Why I Don’t Have ANY Airline Credit Cards

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  • Опубликовано: 28 окт 2024

Комментарии • 84

  • @KevinYang
    @KevinYang  2 месяца назад +7

    Question for you: Do you have any airline credit cards? How has your experience been with them? 👇

    • @ab3040
      @ab3040 2 месяца назад +1

      High spend business, so I got the AA and Delta Reserve business cards
      Pretty much just spend my way to top tier status on 2 airlines
      I'm also thinking about Southwest companion pass recently since the boarding changes

    • @KevinYang
      @KevinYang  2 месяца назад

      Nice, that Business spend must add up to some nice rewards!

    • @DavidJohnson-fz3no
      @DavidJohnson-fz3no 2 месяца назад +2

      I have the delta gold and the southwest priorty just got approved for chase saphire preferred

    • @KevinYang
      @KevinYang  2 месяца назад

      @@DavidJohnson-fz3no Nice! Welcome to the flexible points club :) How do you maximize your Delta Gold and SW Priority?

    • @yurig2530
      @yurig2530 2 месяца назад

      Yes. I have Barclays Aviator no AF , which prevents miles from expiring.
      AA Executive, which allows access to Admirals clubs, free bags on domestic flights, $120 Avis/Budget car rental reimbursement, $10 per month Grubhub reimbursement, priority boarding and 4x miles on AA.
      United Explorer, which gives 25% extra miles on MPX, and extended award availability and 2 United Club passes per year. You can pay AF with 6250 miles, which is 1.52 cpp. You can later downgrade Explorer to Gateway and retain two first perks.
      I mainly fly AA.

  • @jasonspain3554
    @jasonspain3554 21 день назад +1

    Airline Credit cards are definitely end game for me. I'll look into them after I've churned and expended my flexible point options.

  • @callmeNeno
    @callmeNeno 2 месяца назад +28

    Hotel is more important. I don’t care how I get there economy etc

    • @czrs85
      @czrs85 2 месяца назад +2

      Hey! They're easy pickups. I just picked up the Alaskan airlines. with 60,000 miles which is enough to pay for a business class trip anywhere or most places. Plus a free companion pass after you pay taxes and fee on the ticket. Not mad at that for $99.

    • @KevinYang
      @KevinYang  2 месяца назад +4

      Yeah I hear that a lot! Ideally you get both elevated flight *and* hotel experiences, but if you had to choose one, lots of people do choose hotels. Do you seek out Business/First class flights at all, or stretch your points via Eco?

    • @KevinYang
      @KevinYang  2 месяца назад +3

      @@czrs85 Alaska miles are great, I just wished there were more easy ways to get them (I guess that's why they're so great). If you're able to regularly use the companion pass, that more than pays for the annual fee already

    • @czrs85
      @czrs85 2 месяца назад +1

      @@KevinYang at least it's worth the ride for a one year.

    • @callmeNeno
      @callmeNeno 2 месяца назад +3

      @@KevinYangfly economy baby and save those pts~~ unless your flight is abroad 10 + hours long then I make an exception, but domestically I am flying economy

  • @my8200ac
    @my8200ac 2 месяца назад +2

    Very helpful to my family thanks

  • @MontyTheCardNerd
    @MontyTheCardNerd 2 месяца назад

    Completely agree with your reasons for transferrable credit card points being preferred over airline miles! I do however love the co-branded AA cards for their sign up bonuses ... AA miles are very valuable and not attainable through any credit card point transfers.

    • @KevinYang
      @KevinYang  2 месяца назад

      Yes! I think if there's elevated AA card welcome bonuses, I should take a closer look for sure...

  • @The_Turd_Ferguson
    @The_Turd_Ferguson Месяц назад +1

    Aeroplan gives a 10% transfer bonus when transferring points from chase which I believe you can stack. which means a BC ticket on SQ booked via AC with a transfer bonus comes out 67300 points which is about 6.5 cpp or almost a 20% return on spend assuming points earned are 3x.

    • @KevinYang
      @KevinYang  Месяц назад

      Yeah stacking with that 10% is even better! And is your 6.5cpp calculated based on round trip / 2?

    • @The_Turd_Ferguson
      @The_Turd_Ferguson Месяц назад

      @@KevinYang 1 way trips. usually to asia.

  • @shawn.credit
    @shawn.credit 2 месяца назад +2

    Only one I’d want is the Barclays AA Aviator card others ehhh no need!

    • @KevinYang
      @KevinYang  2 месяца назад +1

      Almost forgot about Barclays!

  • @ChaseJohnston19
    @ChaseJohnston19 2 месяца назад +2

    I agree with moat points here. But some of those hyper-elevated sign up bonuses are never an awful thing to chase.

    • @KevinYang
      @KevinYang  2 месяца назад

      Yup! If there's something sky high for AA cards, I gotta keep an eye out!

  • @DugrozReports
    @DugrozReports 2 месяца назад +1

    Only have the Aeroplan card -- solely because of pay yourself back 😊
    I have no idea If that gets me any status that is meaningful on United, but I’m flying United back from the creator meet up, so I suppose I can give it a try! Thanks for the video!

    • @KevinYang
      @KevinYang  2 месяца назад

      Unfortunately couldn't make it, but hope it's good! Also which category of the card's PYB do you usually use?

  • @kirk1701
    @kirk1701 2 месяца назад +1

    Very helpful video.
    My plan was to get an airline card to build points for partners, mainly those Asian or Middle East airlines. I was eyeing the Alaska Airlines card since I already have points and they are part of the One World Alliance. Albeit, since I'll be more than likely to be flying solo for awhile that companion pass won't get any use.
    However, I think it's best to get a non-airline card that has those partners, especially since airline cards seem to be devaluing point (e.g., Alaska Airlines devalued Japan Airlines, and the example you gave in the video).
    I have a mail offer for a Chase Freedom Unlimited, but w/o the welcome offer.
    I would like to get a hotel card, but as of now I'm not really geared towards a particular brand. I have Hilton points through Lyft and was approved for one of the Hilton cards, but I'll have to think about it for awhile.

    • @KevinYang
      @KevinYang  2 месяца назад +1

      I'd suggest completing the strong setups from Chase (like the Trifecta) or even Amex before diving into these more unique airline cards. There's so many options to transfer and still get good value!

    • @kirk1701
      @kirk1701 2 месяца назад +1

      @@KevinYang Tks for the input!

    • @KevinYang
      @KevinYang  2 месяца назад

      @@kirk1701 No problem!

  • @colinshi8247
    @colinshi8247 2 месяца назад +1

    Kevin, do you prefer a specific airline to earn status with for domestic work travel? What's your award redemption strategy on using those points?

    • @KevinYang
      @KevinYang  2 месяца назад

      I don't for domestic travel, as it's at most 2-3 times a year of domestic travel + maybe 1-2 leisure trips. I focus on flexible currencies like Chase, Amex, Cap1, and maybe Citi among other in the future

  • @getsugatenshoFTW
    @getsugatenshoFTW 2 месяца назад +3

    Airline cards are great supplementary options if you want to top off your points balances! Ive been collecting AA miles from AA card signup bonuses since no program transfer to them at a good rate.

    • @getsugatenshoFTW
      @getsugatenshoFTW 2 месяца назад

      That being said, it's best to focus on transferable currencies first. I have pretty much all the chase and Amex cards I want except for the cobranded cards.

    • @KevinYang
      @KevinYang  2 месяца назад +1

      Yeah that would definitely be one of the main reasons to go for them in my case as well!

  • @tommywei1154
    @tommywei1154 2 месяца назад +3

    I fly united quite a bit since it's the main airline at my local airport. Would it be worth it for me to get the United explorer card to get the free checked bags? I really hate spending money on luggage check-in

    • @KevinYang
      @KevinYang  2 месяца назад +2

      Being in that airline's hub is a big bonus for having their cards imo. If you fly often enough and free checked bags will help, I'd say go for it!

    • @newagain9964
      @newagain9964 2 месяца назад

      No. Because if u buy anything but basic economy u get at least one checked beg with each tix. thats basically every major airline.

    • @KevinYang
      @KevinYang  2 месяца назад +1

      @@newagain9964 True, but the average person shops via price, and will likely buy Basic Economy, needing to pay up for for regular Eco

    • @newagain9964
      @newagain9964 2 месяца назад +2

      @@KevinYang a very unwise play booking basic economy…only time I do that is last min for a flight within a 1-4 days.

    • @KevinYang
      @KevinYang  2 месяца назад

      @@newagain9964 Unfortunately the market seems to like it or that wouldn't be an option. Unfortunately just more ways for the companies to earn more $

  • @De_Guatemala
    @De_Guatemala 2 месяца назад

    I downgraded the Explorer to the Gateway and got the Business card. I get 5K miles + 2 lounge passes annually. As a 1MM, having United Cards gives me expanded fare availability.

    • @KevinYang
      @KevinYang  2 месяца назад

      Nice on the 1MM! How do you maximize those united miles given all the devaluations?

    • @newagain9964
      @newagain9964 2 месяца назад

      I got United biz in spring for sub. I do wish I got biz infinite club. As I will be flying to EWR a lot next few months. Hopefully elevated offer comes out soon!

  • @eduardazayev4230
    @eduardazayev4230 Месяц назад

    Unfortunately I don't travel for work, only leisure and with family, so your case is not mine.

  • @brucelaw8574
    @brucelaw8574 2 месяца назад +1

    I like my Delta cards (reserve and platinum)however the companion passes I use twice a year sucking up my two main trips a year leaving Other trip to my Alaskan companion pass
    I also have JetBlue and American Airlines cards have not flown either - thinking about canceling them

    • @KevinYang
      @KevinYang  2 месяца назад

      Did you have a specific use in mind with the JetBlue and AA cards when you first got them? Also how has your experience been with the different ecosystems, seems like you have cards across a lot!

    • @brucelaw8574
      @brucelaw8574 2 месяца назад

      @@KevinYang I have 41 cards way too many just started culling the herd so to speak
      I have airline miles I never use stuck in this companion pass go around
      Hoping to use my AA miles in 2026 on trip to Rotterdam however

    • @KevinYang
      @KevinYang  2 месяца назад

      Damn 41 cards is a ton! Can't imagine the annual fees you're going through haha. AA miles are awesome, what airline would that be flying on? AA metal or partners?

    • @brucelaw8574
      @brucelaw8574 2 месяца назад

      Only flight I found was on AA website
      Not sure there is transferable point options to Rotterdam

    • @newagain9964
      @newagain9964 2 месяца назад

      @@brucelaw857441? Yeah. No need for all that work. I Just got back from NL/rotterdam. Its core is fine but surrounding hoods, pass.

  • @PingPingTravel
    @PingPingTravel 2 месяца назад +1

    I agree. Asian airlines's service far exceeds what American based airlines can do. And you are right, all of the good credit cards are for domestic airlines. I've had the China Airlines credit card for a few years and got decent value out of it but not outsized value.

    • @KevinYang
      @KevinYang  2 месяца назад

      100%! Oh haven't really heard of the China Airlines card tbh! And those international airlines do have cards, but just don't seem competitive enough unfortunately

    • @PingPingTravel
      @PingPingTravel 2 месяца назад

      @@KevinYang Right, right. Only good for certain use cases.

  • @relaxingricky
    @relaxingricky 2 месяца назад

    What about the highest United card. It gives you IHG platinum elite without the IHG card? 🤙🍷

    • @KevinYang
      @KevinYang  2 месяца назад +1

      Hmm haven't looked into that and IHG that much tbh, maybe something to dive into!

    • @relaxingricky
      @relaxingricky 2 месяца назад

      @@KevinYang yes the IHG premier card is pretty solid.🍷😉

  • @letchoeats
    @letchoeats 2 месяца назад +3

    If you close a CC it won't fall off your credit report for another 10 years

  • @somni451
    @somni451 2 месяца назад +2

    Alaska Airlines miles are way more valuable than most airlines. If you live in Seattle they fly everywhere domestically from here. Business class from Paris on Air Tahiti for 50,000 points. Easy to get Elite status. I am just MVP and am upgraded on a regular basis. Companion Pass easily covers the 95 annual fee. If you don't fly domestically it maybe a one year and done fro the bonus points.

    • @KevinYang
      @KevinYang  2 месяца назад

      Yup! Alaska and AA are probably the most valuable airline miles! Unfortunately I don't travel domestically often enough to build up status, despite having corporate challenges like the 2, 4, or 8 round trips for elite status.

  • @habeshafinance1710
    @habeshafinance1710 2 месяца назад +1

    I have four airlines card, I always book basic economy for short flight , three to five hours economy and above 6 hours,business class always benefited

    • @KevinYang
      @KevinYang  2 месяца назад

      Nice! Do you travel pretty often?

  • @czrs85
    @czrs85 2 месяца назад +1

    Any suggestions of Hyatt or Marriott stay in Seattle early October? Since Marriott has a bonus transfer offer right now.

    • @KevinYang
      @KevinYang  2 месяца назад +1

      Hmm I don't think Seattle has that many great redemptions tbh... what areas?

    • @czrs85
      @czrs85 2 месяца назад +1

      @@KevinYang well I'm just going to be visiting looking at Hyatt regency and Seattle moxy hotel.

  • @turtletrade
    @turtletrade 2 месяца назад +1

    No airline credit cards, wife works @ United. I have Chase cards that earn UR points that I transfer to Hyatt.

    • @KevinYang
      @KevinYang  2 месяца назад

      Haha nice, lucky!!

  • @JohnWick-o5v
    @JohnWick-o5v 2 месяца назад

    hi, is it possible to transfer the balance on a Chase Biz card to an AMEX personal or Citi personal card or Capital 1 personal card to take advantage of 0% bal transfer promo? thanks