Sharing My Real Budget with REAL numbers! Rent, Income, Savings and Investments Revealed! :)
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- Опубликовано: 4 окт 2024
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Title: Sharing My Real Budget with REAL numbers! Rent, Income, Savings and Investments Revealed! :)
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Usually all the "My real budget" videos are clickbaits where they dont reveal anything... u are the first that i have seen who is actually speaking with numbers... really commendable
Just realized that I m earning 22K only :( need to work hard instead of enjoying RUclips videos :/
Ditto 30K :) No more RUclips videos :)
@@harshadasingh1578 lucky u!🍫
It does not matter how much you earn, its about how must you limit your spending on. More income = More Expenses at times.
@@jaisonnoronha9337 Got college going kids bro, such type of "savings" isn't possible if you have kids and a fur babies
I have fur babies too. No kids as of yet. I guess what matters is that you save, how much that will vary from time to time. To be very honest, no matter how much you save its not enough in today's world of materialistic things so just do the best you can.
Even though we’re the exact same age, you’re one of the most inspiring people I’ve come across! It’s a treat to watch the way you’re working hard and smart. So empowering and inspiring! Thank you for maintaining the uniqueness of your content. I can’t think of too many people who would throw up actual numbers to help people!
Also, I’ve been thinking of seeing a therapist too but keep procrastinating on it and was wondering if you ever plan to tackle that subject through a video!
Saloni pls start budget/finance series..for women like us who are earning..but have very vasic knowledge about finance etc since its not our field..eg I am a doctor..so it will be really nice to hear it from u..a reliable source
I would be very eager to see this. This is like the best idea.
Yes we need budget series
Yes dear saloni❤️ plz make a video of on finances
Same here. Doctor employed recently in PSU
Yes please
When you feel 80k is small for her and 80k is your eventual salary goal !
True!!
Even , now I can't get 80k salary after working as an govt. Sector engineer since 2017 . And this is her monthly expenses, dude I can't imagine . But , i try my best , i am doing lots of struggle today also.
@@suvendumaity5395 what is the job of her
And you
@@suvendumaity5395 abey sarkari naukri wala ho
True 😂
Dearest Saloni.. I am glad I found you... Here are some things I do to save.. I have started sewing... Just bought a sewing machine for myself (I am a big fashion person... so I plan to mimic clothes by Zara H&M etc and make my own dresses)... I do my parlour on my own... from cutting hair to coloring to even chemical smoothing... Not because I am chindi... But I love to DIY... when I started folks called me crazy... But now I am able to give anyone a professional haircut or color... fix fabrics with my sewing etc... I recently even said goodbye to my Cook and took over my kitchen... and its amazing how I have saved on groceries and outside food... Ironing my own clothes... Alot of r&d goes b4 I take up any DIY but I thoroughly enjoy it..... btw I binge watched some videos of yours and surely picked some tips.. keep doing the smart work you do...
I found u so talented n productive would love to see people lyk u on RUclips like vlogs on ur kind of lifestyle n people :)
Girl...make that smoothening..detailed video...n pls its not being chindi..its totally awesome to be able to those things according to me..
It's actually an art even being a homemaker and managing home at a high level needs lot of mind work kudos to you 👍
Dear why dun you try RUclips vlogs
Super fascinating and mad respect for your honesty! Definitely looking into my finances this week, inspired by you. Thanks!
Thanks babe ❤❤
Yeah..you need lot of guts to reveal the actual numbers. I can't even think of doing it .
Use a lexi pen not a trimax 😂
Super inspiring
3 videos in a week. Such an amazing start of the year. Loving and following every video. Already installed storytel and downloaded the recommended books. You are such an inspiration and helpful in practical considerations to the young generation. I wish I could ever be of any help to you to give back all the positivity u bring in the community. This comment is going long. But I have a suggestion for you:
Please start your podcast soon. I would love to listen to it.
This was so so honest. Given a chance I would definitely nominate you for Best RUclipsr of the Year. And I am so glad you're uploading so many videos lately. Keep them coming. :)
+100 for your comment Rujuta
Real and honest.. highly highly appreciative. Would love such more finance oriented videos as they are a great help for someone like me just starting to have a steady income. Thank u! Cheers
Hello name mate
@@utkarsapilla6180 hello to you too
It was really astonishing to see how transparent you were while revealing all the personal financial details. Yes, your video definitely gave a perspective on how to manage wealth. Thanks for that. I happily turn myself into a subscriber.
So happy to see this video coming from an independent middleclass woman who is so sorted . Even me and my husband started to build up our emergency fund few months back. I hope many more working women start taking charge of their finances after seeing you. Loads of love
Would also be great if u told us about ur journey in opening your company. M sure it will inspire many.
I have to shift out of home in 6 months and this may possibly be the most helpful video I've ever seen. I really wanted to learn how to manage my finances especially since I'm already 27 years old.
for travel you save 10k per person according to the calculation for 3 month it comes 60k... my question is how it truned up 1lac ??
Keep in stocks
My husband's salary is 19k.. And we should take care of all things in that 19k only like rent and everything.. If urs is a middle class family.. I wonder wat is ours🙄🙄🙄
she is upper middle class.
you are upper in lower middle class
U kindly do a video on diz topic... Dat would b helpful for people like us....🌷
income class in INDIA 1) MIddle class income - 75 k cash in hand below is lower middle class. if you and ur husband are earning 50 k also please dont consider that you are in middle class. a house hold income where 3 to 4 member in family earn 75 k in hand they are middle class. 2) Upper middle class income 150k to 200k in hand. i am also trying to reach middle class status as me and my file both earn only 60 k. all this figures are based on cureent expenses. please claculate yourself
* rent :-10 to 20k
* maintance 4 to 6k
* grocery -5 to 8 k
*eating out 6k for 2 people monthly.
Vechile emi or fuel 2 to 4k for 2 wheeler
car emi 10 k and fuel 10 k
other utilities Electricity phone wifi- 2 to 3 k
heath insurance which is must now a days 600 to 1000rps.
entertainment 4K
total average areound 45 to 50 without savings and holidays if you earn 75k and if you are staying with parents you end up saving 15 to 25 k after holiday expenses.
19k a month was never a middle class...
singh than which class..??
Honesty and simplicity is what makes you stand apart from all the RUclipsrs. More power to you Saloni. Your videos really motivate others to work harder and especially for women to be independent ❤❤❤
So true
This is such a helpful, sensible, and well-made video, Saloni. I love how straightforward you are. Keep going
19
When you realize that you are poor
No such thing. Just plan well and save 😊
@@SaloniSrivastava 😚
@ Poonam, No matter how much we earn if we can save 20% ever month, we are still considered as rich than many who doesnt save.
@Poonam Thakur Many people still wish to be poor like Saloni mam 😜
I simply loved how candid you were with everything. One of the reasons why I love your channel.
I'm so glad for this video!! My father passed away a couple weeks ago. He used to handle finances and now I am slowly adapting to handling these things as well as him not being around. This video is a lifesaver and ofcourse you are awesome as always!!
You'll be fine 😊
@@SaloniSrivastava Thankyou. Means a lot❤️
Wow... you are so honest and real... I used to watch other vlogs of famous youtubers but now I got bored of it as they speak in Hindi ( which I cannot understand)and the things they do are so unrealistic... but u are so awesome... so real and not using or suggesting things which are super expensive... so obsessed with u dear...
Was watching Netflix.... saw a notification from you and rest is history 😍
You're too kind! :)
Hats off for just being extremely transparent.
Sensible video
I personally think It is a high ambitious budget of high class not indian middle class budget.
This is not a high class budget... come to reality. When u live in metrocity...u really need this amount to run ur life
Sahi bola this is high class budget not middle class.
@@jeneeshaxavier4615 I live in a metro city and I have a family of 6, and this budget is a lot for us being middle class as well. Please get a reality check honey
Earning 1 lac rupees or around in Bangalore is middle class. Because half of your salary goes into paying the rents and Bangalore is an expensive place to live in.
This was wonderful! I really admire how openly you shared this. I was very bad with financial stuff (very averse to numbers / maths) but I feel like I'm getting better with my parent's help. Sat and watched this with mom, pausing to discuss relevant things. Really appreciate this kind of content! x
Made my day ❤
It take guts to be super real in this world now. N u were honest n real in this video. Hats off to u n ur work 👏💯👌👍 Feeling good to be a part of ur social family.
Hey saloni, I have always loved your content and watched everything religiously. I have request please make more of such videos it will surely help women like me to start a good habit of planning economically. Thank you. Lots of love.
This is not middle class budget for me this is high class 😂
Cost of living in Bangalore is high! 😒So she is right!
OMG yeah...almost 1 lakh pm...hehe...but sorted out though :P
And no parents to take care of . Most metro couples live away from parents. Which makes it a bit easier i think.
Raj
That’s not always right ... people leaving away is usually work related or kids schooling related. Even far from parents as per culture Indians tend to take care of their parents ( affection and monetary)Plus ppl away do not get the family support
@@subyroopesh Living in a different house than parents is the reality in metros and almost everywhere now a days. Unless one has a very high income, one can't afford to live as a joint family. Also many parents don't like to stay in metros. And new couple also need privacy to figure out their life. Lack of family support starts to hurt when the couple has a baby. Otherwise it's manageable with a house help. For parents who have had a single child , they basically have to live alone in their old-age. Kids sending money won't be the answer to that.
The lifestyle that is portrayed here is possible only because they don't have old parents to take care of. They probably live in gujurat. I believe they are fortunate to have this lifestyle. One has to let go of one thing to have the other. It's a big conondrum for married couples to live away or with parents. One couple lives here my street have 3 sons , 2 of them live in USA, one in Bengaluru with their families. Let's accept it, couple have to leave parents to have a life they want. The birds have to leave the nest.
My suggestion is go for a digital epaper subscription instead of a printed newspaper. You can save more and help the environment too.
God you can spend same 55k on any home loan instead of this huge rent
I am pretty sure they have considered that already.
@@ILoveMakeUp171184 hope so
@@Niveditha925 his husband is CA so he better consider that 😂
@@shv7355 Ya i am sure..... but you know being Bangalorean myself had to consider the fact that paying 55k per month is huge..... just an opinion need not to be accepted and agreed by everyone
Perhaps in that location the emi for this flat would be 1.5l-2l a month and maintenance charge is separate either you rent or buy.
There are more people achieving financial freedom faster today by simply having the right stocks, with proper research and management of portfolio, anyone could earn life changing profits in few months of strategic investing.
Some stocks are really worth taking a shot on.
it may be an appropriate time to be looking at industrial stocks now. Especially since some of them are now trading at more reasonable prices.
@@emiliobarretto9732 Truly they seem to be doing better. There are great stocks in the market with big room for growth, with a steady approach my portfolio has experienced immense growth.
Building a portfolio that beats the market, requires a lot of work.
@@DavidMiller-du9dy What are the top moving stocks in your portfolio?
U r so real in camera.. Just love this attitude. When u'll make a house tour video.. I'm super excited for it. 😍 Lots of love to u di😘😘😘
Saloni Didi, I will take Financial Literacy next year in ninth grade. I have extremely weak cost management skills. I hope to see more book related videos on your channel. This video was very helpful. The first month of 2020 is coming to an end. I love you
No matter how famous saloni gets, she stays real and grounded. A seriously nice girl. Smart and genuine and endearing (i love her love for planners).
Saloni: I want to travel to 5 countries this year
COVID: Haha
😭😭😭
Same here...covid said ghar bhet saaley.
It's very smart that you and your husband split fixed bills 50/50. Keeping your own account with your own money is vital I think, and of course it will work differently for all couples based on earnings for each, etc, but every woman needs their own account. Also - when I translate this to Canadian dollars prices are great! I know it's not the same (have to take into account average pay in India), but wow, according to my salary here I could live very well there!
Hey Till date i have not seen a youtuber giving the real amount n made a budget planning...
can u make a travel budget... like how to plan a trip in a budget..
Like from my side for this complete honesty...Kudos to you for being such a wonderfully honest person💓💓💓... this is so rare to find nowadays...
True...and saloni is realllly honest
Simple, sensible and secured budget planning 👍
Just got married but I admire your lifestyle. Being alone in a spacious house, freedom to get up, cook and work on your own seems a dream for me.
You can get there too! 😍
Saloni loved the open talk .. simple and straightforward .
Dude I’m 13 and I don’t why I enjoyed watching this video 😂
Same bruh just the fact I am 14😂
Me too
I am charting my budget in parallel while watching this video with full Josh 🤑🧐
Me too
So brutally honest!! Loving it💯
Soo refreshing to see someone talk candidly about finances. Thank you soo much for this video, it is really informative and well made.
More power to you :)
Saloni please make a detailed video on how to start investing small amounts like 10K etc...how to and where to start from
I am sure many people come to bangalore for job seeking . So , i am requesting you to make a video on how to live in bangalore under a minimal budget !😊 please !❤
It helps many people
I like your video because you are so natural and honest about things that most of us go through. I was checking for monthly budget planning when I saw your video.
This video is very helpful for me as I’ve just started earning money on my own.
WOW! I'm firstly so satisfied with how organised your planner is! it motivates me to do the same! thanksss
Just realised how 20 mins gone only when it came to an end .... Amazing again . Saloni is back with a bang .....
Simple, wise and honest. You were looking so cute.
I wish Millennials Pvt. Ltd. starts making more profits which would eventually increase salary of its cutest employee.🤗🤗😍
I agree. Cutest employee deserves a fat raise in the new fiscal 😀😀😀😀
I think you should start a series for women on jobs they can do from home (realistic ones, which are not scams) and financial management. You must have learned a lot starting your own business and you've become very successful!
Yes plz do a video on this diii.. Plz
I really felt motivated,,,want to take charge of my life,😇
You are the most authentic and real youtuber unlike other youtubers. Please always be like this. It's always good to share real information otherwise you shouldn't share it. But you are trustworthy.. 😍
I make like 90k... And save more then 60k.... Just invested in house and now my savings are jumping everymonth...
Bravo!!!!! Doing my budget plan for this year right away! Really this video made a lot of sense and appreciate your efforts dear. Keep rocking❤️
Saloni, in my opinion you are playing to much "Rent" almost 50% including maintainance charge from your income, it's so scary. Even you and your Hubby living alone in that bigga appartment, Hope you got my point.
No, thanks. You are wrong here. How can you make such decisions without even knowing the full situation? Closed mindset, or just nosy behavior? Someone with strong understanding of finances will get it, but I guess you're not one of them.
I can't imagine any other RUclipsr creating content like this.. makes you unique that way... More love to you 😊
Thanks for sharing... I was kind of lost on how to work on my expenses, budget, investment, etc. You made is simple and clear. Thanks a ton!!! ❤️
I wish I could do my budget planning with a mac book one day.......as of now I do budget by scribbling on a white sheet of paper, and then always lost it away after planning is done...LOL
So happy with your amazing back to back videos ! I love your content,it's so much needed ! You are so organised and systematic ,loved the way you planned the budget. You are a true inspiration to me ! Loads of love !
I am awe of your honesty and love you for that....way to go girl!!!
HI Saloni, I started following you when I came across one of your budget videos. That was just a pop up suggestions from RUclips. Have been obsessed from that day on the videos you do on financials. Me and my hubby implemented so many of your tips and things are working out awesomely for us from then. Would love to watch few more of these topics like the mutual funds, investing in share markets etc.
So beautifully done ! I love the idea of travel funds and the 50/50 concept between u and ur husband 👌
This was really helpful! I'm still 19 but I'm Keen on knowing how working couples actually contribute and handle the finance bit. Thanks :)
I always feel positive and motivated whenever I see you videos saloni .keep going be the real and honest with your subscribers. stay happy and healthy.
I too make 80k per month. Im 25. I am barely able to save 10k in total,that toois eventually used for traveling
This video is an eye opener for me. ThankYou so much. 🖤♥️
I thoroughly enjoyed this video. It was absolutely enjoyable. Maam I'd really really appreciate if you could share a lot more about mutual funds and other areas where we can invest and build a securable amount for our future.Pls make more such videos😍😍
Very rare that people share real numbers. really brave decision. Thanks a lot. It helps. and you have best plan in place. 🙏
Make movie recommendations from other languages like Italian and Japanese movies. .
And also web series ❤❤
So honest and helpful. I just graduated and wanted to start a RUclips channel.
I used to think there is no way I can do that without a high paying job and expensive cameras.
You've been an inspiration. I started teaching tuitions and started uploading videos and I was looking for planning my finances, and saw this video.
You are a gem. Lots and lots of love ❤
First I thought you start your day with PDF
I was like who the hell,- start there day with PDF 😂
Oh my god 😂😂😂
U r the only one who give real numbers... Great do some more videos on investment plans which gives passive income.. Monthly
My girlfriend shared this video with me . We plan to do the same when we get married. Thanks for sharing ♥️🙏
I did the same with my boyfriend ❤
Hi, I have been a huge fan of you and your videos and binge watch so many times. Absolutely adore the content and honesty and the time and effort you put into it making it as simple as possible for viewers to understand. I would like to recommend a video suggestion, about financial steps one could take as a beginner, like straight out of college with/without pocket money or with minimum internship money and the progress from there. Would love to watch a video on how we can start saving from the very beginning. Thank you!
These kind of videos are so so helpful and I feel like a lot of people should watch and learn. So much to take away from this video - equality in a relationship, importance of savings, how to save, how to budget :)
❤❤
Hey Saloni, I want to know what is your opinion on: whether to rent or buy?
Thank you Saloni. You were so amazing. You have showed me how to live a life. I have never thought of it untill now. You were so transparent and genuine.
Hi saloni i am a great fan if your videos. Your financial videos are too good. Wanted to know where u save ur emergency fund.
This was sooo helpful! Loving this year's content ❤️
Your chair might be very comfortable but it is not ergonomic. Please go for the herman miller mirra 2 or the herman miller aeron chair. You will simply LOVE it.
Back to back videos 🙊 Damm! I love you more saloni di 🤗You're making sure not only you but we too start our 2020 with a bang 😁High five 🖐️
10000 ( You ) + 10000 ( Your Husband) for travel for 3 months will make 60k then why did you told you save 1 lac in 3 months?? Did you spoke by mistake?
but what happens to your youtube income? does that go to the company fund directly?
also, this is the most real budgeting video I've ever watched
Yes, it goes to the company obviously
@@SaloniSrivastava what happens to the company profit?
@@wanderer7600 obviously the Entrepreneur will take it
@@monicamony6248 or reinvest it for growth 😊
@@SaloniSrivastava What is your company's products or services? I couldn't find a website of Millenial Living Pvt Ltd.
I feel we are a part of a family, your budget planning is awesome. Thank you for sharing.
Hey...i was just wondering what i want to do after completing my graduation and found this video...i watched your previous videos...& honestly u r living the life that i want for myself...i like marketing though from engineering background.. i want to own a business... i am self disciplined...i keep journal...i spend some time on youtube watching business motivations..i am planning to start my utube channel soon... &surprising enough i am a POTTERHEAD, big fan of books series & movies. I mean i really found my future self😅😂...you really motivated me...i am definitely gonna make my dreams come true...amazing videos... keep going✌
Alert: I was found binge watching your channel. Lol! Lovely saloni, I enjoy watching all your columns. Needless to say, you're worth every penny that goes into my internet exp. Great job!!
Old saloni is back !
Keep going
Love your voice and your camera presense. I honestly watch these as free therapy.
I m earning Rs. 13000
And i m an MBA ,But still alhamdullilah i m happy...☺️
You should invest in own house 45k is such a big part of budget.... 45 can b payed every month to get own house....
Saira Ali2712 why do people think that they should give advice when nobody asked?
i loved this one and its so relatable me n my husband share expenses since we got married always 50-50 and then we recently started business n when u mentioned ur husband reduced ur salary i just laughed coz my husband did same he said this is the amount i can give u right now😊 i m glad there r more couples who do the same stuffs.in day to day life..😊😊
Nice video. Recently found your channel... few things I wanted to ask:
What about gas bills? And also, how much do you spend on transport? Do you have a personal vehicle or book cabs etc?
Those are hubby's responsibilities as I can say. lol.
@@narendarreddy4108 😂😂
Good video. I understand it’s your personal budget and works great for you. But surely not middle class budget. It’s almost high class budget. 55k rent per month is not middle class budget 😊 . It depends on your lifestyle and needs. 👍🏻
So honest and I’m loving this kinda content 😇
Thanx for an honest clear budgeting with real numbers. Helps connect the dots with personal budgeting.
I can't believe I actually spent almost 20 minutes on the entire video and didn't even realise the duration! You could just sing rhymes for 20 minutes and I wouldn't notice, I suppose! You are too good 👍
Very nice to hear exact figures which gives confidence instead of a vague description
No one can be this honest...more power to you girl