Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways
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- Опубликовано: 2 окт 2024
- Build Your Credit Score without Credit Card || 6 EXTREMELY Simply Ways || bekifaayati
We conducted a Poll on our Instagram Story and RUclips Community - asking people for their Credit Scores. As per results of this Poll, 55-60% of you either don't have a Credit Score or have a Score of Less than 750. This Video is for those 60% of you who are looking to build their CIBIL/ Credit Scores for Scratch.
We understand that you may not want to take a Credit Card for improving your Credit Score since credit cards are long term commitment. We will suggest you 6 Simply Ways apart from Credit Cards to build your Credit Score from Scratch.
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Even Flipkart paylater can be used to build CIBIL score
Mobikwik as well
Im having 70k limit in Flipkart Pay later
Is this Max. limit??
Muje toh de hi nhi rha flipkart axis bank credit card de diya but pay later nhi dera😂
@@iconic4sure lol
@@iconic4sure same lol
Amazon pay later, Flipkart pay later and credit card against FD are other best option to improve credit score.
Bhai Mera to credit score 6 h because I am new
My wife using only ola postpaid but she has no CIBIL score. It's -1
Not getting through all these applications
Amazon.
Flipkart
Paytm
Bajaj.
No one is giving me a chance to improve my score. 639
Just 1/6 late payment
Updates on cibil?
Flipkart pay later can be a good option. I am using it for last 2 years when my cibil score was zero, but now it's 763
Your Cibil can’t be zero bro. Initially it’s around 750 when you get your first loan.
@@MrSidverse no bro, initially either it may be zero or 750. In my case it was zero
Yess, it's definitely a great option.
@@MrSidverse zero rehta hai kafi logon ka
Ma'am
Flipkart pay later
Amazon pay later
Paytm postpaid
Very very easy method
Yeah 👍
Madam Mera cibil 752 h lekin maine loan apply kra tha 1 month phle reject ho gya mujhe to koi bhi 1rs ka loan ni deta aur jab ki Mera cibil 752 h Aisa kyu madam reply Krna
Maam
Sbm bank stepup credit card
One card
Idfc wow credit card not show in cibil score
1 month ho gaye cards liye huye
My Cibil Score 763 Experience is 842 8 Credit Card And 2 Loan 50k and 2.5k
Great 👏
My CBIL Score is 786. I have a Flipkart pay later limit of 45k & have Flipkart axis Bank credit Card of limit 15k right now.
You look like Arya Stark 😂
Mem mene loan band karaya bank se lekin Paytm me vo active nazar aa raha hai usko kaise band kare
mam i have a question does cibil score effect on your new credit card credit limits like if i have 800 cibil score i get more credit limits????
Yes
क्या हम डिजिटल गोल्ड से सिक्योर लोन ले सकते हैं वो भी कैसे?
thanks for the video! qq.. what about paytm postpaid service, does that also improve the cibil score? and if lets suppose i just avail the service and not make many transaction (mostly due to the additional convenience charge they take 😀), would this be of any help to my cibil?
Answer Mila??
Yes
I do not have a CIBIL score of my own. I have no idea regarding these financial services.
कृपया अंग्रेजी थोड़ी कम झाड़िए और धीरे बोला कीजिए अपनी वीडियो में
यह हमारी विनती है आपसे 😊
Also can take a consumer loan on electronics items like Bajaj finserv.
Bhai log kuch bhi karo lekin personal 3rd party app se galti se bhi loan maat lo, agar tum time me loan payment kardoge fir bhi ye log faltu k loan lene k liya call karega
I built my Credit Score with Mobikwik Pay Later
Ur credit score??
It's also a great option.
I am 18 I don't have any loan credit how to build a good credit score
You can take any pay later service. It can be Flipkart, Paytm, Amazon etc.
We have uploaded many videos regarding how to increase cibil score . You can follow those videos for more information.
@@MrSidverse they usually don't allow due to no cibil or age
Can emi help in building a cibil score??
Your settlement of outstanding debt can have a considerable impact on your credit score. Payment delays for EMIs not only force you to pay the penalty but also lower your credit score. So if you are looking to improve CIBIL score pay your dues on time and rack up a good score.
Another method is paytm postpaid
its shut down now. Do you know any other methods?
Paytm post paid can be used to build for CIBIL.
Cred app ka review ka video banav na ?
I built my credit score of 791 using flipkart Pay Later
But magar maine bohot se video mai suna ki pay later wale credit report sahi se cibil walo ko share nahi karte hai jis cibil kharab hota hai
@@ramashankarverma246 Haan maine bhi suna hai, specially about zest money. Jab maine Flipkart pay later use krna start kiya tha, tab mujhe CIBIL ki knowledge nhi thi. I used it only for shopping. Aur 1 year me my CIBIL score was around 800.
Great 👏
Congratulation for 1 M subscribers
Thank you 😊🙌
One sec. Have you said a instant personal loan? These are very risky loans and these type of loan providing apps are also called 'chinese loan apps'.
There are many news articles which exposes the scam of these apps popularly known as 'chinese loan app scam'.
Caption Correct Kro....Simply
Bahut logo ka crush h ye 😂
Unko finance se koi mtlb nhi
😄😄😄😊
You are very cute 🥰🥰
Bisht!!! Are you doing all this research all by yourself or you are just a narrator?
Mam mera cibil score se related ques h , kaise puchu aapse
You can DM us on instagram.
Kya vo golu molu ladki aap ho Kabir Singh movie ke raging wale scene Mai 😛
FD against loan
Do simpl pay later also help
I would like to open a new bank account but my current address is different from aadhar address. Is it possible to open account in this case and is it hassle free? Please make a video on this
Yes you can. You just need a current address proof. And for neo banks you don’t need that.
Sure, we will try to cover this in our future videos.
I have started doing this for the past few months.
I have a savings account with Kotak bank and they were giving me a call for approximately a month. Please take a credit card.
I am a student doing some side hustles to cover my expenses, after a while I saw your video and thought I should be taking a CC.
The limit assigned to me is very less only 10,000 but still I am spending 200 to 500 on this CC and I have enabled auto debit.
P.S. this amount is available in my bank account at all times the account is a 0 balance account yet I consider it to be a minimum balance account of 15,000.
I have also kotak 811 zero balance and I am also a student is ther any charges for kotak cc like any annual charges , hidden charges ? I don't know much about cc and I am hesitant because some says cc is bad some says it will be helpful
I know if we spend wisely then there are benefits of cc but still confused
If i pay my credit bill before the bill generation. It is good Or bad
Bad
multiple loan and multiple credit card affect cibil score i have 5 credit card and 6 loan like UNI CARD SLICE LAZYPAY AND PAYTM POSTPAID AND AMAZON PAY LATER I NEVER USED THIS PAY LATER services just for hobby i like multiple card that why i Create these accounts cibil 750 to 780 but CRIF is very under 700 hundred never ever miss a single payment Is i need to closed pay later account to get 800+ cibil score or continue please give me my answer because i am confused
You look similar to my ex-girlfriend
ICICI pay later se cibil score badata he kya bataye please
Mana MakeMyTrip ka prepaid card lia dha but ab vo mara cibile ma 25000 ki limit show kr raha h credit card ki type sa 🥳🥳🥳🥳🥳
Ya video ek haftey pahele publish kartey to mera faida hota Ola cab service liya tha cash may payment kiya
Can anyone help me to know If after getting a credit card I will not activate that and cancel it that impact my cibil score
mam icici k insta account se offer aya tha blue tik b tha apply kiya fir otp se phle ruk gya ye soch kr k phle khi se confirm kr lu kuch fraud to nhi
usko apply kr skte h ya nhi
Any of the Bank account would never offer you anything via their Instagram dm.
It was a fraud.
Saw you in Kabir Singh. Why? How?
Make video about education loan for aboard cibil score co payer secured education loan how much do they estimate loan on house
Sure, we will try to cover this in our future videos.
Miane EMI pe phone liya tha but muje emi bank se na katne pe penalty lagi
Magar maine emi ka payment online due date pe kiya hai toh kya mera CIBIL kharab hoga
Nahi.
A single payment after due date won't affect much. But if this continues it will definitely affect your cibil score.
770 ke aas pas 1 saal se h mgr badh nahi Raha h
I'm builded my Credit score with LazyPay
Pr isme to kyc k bina hi limit de dera h will it affect my cibil if i ise that flexy limit ?
Actually yours analysis are exceptional ...😅
Thank you 😊🙌
Focus on voice modulation plz.
Kabir Singh movie me aap ne acting ki he na ? 😅
Hey mam do you have acted in kabir singh movie
No practical experience on ground zero
My credit score is 750+. Can you please tell me by around how much can my credit score reduce if I apply for 5-6 new credit cards within a month??
Aren't you receiving cc offers from many banks?
Mam t bills kitne % discount par issue hota hai
I love 💕😘😘 u mamm
Tuu mam ko i love you mat bol mere ko sahi nhi lagta
Loan against lic policy!!!
If i clear & close my car loan /personal/Business loan earlier ,so will that improve my cibil score ?
Your credit score may not improve significantly if you pay off the loan early. If your credit score is poor, the general thinking is that paying off the loan early is likely to boost your credit score. In reality, pre-closing a car loan is likely to have very little impact on your credit score.
P2P companies.... Can u suggest few names??
Kitne din m build hote h score
Mera alreay 750+ hh .....🤣🤣🤣
How to get American Express Credit Card?
No ola in my city
Please make video on p2p loan
Aadha English Aadhar Hindi yah kya hai koi ek hi bolo
Bhagwan pliz dila doo
I HAVE BUILT MY CIBIL SCORE 768 IN JUST 6 MONTHS WITHOUT ANY EXTRA COST AT OLAMONEY POSTPAID.
Really bad analysis
Sister kya debt fund me jo average 8 percent milta hai wo monthly hota hai ya annuly
Annually
First like
Using Amazon pay later
What about Flipkart pay letter
Yess, you can.
Small finance Bank mei fd karna kha tak safe hai pls suggest
Be it any bank, government provides a security till 5L of funds in any form per PAN Card per bank.
It is totally safe just like normal banks.
Mine 808 CIBIL
Lov u mam
My credit score is 895 and I have limitless credit card.
Great 👏
895 😲 how to achieve this
Ab kitna hai
Hello ... I need one help. I have still doubts please clear it.I have 3 credit cards. If I close one credit card which one is new one then it will affect my cibil score or not???
Yes.. A bit not much
Yes, it will affect a bit if there are no dues or payments left. But if will affect if it has dues or payments left.
@@bekifaayati so any particular order we can follow, lets say i have 5+ card and I need to close the newest 2 card which are charging me higher annual charges ? what do you suggest?
770
❤❤
I build my credit score through Flipkart pay later. And now my score is 758
Great 👏
Bro in how much time you made this wonderful CIBIL?
@@anirudhvatsa310 2 months only
@@investment9937 how much limit was allotted to you and how much you were spending from your limit?
@@anirudhvatsa310 first limit was ₹1000 and i spent approxx 80% then my limit increased to ₹3000 now
Mujhe Kya Mera to cibil 756 hai
Hehehehe
Mine is 830🌝
Mam i am nri can i get credit card in india ...plzzz reply🙏🙏🙏
Yess, you may want a credit card to use while travelling to India to avoid foreign transaction fees and access funds quickly in case of an emergency.
Ek to Hindi me bolo ya English me... Bakwas
Hindi bola kr
1st 😁
Paytm postpaid us also an good example 🙂🤚
Definitely.
So mere ko iska interested samajh nhi aya
😓😓accha hi
,,,💕😘😘😘😘😘
Yeh Rj Naved ke saath rehti hai na?
@bekifaayati
ITR file kro hr saal ,amazon ya flipcart se credit card apply krke v simply anyone can create and improve their cibil score
Definitely.
what's your insta I'd???
@bekifaayati
MOBIKWIK ZIP PAY LATER IS ALSO THE BEST OPTION TO BUILD YOUR CIBIL SCORE..
Definitely 🙌
Bt uska joining fee hi 300/- h