Thank you for this podcast. It was very informative. Finance wise, for anybody that's a civilian considering this, I would say think about it long term. The Army will pay 100% of your dental school. Through the HPSP, you pay back in time the same amount of years you spent in dental school (4 years) then you decide if you want to get out and practice as a civilian or continue in the military. You will have 0 dental school debt. You will come in as a Captain for the Army. As of today, a captain with less than 2 years in service has a base pay of $5,102.10. Then you add BAH (Basic Housing Allowance) and BAS (Basic Allowance for subsistence) to that, and that's your paycheck every month. BAH rates depends on where you get stationed because of the cost of living of that area and also if you have a dependent. BAH rates for soldiers with depents is higher than for those without. BAS is the same rate for all officers. You also have to consider incentive pay based on your specialty. In summary, you will receive base pay, BAH, BAS, and incentive pay if that applies to you. I hope this helps!
A civilian right out of school might make more but have hundreds of thousand in debt that they have to pay back. If you factor in the school being payed for, you make about the same or a little more at least for the first 4 years.
awesome. I’m applying for the HPSP and so far navy and army are my favorites to work with with AF being the least humble and most cocky. all branches are great regardless.
Thank you for this podcast. It was very informative. Finance wise, for anybody that's a civilian considering this, I would say think about it long term. The Army will pay 100% of your dental school. Through the HPSP, you pay back in time the same amount of years you spent in dental school (4 years) then you decide if you want to get out and practice as a civilian or continue in the military. You will have 0 dental school debt.
You will come in as a Captain for the Army. As of today, a captain with less than 2 years in service has a base pay of $5,102.10. Then you add BAH (Basic Housing Allowance) and BAS (Basic Allowance for subsistence) to that, and that's your paycheck every month. BAH rates depends on where you get stationed because of the cost of living of that area and also if you have a dependent. BAH rates for soldiers with depents is higher than for those without. BAS is the same rate for all officers.
You also have to consider incentive pay based on your specialty. In summary, you will receive base pay, BAH, BAS, and incentive pay if that applies to you.
I hope this helps!
I appreciate the honesty in this podcast . Thank you both.
I appreciate your comment 🥰
A civilian right out of school might make more but have hundreds of thousand in debt that they have to pay back. If you factor in the school being payed for, you make about the same or a little more at least for the first 4 years.
awesome. I’m applying for the HPSP and so far navy and army are my favorites to work with with AF being the least humble and most cocky. all branches are great regardless.
HPSP is a great idea! Good luck with the application!
Amazing podcast, very informative with minimal bs. All the other videos I can find on youtube seem to be direct military ads haha
Glad to hear it was informative 😊
This was so insightful thank you so much
☺️ my pleasure!