Part 1: Dave Fishwick Takes on a Loan Shark

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  • Опубликовано: 28 мар 2024
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Комментарии • 495

  • @tonymonxana992
    @tonymonxana992 Месяц назад +5970

    They’ve always paid………. In the end

    • @ScottMcMaster-er4xj
      @ScottMcMaster-er4xj Месяц назад +77

      Its either in money or in flesh I guess.

    • @danthewatcher9681
      @danthewatcher9681 Месяц назад +14

      @@ScottMcMaster-er4xj I mean a pound of flesh is terrifying... so money it is right!

    • @poalima6527
      @poalima6527 Месяц назад +1

      I did not pay. He can’t make me

    • @guessmoyo3654
      @guessmoyo3654 Месяц назад

      He sure can otherwise consider moving countries ​@@poalima6527

    • @dlboo9915
      @dlboo9915 Месяц назад

      @@poalima6527probably can’t but you will one way or another. Your body is a walking bank 🧍‍♂️

  • @TrueKaos1991
    @TrueKaos1991 Месяц назад +3307

    That silence to his question was Deafening.

    • @abukbog
      @abukbog Месяц назад +32

      prob didnt want to say about sadistic or killing it

    • @M4RCi92
      @M4RCi92 Месяц назад +17

      "What's the worst thing you've ever done to somebody who hasn't paid?"
      * * signature Guy Ritchie-style 3-second quick montage with broken hands, legs, kneecaps, chopped off fingers on screen * *
      "...They've always paid."

    • @gankt
      @gankt Месяц назад +1

      or he is just a poser who couldn't make up a good answer on the spot

  • @joshuapearson735
    @joshuapearson735 Месяц назад +7738

    He wouldn't be in business if it didn't work

    • @William.H.Bonney1
      @William.H.Bonney1 Месяц назад +17

      Serious question what happens if they show up and the guy hurts them badly?

    • @georgeherbert248
      @georgeherbert248 Месяц назад +12

      @@William.H.Bonney1what’s the Question? Thays just a statement 😅

    • @William.H.Bonney1
      @William.H.Bonney1 Месяц назад +10

      @@georgeherbert248 are you slow?

    • @georgeherbert248
      @georgeherbert248 Месяц назад +4

      @@William.H.Bonney1 no - are you?

    • @William.H.Bonney1
      @William.H.Bonney1 Месяц назад +12

      It was clearly a question saying what happens if the guy they go see that owes them money winds up being bad enough to hurt them instead

  • @vulturesmusic1617
    @vulturesmusic1617 Месяц назад +2086

    That one friend you owe a pint to:

  • @jackdog06
    @jackdog06 Месяц назад +1327

    “What’s the worst thing you’ve done to something who hasn’t paid”
    “They always pay in the end”
    That doesn’t sound as reassuring as I wanted it to.

    • @olilowry3343
      @olilowry3343 Месяц назад +4

      😂😂

    • @SirePuns
      @SirePuns Месяц назад +34

      You can be reassured that whatever happens to you, if you owe him money, you will be done with your debt at least. Now whether or not you *survive* to enjoy your freedom is another story altogether.

    • @gamingforever9121
      @gamingforever9121 Месяц назад +1

      @@SirePunsactions do indeed have consequences.😂

    • @duyanhng8430
      @duyanhng8430 Месяц назад +7

      also it seems that he does have precautions. He make sure that people could pay him before he lends a huge sum for example

  • @TimesFM4532
    @TimesFM4532 Месяц назад +409

    He looks like it's the 80s and it's northern Ireland

    • @fL0p
      @fL0p Месяц назад +5

      He looks like it's the 90s and it's Basque Country.

  • @kieranbutterly9296
    @kieranbutterly9296 2 месяца назад +2029

    I owe him 1 pound he's still after me he's for real😂😂😂😂😂😂😂

    • @HBFREEWORLD
      @HBFREEWORLD Месяц назад +10

      😂

    • @LuqmaanOfficial
      @LuqmaanOfficial Месяц назад +148

      That's 1.50 to you pal

    • @MrMinevision1
      @MrMinevision1 Месяц назад

      7.50 by the time of me typing this​@@LuqmaanOfficial

    • @yolo-ed9dk
      @yolo-ed9dk Месяц назад +9

      @@LuqmaanOfficiallmaooo

    • @boratbruno4947
      @boratbruno4947 Месяц назад +10

      @@LuqmaanOfficialthe original loan was for 50 cents

  • @CBrasil1966
    @CBrasil1966 Месяц назад +351

    They’ve always paid……maybe with their lives, but they always pay at the end 😂

    • @drwgalabuschagne3287
      @drwgalabuschagne3287 Месяц назад +1

      💀

    • @PauloEusebio-pl7yg
      @PauloEusebio-pl7yg Месяц назад +3

      Or other people's lives.

    • @My0ldFr13nd
      @My0ldFr13nd Месяц назад +2

      I've seen the full interview and he said he never killed anyone - he actually mentioned that there were 2 where the person in debt died so he forgave the debt. He also mentions that he doesn't lend money when he can tell he won't get it back.
      Same can't be said about banks and those loaning companies, can it? I remember how in the full interview video the reporters were saying that loan sharks 'pray on the lower and middle class' as if the bank and companies mentioned above didn't do the same.

  • @jacobstratton6414
    @jacobstratton6414 Месяц назад +101

    I got a one of those “pre-approved” loan checks in the mail just the other day. It was 49.99% APR. One breaks your credit score, this guy breaks you knee caps.

    • @mahmutyordamli4912
      @mahmutyordamli4912 Месяц назад +9

      Kneecaps are probably heals faster than the score I bet

    • @narveik3609
      @narveik3609 Месяц назад +3

      depends on the loan but there is a good chance the knee caps are cheaper :D

  • @jackinthebox1993
    @jackinthebox1993 Месяц назад +59

    That silence was SO LOUD 😨

  • @Cralcker
    @Cralcker Месяц назад +81

    Bro was PR trained

  • @BillWalters-kx8sw
    @BillWalters-kx8sw Месяц назад +948

    Interest rates are high? 50% is insanity

    • @BBBhop
      @BBBhop Месяц назад +166

      Yea but if your a criminal needing a loan what other option have u got? That’s where the money is for this guy

    • @Dream-yx7nn
      @Dream-yx7nn Месяц назад +62

      ​@@BBBhop Well 50% in a short amount of time is. But at least it's not the 20 to 30% per year interest the credit cards will give you without an expiration date. As in it compounds which is worst than something straight forward.

    • @ernestareheart4238
      @ernestareheart4238 Месяц назад +28

      Title Loans in the US can be high as 500% in some states.

    • @BBBhop
      @BBBhop Месяц назад

      @@Dream-yx7nn i didnt say it isnt i just said criminals dont have any other choice

    • @kruxy404
      @kruxy404 Месяц назад

      Usury is nothing new

  • @MaNNeRz91
    @MaNNeRz91 Месяц назад +856

    He wasn't prepared for that question at all 😂😂😂

    • @knut-arnegulbrandsen5686
      @knut-arnegulbrandsen5686 Месяц назад +23

      Yes he was little boy

    • @conthehermit1
      @conthehermit1 Месяц назад +136

      Yes he was it’s called choosing your words carefully lol

    • @MaNNeRz91
      @MaNNeRz91 Месяц назад +4

      @@conthehermit1 not really... Didnt chose his other words carefully and he's not that in accessible if a camera crew can get in his face covered up or not 😂😂🥱🥱 boring

    • @conthehermit1
      @conthehermit1 Месяц назад +5

      @@MaNNeRz91 coming from experience around that. You’re utterly wrong. Agree to disagree.

    • @MaNNeRz91
      @MaNNeRz91 Месяц назад +10

      @@conthehermit1 from experience? What experience lad? GTA online? 😂😂😂

  • @bigfred0997
    @bigfred0997 2 месяца назад +577

    Buddy still has the sticker on his sunglasses lol he bought that outfit especially for the show lol

    • @fogallan7058
      @fogallan7058 2 месяца назад +5

      😂😂😂

    • @kirihara147
      @kirihara147 Месяц назад +143

      I mean duh. What do you think, he actually walks around in this outfit?

    • @melbournestacker
      @melbournestacker Месяц назад +1

      Hahaha nice

    • @ali78610121012
      @ali78610121012 Месяц назад +2

      ​@@kirihara147 So he had no time to take the sticker off at least?

    • @MemeMarine
      @MemeMarine Месяц назад +16

      So that people - the police - won't recognize him by his clothes. He's not wearing that getup because it's stylish.

  • @Pickleboi.
    @Pickleboi. Месяц назад +32

    Bank: saves their property to end up taking it in the end anyway
    Loan shark: saves their property and breaks a leg or two

  • @upthetoffees539
    @upthetoffees539 Месяц назад +1

    Invisible man 😂

  • @mangopussi9432
    @mangopussi9432 Месяц назад +3

    humiliation and the fear or something like that going to your relatives and friends and even co workers is something that always makes them pay back. It's not always violence as people imagine it, it can be something much much worse.

  • @calebhatch6494
    @calebhatch6494 Месяц назад +2

    He wanted to say it but knew he couldn’t.

  • @instantparty8493
    @instantparty8493 Месяц назад +3

    That pause was him navigating his language to ensure what comes out can't be used against him.

  • @stan2139
    @stan2139 Месяц назад +3

    "If I speak I am in big trouble, big trouble... I don't want to be in big trouble"

  • @Spartan-jg4bf
    @Spartan-jg4bf Месяц назад +62

    Tickled em

  • @ArtyMartyD
    @ArtyMartyD Месяц назад +1

    The gears were certainly turning when he was asked that question.
    "How do I say they died without saying I killed them...?"

  • @Tom.J.O
    @Tom.J.O Месяц назад +4

    Finally, an interview with the chairman of Amigo Loans

  • @tropikallightningtunez87
    @tropikallightningtunez87 Месяц назад +1

    😂😂the short breaths and hesitation says a lot about what’s the worst that happened to someone who didn’t pay 😅

  • @fL0p
    @fL0p Месяц назад +2

    Yeah, the interest rates are high, but our former client testimonials make it crystal clear: ATTENTION TO CLIENT AND QUALITY OF SERVICE IS UNMATCHED.

  • @thescarecrow897
    @thescarecrow897 Месяц назад +33

    Bro "Im not even that stingy" Also bro:

  • @notchomomma239
    @notchomomma239 Месяц назад +1

    A 6-inch wooden dowel and a light tap on the knee caps creates all the fear and confusion of broken knees without the pesky injuries that prevent people from going to work. The day I stopped lending was the day my best mate told me to my face he wasn't gonna pay, he didn't appreciate the wooden dowel and I didn't appreciate having to do that to a mate.

  • @kieranhudson4938
    @kieranhudson4938 Месяц назад +21

    He thinks saying "you could say that" will protect him 😂

  • @thedude5599
    @thedude5599 Месяц назад +39

    i know a guy who borrowed 250 K to build a grow op. he paid 50% vig on a one year term. By the end of the year the debt and vig was paid. Three years later he had a million in cash and a 500 000 house paid for. Now he is in the legal market and owns a mid sized licensed LP. Sometimes it pays to take risks.

    • @jamese5936
      @jamese5936 Месяц назад +19

      He is a rare. Most people that take his risks either get arrested at some point during the grow, or get robbed, or get caught out via HMRC...there are so many things that could go wrong. He just got lucky.

    • @Mister0men
      @Mister0men Месяц назад

      @@jamese5936 lucky for now, house will get taken off him if its proved it was bought with drug money

    • @chad8813
      @chad8813 Месяц назад +2

      I havnt got the bottle

    • @thedude5599
      @thedude5599 Месяц назад +1

      @CMDComMonDenominator LOL ok bro what ever. This was 10 years ago when gear was 2200 CDN a unit. And my friend was getting 3 units per light. Do the math. Just because you can not fathom the industry we were in do not try and discredit the money that was made. 5 crops a year at 150 k per crop . No lies. People banked hard around here.

  • @speak_your_truth.
    @speak_your_truth. Месяц назад +1

    This is so funny 🤣

  • @RitvikivtiR
    @RitvikivtiR Месяц назад +13

    "People that come to me cannot get regular loans from people like you or banks"
    "So you mean to say you're jesus christ himself?"

  • @retro6506
    @retro6506 Месяц назад +1

    “Theyve always paid” that says it all

  • @davidchambers7530
    @davidchambers7530 Месяц назад +1

    Slashed their tyres when everyone was asleep probably

  • @buds20
    @buds20 Месяц назад +112

    I missed my mobile phone bill payment a few times, now I can only borrow from people like him. Glad we still have them.

    • @Hhhhh12864
      @Hhhhh12864 Месяц назад +25

      I can’t tell if this is sarcasm or not

    • @colinwilson4218
      @colinwilson4218 Месяц назад +9

      I think he attempted sarcasm but didn't pull it off.😂

    • @quineloe
      @quineloe Месяц назад

      @@Hhhhh12864 It's not. If you have low income, it takes *very* little to ruin your credit score for good.

  • @DaveDexterMusic
    @DaveDexterMusic Месяц назад +2

    I just can't get over the steamed up sunglasses. what a true roadman

  • @darkpain4208
    @darkpain4208 Месяц назад +1

    This is hilarious! I'm dead. 😂😅

  • @wildrea
    @wildrea Месяц назад +1

    I don't understand why people think these kinds of questions would be answered directly...

  • @Strugglinginlife
    @Strugglinginlife Месяц назад +8

    The only difference between the two is that one is wearing a suit

  • @Wastok
    @Wastok Месяц назад +1

    People with bad credit literally can't go the legal route.

  • @JustinSmith-ik3tu
    @JustinSmith-ik3tu Месяц назад +76

    He sells candy floss at the fair during the week

  • @c.dl.4274
    @c.dl.4274 Месяц назад +2

    sells their organs

  • @donnym3415
    @donnym3415 Месяц назад +1

    In a way, he is correct. People like him need to be around

  • @michaelhayes1609
    @michaelhayes1609 Месяц назад +1

    Big love to Dave Fishwick

  • @AidanGodkin
    @AidanGodkin Месяц назад +40

    I can’t figure out who would be more ruthless…..the banks or this guy 🤷

    • @Mister0men
      @Mister0men Месяц назад +5

      banks, this guy actually lends money

  • @aileinash-track4609
    @aileinash-track4609 Месяц назад +1

    Why? Because you reject 98% of those that need it

  • @rileyjoseph3488
    @rileyjoseph3488 Месяц назад +1

    And somehow I still trust this guy more then my local bank

  • @RuudJH
    @RuudJH Месяц назад +1

    Anything he does, other than asking, is illegal.
    Just make sure you can defend yourself, and you'll be fine in court later.

  • @thezachcole4223
    @thezachcole4223 Месяц назад +8

    That second of silence knowing he has never been paid back...

  • @TheMock5000
    @TheMock5000 Месяц назад

    "i could also say that you're going to prison."

  • @hectorramos8519
    @hectorramos8519 Месяц назад

    Thats Right.They have to pay..

  • @nemono-won7712
    @nemono-won7712 Месяц назад +2

    We all know , he CANT answer that question, honestly

  • @xiologyCNX89
    @xiologyCNX89 Месяц назад

    Physical contact 🤣
    He means torture

  • @liquidhalo
    @liquidhalo Месяц назад

    Such a brave man hidden behind all of that

  • @TrendK1ller
    @TrendK1ller Месяц назад +1

    The bank hurts you way more than this guy if u dont pay up

  • @inspire8963
    @inspire8963 Месяц назад +2

    This guy looks the kind of business man that I would consider as the very last resort and even then I would think twice 😂

    • @jacekmakes
      @jacekmakes Месяц назад +1

      that's why his clientele always reeks of despair...

  • @Zodiak_Smooth
    @Zodiak_Smooth Месяц назад +2

    Mans got fluff gloves on like hes out in the snow 😂

  • @SPQRcat
    @SPQRcat Месяц назад +1

    Yk he hard with the double sunglasses

  • @braidenfriday2389
    @braidenfriday2389 Месяц назад

    nah that pause lmk somebody didnt pay n no longer can 😂

  • @paulkelly9073
    @paulkelly9073 Месяц назад

    Good answer

  • @UnderwaterJohn-fn7jg
    @UnderwaterJohn-fn7jg Месяц назад

    I borrowed 50p for the pool table a few years back, i forgot all about it and now the interest is 140 grand.

  • @fundadumlupinar684
    @fundadumlupinar684 Месяц назад +1

    There is nothing wrong with what he does as long as people can afford to pay it back.

  • @sevvy101
    @sevvy101 Месяц назад +68

    The Invisible Man.....oh he's hard 🤣🤣🤣🤣

    • @joshualyons2854
      @joshualyons2854 Месяц назад +3

      Showing off for the.....

    • @lilmanq7746
      @lilmanq7746 Месяц назад +6

      Idk man He’s harder than the unknown keyboard warrior fs

    • @The_SnuggleDuck
      @The_SnuggleDuck Месяц назад

      ​@@lilmanq7746 a lot of the time loan sharks get their mates to do it

    • @attila_the_hunk9685
      @attila_the_hunk9685 Месяц назад

      ​@joshualyons2854 yeah..? Against karate?

    • @The_SnuggleDuck
      @The_SnuggleDuck Месяц назад

      @@attila_the_hunk9685 Slagging you off

  • @Uk5haky
    @Uk5haky Месяц назад

    he tickled their feet

  • @Flu_Tang_Clan
    @Flu_Tang_Clan Месяц назад +132

    I guarantee you he's operating more ethically than any major financial institution.

    • @dirpyturtle69
      @dirpyturtle69 Месяц назад +29

      Major bank won’t break your legs and smash your windows.

    • @BruceJ999
      @BruceJ999 Месяц назад +11

      ​@@dirpyturtle69 Well don't borrow the money if you can't pay it back😂

    • @ManiacalPenguin_
      @ManiacalPenguin_ Месяц назад +9

      ​@@dirpyturtle69but theyll take ur house

    • @iiimaskyiii7816
      @iiimaskyiii7816 Месяц назад +8

      @@dirpyturtle69but they’ll bring you to court and you’ll have to liquidate all your assets and give it to the bank. Which would you rather have? All your stuff and a broken leg or nothing and be homeless? I know what I’d take

    • @Crimson50
      @Crimson50 Месяц назад

      @@BruceJ999 Well you can just never know that for sure

  • @scarface999_
    @scarface999_ Месяц назад

    he giving the sopranos vibes when he answers the first question 😂

  • @TheInstinctWithinV2
    @TheInstinctWithinV2 Месяц назад

    He sounds exactly like Alfie from Peaky Blinders.

  • @jroc2k
    @jroc2k Месяц назад

    Do unto others as you want them done unto you

  • @Northern_Rockhopper
    @Northern_Rockhopper Месяц назад

    My nan wants her shades back

  • @justinramos7684
    @justinramos7684 Месяц назад

    The pause

  • @FunnyMarbleCaves-ko9et
    @FunnyMarbleCaves-ko9et Месяц назад +1

    I love dave from Burnley

  • @bowlingarry
    @bowlingarry 2 месяца назад +14

    Is he FCA regulated

    • @NeboReve
      @NeboReve 2 месяца назад +5

      Yes, by the Financial Cartel Authority

  • @EMD_HOKIO
    @EMD_HOKIO 23 дня назад

    Me when he said they’ve always paid after that deafening silence…😬

  • @user-tb7qz7id6t
    @user-tb7qz7id6t 2 месяца назад +7

    if he had only yelled at the non payers he wouldn't be sat there with his face covered..

    • @DutchFunkenstein
      @DutchFunkenstein Месяц назад

      Then why doesn't the maffia wear masks? Maybe a power thingy?

  • @jrcll7856
    @jrcll7856 Месяц назад

    lol he`s the one that is going to get hurt in the end

  • @gearoftones8585
    @gearoftones8585 Месяц назад

    I love these "gangster" inteviews when they sit and profess to be as hard as nails 😂

  • @HMFDRAM
    @HMFDRAM Месяц назад

    Money is the route of all evil

  • @carsonsmith8390
    @carsonsmith8390 Месяц назад

    That pause though...

  • @THEANPHROPY
    @THEANPHROPY Месяц назад

    He needs sorting out!!!

  • @Project321_
    @Project321_ Месяц назад

    His offering a good service. Where do I go for this type of lending ?

  • @splunkmastah4609
    @splunkmastah4609 Месяц назад

    Dude's ballet dancing through a minefield.

  • @ithielwetz
    @ithielwetz Месяц назад

    what if they don't have the money? call the police i doubt it!

  • @smithraymond09029
    @smithraymond09029 Месяц назад

    That is the CEO of your local payday loan office :-)

  • @superflyjimmysnucka9068
    @superflyjimmysnucka9068 2 месяца назад +39

    They've always paid! That's biggest load of BS ive ever heard!

    • @reecegraves3738
      @reecegraves3738 Месяц назад +20

      He didn’t say in money👀

    • @WorldGoods
      @WorldGoods Месяц назад

      He's always sold their organs

  • @JakeSmith-st6vp
    @JakeSmith-st6vp Месяц назад

    About as real as a ghost chasers programme

  • @lacucaracha111111
    @lacucaracha111111 Месяц назад

    The UK : OI m8 pay up!
    The US : BOOM

  • @fichtl1985
    @fichtl1985 Месяц назад

    Is that someone from the royals??? Sounds like him 😂😂😂

  • @alasinocypher7439
    @alasinocypher7439 Месяц назад

    Oh wow can’t believe he had to tickle someone

  • @luke4playzz276
    @luke4playzz276 Месяц назад

    Gotta respect the hustle

  • @ashleyswstark4375
    @ashleyswstark4375 Месяц назад

    did not know lending money is illegal 😂😂

  • @cowboy1772
    @cowboy1772 Месяц назад

    How a gangster justifies crime to by I self. He’s “saving them their properties”.

  • @damientwose9492
    @damientwose9492 Месяц назад

    Lol least you can heal from his contact, banks will take all you own and more

  • @geegee545
    @geegee545 Месяц назад

    And added interest 😂

  • @ScottMcMaster-er4xj
    @ScottMcMaster-er4xj Месяц назад

    He thought about that one and realized that admitting that anyone didn't pay would be a sign of weakness.

  • @DanBacksIide
    @DanBacksIide Месяц назад

    Well he can’t just *TELL* you, you’ll have to find out by not paying him.

  • @m.ramos93
    @m.ramos93 Месяц назад

    Chances are if you go to guy like that for money you are well aware of consequences.

  • @msd6397
    @msd6397 Месяц назад +30

    Bank of Dave and the other banks should maybe lend these people the money. Bunch of hypocrites.

  • @einzelganger2939
    @einzelganger2939 Месяц назад

    That one friend in school that you owed 20p to.

  • @Vukxs
    @Vukxs Месяц назад

    Bro looks like he couldn’t beat an egg

  • @alessiop2808
    @alessiop2808 Месяц назад

    I didn't know normal people could lend money. How does it work?

  • @playz452
    @playz452 Месяц назад

    Alex is a legend on my housing estate he's always helping out the old people and he always understands if you can't pay back on time as long as you do pay him back