Very informative video. I think you have forgotten one thing that a standard instruction of a day of the month has to be mentioned in advance to the bank only if there is more money in your account on that day then auto sweep will be activated.
बहुत बहुत धन्यवाद जो आप निस्वार्थ भाव से देश की जनता को जागरूक करने के लिए इतनी महत्वपूर्ण जानकारी निःशुल्क दे रहे है । आपका कार्य अत्यंत सराहनीय है । एक निवेदन था आप एक vedio इस विषय पर बनावें की sip को प्रारम्भ कैसे करें third party app के अलावा । सीधे AMC की वेबसाइट से लें । यदि सीधे AMC की वेबसाइट से लेते है तो क्या अलग अलग amc में फोलियो और otm genrate करना होगा । क्या कोई ऐसा प्लेटफार्म नहीं जिसमें एक साथ सभी MF को ट्रैक कर सकें ।
Fayda ye hai autosweep ka ki liquidity hai which is important for some people. And atleast 1 tenure nikal liye without premature withdrawal then Jo penalty bhi hogi wo already cover ho jaegi last time ke interest se.
Kotak ka Mera account hai. Their fd interest start at 2.75% and savings account int is 3.5 %. Fd rate ke hisab se 3.5% int we earn post 45 days onwards. So they have tactfully played the game of interest but they don't charge a penalty that's a fact.
U are partially correct.....Auto sweep is brilliant optolion if u keep ur amounts in savings account for long time ....as a emergency fund...if u r not using that savings account for frequent information..... Secondly u should go fo fd in goverment bank as some of the private bank are offering fds like rates in savings account.....dont influence viewers to go for mutual fund
Agar mere bank me 10 lakh rupee hai , aur 1 saal me mai bus 2 lakh kharch karta hu , tow 8 lakh par tow FD maximum rate of interest milega . 2 lakh jo maine nikaal liya hai , uska tow waise bhi 3% wala intrest nai ban raha !!!! Is video se baat clear nahi huwa , thoda aur explain kare...🙏
Aap ka vidiyo bhot archa he aap bhot barik se aor arche se samjate he aap ki bat muje samaz me aa gai me bhi SBI me fd bana ne wala tha aor aoto karne wala tha lekin ab me kotak khate me fd karuga sakriya
Agar split karke Paisa dalenge to kam fd tutega aur tute hua fd pr hi penelty Deni hogi 20000ki fd hi 5000,5000kr fd rahegi to torna bhi hoga to ek tutegi aur us pr penalty 20000ke mukable 5000 pr hi penelty Deni hogi
sir aap bahaut achhese samjhatehe. thank u for this video.sir FD m 2nd account holder ko hi nominee banasakteh kya? FD m 1st account holder ki agar death ho jaye to kya 2nd account holder ko hi FD ka paisa milta h kya? kya 2nd account holder Fd ka premature withdraw karsaktehe? Fd ka form fill up karneki time mode of operation kya rakhna chahiye k dono ko same power mile? pls sir reply. hosake to is topic ki upar jaldi hi ek video bana dijiye pls sir.
Good point but my doubt is that in saving account also we don't get any interest if amount is submitted after 4 of any month n also if amount is withdrawn before month end, auto sweep analysis is good but need to cover with out auto sweep situation properly.
Sir ek video current account ke upar banado konsa current account best rahega kis bank ka? and types of current account who can open it? what documents are required? please🙏
Bro mere kotak current account me yeh facility hain mere account me buy withdraw karne par kyaa tax bhi cutt ta hain and yeh jo interest rate hain wo 50k me alag and 1lack me alag 10to15 lack me alag toh nahi hain ....... please reply
Sbi me agar apne Autosweep active kar rakha hei to Month ke 15 Tarik badd 25000 se jitna bhi jyada balance hoga o auto FD ho jayega aur Agar apko paise jarur pade to bache hue 25000 me se niklega aur 25000 se jyada widraw karoge tabhi FD tutega nehin to FD nehi tutega ... Apne video me thoda sa Correction karo bro
Exactly mein b yahi soch ra tha. 20000 toh woh 25000 ki threshold se niklegi and agar minimum balance requirement puri karni ho tabhi Jake FD tutegi. Ye youtubers ne ye nhi batayenge. Kahan se ate hn adha adhura padhk🤦🏻♂️🤦🏻♂️🤦🏻♂️
Thank You Again 👍 Can You Make a Short Video or Video on How to Create A Zero Balance Saving Account in IciciBank By Depositing Rs 95 000 on First Deposite and turning it Into Zero Balance Account
Sir sbi bank wale fd mode me bank account ko rakhane ke liye force kar rahe ye fd mode kya hai aur kah rahe the isame 12 percent interest rate milega aur mai har 3- 4 mahine me money nikalata hun rahata hun
some banks don't charge penalty in auto sweep facility in that case autosweep might be beneficial....can you tell which are the banks except kotak mahindra? I think axis also doesn't take penalty
Sir govt securitys me 5 saal k liye invest Kiya h usme 7 se 8 percentage yearly interest milega to ye 5 saal me compund interest milega ya normal interest milega plz ispr video bnaiye ya reply jrur kijiye
You're Amazing Brother.. The way you Explain it's become very Easy to understand the Complicated things.. Lots of Love..From Bengaluru. GREAT 👍👍
12:18 Thats the reason why i love Kotak Mahindra Bank. ❤😊
SBI savings a/c in MOD facility per bhi pura Detail video banaye 2024 ke anusar DaDa.. because you are best videos maker in finance ❤❤ 👌👌
Thanks and sure
MoD pe 6.80 int Saving Account pe 2.70 int PPF pe 7.1 int as per 2023 oct data
Pls SBI mod ka pura details 2024 ka information dijiye plz❤❤
Thanku bro apke samjhne ka tarika bahut sunder or saral hai🙏🙏🙏
Very informative video.
I think you have forgotten one thing that a standard instruction of a day of the month has to be mentioned in advance to the bank only if there is more money in your account on that day then auto sweep will be activated.
हमारा देश अभी तैयार नहीं है अभी. क्योंकि यहां सुविधा तो सभी दे देते हैं मगर सुरक्षा कोई नहीं देता
बहुत बहुत धन्यवाद जो आप निस्वार्थ भाव से देश की जनता को जागरूक करने के लिए इतनी महत्वपूर्ण जानकारी निःशुल्क दे रहे है । आपका कार्य अत्यंत सराहनीय है ।
एक निवेदन था
आप एक vedio इस विषय पर बनावें की sip को प्रारम्भ कैसे करें third party app के अलावा । सीधे AMC की वेबसाइट से लें । यदि सीधे AMC की वेबसाइट से लेते है तो क्या अलग अलग amc में फोलियो और otm genrate करना होगा । क्या कोई ऐसा प्लेटफार्म नहीं जिसमें एक साथ सभी MF को ट्रैक कर सकें ।
Fayda ye hai autosweep ka ki liquidity hai which is important for some people. And atleast 1 tenure nikal liye without premature withdrawal then Jo penalty bhi hogi wo already cover ho jaegi last time ke interest se.
Kotak mahindra best hai... Mera saal se chal raha hai.. Pre withdrawal charges nahi lagte
Kotak ka Mera account hai. Their fd interest start at 2.75% and savings account int is 3.5 %.
Fd rate ke hisab se 3.5% int we earn post 45 days onwards.
So they have tactfully played the game of interest but they don't charge a penalty that's a fact.
Great video sir . ❤❤.
Sir please make a video on KOTAK Myntra CREDIT CARD 💳 . We want to deeply know about it .
U are partially correct.....Auto sweep is brilliant optolion if u keep ur amounts in savings account for long time ....as a emergency fund...if u r not using that savings account for frequent information.....
Secondly u should go fo fd in goverment bank as some of the private bank are offering fds like rates in savings account.....dont influence viewers to go for mutual fund
Industrial bank v Paytm ke through flexible option deta h kotak bank ke jaisa ❤
Indusind*
Ye bank Naya h market mai? 😮
Agar mere bank me 10 lakh rupee hai , aur 1 saal me mai bus 2 lakh kharch karta hu , tow 8 lakh par tow FD maximum rate of interest milega . 2 lakh jo maine nikaal liya hai , uska tow waise bhi 3% wala intrest nai ban raha !!!!
Is video se baat clear nahi huwa , thoda aur explain kare...🙏
Thank you so much, You're only one who provided clarity on this. ❤
Glad it was helpful!
Bahot aachiitaraha samjhaye aap ne sir ji ab samj me aaya mujhe 🙏
Aap ka vidiyo bhot archa he aap bhot barik se aor arche se samjate he aap ki bat muje samaz me aa gai me bhi SBI me fd bana ne wala tha aor aoto karne wala tha lekin ab me kotak khate me fd karuga sakriya
I was waiting for this Auto sweep topic.
HDFC
AXIS
KOTAK
ICICI
This is the most attractive scheme in kotak bank. So I love Kotak being a customer.
Bhaiya apne bahat achha explain Kiya . love you brother from Tripura
Thank you!! Cleared all my doubts
Very informative... But in ICICI too nhi lagta koi panelty, i asked customer service about the same
Sure ?
But Sir we can get the ROI on those two fd's (FD 1 and FD 2) plz reply and explain
Employees jabardasti piche lagte he isliye sweep in facility ke.. nice video.. sbi bank vs hdfc for savings account video banaoge kya..
Ur knowledge is excellent and voice q is superb BBB
Agar split karke Paisa dalenge to kam fd tutega aur tute hua fd pr hi penelty Deni hogi
20000ki fd hi 5000,5000kr fd rahegi to torna bhi hoga to ek tutegi aur us pr penalty 20000ke mukable 5000 pr hi penelty Deni hogi
Very good video. Informative and best expression.. ❤️
Thank u sir apne bahut acche se smjhaya ❤
Thank you sir 🎉
sir aap bahaut achhese samjhatehe. thank u for this video.sir FD m 2nd account holder ko hi nominee banasakteh kya? FD m 1st account holder ki agar death ho jaye to kya 2nd account holder ko hi FD ka paisa milta h kya? kya 2nd account holder Fd ka premature withdraw karsaktehe? Fd ka form fill up karneki time mode of operation kya rakhna chahiye k dono ko same power mile? pls sir reply. hosake to is topic ki upar jaldi hi ek video bana dijiye pls sir.
Nice explain but auto sweep kaise of karana padega
thanks, trap me fasne se bcha lia time se pehle.
Good point but my doubt is that in saving account also we don't get any interest if amount is submitted after 4 of any month n also if amount is withdrawn before month end, auto sweep analysis is good but need to cover with out auto sweep situation properly.
It's the best zero balance account in India,if u have nothing to do with real cash transaction and branch visiting.
Thank you sir for explaining this difficult concept at this ease
Sir FD pr TDS charges kyo lagta H isake baare me video banaiye 🙏🙏 please sir
In the example, if we want 2000 it will be deducted from fd3 or fd1?
Indusind bank main penalty charges lgta hea kya? Auto swep of premature withdrawal
Kon kon bank wale bhi yha information lene aaye hai....
Humko malum ahw ye ....
Konsi bank se ho bhai
@@ajinkyaipper_007 ICICI Bank
Mee
Auto sheep on ke baad passbook full amount show hoga
Ya only threshold limit amount show hoga🤔🤔
Good... very informative video🙏
Kotak bank mai 25000 pai active money ho jata hai direclty fd
Sir ek video current account ke upar banado konsa current account best rahega kis bank ka? and types of current account who can open it? what documents are required? please🙏
to sir 2000rs 25k balance m se kam krne chahiyena ye bank wale log fd ku todte h
Very good 👍 and Very well and Very nice 👍 ❤
Bhaiya aap konse bank me the.
Itna badhiya explain krte ho
1st Like, comment, VERY INFORMATIVE VIDEO SIR
Sir sbi m auto sweep activate krwane k liye pan card compulsory hai kya ?
Jandhan account me auto sweep hota hai kya ?
in auto sweep can we use that money on saving account.without breaking fd??
Sir my kotak mahindra account 20000 rupees go auto sweep flexi fixed deposite please help how can break him there was no option on break
Bro mere kotak current account me yeh facility hain mere account me buy withdraw karne par kyaa tax bhi cutt ta hain and yeh jo interest rate hain wo 50k me alag and 1lack me alag 10to15 lack me alag toh nahi hain ....... please reply
💯%
Another well explained video. Can you make a video on tax harvesting in mutual fund and stock market investments.
Sbi me agar apne Autosweep active kar rakha hei to Month ke 15 Tarik badd 25000 se jitna bhi jyada balance hoga o auto FD ho jayega aur Agar apko paise jarur pade to bache hue 25000 me se niklega aur 25000 se jyada widraw karoge tabhi FD tutega nehin to FD nehi tutega ... Apne video me thoda sa Correction karo bro
Exactly mein b yahi soch ra tha. 20000 toh woh 25000 ki threshold se niklegi and agar minimum balance requirement puri karni ho tabhi Jake FD tutegi. Ye youtubers ne ye nhi batayenge. Kahan se ate hn adha adhura padhk🤦🏻♂️🤦🏻♂️🤦🏻♂️
Very interesting video sir 🎉
Bina auto swip ke 3% milta hai to wo 3 maheene ka hota hai ek saal ka
Sir Auto sweep ko 1 saal baad band karna chahe to kaise kar skte he or bank karne par kya hoga...??? #Xy-Axis_Education
Sir SBI me last December zero balance account khola tha abhi tak atm card nhi bejha ha Branch call kiya to bolte paise dalo phle tb tk nhi ayega😢
Bihar to Muzaffarpur
Big fan
Monthly interest hai ya 1 year ka
Kya autosweep maharashtra bank mein hogi ya nahi
Bhaiya ek video Punjab and Sind Bank per bhi ho jaaye😊
Beautifully explained. 😎
Kotak Bank m premature widraw ka koi charge nhi h flexi deposit m
✅👍👍👍
Sir but kotak bank be chalak hai unhone fd ke rates he down kr deye. Agar koi jaldi todege fd to usko be saving se kam he interest rate milege
Sir union Bank of India and also pnb me auto sweep se paise withdraw krne pr penalty nhi lagate hai
Bhai aagar active money disable karde to kiya jo active money par jo paise add hogaya wo wapas aaya ga kiya or aayaga to kitne din ma aayaga bhaiya
Autoswipe wale bank kon kon se hai finance bank mai and other bank mai
True Rare information thank you 🎉
beautifully explained bro, thank you
Thank You Again 👍 Can You Make a Short Video or Video on How to Create A Zero Balance Saving Account in IciciBank By Depositing Rs 95 000 on First Deposite and turning it Into Zero Balance Account
Best sir❤❤❤❤
#SLIONRAJA ❤
❤❤
Thresholds limit se upper hone me fd totegi na.
Thank you sir for making this video
It's my pleasure
Awesome explanation on auto sweep❤
Hlo sir indie by IndusInd mein account kesa h full information bhatao
Paytm Best hai Normal FD bhi Pre mature close kar sakte hain koi Penalty nhi
Very useful information
Mai to kotak active money mai samaj raha tha ki 7% milenga 2 months 3 months or 15 days jitne din rakhuga
Panelty koi pehle nikalne pe
Sir sbi bank wale fd mode me bank account ko rakhane ke liye force kar rahe ye fd mode kya hai aur kah rahe the isame 12 percent interest rate milega aur mai har 3- 4 mahine me money nikalata hun rahata hun
कोटक में कोई चार्ज नही लगता एक्टिव मनी का
Thanks 🎉
some banks don't charge penalty in auto sweep facility in that case autosweep might be beneficial....can you tell which are the banks except kotak mahindra? I think axis also doesn't take penalty
SBI me premature transaction pe penalty nahi lagti h
❤
Thanks a lot bhaiya Is topic PE vdo karne ke liye 🙏
kotak 0 balance account offer krta hai
Nhi bhaiya woh to apke vdo se hai pata chala tha..but Mera sawal hai kotak mai auto sweep on rahga to koi nuksan Nehi hai na!
sir mere acount dsp ka hai haar month paise kaat te hai.
Can you make a video on tax harvesting in mutual fund and stock market investments.
Wherter ऑटो sweep feature is availabe in all national banks.
Current account pay to badeya hn auto sweep ....
Good information. Thanks
Can we do it on current account
In kotak it works for current account, not sure for other banks
Penalty nhi lgti.....Kai banks mein
Sir govt securitys me 5 saal k liye invest Kiya h usme 7 se 8 percentage yearly interest milega to ye 5 saal me compund interest milega ya normal interest milega plz ispr video bnaiye ya reply jrur kijiye
Simple Interest
Very nicely explained
It's better to buy mutual fund you can buy at 100
Feature ko off kaise kre