Sukanya Samriddhi Yojana - सुकन्या समृद्धि योजना - Advantages & Disadvantages Explained
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- Опубликовано: 18 окт 2024
- About This Video :-
this video is on sukhanya samriddhi yojana and in this video we have explained the eligibility to open sukhanya samriddhi yojana, that is the min age required to open sukhanya yojana is 1 Day - 10 Years. Apart from this we also have explained the rate of interest of sukhanya yojana and tenure of this scheme. we also have discussed 2 points of not opening the sukhanya samriddhi yojana.
![₹1000 Sukanya Samriddhi Yojana Interest Calculation for 15 Years [Calculator]](http://i.ytimg.com/vi/u2VUWt6Yaqc/mqdefault.jpg)
![₹1000 Sukanya Samriddhi Yojana Interest Calculation for 15 Years [Calculator]](/img/tr.png)
Sir aapne all doubts clear kiye bht hi clearity k sath
Logo ko jagruk kiya Dhnayabad
This is the one of the best video o ever seen i never commented on any yt video but he explained very perticularly and beautiful thanks man
Bahut khoob !!
@@desiswagofficial007hi❤😂
Bahut badiya bhai, samjhane ka tarika itna acha hai ki koi doubt nahi rha, God bless you
Bahut accha tarika se har topic ko samjhaya sir aap ne .
God job keep it up
बहुत अच्छे से समझाया सर आपने
खूप छान समजावलं sir..... एकदम सगळ clearly समजलं 🙏
Very well informed sir! You have got a subscriber. Thank you for your info.
Is account ko open karne ke liye koi paise pay karne hote hein kya jaise normal account me deposit karte hein... Waise....????
All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.
Correct ,That is uncertain . No point to show calculator.
Bahut hi shandar Tarike se samjhaya hai sir ne very good
Thanku soo much .
Regards
Bhot knowledge mili sir aap k video s thnqqq 😊
Isko mene pura dekha nd mjhe to sbse accha Bajaj lga sari chize dekh kr or garented product h
Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?
No it will be same..
Kya ham montli kam jada pasay dipojit kar saktey hai ya fix amount hi bharna padta hai
Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.
That is my exact point, he should mentioned that
Exactly Sir calculator cannot be be accurate 👌👌👌
Aapne bhut help ki isvideo k throw me samjh gai hu k isme saal ka 3000se zyada nhi dalna hai
Everything was perfect, But losing control after depositing hard earned money is not right.
Very good information PPF ho ya fir SSY dono hi investment ke liye accha hai
बहुत बढिया जानकारी sir ,
मैंने पूरी जानकारी लिख ली है
Thank you very much.
Are bhai likh kyu video save Krta fir se sun leta 😅
Bhai mai online class wala student nahi hun n 😅😅😅
Hi sir meri girls ko abhi 10 years hone ke liye 3month hai so Mai abhi sukanya account open karu to accha rahega kya?
बहुत सही कहा भाई ने की पेरेंट का इन्वलब होना चाहिए
Sir aapne itne clear se Bataya hai ki aur Koi doubt nhi hai 🙏🙏
Why are they not fixing the interest rate..if they want to promote and help girl child... hypocrisy ki bhi Seema hoti hai
Absolutely 👍
Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake.......
Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....
Unpadh chalaak hai 😂😂
Because no political stability
@@JSR0000 bahi pichle 9 saal se toh ker hee sakta tha .... kiya bolte ho kuch bhi
Sir kya fix hi jma kr skte hai alag alag month me jyada Kam jma nhi kr skte hai
Your video is very informative and best with every aspect of this account.
Thanku soo much .
Regards
Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta
इसे बेहत्तर है lic की जीवन लक्ष पॉलिसी
Thank you so much bhaiya bahut achchha laga ye information
Excellent video every confusion clear 😀
Ek year me 10,000 jama Karne par total kitna niklega sar
Ntrest rate is ni flexible.
@@jayeshmodha3160sir apne ye nhi bataya agar girl child ki death hojati hai toh hum kiya kare ye b sahi h parents ki b death hosakti hai ya girl ki b
Death ka actually me koi bharosa nhi h na sir
Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal
Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.
Change kr skte
Na esa koi jarur nahi aap 300 bhi kr skte hoo
Ha karsakthay hoo
1 year me km se km 250 compulsory hota hai jyada se jyada 150000
Kar sakte hai Kam jada bhi
Sir one doubt h plzz clear kriye na... Jaisa ki hm abhi khulwate h 7.6 % pr to 21 saal baad hme yhi rate of interest pr paisa milega ya us smay jo interest chal ra hoga us pr pura paisa milega ?? Plzzz clear kriye na
Hello sir.. kya hrek sal equal amount jma krna hoga ya hrek sal me jeb k hisab se jma krva skte hai ???
Min Rs 250 pay kar sakte ho yearly.
apni mrzi se deposit karwa skte ho haar saal.
Bahut badhiya se samjhaya h
Thanks 😊
Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?
Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer
सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा
Mere sath bhi Aisa hee hua hai
Toll free no par complete kr skte ha aap
It was 9.2 %
Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.
@@mohsinsikariya7979 सुकन्या समृद्धि योजना ढोल पीटने से पहले जनता को पूरा टर्म कंडीशन बताना चाहिए यह तो धोखा है
Thanku sir bahut achchhi jankari di aapne
Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.
Bhut badiya Tarika h bhai aapka samjhne ka.... 🥰
Agar future me kabhi rate of interest kam bhi hota hai to koi baat nahi deposit kiya jane wala amount kam kar do
Nice. Mam
Aur Jo pahle se deposit ho chuka hai uska kya 😅
Pura year ka rupees ek baar jama kar sakte hai ya har month
आज से 21 साल बाद 10-12 लाख पैसा कोई खास राशि नही hoga
Wrong
@@ankeshlodha6246bilkul sahi baat hai. Kya mehngai utni hi rhegi jitni aj hai???
Us 10 lakh ka kya value hoga us waqt
Sahi bat he
Aj bhi hai..tab v hoga..
Pesa pesa hota h bhai
यदि बच्ची कुछ वर्षो बाद न रहे तो जमा धनराशि कब व कैसे मिलेगी
Excellent describe sir🙏god bless u🕉️
Maine apni details pr apne daughter ka ssy open karaya hai aur mere do bhai apne apne details aur documents pr apni apni daughters ka ssy open karaya hai h. But mai monthly apne bank account se teeno ssy me paise transfer krta hu. Is it as per rules??
सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।
bhot acche tarike se samjaya hai bro....very nice
सर आपने बहुत अच्छी तरह से इस योजना के बारे में समझाया ग्रेट
Very Good Brothe Hats Off...
बहुत बहुत धन्यवाद भईया G💜👍
After attaining the age of 21 years , will the girl child has to pay taxes on the maturity amount?
No
Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye
8:59 to 9:36 Point to be noted here
Me ne bhi yahi note kiya
मला खाता मधेच बंद करायचा असेल तर चालेल का
Very nice understanding of sukanya Yojana
Isme Insurance bhi nhi h , ye bhi kami h is policy me
Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....
After 18 withdraw kar sakte hai incase of higher education or marriage
Very informative Session Bhaiya ji
Girl Child Aadhar is not necessary..!! only Birth Certificate is enough.
Can we get account closed withdrawn once from this account for higher education?
very truely said bro, this much amount should not given to a teenager, this is very risky for them also
Yes indeed
25 saal tak toh de sakte hai na...but account open karne k baad 21 saal tak nai withdraw kar sakte
Hi sir
Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply
Minimum deposit in a financial year is 1000 rupees not 250 rupees
250 hai
@@humairasamad bro that is initial deposit
@@joyantasingsardar7149 yes I are right
Well explained,👍Thankuu😊
Very informative and last point is very useful!!
Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?
Paytm bank vs AU bank vs kotak mahindra me better kon sa hai compassion video sir plz batao 🙏🙏😭😭
KOTAK MAHINDRA BANK
Kotak 811
Paytm
बहुत बढ़िया प्रभु जी ❤❤❤❤❤❤
First to watch!👍👍
Sir Maine 3sal pahile account open Kiya hu our bich Paisa bharna chod diya tha. Kul amt 10000rs JAMA hai. To use regular Karne ke liye abhi kitna amt bharna padega monthly 2500rs ka hai
Thanks for showing actual condition of this yojana instead a hidden Lollipop
Hlo sir jaise ki meri gudia 7saal ki hai agr mai uski sukanya yojana mai ab account open krwau to kya benifits hai pls explain it
PPF is far more better that SSY.
I dont think so both are good, bcoz if rate of interest rests same for next 15 years the total amount of SSY is more than PPF
Sir jee hum ne 2017 mein Sukanya samriddhi yojana mera beti ke liye open kiye yearly 24000 karke . But 2 years se financial problem ka karan abhi stop hai, phir se chalu karna hai , kya kare? Solution bataiye.
Video start from 1:15
Sir muturity time child age 21 years k bad kabhi bhi muturity karne ka offer hona chahiye and Paisa parent ko milna chaiye
Better to go bond fund they atleast provide 8 to 9 percent
Bond funds? Need to research. Thanks
With market risk. This is saving scheme not investment
Very good understanding..thnq
Beautiful ❤❤
Sir hame har month same amount hi jma krvani hai ja kuch kam jada bhi krva skte hai like jaise hmm 5000 krva rhe hai bich me kise ek month 3000 krva skte. Ja 5000 hi krvana pdega
Similar to PPF and good👍
Meri 2years ki beti hai mujhe invest karna tha lekin apne sare doubt clear kar diye government agar rate of interest change hota rehga to kya faida thanku sir
Pl note this interest is tax free at the time of withdrawal and in SIP need to pay 10% tax when withdraw after 15 year
How much equity exposure?
How much debt?
Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?
Can I pay premium from personal account?
Useful video 👍 👌 ❤
Good information👍
Maine ye khata khulbaya hai ye bol kar ki mujhe har mahine 2000 ru har mahine jama karunga to ye jaruri hai ya hum 6 mahine ya sal me ek bar jama kar sakte hai
Super explanation sir 👍👍👍
Mujhe apka video bhut achha lgata 1 vid
Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye
Upto which date of month should I deposit as it's upto 5 of every month to get interest of that.month in case of ppf
Aap ye bataye sukanya yojna date of birth se 21saal baad Paisa milega ya fir khata kholne ke date se 21saal baad Paisa milega aur kitne saal tak hai
Kitne saal tak bharna hai
Account open karne k 21 saal baad milega
This works on compounding interest. Not flat interest
Good joke
Thankyou so much,, god bless you
In case of girl child death who will be the nominee
Aap ko reply mila
Parents
Bhut hi sahi explanation baki rhi bt ladki ko itna amount de dene ki bo app pe depend h ki apne apne bacho k kesi knowledge di h or rkha h
Excellent Reviews Bro thank you
Your welcome
@@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?
Kya basic saving account me bhi foreign se aa sakta hai. Ya sirf regular saving account mehi paise transfer ho sakta hai. Please inform.
LIC का जीवन लक्ष्य स्कीम 8.25% का इंट्रेस्ट दे रहा है।
Realy
इसमें चक्रवृति ब्याज मिलता ह क्या
Comparison ke liye ye video dekho ruclips.net/video/0gTpajWf38s/видео.html
Angrej ke baad agar koi लूटता hai to wo h LIC..,
LIC बकवास
Ek baat batato sir meri douther ko 9 years he Aajhi ke din mene account open ki hai. To mujhe 5 saal tak deposits karna padega yaa 15saal tak??
जी हां 15 साल तक इन्वेस्ट करना पड़ेगा जब वो 31 की होगी तब मिलेगा पूरा पैसा
Koi bhi ladkiya bhagya lega ya to Uske Sath Maa baap ka Paisa bhi chle jayega??
kya soch hai teri ghabra nahi bhagegi
Bade bhaiya, Namaskar....
Bhaiya isse better kya hai?
Bhaiya main real estate me working hu.
Har mahine fix income nhi hai.
Plz kuchh aisa advice kre jisme main jab chahu jitna chahu deposit kr Saku..
B
Superb knowledge sir❤️
Xllent
🤣🤣