Eliminate Impulse Purchases with This Rule
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- Опубликовано: 21 дек 2022
- Highlight from episode 371. Watch full episodes of The Minimalists Private Podcast: / theminimalists
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How do you avoid impulse purchases?
Pay cash. Don't use a credit card. Have a specific savings for specific items. Take time to decide if you really need the item. There are a million things I do before I purchase.
I have a really bad problem with this BUT I am getting better at returning the items now. I just want to stop doing it all together. The time wait thing has helped me. Sometimes I will add what I want to my cart... and I will sit on it for 3 days or so and most of the time I don't care to have it by that point. Its a feeling of relief
I used to be a impulse buyer. But now before buy anything i do a detailed analysis of each aspect of that particular item by almost spent 1-2hrs over a week, and once I get the item, I use it practically and tick all the points if its fulfilling or not, if its even lack a single point i return the item.
In the 2022 i have only 4 orders in total worth less than $40 and that too with sale discount and card discount moreover all 4 times i purchase are by follow the 1-In 1-Out rule
I don't go out without a purpose because I will inevitably go shopping OR I go out with a bit of cash or no cash at all an NO credit card! 😂
The problem is online shopping... because you don't even feel it. I don't know how to deal with that. No Internet connexion?
I don't ever have any money for impulse buying. I pay bills, buy only what is needed whatever is left ( usually none since I live on SSI)🙃 gets split between savings n once a month something fun like going to Taco Bell. I also make myself wait at least 2 weeks, usually I wait a month if I still have the money n can still afford whatever it is I get the item. Shopping in Thrift stores will really help stop impulse buying to bc at one time everything in that store was something someone " just had to have" n if you find your impulse item in there great, buy it there n save some money 🙂🙂🙂
My wife and I only use cash. We have one credit card for large purchases like appliances, hotels or airline tickets. When our weekly cash allotment runs low, we stay home until the following week.
That’s a great plan 🎉
Thank you for sharing this! I will try it!
@Julio I like the idea of a weekly cash allotment! 😃
I would like to start following your idea as I used to do that over two decades. Now I grew up in a small city to move into a larger metropolitan city, taking transit I very quickly learned that beggars are not only persistent but can be violent as well. So since my señores third encounter with being a single female with any knowledge of self defence skills I’ve stopped carrying ash altogether on my person for several different reasons than the one I mentioned. Any ideas or suggestions?
@@saraliehitesman4547 Radiate confidence and love.
Bullies prey on those that radiate victimhood and weaknes.
Practice exercises for improved balance; spin in circles with arms out (very healthy) or stand in that one legged yoga pose and do some small spine twists.
This will help You walk tall and be more aware of Your surroundings.
"Walk softly, but carry a big stick"
Grocery shopping is my tough area. I used to try and keep impulse items out of my cart as I shopped. But I soon gave in as I got overwhelmed. Now I put everything I want in my cart. Before I check out, I find a quiet place and separate out the impulse items. It is so much easier at that point and motivating when I see how much less my total cost is.
Glad I’m not the only one who does this !
Why not take a shopping list, made some time before.( also à great way to train memory. A game with urself.) With vitally needed items only. Then plan shopping in between 2 other appointements or obligations or leisure. Like 1. Librairie. 2 shopping. 3. Dentist
I used to go to on a short hike after a wonderful farmersmarket. I allowed buying one wholesome snack to have as a picknick alongside the river.Then I had to go back home put things in a cooler place. Best years, I got good produce, healthy walking, economical shopping. Save health and savings.
r/antiwork
You shouldn't have to deal with a system that's only going to get worse about how you eat.
Sometimes eating a filling meal before grocery shopping can help
I used to do this pre-pandemic in the adult diaper section at Target. Probably saved me thousands of dollars. Why the adult diaper section? It was quiet and usually empty and void of marketing that made me feel like I needed to buy something new and shiny. The hair accessories section would have been difficult. I also have ADHD and this helps me gather my thoughts and try to get back on track . Using a consistent aisle helped me prevent losing my cart.
I really enjoy home design and home decoration. Whenever I see something beautiful I ask myself "will it look as good at home as it does sitting on that shelf?" and most of the time the answer is no. So I just appreciate the object's beauty for the moment and leave it where it looks best - on that shelf.
SO TRUE. When I minimized I have found I have less areas to decorate. I don't have tabletops and shelves, and I like bare walls which helps me mentally. I have a few vases and a digital picture frame and I struggle to find places for them.
Your description of a “void” is brilliant. Every episode I catch of you all leaves me with useful nuggets like that.
My sister drives me crazy just constantly buying things, she bought a new toaster and kettle today for no reason as the old ones work well and are in good condition and of course in the same purchase another 12 pieces of cutlery. I think anxiety has a lot to do with surrounding ourselves with stuff, she is full of anxiety and full of a world of stuff.
We stop our incessant buying of material things but by bit, little by little. It’s a process of focusing on needs, not wants.
For me, it was a combination of the latest thing (technology) and utilization arguments. I kept convincing myself that I was acquiring the thing that I intentionally needed and would use. When that was no longer good enough, I happily discarded it for the new thing that did the same. The cycle was a treadmill, resulting in a combination of image and marketing I just really started to see in myself...and that I would roll my anxiety and stress coping from one thing to another thing, then call that thing my intentional thing.
I was falling for this over and over, till recently.
I have two list on my phone. The first is the minimalist questions to ask before buying and the second is a list of things that I might have seen online (this is where I used to do all my impulse shopping) that I would like and I note the date and then the next time I have some extra money (birthdays, Christmas etc) and then I can go back to the list and pick something I have waited for and really want :)
What are the questions on your first list?
@@4it4k 1. Do I need this?
2. Can I afford to part with this money?
3. What is the actual cost?
4. Will it add value to my life?
5. Can I go without it for a while?
6. Would I have liked this 3 years ago?
7. Will I like this in 3 years time?
8. Where/How was it made?
9. Where will I store it?
10. What will happen when I’m done with it?
11. If this cost 3x the amount would I still buy it?
I was power walking the mall, while waiting for a friend to have dinner and I saw a beautiful dress that called out to me. Exorbitant price tag. So I took a picture of the dummy wearing the dress and texted it to my sister. My sister said, yeah it's nice but how many times can you really where that dress, and do you have shoes & accessories to go with it? I'm glad I acknowledged my feelings and sought feedback. It worked. I passed on the dress.
“TEMPTAION is an attractive opportunity to meet a healthy need in an unhealthy way” -T.K Coleman
Wow, this quote is so insightful. The release of guilt and shame associated with all types of addictions weigh so many of us down. Thank you for creating this show.
I do online grocery pick up and in this time of inflation my grocery bills have not been terribly high because I only get what is on my list. I have learned not to buy clothing online because most of the time it does not work out for me. I found a great thrift shop in my area that I shop at now. I have a hard time getting clothing that fits. I can try on the clothing at this shop and make sure that it fits and save money big time.
I have a list of what I will allow myself to purchase and what I won’t allow myself to purchase on the refrigerator. It was part of my 2023 plan to really focus on not purchasing the impulse items I have allowed myself to purchase in the past.
I like the idea of over 30$ wait 30 hours.
I would push this one to: wait the hours equivalent of the dollars the item costs. A 1$ item = wait 1 hour. 10$ items = wait 10 hours, etc.
@mamansimplifiee I really like this idea. Most of my purchases are relatively small and I think at the time, "But it's only £1" (I live in England) yet later I regret the purchase and it becomes "But I wasted a £1". Next time even if an item costs as little as £1 I will put it back on the shelf and wait an hour. Thanks! Great tip!
I got a fantastic deal on a beautiful necklace but I don't need it. I enjoyed it for a day and put it back in the box to give as a gift to a friend I know will love it. It's strangely satisfying on several levels. I love you guys!! ❤️
I’ve been practicing on spending less and I’m so grateful that I work from home. Being in the comfort of my own home keeps me grounded and I’m forced to cook my meals instead of getting take out and I don’t have to worry about my clothes and hangout in loungewear. Also, I’ve unsubscribed from lots of marketing emails and spend less time on Instagram! That’s another killer right there. If I want something I write it down on paper and keep note of it. I will slowly save for that item instead of using a credit card and impulsively buy it.
When I was trying to buy a house I had to stop myself from buying things I wanted but didn’t need- lipsticks, hair products, clothes, - so I made a Pinterest board named Things I Want and Will Buy After I Buy My House and put the items there. Then I never ended up going back to look at it really, and I never bought anything from it. It seemed to help scratch the itch of feeling like I really wanted something and didn’t want to deprive myself of it. I think I will do this again with a different financial goal.
As a former spendthrift I like the 30/30 rule. Wonderful
I order my groceries online and pick them up so I don’t have to go into the store, which I hate. It’s more thoughtful purchasing and less impulse.
"Open space!" Beautiful.
I love what TK said- its a healthy temptation with an unhealthy way of looking at it. I always feel guilty when I make an impulse purchase. Now, I try to delay gratification and see if it passes. Usually, it does but not always. I usually buy something that's unhealthy to eat and regret it because it was something that I was craving in the moment and I would feel guilty about it afterwards. Now, I may indulge here and there but I don't do it as often, I have learned what triggers my cravings (mood, usually) and I think of what else could be good to replace that craving with that is a healthier, cost free option. Maybe I was craving sugar but I'm just feeling stressed so I need to go for a walk, meditate or maybe watch an uplifting RUclips video and remind myself that I'm just trying to find ways of taking care of my needs rather than punishing myself for having these thoughts or feelings like TK said.
Damn T.K. , you are SO spot on
One thing you can do is set days for buying. You are only allowed to buy things that are not necessary on the 15th and 30th of every month, for example. Then you gather your wishes and sort them the day before, consider if you still want this item. Then you buy it and make a note in your calendar one week, three weeks, three months from that date. On these dates you check, if you still enjoy or even remember that purchase. The note might then read "milk frother". And when you read it, you reflect: do I still remember that and when I bought the milk frother? How often have I used it since? Do I still like/ want it? Would I replace it if it breaks or could I live without it? Was the price justified or do I know feel it was too expensive?
If you do that for some time, you will automatically consider your purchases more thoroughly.
Rules to practice everyday - appreciating the void! Thanks.
Use this rule all the time now, thanks to the minimalists xx
TK!!! What you said here is so life-changing I don’t even know what to say. I struggle with something I’m afraid to talk about, but it’s had an unhealthy grip on me for too long. Rather than resisting alcohol in social settings, I am going to examine why I lean on it, and explore how I can replace deprivation with actual fulfillment. I don’t want to give in during “happy” hours and the like as a result of inadequacy - spewing ads and peer pressure. (How is this still a thing after high school??) Seems so obvious it should have smacked me in the face haha, but a new and more rewarding outlook might be the answer rather than just strength and deprivation. 💥
Never seen this podcast before, incredible thank you so much
Thanks for having the black dude on, his perspective is great and made me feel connected to this content more. 👌🏽
Merry Christmas from Sydney, Australia 🙏☦️✝️
Wow!! This was the best podcast for me! The rule will be helpful and I will use it. Two things said that hit home for me were "meeting a healthy need in an unhealthy way" which I can relate to, and " make friends with the void" which I do when I am trying to avoid the wrong foods (make friends with feeling hungry), but now will apply to the feeling the need for stuff to fill a void. Thanks guys! It's amazing. Happy New Year!
Great rule! I appreciate how much you guys have helped changed my thought process when it comes to “things” and money.
A long road for me but I got there. I have one or two no spending days a week.
@@andrewminjiras5745 that’s awesome.
Love this! This was so helpful. Really common sense but I lack it when it comes to impulses lol. Esp when I'm bored and lonely. Ty for this easy way to attempt to stop. I appreciate all you do!
It's been studied that using a debit card or credit card doesn't register pain unlike using cash on purchases. When using cash you realize how many hours you have to work to make that cash.
When I'm at a physical bricks and mortar store, (Costco is the temptress for me) I put the stuff in my cart, and by the time I walk around and get the necessities, the enjoyment of having it has been satisfied enough that I can usually put it all back.
One thing I do is take a picture of something I want. Nine times out of ten, I don't purchase the item and the picture stays on the phone!
This is a good idea. I am going to try that.
If I’m finding things I think I want I put them in my cart on Amazon and leave them. When I come to the place where I actually NEED to place an order for something, most times I will remove those impulse things from the cart. This gives me a running list of what has interested me. If it stays there in the saved list, I can delete when it is not interesting any longer, but those things that are compelling hang around until I’m sure and I will add it to an order for something necessary. It is my version of a cooling off period. It has saved me hundreds of dollars, and I don’t feel deprived, just choosy.
Love this. I'm going to view all voids as open space from now on xx
Probably, best one:
Do all the good you can, for all the people you can, in all the ways you can, as long as you can.
I must say you guys help me every single day immensely. I can’t afford the patreon right now so I enjoy all the videos. Thanks. Thanks.
I think if it's useful, then do it like I bought a backup camera for my car. It's all in stride, just be intentional with whatever you buy. Most things I just don't buy anymore because I just don't need it, so that's how I get around the need.
The camera is vital, glad u thought so too. I got one straight away when I saw my car didn't have one. Be safe all of u savers outside and our 3 Utub' saviours ;))
I was the same. Then I made a lot of money and I can buy whatever I want.
Eg: went to a Porsche dealership in 2020. One hour later I had the keys of a 911 S turbo in my hands.
I worked hard for it. And loved the feeling of being able to buy it. 3 years later, still love the car. Was it an impulse buy? Sure was. Did you make me feel good? Absolutely. Do I regret it? Not even a bit.
I started using YNAB "You Need a Budget" and it has changed my life.
Thank you for sharing!
We dont really get rid of our demons.
We learn to live above them.
I miss my minimalism life while i was in my college years. Now I am married with 2 children, minimalism life seems an impossible concept to be applied.
I do a similar rule. Here's what I do: 1: Leave items in cart or wait to purchase for 1 day, unless it's an essential like detergent or shoelaces. 2: When I receive the item, try not to use it or use it in a way that I cannot return the item (trying on shoes versus wearing them for hours). I wait it out, leave tags on, and place the item next to it's original packaging and wait at LEAST 1 day if not 3. Then I think before using the item. 3: Anything that I order online and I am not 100% sure about, I set aside and within 48 hours I make decision to love it or return it. I take it myself or have DoorDash take my returns for me to UPS. 4: I am beginning to see that I need to add a layer... a layer of consideration before purchasing. "Can I do without this item? How will this item CHANGE my life? What is my ROI on this item? How much did I have to work to pay for this?" Example: A superfluous item I purchased I could have gone without, but it would greatly enhance connecting with my husband which is a very high priority for me right now... therefore the ROI made it a YES.
That background laugh -“get over it “
Through the years you build the muscle....
This is so awsome. Thanks for the Information.
Occasionally I do some virtual cart shopping. I put things in carts and then leave the page. Then the emails arrive reminding me that I left things in the cart and to please complete my purchase! I find these so annoying I then have no problem following the email's useful links to the cart and immediately deleting the contents. It's obviously the momentary buzz of the "purchase" that we're usually after, not the actual stuff. With Amazon, that doesn't send the reminders anyway, I just put things in the wish list and clear them from time to time.
I've been trying to quit impulse buying things because it's usually things that I want to "upgrade" that usually don't need an upgrade. And I've just been trying to keep telling myself that there will always be something better and always be something bigger and that I can stop where I'm at. Knowing that I have a good product because no matter what the next product I buy, I will never be satisfied. So spending all my money on these "upgrades" isn't going to satisfy me, ever.
I do the same. Put things in my cart combined with a thorough research and contemplation whether I need an item or not. If it improves my work and can create money for me, I have more consideration for it, because then it becomes an investment with a return. I still have a desktop in my Ikea cart... it's pointless since I have a desk that's still good. But I will leave it there for now.
I love Glacier National Park! 🏔️
You are doing good job 👍 ❤
Buying crap/ stuff also effects the pleasure sensor of your brain call dopamine just like drugs, gambling and any addiction.
I've been able to reduce the amount of useless crap I buy on Amazon over the past few years and I feel a lot better.
I always develop a grocery list according to my weekly menu before I shop for groceries. If I see an item, I always ask myself, "is this a need or a want"? I shop for groceries once a week only. I remind myself that my home is already decorated and I have everything I need/want so I don't even bother to look. I use one credit card that gives me points through the Credit Union. I pay off this card in full every month which also decreases my spending.
My tips is to buy grocery on Drive service, and only what I need for the menus of the week.
Concerning other stuff, only if we really really need and not want.
Frugal living = more time, freedom and calmer life 🙏♥️
I’m not a person who is into buying physical objects really. Getting new tattoos is my downfall lol or going out for lunch
Void can be filled by Jesus.
Valuable content. I do see where a challenge for an impulse purchase could creep in when the item is on sale and the sale is ending soon or right away that day. Some stores and online sites offer a 15-day or 30-day return policy. So, the person could buy the item immediately and then hopefully have the discipline to return it after the fact (after trying it out and seeing if it withstands a "time test."). Unfortunately, I suspect most people won't bother returning the item, and that's what the store is counting on.
or we do it with Amazon *myself included, resulting in a lot of loss of resources, false sales numbers and marketing, and a lot more junk circling the earth.
Thank you. Good idea!
I am a retired service tech and when working, I had a finite space to carry what I needed. So the rule became, carry what I need, and need what I carry. That thought transferred to home. When I want to purchase something, I ask myself, repeatedly, does it fulfill a need, or a want? If I lived without it in the past, does it need to be in my life in the future.
My rule with purchases or actions I’m in doubt has always been if it’s a good idea today, it’ll be a good idea tomorrow 24 hours.
Best rule ever, it works thanks JFM
BEWARE of falling into the trap of buying Minimalist. It will allow you to give yourself credit for any impulse purchase...especially if you are prepared with loopholes designed to fit your philosophy.
One way I recently took this mindset on (the force is VERY strong with me) was to adopt a legacy mindset with purchases. I bought a belt from a company made here in the US that has a 65 yr warranty. Same with my new wallet. They both really needed replaced, because of being old or junk, or a combination. It's not crazy, we used to think like this not that long ago!
I bought a Stanley coffee mug made in 1984. Amazing quality, and great price. I'm not preaching, ask my wife for a comprehensive list of things I have needlessly replaced, technology included...
I find what’s ‘wrong’ with the item of my desire; is it too expensive, poor quality, high maintenance, does it have built in obsolescence, and/or is this for my ‘fantasy self’ or my real-life self!
Additionally, placing things on hold and giving yourself time to “cool off” will help with making a better purchasing decision.
I have to put $50 gas in my car and now I'm stranded. Thanks 30/30 rule! 👍🏻
Who is the other person speaking? Thank you so much for your advices.
I think the void in the first question is more of an emotional void than a spatial void?
If tempted, I ask myself "do I need it?" and if the answer is "yes" I then ask "can I afford it?" If the answer is "no", then I walk away. If the answer is "yes" then I ask "will I use it?", "is it worth it?" These few simple questions have served as excellent prompts to eliminate impulse buys.
Have you guys done much about digital clutter? Related to this video's topic would be PC video game player's Steam libraries. Full of a bunch of games we'll likely never play but we bought because they were $1-$2, or maybe $5, during a Steam Sale.
ruclips.net/video/R_8jXxAMwRo/видео.html
Amazing how this adds up, I started my Minimalist life scanning (and not labeling well) files that amounted to 170,000 at the end of 2022. I deleted about 99% of it New Years Eve, pulling out photos and important documents I could identify. Almost off of these things, I couldn't identify or locate, and haven't been able to since 2011. I also bought Cal Newport's book last year, it's on my reading list.
Do I need it? If not, don't buy it. If I do buy it pay cash. When its gone, its gone.
I ask myself is this a need or a want. That helps me clarify the priority of any item. I also ask myself if I already own something that can satisfy the need or want so I don't have to buy something new.
I like your studio look but not the microphone placement. Have you tested your sound with the microphones lower down, so that your faces are not obscured? Leaving the mics right in front of your mouth might be fine for radio, but in a video, I find it obstructive.
Make a list.
This had perfect timing in my recommended videos, as I was just thinking about it today! I feel like browsing websites for hours and creating these artifical needs had become a hobby (even if I didn't buy anything), and now I need to work on the self control to stop doing the online window shopping, especially before bed. It's been a work in progress for me for a while now, but I keep track of everything new I bring into my home and I feel like it's finally beginning to work out ☺
We only live once, if we can afford it. Why not. Enjoy life. ❤
The problem is it's spending by a thousand cuts... it's easy to pay $10 for an item and waste your money and then do the same again and again and again! How do you deal with that... with the small impulse purchases that add up over time?
You guys need to read Rene Girard - nuff said.
I've never had a credit card. I only buy if I have to, if I need it, and if I have enough money.
My impulse has always been buying books whether or not I'm a Barnes and Nobles using my membership card or at a used bookstore. I made the decision watching this to get rid of my Barnes and Nobles membership and only buy used books. Then, the question to ask myself is if I want the book I have to be willing to do a 50/50. Either pass it on or think if I'll read it again in the next 5 years. This will necessitate if it continues to live with me or not.
I wanted to start walking so I gave myself Audible. I'll often walk hours and get great exercise and get through books, kind of doubling my down time. Not for everyone. I started donating books to local libraries and free libraries when I catch myself buying them in a store. I get it...books are an easy pile...
I have a rule that if I didnt plan on buying it and I want it then I must wait atleast until the next time I shop. Normally i forgot I wanted it the second time
i've made a lot of purchases that i don't need and use.. what a waste of money, i'm not like this before but when i started to earn i had that feeling that i need to reward myself even if i don't need it.
I spend in experiences it full fill my soul but pocket end of the month is empty
I am such a essentialist that I’m not even going to comment on this video since I don’t have any valuable input
內心的不滿足才容易產生空虛的感覺～～
If you have the money you can spend it if you want. If you do not have the money, do without it. Avoid borrowing money from the bank because you are buying on impulse or because the next door have got it. That’s your own stupidity when you cannot even afford it.
Hi just spend what you need to have essemtials thats it
so do minimalists own cars?
ooouuhh 30$ for 30hrs sounds good 😳
r/antiwork
You don't need to tighten your belt because late capitalism is dying a natural death. If anything you should be out there looking for your fair share of billionaire to eat.
Do it. Over spend.
no such thing as a minimalist, is just ppl managing their money very dumb.
i have the opposite problem, i cannot even spend money now!!!! im just too minimalist now
just want to eat good food , and invest money 🥹❤️