Hey friends! I realized after posting this that sharing files is more difficult than I thought. Feel free to message me on Instagram (@michellereed) and I will send you a downloadable link to the budget template by tomorrow. I hope this helps!!!
If you use google drive/google docs, you can import the file into google sheets, then change your sharing preferences to "Anyone with the Link can view." Then just post the link in the description or on your insta and everyone can download it from there without you having to manually send it to us! If you have a gmail account, you have access to the google drive through there.
If you use EveryDollar, the app, you don't have to hook up your bank account. It's the best budgeting app for zero-dollar based budgeting! Dave Ramsey approved ;)
A really good video, having a good budgeting plan can help us become financially stable, that's why I use a 50/30/20 budgeting pattern which has helped me save a lot these past few months.
@@annabelwillemse6997 it's 50% on expenses, 30% on investing and 20% on saving. Spending less has really created more room for investing and I have been doing these for the past thirteen months.
once a year i do a no spend month, and by that i mean for a full month i only purchase essentials and pay bills, nothing else. i also stopped buying coffee and food at work and bring my own, then i move $10 into my savings every day that i work. it’s incredible how much it all adds up!
Stop buying things you do NOT need. Example: You do not need 6 pairs of sneakers, 3 expensive watches, $200 dollar sunglasses, etc etc. Splurge reasonably. This tip alone will save you a ton!
When I was broke life in college at 19 I just got out..I would make this meal last five days Just spaghetti with beef and vegetables I bought the cheap stuff Spaghetti x2 $2.00 Two cans/jars of spaghetti sauce (you can buy cheap tomato sauce or the 6.00 jar I choose the around $2 jar of prego) A pound of ground beef or turkey (also varies in price depending on which one you buy) Onion Garlic Mushrooms Green or bell pepper To be honest I take any vegetables I like cut them up and put them all in a saucepan until they are cooked Then I take the pasta sauce add whatever spices to it I like (I love an Italian mix and some balsamic vinegar just a little vinegar though) I cook the meat Separately and drain off the meat juice I literally add all of it together let it cook in the sauce for awhile 15 minutes or an hour the longer the better and then I just make the spaghetti I find I can make this for around $15.00 and I eat lunch or dinner for the whole week with it
i appreciate how gracious you are about knowing that everyone is in a different situation. i loved this video! super helpful and honest about beig real with yourself
Thank you so much for uploading this video. I wish that more people on RUclips would talk about this instead of showing all of their haul videos which makes me want to spend money. Not that haul videos are bad or anything, but it is nice to see somebody putting something different up! Love your videos!
Hi Michelle! In one of your old videos you mentioned how you can have a great or bad college experience wherever you go, because it’s about what you make out of it. That actually saved me a lot of money, because it helped me decide to go to a community college (which is free in my state). I was really afraid of not having the freshman experience, but I ended up really liking it here. I would have been so stressed about finances if I went to my dream school right away. So far my grades and art portfolio have improved since high school, so I’m hoping to get really good scholarships for when I transfer. Thank you so much Michelle for all that you do! You are such an amazing person, and have taught me so many things.
When you said you were a senior in college, I realized that I have been subscribed for more than four years! You are such a thoughtful and kind person!
I'm a sophomore in high school and although I may not need to worry about saving up as much as I would if I was a senior or going into college, I still do want to be aware of what I can do in the future. I really love your videos because they are very helpful in educating me about the little things I need to be prepared for. Stay amazing!
Girl I love this! Saving money is so important and not enough people are talking about it! Saving money gives you control over your life and your happiness. I post about money all the time on my channel because not enough people are talking about it!
the best way i’ve managed to save money (and also helps the envr) is by only buying what i “need”. so instead of just going to the mall to shop, i’ll only go shopping if i know exactly what i’m looking for and for clothes i’ll hit up the thrift stores first!
This was so so helpful!! I'm a senior in highschool and I just finished working out my financial aid for the school I'm going to next year + I know I still have a lot of money I need to save and work to make during college to make my top school possible, but this put a lot of my purchases into perspective!! Great video Michelle!!
I’m one of your OG subscribers been subscribed since 2012. You are still beautiful just like you were 6 years ago. I will continue to watch your videos and wish you nothing but success in life. Crazy how fast time as went by.
Michelle, I’ve been watching your videos since you were starting high school, and its amazing to see how you’ve matured and learned! I love how you’ve crafted your channel and brand toward having a healthy mind, body, and habits. Thank you for being genuine and a great role model! xoxo
Thank you for this video, Michelle!! Money management has been a struggle for the last few years. My monthly income does vary and many people who make these videos don't touch on that. Your advice to make things work on the lowest paycheck is great and something I will definitely use in the future!
As a Buddhist, I completely relate to so much you say. Generosity releases our attachment to money and let’s us remember that the money we make at the end of the day should be given to others who don’t have money. Also super helpful video !!! Financial stability is super important to me to as a young woman. Love u Michelle!
A wedding is just one day. Save your money for the rest of your life. That's a LOT of compound interest and life experiences lost. Some of these weddings are like keeping up with the Jones. I wish I could have convinced my wife of this at the time.
I'm a dependant (hs student) who works and this was super helpful looking towards the future. For other HS students, this is your time to save! I put 60% of my paycheck into savings and WOW does that add up. When you have a refrigerator free and open to you 24/7, make sure you use it. Everytime I eat out somewhere I have to pay, but when I eat at home, it's free. Know where you can save money and start getting a fund ready for future emergencies, investing, or anything else that has future importance.
My absolute dream is to save $10,000! This summer i worked so much doing 8 hour shifts 6 days a week and I was still only able to save $1,000 for college and it’s already gone due to books and rent :( thinking I have to get a second job
Please do more college study and organization related videos, I really enjoy those from you! Also, amazing video once again. Keep doing what you are doing xx
Hi Michelle! I have been using Poshmark for almost 4 years now and I love it as well. But just a tip, you could definitely raise your prices a little bit. I usually just take 50% off of what I paid originally and can get all of my items to sell. Just thought maybe I would share that if that helps :) Also I'm a fashion merchandising major and I could not agree more with what you said about trendy pieces! I love investing my money in timeless pieces that I will wear forever.
I love this so much and really respect you for making tithing a priority. I feel that it's something young Christians don't realize is important and thus don't tithe. Though I didn't have a steady income in college (which was only a few years ago), I still didn't tithe often on what I did make. As a now working adult, it's a priority for me, and I have found that there is joy in that obedience.
this video is just what I needed! I am planning on moving out of state by the end of the summer and it's going to cost a lot of money. you're so inspiring and I am so thankful that you are always sharing your wise words through your social media content! keep doing what you do because I love it!
oh gosh. i neeeeeed to stop buying new makeup. i actually have too much and i don't need 80% of it. it's just so fun to buy the new stuff everyone is talking about, but i also need to remember that what i already have is great too. thank you for this video michelle, my goal for 2019 is to definitely spend less and save more!
Omg it’s exactly what I needed right now! I’m thinking of moving out of my parents house and buying a new car, gotta work on those savings! Great video
this video was so helpful! I'm doing the disney college program starting next week but I'm planning to study abroad this time next year, so my biggest financial goal right now is to save during the program so I can afford my plane ticket and to live comfortably during my study abroad experience!
I loved this video! I def love saving more than I like spending but it can get pretty hard sometimes, but it is so rewarding when you see your progress!
Also thank you so much for this video!! I struggle with budgeting and saving and it confused me trying to get that in order with bills to pay. This year I really need to work on stop spending so much of frivolous things and save my money so I’m not so broke lol I want to spend less on material things and more on traveling and fun things like that! Thank you for the tips!! ♥️
Love this video so much thank you!! I really struggle with saving money because I love to spend! I hope that I can soon become more mindful of my finances! Could you do a video on how you did your hair in this video also? I love it!
Thankfully I discovered Poshmark as well. It's nice to get rid of things and make some money on the side. I also do OfferUp and Letgo for local transactions.
One thing I do is I have a tin that holds all my change and I don’t cash it unless it’s a serious emergency. So far I haven’t touched it. (Knock on wood lol) There have been times in the past few years that I felt like I might need to cash it but I pushed through and it’s still growing! That’s another way to have a small emergency savings!
Great video Michelle! I've totally upped my financial goals for 2020! I actually just shared a video on my goal of getting to $25,000 in SAVINGS this year ✨
love how articulate, mindful and straightforward your video is ((: thank you for such great content - working on making my own saving goals and budget right now!
My biggest goals are to be able to buy a car, be able to attend a summer program, and be able to have more than enough money when going out with friends/school events (prom)?
Thank you for this video! It definitely motivated me to take my spending and saving more serious. I am only getting older and before I know it, I'm going to have to buy a house or pay off my school loans
Michelle, it would be awesome to see a thrift with me video and/or thrift haul! I've been trying to thrift more lately to be kinder to the planet and my bank account ✨
My financial goal is to simply get out of debt. It does get more difficult down the road when you have a partner that has their own financial goals and visions. I am more of a “look towards the future” kind of saver, whereas my fiancé has more of a “life is short!” attitude about money and saving. It definitely becomes more difficult to track spending as you grow up.
I took a money management class last semester and my teach gave the best advice! She said that your monthly payments you’re making to pay off the debt are mostly going towards the interest and not as much is going to the principle(at least at first anyway) but if you start paying more than the minimum monthly payment, even if it’s just a dollar, that will help pay off debt even faster! She did say that if you do that though, make sure to tell whoever you’re paying that the extra is going toward the principle. :)
Hi! So I have downloaded and personalized most of the file. However, how do you use it monthly? Should I just make a new copy of it each month? Trying to figure it out
I am at home student teaching for my last semester of college and my school recommends for students not to work during the experience because it is like a full-time job, but we don't get paid. We actually are paying tuition still to student teach. So I need to find a way to make a little income so I don't blow my savings. I have a poshmark but nothing has been selling recently.
My financial goals are to graduate early to save money and be financially stable to live in nyc long term. I actually posted a similar video today as well about my tips for saving money as a college student in nyc!
OMG , so many silly videos of curling hair like it s something you have to study and find secrets, every hair type is different , when you see something on someone else probably you cannot copy exactly the same look , just do curls to your hair and try different products or not . She is saying so many interesting things , do your curls while you watch this video .
Hi!!!!!! I loved this video so much 😍 I love your hair can you share what heat tool you use for these waves or link it in your description? Your hair looks amazing!!!
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
Hey friends! I realized after posting this that sharing files is more difficult than I thought. Feel free to message me on Instagram (@michellereed) and I will send you a downloadable link to the budget template by tomorrow. I hope this helps!!!
If you use google drive/google docs, you can import the file into google sheets, then change your sharing preferences to "Anyone with the Link can view." Then just post the link in the description or on your insta and everyone can download it from there without you having to manually send it to us! If you have a gmail account, you have access to the google drive through there.
If you use EveryDollar, the app, you don't have to hook up your bank account. It's the best budgeting app for zero-dollar based budgeting! Dave Ramsey approved ;)
Michelle Reed can you do more business related videos please? You mentioned being self employed, can you make more videos about that ?
“the first way to treat yourself is to be financially stable” SO TRUE AND IS NOT SAID ENOUGH !!!!
Sarah Watts haha thank you!
Some people do not want to face up to reality. Financial stability can contribute to good mental health, peace of mind, freedom etc.
A really good video, having a good budgeting plan can help us become financially stable, that's why I use a 50/30/20 budgeting pattern which has helped me save a lot these past few months.
How do you use these pattern you mentioned?
Am trying to stop my irrational behaviours of spending too much money on things I don't need.
@@annabelwillemse6997 it's 50% on expenses, 30% on investing and 20% on saving. Spending less has really created more room for investing and I have been doing these for the past thirteen months.
@@keatonmorgan295 thats nice, if I may ask what are you invested in?
@@keatonmorgan295 I manage to save just 5% from my monthly pay check, but after watching these video I would push myself to save more.
once a year i do a no spend month, and by that i mean for a full month i only purchase essentials and pay bills, nothing else. i also stopped buying coffee and food at work and bring my own, then i move $10 into my savings every day that i work. it’s incredible how much it all adds up!
10 dollars into savings a day?? I LOVE that idea, thank you💞
I do that half of a year. So i alternate the months I can spend money on myself. The other half is for essentials only.
Stop buying things you do NOT need.
Example: You do not need 6 pairs of sneakers, 3 expensive watches, $200 dollar sunglasses, etc etc. Splurge reasonably.
This tip alone will save you a ton!
Who actually buys all that shit lmao
@@dangernoodle9961 Exactly. I am splurging when I just want to pay for ONE nice pair of jeans = $60-$80. Then I have to go back to saving.
@@liliajoon I splurge by buying 50 dollar Jeans, no joke. I can't imagine being privileged enough to even think of buying $200 sunglasses???
@@dangernoodle9961 haha right?!
Carlos I don’t even have the money to splurge at all lol
A cheap meal recipe video would be SO helpful!
Totally agree! Work/school lunches, quick dinners, or vegetarian meals would be amazing!!!!
yes!!
When I was broke life in college at 19 I just got out..I would make this meal last five days
Just spaghetti with beef and vegetables I bought the cheap stuff
Spaghetti x2 $2.00
Two cans/jars of spaghetti sauce (you can buy cheap tomato sauce or the 6.00 jar I choose the around $2 jar of prego)
A pound of ground beef or turkey (also varies in price depending on which one you buy)
Onion
Garlic
Mushrooms
Green or bell pepper
To be honest I take any vegetables I like cut them up and put them all in a saucepan until they are cooked
Then I take the pasta sauce add whatever spices to it I like (I love an Italian mix and some balsamic vinegar just a little vinegar though)
I cook the meat Separately and drain off the meat juice
I literally add all of it together let it cook in the sauce for awhile 15 minutes or an hour the longer the better and then I just make the spaghetti
I find I can make this for around $15.00 and I eat lunch or dinner for the whole week with it
I'm starting the 52 week challenge where I save 5 dollars a week. I'm cooking at home now and only taking me and my daughter out once a month.
i appreciate how gracious you are about knowing that everyone is in a different situation. i loved this video! super helpful and honest about beig real with yourself
I NEEDED this video! I’m a sophomore in college right now and I need to save my money better
beautybyashley glad I could help :)
me too
Thank you so much for uploading this video. I wish that more people on RUclips would talk about this instead of showing all of their haul videos which makes me want to spend money. Not that haul videos are bad or anything, but it is nice to see somebody putting something different up! Love your videos!
Hi Michelle! In one of your old videos you mentioned how you can have a great or bad college experience wherever you go, because it’s about what you make out of it. That actually saved me a lot of money, because it helped me decide to go to a community college (which is free in my state). I was really afraid of not having the freshman experience, but I ended up really liking it here. I would have been so stressed about finances if I went to my dream school right away. So far my grades and art portfolio have improved since high school, so I’m hoping to get really good scholarships for when I transfer. Thank you so much Michelle for all that you do! You are such an amazing person, and have taught me so many things.
When you said you were a senior in college, I realized that I have been subscribed for more than four years! You are such a thoughtful and kind person!
I'm a sophomore in high school and although I may not need to worry about saving up as much as I would if I was a senior or going into college, I still do want to be aware of what I can do in the future. I really love your videos because they are very helpful in educating me about the little things I need to be prepared for. Stay amazing!
Girl I love this! Saving money is so important and not enough people are talking about it! Saving money gives you control over your life and your happiness. I post about money all the time on my channel because not enough people are talking about it!
literally the best and most helpful youtuber ever
!!!!!
the best way i’ve managed to save money (and also helps the envr) is by only buying what i “need”. so instead of just going to the mall to shop, i’ll only go shopping if i know exactly what i’m looking for and for clothes i’ll hit up the thrift stores first!
This was so so helpful!! I'm a senior in highschool and I just finished working out my financial aid for the school I'm going to next year + I know I still have a lot of money I need to save and work to make during college to make my top school possible, but this put a lot of my purchases into perspective!! Great video Michelle!!
I’m one of your OG subscribers been subscribed since 2012. You are still beautiful just like you were 6 years ago. I will continue to watch your videos and wish you nothing but success in life. Crazy how fast time as went by.
Great advice! The key here is to not buy "stupid" things. Because everything you buy eventually ends up in the trash anyways. ♥️
Michelle,
I’ve been watching your videos since you were starting high school, and its amazing to see how you’ve matured and learned! I love how you’ve crafted your channel and brand toward having a healthy mind, body, and habits. Thank you for being genuine and a great role model!
xoxo
Thank you for this video, Michelle!! Money management has been a struggle for the last few years. My monthly income does vary and many people who make these videos don't touch on that. Your advice to make things work on the lowest paycheck is great and something I will definitely use in the future!
Im a 27 yr old learning finance from a college student. I feel great
It's never too late to learn
Gaining the knowledge is what counts not where it comes from.
As a Buddhist, I completely relate to so much you say. Generosity releases our attachment to money and let’s us remember that the money we make at the end of the day should be given to others who don’t have money. Also super helpful video !!! Financial stability is super important to me to as a young woman. Love u Michelle!
A wedding is just one day. Save your money for the rest of your life. That's a LOT of compound interest and life experiences lost. Some of these weddings are like keeping up with the Jones. I wish I could have convinced my wife of this at the time.
😭
I'm a dependant (hs student) who works and this was super helpful looking towards the future. For other HS students, this is your time to save! I put 60% of my paycheck into savings and WOW does that add up. When you have a refrigerator free and open to you 24/7, make sure you use it. Everytime I eat out somewhere I have to pay, but when I eat at home, it's free. Know where you can save money and start getting a fund ready for future emergencies, investing, or anything else that has future importance.
My absolute dream is to save $10,000! This summer i worked so much doing 8 hour shifts 6 days a week and I was still only able to save $1,000 for college and it’s already gone due to books and rent :( thinking I have to get a second job
Please do more college study and organization related videos, I really enjoy those from you! Also, amazing video once again. Keep doing what you are doing xx
Hi Michelle! I have been using Poshmark for almost 4 years now and I love it as well. But just a tip, you could definitely raise your prices a little bit. I usually just take 50% off of what I paid originally and can get all of my items to sell. Just thought maybe I would share that if that helps :) Also I'm a fashion merchandising major and I could not agree more with what you said about trendy pieces! I love investing my money in timeless pieces that I will wear forever.
I needed this! I’m a senior in high school and trying to save as much as possible to make life easier later haha
Love the video and you. You’re hands down my favorite youtuber. Love how strong you are in your faith and how family oriented you are.
I love the idea of leaving your phone or card at home. I never thought of that and it makes so much sense.
I have be doing the Card thing. It really helps. Gonna try with phone.
Good luck 🤞
I love this so much and really respect you for making tithing a priority. I feel that it's something young Christians don't realize is important and thus don't tithe. Though I didn't have a steady income in college (which was only a few years ago), I still didn't tithe often on what I did make. As a now working adult, it's a priority for me, and I have found that there is joy in that obedience.
Thank Aiden for the Excel sheet. I have tried making my own before but always suck at it so this is really useful.
Just created a 2019 budget and was super encouraged by this video!
this video is just what I needed! I am planning on moving out of state by the end of the summer and it's going to cost a lot of money. you're so inspiring and I am so thankful that you are always sharing your wise words through your social media content! keep doing what you do because I love it!
Thanks for the budget template! Never thought it would be this easy!
oh gosh. i neeeeeed to stop buying new makeup. i actually have too much and i don't need 80% of it. it's just so fun to buy the new stuff everyone is talking about, but i also need to remember that what i already have is great too. thank you for this video michelle, my goal for 2019 is to definitely spend less and save more!
Omg it’s exactly what I needed right now! I’m thinking of moving out of my parents house and buying a new car, gotta work on those savings!
Great video
Love love love this video. Great to see someone else my age so passionate about being fiscally responsible ❤️
100% agree with "the best way to treat yourself is to be financially stable"!! You're so wise & I love your honesty about finances! ❤️
this video was so helpful! I'm doing the disney college program starting next week but I'm planning to study abroad this time next year, so my biggest financial goal right now is to save during the program so I can afford my plane ticket and to live comfortably during my study abroad experience!
aww congratulations!!! I did the DCP spring-fall 2015 and it was the best time ever! good luck and have a blast!
I loved this video! I def love saving more than I like spending but it can get pretty hard sometimes, but it is so rewarding when you see your progress!
Also thank you so much for this video!! I struggle with budgeting and saving and it confused me trying to get that in order with bills to pay. This year I really need to work on stop spending so much of frivolous things and save my money so I’m not so broke lol
I want to spend less on material things and more on traveling and fun things like that!
Thank you for the tips!! ♥️
How's it going?
Love this video so much thank you!! I really struggle with saving money because I love to spend! I hope that I can soon become more mindful of my finances!
Could you do a video on how you did your hair in this video also? I love it!
This video was so helpful and definitely motivated me to save more money this year!
Really want to become financially independent! I’m so grateful for the support from my parents but I’m working towards being independent❣️
Michelleee!!!! This is one of the best and most helpful videos I have ever seen on youtube! Thank you so much for all your genuine advice
Really liked the video, Michelle! And leaving your debit card at home seems like the ultimate solution to cut spendings. So easy yet effective 😄
Thankfully I discovered Poshmark as well. It's nice to get rid of things and make some money on the side. I also do OfferUp and Letgo for local transactions.
Aidan's excel spreadsheet is helping me so much right now! I love it!
One thing I do is I have a tin that holds all my change and I don’t cash it unless it’s a serious emergency. So far I haven’t touched it. (Knock on wood lol)
There have been times in the past few years that I felt like I might need to cash it but I pushed through and it’s still growing!
That’s another way to have a small emergency savings!
This video was so motivating, I'd love to see more videos like this on your channel!!
Great video Michelle! I've totally upped my financial goals for 2020! I actually just shared a video on my goal of getting to $25,000 in SAVINGS this year ✨
Yay!! I just got the notification for this video and I'm so excited!
A great advice for me was to spend less money on makeup to buy healthy food/meals thanks Michelle 😊
Totally agree on Poshmark!! So easy and a great way to make a little bit of money!! Love your videos!
Love your new glasses!
ddiiaannaa97 thanks so much!
Hello and good morning to you 🎉🎉
I found great joy in watching your video today 🙏🏿👏🏿
You are simply amazing and I LOVE your channel
This video was super helpful and has made me excited to saving money! Definitely make more videos like these!!
love how articulate, mindful and straightforward your video is ((: thank you for such great content - working on making my own saving goals and budget right now!
I needed this video bcuz I’m really bad at managing money 🤣🤣
Georgina Maria I Hope this helps!
loved this!! I am definitely going to try to start saving money more this year!
This was so so so helpful Michelle! I'm trying to learn how to budget better and this was a huge help. I really hope you make more videos like this!
My biggest goals are to be able to buy a car, be able to attend a summer program, and be able to have more than enough money when going out with friends/school events (prom)?
yay i missed your uploads after all those vlogmas videos! thanks for the tips michelle :)
Thank you so much for answering my questions!! I’m a sophomore in college and definitely needed this!❤️
Thank you for this video! It definitely motivated me to take my spending and saving more serious. I am only getting older and before I know it, I'm going to have to buy a house or pay off my school loans
Michelle, it would be awesome to see a thrift with me video and/or thrift haul! I've been trying to thrift more lately to be kinder to the planet and my bank account ✨
Love this video! One of my resolutions was to create a monthly budget and stick to it and so this was very helpful! 💗
My financial goal is to simply get out of debt. It does get more difficult down the road when you have a partner that has their own financial goals and visions. I am more of a “look towards the future” kind of saver, whereas my fiancé has more of a “life is short!” attitude about money and saving. It definitely becomes more difficult to track spending as you grow up.
I took a money management class last semester and my teach gave the best advice! She said that your monthly payments you’re making to pay off the debt are mostly going towards the interest and not as much is going to the principle(at least at first anyway) but if you start paying more than the minimum monthly payment, even if it’s just a dollar, that will help pay off debt even faster! She did say that if you do that though, make sure to tell whoever you’re paying that the extra is going toward the principle. :)
Your videos make me feel like I can actually do life 😂 as a sixteen year old, you make being an adult seem less scary
Loved this Michelle!!! Thank you so much for sharing your tips and advice! 😊 Video request: how you curl your hair (it always looks so good!)
I loved this video, i would definitely watch more practical videos like this!
thank you so much for this video!!!! I would love to see more practical videos!!
This is so helpful. Thank you!! Love your channel and vlogs by the way! 🤓
Thanks for the tips girl! I'm currently writing out my expenses and dept so I get a clear understanding of where I am! xx
Wow I never thought of tithing my time. Thank you for that :)
Liked this video before watching! Such an important topic x
Very informative! Thank you for sharing this information.
So good and definitely needed! Thanks Michelle! God bless! ♥️
the setup in this video is so nice!!!
One of my goals is buying a house ☺️ also I loved this video and you should def make more videos like this!!
Hi! So I have downloaded and personalized most of the file. However, how do you use it monthly? Should I just make a new copy of it each month? Trying to figure it out
These are really smart points. Thank you so much for sharing. Just subbed!
You should do a podcast, I learn so much just listening!!!
I LOVE your financial videos !!!
I am at home student teaching for my last semester of college and my school recommends for students not to work during the experience because it is like a full-time job, but we don't get paid. We actually are paying tuition still to student teach. So I need to find a way to make a little income so I don't blow my savings. I have a poshmark but nothing has been selling recently.
I love that you talk about tithing! You are incredibly wise for your age.
This was super helpful!! Thanks Michelle!
I love all your content! Very helpful! ❤️
Poshkmark is so great also Mercari. That's my "side hustle" and fun money.
I love poshmark! My favorite way to make some extra cash
THIS VIDEO IS FOR ME!!!! my family just made fun of me for 30 min because I'm so bad at money management
This video is fantastic! Great job ☺️
My financial goals are to graduate early to save money and be financially stable to live in nyc long term. I actually posted a similar video today as well about my tips for saving money as a college student in nyc!
Do a video on how you curled your hair like that please
OMG , so many silly videos of curling hair like it s something you have to study and find secrets, every hair type is different , when you see something on someone else probably you cannot copy exactly the same look , just do curls to your hair and try different products or not . She is saying so many interesting things , do your curls while you watch this video .
I would love to see a cheap meals video! I live alone for school and I find it difficult to cook for just me lol
That was really helpful, great video!!🙌
Hi!!!!!! I loved this video so much 😍 I love your hair can you share what heat tool you use for these waves or link it in your description? Your hair looks amazing!!!