Should you invest your retirement corpus in a single fund?
HTML-код
- Опубликовано: 2 окт 2024
- Investors asked me various questions related to investment and I have answered few selected questions in this video. '
This video is bases on question and answers related to mainly mutual fund asked by my viewers.
This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes.
Please subscribe to our RUclips channel:
/ @pankajmathpal
You may like to watch this video
• Suitable Mutual Funds ...
#mutualfunds #financialplanning #pankajmathpal #questionanswer
![How to invest retirement corpus to get a regular income?| Q&A 44 [READ PINNED COMMENT]](http://i.ytimg.com/vi/dXLrgCNxcW0/mqdefault.jpg)
Sir You are confusing Senior citizen scheme is giving 8.2% is it beating inflation compared to balance advantage fund which is regularly creating alpha 😮😮😮😮😮😮😮😮😮😮😮😮
There is no such thing as capital protection.
Even FD loses your money due to the inflation.
Best to just go ahead with balanced advantage funds.
Equity hi Naiya paar lagayega, rest is own bhagya
Sir, I m viewing your videos regularly from last one month. I like your video's. I m beginner in MF. My age is 58 yrs. I m a banker going to retire @ 60. I have started 4 SIP's direct funds in last month, as under: 1 Nippon India small cap 3000/- 2. PP flexi cap 3000/- 3. Kotak emerging equity fund 4000/- 4. HDFC Mid cap opp 5000/-. Time horizon 10-12 yrs. Pls review my portfolio. Thank you sir. I m waiting........
Disagree with your views.
For darpok people's Nifty Index fund is safe, which gives average 10% + returns.
Secondly HDFC Balanced advantage fund average return observed 15%+ which is good & safe returns. SWP should be keep maximum 7 to 7.5% of balanced Corpus.
Brilliant analysis Sir as always and I recommend your channel to anyone who invests in MF
Valuable information sir 🙏
Sir,can I put in more money in Hdfc Balance Advantage Fund Idcw scheme so that I can get more dividend every month as I have already put in two lakh.Please advise me in this regard. Thanks.
Sir
Kindly review and suggest on my portfolio
1.Mirae asset midcap fund SIP 3000 from last 3months
2. Quant Small cap 2000sip 1year
3.Quant mid cap 2000sip 1year
4.UTI Nifty 50 index fund 8000 sip 1year
5. HDFC BAF 2000 sip 6 months
6. SBI BAF 2000 6months
7.Tempeleton value fund 2000 sip 6months
8.Nippon small cap 2000 sip 3 months
9. Parag parikh flexi cap 6500 sip 6 months
10.Mirae asset midcap and largecap fund 3000 sip 3months
Regards
Amlan Vishnu
Sir apne please Different Conservative Hybrid Advantage funds lequr akto video programme kijia,toa Retired logo ko bahut suvidha hoga.
Excellent, sir.
Sir, I am regular viewer. I have HDFC Balance Adavantage fund in my portfolio. My age is 36 years. My investment horizon is 10-15 years. Should I exit HDFC Balance Advantage fund and go other pure equity fund? My portfolio is
1. Quant flexi cap :3000,
2. HDFC Balance Advantage fund : 2000,
3. Tata Small Cap : Rs 2000,
4. Nippon Large Cap fund: Rs 3000 ,
5. Nippon Small Cap fund: Rs 1000,
6. Motilal Oswal midcap fund: Rs 2000.
7. PPF: Rs 5000 per month
8. NPS: approx 20-22 k per month with 50% my share and 50% by company
Is there any change required? Please suggest.
Sir as you are saying 6% inflation and suggesting senior citizens scheme which is giving 8.2 % will it beat inflation what is your advice ❤❤❤❤❤❤❤
Pankajji,
Sir, namste.
Market is much higher. My investment is more than fifty lakhs. I am earning more than ten lakhs. Should I redeem?
Thanks for the great video sir..i am from andhra and i really appreciate your efforts.
Hello sir
Very good information
Plz samco and quant both fund house ke dynamic asset allocation funds ko compare kare.... which one is safer and why quant or samco dynamics asset allocation fund. I want to invest for 5yrs in this category
One more thing sir
Plz take fresh interview with sandeep tandon ji... quant fund management
Thanks in advance.
SMALL CAP NIPPON INDIA SMALL CAP has given great return 😮😮😮😮😮😮
Hdfc flaxi lumsum 20k
Sbi psu lumsum 20k
Hdfc bal adv. 10k
Icici multi asset. 10k
Icici value discove 10k
Icici bharat 22 fof. 10k
Uti nifty200 momentum 30 10k
Sip icici value discovery. 1k
Hdfc multi cap. 1k
Hdfc focused 30. .5k
Hdfc defence. 1k
Icici infrastructure lumsum. 5k
Pls mera portpolio set kar do
Hdfc bal fund swp 10 lak monthly7500 last 6corre is it
Sir mujhe mf start krna hai 20 years mera goal hai mujhe koi 4 schemes batayen jiske small mid and large caps ho
Invest in below funds through SIP
Index Funds
Flexi cap fund
Small cap fund
Hybrid aggressive fund
ICICI balance advantage fund me HDFC balance advantage fund se expense ratio jada hai
Nice information sir
ICICI prudential value discovery kebare me bataye sir
HDFC Balance Advantage और SBI Equity Highbridg में क्या अन्तर है , ICICI prudential Multi Asset
इन तीनों स्कीम में रिटायरमेंट के बाद बराबर पैसा डालकर कर 8% वार्षिक के दर से SWP लेना क्या समझदारी होगी
Yes..Hdfc balance advantage fund
Hello my dear pankaj sir very good morning your advice to very helpful to my life for investing mony and God bless you
I am a retired person and can take the list , which is good fund to invest Rs 50 to 75 lakh lump sum?
Jeevan kuchh jivan bima agent ulip ko mutual fund bata kar bhej rahe hi
Which are best conservative hybrid funds?
Sir, I am 5 years which mf me invest karungi?
5 sal hold ke baad swp krna ho to flexi or multicap fund good choice
हां पकंज सर ऐसा भी करते लोग हम आपको टी वी पर सुनते है और आपका चैनल भी यूट्यूब पर भी देखते है
Sir mera senior citizen scheme ka 20500 evry month sip me invest hora mera large cap 43%, mid cap fund 33%, and small cap me 18% 10 se 12 years me approx kitna banega amount.
Hii sir, myself Kaushal. Plz review my portfolio...
SBI small cap fund - 2000
Axis small cap fund -3000
Nippon india small cap fund -1000
Quant small cap fund -3000
Mirae asset large and midcap fund -1000
Mirae asset focused fund-3000
Mirae asset tax saver ELSS -1500
Motilal Oswal midcap fund -3000
Pgim India midcap opportunity fund-2500
Kotal flexi cap fund -2000
Parag Parikh flexi cap fund -5000
UTI nifty 50 index fund -2500
HDFC index s & p BSE sensex fund- 1000...
Isme kuch change to nhi karna hai.. target 20 years.. monthly sip- 30500
Step up 10% every year.. plz guide me
Sir, mujhe swp ke liye invest karna hai lump-sum. ye fund mere liye achha hai retirement ke liye (20000 hajar per month swp)
1/ canarw robeco conservative hybrid fund. (5 lakh)
2/ state bank of India conservative hybrid fund.(10 lakh)
3/bank of India aggressive hybrid fund.(5 lakh)
4/ icici bank aggressive hybrid fund.(10 lakh)
Sir main 30 lakh invest karna chahta hun multi asset fund main aur waha se 1 saal baad swp karna chahta hun 18500 monthly to ICICI prudential multi asset kaisa rahega aur kotak multi asset fund kaisa rahega
ruclips.net/video/0X25FZZVFwc/видео.htmlsi=g91oHtzF5xMurUZl
Which is better - ICICI Balanced Advantage Fund or ICICI Equity and Debt Fund ?
Icici equity and debt fund
Equity and debt
Hdfc balance advantage fund is best.
Both work on different strategy , you can invest in both
HDFC balanced Advantage fund me
Qn (-) show kr rha he
For Example:-
SBI = -164Cr
Infosys. -225Cr
ITC. -34Cr
-------------------;
Iska kya mtlb hai??????
Plz 🙏🙏🙏 reply??
Sir please Review my portfolio..
Icici nifty index - 1k
Kotak emer equity - 1k
Sbi magnum mid - 1k
Tata small cap - 1k
Axis small cap - 1k
Dear Sir, kaunsa type ka fund sab se best hota hey SWP for a Retired person? Kripiya ish bare main batayein 🙏
Sir, I want to invest 1.5 lakh as lumpsum for 7 yrs in hdfc defence fund your advise is solicited
Hdfc balance advancement funnd me one time investment kor sekta hu?
Sir
Icici pru value discovery fund
HDFC Balance advantage fund
Sip ke liye eak sath tik hi....for long 15 yrs ke liye.
Plz sir answer me.
Abhijit Andaman Nicobar Island.
कम से कम अंग्रेजी शब्द एवं अधिक से अधिक हिन्दी बोलें तब बात समझ में आ सकती है । यह भाषा समझ से परे है ।
Sir mai vinay Shukla up Sultanpur se hoo sir mai September 15 2022 ko maine SBI contra fund me 3 lakh
SBI bluechip me 2 lakh
Sbi small cap me 2 lakh
Nivesh kiya hai is samay value 946000hai aage kya kre margdarsan kre
Good evening sir ji 🙏
Aapke video bahut hi achhe lagte hai ❤
Plz sir review my portfolio
SBI small cap direct fund 2000
Axis small cap 3300
Canara small cap 1600
Quant midcap 3000
Mahindra menu life multicap 2700
Tata large and mid cap 2400
Motilal Oswal large and mid cap 1500 Hdfc Sensex index fund 1000
HDFC small cap 500
Target 1.5 cr in 12 se 13 years me
10% step up yearly
Koi change karna hai ya nahi plz suggest me
Meri age 56 hai 40lach invest karna hai ap portfolio bana dete hai
Sir please also do some video with Some very Large cap funds,which is safe for the retired person.
Thanks for your explanation. I am NRI and want to invest in senior citizen scheme. Can I invest in that scheme?
Are you a senior citizen?
Hello sir
Mein apna swaal panaj sir se puchna chahta hu jankari ke abhav me mene sip suru ki or bhaut sare fund le liye sir me aapko regular sunta hu or follow bhi karta hu aap bhaut achi advice dete ho sir mera portfolio review kijiye sir me jda pda likha nhi hu aapko RUclips me Kai bar comment bheja but aapne reply hi nhi kya sir me sbji ki dukan laga kar paise jma karta hu plz sir margdarshan kijiye mera portfolio review karne me
Mera portfolio
Aditya Birla large cap regular -2000
Nippon India largecap
Regular-1000
ICICI prudential midcap
regular -2000
ICICI flexi cap regulr-1000
Nippon India small cap-3000
Axis small cap regular-1000
Sbi small cap regular-1000
Quant smallcap direct-1500
Canera roebeco smallcap direct-1500
Kotak midcap direct-1000
Hdfc smallcap direct-500
Tata smallcap direct-500
Sir kon si sip band Karu or konsi jari rakhna chahiye agyanta vash jda sip le Li hai or kya regular plan ko direct me switch kar lu please help me
Why have you investing in so many small cap funds.if you are not sure which fund will perform better than go for hdfc 250 small cap index fund.in the long term no active fund outperform index fund.
Sir elss funds ko sell karne par Jo profit hota hai kyal vo annual income me bhi add hota hai please bataye
What about Bajaj finance FD scheme? Is it safe
Sir,
Mere papa ka retirement fund 90 lakh aaya & sir hame new home buy krna h 82 lacs ka.... Sir hum loan le ya direct pay krde?
Any suggestions sir
Sir
Tata small cap & Quant small cap fund dono me investment kar sakte hai?
Sir please review my portfolio
1. HDFC Mid : ₹ 3000
2. SBI Small : ₹ 2000
3. HDFC Defence : ₹ 500
4. Kotak Small : ₹ 2000
5. Parag Flexi. : ₹ 3000
6. Nippon Small : ₹ 2000
7. DSP Small : ₹ 2000
8. Mirae Large & Mid : ₹3000
Total : ₹ 17500/ Month.
Time Period : 15 Yrs
ruclips.net/video/0X25FZZVFwc/видео.htmlsi=g91oHtzF5xMurUZl
Hello Pankaj ji
Portfolio mai jyada fund hone se kya nuksan hai. When I can track all my funds. Jyada diversion se kya problem hai?
Sir review
Nippon india large 4000
Parag Parikh flaxi 10000
Sbi magnum.mid 5000
Quant small. 3000
Nippon small 3000
Total 25000/m
Time 15 years
Nice portfolio. Just want to add ELSS fund
Secondly, u can switch one small cap , one is enough and invest that amount in Hybrid aggressive fund. Thanks.
Sir, many many many thanks you sir, for such an eary n unfailing advice from your greatness, this is first in myl life, but sir what is the name of conservative hybrid fund n its return, better advise me how much n where to invest, thankfully,
Lic k muchulfand Lena chai
Only 4 funds ,
1 HDFC mid. 5000
2 SBI Small cap. 5000
3 parag parik. 5000
4 SBI gold. 2500
Sir HDFC ka sampoorn nivesh plan kaisa h
Avoid
Hello sir...I want to invest lump sum amount in MF around 12 lakhs for 10 years and more..I am 41 years..pls suggest to me MF also confirm what Average rate of interest i will receive..also confirm it will be the right time to invest or i shld wait for correction
Sir, you can invest as below:
Index Funds 4L
Hybrid and debt funds 5L
Small cap fund 1L
Flexi cap fund 2L
What about Bajaj finance FD scheme? Is it safe
Icici balance में down साइड किस तरह से protect है कृपया समझाये
ICICI Prudential Balanced Advantage Fund को समझने के लिए कृपया यह वीडियो देखें: ruclips.net/video/aNPcuZSH1ik/видео.html
@@pankajmathpal thanks, yes strategies to हर balance fund की होंगी या होनी चाहिए, मैं समझा shayad icici का कुछ special है down side protection जैसे कि minimum NAv या aisa कुछ. क्या मै सही हू
ho sakta hai, kar sakte ho, sirf ye ho sakta hai ,wo sakta hai itna hi analysis hota hai is langoor mathpal ka 😛
Sir, mujhe swp ke liye invest karna hai lump-sum. ye fund mere liye achha hai retirement ke liye (20000 hajar per month swp)
1/ canarw robeco conservative hybrid fund. (5 lakh)
2/ state bank of India conservative hybrid fund.(10 lakh)
3/bank of India aggressive hybrid fund.(5 lakh)
4/ icici bank aggressive hybrid fund.(10 lakh)
Nice
Mujhe 1 crore milega retirement me SCSS ke always kisme invest karu?
Which one is better tata balanced advantage fund or ICICI balanced advantage fund or Edelweiss balanced advantage fund
65 not 5
Sir expense ratio kis amount pe rehta hai capital pe ya gain pe
Sir please take my question.I am planning to sell my equity shs worth RS 25 Lakh and this amount I want to park in balance adv fund for Monthly income.my salary is not so high so I want SWP income and that SWP monthly income I want to invest for next 25 years via SIP in large small mid cap equally.is this strategy is good?my SIP capacity is 20k kindly advise ratio for each large small or mid cap. Regards Rudra
ruclips.net/video/0X25FZZVFwc/видео.htmlsi=g91oHtzF5xMurUZl
Sir please suggest some good quality conservative hybrid fund 10:04
ICICI prudential Regular Savings Fund.
Sir, meri age 63 yrs hai.. Maine SBI Elite insurance policy mai 150000/- per year since 2014 se five yrs ke liye deposit kiya ab 10 yrs hone hone wala hai .meri policy march 2024 mai mature ho rahi. Fund just double ho gaya. Pl.suggest mujhe ye paisa abhi nikal lena chahiye ya kisi aur fund mai switch karna chahiye. Pl.suggest any fund scheme jisme mai 1 yr ke baad SWP kar saku.
Sir, u can invest 10L each in..
Hybrid funds or aggressive Hybrid funds.
10L in index fund or large cap fund
10L in SCSS
Rest fund you can keep in FD as liquidity..
Aap kyom sbi ke bare me kuch nahi boltha he?
Thank you Sir for taking my question and I will work on your advice.
How to fill the tax for swp investment plan in ITR 2
I want to gift shares to my wife is it taxable income for her
Sir I am Praveen pattar recently i started sip investment tata small cap fund 2500 and lump sum of f Rs 10000 in HDFC small cap and yearly I am getting 1 lakh I have to invest this amount in lumpsum so kindly guide me where I have to invest this amount yearly present my age 37
ruclips.net/video/I9Rh966ZSMU/видео.htmlsi=WJdlKxsIB2GkiEWO
Kaise pata chalega ki ye aapka actual channel hai
Hello, sir. I am 46yr old and till retirement my goal is make 3cr. I have SBI Magnum children investment Direct fund growth 5000 SBI contra fund direct growth 5000 hdfc flexicap midcap opportunities icici prudential value discovery bluechip infrastructure fund direct growth 5000 monthly sip and in SBI dividend yield contra long-term equity hdfc top hundred balanced advantage icici prudential multi asset bluechip equity and debt & india opportunities fund direct growth approx lumpsum 12 lakhs in my portfolio for time horizen 15 yr. So Sir, you are requested to give me advice that there is any need of portfolio diversification. Thanks
Eska expaince ration kitna h
Sir how to send questions to you
Sir mai SHIVENDRA KUMAR Bihar se hoo . Mere paas 5- 6 saal samay hai. Mere paas 10 lakh rupees hai. Kahaan invest karu.please suggest me.
For safe..
Invest in large cap fund or index fund or Flexi cap fund
And Hybrid funds
Balance advantage fund
Debt funds..
After retirement invest in scsss
Sir mai sip kar raha hu
1.Motilal oswal midcap fund direct plan growth=1500 ka
2.Hdfc balance advantage fund growth plan direct plan growth.=1000ka hai
Kiya ye dono fund sahi hai ki nahi
Aur mai isme 15to20 years sip karne wala hoo
So please suggest me sir
Thankyou...
ruclips.net/video/0ugFbgdlYGc/видео.htmlsi=V3KWQeORz0rjiYYA
Good.
Suggest
Add one small cap funds if you have vision for long-term
I have hdfc life pension plan hi where I pay 3 lakh every year for 5 years and they pay 75000/- every year as bonus it looks it is v poor pay out
Very Poor return. Already invested 15 lac. Post office gives 7.7% return with capital protection. Atleast one lac interest should come.
Avoid
What are P/E ratio, P/B ratio, ROE, alpha & Bita? Which are best for purchase SIP, Swp & Stock?
Kuchh mehnat khud se bhi kar le Bhai.
Lumsum?
Conservative hybrid fund has regular taxation unfortunately.. Equity savings fund is better option??? Return are similar..
Hi..how is tata small cap?
Kya main 5 lakhs ka lumsum invest karu Quant small cap me 3 yrs ke liye? Ya market girne ka intazaar karu? Ya fir aur konse small cap fund ya funds ache hai lumsum ke kiye?
ruclips.net/video/0X25FZZVFwc/видео.htmlsi=g91oHtzF5xMurUZl
Sir kindly reviw my portfolio
My age 28, investment horizon in 3 goals 5yrs, 10 yrs, 20 yrs
Total sip 13k
Sbi contra 2k
Hdfc bal adv fund 4k
Nipon large cap 1k
Nipon small cap 2k
Motilal midcap 1500
Quant mid cap 1500
Thematic tata digital/kotak infrastructure 1k on after other basis
Kindly review plllzzzzzzz 11k sip total with yearly 8 peecent increase expected 11:42 11:42
Add
Flexicap fund
ELSS fund
Hybrid aggressive fund
I want to gift shares from my Zerodha Demat account to my wife Zerodha Demat account kindly make a detail video on this topic
क्या इस समय lumpsum. किया जा सकता है market काफी ऊपर है
SEBI has implemented a new rule regarding this subject. Take a look .
Good opening
Thank U Sir
Thank you 🎉
55 year me scss me invest kar sakte hai kya
60 year
Hi Sir, I'm from Assam, a regular viewer of your videos. I want to invest in SIP for 20 to 25 yrs and my Target is 3 cr. I have already invested in
1. UTI Nifty Next 50 Index Rs.2k since 2023
2. ICICI Pru US Bluechip Equity Rs.2k per since 2023
3. Tata Small Cap Rs. 1k since 2023
4. Nippon India Small Cap Rs. 1k since 2023
5. NPS Rs. 11k per month since 2017
Sir, I want you to reviewed my portfolio and suggest me what fund to add or stop to achieve my Target or I have increase my investment amount. I will stepup my investment by 10% every year.
Add
Large cap fund
Flexi cap fund
How long it will run like today's performance.
सर मेरी मा की उम्र 70 साल है, और मंथली उसको अपने मेडिकल और दुसरे खर्चपांनी के लिये कम् से कम मंथली 30000, हजार की जरुररत् है SWP, करणे के लिये एकसाथ 4000000,लाख MF. दालने के लिये तयार है. तो कोणसे MF इन्व्हेस्मेंट करे, और इतनी रकम इन्व्हमेन्ट करणे के लिये कोई टॅक्स भरणा पडता है.
ruclips.net/video/vF1O_ebWXK8/видео.htmlsi=VSoOIZ1TOORrI9Ms