UK 🇬🇧 lo 🏡 House buying process ll How we bought a house in the UK 👨👩👦👦
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- Опубликовано: 4 фев 2025
- Hi Andi ,
Points covered in this video are :
Our House buying experience in UK
Freehold vs Leasehold comparison in UK vs India
Fees for Leasehold + Ground Rental
Second Hand properties vs New Properties in UK
Location vs Other Search Criteria
London Zones vs Tube Station and Commute vs Schools
Drastic difference in house prices in the same area
London House prices zone 1-3 costing more than 400-500k£
Outside London and UK house prices
Rightmove and Zoopla property website
Estate agents
Asking price vs Offer price
Bargaining and haggling offer price for putting an offer
How we paid more £ than asking price because we didn't know
Mortgage affordability - 4 to 5 times the annual salary
Home loan interest rates in UK - 1.2% to 5%
Joint mortgage - husband and wife joint salary
Mortgage advisor - independent mortgage advisor vs tied advisor
Deposit and LTV - loan to value
Average time for the house - 6 weeks to 6 months
Solicitor to represent
Contract discussion and exchange contract
Survey and valuation
Bank valuation
Full structural survey
Environmental search, drainage search
Stamp Duty - First time buyer slabs and 2nd Property
Rent vs Mortgage difference - India vs UK
Mortgage in UK Monthly cheaper than Rent in UK
Exchange of contracts
Day of completion - keys handing over
Please feel free to comment below with any questions you may have .
Love ,
Swathi
Many thanks - very informative indeed. A few details like the contact details of the Mortgage Advisor, Solicitor ( if they are okay with it being shared) would certainly be of massive help.
Awesome explanation. I'm sure it will really be of help to people wanting to buy a house in the UK.
Thank you so much andi . Your feedback means a lot to me 😊
Thanx for clear explaining sister. Wish u live a happy life with your family in your new house mam
Nice video
Thank you so much amma . Wishing you the very best of life too 😃
Thanks andi 😀
Thanks , very clear explanation. It is very useful.
Thanks a lot andi . I am glad you found it helpful ❤️
Thank you so much
It's very useful video for us
I am glad andi 😁
Thank you Andi nice video.
The way u explained was very good
Thank you so much andi 😀
Hi u can also talk on chainfree, chain properties, endof chain properties.house survey, deposit amouts for different visa Status . How to bargain after survey Selling survey reports to agents if we are not proceeding to buy.
I will research more on this andi make a video andi 😁
Manaku antha scene ledhu Akka
Thank you for knowing about that 🥳
You never know Harish :) Life can change in a very short time evarikina :) . All the best with everything that you are doing at the moment .
Nice Explanation 👍
Thanks a lot andi 😊
Hi Whats the cost of your home ? What will be approx cost of house in zone 4 zone 5 and zone 6 and mee videos chala baguntay meru iche information chala helpful ga untayi.
Hi andi . Thanks andi . We don't live in London andi. We are in Scotland . Approx cost of how will depend on many factors that i mentioned in the video andi . Transport dagara , school area etc.
@@swathichaitanya3928
Thankyou andi for the response
Your video is too good. Who can buy house what should be his visa status. If possible try to explain all each topic that are necessary to buy a house in UK. How should we identify a good solicitor.
If we have 10 percent deposit can we buy a house without ILR. Just recently got the job not even an year. Are we eligible to buy. Thanks
Thank you
Good explanation
Thank you so much amma ❤️
That was a great video and very useful Swathi garu. Could you also let us know approximately how much extra money goes into the process apart from the house price, eg like the sum of solicitors fee, agent fee, stamp duty etc..
Thank you so much andi 😊 Solicitor fees ranges from £1000 to £2000 andi. Agent fees will be paid by the seller andi . Stamp duty will be around 2% to 5% depending on the value of the property andi. The stamp duty has been decreased now for property buyers during COVID. Hope that helps andi 😊
@@swathichaitanya3928 thanks a lot for the quick reply Swathi garu. BTW I'm a new subscriber.. Really appreciate your effort on some informative videos...really helpful... 👍🙏
Thanks a lot for your kind words andi . It means a lot to me ❤️
Informative
Really happy that you found it informative andi :)
😁😁😁 for how much u buyed finaly andi
Hi , nice video.
Can we buy a house in UK in installments?? Is it possible?
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Hi amma , Glassdoor.co.uk lo company reviews chudochu amma . Hope that helps 🙂
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