the biggest thing i wish for when it comes to the "only following people online that make you feel good" is for social media sites to stop showing me things on my feed that i haven't subsribed to. it is so incredibly exhausting to lose track of how much "stuff" there is constantly when half of it is algorithmically created content instead of the one i already filtered for myself
VIDEO TIMESTAMPS 😎 1. File Taxes Early (0:18) 2. (Ad) Switching To A Better Wireless Cell Service (1:17) 3. Set Up A “Drop Zone” (2:33) 4. Get A Key Tracker (3:19) 5. Set Up A Password Management System (4:09) 6. Get An Accountability Buddy (4:35) 7. Schedule “Scary Hour” With A Friend (5:41) 8. “Don’t Put It Down, Put It Away” (6:33) 9. Automate Your Savings (7:42) 10. Block Out Time On Your Calendar Just For You (8:37) 11. Setup A Travel Hacking Plan (9:30) 12. Use A Withholding Calculator (10:54) 13. Assign Different Chores To Different Days (11:24) 14. Enforce Your Boundaries By Offering Alternatives (12:27) 15. Double The Amount Of Food You Make For Dinner (13:18) 16. Mute Or Unfollow Social Media Accounts That Make You Feel Bad (14:56) 17. Follow Accounts That Make You Feel Good About Yourself (15:48) 18. Delete Your Credit Card Information From Your Devices (16:47)
My single mother was so strict with our daily chores that my sisters and I still follow it. Monday - laundry Tuesday - bedrooms cleaned and sheets changed Wednesday - letter writing, journalling and other admin. Thursday - living and dining areas cleaned Friday - food prep and baking Saturday - outside tasks
@@Stacie0725 I would expect everyday, as that's what your suppose to do with bathrooms, same with cleaning a kitchen it's a everyday task kind of thing 🤷
It's cute that you both follow your mom's cleaning schedule. My kids declutter the way I taught them. My adult son still declutters when he moves and before Christmas (to make room for new toys!) He also uses the method I taught him of having three boxes as he goes through things (keep, give away, throw away). All three of my kids are still minimalists, like me ☺️
One of the best decluttering tips I've picked up is along the lines of the "drop zone." Basically, if you notice that there's some type of thing that you tend to put in a pile somewhere, then create an actual storage space for that thing as close to that spot as usual. Something to hang clothes on should be close to where you tend to dump them in a pile. Something to put your mail in (or shred it if applicable) should be close to where you tend to dump your mail in a pile. Whatever piles of stuff you tend to make in your natural state, put some storage solution right there at the pile site. That way it takes very little effort from tired and apathetic you to place things in some sort of way that at least looks like it was by design as opposed to a random lazy pile. It makes a difference psychologically, even if you still have to occasionally clear out your storage basket or whatever it is. And yes on the cooking extra food! I love food. I love when I can make great, delicious food. But the actual making of the food is a time consuming chore for me, not a fun hobby. I have absolutely no desire to prepare a new meal every single day, especially on days when I work a closing shift. My husband and I double almost every recipe we make so that we will have leftovers to reheat for lunches or dinners later. It cuts the overall time spent on making meals in half, and it saves you money because you're less likely to order takeout or whatever on those days when you don't have the energy to cook.
Blocking out time on calendar for yourself is a big one for me! Making sure I am spending time to prioritize my physical, mental, and nutritional health really helps combat anxiety!
My husband and I share finances but each have individual savings accounts for fun money that we can use however we want. Sharing finances is the best option for us, but having separate fun money accounts also gives us flexibility because we don't have to run all of those personal purchases by each other. Lets me buy all the running gear I want without guilt as long as the money exists in my fun money account.
@@julm7744 1: that's controlling and abusive behavior 2: wouldn't marry someone if I didn't trust them 3: big red flag on your part that this is your default assumption.
The best change that I made for my space was making sure that all my stuff had it's own place. That way I can set a timer for 10 minutes and get a majority of things put away if they are out; plus the "don't put it down, put it away" rule makes this much easier too.
I like that you suggest that I "lean into the laziness" by deleting my card info from my browser and specific websites, but...it's bold of you to assume I haven't already tried this and it resulted in me memorizing the card info so I didn't have to get off the couch to order my next pizza delivery...
Definitely manage your passwords to avoid unwelcome financial or privacy disruptions, and have a plan to change them periodically. There are many different phone/internet providers out there; do the research and choose something that fits your needs and budget. For cooking hacks: I know my skills and my shopping habits, so I prepare food in batches that suits that. Not everything is a finished dish, but is a time-consuming prepped ingredient ready to add for a quick meal when time is tight. My freezer is stocked with ziploc bags of bechamel sauce, duxelle, cooked beans, browned minced meats with onions, etc. Most sturdy veggies in my fridge are washed and chopped, ready to use within 3-5 days to reduce friction preparing a meal from scratch later in the week.
Yes to the freezer cooking! It's something my mom always did when I was a kid, and now I do it, too. I take it even further, though. I have a big cooking day every six weeks or so, and then we eat off of it. Making dinner is never more complicated than reheating, throwing in the oven, or sticking in the crock pot. I work full time, so does my husband, and we have two busy kids. It's so much easier to just know what's happening for dinner.
I have another strategy for staying on top of cleaning. I use an app (LogsIt, but I assume there are similar apps) that lets me create tasks and set a frequency. For example, vacuum weekly, mop every 2 weeks, etc. Every time I do the task I log it, and it automatically calculates the next "due date". It lets me tackle cleaning tasks in bite-size chunks, without the rigidity of needing to follow a specific weekly schedule. It also lets me better manage those tasks you don't need to do as often (e.g. wash the windows). I found it removed the pressure of cleaning everything, and my house has been far cleaner since I started doing it a year ago.
I like the idea of offering alternative plan ideas but feel it's equally important not to get in the habit of making "consolation commitments" to manage people's disappointment. If you're cancelling for reasons other than money, such as overwhelm, it defeats the purpose if you auto accommodate with a consolation commitment.
My best money habit I’ve come up with is to put a certain amount of money every pay check in a seperate account labelled car. Whenever I need to get a service, pay insurance or buy petrol; it comes out of that account. Sometimes for big repairs I need to take money from savings but never having to worry about affording petrol, even if there’s $3 on my card, is so helpful for my mental health. That being said, if I could get rid of my car I absolutely would but my job and where I live make that impossible.
I switched to Mint Mobile over a year ago. With a lot of companies going off of contracts, I figured I had nothing to lose to test it for a month. Never even noticed a difference. Just substantially cheaper.
Same here. I’ve been with them for three years. the only tiny issue that I found (at least tiny for me since it doesn’t really bother me that much) is that in few places there’s no good or no signal at all. Such as inside some stores, arenas, etc. But, that’s it ❤️ I love them.
I recently got a haircut which gave me overwhelming anxiety (I have super curly hair, so I went in with long hair down to my shoulder blades, had a couple inches taken off and now it’s sprung up to above my shoulders), I spent ages watching videos about hair growth but then implemented the advice of “follow thing that make you feel good”. I unfollowed all the girls with insanely long thick curly hair and went and found accounts of women rocking their shoulder length curls and it helped so much!
Last month I filed my taxes early, called my ISP and mobile providers to negotiate a cheaper plan (they usually come up with great deals if you mention wanting to leave), and I’ve never felt so in charge of my life.
My partner and I love batch cooking- we cook on Sundays to make a lunch meal and a dinner meal that will last us Monday-Thursday. It means on those busy week days you don’t have to stress about cooking, but you can still experiment and make something fun at the weekends. We have a long rotation of recipes so don’t have to repeat one for a while so we don’t get bored! And it makes food shopping so easy, only 2 meals to buy for each week plus whatever we want for the weekend
People always give me shit for filing my taxes early but it literally takes no time for my simple situation and I get my Money right away! It grinds me gears SO much that my bf waits until the day before and then requires an extension for something that takes ONE HOUR.
Pro tip: candy carafe next to the drop dish, it's like, as they say, a ~reward~. Way more likely to keep your keys in a dedicated place if there's something to look forward to there too.
Ok but the fun budget thing is SO TRUE. I only started budgeting last year, and every month I put aside money for myself so I never feel guilty about buying a new book or clothes or anything like that
The food thing got me! So my husband and I have entirely different diets-I’m vegan and he’s not-so because of that we grocery shop and make food pretty much separately. What that means for me is leftovers! I love leftovers. I, unlike Chelsea, don’t like to cook so leftovers are my favorite thing to have.
I feel pretty good since I've actually implemented many of these tips into my life already! I LOVE using a password manager. It's so useful and I only need to remember 2 passwords (one for the pass word manager and my email password that it associated with the manager account). Also, creating cleaning lists and assigning certain tasks to different days is so helpful for me. I dedicated one part of my apt to one weekday and I created a list of all the chores I could possibly do in that part. Every morning, I go through the list and check off what I don't need to do or don't feel like doing. I clean for a minimum of 30 mins / day. Even though I don't do everything on the list every week, by having it on the list, I guarantee I do it at least once a month. Doing cleaning in little spurts through the week is so much easier than having one large cleaning session.
Okay, but for real. I have Mint Mobile now, and I've had to talk to customer service twice, and both times were so shockingly straightforward. 100% the best customer service EVER.
I couldn't imagine cooking every day. My mom has always cooked enough for leftovers (maybe not to be frozen, but definitely enough to last for several days in the fridge). I do the same thing. This is probably why I haven't made the leap to a meal prep service. While it gives a chance to try new things, the "pre-portioned" part also means "little to no leftovers", and that meal will be more expensive than buying the items st the store. You're only paying for the convenience of someone bringing the meal and recipe to you, but that's not much of a benefit for me.
@@brachak.99 Yeah, but it's priced at about $20 per meal, which I can make multiple meals off of $20-$30 (multiple, as in, I'll be eating from it for about three to four days). It saves time only in having to buy the ingredients yourself (and possibly wasting what isn't used), so you have to decide what is more important, saving time or saving money. I value money the most and usually use everything I buy, and as I work from home, it's nice to get out and shop sometimes (and my car battery thanks me as I sometimes forget to start it up and then it dies after just two days. The constant jump-starts has now lead to performance issues that I'll have to have looked at ASAP). So, just ordering more food with these things isn't exactly a solution for me and my needs and income. They're not a bad option for busy people who have the funds for it, though.
I do all but #1- getting my taxes done early! But...it is on my schedule for 7pm tonight! I also need to check for an upgrade on phone service. :( So many good suggestions! I laughed at deleting/unfollowing certain social media which fail to bring us joy. Thank you Chelsea for always delivering well prepared, informative content in a professional, delightful manner. I unfollow people who are not well prepared by don’t know what brand they are wearing, don’t know the basics of terminology of the subject they are speaking about, or who read content off their phone. I look forward to all of TFD videos! Keep up the excellent work!
Yessss to filing taxes early (or at least starting early)! This is so helpful for us as we tend to owe every year. It’s much better to know how much then budget to pay it by end of March. Just because you start the filing process early doesn’t mean you have to actually pay it early.
Regarding #15, I recently printed out a cleaning plan with tasks for each day of the week and also monthly tasks. I was inspired by Chelsea mentioning she uses a spreadsheet to track this. I've noticed my place feels much cleaner since.
I am indeed one of the people who cook something 'Tabula Rasa' every night. It's usually something quick but it's still a half hour of prep per night. Learning to cook for the week is a skill I would love to develop, if you need a video idea a guide on meal prep for the week would be awesome! Maybe fitting it into a 'financial food hacks' guide would help it fit the channel theme better. Keep up the amazing work, your videos are fantastic!
I’m so glad you guys are working with Mint. I switched to Mint a year ago and the only thing I was upset with was that I didn’t do it sooner. I was in a T-mobile family plan with friends before and the package was a terrible value, and more terrible as my friends moved and left the plan. T-mobile customer service was so bad, there weren’t any transparency on pricing and services (website and on-site locations say 2 different things on the same day). Porting my number from T-mobile to Mint was so simple, I love Mint’s website, FAQ’s and different customer resources. Mint also has a free trial option if anyone wants to try out their network to see if it’s compatible with your area. I gave my “bonus trial” SIM to my bf because he was skeptical at the time (too good to be true ikr) but now he’s also a happy customer :) We’ve introduced Mint to so many of our friends and everyone who switched are happy now :)
As a tax professional, I don't necessarily recommend filing your taxes early, especially if you're receiving multiple forms of income across multiple 1099s, W-2s, etc. The reason being - LET SOMEONE ELSE FIND THE MISTAKES YOUR 1099 PAYERS MADE. If, for example, you're receiving a 1099-B for capital gains issued due to the sale of stock, and there's an issue with the $ amount reported, or the Payer entered their EIN wrong, or any other of a million clerical errors that can be made - let someone else find that mistake and alert the payer, who will then make a blanket correction and issue a revised 1099 to you BEFORE you file, saving you the trouble of filing an amended return. I wouldn't wait until April 10th to begin, but I wouldn't be the first one out the gate trying to file at the end of January. There's a sweet spot here, and I'd say between now and March 15th is it.
@@HeronCoyote1234 Payers are under deadline to get forms generated and out to payees prior to IRS delivery deadlines; as a result, thorough audits of 1099s take place after forms are initially sent - there is a gap between when the forms must be delivered, and when they must be filed with the IRS. That gap is spent auditing the forms, and awaiting client feedback regarding the 1099, W-2, etc. For example, perhaps Company A was acquired by Company B in 2021. The stockholders of Company A receive a payment at the close of the deal, say in March 2021, and another payment from an escrow release in October 2021. The Payer goofs up and only includes the proceeds from the closing payment event on the 1099s they send to maybe 200 shareholders. Agnes Onhergame sends all her forms to her tax advisor on January 20th, who discovers that her total payment amount doesn't match what's on her 1099. She goes back to the Payer (whomever issued the 1099) to ask about the discrepancy. It's found and corrected, and revised 1099s are sent to all 200 shareholders on, say, February 10th. If you've already filed your taxes at that point and DIDN'T notice the error, then it's not just swapping out one 1099 for a revised 1099 - it's going through the whole rigamarole of filing an entire amended return. Hence, my recommendation that you let the early birds get out there and find the mistakes that inevitably occur, or simply wait a month or two while Payers complete their internal audits, THEN file your taxes!
@@amandaarmstrong3606 wow, this is why I have a certified tax preparer do my taxes for me. With two properties (home and rental property), and investments, there is no way I could do my taxes myself.
The unfollow ppl that make you feel bad hit it for me, I used to follow fitness influencers, seeing them at the gym always inspired me to never miss a session, but I fell ill and couldnt workout, and seeing them being able to exercise when I couldnt was hurtful so I unfollowed them... after 2 years my health improved and Im back at the gym and happy
I have now heard about filing my taxes 3 times today. March 1st is the day, huh. My sister filed earlier and found out she had filed incorrectly because she hadn't gotten all the info she thought she needed. Don't file your taxes earlier if you don't have all the documents you need friends! I work at a bank in the back office for Tax. We haven't even sent out all client 1099 tax forms yet!
On doubling recipes - I do cook most nights, either from scratch or from previously prepped ingredients, but I also portion & save (freeze, leftovers, or my favorite: repurpose!).
Batch cooking!! I did that consistently in college, where I would cook like a casserole or a slow cooker dish on a Sunday, then portion it out and that'd be my lunch for the week! I'd jazz up dinner and cook a bit bigger so I could eat the leftovers for next dinner
My parents, who both worked, were great advocates for “don’t put it down, put it away”! The double income placed us in a comfortable financial status and most neighbors had maids coming in now and then to do housekeeping. They were amazed by our house being fairly clean without external help. We just made sure things went back to where they came from and that made a large difference; saved lots of money too!
I cook nearly everyday. But it's something I really enjoy doing and I also dislike leftovers and reheated food for the most part. There are some things that I'll cook in large amounts (stew, chilli, gumbo, soup, curry) to freeze, but it's not my jam. We've got emergency frozen food and quick prep things, but I've got a lot of dinners that are like 5 ingredients and take a half hour to make.
We both cook from scratch every day, but then we enjoy it. Also, we tried doubling up but found we just ate it all anyway! My drop zone is my handbag. Never fails. Everything I need is in my handbag. I never leave the house without my handbag.
I was living with my Mother-in-law for a short while and first time I cooked food for 3 people for TWO days instead of one day she was SOOOO CONCERNED that we will not eat that before it spoils. She was used to cooking every. single. day. Poor woman.
I always hear the mantra "don't put it down, put it away" in my head, whenever I want to put something down. It's been helping me for a long time now^^
I wish I could get everyone in my house on board with having left overs. My roommate likes to eat his "fair share" and if I do put stuff in the fridge for left overs he takes out whatever is left no matter how much is left and eat it all. It ended up negatively effecting me because I would start eating more to make sure I actually got some of the food that was made. He said at one point that left over should be for anyone who wants them, but if *I* have leftovers and he ate all that was allotted of that meal for him I shouldn't be stuck not getting as much because he decided my leftover were his. I once got 2 family sized bags of chips one plain wavy kind for dipping and one cheddar sour cream (My favorite) for not dipping. He ate the WHOLE bag of cheddar sour cream in one night. It's so aggravating that he does stuff like that.
I have adhd, I don’t know why I never thought about getting a key tracker! We’ll see if it instantly improves my life when I gets delivered next week 😅
At Woolworth's, (or other 'Five and Dime" stores), we used to be able to buy a package of 7 linen tea towels, for little girls to learn to embroider, (along with floral or animal pillowcases and bureau scarfs), with the day of the week and it's related task and a picture to go with it. Also a set with the dinner for each day too. ie" Monday -laundry and soup, because once you threw the ingredients in the pot and put it on to simmer, it would quietly do itself while you did the clothes, wash, hang outside to dry, bring in and fold and put in each person's room on the foot of their bed, and supper was done and waiting for you basically! Saturday was House cleaning, (and the men and boys did the yard work) and the sacred bath night, (so you were all clean on the outside at least!), for Sunday and we always had home-baked beans, hot dogs and corn bread or baking powder biscuits. If you did laundry on Monday, then Tues was ironing day and possibly mending too. Thanks to a clever advertising campaign in the 60's, with Anthony Martinelli of Boston's North End, Wednesday became 'Prince Spaghetti Night'! Sunday was roast chicken or beef, something you could use for leftovers for a lunch or two, and a day of rest and spiritual cleansing and gratitude, and family times, (remember going for a Sunday drive?). frequently the dinner was made ahead and just heated up on Sunday, so that there was a bit more of rest for Mother too, from the daily heavier cooking .Thursdays and Fridays, I can't recall, other than perhaps a beef stew and a running-errands and paper-work day, somewhere along the line! It was a simple way of organizing things so they never piled up and became overwhelming, and you had plenty of time for fun along the way and visiting with friends in the afternoon, (AFTER the morning's daily pick up of the house, and kitchen and bathroom (if you had one IN-doors!), was done and dressing in going-out-of-the-house-clothes were put on!) and you took your 'fancy-work' with you to keep your hand gainfully employed while you chatted, for "idle hands are the Devil's workshop"! lol. Ah, good memories!
I hate hate HATE the drop zone rule! That's my opinion, but I can see how it helps people. I'm big on organization and have gotten rid of all catch-all trays and random hooks. Each item has its respective place in my room that I know i can find it in. My method works similarly to your drop zone method, but I feel like I can never gauge out what I have and how much of it too when it's all tossed inside a tray. For me, everything must be tidy and visible.
I'm by myself and hate cooking, also leftovers are never appealing to me and usually end up in the trash. I tend to not be able to produce before it spoils either. I looked at my grocery spend, eating out spend, and figured out that doing a meal service would be the best option. Yeah they are pricey but it would save me money in the long run and I'm not wasting food anymore either. Definitely eating better too than the quick grab stuff and takeout I was doing before too.
Us Libra’s don’t stand a chance lol! We’re self indulgent, love beautiful things surroundings s.o. Etc. It takes me a HUGE amount of effort to get organized and have it “together”. We’re too busy trying to have a good time with the people we love. I’m 55, but I’ll keep trying…… 🥳
I always file my taxes either the last week of January or the first week of February. I already got my refund a couple weeks ago. I can def use a key tracker. I rarely lose my car keys but always lose my house keys
I'm still in university and I cook every evening, leftovers are lunch. But, this is also because cooking time is a kind of me time, a time of presence and most importantly, time away from Screens. So at least it's deliberate.
You are very fun. I don't think I will ever be as type A as you....but I wish I would have had your advice when I was in my 20s. Awesome content as always!
I definitely do #13. I helps me to feel less stress about doing tasks. Trueee….cooking every day is crazy. The preparation it takes is already time consuming. It is much better to freeze the rest for another day or week. Accounts I follow are mostly businesses. I iuses to have friends whom every I open Instagram, their newest selfie are always there. This was when Instagram was still in chronological order. And I can open Instagram a few times a day. And their selfies arr always at the top. It drives me crazy to see selfies of the same people several times a day. I unfollow them rightaway. I also unfollow business accounts that posts too often.
I don't have a drop zone but I have a leave the house song( a song about everything I grab before I leave the house)/grab zone. Basically my leave the house bag is right next to my bed... Because that's the life I live. Hop out of bed get dressed grab bag , make coffee and go.
I've been filing my taxes by mid February for the last five years. I just get one W2 so my return isn't that complicated. It definitely takes the stress out of the process but also the sooner you file the less likely your refund could get stolen through identity theft.
I tried mint but just FYI they cap your “unlimited” data once you reach a certain point. Most ppl who are always on WiFi won’t care but I am always on data so had to switch
About the drop zone: I actually created one by accident not long ago, when I procrastinated taking down my Halloween candy table next to the front door. It immediately started accumulating mail. I'm working on a long term replacement, and even exploring options for quickly and easily time/date stamping the bills. (Yes, I know I should open them immediately, but I have to be realistic about my habits.)
Fun fact about Mint Mobile- Ryan Reynolds will send you a holiday card each year. It’s fantastic- this years came with a cardboard Ryan on an Island. It’s still on my kitchen table
AGree on the clutter part. I have seen my motivation goes down when my house is cluttered, specifically the kitchen and study desk and study room. But I also like saving things from dumpster, so I end up with clutter. But I do keep regularly decluttering. I suffer from a sort of declutter therapy where when I declutter, I feel really happy. I also do it very consistently.
Oh man the drop zone is one I stumbled onto myself. It's just a little plastic tray, I think I had gotten it for a closet reorganization to hold pedicure stuff once. And now it holds the desk clutter at bay.
And also to add, I'm certified in IT and cybersecurity. Even if Chelsea told the world her high school boyfriend's nickname, it's not like tomorrow somebody is going to up and hack her. They'd have to guess the variation, they'd have to know her email address and/or her username, they'd have to know where she used this password, and, they'd need her phone more than likely to get past the two-factor authentication. Not to mention also possibly needing access to her email inbox for temporary security codes, or even security questions needed after logging into an account that only Chelsea would know the answer to I guess what I'm saying is, Chelsea should tell all of us what her high school boyfriend's nickname was 🤣🤣🤣🤣🤣
Eh... I know someone who has been "trained" in opsec (and they actually have been), but still don't know what tfa is or how it works. Defense in depth is always more secure than trusting the other components, and it's not much extra trouble to treat security questions as additional passwords. Oh, what's my mother's maiden name you ask? "Yeer7iet" Have fun!
Seriously seriously Mint mobile rules. I was paying $40 a month to Verizon as part of my family’s plan, and we’d run out of data frequently. Now I pay $15 for mint’s cheapest plan and have never even come close to my data amount, because I only really use wifi.
love this! i always block an hour on my work calendar for me-time to decompress and make sure i’m not meeting to meeting to meeting all day. i can do things like make lunch, play with my cat, do some yoga, etc. it’s been a game changer in my WFH exhaustion
Phone bills in the US are mental! I pay £10 in the UK per month and have more minutes and data than i could possibly use (and i'm not even on the cheapest possible deal). For internet at home i pay £20 for fibre broadband that's enough for anything i need it for. Why is it so expensive in the USA??
Honestly just guessing here, but it's a truly massive country - you need a mobile phone mast within a certain area of the phone in order to get reception, so with a lower population density over a wider area (the UK has a population c. 1/5th the size in a space smaller than Louisiana), the cost of running a network per person is probably higher, especially in more rural areas (more masts, often in more remote areas, with associated costs of running data/electricity to each mast). That probably doesn't account for all the expense (I imagine "because they can get away with it"/"it's normalised" plays a part too) but it's probably where the difference started...
@@Kate.West. From a quick google (not personal experience, I'm UK based too!) it looks like it - $10/month more in Montana than in New York... picking two stereotypical examples of low and high population respectively!
I’m in the minority on this but I like fresh meals. I like to cook just enough for that meal and cook again on the next. Now with some I have to have leftovers. But for the most part I love cooking daily/mealy(?). I just…..really like it.
Re: filing taxes early, this year my work sent out incorrect W2s in January and is about to send out amended ones. So one of my coworkers already filed their taxes and they need to refile 🙃
I’ve been using number 3 for years when I remember to. And it’s as simple as putting my keys and purse on the door handle of my front door. I live in a small studio apartment so space is minimal
We tend to let leftovers go bad unless it's something we REALLY love (looking at you Indian food). I'm not sure what the solution is but making enough for leftovers always leads to food waste for us.
the biggest thing i wish for when it comes to the "only following people online that make you feel good" is for social media sites to stop showing me things on my feed that i haven't subsribed to. it is so incredibly exhausting to lose track of how much "stuff" there is constantly when half of it is algorithmically created content instead of the one i already filtered for myself
VIDEO TIMESTAMPS 😎
1. File Taxes Early (0:18)
2. (Ad) Switching To A Better Wireless Cell Service (1:17)
3. Set Up A “Drop Zone” (2:33)
4. Get A Key Tracker (3:19)
5. Set Up A Password Management System (4:09)
6. Get An Accountability Buddy (4:35)
7. Schedule “Scary Hour” With A Friend (5:41)
8. “Don’t Put It Down, Put It Away” (6:33)
9. Automate Your Savings (7:42)
10. Block Out Time On Your Calendar Just For You (8:37)
11. Setup A Travel Hacking Plan (9:30)
12. Use A Withholding Calculator (10:54)
13. Assign Different Chores To Different Days (11:24)
14. Enforce Your Boundaries By Offering Alternatives (12:27)
15. Double The Amount Of Food You Make For Dinner (13:18)
16. Mute Or Unfollow Social Media Accounts That Make You Feel Bad (14:56)
17. Follow Accounts That Make You Feel Good About Yourself (15:48)
18. Delete Your Credit Card Information From Your Devices (16:47)
You are the real MVP!
Thank you so much!!
Thank you 🙏
Thanks so much, and for adding the time stamps too!
Not all heroes wear capes! Thank you, especially for the time stamps. Hope you have a great day, thoughtful internet stranger. :)
My single mother was so strict with our daily chores that my sisters and I still follow it.
Monday - laundry
Tuesday - bedrooms cleaned and sheets changed
Wednesday - letter writing, journalling and other admin.
Thursday - living and dining areas cleaned
Friday - food prep and baking
Saturday - outside tasks
This is a great system! I especially like the Wednesday for admin because I always push those off too much
When do bathrooms get cleaned?
@@Stacie0725 I would expect everyday, as that's what your suppose to do with bathrooms, same with cleaning a kitchen it's a everyday task kind of thing 🤷
Can I steal this list? It looks just great. 😇😇😇
It's cute that you both follow your mom's cleaning schedule. My kids declutter the way I taught them. My adult son still declutters when he moves and before Christmas (to make room for new toys!) He also uses the method I taught him of having three boxes as he goes through things (keep, give away, throw away). All three of my kids are still minimalists, like me ☺️
One of the best decluttering tips I've picked up is along the lines of the "drop zone." Basically, if you notice that there's some type of thing that you tend to put in a pile somewhere, then create an actual storage space for that thing as close to that spot as usual. Something to hang clothes on should be close to where you tend to dump them in a pile. Something to put your mail in (or shred it if applicable) should be close to where you tend to dump your mail in a pile. Whatever piles of stuff you tend to make in your natural state, put some storage solution right there at the pile site. That way it takes very little effort from tired and apathetic you to place things in some sort of way that at least looks like it was by design as opposed to a random lazy pile. It makes a difference psychologically, even if you still have to occasionally clear out your storage basket or whatever it is.
And yes on the cooking extra food! I love food. I love when I can make great, delicious food. But the actual making of the food is a time consuming chore for me, not a fun hobby. I have absolutely no desire to prepare a new meal every single day, especially on days when I work a closing shift. My husband and I double almost every recipe we make so that we will have leftovers to reheat for lunches or dinners later. It cuts the overall time spent on making meals in half, and it saves you money because you're less likely to order takeout or whatever on those days when you don't have the energy to cook.
Great tip!
"don't put it down, put it away" - - I'm feeling a bit attacked here 😆but actually, thank you, that's really helpful!!
yea i've been living with this one for a while. i first heard it as "don't handle things twice" helped me so much.
LMAO same 😅
Blocking out time on calendar for yourself is a big one for me! Making sure I am spending time to prioritize my physical, mental, and nutritional health really helps combat anxiety!
My husband and I share finances but each have individual savings accounts for fun money that we can use however we want. Sharing finances is the best option for us, but having separate fun money accounts also gives us flexibility because we don't have to run all of those personal purchases by each other. Lets me buy all the running gear I want without guilt as long as the money exists in my fun money account.
I'm very sorry that's your experience with men, but I have to say, my first thoughts were about board games..
@@julm7744 1: that's controlling and abusive behavior 2: wouldn't marry someone if I didn't trust them 3: big red flag on your part that this is your default assumption.
The best change that I made for my space was making sure that all my stuff had it's own place. That way I can set a timer for 10 minutes and get a majority of things put away if they are out; plus the "don't put it down, put it away" rule makes this much easier too.
I like that you suggest that I "lean into the laziness" by deleting my card info from my browser and specific websites, but...it's bold of you to assume I haven't already tried this and it resulted in me memorizing the card info so I didn't have to get off the couch to order my next pizza delivery...
Definitely manage your passwords to avoid unwelcome financial or privacy disruptions, and have a plan to change them periodically.
There are many different phone/internet providers out there; do the research and choose something that fits your needs and budget.
For cooking hacks: I know my skills and my shopping habits, so I prepare food in batches that suits that. Not everything is a finished dish, but is a time-consuming prepped ingredient ready to add for a quick meal when time is tight. My freezer is stocked with ziploc bags of bechamel sauce, duxelle, cooked beans, browned minced meats with onions, etc. Most sturdy veggies in my fridge are washed and chopped, ready to use within 3-5 days to reduce friction preparing a meal from scratch later in the week.
Yes to the freezer cooking! It's something my mom always did when I was a kid, and now I do it, too. I take it even further, though. I have a big cooking day every six weeks or so, and then we eat off of it. Making dinner is never more complicated than reheating, throwing in the oven, or sticking in the crock pot. I work full time, so does my husband, and we have two busy kids. It's so much easier to just know what's happening for dinner.
"Don't put it down, put it away" is my mantra for this year!
I have another strategy for staying on top of cleaning. I use an app (LogsIt, but I assume there are similar apps) that lets me create tasks and set a frequency. For example, vacuum weekly, mop every 2 weeks, etc. Every time I do the task I log it, and it automatically calculates the next "due date". It lets me tackle cleaning tasks in bite-size chunks, without the rigidity of needing to follow a specific weekly schedule. It also lets me better manage those tasks you don't need to do as often (e.g. wash the windows). I found it removed the pressure of cleaning everything, and my house has been far cleaner since I started doing it a year ago.
I like the idea of offering alternative plan ideas but feel it's equally important not to get in the habit of making "consolation commitments" to manage people's disappointment. If you're cancelling for reasons other than money, such as overwhelm, it defeats the purpose if you auto accommodate with a consolation commitment.
My best money habit I’ve come up with is to put a certain amount of money every pay check in a seperate account labelled car. Whenever I need to get a service, pay insurance or buy petrol; it comes out of that account. Sometimes for big repairs I need to take money from savings but never having to worry about affording petrol, even if there’s $3 on my card, is so helpful for my mental health. That being said, if I could get rid of my car I absolutely would but my job and where I live make that impossible.
I switched to Mint Mobile over a year ago. With a lot of companies going off of contracts, I figured I had nothing to lose to test it for a month.
Never even noticed a difference. Just substantially cheaper.
Same here. I’ve been with them for three years. the only tiny issue that I found (at least tiny for me since it doesn’t really bother me that much) is that in few places there’s no good or no signal at all. Such as inside some stores, arenas, etc. But, that’s it ❤️ I love them.
I love Mint too. Just had my phone stolen and they helped me lock down my account and replace the SIM. Easy peasy.
I recently got a haircut which gave me overwhelming anxiety (I have super curly hair, so I went in with long hair down to my shoulder blades, had a couple inches taken off and now it’s sprung up to above my shoulders), I spent ages watching videos about hair growth but then implemented the advice of “follow thing that make you feel good”. I unfollowed all the girls with insanely long thick curly hair and went and found accounts of women rocking their shoulder length curls and it helped so much!
Last month I filed my taxes early, called my ISP and mobile providers to negotiate a cheaper plan (they usually come up with great deals if you mention wanting to leave), and I’ve never felt so in charge of my life.
Precooking and freezing is such a great option! Sadly, it's difficult with a small fridge and even smaller freezer section in it.
My partner and I love batch cooking- we cook on Sundays to make a lunch meal and a dinner meal that will last us Monday-Thursday. It means on those busy week days you don’t have to stress about cooking, but you can still experiment and make something fun at the weekends. We have a long rotation of recipes so don’t have to repeat one for a while so we don’t get bored! And it makes food shopping so easy, only 2 meals to buy for each week plus whatever we want for the weekend
I've done this for years and it's so helpful!
I've said this before and I'll say it again: following Chelsea has helped me appreciate the little things in life way more!!!
People always give me shit for filing my taxes early but it literally takes no time for my simple situation and I get my
Money right away! It grinds me gears SO much that my bf waits until the day before and then requires an extension for something that takes ONE HOUR.
having certain days for cleaning different things has been a life saver! monday is kitchen, wednesday is bathroom, etc
I follow accounts that share the unedited pictures of celebs- with their REAL skin texture- makes me feel GREAT 😌
Pro tip: candy carafe next to the drop dish, it's like, as they say, a ~reward~. Way more likely to keep your keys in a dedicated place if there's something to look forward to there too.
Ok but the fun budget thing is SO TRUE. I only started budgeting last year, and every month I put aside money for myself so I never feel guilty about buying a new book or clothes or anything like that
The food thing got me!
So my husband and I have entirely different diets-I’m vegan and he’s not-so because of that we grocery shop and make food pretty much separately. What that means for me is leftovers! I love leftovers. I, unlike Chelsea, don’t like to cook so leftovers are my favorite thing to have.
“One Dish, Two Diets” by Julie Hoag, sounds like a good place to start, for you and your hubby.
@@HeronCoyote1234 Appreciated but unnecessary! What we’re doing works just fine for us.
I feel pretty good since I've actually implemented many of these tips into my life already! I LOVE using a password manager. It's so useful and I only need to remember 2 passwords (one for the pass word manager and my email password that it associated with the manager account).
Also, creating cleaning lists and assigning certain tasks to different days is so helpful for me. I dedicated one part of my apt to one weekday and I created a list of all the chores I could possibly do in that part. Every morning, I go through the list and check off what I don't need to do or don't feel like doing. I clean for a minimum of 30 mins / day. Even though I don't do everything on the list every week, by having it on the list, I guarantee I do it at least once a month. Doing cleaning in little spurts through the week is so much easier than having one large cleaning session.
Having filed my taxes two weeks ago, the first minute of this video was very validating!
Okay, but for real. I have Mint Mobile now, and I've had to talk to customer service twice, and both times were so shockingly straightforward. 100% the best customer service EVER.
I couldn't imagine cooking every day. My mom has always cooked enough for leftovers (maybe not to be frozen, but definitely enough to last for several days in the fridge). I do the same thing. This is probably why I haven't made the leap to a meal prep service. While it gives a chance to try new things, the "pre-portioned" part also means "little to no leftovers", and that meal will be more expensive than buying the items st the store. You're only paying for the convenience of someone bringing the meal and recipe to you, but that's not much of a benefit for me.
Btw, I knew someone who would buy extra portions of meal kits on order to have leftovers
@@brachak.99 Yeah, but it's priced at about $20 per meal, which I can make multiple meals off of $20-$30 (multiple, as in, I'll be eating from it for about three to four days). It saves time only in having to buy the ingredients yourself (and possibly wasting what isn't used), so you have to decide what is more important, saving time or saving money. I value money the most and usually use everything I buy, and as I work from home, it's nice to get out and shop sometimes (and my car battery thanks me as I sometimes forget to start it up and then it dies after just two days. The constant jump-starts has now lead to performance issues that I'll have to have looked at ASAP).
So, just ordering more food with these things isn't exactly a solution for me and my needs and income. They're not a bad option for busy people who have the funds for it, though.
I follow older influencers too! I love it! It’s gives me hope and some good insight from someone who actually has experiences and challenges
I do all but #1- getting my taxes done early! But...it is on my schedule for 7pm tonight! I also need to check for an upgrade on phone service. :( So many good suggestions! I laughed at deleting/unfollowing certain social media which fail to bring us joy. Thank you Chelsea for always delivering well prepared, informative content in a professional, delightful manner. I unfollow people who are not well prepared by don’t know what brand they are wearing, don’t know the basics of terminology of the subject they are speaking about, or who read content off their phone. I look forward to all of TFD videos! Keep up the excellent work!
Yessss to filing taxes early (or at least starting early)! This is so helpful for us as we tend to owe every year. It’s much better to know how much then budget to pay it by end of March. Just because you start the filing process early doesn’t mean you have to actually pay it early.
Regarding #15, I recently printed out a cleaning plan with tasks for each day of the week and also monthly tasks. I was inspired by Chelsea mentioning she uses a spreadsheet to track this. I've noticed my place feels much cleaner since.
I am indeed one of the people who cook something 'Tabula Rasa' every night. It's usually something quick but it's still a half hour of prep per night. Learning to cook for the week is a skill I would love to develop, if you need a video idea a guide on meal prep for the week would be awesome! Maybe fitting it into a 'financial food hacks' guide would help it fit the channel theme better. Keep up the amazing work, your videos are fantastic!
If TFD doesn’t help out, Frankie Celenza from Struggle Meals does a meal prep episode. I think both halves are on YT as clips.
As a single person, I'm constantly cooking and freezing or reheating leftovers. Crazy time savings
I LOOOOOVE leftovers! I don't understand people who say they don't eat leftovers.
oh my, #18 chilled me to the bone 😐 and was undoubtedly the most important thing I needed to hear. I’m so glad I stayed to the end.
I’m so glad you guys are working with Mint. I switched to Mint a year ago and the only thing I was upset with was that I didn’t do it sooner. I was in a T-mobile family plan with friends before and the package was a terrible value, and more terrible as my friends moved and left the plan. T-mobile customer service was so bad, there weren’t any transparency on pricing and services (website and on-site locations say 2 different things on the same day). Porting my number from T-mobile to Mint was so simple, I love Mint’s website, FAQ’s and different customer resources. Mint also has a free trial option if anyone wants to try out their network to see if it’s compatible with your area. I gave my “bonus trial” SIM to my bf because he was skeptical at the time (too good to be true ikr) but now he’s also a happy customer :) We’ve introduced Mint to so many of our friends and everyone who switched are happy now :)
As a tax professional, I don't necessarily recommend filing your taxes early, especially if you're receiving multiple forms of income across multiple 1099s, W-2s, etc. The reason being - LET SOMEONE ELSE FIND THE MISTAKES YOUR 1099 PAYERS MADE. If, for example, you're receiving a 1099-B for capital gains issued due to the sale of stock, and there's an issue with the $ amount reported, or the Payer entered their EIN wrong, or any other of a million clerical errors that can be made - let someone else find that mistake and alert the payer, who will then make a blanket correction and issue a revised 1099 to you BEFORE you file, saving you the trouble of filing an amended return. I wouldn't wait until April 10th to begin, but I wouldn't be the first one out the gate trying to file at the end of January. There's a sweet spot here, and I'd say between now and March 15th is it.
Question: you said let someone else find the mistake (like on a 1099). Who goes through stuff to find the mistake before you get the form, and file?
@@HeronCoyote1234 Payers are under deadline to get forms generated and out to payees prior to IRS delivery deadlines; as a result, thorough audits of 1099s take place after forms are initially sent - there is a gap between when the forms must be delivered, and when they must be filed with the IRS. That gap is spent auditing the forms, and awaiting client feedback regarding the 1099, W-2, etc. For example, perhaps Company A was acquired by Company B in 2021. The stockholders of Company A receive a payment at the close of the deal, say in March 2021, and another payment from an escrow release in October 2021. The Payer goofs up and only includes the proceeds from the closing payment event on the 1099s they send to maybe 200 shareholders. Agnes Onhergame sends all her forms to her tax advisor on January 20th, who discovers that her total payment amount doesn't match what's on her 1099. She goes back to the Payer (whomever issued the 1099) to ask about the discrepancy. It's found and corrected, and revised 1099s are sent to all 200 shareholders on, say, February 10th. If you've already filed your taxes at that point and DIDN'T notice the error, then it's not just swapping out one 1099 for a revised 1099 - it's going through the whole rigamarole of filing an entire amended return. Hence, my recommendation that you let the early birds get out there and find the mistakes that inevitably occur, or simply wait a month or two while Payers complete their internal audits, THEN file your taxes!
@@amandaarmstrong3606 wow, this is why I have a certified tax preparer do my taxes for me. With two properties (home and rental property), and investments, there is no way I could do my taxes myself.
The unfollow ppl that make you feel bad hit it for me, I used to follow fitness influencers, seeing them at the gym always inspired me to never miss a session, but I fell ill and couldnt workout, and seeing them being able to exercise when I couldnt was hurtful so I unfollowed them... after 2 years my health improved and Im back at the gym and happy
Good to hear you are back on track......You set your own speed limits, only you.
I do need to file them early!
I have now heard about filing my taxes 3 times today. March 1st is the day, huh. My sister filed earlier and found out she had filed incorrectly because she hadn't gotten all the info she thought she needed. Don't file your taxes earlier if you don't have all the documents you need friends! I work at a bank in the back office for Tax. We haven't even sent out all client 1099 tax forms yet!
I'm a tax professional and agree 1000000000%!
On doubling recipes - I do cook most nights, either from scratch or from previously prepped ingredients, but I also portion & save (freeze, leftovers, or my favorite: repurpose!).
Batch cooking!! I did that consistently in college, where I would cook like a casserole or a slow cooker dish on a Sunday, then portion it out and that'd be my lunch for the week! I'd jazz up dinner and cook a bit bigger so I could eat the leftovers for next dinner
yes, we cook every day a new meal. Here in Italy, at least.
My parents, who both worked, were great advocates for “don’t put it down, put it away”! The double income placed us in a comfortable financial status and most neighbors had maids coming in now and then to do housekeeping. They were amazed by our house being fairly clean without external help. We just made sure things went back to where they came from and that made a large difference; saved lots of money too!
I cook nearly everyday. But it's something I really enjoy doing and I also dislike leftovers and reheated food for the most part. There are some things that I'll cook in large amounts (stew, chilli, gumbo, soup, curry) to freeze, but it's not my jam. We've got emergency frozen food and quick prep things, but I've got a lot of dinners that are like 5 ingredients and take a half hour to make.
Using separate accounts for bills, fun money, and my emergency fund.
It makes budgeting so much easier.
I love this style of video, it's my favourite kind on the channel.
Thank youuuuu Chelsea!!!!
We both cook from scratch every day, but then we enjoy it. Also, we tried doubling up but found we just ate it all anyway! My drop zone is my handbag. Never fails. Everything I need is in my handbag. I never leave the house without my handbag.
Having an Excel sheet for cleaning chores made me smile!!!(I am older!)....
I was living with my Mother-in-law for a short while and first time I cooked food for 3 people for TWO days instead of one day she was SOOOO CONCERNED that we will not eat that before it spoils. She was used to cooking every. single. day. Poor woman.
I always hear the mantra "don't put it down, put it away" in my head, whenever I want to put something down. It's been helping me for a long time now^^
I have my credit card memorized 😅 but this channel have helped me no longer impulse buy🙌🏼
I wish I could get everyone in my house on board with having left overs. My roommate likes to eat his "fair share" and if I do put stuff in the fridge for left overs he takes out whatever is left no matter how much is left and eat it all. It ended up negatively effecting me because I would start eating more to make sure I actually got some of the food that was made. He said at one point that left over should be for anyone who wants them, but if *I* have leftovers and he ate all that was allotted of that meal for him I shouldn't be stuck not getting as much because he decided my leftover were his.
I once got 2 family sized bags of chips one plain wavy kind for dipping and one cheddar sour cream (My favorite) for not dipping. He ate the WHOLE bag of cheddar sour cream in one night. It's so aggravating that he does stuff like that.
I have adhd, I don’t know why I never thought about getting a key tracker! We’ll see if it instantly improves my life when I gets delivered next week 😅
At Woolworth's, (or other 'Five and Dime" stores), we used to be able to buy a package of 7 linen tea towels, for little girls to learn to embroider, (along with floral or animal pillowcases and bureau scarfs), with the day of the week and it's related task and a picture to go with it. Also a set with the dinner for each day too. ie" Monday -laundry and soup, because once you threw the ingredients in the pot and put it on to simmer, it would quietly do itself while you did the clothes, wash, hang outside to dry, bring in and fold and put in each person's room on the foot of their bed, and supper was done and waiting for you basically! Saturday was House cleaning, (and the men and boys did the yard work) and the sacred bath night, (so you were all clean on the outside at least!), for Sunday and we always had home-baked beans, hot dogs and corn bread or baking powder biscuits. If you did laundry on Monday, then Tues was ironing day and possibly mending too.
Thanks to a clever advertising campaign in the 60's, with Anthony Martinelli of Boston's North End, Wednesday became 'Prince Spaghetti Night'! Sunday was roast chicken or beef, something you could use for leftovers for a lunch or two, and a day of rest and spiritual cleansing and gratitude, and family times, (remember going for a Sunday drive?). frequently the dinner was made ahead and just heated up on Sunday, so that there was a bit more of rest for Mother too, from the daily heavier cooking .Thursdays and Fridays, I can't recall, other than perhaps a beef stew and a running-errands and paper-work day, somewhere along the line!
It was a simple way of organizing things so they never piled up and became overwhelming, and you had plenty of time for fun along the way and visiting with friends in the afternoon, (AFTER the morning's daily pick up of the house, and kitchen and bathroom (if you had one IN-doors!), was done and dressing in going-out-of-the-house-clothes were put on!) and you took your 'fancy-work' with you to keep your hand gainfully employed while you chatted, for "idle hands are the Devil's workshop"! lol. Ah, good memories!
I cackled when you asked if other people were doing dinner tabula rasa. Something about that phrase in that context was just so funny. Thank you
oooh I'm very interested in your declutter/cleaning spreadsheet if you ever feel like doing a video on that!
I hate hate HATE the drop zone rule! That's my opinion, but I can see how it helps people. I'm big on organization and have gotten rid of all catch-all trays and random hooks. Each item has its respective place in my room that I know i can find it in. My method works similarly to your drop zone method, but I feel like I can never gauge out what I have and how much of it too when it's all tossed inside a tray. For me, everything must be tidy and visible.
I'm by myself and hate cooking, also leftovers are never appealing to me and usually end up in the trash. I tend to not be able to produce before it spoils either. I looked at my grocery spend, eating out spend, and figured out that doing a meal service would be the best option. Yeah they are pricey but it would save me money in the long run and I'm not wasting food anymore either. Definitely eating better too than the quick grab stuff and takeout I was doing before too.
Us Libra’s don’t stand a chance lol! We’re self indulgent, love beautiful things surroundings s.o. Etc. It takes me a HUGE amount of effort to get organized and have it “together”. We’re too busy trying to have a good time with the people we love. I’m 55, but I’ll keep trying…… 🥳
I always save stuff in the freezer and sometimes I remember to label it I also improvise once a week with random ingredients.
I love the scary hour idea! Will definitely include that!
Thank you for the text withholder calculator tip!
I always file my taxes either the last week of January or the first week of February. I already got my refund a couple weeks ago. I can def use a key tracker. I rarely lose my car keys but always lose my house keys
I'm still in university and I cook every evening, leftovers are lunch. But, this is also because cooking time is a kind of me time, a time of presence and most importantly, time away from Screens. So at least it's deliberate.
Ayeeee, I’ve been using mint mobile for almost a year now, they’re great!!!! I pay once a year and always have coverage (I live in DTLA)
Soooo true. The amount of purchases I haven’t made because the credit card was out of reach is astounding 😂
I love this video already but can I just say that was the most painless sponsorship ever? nicely done
You are very fun. I don't think I will ever be as type A as you....but I wish I would have had your advice when I was in my 20s. Awesome content as always!
I definitely do #13. I helps me to feel less stress about doing tasks.
Trueee….cooking every day is crazy. The preparation it takes is already time consuming. It is much better to freeze the rest for another day or week.
Accounts I follow are mostly businesses. I iuses to have friends whom every I open Instagram, their newest selfie are always there. This was when Instagram was still in chronological order. And I can open Instagram a few times a day. And their selfies arr always at the top. It drives me crazy to see selfies of the same people several times a day. I unfollow them rightaway. I also unfollow business accounts that posts too often.
I don't have a drop zone but I have a leave the house song( a song about everything I grab before I leave the house)/grab zone. Basically my leave the house bag is right next to my bed... Because that's the life I live. Hop out of bed get dressed grab bag , make coffee and go.
I've been filing my taxes by mid February for the last five years. I just get one W2 so my return isn't that complicated. It definitely takes the stress out of the process but also the sooner you file the less likely your refund could get stolen through identity theft.
I tried mint but just FYI they cap your “unlimited” data once you reach a certain point. Most ppl who are always on WiFi won’t care but I am always on data so had to switch
About the drop zone:
I actually created one by accident not long ago, when I procrastinated taking down my Halloween candy table next to the front door. It immediately started accumulating mail. I'm working on a long term replacement, and even exploring options for quickly and easily time/date stamping the bills. (Yes, I know I should open them immediately, but I have to be realistic about my habits.)
Look up the concept of a "Sunday Basket."
Fun fact about Mint Mobile- Ryan Reynolds will send you a holiday card each year. It’s fantastic- this years came with a cardboard Ryan on an Island. It’s still on my kitchen table
Hi Chelsea! Setting up a travel hacking credit card system could warrant its own video. Could you please recommend some travel credit cards?
This is awesome, thank you.
AGree on the clutter part. I have seen my motivation goes down when my house is cluttered, specifically the kitchen and study desk and study room. But I also like saving things from dumpster, so I end up with clutter. But I do keep regularly decluttering. I suffer from a sort of declutter therapy where when I declutter, I feel really happy. I also do it very consistently.
My cleaning tip is that if it takes 10 seconds to put away right now, just do it so i dont have to spend 10 minutes organizing a pile thats built up.
I've already filed my taxes! One less thing to worry about.
Great list. I’ll be sure to relisten so I can write all this down.
I call my drop zone my “go-spot” have always had one, I don’t know how folx go on without 😂
Oh man the drop zone is one I stumbled onto myself. It's just a little plastic tray, I think I had gotten it for a closet reorganization to hold pedicure stuff once. And now it holds the desk clutter at bay.
Such a good idea- We all need accountability partners!
And also to add, I'm certified in IT and cybersecurity. Even if Chelsea told the world her high school boyfriend's nickname, it's not like tomorrow somebody is going to up and hack her. They'd have to guess the variation, they'd have to know her email address and/or her username, they'd have to know where she used this password, and, they'd need her phone more than likely to get past the two-factor authentication. Not to mention also possibly needing access to her email inbox for temporary security codes, or even security questions needed after logging into an account that only Chelsea would know the answer to
I guess what I'm saying is, Chelsea should tell all of us what her high school boyfriend's nickname was 🤣🤣🤣🤣🤣
Eh... I know someone who has been "trained" in opsec (and they actually have been), but still don't know what tfa is or how it works. Defense in depth is always more secure than trusting the other components, and it's not much extra trouble to treat security questions as additional passwords. Oh, what's my mother's maiden name you ask? "Yeer7iet" Have fun!
@@okuno54 a lot of people in tech are being paid for things they should know but don't, that's not breaking news 🤣🤣🤣🤣🤣
Seriously seriously Mint mobile rules. I was paying $40 a month to Verizon as part of my family’s plan, and we’d run out of data frequently. Now I pay $15 for mint’s cheapest plan and have never even come close to my data amount, because I only really use wifi.
Dang, y'all are convincing me 😆
love this! i always block an hour on my work calendar for me-time to decompress and make sure i’m not meeting to meeting to meeting all day. i can do things like make lunch, play with my cat, do some yoga, etc. it’s been a game changer in my WFH exhaustion
Phone bills in the US are mental! I pay £10 in the UK per month and have more minutes and data than i could possibly use (and i'm not even on the cheapest possible deal). For internet at home i pay £20 for fibre broadband that's enough for anything i need it for. Why is it so expensive in the USA??
* cries in Canada *
Honestly just guessing here, but it's a truly massive country - you need a mobile phone mast within a certain area of the phone in order to get reception, so with a lower population density over a wider area (the UK has a population c. 1/5th the size in a space smaller than Louisiana), the cost of running a network per person is probably higher, especially in more rural areas (more masts, often in more remote areas, with associated costs of running data/electricity to each mast). That probably doesn't account for all the expense (I imagine "because they can get away with it"/"it's normalised" plays a part too) but it's probably where the difference started...
@@Blue_Caribou makes sense I guess! Is it cheeper in more populated areas of the USA?
@@Kate.West. From a quick google (not personal experience, I'm UK based too!) it looks like it - $10/month more in Montana than in New York... picking two stereotypical examples of low and high population respectively!
This maybe off topic, but love the glasses. If you don't mind, where can I order those frames? Thanks advance!
Soup is the real home cooking MVP.
I’m in the minority on this but I like fresh meals. I like to cook just enough for that meal and cook again on the next. Now with some I have to have leftovers. But for the most part I love cooking daily/mealy(?). I just…..really like it.
I live with a person like that! I've learned not to ask questions haha
I call my version of "scary hour" my POWER HOUR 😄 Less scary!
Re: filing taxes early, this year my work sent out incorrect W2s in January and is about to send out amended ones. So one of my coworkers already filed their taxes and they need to refile 🙃
AH what a big pain
Seriously tho, 10/10 recommend Mint mobile.
I’ve been using number 3 for years when I remember to. And it’s as simple as putting my keys and purse on the door handle of my front door. I live in a small studio apartment so space is minimal
We tend to let leftovers go bad unless it's something we REALLY love (looking at you Indian food). I'm not sure what the solution is but making enough for leftovers always leads to food waste for us.