Very nice conversation, I have gone through the pain of opening a PIS account. Happy to have more insights/conversation about this as I know a lot of other Indians struggling and giving up investing in India due to complexities.
Hey, thanks for watching. Deepak refers to the margins made while lending (NIM), which will be lower than the lending rate because you have to adjust for the cost of capital.
Never seen Shray, so always thought he was 22-23 from just hearing his voice on the podcast :) .
Thank you for uploading, Great Insights 🎉
Very nice conversation, I have gone through the pain of opening a PIS account.
Happy to have more insights/conversation about this as I know a lot of other Indians struggling and giving up investing in India due to complexities.
Always insightful to listen to Deepak Shenoy 🔥❤️
Its 2024, pls add timestamps to the long video
Sure, the timestamps are now updated. Thanks for the feedback :)
Love the way you guys pull the regulator's leg in a fun way. Also, didn't knew the PMS industry faces such trivial regulatory issues. Great work team.
Thanks for listening!
Nice video. Thank you Deepak.
Cheers, thanks for listening in.
52:20 didn't understand this. Why is the return on equity 4%?
If startups lend at 16% won't the entire 16% be their return?
Hey, thanks for watching. Deepak refers to the margins made while lending (NIM), which will be lower than the lending rate because you have to adjust for the cost of capital.
good episode! make it a monthly show atleast if not weekly. I just checked your channel. Your last episode was 2 months back.
Thanks for listening, Vinay. We'll try do more :)
great video, you mentioned banks are again not going to the court for IBC process, why would that be ?
We wish we knew! But it's probably a feeling that IBC takes too long and then a quid pro quo between the promoter and bank employees.
Thank you Sir
Thank you for watching!