I am nearly 70 years old Japanese man, I have a brother and two sisters,the other day we had met altogether...Topics was They spent a lot of money for hardly bending knees and loosing memories...20 years ago they laughed at me Convert to Islam
@@yusuf.alajnabi if you're not allowed. You're not allowed. You think the house you live in is more important than Allah? Rent money is not wasted money. You ain't going to live in this life forever. But the next life you will live forever. Once you're dead. You cant keep or take money, houses, cars etc but your deeds. How can you live comfortably when having war with Allah.
جزاكم الله خير الجزاء وحفظكم ذخرا للاسلام والمسلمين شيخ خالد ياسين May ALLAH Almighty reward you for Educating Muslims and non Muslims alike, and spreading Dawah
I agree also and I am a Turk... Muhammed Ali, Malcolm X, Ustad Khalid Yasin, and so many others just argue in a way that inspires you and strengthen your iman
Very digestible and clear explanation Sheikh. Translating the complex to the simple is a sign of deep intelligence. May Allah forgive our sins and our Missteps, and grant us a sincere mindfulness of his Mercy on Us. Ameen
I am Agnostic however, this Khalid Yain bloke is absolutely spot on about Usury even the Ancient Egyptians and Persians hated Usury just goes to show poverty is manufactured by white men not a fate from God.
debra123ist what if I get the car on a zero percent loan? I am currently thinking of trading in my car that I have at 1.9% interest. I am now qualified for a zero percent interest loan.
My dua with you brother, i can understand your position. This world invents new ways to pull people into haram all the time. May Allah show you the best way in your situation.
brother, iam in a similar position, I really want to move from here in UK, and come to saudi arabia because everywhere you turn, you are committing some kind of haram, i swear you cannot escape it, and riba is just that, you just cant escape it. pray for me brother that I may move to saudi arabia.
No, it is not the same. Because by renting you pay for living in the house, this is halal. If you are sick or lose you job, you don't have debt. You could move in a new house. The life is short, you won't take your house with you, so don't fall in the trap of riba, the war against Allah swt.
Please make this video with subtitles of European languages so may we the "ultra advanced" civilized western perfect life-style people learn something more.
Mos Amaze No it’s not, if you don’t pay a loan nothing will happen to you , your credit can get repaired if you don’t pay a loan back , you mentally keep yourself in slavery but not actual slavery, that’s kinda ignorant to say , I’m not sure how that works in other countries but in the United States absolutely nothing will happen to you if you don’t pay a loan back ( of course they’ll take back what ever you borrowed such as car or house )
@imwatchuvideo May Allah help you in your good intention and strenghen your faith. I left canada becouse all those traps, i am in Saudi Arabia, alhamdulIllah. Allah helped me and he does all the time
im not muslim but i think i understand whats being said. when you rent you are paying a fee when you mortgage you are paying a fee plus an additional charge. im not saying i agree with the thinking but you gotta admit the culture of have now pay later has got the world in the crap
He is right when he is talking about this system that Actually it's benefiting rich banks but he does not have proper solution. Very easy to say that keep renting through out your life. House is basic need. He is also wrong when giving example interest rate 15%. Now a days it's around 3.25. Which is also unfair but the interest you pay in that rate is less than the Rent you pay. Please bring leadership here give proper solution. Keep renting is not solution but a curse. Some time renting may be less curse than interest or something interest is greater curse than Renting when rates are high. When you are renting you are paying for your landlord mortgage. Now a days Rent is so high in Toronto Canada. Please give proper solution.
I think your missing the Main point here, if you are a Muslim, a Muslim who actually cares about his or his religion and abides by the rules god laid out, do you really want to wage war against god? Just for worldly possession.
Assalamu alaikum brother and sisters who lives in USA. Masha Allah Sheyh explained everything completely. But i have questions for those who live in USA. We are family about 10 year in US,NY. I am taking care of my children. My husband only employed. Since 2008 we are nothing earned but sometimes we are in minus. When you have more children you cannot live in 1 bd apartments. So you have to rent minimum 2 bedroom if you have boy and girl so 3 bd. How much cost now 3 bd apt minimum 2200. I have doubts that i could find it. Also landlords checking your credit score. If you don't have good credit score your case failed.your are not eligible to rent this house. What about income right now if u don't have US degree the best job for u is TaXi driver. But what about those who worked as home attend. Their income nothing with their expenses. Also another biggest problem with ur neighbors most of neighbors don't like kids. Little bit noise they complain to Super,landlord. Poor kids they are not like animal if you band it say sit as dogs cats sit. This is kids. You can not all time say be quite. Because neighbors could complain.I am very confuse. When you paying so high cost to rent but cannot live on it as you wish. To buy house you are never can earn money.
To answer your question leave the big cities and move to small City like Minnesota where we live. Jobs are available here. My sister has 3 kids and rented 2 bedrooms for 975 a month. Alhamdulillah they are doing fine. Her husband and my sister are working hard to save up money and buy a house in cash. So you have to leave unaffordable cities like new York California, Nevada and etc
One question what if in the market. 3 bedroom apartment cost $1200 monthly rent And a 3 bedroom home cost same $1200 monthly mortgage? Many muslims nowadays thinking that instead of paying rent pay mortgage if the amount is almost same.
They do riba behind back doors. Still the same thing, best if you live on rent or buy the house fully. We should make a sacrifice in this world for the here after. Dont risk your here after doing Riba just to buy a house. Only thing your going to take to your grave are your deeds.
u knew that i don't hate all Jews but their influence leaders that get me all time Walaikum assalam alaikum wa rahmatullahi wa barakatuhu i something get very aggressive but i do want good for both sides Israel and other reasons why i sound so hateful sometimes sorry is it any wonder that our Prophet (S.A.W.) said we will fight them i pray to ALLAH SWT to make me one of those who fight them
Riba is acurse on this wotld our tradition for bids riba in allits forms one of the un Derlyinr reasons for islamophobia is the islamic opposition againrst riba our tradition is a comprensive system for a life of bliiss inthis world and in aakhira the next world may all humans have access to it bi iznillah
Taking interest (Riba) is bad (Haram). O.K. What about the value of the house purchased by the person through house loan double, trible etc during the period and make the person as a owner of a property? It is exactly happening in majority of the cases. Incase the house loan is not there millions of families in the world will not live in their own house. Failure to repay the loan and loosing the property is less common . So, loans and interests paid are not always haram or halal depending on the benefit or loss attained by the person.
im not disagreeing with the sheik in fact i agree with his point but he mentioned we pay for a house for 15 years and the bank can still end up kicking you out and taking the house. but i can rent a house for 15 years and then the owner can take the house back and kick me out. whats the difference of it benefitting or hurting me in this world
if the owner of the property kicks you out, at least you ll have your money, which you saved by not paying mortgage which is usually higher than rental payments. in addition, i realized that mortgages create artificial demand for properties driving up home prices. consequently, less people can afford to buy houses. let's avoid riba brothers and sisters. And Allah knows the best.
+Mohamed Beydoun, As brother Айдар Маннанов2 said, if the owner of the property kicks you out, you can just rent Another house also, as the brother said mortgages create artificial demand for properties driving up home prices. consequently, less people can afford to buy houses. In addition, interests causes bother and headaches and in the end you end up paying excesseviley more Money than what the house was Worth, so in essence, they are earning Money by lending Money and not for the goods itself.
Suppose if you rent a house, you pay 1000 USD per month. If you buy it on mortgage, for example, here in Russia you pay around 2000 USD per month. So you can save at least 1000 USD per month, invest it in yourself, your business, or do whatever you want. After some time you'll have enough money to build or buy your own house, inshAllah.
Ok can i ask.. Say you have a saving of X amount, saved up in your bank account and your bank pays you 2% interest per year, for saving it... This is haram??
Banks allow u to reduce the interest rate by making u buy points as part of contract, What if the bank allow u to buy enough points to reduce your interest rate to zero, is it allowed in Islam? Banks offer points for us to buy mortgage based loans, may be some banks offer points for loans in general. Does anyone know if banks offer buying points to get zero percent interest loans. BTW, u pay off the bank their interest amount before they give u the loan amount. So there is zero percent interest rate during the life of the loan.
Not collecting interest is in the Bible too. It's so sad in Muslim countries there is interest and generational dept. Here homes are $500,000 plus yet people at best make $20 an hour minus 1/3 for taxes. How can you get a home without mortgage? When you pay rent, you pay anthers mortgage plus profit. When you rent you are still paying a mortgage and you are at the mercy of the landlord. He can raise your rent, give you a reno evict, have neighbors that are far from halal. My kids know the smell of pot, hear loud music, hear domestic violence, and so forth. There was a police stand off and I was trapped in my house and my kids not allowed in. I didn't know where my autistic son was till 4:30. When there was slavery at least slaves had shelter and food. Now you earn minimum wage you need 3 full time jobs just to pay rent in Vancouver yet still need more money for food and expenses. The job I had I needed a car, so to get a run down beater I needed to work six months just pay for the car so I can work. I just don't know how to have a save home for my family without a mortgage. I just want something that's my families.
The Average interest rate 11 years ago was 8% ? I guess that's why I see so many "Muslim" women in the hood in Section 8? Are the Masjids funding bank loans interest-free? I wonder if Black church Credit Unions charge interest. Interest also works in reverse also.😅😅😅
Gather 10 or 20 honest and like minded Muslim and each should contribute 50k per year to a common account , put a lottery system of each ones name and select one through lottery each year ,one person will buy a home without riba per year .. this is just a heigh level thought ..
![Lil Uzi Vert - We Good [Official Audio]](http://i.ytimg.com/vi/DrSfBULAsek/mqdefault.jpg)
Best explanation ever...No speaker has explained it this clearly before.
I am nearly 70 years old Japanese man, I have a brother and two sisters,the other day we had met altogether...Topics was They spent a lot of money for hardly bending knees and loosing memories...20 years ago they laughed at me Convert to Islam
plz explain wht u meant
May Allah bless you with Jannah and protect you from fitnah
This is the best explanation on the Internet
This is beauty and wisdom of Islam to stay free of debt and slavery
those who dislike this video .. morgage ppl who called war against Allah and his massenger ...
@@yusuf.alajnabi if you're not allowed. You're not allowed. You think the house you live in is more important than Allah? Rent money is not wasted money. You ain't going to live in this life forever. But the next life you will live forever. Once you're dead. You cant keep or take money, houses, cars etc but your deeds. How can you live comfortably when having war with Allah.
@@yusuf.alajnabi you're the idiot. You're a fool who would throw his on self willingly into slavery
جزاكم الله خير الجزاء وحفظكم ذخرا للاسلام والمسلمين شيخ خالد ياسين
May ALLAH Almighty reward you for Educating Muslims and non Muslims alike, and spreading Dawah
Mashhh-Allah this brother has so much knowledge
Well explained.. It can't get more clear than this wow
The best explanation I've ever had.
Jazakallah Sheikh.
on balance, black people are the best communicators. imo
Lol
That depends on your audience chum
I agree and im arab
Bilal ibn rabah THE FIRST CALLER/MUADZEEN OF ISLAM and he is AFRICAN....why?, because he has the most beautiful voice,loud,clear voices,
I agree also and I am a Turk... Muhammed Ali, Malcolm X, Ustad Khalid Yasin, and so many others just argue in a way that inspires you and strengthen your iman
ASLAM O ALAIKOM.Well said ..May ALLAH bless you
May allah bless you and your family and us and protect all of us from this problem indeed is the sadness things ever seen.
Excellent clarification. Bless you
You don’t have to be a muslim to know how damaging interest is
Masha Allah sheikh Khalid yasin
whos watching in 2019?
Assalam alaykoum wa rahmato allah wa taalla
I agree with every single word he said !
Jazaka allah khayran wa katabaho fi mizanne hassanatik.
Mansha Allah this was very helpful!
Very digestible and clear explanation Sheikh. Translating the complex to the simple is a sign of deep intelligence.
May Allah forgive our sins and our Missteps, and grant us a sincere mindfulness of his Mercy on Us. Ameen
I am Agnostic however, this Khalid Yain bloke is absolutely spot on about Usury even the Ancient Egyptians and Persians hated Usury just goes to show poverty is manufactured by white men not a fate from God.
Join Islam brother.
Perfectly said!
This is so true...
You should look deeper into Islam you'll be amazed at the many beautiful things that are so crucial in today's society.
+messi mooqs true
Moonlesslamb yes true islam is the solution.
of course its true!
sis did u convert to islam
Very good advice bro and thank for the clear infromation on this topic.
SAVE some of your money,and over time buy your land then build your home,do the same with car....if you don't have the money don't buy it.
debra123ist what if I get the car on a zero percent loan? I am currently thinking of trading in my car that I have at 1.9% interest. I am now qualified for a zero percent interest loan.
Jazak Allah khairan
My dua with you brother, i can understand your position. This world invents new ways to pull people into haram all the time. May Allah show you the best way in your situation.
eye opening and well explained
Jazakallahu Khairan
Glad to hear bro. Sheikh Khalid Yasin use the word God & Allah interchangeably. Next move: La ilaha ila Allah=(There is) No god but God.
Thanks brother of islam
Masha Allah bless you brother
God bless you shiekh
Masha Allah Sir Khalid Yasin
ماشاء الله mash'Allah bless
when necessity becomes a priority ... slavery isn't so far from freedom ... allahu akbar
So well put, mA. Thank you!!!
brother, iam in a similar position, I really want to move from here in UK, and come to saudi arabia because everywhere you turn, you are committing some kind of haram, i swear you cannot escape it, and riba is just that, you just cant escape it.
pray for me brother that I may move to saudi arabia.
Muslims lands are better. Move there insha Allah.
لَکُمۡ دِیۡنُکُمۡ وَلِیَ دِیۡنِ :)
No, it is not the same. Because by renting you pay for living in the house, this is halal. If you are sick or lose you job, you don't have debt. You could move in a new house.
The life is short, you won't take your house with you, so don't fall in the trap of riba, the war against Allah swt.
Please make this video with subtitles of European languages so may we the "ultra advanced" civilized western perfect life-style people learn something more.
Have mercy Allah Akbar.
Salam islam
100 percent corect brother
Ma sha Allah!
*Smart..*
Riba is cold cut slavery.
Noor Light
Why do you have so much hatred toward Christians ?
Mos Amaze
No it’s not, if you don’t pay a loan nothing will happen to you , your credit can get repaired if you don’t pay a loan back , you mentally keep yourself in slavery but not actual slavery, that’s kinda ignorant to say , I’m not sure how that works in other countries but in the United States absolutely nothing will happen to you if you don’t pay a loan back ( of course they’ll take back what ever you borrowed such as car or house )
Noor Light
The internet isn’t real life tho, you hate over 1.3 billion people because of a few comments on RUclips ? You make us ( Muslims ) look bad
@Noor Light lol
Noor Light calm it down akhi, Allah sees what the wrong doers do. Don’t worry yourself about it♥️
spot on !!!
@imwatchuvideo May Allah help you in your good intention and strenghen your faith. I left canada becouse all those traps, i am in Saudi Arabia, alhamdulIllah. Allah helped me and he does all the time
I love him I wish I was his wife...
Good one sister
Aisha coco ?????????
THANKS FOR SHARING EXCELLENT. EXPLANATION BY KHALID YASEEN..
INTEREST IS BIG CRIME AND SIN IN ISLAM .NOW WE KNOW WHY .
That happened in my country indonesia, so sad
im not muslim but i think i understand whats being said. when you rent you are paying a fee when you mortgage you are paying a fee plus an additional charge. im not saying i agree with the thinking but you gotta admit the culture of have now pay later has got the world in the crap
doh1959 hope allah will but your heart to Islam bro
@imwatchuvideo Allah may reward you
inshah allah you Allah will show you a good path inshah Allah
Live within your means.
He is right when he is talking about this system that Actually it's benefiting rich banks but he does not have proper solution. Very easy to say that keep renting through out your life. House is basic need. He is also wrong when giving example interest rate 15%. Now a days it's around 3.25. Which is also unfair but the interest you pay in that rate is less than the Rent you pay. Please bring leadership here give proper solution. Keep renting is not solution but a curse. Some time renting may be less curse than interest or something interest is greater curse than Renting when rates are high. When you are renting you are paying for your landlord mortgage. Now a days Rent is so high in Toronto Canada. Please give proper solution.
I think your missing the Main point here, if you are a Muslim, a Muslim who actually cares about his or his religion and abides by the rules god laid out, do you really want to wage war against god? Just for worldly possession.
amazing response brother but need abit of work with your maths skills! still thank you for explanation.
Tom Thumb whata 2+2?
True that 😂 brother skipped the math class - kidding
Assalamu alaikum brother and sisters who lives in USA. Masha Allah Sheyh explained everything completely. But i have questions for those who live in USA. We are family about 10 year in US,NY. I am taking care of my children. My husband only employed. Since 2008 we are nothing earned but sometimes we are in minus. When you have more children you cannot live in 1 bd apartments. So you have to rent minimum 2 bedroom if you have boy and girl so 3 bd. How much cost now 3 bd apt minimum 2200. I have doubts that i could find it. Also landlords checking your credit score. If you don't have good credit score your case failed.your are not eligible to rent this house. What about income right now if u don't have US degree the best job for u is TaXi driver. But what about those who worked as home attend. Their income nothing with their expenses. Also another biggest problem with ur neighbors most of neighbors don't like kids. Little bit noise they complain to Super,landlord. Poor kids they are not like animal if you band it say sit as dogs cats sit. This is kids. You can not all time say be quite. Because neighbors could complain.I am very confuse. When you paying so high cost to rent but cannot live on it as you wish. To buy house you are never can earn money.
To answer your question leave the big cities and move to small City like Minnesota where we live. Jobs are available here. My sister has 3 kids and rented 2 bedrooms for 975 a month. Alhamdulillah they are doing fine. Her husband and my sister are working hard to save up money and buy a house in cash. So you have to leave unaffordable cities like new York California, Nevada and etc
All this pale compared the Disaster caused by getting involved in Interest That happen in Dunya and Akhirah
One question what if in the market.
3 bedroom apartment cost $1200 monthly rent
And a 3 bedroom home cost same $1200 monthly mortgage?
Many muslims nowadays thinking that instead of paying rent pay mortgage if the amount is almost same.
If its interest on the mortgage than its haraam even if its the same price
👍
Sri Lanka is real world example
Proverbs 22:7 don't be a slave my bros
True
Well we can see today what interest leads to when implemented at a global scale: greece, spain, irland, subprimes etc... with people's money
Even so called Islamic bank itself. They also kick us with big riba. They name it (the package) in Arabic just to make it sound Islamic and halal.
U r true
They do riba behind back doors. Still the same thing, best if you live on rent or buy the house fully. We should make a sacrifice in this world for the here after. Dont risk your here after doing Riba just to buy a house. Only thing your going to take to your grave are your deeds.
🕋🕌🙏🙏🙏🙏🙏🙏🙏🙏🙏
Riba is the doorbell through the evil actions among the livings
How to get an internet free loan to start a business with some down payment?
Assalam alaikum
I want to know that is it haram to invest in BITCOIN business and get intrest from it ??
i agree
u knew that i don't hate all Jews but their influence leaders that get me all time Walaikum assalam alaikum wa rahmatullahi wa barakatuhu i something get very aggressive but i do want good for both sides Israel and other reasons why i sound so hateful sometimes sorry is it any wonder that our Prophet (S.A.W.) said we will fight them i pray to ALLAH SWT to make me one of those who fight them
Riba is acurse on this wotld our tradition for bids riba in allits forms one of the un
Derlyinr reasons for islamophobia is the islamic opposition againrst riba our tradition is a comprensive system for a life of bliiss inthis world and in aakhira the next world may all humans have access to it bi iznillah
business is business
I kiss your lips my brother which speak the TRUTH
Any money debt should be paying for the same amount without any interest
I been trying to find saving account don't pay interest to me and is hard to find so, I stay away from interest. Only have chacking account.
It’s a few pennies. Just give it along with zakat
Rabia Stefani. 216000 dollars still worth it if u get a house in Jannah (Heaven).
Taking interest (Riba) is bad (Haram). O.K. What about the value of the house purchased by the person through house loan double, trible etc during the period and make the person as a owner of a property? It is exactly happening in majority of the cases. Incase the house loan is not there millions of families in the world will not live in their own house. Failure to repay the loan and loosing the property is less common . So, loans and interests paid are not always haram or halal depending on the benefit or loss attained by the person.
If you buy house in Belgium you pay 2%on credit .
Alihalali if you house you pay 30% on credit
So which is Haram?
Jews started interest.
Wall street!!!!!!!
Explanation doesn't get clearer than this.
What about crytocurrency?
😢😢😢😢💞☝💞💞☝💞👍
im not disagreeing with the sheik in fact i agree with his point but he mentioned we pay for a house for 15 years and the bank can still end up kicking you out and taking the house. but i can rent a house for 15 years and then the owner can take the house back and kick me out. whats the difference of it benefitting or hurting me in this world
if the owner of the property kicks you out, at least you ll have your money, which you saved by not paying mortgage which is usually higher than rental payments. in addition, i realized that mortgages create artificial demand for properties driving up home prices. consequently, less people can afford to buy houses. let's avoid riba brothers and sisters. And Allah knows the best.
+Mohamed Beydoun, As brother Айдар Маннанов2 said, if the owner of the property kicks you out, you can just rent Another house also, as the brother said mortgages create artificial demand for properties driving up home prices. consequently, less people can afford to buy houses. In addition, interests causes bother and headaches and in the end you end up paying excesseviley more Money than what the house was Worth, so in essence, they are earning Money by lending Money and not for the goods itself.
Suppose if you rent a house, you pay 1000 USD per month. If you buy it on mortgage, for example, here in Russia you pay around 2000 USD per month. So you can save at least 1000 USD per month, invest it in yourself, your business, or do whatever you want. After some time you'll have enough money to build or buy your own house, inshAllah.
👍👍👍💞💞💞☝💞😍😍😍😍💓💝💞
What about those who have bank account in bank🤔
Move your money to a bank that has no interest
This is riba
Mortgage means death pledge.
Ok can i ask.. Say you have a saving of X amount, saved up in your bank account and your bank pays you 2% interest per year, for saving it... This is haram??
Yes
In my country, China owns Large lands, airport, roads wic was from interest
Shame on muslim leaders who allow this in their countries. May Allah guide them and all muslims to stay away from any sort of interest.
Slm en français svp
23 dollars a month..how much is that a year? 600
Banks allow u to reduce the interest rate by making u buy points as part of contract,
What if the bank allow u to buy enough points to reduce your interest rate to zero, is it allowed in Islam?
Banks offer points for us to buy mortgage based loans, may be some banks offer points for loans in general.
Does anyone know if banks offer buying points to get zero percent interest loans.
BTW, u pay off the bank their interest amount before they give u the loan amount.
So there is zero percent interest rate during the life of the loan.
Not collecting interest is in the Bible too. It's so sad in Muslim countries there is interest and generational dept. Here homes are $500,000 plus yet people at best make $20 an hour minus 1/3 for taxes. How can you get a home without mortgage? When you pay rent, you pay anthers mortgage plus profit. When you rent you are still paying a mortgage and you are at the mercy of the landlord. He can raise your rent, give you a reno evict, have neighbors that are far from halal. My kids know the smell of pot, hear loud music, hear domestic violence, and so forth. There was a police stand off and I was trapped in my house and my kids not allowed in. I didn't know where my autistic son was till 4:30. When there was slavery at least slaves had shelter and food. Now you earn minimum wage you need 3 full time jobs just to pay rent in Vancouver yet still need more money for food and expenses. The job I had I needed a car, so to get a run down beater I needed to work six months just pay for the car so I can work. I just don't know how to have a save home for my family without a mortgage. I just want something that's my families.
May Allah make it easy for you sister.
The Average interest rate 11 years ago was 8% ?
I guess that's why I see so many "Muslim" women in the hood in Section 8?
Are the Masjids funding bank loans interest-free?
I wonder if Black church Credit Unions charge interest.
Interest also works in reverse also.😅😅😅
How to buy a house then? I can never save 400k to buy one.
There must be a solution surely
Gather 10 or 20 honest and like minded Muslim and each should contribute 50k per year to a common account , put a lottery system of each ones name and select one through lottery each year ,one person will buy a home without riba per year .. this is just a heigh level thought ..
@@turbocharge2512 mashallah its a great idea but one that surely will require patience with all parties involved
The earth belong to god find a good spot in the wood near to a lake and river and a road and build a house by ur hands or some workers
@@turbocharge2512 Barak Allahu feek. We do that same thing here. But we pick lot each month for a lesser amount.
so khalid yasin doesnt use banks for his donations
interest-free accounts with NO interest payments. simple most muslims do this.
Insurance is so cruel
Can I do job as a clerk in banks???? .