Why you NEED the Chase Trifecta
HTML-код
- Опубликовано: 12 сен 2024
- This is the Chase trifecta explained. Is this strategy still worth it in 2021?
Click "Show More" to see Ad Disclosure
💳 View Credit Card Offers
link.chaseyoko...
The Chase trifecta is such a powerful credit card strategy that does 2 things:
1. Maximizes the amount of points/rewards that you earn
2. Maximizes the value of those points/rewards when you redeem them
Yes, it is 100% still worth it in 2021. This strategy utilizes 3 Chase credit cards. At least one of those cards needs to be an annual fee card like
- Chase Sapphire Preferred
- Chase Sapphire Reserve
- Chase Ink Business Preferred
The most common Chase trifecta setup is
- Chase Sapphire Preferred
- Chase Freedom Unlimited
- Chase Freedom Flex
MAXREWARDS REFERRAL LINK:
Sign up using PROMO CODE: ChaseYokoyama
maxrewards.app...
=============
🏦 Receive up to $325 With SoFi: link.chaseyoko...
🛒 Rakuten, $30 Back on Your First Purchase: link.chaseyoko...
🛒 My ENTIRE List of Equipment: link.chaseyoko...
📈 Get 2 FREE Stocks Valued up to $1850 (when you deposit $100): link.chaseyoko...
=============
📱 Instagram ► / chase.yokoyama
📱 Tik Tok ► / chase.yokoyama
📱 Twitter ► / chase_yokoyama
📱 Facebook ► / notchaseyokoyama
📧 Email Me: yokoyama.chase@gmail.com
=============
Camera: amzn.to/39AUzoO
Lens: amzn.to/39tC85b
Microphone: amzn.to/3OXguH1
2nd Microphone: amzn.to/3s9BJve
Tripod: amzn.to/3sc1hYF
Light: amzn.to/3s9wRq8
Background Lights: amzn.to/3kINx3n
Other Background Lights: amzn.to/3vYCoAZ
Even More Lights: amzn.to/3OVsdpl
Editing CPU: a.co/iYaKYnD
=============
DISCLOSURES:
Some of the card links and other products that appear on this website are from companies which Chase Yokoyama will earn an affiliate commission or referral bonus from. Chase Yokoyama is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all financial companies or all available financial offers. Chase Yokoyama is not a financial advisor and this is not financial advice. The information provided in this video is accurate as of the date of posting. Some of the offers mentioned may no longer be available.
#ChaseTrifecta #ChaseCreditCards #ChaseUltimateRewards
There's no question about it! It's completely worth it. Perfect way for everyone to cover all their purchases! Great video Chase!
It really is! People can get so much value from this basic setup. Thank you for watching Jacob 🙏🏽
Lovely explanation! Chase Trifecta is definitely worth it, especially when people are looking to build businesses since the Ink Business cards are so great (no annual fees for some too)! Good breakdown 👍
It really is Eric! People can take advantage of the fact that they don't need to pay large annual fees to get great value from their credit cards. 🙏🏼 thank you for watching!
Great explanation my man. Damn that business class flight costs so much jeez😂😂 I like the example cause it helped solidify the idea of maximizing the cents per point!
Lmao ikr 😅maybe one day we can afford that with no problem. Thanks for watching Jared!
i started the chase trifecta this last year since i went under 5/24 and got the unlimited. 10 months ago. got the flex a few days ago. going to build points for awhile and then apply for the preferred or reserve when ima get ready for a big purchase like a car. a lot of dealerships will allow you to pay with credit card up to a certain amount on them. then i can get the spending bonus covered and then just pay my card off with cash to not accrue interest.
Nice plan Raiden 🔥 Congratulations on snagging up the flex. I wish you luck on your journey to complete the trifecta! 👏🏽
careful on the interest
I sure have heard tons of great things about the Chase Trifecta, great work on your breakdown Chase.
Glad you enjoyed it! 🤗 Thank you for watching. Hopefully you can experience the Chase trifecta personally.
Well let me tell you brother, after my experience in Europe, I will concentrate my efforts on my chase ecosystem a whole lot more. I just love chase. I really do. Great explanation!
Chase is TOP tier 🏆 Thank you for watching. Now I gotta experience Europe the same way you did.
@@ChaseYokoyama Next time join me!
Currently only have the CSP.
Will be 4/24 by may 22. My plan is to apply for the CIC or CIU. Depending on how that goes will determine if i go after 1 of the freedom cards. Wish me luck this summer yall!!! 😇
OOOOO business cards 👀 GOOD LUCK! 🍀 waiting to get out of Chase jail is the worst.
@@ChaseYokoyama - thank you sir. You right. I hope its worth the wait.
great video man i am just getting into liking the chase cards. i got the Chase slate edge which i think is new late last year and i just got approved for the chase flex, i am going to try to go for the chase unlimited but dont know how long i have to wait in between, also i am mainly wanting to stick with chase so i have like 4 other cards at this time that i dont even use. i was thinking about closing one or 2 that i dont use anymore but i dont know if thats a good idea since it will drop my history and utilization.
Chase cards are great to have so I am glad that you are getting more and more cards 🔥 I would say if those older cards have no annual fees you should just keep them open. You can make small payments on them like once a quarter just to keep them active. Thank you so much for watching 👏🏽
you only really need to close cards that have annual fees. there's no real downside to owing those no annual fee cards.
Great breakdown on this. This allows for so many points!
You bet! 🤙🏽 People can get so much value from this setup. Thank you for your support as always!
Yea bro Chase is lit 🔥 (and the card too lol) I still want to pull the trigger on my first Chase but nervous I"ll get declined even tho my credit is top notch. As a first Chase card Im assuming the Freedom Unlimited is the best to start with? Seems much better than my Capital One QuickSilver
Freedom flex is a better card. Unlimited you would need such a big spend to get the same return as the 5% back on rotating categories.
@@DoremonUCR ah yes makes sense... even better. Thanks
yup, those 5% categories are hard to beat 👏🏽
YOU WON'T KNOW UNTIL YOU TRY. Especially if you think your credit score is sufficient. 👏🏽 Just remember that if you do get declined at first, CALL THE RECON LINE. I made a video about it, so don't take "no" for an answer at first.
I would recommend the Freedom Flex first tho. 💪🏽 But yes, both cards I like more than the Capital One QuickSilver.
Such a quality video!
Glad you think so! Thank you for watching Brandon 🔥
I have a video idea: find out loop holes to gain as much points as possible. I saw one video and one guy is banking off the rewards. Using it to travel and
I will consider that! Thank you for sharing. 🧠 💡
Super helpful! Subbed
Awesome, thank you so much! 🙏🏼
Nice video! Is the preferred 3xs or 2xs the same as the 2% or 3%. Is % and xs synonymous? Also, thoughts on best chase travel card partner? For example southwest or United?
Thank you! Yes, the 3xs and 3%s etc. all earn Chase Ultimate Reward points. So they are the same in that aspect. BUT, if you have an annual fee card that earns points (3xs, 2xs, etc) you can do MORE with those reward points. For example, you can't transfer ur 2% or 3% reward points to Chase travel partners. You would need an annual fee card to do that.
Long story short, Yes they are the same, you only see differences when you want to redeem those points. The annual fee cards give you more redemption options.
Great video chase.
Thanks for watching!
If I have the feedom unlimited, shoul I apply cor the CSR directly or do I need the freedom flex?.and why do I need 3 cards ?
Good video 👍
Glad you enjoyed! 🙌🏽 Thank you for watching!
Excellent video. What is the best card to get for occasional traveler like me who does NOT want to pay an annual fee but still wants travel accident insurance, plus travel and medical emergency assistance? The best I can find is the Citi Costco Visa card that Costco members can get for no additional fee. Any other that you can suggest? Thanks!
Honestly I could not find any other card with a NO annual fee that is similar to the Costco card. Those kinds of benefits/protections are much more common for cards that you actually pay for. Costco must be different because technically you are paying for a Costco membership and it isn't a "straight up" no annual fee card like the Chase Freedom cards.
BUT the Chase Sapphire Preferred is a very affordable annual fee card at just $95. And it comes with a $50 annual hotel credit and other benefits to help you justify that annual fee. The Chase Sapphire Preferred will offer you pretty solid insurances like the ones you are looking for. Sorry I could not have been of more help.
Thank you so much for watching and asking such a great question. 🙏🏼 I hope you are able to find which card will fit your needs best.
would you recommend getting the preferred or reserve over the two freedom cards out of the gate. I would be 4/24 Jan of 2022 it would be my first Chase card. And, 3/24 in September of 2022.
Im in the same position too ...kinda wondering the same
I would go for the flex like I did and then get the preferred after that you should consider the Ink business cards or the freedom unlimited
Personally, I would say the freedom cards first because there aren't any great sign up bonuses on the Sapphire cards right now 🤷🏽♂️ Plus you won't have pressure to try and make up the value of the annual fee. (unless you spend a lot on the reward categories of the Sapphire cards and would get more value from the benefits than the cost of the annual fee). Just remember to collect and hoard those Chase points from the Freedom cards and wait to redeem them when you get a Sapphire card or the Ink Business Preferred card.
I hope that helped! 🤙🏽
This right here 👏🏽 not a bad idea.
What's up Mike. I just answered Neno's question 👍🏽
I don't see the benefit of Flex unless you're going to keep up with the rotating category which I don't think I would be great with. I can see adding preferred to my wallet.
The preferred is still a solid choice 💡 and you can substitute another Chase card for the flex in the Chase Trifecta. Thank you for watching Leticia 🤙🏽
Hey question brother. If I have 1 of these cards and my wife has the other 2 to make up the trifecta, and both of us are authorized users so we both have access to all 3 cards, does that change anything or does it work the same?
Thanks!
Even though you guys are authorized users you should still be able to move chase points between the accounts. Thank you for watching and asking that question 🙏🏽
Chase you the men 👍🏿 Bro 😎 you’re good with me
Keep your Head up you’re Angel is watching 😇
Thank you Anthony for your kind words 🙏🏽 I appreciate your support 🤙🏽
You said that you need to have an annual fee card in order to transfer points to a transfer partner. Could you use the Ritz Carlton card to transfer points to a transfer partner? I'm thinking about having the Ritz Carlton card in a trifecta setup, and I wanted to know if that works.
I should have clarified, but it is only for the Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Ink Business Preferred. Although the Ritz Carlton card has an annual fee, it won't let you transfer to chase's partners.
So lets say i make a purchase through the chase portal for travel. Do i need to use the chase sapphire to acquire the points? or will just having the sapphire card in my possession apply the points?
If I think I understand your question correctly, you would need to charge your travel through the Chase portal WITH the Chase Sapphire Preferred. or if you are using points to redeem for trips through the Chase portal, make sure the points are on your Chase Sapphire Preferred's account.
@@ChaseYokoyama yes thats EXACTLY what i was asking. Thanks for replying so fast. I literally just got approved for my Chase freedom flex and gonna go for sapphire after. Again thanks 😃
@@uhhsynchro1610 bruhhh congratulations! 🔥 those 2 cards will be really nice for you.
i got a chace freedom FLEX $1500.00 limit card 6 weeks ago pay my first bill in time from the expired date Wen will Be ok to aply for my next chace card and witch one ? I value your answear back. Best of life for you and I be here for your teachings ,,, gracias Sr
Congratulations on the freedom flex! 🔥 I love that credit card. I would say if you want to keep going down the Chase route, either the Chase freedom unlimited or Chase sapphire preferred. It is better to get Chase cards first because of the Chase 5/24 rule.
Try and see which of those 2 cards makes more sense for you now. (reward categories, benefits, etc.) If you are in doubt just get the Chase Freedom Unlimited because it has no annual fee. Just remember to try and save those credit card points u earn from those 2 Freedom cards until you get a Chase Annual fee card to use for travel partners. ✈️
I hope this helped!
@@ChaseYokoyama thank you Best of life
@@chuyesquedasanchez9713 thank you! Same to you! 🙏🏽
Great video! I’m working on building my trifecta but I’m still undecided between chase and capital one
Both are great options that are pretty cost effective 👏🏽 can't go wrong with any but just keep thinking about how these three things bring you value:
- The way you earn points
- Value of points
- Ease of use of points / redemption options
How do you transfer united miles to Turkish airlines, I'm confused about that process
One way is to go through United's website: www.united.com/loyalty/partnerupgrades/ui/en/us/saua/request to upgrade a Turkish Airlines ticket using United Miles 👏🏽
Can the points earned with Amazon Prime Signature Chase card be transferred into the Chase Sapphire Preferred account?
NO. Unfortunately they are 2 completely different things. Good question! Thank you for watching 🤙🏼
Quick question. I’m currently rebuilding my credit and I just hit a 664 credit score. I currently have the Capital One Secured Card. I want to eventually get the unsecured Chase Freedom card. Should I close my Capital One Card once approved for the Chase Freedom Card or keep it open?
I would advise you to keep it open! I would only consider closing cards that have annual fees and if I don't get any value from them. It is better to keep your credit cards open so that you can build the length of ur credit history, and keep your credit utilization low.
@@ChaseYokoyama ok thanks for the advice. One last question. Do you think the capital one trifecta is a more solid gig since none of the three cards have annual fees?
@@adrianp.2978 ehhhhh I would rank Chase and Amex as the top 2 point systems. For me, it comes down to what you can do with the points and Chase & Amex are the leaders in that part for me.
@@ChaseYokoyama so you would choose chase trifecta over capital one trifecta?
Is it still worth it if I don't really care about travel? 🤔
If you do NOT stay at hotels or travel it won't be nearly as effective. BUT you can still get some value (1.25 cents per point) from using the pay yourself back program. You could also redeem your Chase points for activities & "experiences" that may be available in your city. For example I could use it go snorkeling in Honolulu.
What's the difference between 5% vs 5x?
Generally, 5% is for cash back cards (which usually have no annual fee) and 5x is for cards that earn points. But with chase the "cash back" you earn on those cash back cards is actually Chas Ultimate Reward points. Little confusing but you still earn points on those % earning cards with Chase
Thank you for watching Telwin 👍🏽
Thank you, appreciate the response. keep up the good work
Anyone here use max rewards? What your experience using? Good or bad?
I used it for a few months. Nothing bad to say about it. But I can live fine without it. It does make things slightly easier as far as tracking which card to use where and keeping track of SUBs. However, those are all things you can do by yourself. MaxRewards really just helps you with convenience. For me, it wasn't that BIG of an impact between using it and not using it. Therefore, I stopped using it and didn't notice a difference. Some people may be absolutely blown away by it though. You can try it out for free and see if you like it. This is how I honestly feel about the app, but keep in mind I did a sponsored video with them before.
@@ChaseYokoyama That was the reason I asked, because I have seen the sponsored video that you made. I don’t think I have enough cc for it to have on impact or to make it more convenient when I can just log into my apps and check my balance or my offers. Thanks for your honest opinion.
@@arey256 Ya if you only have a few cards it really wont make a difference. Thank you for asking! I plan on building my brand based on my personal morals, like honesty and transparency just to name a few. So it's good that people like you hold me accountable.
VX + Savor is very competitive with the chase trifecta. That is all.
ya that Venture X is such a SOLID card that really stirs up the whole credit card market.
Amex Trifecta is so much worth it!
Yes the Amex Trifecta is awesome as well!
This is bias because your name is Chase.
stop exposing me 😔 😆 thanks for watching Chimezie 🔥
I think your names makes you biased. 🤣
Lmao 😂ur not wrong. should I change my name to "American Express" instead?
@@ChaseYokoyama you’ll pull tons of ladies if you do. 😂
@@Jason_The_Man If that's the "Jason Croft" guarantee then SIGN ME UP!
cheeehuu
yeeeeee whats upppp! 🤙🏼 Thank you for watching Davin 🙏🏼
got chase duafecta. Freedom Unlimited and Prefered
Yeeeee that's pretty good Adib! 👏🏽 Next up, trifecta?! 🤔 I appreciate you for watching Adib 🤙🏽
@@ChaseYokoyama finally got my trifecta.
Flex, freedom, sP.
Keep making those amazing videos 😊
@@Df8s yayyyy thanks for the update! 🔥 and thank you for watching Adib!