks fault.
Banks never pay for anything, customers always do! Be an investor in the bank's shares portfolio, not a customer.
@@multioptioned it's the banks fault that people get scammed??? Lol
@@sonjakozman1699 No its the banks fault for letting them take hundreds of thousands of dollars from there accounts!If banks were made accountable how fast do you think they would implement more safeguards?Just remember nearly every Australian's information is on the dark web.Stop with the "It won't happen to me attitude "!Scams have become soo sophisticated that it could be you tomorrow!Self-confidence is one factor that causes people to fall for scams. People of any age who believe they are too smart or well-informed to be tricked are very likely to become victims, especially today when technology is used in many scams
How is it the banks fault that people give out their details to scammers?
GoFundMe for these poor people and their doggo???
Was waiting for it...
That's the whole idea of going on television! Embarrassing the Bendigo bank or collecting donations. Either way, they will get their money back.
Banks should be held accountable. They know exactly where the money's going .Just watch how fast scams start to dry up.Letting scammers take hundreds of thousands of dollars from people without there authorisation is beyond negligence regardless of ANY situation or scam!Problem these days banks are becoming too automated and not enough actual staff..MAKE BANKS ACCOUNTABLE!Like they already do in some countries.
The worst part is bank is entertaining even $30 scam report but they dont entertain $50k scam report. It really happens.
I got hacked in CBA and they did not care at all.. I was disgusted that I was basically told tough luck!
Why can’t these scammers be found and prosecuted to the fullest extent of the law
I am grateful for the information that you shared with us. As someone who is interested in learning more about recovery, I appreciate that you display the tools that you use to evaluate a company before making a decision about working with them. It is already a challenging decision to make, and the game itself is difficult to play; the fact that someone is giving the world strategies to defend themselves makes this information much more significant.
I appreciate the effort you took to upload this video and share it with the RUclips community. You have our love.
This is the *Universaldispute*
I am in the U.S. so it may be different but everywhere on the bank website or when I receive the 2FA text, and when I log into my account it says “STOP!! NEVER. GiVE THIS AUTHORIZATION CODE TO ANYONE.” And, it seems there are a lot of news about this, so why does it do people seem to fall into this?
Simple- stop closing branches. Give vulnerable people a physical location to go to for help
I have never been scammed because I never ever ever conduct banking business over the phone. Drop by the local branch.
Your account details could be on the dark web if you've ever used a card. PayPal, Optus Medicare, ahm, link tolls, etc have all been hacked, and hence so have you!
It's not difficult to go to your bank.
@@keepingitreal618 Absolutely. If a bank doesn't have a branch and must conduct business online, don't do business with them.
HSBC would have had to reimburse you were you in the UK.
That is very unlucky.
Shame on them.
I don't know how ppl in 2024 are still being scammed 🙄
Exactly. These people are young, they could easily have gone in to their bank.
This is ridiculous. If Scammers get into the bank message chain they have to take some responsibility
I'm not a scammer, but I could easily get into the message chain. It's a fairly simple thing to do. You could do it with a bit of Google searching.
If Scammers get into the bank message chain our communications providers need to take some responsibility.
Unfortunately SMS is unsecured. So the bank shouldn't even be using it in the first place, as it's too easy for scammers to spoof SMS.
Can the customer set a limit of withdrawing ? If the limit has to be increased, the customer needs to go to bank in person with his/her ID to request the change. then at least customer can limit the loss.
If you have an iPhone. You will get scam calls. Period. Stop giving scammers your money people.
I'm glad my phone is a Samsung. It filters out 99.9 percent of scam calls.
Bank will only call you if you owe them money ! Police will not call you if they want to arrest you! Bank and police should start telling all their customers !
If you are giving away a bank security code over the phone, that is a basic mistake. Not an elaborate scam.
Unfortunately I kind of agree…. People please go into the actual bank…..physically.
@@cassandraknight8804Ahh the good old days. With phone and internet banking now bank branches are like morgues! No one uses them. No wonder they are closing them down.
@@dizzman5546absolute rubbish, although you're probably too lazy to get off your backside and go in
Scams happen as often here in PH. It's appalling!
When receiving texts or phone calls from your "bank institution," I suggest not text them back or click on the link (if they send one) and if you answer the call, just hang up & call your real bank (or you can just ignore the call.
Most people with a brain would go into their bank
I actually saved a person account the scammer pretended to be a phone service provider approx 3yrs ago. I phoned the bank up of the person and blocked the account so the scammers couldn't get any money out. The scammer are I think based in Australia somewhere.
I realize people are not totally up to date with these scammers, but the Banks should be more responsible for security on accounts. What safety does the elderly have.
Most elderly people don't have internet banking so it should not affect them.
The problem banks have is if they refund money as a matter of course then everyone will be lax in their financial transactions and they'll end up losing more.
Perhaps. Or they'll tighten up their security systems so that the scammers aren't able to be nearly as convincing by knowing people's personal banking information.
Shattered is how we feel!
At least 5 scammers call a day, block them all.
Do not answer numbers you do not know.
I agree. If it is a genuine call they will leave a message.
@@joanturner530😂😂😂😂 you do realize they do leave a message which then scams you 😂😂😂are you really that thick
You poor people 😢
I hope that more people start teaching themselves about financial education and putting their money/assets into separate bank accounts.
The first thing that has to change is the telcos need to stop allowing fake phone numbers to be presented to the caller ID system.
Banks should be part of this. They can find better ways. Maybe return to old system. These phone applications are becoming very dangerous....
he seems so casual about it? If it was me I would be physically sick being scammed so badly
Going on television they will end up getting money back from bank or from donations.
But you would have gone into your bank and talked to them
It’s time for banks to upgrade to Passkeys and/or Security keys, and get rid of sms for confirmation of transfers
Doesn't help if the person being scammed gives the security key to the scammer anyway.
Good point.
Surely these banks should be reimbursing these poor people? The banks are making huge profits and obviously using cheap security. Where would the scammers have found these people’s details, if not by getting into the banks’ system, which obviously has flaws. Interesting that one of them is a smaller bank and not one of the big four, suggesting the smaller bank doesn’t use same level of expensive I.T. as larger banks. Two people who replied to my comment probably work for one of these smaller banks.
"You should never share the 6-digit code generated by your security token with anyone."
You shouldn’t be giving away your access code to anyone. And if you are talking to your bank they don’t need it.
NEVER trust incoming calls or texts. Always call back using the phone number on the back of your credit card, or on your statements. Also - never give anyone your security code. As banks push us to bank online, they want no responsibility for people being scammed. This sucks.
It is very sad for the people, I do feel sorry for them. But how is it the fault of the bank when they give out the number over the phone to a stranger? Why should the bank pay for their mistake?
Because the scammers are able to get people's personal banking information in order to sound convincing. That's the banks' fault.
Spammers/scammers really think that they are so clever. When it comes to money and valuable things, we have to place them in separate accounts, places, etc. Also, we need to have extra protection and verification if something or someone suspicious contacts us.
Scams should always be refunded. Banks have money, it's ridiculous. Heartbreaking.
Digital id and cashless society! What a great idea
@@sonjakozman1699 it works in china social credit score.
But don't step out of line or think independently.
That’s why I ALWAYS only pay with CASH !! All these sheeple that pay with their phones and cards etc are contributing to this, there’s no hope for humanity. I even got rid of internet banking, and I don’t have any bank details online.
Could the scammer have any insider info 😢 feel for the couple
As much as I sympathise with victims of scammers & I can understand how convincing scammers can be but there is one simple answer call your bank straight away & they will confirm you have not been compromised. It really that simple & if we all did that scammers would be out of business. Also not matter who I think I'm talking too I would never ever give personal information over the phone even if I thought the person I was speaking to was legit. All it takes is one simple phone call to have peace of mind
I wouldn't call I would go in
Banks should go after the accounts where the monies are transferred to if the banks are honest. The monies are not withdrawn by cash so go to the bank account where the funds were sent to.
Good idea. You should let the banks know. They may have missed that approach.
When you suspect something, please report the incident to the bank and the police. Most call and social apps have block and report options for sus calls. Use them. The number of scammer calls and messages will decrease.
"Be Strong And Keep The Faith". 👍🙏👍
If you think the bank has called you, think again cos they dont call you... at all. Even when younneed them too
Give the dog away so you can save money. I swear people go broke behind having a worthless dog😅
Scammer will feel sorry if ever brake into my account. It’s always in minus 😂😂😂😂
How did the criminals know enough details about these people to fool them into being scammed? Are employees now being bribed or extorted in order for these criminals to access secure internal systems in banks and government organisations?
all details were stolen from each cyber beach and sold. No one is safe these days. To get scammed is only matter of time.
@sylviac2520 if you have ever been online you can assume your data has been sold, simple! 😮
My thoughts exactly. Only insiders know all the loopholes to pass on.
@galen__ Basically every organisation or app will be harvesting and on selling data. Not every one of those will have the same level of security to protect it. Just assume everything you put online is known to others.
Never been scammed. When I get a call from bank or whatever, I say I will go into their branch to talk to them directly. The calls ends there. The banks should NOT reimburse these people because people like me who will never been scammed end up paying for these people. The banks, though must keep their branches open in exchange.
go to bank when there is problem ! No phone calls no text . simple
Absolutely, it's that simple. Unfortunately people are too lazy to do that
The access code comes with a warning, saying do not give this security code to anyone including bank staff. What do these people do, give the security code over the phone to someone they think is bank staff. It's not the banks fault if you do not follow what the text says.
Put an online debit block on your main account, only leave your small transaction account unblocked. Do your transfers in branch.
If you take a call from any institution claiming you need to take action, hang up and phone the institution directly.
Start a bank that is off line like the banks before internet.
That comedian can't recognize a joker on the phone?
Laugh all you want at me, but I save in Bitcoin (cold storage). I spend via my credit card and settle that fortnightly.
What do we do? How do we get justice?
With all due respect. This segment is useless, unless they explain the mechanism of the scam. They need to instruct the viewer on what the red flags are. What course of action to take under distress, etc.
I tell them, I will hang up and call them directly. My bank have no clue by the time I call back. I change password every 2 weeks.
Are putting captions on your videos too complicated?
We need the "bee keeper" if you know what i mean. 😉
Can we donate to these guys? Can't find a gofundme.
we don't donate to stupidity. this is a learning lesson for these numb nuts
No give anyone your password/PIN/security code
My advice to all humanity is, treat ALL emails and texts as a scam. Rather than calling the number provided by the emails and texts, go directly to the source. You will NEVER go wrong.
To proceed forward in both of your lives at this point to survive, get rid of your animals. Dogs' medical treatment is very costly. After getting back on your
feet, you can have animals again. Take my advice seriously. Good Luck !!!!!
Delay transfers for 24hrs.