Omg if you’re high income like 200k per annum, buy tax vehicles to defer taxes. Buy old houses and hire contractors to upgrade. 100% tax deductible. Don’t believe in BS.
I will recommend to go back to school and get your local professional qualification. In additional to higher future income level, there are three more benefit too. 1. you can get your professional network from Canada; 2. you can show your employer that you are committed to the life in this Country ( it helps getting interview opportunities); 3. Some Canadian qualification are also recognized in the States and UK, so you broaden your opportunity.
Cooking at home much cheaper than eat outside now. Prices match every weeks. Most of on sales items will be repeating every 6 - 8 weeks time line. Most of internet and phone services have a loyal program. Call them to lower your price plan* discount*(otherwise tell them you will switching to others)
It’s a peculiar time that we live in. My suggestion would be make as much as possible in the next couple of years then make the move to Canada. Canada is becoming ever more unaffordable everyday.
加拿大政府個網有提到要求事項： 1. "proof of private medical insurance from a Canadian insurance company or an insurance company outside Canada that has been approved by the Minister of Immigration, Refugees and Citizenship" 2. 要最少十萬加紙coverage (at least $100,000 emergency coverage) 唔同保險公司嘅保障範圍都唔同，因應父母嘅年齡和病歷紀錄各方面，保費都有所不同，要自己去報價。 website - www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html
I believe you can. Because I find many Indians do so. You just have to pass some certification exams given by the US. Canada recognizes US certification.
![Gucci Mane & Sexyy Red - You Don't Love Me [Official Music Video]](http://i.ytimg.com/vi/j7IBqyFKT4c/mqdefault.jpg)
![[加拿大資訊🇨🇦] 如何在通脹中生存？💸在加拿大儲錢秘訣！｜實地考察2023年多倫多物價📈｜ft. BMO Canada🇨🇦](/img/1.gif)
當然係要投資自己！再辛苦，要借學生貸款讀書都要讀。或者講，唔需要一定要讀書，只要增值自己，令自己有一技之長，搵到好工你生活就會舒適好多。因為人工係accumulative的 一年差6萬 就唔係一年差6萬咁簡單，係年年都差6萬。一定要趁後生，逼下自己，之後先會過得舒服。
非常多謝你的留言
Invest
你哋咁細個咁識諗嘢，又有計劃，真係叻叻豬！👍🏻
多謝你❣️比起我地，上一輩仲叻叻豬！
加拿大儲錢係比較困難。你而家單身，好多嘢可以慳，自己捱下就得。將來結咗婚開支一定大咗。雖然收入會增加，但係稅後到手的可能是75折，甚或更少（如果人工很高的話）。供樓或交租，水電燈油火爉Wifi手機費伙食等等，之後就所剩無幾。
Omg if you’re high income like 200k per annum, buy tax vehicles to defer taxes. Buy old houses and hire contractors to upgrade. 100% tax deductible. Don’t believe in BS.
除非你一大筆錢拎去加拿大，否則從頭嚟過最多只會餓你唔死，冇發圍
加拿大存钱这么难？
@@光辉曾 稅重
I will recommend to go back to school and get your local professional qualification. In additional to higher future income level, there are three more benefit too. 1. you can get your professional network from Canada; 2. you can show your employer that you are committed to the life in this Country ( it helps getting interview opportunities); 3. Some Canadian qualification are also recognized in the States and UK, so you broaden your opportunity.
That's true, thank you for pointing the benefit out!
學投資是十分重要，人工永遠趕不上通脹和樓價
非常同意，工字無出頭！
@@852tocanada Eth創辦人V神就係加拿大人
樓價，又一個炒樓精
其實你個印度同事咁樣的確唔係個個人做到
同時番工又番學的確係好chur
不過就算佢讀完唔係即刻做番本行
我覺得都唔洗灰心
嘗試由基層入左行先再博升職或跳槽
遲早我覺得都係可以做戈個職位
值5值咁做就好睇個人
有人會寧願搵份收入一般穩定既工做一世
又有人會寧願花錢同時間增值自己成為一個專業人士
我自己都會選擇後者
因為我覺得係衣個世界上有一技之長先係最緊要
否則自己份工好易比人取代
而且代表自己係勞動市場上價值唔高。
加拿大咁快比香港人有PR,都算執倒，就應該搵多啲錢，回報加拿大政府，交多啲稅，心態唔可以只攞Jetso,又唔想交稅，交稅係公民義務。
你比得税多，證明你有本事呀！😂😂😂
無錯，所以非常感恩！係政策一推出，平衡自身能力後，便盡快出發。交稅係公民義務，所以從來冇逃稅，奈何能力所限，暫時連回報父母的能力都欠奉，實在有愧！會努力的💪
@@kahodaniello9221 income tax 高 証明你唔明税例，因为 networth 高， 会有其他税。
@@TheJlee28Net worth 高要俾稅？邊種net wealth 要俾稅？
銀行存款利息，租金收入，股票債券基金投資回報，加拿大稅制頗繁複
萬事開頭難，為左自由付出多的代價都值得。香港人已經好着數啦相比較好多為咗移民加拿大使咗幾百萬投資移民都係好超值
係！比起其他人（甚至係家人兄弟姊妹），我倆用到救生艇移民加拿大的確幸運，起碼有得選擇。
自由？ 你試下用搞香港同樣的方法搞下加拿大政府睇下有乜下場😂
凡是外國人都不惯存錢,除了富有那些當别論。
所有移民個案都係： 在加拿大有幸找到與香港同一工作， 稅後入息均達不到香港水平， 加拿大稅率又高， 似乎所有個案都係掙扎求存， 那又何苦移民？
就係被所謂的價值觀騙了過去移民。 被那些西方政客和有心人設局。
加拿大好山好水，居住環境好過香港好多
我下星期就要去多啦, 租樓真係好貴啊!!我已經考慮緊打兩份工, 因為我唔想做月光族。但問題係可能連第一份工都搵唔到😭😭😭😭
我都明白呢種精神壓力，btw夏天過黎比冬天易搵工，俾啲信心自己，你得嘅（自證預言）！
住在多倫多，温哥華這些地方當然好，起碼飲茶，茶餐廳這類食肆多，去唔去食就另一回事。但這兩個地方除非你手執500萬港圓，否則你都唔使諗可以買到屋。這算有500萬，你都袛可以買一房嘅高層大樓。但你每個月唔食，間屋都要付地稅，管理費，水，電，保險，上網500 加圓，真係難頂。如果真係有錢，這兩個地方就好。如果少過500帶過嚟，卡加里和愛民頓都係一個選擇。不過就無咁多嘢食了，出入還要搭多一程內陸機㖭。
5M CAD is more like it
對；多倫多同溫哥華物價高，而工作機會大🥲；而卡加里就相反。說到底都係錢作怪，生活壓力指數🔝
温哥華工作機會唔算多！
竟然！醫療行業嘅工作機會會唔會多啲？
医疗行业不是加拿大的牌照还得重新学习考证…难
It depends where you stay in Canada, every province has their living cost.
that's true
Calgary is affordable and will be the next boom 🤯
請問妳哋一般係大学畢業過去？定中學畢業？係過去搵工？先係香港搵好先過去？定申請OWP嗎？
UBC畢業，根本唔會留係加拿大做嘢，完全冇前途，同期同學留加，部電話都前幾代。回港嘅早已有樓收租，個人年收入過百萬（非專業人士）其實真心想知係加拿大點退休😅
Cooking at home much cheaper than eat outside now. Prices match every weeks. Most of on sales items will be repeating every 6 - 8 weeks time line. Most of internet and phone services have a loyal program. Call them to lower your price plan* discount*(otherwise tell them you will switching to others)
It’s a peculiar time that we live in. My suggestion would be make as much as possible in the next couple of years then make the move to Canada. Canada is becoming ever more unaffordable everyday.
努力！
共勉之！
要走的決心 快快快
錢完全冇問題，將父母間屋賣咗，叫他們暫時住劏房因為不會帶他們去加拿大，加拿大間屋買埋架車，帶埋最心愛嘅狗仔，就算有工作呢幾年生活都不是問題
父母應該把香港賣掉港樓，去中國第二線城市退休生活，如中山、惠州等，把餘款全部放在國內銀行做定期，收息過活！
幻想力幾高👍🏻不過想問下香港有邊個新移民帶埋父母黎？我上兩輩都遊水黎香港，背脊綁住父母？
我想你都是返香港適合你
加拿大比較適合腳踏實地嘅人多啲，有太多夢想嘅人可能未必太適合。
In other words, it is not easy to make a living here.
加拿大唔係一個搵錢的地方，但又餓你唔死喎！😂😂😂
你可以睇番尋人記，方東昇有一集介紹加拿大，好正呀~😅😅😅
東方昇有黎加拿大？邊集？搵唔到😂 我淨記得佢去咗英國
有無link，淨係搵到《長命百二歲II》集加拿大😅想睇！
係咪訪問新聞主播蘇凌峰嗰集呀？
@@kahodaniello9221 係啊，係蘇凌峰長命百二歲嗰集
其實會越住越平，識到呢到既朋友夾租分擔，生活質素又高返
識到好/夾到嘅朋友，真係好重要❗️
生活成本拍得住香港
我諗會有唔少人回留
尤其岩岩畢業/讀梗書冇收入果d
Super Visa
用 BNO 或特區護照有183天免簽入境加拿大，入境后也可申請延長。當然要買旅遊保險。
如有心申請父母到加長住，有3年報税附合收入，就入纸申請父母來加, 名額有限，年年抽簽。不用再排Super Visa.
你都說得對，但這樣做，父母便要半年（183日後）出一次境，對老人家來說，有點折騰。
@@852tocanada 用supervisa 五年唔駛出境，自己查下
其實冇錢真係唔好移民😅 去到咩都要就著就著
Great :)
邊度可以check 到super visa 嘅醫療保險計劃？網上搵唔到资料， 謝謝!
加拿大政府個網有提到要求事項：
1. "proof of private medical insurance from a Canadian insurance company or an insurance company outside Canada that has been approved by the Minister of Immigration, Refugees and Citizenship"
2. 要最少十萬加紙coverage (at least $100,000 emergency coverage)
唔同保險公司嘅保障範圍都唔同，因應父母嘅年齡和病歷紀錄各方面，保費都有所不同，要自己去報價。
website - www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa/eligibility.html
@@852tocanada 謝謝你，可能我問得唔好，有邊間保險公司接受super visa 嘅保險購買和報價
老人家已經快90怕冇公司受，謝謝
如果你係香港都係食老母先儲到錢, 咁就唔差在依家駁一舖, 拎左CITIZENSHIP 再返去食老母啦
利伸都係靠食老母先移到民
佢都話俾唔到家用， 而好多香港人都俾家用俾父母
你那了PR 諗住定居還是回來？ 有冇問過子女 窮一身
先諗下自己去加拿大目的係野先喇！好似买六合彩一样！你想捐$定系想中獎先！
我也打算移民多倫多，唔想煮飯，打算三餐都出街食，會唔會好貴？一餐100港元夠嗎？
都夠嘅；一個人食，平至漢堡快餐（用mobile apps offer cad3-6 - 睇去邊間食)、粥店堂食（叫一粥一腸粉）、連鎖外賣壽司（叫set果啲）都有得揀；睇你住邊/食咩/用啲coupons積分會平啲；我自己同朋友出街食就會超😂
It is not a norm to buy food from outside every here in the west. Even a senior leader in an company has to take lunch bags every day to work place.
冇學歷，過到黎係咪一定做min pay
第一份工或許會underpaid，儲經驗/儲人脈/有上進心再考牌，依啲因素都會有影響你之後嘅路！有學歷都可以min pay🤔又或者你好彩把握到機會呢，唔做唔知
細傢俬床褥由香港運過去加拿大會唔會平啲？
因為從新開始同埋都會一直用（無諗回流），貼身傢俬如床褥，我地直接係加拿大買新，部分傢俱就二手。
加拿大床褥尺寸同香港唔同架。床單被鋪最好呢度買
咁後生都吳投資自己，去得移民就要搏將來嘛
thanks!
仲想儲錢? 唔驶突晒D積蓄就偷笑啦 !!
在港父母，自生自滅，無錢就申請綜援。
香港社工點様可以𨍭加拿大社工呀？
帶頭盔先，我唔係社工，不過見身邊有朋友一開始係UofT讀Master of Social Work，邊做啲Social Work Intern/Program Assistant，最後成為RSW(OCSWSSW)，依家係醫院做緊社工
I believe you can. Because I find many Indians do so. You just have to pass some certification exams given by the US. Canada recognizes US certification.
由頭到尾都喺講錢，証明生活難
加拿大的通脹貴得離地。 以前Walmart的hoodies10幾元無人會着Walmartd衫， 現在最平都要35加元。 影passport相要45加元
I feel you☹️
父母説為子女前途移民西方，这才是问题，
小孩從小接受西方教育-中国
文化的仁义礼智信 可能就缺少
了-换来是西方的 个人主义-个人自由-獨立-好競爭- 东方人对父母的孝心
親情也薄弱了-移居(不能移民)泰国好些-因为泰妹出名孝順-顧家,但男方要準備考敬外母全家,
香港人移民後,地大物博,兒女長大工作,成家後不易相聚,西方包括日本也無這 探親文化 也不欢迎父母任何于預家庭事務或意見,親情便疏遠了,移民宜有心理準備
说什么鸟语，听不懂
這個比香港人聽. 大哥
最近好多這種不知所謂的人，基本尊重都不懂。
This is Cantonese, 广州话，也叫白话，在香港，澳门和珠三角通行。