Home Loan Par Interest Kaise Lagta Hai| How Home Loan EMI system Work

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  • Опубликовано: 21 ноя 2019
  • होम लोन पर ब्याज कैसे लगता है | How Home Loan EMI system Work
    Home loan main byaj or interest kaise lagta hai, Home loan mai EMI system kaise kaam karta hai , aise bahut saare aise sawal hai jiske jawab hum jan na chahte hai. Home loan ke is video mai humne aapko bahut hi simple bhasha mai aapko samjane ki kosis ki hai ki Interest kaise lagaya jata hai aur emi system kaise kaam karta hai.
    Home loan ke aur bhi video channel par available hai jiske link yha diye ja rahe hai aap direct click karke dekh sakte hai.
    #homeloan, #homeloanprocess, #finplustech
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Комментарии • 653

  • @FINPLUSTECH
    @FINPLUSTECH  4 года назад +104

    अगर आपको इस वीडियो से थोड़ा भी सीखने को मिला है तो प्लीज वीडियो को लाइक जरुर कीजिए और चैनल को सब्सक्राइब करना मत भूलिए जिस से आने वाले नये वीडियो की जानकारी आपको मिल सके।और हमारा उत्साह बढाने के लिये विडियो के निचे दिये गये थैंक्स बटन पर क्लिक करके आप अपने इस चैनल को आपकी इच्छा अनुसार डोनेट करते हुए अपना सवाल कमेंट कर सकते है जवाब जरुर मिलेगा |

    • @ranjanraj8429
      @ranjanraj8429 4 года назад +1

      Manish9674071986

    • @pahadbekc
      @pahadbekc 4 года назад +1

      Sir ye 4603 or byaj7083 kese aya

    • @KundanKumar-dl8ot
      @KundanKumar-dl8ot 4 года назад

      Kundan sharama 9978943930

    • @maheshmali2281
      @maheshmali2281 4 года назад +2

      Mera home loan ko 3 sal how ahe lekin or me meri EMI regularly bharta hu lekin loan jitna tha it nahi he some bas 10000 hi kam hua he muje kuch smjme nhi araha
      Metal on 11 Lak he or me hrmhina 10000 EMI bharta hu
      Kya kru kuch smjme nhi aaraha

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад

      starting main byaj main paisa jyada jyata hai isliye jyada kam nhi hota.

  • @satyendragond7905
    @satyendragond7905 4 года назад +9

    आसान शब्दों में समझाया, धन्यवाद्!

  • @bandhanianil
    @bandhanianil 3 года назад +12

    भाई बैंक वाले जनता को बहुत भयंकर तरीके से लूटते है कभी भी बैंक से लोन नही लेना चाहिए क्योंकि ये लोग व्याज तो पहले ले लेते है और प्रिन्सिपर अमाउंट जस के तस रहने देते है

  • @FINPLUSTECH
    @FINPLUSTECH  4 года назад +11

    अगर आपको वीडियो से थोड़ा बहुत भी सीखने को मिला हो तो चैनल को सब्सक्राइब जरूर करें ताकि आने वाली वीडियो आप देख सकें । अगर कोई भी सवाल है तो जरूर कमेंट करें।

    • @SahidKhan-ns9pz
      @SahidKhan-ns9pz 4 года назад +1

      sir muje 5lak ka lon lena he 10 sal k liye
      kitna kist hoga
      jankari dijiye

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад

      6200 hoga agar 8.50% byaj lete hai to

    • @rakeshgupta-ml8sb
      @rakeshgupta-ml8sb 4 года назад

      Sir loan m yrs ka kya role hai. Ager m loan lu to kitne period ke liye mere liye faydemand hai. I mean intrest kisme kam lagta h 5,10,15 ,?

  • @indarkumarsain2139
    @indarkumarsain2139 9 месяцев назад +1

    Very good jankari sir aankhe khol di hame to pata hi nhi tha ase mathod ka

  • @anutamang812
    @anutamang812 4 года назад +3

    Very useful topic...nd helpful vedio with easy explanation...thank u sir for homeloan information...

  • @kumarrahulsingh8336
    @kumarrahulsingh8336 2 года назад +1

    Main bahut khush hua aap ka video dekh kar bahut hi Achcha Laga very good

  • @ramdasnikam1313
    @ramdasnikam1313 4 года назад +14

    Sir, you have given beautiful analysis of home loan instalments and benefits of prepaid loan amount. Thanks for sharing this beautiful information.

  • @indarkumarsain2139
    @indarkumarsain2139 9 месяцев назад

    very goodVideo sir dhanyvad bahut jankari

  • @bigcollectors9070
    @bigcollectors9070 3 года назад +2

    Sirji pehla instalment ka principal aur interest portion kaise decide karte hai ? Aapke dwara diye ex. me 4603 principal (. मूल धन). kaise decide hua ? WHY NOT ANY OTHER AMOUNT . PLZ CLARIFY

  • @PankajSingh-ft7oc
    @PankajSingh-ft7oc 3 года назад +1

    Thank you sir ji for this video

  • @adarshacademyplus1923
    @adarshacademyplus1923 4 года назад

    Nice way to explain installment

  • @anuchauhan9038
    @anuchauhan9038 3 года назад +1

    Sir can you please explain the breakup of EMI in this example

  • @Space_Info00
    @Space_Info00 4 года назад +1

    Information ke liye to thik h
    But isse customer ki emi to 11686 hi rehegi na
    Interest or principal amt to ratio me Kam zada he rahega

  • @GudduKumar-rx9fo
    @GudduKumar-rx9fo 3 года назад +1

    Thanks sir ji

  • @babysingh-tk1qt
    @babysingh-tk1qt Год назад

    Bahut sahi awesome can you share how capital amount and interest amount decislde in EMI

  • @PAWANKUMAR-oc3gz
    @PAWANKUMAR-oc3gz 4 года назад +1

    Sir PMAY Subsidy principal ya interest me credit Hoti hai

  • @muhammadsiddhiqi68
    @muhammadsiddhiqi68 3 года назад +1

    Thank you Sir

  • @vikasyadav-kg9gi
    @vikasyadav-kg9gi 4 года назад +1

    Samajh me as Gaya guru

  • @prashantmore1481
    @prashantmore1481 3 года назад

    Hanji sir sikhane ke liye mila jara bataye floating sys ke bare me

  • @rahulkumaryadav64
    @rahulkumaryadav64 3 года назад

    Thank you so much sir ji

  • @shailendrasinghrathore1188
    @shailendrasinghrathore1188 4 года назад +1

    Good video, and good explanation👍

  • @fragrenceful
    @fragrenceful 3 года назад +2

    Why don't you create Excel worksheet for Home loan EMI amount and on various cretaria asap

  • @SunilKumar-ww6pd
    @SunilKumar-ww6pd 4 года назад

    = pmt( emi rate/12,period in month * 12 , loan amount )

  • @jaymeena7032
    @jaymeena7032 4 года назад +1

    Very very informative vedio sir. Mujhe bas yahi janna tha ki mahine ke beach me ammount jama karne par usi mahine ka intrest kam hoga ya nahi sbi me car loan par.

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад +1

      ji aapko fayda milega jab bhi aap bich mai paisa jama karoge..

  • @maheshborkar6399
    @maheshborkar6399 4 года назад +2

    Sir p.a or validity ke aadhar par interest kaise nikalte h

  • @pandey3730
    @pandey3730 3 года назад +1

    Hello sir yah bataiye kya PNB se home loan PNB mein hi dusri shakha mein PNB ki transfer karaya jaaye to kuchh processing fees lagegi kya

  • @jayeshpatil5384
    @jayeshpatil5384 3 года назад

    Thanks sirji

  • @radhasharma1714
    @radhasharma1714 4 года назад +2

    🙏🙏🙏🙏thanks🙏🙇🙏💕

  • @santoshkambli2543
    @santoshkambli2543 4 года назад

    There is problem with ICICI Bank..i am paying part payment but still there is no reduction

  • @sudhirsharma4059
    @sudhirsharma4059 4 года назад +7

    Sir meine 20 Lakh home lone 9.30 % k interest py 15 years k liye liya hy
    Pls tell meri ek month ki EMI kitni bnegi
    Or usme mera pr month kitna वयाज ओर किसत होगी pls tell me sir

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад +5

      20644 emi hogi ek month ki..total interest 15 saal ka 17,15,885 hoga.

  • @mylifemyrules.4693
    @mylifemyrules.4693 4 года назад +1

    Sir ji
    1057709 loan amount hai.
    11.25% int rate aur tenure 132 h to
    Emi Kaise hoga calculate aur 1st June 2014 se start h emi
    Pls btaiye foreclosure amount

  • @akilshah2239
    @akilshah2239 4 года назад +1

    Thanks

  • @AnkitPandey-cn9ib
    @AnkitPandey-cn9ib 4 года назад +12

    Allahabad bank se hame home loan lena hai 10 lakh 5 saal ke liye total kitna lagega aur EMI kitna hoga

    • @m.d.fitness1467
      @m.d.fitness1467 3 года назад

      Bhai agr hr admi aise bat krega to is bhai ka time west hoga bs .
      Or ap anpad ho kya jo aisi bat kr rhe ho. Itna to tumko khud andaza lagana padega. Paglo wali bat kroge to apke upr hasi ayegi bas

    • @VISHALSHARMA-lx6ne
      @VISHALSHARMA-lx6ne 11 месяцев назад

      7083 per month agle 60 months Tak Dena hoga

  • @Ishe_-.333
    @Ishe_-.333 3 года назад +1

    Bhot ache se smjhaya aapne

  • @Jatinmalik2010
    @Jatinmalik2010 4 года назад

    What is the system of interest calculation. i .e prin.xinterest÷12 month is it o k.

  • @vickychoudhary3270
    @vickychoudhary3270 4 года назад +2

    Achha se smaj aaya sir ji

  • @aygy6455
    @aygy6455 Год назад

    Bahut Badhiya Bataya Apne

  • @vikasyadav-kg9gi
    @vikasyadav-kg9gi 4 года назад +2

    👌👌👌

  • @vadivelc9354
    @vadivelc9354 4 года назад

    How do calculated % of principal and interest

  • @kundankochak87
    @kundankochak87 3 года назад

    सर जी होम लोन के लिए कोनसी बैंक अच्छी रहेगी जरूर बताये।

  • @RakeshKumar-vw1rm
    @RakeshKumar-vw1rm Год назад

    Thnks ji

  • @nisarahmad924
    @nisarahmad924 4 года назад +7

    Mai PSU employe hum mujhe 20,00000 (twenty lakh) ka loan Lena hai 20 yrs Mera period rahega loan bharne ka ,plz iska calculation bataye 2020 ka SBI interest rate ke hisab se

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад +2

      17104 emi hoga..8.30% ke hisab sd

  • @kazimuskankazi5168
    @kazimuskankazi5168 3 года назад +1

    Thanks sir

  • @poojapatil6604
    @poojapatil6604 Год назад

    Very well explained sir

  • @anilyadav5279
    @anilyadav5279 4 года назад +3

    GREAT VIDEO
    MUJHE BSS YE SAMJHA DIJIYE
    5LAC KA LOAN LIYA MENE 5 SAAL K LIYE TO MUJHE MOOL YAA INTREST SAB MILAKAR 5L PAR KITNA EXTRA BANK KO DENA HOGA

  • @RANDHIRKUMAR-gz2ol
    @RANDHIRKUMAR-gz2ol 3 года назад +2

    Sir Mene home loan liya hai. avi principle amount 6,40000 hai agar mai isme 1,00000 dal deta huai to mera principle amount kitna hoga

  • @ranjeetchotiyal9669
    @ranjeetchotiyal9669 3 года назад

    Home loan lene par kis rakam par byiz lagega 80% par ya jo rakam hai us par

  • @nabiraham1202
    @nabiraham1202 2 года назад +4

    How we consider principal amount 4603 for 1st EMI, please elaborate.

  • @sandippatil6385
    @sandippatil6385 4 года назад +1

    Thanks sar

  • @rattanstudio4376
    @rattanstudio4376 Год назад

    Can bank charge the intrest on sanctioned amount or the disbursed amount..?

  • @amritathakur7676
    @amritathakur7676 2 года назад

    Sir hmne hdfc se personal loan liya h kya isme bich m kuch ammount jma kr du to kya interest km hoga?

  • @ajayarya6800
    @ajayarya6800 3 года назад

    Thku

  • @ashishjain7232
    @ashishjain7232 2 года назад

    Good sar ji

  • @ugersen4883
    @ugersen4883 4 года назад +2

    Sir COMPOUND INTEREST me bhi ese hi balance reduse hota hai ya phir kisi or tarike se

  • @abhishektiwari8980
    @abhishektiwari8980 4 года назад +1

    Thanks for information

  • @NiteshKumar-ni3vu
    @NiteshKumar-ni3vu 3 года назад

    pura samj me aya h

  • @VivekKumar-ip7yv
    @VivekKumar-ip7yv 2 года назад

    Very nice sir

  • @SanjayKumar-lc8lt
    @SanjayKumar-lc8lt 4 года назад +4

    Sir kya document lagega FD kitna lagega
    PURA bataie

  • @RakeshSingh-ir8pk
    @RakeshSingh-ir8pk 4 года назад

    Nice Sir

  • @toktik7963
    @toktik7963 3 года назад

    Sir home loan or parsonal loan me kon sa tik rahega kis par kam byaj lagega

  • @unfamousgaming7174
    @unfamousgaming7174 3 года назад +1

    Sir muje kaise pta chalega ki Mera loan daily reducing h ya monthly reducing h
    Sir tell me please 🙏🙏

  • @vineettalreja3681
    @vineettalreja3681 4 года назад

    Sir pmay se finance kraya H home loan mne bank iifl se uska intrest rate 14 persent H to kya me subsidy ane k baad pnb me transfer krwa sakta hu but papa ki salary cash hoti H account me nhi aati so koi Problem to nHi hogi plzz tell me??

  • @divyanshukhandagale4490
    @divyanshukhandagale4490 3 года назад +1

    👌🙏

  • @ShardaKumari-mn3en
    @ShardaKumari-mn3en 7 месяцев назад

    Wow nice explanation

  • @devrajdevasinagaur3146
    @devrajdevasinagaur3146 Год назад

    Very nice information

  • @tahseemnickhan8391
    @tahseemnickhan8391 3 года назад

    Bahot achche se samajh aaye thanks

  • @vickysahu3568
    @vickysahu3568 3 года назад

    Thx sir

  • @kaushalpaul9329
    @kaushalpaul9329 4 года назад

    sir ji int last main kam raha hai magar hum kisht ton utni he de rahe hai ese ton kisht har mahine kam honi chahiye

  • @imtiayzsajjan5554
    @imtiayzsajjan5554 3 года назад +1

    Thanks brother 👌👌

  • @prasadshelar161
    @prasadshelar161 3 года назад

    1:50 wo 4603 principle account kaise fix hoti hai..???

  • @vijenderdavessar2816
    @vijenderdavessar2816 3 года назад +1

    Explained very well indeed . Keep it up .

  • @sunitaverma9110
    @sunitaverma9110 3 года назад

    Sir mai Sbi se loan Lena chahti hu 20 lakh ka 5 sal ke liye to EMI kitna hoga aur byaj kitna hoga 2021 me

  • @motivationgurujii9496
    @motivationgurujii9496 4 года назад

    Konsa benk best he home Lon lene ke liye sar

  • @mohammadnizam5136
    @mohammadnizam5136 3 года назад

    Hlw sir i take home loan 6 months ago and interest is 14.4% for 15 year to kya hume loan transfer kr lena chaiye

  • @NiteshKumar-ni3vu
    @NiteshKumar-ni3vu 3 года назад

    mera loan PNB se agar me 2 lakh dalu to Principal kam hoga..... ya 2 lakh ka kuch part interest me bhi jayega.......

  • @matbersinghnegi2547
    @matbersinghnegi2547 4 года назад +1

    Sir loan K emi flat possession ke baad suru hoti ya Pahle... Kab suru hoti hai...

    • @FINPLUSTECH
      @FINPLUSTECH  4 года назад

      loan lene ke ek mahine baad se suru ho jati hai

  • @aashiqgamingrider8353
    @aashiqgamingrider8353 3 года назад +1

    Sir mene sarkari benk se 5 lakh rupye ka loan liya 5 sal ke liye to mujhe byaz kitna lagega extra paise kitne dene honge reply me fast

  • @uttarabiswas2593
    @uttarabiswas2593 3 года назад

    Business loan ka interest rate kitna sir ?

  • @SunilKumar-ww6pd
    @SunilKumar-ww6pd 4 года назад

    Yes hai Excel me lagne Wala loan

  • @manubhaithakker4842
    @manubhaithakker4842 4 года назад +4

    Kya EMI ke alava extra amount bich bich me bhar Sakta hai.

  • @AnujKumar-md3nx
    @AnujKumar-md3nx 10 месяцев назад

    Sir 8.5 interest rate se kon si bank de rahi hai

  • @sitarambattar1594
    @sitarambattar1594 3 месяца назад

    Sir please batana with out govt job loan pay interest rate ketana lagaga

  • @Sanjam2014
    @Sanjam2014 4 года назад +1

    Sir main 1300000 home loan liya hai 15 year ke liya hai or 6emi de chuka hu, kiya main loan close kar sakta hu, charge kiya lagega, please reply

  • @vikramdhanawade2910
    @vikramdhanawade2910 Год назад

    मूल & ब्याज कैसे calculate krte hai

  • @AMIRKHAN-zc3qw
    @AMIRKHAN-zc3qw 3 года назад

    Sir main 5lac ka loan leraha ho 12%se 3 years ke liye mera pr months EMI kitna hoga

  • @anamkashyap4361
    @anamkashyap4361 3 года назад

    Thkuy you sir

  • @mchaudhari2447
    @mchaudhari2447 3 месяца назад

    सर जी आपने जो रुल बतायें वही पर्सनल लोन के लिये भी लागू हैं

  • @chumanthakur7989
    @chumanthakur7989 3 года назад

    Good sir

  • @ankur1561
    @ankur1561 2 месяца назад

    Thank you so much

  • @laxminigamofficial
    @laxminigamofficial Месяц назад

    Sir mai puch rahi kya bank Wale har month intrest jodkar uske upar bhi interest lagate hain..... Please batayen mujhe

  • @ModernArch
    @ModernArch 4 года назад +1

    Hello sir how to apply repair renovation home loan rural

  • @lavkushkumar4659
    @lavkushkumar4659 4 года назад

    Adhese jada paise adhikari kalete h kya milega

  • @tousifrahman9065
    @tousifrahman9065 4 года назад +1

    Aap 25 lakhs ka loan pe video bnaye
    Us bank ka jo sabse km intrest leta ho

  • @dezisingh6669
    @dezisingh6669 4 года назад

    Sir investment ke liye kya lena chahiye plot ya flat low budget me kya kharide plz sir reply

  • @vinodtiwari9650
    @vinodtiwari9650 3 года назад +1

    Agar bank me ek must rupaya jama karte hain to bank kis me kami karega time ya interest is par video banaye plz

  • @debayhembrom2999
    @debayhembrom2999 3 года назад +1

    गुड

  • @sonamshaad151
    @sonamshaad151 2 года назад

    Sir calculation to dikha dete ki int aur principal kaise calculate krte h

  • @sumankapil5827
    @sumankapil5827 7 месяцев назад

    Thanks you sir

  • @RespectedSir100
    @RespectedSir100 4 года назад +1

    Sir United Bank of India🇮🇳 me kya regular Reducing scheme hota hay House loan me??