ye rule gatat hai, do baar message verification kar dete aur transaction ko reverse karne ka offer rakh dete ya phir kuch aur! this is not supportive for UPI!
If we go to new places every other person will be a one person, If we want to make payment for the first time which will be delayed by 4 hours then this system will fail...
It may be a good step. Many people are there in country who have comparatively less knowledge about this online payment system. And they end up falling prone to UPI scams. As our UPI payment numbers are increasing leaps and bounds year by year, some steps should be taken to lessen the financial frauds.
Agar koi aapke relative hospital me ho aur urgent aapko paise ka jarurat ho air aapke pass ATM na ho nahi cash to kya waha gand maraoge 4 ghante me to unka death bhi ho sakta h tabhi bologe kya " it may be good step"
seems good step, we also send 1 rupee for confirmation and this become a rule so for first time if we are transferring it to a trusted person then we will do small transaction and then can transfer rest instead of transferring big amount. this can also reduce chances of transferring to some accidental accounts and then asking them to return money.
We should get an option in our APP to enable or disable instant payment mode. It should be disabled by default if we start using UPI but we could enable it as and when we want.
इतना technology होने के बाद भी agar उस scanner तक नहीं pahunch paa रहे हैं तो जरूरt है हमे अपने technology को upgrade करना न कि transaction period time को बढ़ाया जाए. Jai hind Jai bharat.
Government ne ye bhut behetrin nirnay liya h 5k se adhik ke lenden pe 1 din ka delay hona chahiye taki agar fraud ho to log bank jake shikayat kr sake or paise udne se bach jaye
Online fraud k jyadatar cases greed k wajah se hota hai. Jahan 2 paise ka lalach diya gya log lakhon rupye lga dete hain. Payment karte time toh sab sahi hi lagta hai, agar 4 hours k baad pta chala ki galat payment ho gya tab toh wahi baat ho gyi. Matlab government ye sochti hai ki 4 ghante me vyakti ko satya ki prapti ho jayegi.
इंडिया में ज्यादतर लोग पहले 1 rs भेज के चेक करते है सही जा रहा है या नही 😂😂 फिर क्या होगा अगर पहली बार 1 rs करवा के चेक करे फिर दूसरे पेमेंट में लंबा हाथ मारे। फिर घोटाला कैसे रुकेगा 😂
UPI से भुगतान में रकम पाने वाले के एकाउंट में रकम दिखना चाहिये लेकिन 24 घंटे तक रकम फ्रीज रहे उसके बाद ही पैसे का आगे ट्रांसेक्शन हो। इसमे फ्रॉड के चांस कम हो जायेगा।
UPI Must be delinked from Direct Bank Account and Wallet system should be introduced for UPI payment . Wallet loading from Bank account should have Cooling period of 4 hours.... This will Set limit of Money loss upto the wallet Balance....and our Bank account will not be affected in case of any Fraud..
Although good decision but may create problems as the shopkeeper will not wait for four hours.Two secret pins may be introduced to check fraudulent transactions.
According to me link payment to some one or merchant and payment on number should band than fraud automatically decrease and wrongly transfer is also going to decrease.
to stop is it possible 1. VPN based payment receive and send should be stop. 2. UPI payments only to saved numbers and within India numbers only 3.Only register vendor/business payment is allowed 3. Government should Re-VERIFY all SIM CARDS for genuine and must be linked with PAN & UIDAI including BANK ( all banks/Post Office should be involved to help verify this process any discrepancies found will be punished with a penalty and sentence with loss of job) 4. payment while calling should be stopped. 5. the location of the sender and receiver should be notified while making payment 6. dedicated button to register complain in screen once activated help should be provided from UPI's end UPI will call and complete the case so that too many option option will be skip not many people r digitally expert
Reversing of payment or cancel transaction must remain in the hands of transferer for atleast 2 hours in any online monetary transaction. Lodging complaint with banks or upi merchant is no solution.
pahale rs 1900 ka payment karo.. fir second transaction mei remaining payment karo.. instant ho jayega.. sirf first transaction ko 2000 se adhik par hai taki fraud se bacha ja sake..
Ye thik us tarah h Ki aapki koi Purse na kaat de is liye ghar se hi mat niklo. Law and Order Improve karne ke bajae consumers pe hi limitations laga dege
that's a regressive step towards a cashless economy. that's no solution for online fraud. I think, It also enables no bank responsibility in fraud transactions after 4 hours. In my opinion govt. is taking the wrong step here.
Scammer toh aur koi na koi rasta nikalhi lete hai fraud ka lekin common people ko iss faisale se bahot problem hongi log online transaction karna hi band kardenge..galat faisla hai ye
Ise karne se pahle bahut advertising karni hogi directly ise nhi kiya jayega....Har news channel aur akhbaron me kuchh din lagatar alert kiya jayega fir ye ye lagu hoga syd....
Bhai Maine complain Kiya tha Cyder Cell main 6 month ho gaya FIR ka copy tak nahee diya hai.8 din thane ka chakker laga chuka hun. RTI kita hai FIR copy ke liye 1 maheena hone ko ayya koi reply nahe.
डिले के अलावा , फास्ट पेमेंट करने के लिए डॉबल वेरिफिकेशन का भी ऑप्शन होना चाहिए
मतलब पेमेंट करने के बाद 4 घंटे तक हमे उस रेस्टोरेंट/दुकान/टैक्सी आदि वालों के पास खड़े रहना होगा 😂 भाई इस तरह से तो दोबारा कैश का ही चलन बढ़ेगा।
2000 के नीचे का होगा तो नहीं अगर 2000 के ऊपर का होगा तो जरूर खड़ा रहना होगा 😂
ye rule gatat hai, do baar message verification kar dete aur transaction ko reverse karne ka offer rakh dete ya phir kuch aur! this is not supportive for UPI!
Are gawar 2000 rs kar ke multiple transaction kar dena 🤦🏻
Big mistake, UPI is popular because of instant payment, government should make more protective measures than harming the quality of UPI.
Agree with you.. and why the receiver will wait for 4 hours
Then people will prefer cash only
@@Lauvbhangu digital payment initiative was to eliminate (or reduce substantially) the case transaction
Lecture sun lo bhai log.. phir itna socho
If we go to new places every other person will be a one person, If we want to make payment for the first time which will be delayed by 4 hours then this system will fail...
फिर तो हो गया online transaction
मूर्खतापूर्ण निर्णय होगा
Right
It may be a good step.
Many people are there in country who have comparatively less knowledge about this online payment system. And they end up falling prone to UPI scams.
As our UPI payment numbers are increasing leaps and bounds year by year, some steps should be taken to lessen the financial frauds.
Agar koi aapke relative hospital me ho aur urgent aapko paise ka jarurat ho air aapke pass ATM na ho nahi cash to kya waha gand maraoge 4 ghante me to unka death bhi ho sakta h tabhi bologe kya " it may be good step"
अगर पहली बार है तो 1 rs करो, फिर conferm करो, उसके बाद पूरी payment करो
Good initiative by Govt. It would need best team to resolved any problem like fake payment within time.🎉
What do you think about fuel payment during travel?? because UPI is the best solution for travellers,
we are going to cash transactions again 🤔
अब तो अकाउंट नंबर डालने पर नाम शो हो जाता है तो फिर फ्रॉड होने का चांस कहाँ रह जाता है ज़ब नाम और अकाउंट नंबर सही है तो फिर ऐसी संभावनाएं कम होती हैं।
Khud he cut jaata hai froud me to time milega return lene ka
Scammer don't show his/her name or institutions that's the problem
otp based jo transiction hota hain
Cyber crime se nahi lad sakte toh . System hi slow kar do #😅😅
Ek hacker kuch b kr skta hai sir.... Is mithya me mat rhiye ki account no. or name shi match ho jata hai... 😑
डिले सिर्फ बडी अमाऊंट के लिये होनी चाहिये. दुकानदार हर बार 4 घन्टे इंतजार थोडे ही करते बैठेगा 🤔
ये बात सही है जब हम पहली बार किसी को पेमेंट करते हैं। तो डर तो लगा ही रहता है की पैसा पहुंचेगा की नहीं।
Payment mat Kar Bhai itna daar lagta hai toh tu cash Mai kaam kr
Respect for Government 💎❤️
देश आगे बढ़ रहा है !!!
9:25 धन्यवाद सर।🙏🏻
seems good step, we also send 1 rupee for confirmation and this become a rule so for first time if we are transferring it to a trusted person then we will do small transaction and then can transfer rest instead of transferring big amount. this can also reduce chances of transferring to some accidental accounts and then asking them to return money.
We should get an option in our APP to enable or disable instant payment mode. It should be disabled by default if we start using UPI but we could enable it as and when we want.
Thank you so much sir and Sanskriti team ❤❤
Es video se kafi logo ko fayda ho .... and ....en logo ke chakkar m achhe achhe pade log fas jate hai
GOOD initiative by GoI.
Cyber Freud karne wale ko कानून बनाकर फांसी पर दो चार गो को लटकाना चाहिए सब साइबर freud ही समाप्त हो जायेगा ।
Government ki karwati hai esa wo sza kyu degi
@@picsart8822😂😂😂 papu
@@picsart8822re katua😂
Cyber wale to khud hi mile hue rahte h.
😂
Not a good step it would impact merchant payment. Suppose you are paying a shopkeeper then will he wait for 4 hrs.
Limit 2000 se jayada hona chahiye.
इतना technology होने के बाद भी agar उस scanner तक नहीं pahunch paa रहे हैं तो जरूरt है हमे अपने technology को upgrade करना न कि transaction period time को बढ़ाया जाए.
Jai hind Jai bharat.
Scammers bhi apni technology badha lete hai, kuch na kuch loopholes nikal hi lete hai
यहां दो विकल्प दिया जाना अच्छा रहता जिसमें से चुनकर कर भुगतान के लिए आगे बढ़ने को अग्रसर होना सुरक्षित रहता । तुरन्त O या चार घण्टे बाद O 😂
Ab frauder bolega ki kripya 1 rupee dal kar janch kar lain.
Ek chor ka dimag biskhopda hota hai😊😅
Bahut jaruri hai first time ke liye. Mere sath 18000 ka fraud hua. But complain karne pe dusare ke account me se wapas kiye jane chahiye.
This will reduce popularity of UPI. People love UPI only for instant payment.
Government should educate people to protect them scammers
लिमिट बहुत कम है कम से कम 10000 होना चाहिए
मैंने अभी तक लगभग 600+ complain register ki हैं। लगभग प्रत्येक तरह की कंप्लेन को देखा जा चुका है।
I think minimum delay amount 2000 is good but give right to user to set limit up to per day limit.
Wow brilliant idea by Govt
Bahut sundar step taken by government by cyber security if it is right must be appreciated.
pahale 1500 rupye transfter kr do aur uske turnat baad 5000 ka payment kr sakate h na,
Government ne ye bhut behetrin nirnay liya h
5k se adhik ke lenden pe 1 din ka delay hona chahiye taki agar fraud ho to log bank jake shikayat kr sake or paise udne se bach jaye
100% good Step by the government
Jo mere saath huaa Maine sankrit ias tim ko bataya tnq ... sir aap video leke aaye
Very good step but it can be caused to who is in real problem
Sir अगर पेमेंट ₹1999 करके जितनी ट्रांजेक्शन लिमिट हैं उतनी बार किया जाए तो इंस्टेंट ट्रांजेक्शन होगा kya sir .....????
😂😂😂 समस्या अभी टली नहीं है
लोग यूपीआई ट्रांजिक्शन कम हो जायेगा ज्यादातर लोग प्रोडक्ट खरीदने में इसका use करते है❤❤❤❤❤❤❤❤❤
Mtlb upi ka use kam hone wala h,
Kyunki ab shop wale 2000 se uper ka payment nhi lenge😂😂😂😂
Patna me only ias offline centre aa gaya hai,but mujhe sanskriti ias Patna offline centre hi join karni hai,kab tak Patna me sanskriti ias aayega..
Always second password option above 2000 amt transaction done and after 4hour final password to begin the transfer
Good effort by government
🎉🎉🎉Great intititave sir G by Government
Bagair samjhe hue great initiative
@@RajuKumar-ec5jktujhe smj n aayega to kya dusre ko b nahi aayega kya
Option C
Great steps by government👍
Option -B
To sir payment hone pr 4 घंटे से पहले वापस हो सकता है
Online fraud k jyadatar cases greed k wajah se hota hai. Jahan 2 paise ka lalach diya gya log lakhon rupye lga dete hain. Payment karte time toh sab sahi hi lagta hai, agar 4 hours k baad pta chala ki galat payment ho gya tab toh wahi baat ho gyi.
Matlab government ye sochti hai ki 4 ghante me vyakti ko satya ki prapti ho jayegi.
इंडिया में ज्यादतर लोग पहले 1 rs भेज के चेक करते है सही जा रहा है या नही 😂😂 फिर क्या होगा अगर पहली बार 1 rs करवा के चेक करे फिर दूसरे पेमेंट में लंबा हाथ मारे। फिर घोटाला कैसे रुकेगा 😂
bhai OTP froud bhi hota hai vo ruk jayga
UPI से भुगतान में रकम पाने वाले के एकाउंट में रकम दिखना चाहिये लेकिन 24 घंटे तक रकम फ्रीज रहे उसके बाद ही पैसे का आगे ट्रांसेक्शन हो।
इसमे फ्रॉड के चांस कम हो जायेगा।
UPI Must be delinked from Direct Bank Account and Wallet system should be introduced for UPI payment .
Wallet loading from Bank account should have Cooling period of 4 hours....
This will Set limit of Money loss upto the wallet Balance....and our Bank account will not be affected in case of any Fraud..
मेरे दो फ्रेंड के साथ फ्रॉड हो गया एक ने 18000 गवाये तो दूसरे नहीं 3000 अगर इस तरह के नियम लागू होते हैं बहुत ही अच्छा है
Although good decision but may create problems as the shopkeeper will not wait for four hours.Two secret pins may be introduced to check fraudulent transactions.
Bilkul सही है.. हमे तो कोई दिक्कत नही है।। 👍👍💯
i wish he has to see this and know how he is been in ur mind he should know it
According to me link payment to some one or merchant and payment on number should band than fraud automatically decrease and wrongly transfer is also going to decrease.
बिलकुल सही निर्णय है।।मैं खुद पीड़ित हूं।और मैं इस तकनीक के बारे में सोचता था
Sahi kadam hai sir,as banker ke nate
Cyber cell par action lena chahiye
bahut sahi faisla hai
बहुत अच्छा कदम है
Amount Limit badhana chaiye 5000+ rakhna chaiye.
Answer =Option *B*
what about shopkeepers, if we are buying things higher than 2k
First transfer less than 2k then pay the rest of money.
bill is 9000 in a resturant, what will you do? nonsense initiative.@@harshrajput3241
Bahut badiya discussion❤❤❤❤
Sir mujhe to kai bar fraud call AA chuke ha. Or mere frnd k sath hua ha scam. Bahut acchi scheme ha ye
Kabhi fraud call m beleive mt kro hamare area m cyber fraud krke luxury jiwan jite hai.
💯 sahi hai Sir
मतलब नाश्ता कर के 4घंटे होटल में रुकना पड़ेगा लौड़ा नियम लागू होगा
why to pay in one go just split the bill multiple transactions
Bro 2,000 se niche transactions me 4 hours delay nahi hoga
Option b
to stop is it possible 1. VPN based payment receive and send should be stop. 2. UPI payments only to saved numbers and within India numbers only 3.Only register vendor/business payment is allowed 3. Government should Re-VERIFY all SIM CARDS for genuine and must be linked with PAN & UIDAI including BANK ( all banks/Post Office should be involved to help verify this process any discrepancies found will be punished with a penalty and sentence with loss of job) 4. payment while calling should be stopped. 5. the location of the sender and receiver should be notified while making payment 6. dedicated button to register complain in screen once activated help should be provided from UPI's end UPI will call and complete the case so that too many option option will be skip not many people r digitally expert
Right
2nd option
Nice initiative govt
Sir hum kahi market karte Samy 2 hajar se Adhik ka kare to waha par dukan Vala wait Kara dega.
Business walon ko problem hogi... Shopkeeper ko badi payment krne pr unhe 4 hour wait krna hoga...kyunki koun daily big amount mein buy krega...
Reversing of payment or cancel transaction must remain in the hands of transferer for atleast 2 hours in any online monetary transaction. Lodging complaint with banks or upi merchant is no solution.
सर मान लीजिए हमने कुछ मार्केट से खरीदा 2000 के ऊपर का तो क्या दुकांदर ऑनलाइन ट्रांस्केशन लेगा.... क्युकी 4 घंटे बाद आएगा पैसा ?
pahale rs 1900 ka payment karo.. fir second transaction mei remaining payment karo.. instant ho jayega.. sirf first transaction ko 2000 se adhik par hai taki fraud se bacha ja sake..
Yah prakriya lagu hona Chahiye
People who have clicked on this video for the thumbnail.. There's nothing like 4hr or something gonna happen.
Stock broking services par nehi hona chahiye trade hamper hota hey
good step to welcome
same ye idea mere me v aata hai
Sir Kiya Aisa bhi hoskta h ki scammer waiting time badade or 4 hours ke cooling period ke bad debit kare... Lagatar jab tak account Khali na ho.
Ye thik us tarah h Ki aapki koi Purse na kaat de is liye ghar se hi mat niklo. Law and Order Improve karne ke bajae consumers pe hi limitations laga dege
Sandar hai Decision
that's a regressive step towards a cashless economy. that's no solution for online fraud. I think, It also enables no bank responsibility in fraud transactions after 4 hours. In my opinion govt. is taking the wrong step here.
Internet fraud ke liye Saja badhana chahiye na ke UPI ka transaction ka time badhaye 😅😅😅
Very good step.
Thanks sir and sanskriti ias
Dear viewer, Thank you for your feedback keep watching our other videos like this. Thank you
Absolutely 👍
Scammer toh aur koi na koi rasta nikalhi lete hai fraud ka lekin common people ko iss faisale se bahot problem hongi log online transaction karna hi band kardenge..galat faisla hai ye
End of UPI...not useful for daily transactions of businesses.
Bhai isme shop aadi ka option hona chaia usme instant hona chia phone to phone 4ghante limit honi chia
Ise karne se pahle bahut advertising karni hogi directly ise nhi kiya jayega....Har news channel aur akhbaron me kuchh din lagatar alert kiya jayega fir ye ye lagu hoga syd....
Bhai Maine complain Kiya tha Cyder Cell main 6 month ho gaya FIR ka copy tak nahee diya hai.8 din thane ka chakker laga chuka hun. RTI kita hai FIR copy ke liye 1 maheena hone ko ayya koi reply nahe.
Isse or firod hoga because cancel krne ke liye otp bagere puchege to hankers asani se kr sakta h
3:35 ghanta khas hai, Time for cash again
Very good
I think that's good decision but here little bit drawback if anyone has to pay to someone else and that's important then he has to wait 4hours .
tab kya kisi shop me 2200 ka payment kar shope khara rahna hoga shop me