Give Ms. Stacey Tisdale her flowers NOW!!! This woman comes on TBC every time in hopes of helping her community become more financially knowledgable. #salute
I just want to thank the Breakfast Club and Stacey Tisdale for all the information you have put out on this platform. With your help I was able to get out of debt this year. Now I’m working on building credit, thanks to this app.
I love Stacy Tisdale. She is the reason that I have money saved today. Once, she did a breakfast club interview where she advised ppl to download the acorn app. I did that and been saving ever since. Thanks Stace!
Just go with the secured credit card from Discover it. This way isn’t the way. Put down $300 on a discover card and only spend less than $90 on it and pay it off every time you use it
that's what I did when I didnt have good credit then they gave me back my money and gave me a regular credit card trust me if u have bad credit do this keep making your payments on time and u will be ok in the long run
It's great to see #BlackPeople become more aware of credit and how it works and use it to their full advantage. Living in Western Society these types of knowledge is extremely important
No app or promoted platform can change bad habits. Change happens when the individual desires BETTER more than temporary satisfaction and frivolous spending.
This is a good interview. I hope the app is what they are promoting. However my problem is they are not saying how long it takes to increase your score. She went from a 342 to over 840 which is possible, but people need to understand it takes time to increase your score it does not happen in a couple of months.
I used SELF for a year, paid it up and once you make ylue final payment it reflects as a closed acct on your credit report and then that drops your score. The only thing you walk away with ia the money you invested
I have the self app and I had to do extra work to increase my credit score. Revolving credit helps your credit more than installment payments on credit.
People seriously need to take some financial classes, read and learn about your credit worth. No one can do more to help you than you can do for yourself. To each their own!
It use to be called self lender but they recently changed the name to self . It really works! My CD matured in back in September of 2019 and my score raised approximately 148pt as a result of using this app. Definitely should try it . Cheaper than trying to pay someone to remove negatives and that still wont guarantee a higher score .YOU HAVE TO ESTABLISH POSTIVE PAYMENT HISTORY!!!
Is the 'self' app available in Canada, please and thank you? If not then, please what is the Canadian equivalent? This interview was less than 20 mins. and definitely deserved more than 45 mins.
Discipline, Discipline, and Discipline is the key! Everyone can save if they have a job even if its $2 a month. A saving is saving and increase it by canceling cable, lower phone bills, call your credit card ask for a lower APR Rating, use only half of your credit limit( ALL PAYMENTS must be on time) How bad do you NEED IT? Yes, I know this because I help people with their credit all the time and fourteen years of experience working at Trans Union.
Sounds like a safe coaching mechanism to instill positive and productive financial behavior. One question... How does the app make its money? Not sure any one asked or if it was disclosed in the conversation.
Lunchtime.. I am on the clock here in Melrose Park Illinois USA watching this video... A DECENT blue collar Union electricians and plumbers worker.... Credit score is 730......Thank You....
But it's fake actually got get your credit pulled don't use there so or credit karma guarantee it didn't go up 60 points there's nothing this app can do to raise your score it's a scam please don't believe there shit contact Experian or trans Union get a copy of your score guarantee by using this app in went up there's no way that's possible the only way it went up is something negative fell off your report or you handling your stuff better that's it this is there job and hustle just like you have yours it's there job to get you to sign up I wish you guys realized that
Its a Fake Score but pull your real score from Myfico.com I just sign up and I notice my real score is 40 points off from there score self gives but I dont doubt your score went up. But always use myfico.com because thats the real score lenders use
I signed up for this today. Credit is too important. Most Americans can't afford $500 in an emergency. That is why I am aggressive AF when it comes to my credit and saving money!
Bump credit . Do everything in cash. Don’t finance anything. That’s how I was taught an I’m doing fine in life. I bought a home with manual underwriting which doesn’t go by credit score at all. Don’t become a slave to the lender . Never finance a car. Paid cash for my truck after saving for a year . Home debt is good debt because it grows a return over time. But don’t finance other things . If you don’t have cash for something on hand then you can’t afford it. Financing means you can’t afford to purchase this item at the moment so give it to me an I’ll pay you back overtime . Don’t do it .
I think people just need to know if you call up the companies you have collections accounts with and set up payment plans that'll work for YOU. You'll see increase. That's what I've been doing. You just gotta discipline yourself to not rack up credit card utilization and super late payments. Those are the 2 things that drag you down. At least on credit karma
is this Self Lender? I tried it and it didn't help my score much at all. shrugs shoulders.. the check a year later was nice, but my score didn't significantly improve.
I will NEVER EVER EVER use a payday loan again. I literally am 3 months away from paying off the payday loan company after 3.5 years. They literally garnished any account associated with my ssn. So if i don't have cash for it, i really don't need it
@@WeTalkWeeklyTV I'm still not 100% sure it was legal. But i didn't have the funds to pursue it further. It's been one extremely expensive and drawn out lesson. Haven't looked @ another payday loan since then
I can see the advantages of this if you cannot save, but people have to understand this is a high cost savings account. I'm not knocking it, but you need to know it. If you have no financial discipline and need the help with credit, this can help you, but understand the fees in the end.
I never understood why people will just say what their credit score is. I wouldn’t tell anyone that. To me it’s just as private to me as my actual social security number
@@luciusleft-foot2386not sure if I follow your statement. It isn't just an app for playing games or stream any form of entertainment. It is one that can help adjust your finances. The woman that the app did help also wanted to get her story out about something that helped her get to a better financial situation. LOL
@@TiggysTC do you think most listeners benefit from the info, such as the negative impact of late payment or how your credit profile lends to a job recruitment then it was helpful...so stfu
@TK Kirkland, do you know the true cost of negative credit? When you do let me know if taking credit repair avenues like the one here is not helpful to the mislead whom are majority Black...see, I've always had strong credit and I nvr knew how to help others so, I applaud those who have found an affordable way....
Breakfast Club can you interview someone who know something something about investing. I'm a black women and like to know how can I go about investing in a black business or company. and what a company good to invest in
Wall street trpper on Instagram or watch Earn your leisure episode on RUclips. Betterment you can open with no money down and begin investing. Etfs are the way to go! Takes the headache out of purchasing individual stocks. Open a Betterment account and start investing
Yes, that works but it doesn't hurt to have other avenues for financial benefits. Everyone may not be in a position to set back enough money to be fully secure for more than a few months. Heck, there may be instances to where you are knocked completely down and you will need things like this to help build you up.
I definitely agree with that. I did the research and use my Bank of America app to keep things on track. After I had enough money saved up I opened a Merrill Lynch self directed investment account through the bank. I had a sit down with a financial advisor for free at the bank to make sure I was on the right track and I'm good. It was almost like he was surprised to have somebody come in the bank to talk about investing. Also, the look the teller gave me when she realized I had a little bit of money in the bank was priceless. She treated me a lot different. Each one of my credit cards tracks my credit score too and gives you tools if you need to improve your finances. Most of the this is common sense, but I definitely feel them when they talked about people not having stable income. That can surely side track a person at times if money isn't saved up. This was a good interview, though.
What really stuck out to me was when the guy at the end said "it's really hard for people to get into the habit of saving money." That's half of the battle right there.
@@ryanadams8982 it definitely relies on changed behavior. It took an act of God to set me back a little bit. Without the decisions I made before it I was able to handle the issue without being a huge burden.
People watch a couple youtube videos and Now everybody is a credit expert. Breakfast club is just a regular pod cast. Once upon a time, you had to have receipts to get radio interviews.
Thank you! I saw a video on how to do heart surgery, so if u have issue, please feel free to hit me up. doctor youtube, is here to serve the white community. 😂😂😂 B1
Well, looks like Stacey is connected. She started out in the media and probably knows their bosses. Check it out: www.linkedin.com/in/stacey-tisdale-2086097/
You don't need credit for an apt if you have gr8 income and money down. You don't need a credit score for a house it's called manual underwriting. Google is your friend. Debt is the devil to your future. The only way to get a I love debt score oops I mean credit score is to be in debt. Who u know with perfect credit that has never had debt? Nobody ever. But there are millionaires with bad credit and broke ppl with good credit. Nobody contributes their wealth because of their credit score.
I feel the same way!! But I wanna build my shit back up cuz I rather the Lease option on cars then to own them!! Need that good Credit for the latest Whip every 2-3 years lol
Credit makes those things easier tho. In Texas $500,000 house is expensive. Now i need to come with a down payment of atleast 10% so 50,000 so i still need $450,000 if my credit is good ill qualify for that loan with low interest and may pay a lower price at the end vs bad credit where i wont qualify for the loan and what little loan I will get will have like a 5%interest rate and will pay more. Or i can save $500,000 Credit is a must in mondern day america cause most things are on credit. You may NEED a new car TODAY. You have $3,000 in your pocket . You go to a dealership and want a simple honda civic but its $15,000 you will A: have good credit and put that $3,000 down and pay $150 a month and itll be cut down to $12,000. B: bad credit so you dont qualify for the loan so you have to get whatever car you can get and the bring you a soccer mom van thats $400 a month because your credit history says you cant pay bills and you end up paying $18,000 or C you have to but a janky car with that $3,000
Give Ms. Stacey Tisdale her flowers NOW!!! This woman comes on TBC every time in hopes of helping her community become more financially knowledgable. #salute
👏🏼♥️
I use this app. My credit score been going up ever since. No cap.
I love when Ms.Tisdale come to the breakfast club, love the knowledge she brings when it comes to finances and more importantly CREDIT
I love the Breakfast Club, y’all really be looking out with these financial literacy interviews!!!
This needs a full hour! So important and helpful
I just want to thank the Breakfast Club and Stacey Tisdale for all the information you have put out on this platform. With your help I was able to get out of debt this year. Now I’m working on building credit, thanks to this app.
I love Stacy Tisdale. She is the reason that I have money saved today. Once, she did a breakfast club interview where she advised ppl to download the acorn app. I did that and been saving ever since. Thanks Stace!
Just go with the secured credit card from Discover it. This way isn’t the way. Put down $300 on a discover card and only spend less than $90 on it and pay it off every time you use it
that's what I did when I didnt have good credit then they gave me back my money and gave me a regular credit card trust me if u have bad credit do this keep making your payments on time and u will be ok in the long run
Exactly!!!
That’s how I did it .. after 6 months I received my $200 deposit back and a new credit line of $1500
It's great to see #BlackPeople become more aware of credit and how it works and use it to their full advantage. Living in Western Society these types of knowledge is extremely important
You got Africa in your avatar but think like the colonizers.
Debt is evil.
In Africa,you own everything outright. No mortgages, no car loans.
@@originaldelta Where are you from? How do you buy expensive stuff?
@@joshuaosullivan2761 There are no credit systems in Africa. You pay upfront or in certain few cases installmentally
No app or promoted platform can change bad habits. Change happens when the individual desires BETTER more than temporary satisfaction and frivolous spending.
I love these types of interviews
Happy when u guys do interviews on stuff like this
I appreciate the breakfast club for continuing the conversation on credit
OMG... I needed this interview. My cousin had being trying to tell me about this & I wouldn't listen. Thx BC for this info. Bless y'all man!!
This is a good interview. I hope the app is what they are promoting. However my problem is they are not saying how long it takes to increase your score. She went from a 342 to over 840 which is possible, but people need to understand it takes time to increase your score it does not happen in a couple of months.
SELF is a great product for new credit and those rebuilding! It will definitely increase your score!!
The real thing is to not need credit, don’t borrow. OWN. That’s should your end goal people.
Gotta start borrowing before you own unless you come with a silver spoon
End goal**
You sound foolish
I hope you save up enough to OWN your 300k house plus fees.
I used SELF for a year, paid it up and once you make ylue final payment it reflects as a closed acct on your credit report and then that drops your score. The only thing you walk away with ia the money you invested
Not So Obscure Any account you pay off will drop your score because it's closed. But, it will go back up
And a better score duh
@@patricktuggles4815 i know...it just happened in the midst of me getting a mortgage so it was bad...
@@Dj_vlad i wont even try to have a decent banter with you because you cyber thugs really have lost your senses.
@@LovesAlchemist sthu u mad cuz ya credit sucks n u dumb lmfaoooo
I have the self app and I had to do extra work to increase my credit score. Revolving credit helps your credit more than installment payments on credit.
People seriously need to take some financial classes, read and learn about your credit worth. No one can do more to help you than you can do for yourself. To each their own!
I use this product my credit has shot up 150 too 170 in less than 6 months.. IT WORKS!
Robbie Mouton that’s not a lot 😒
@@jordnluv1 it took 8 seconds too read my post and be negative... Chile go play on the freeway with your petty negativity? lol
@@jordnluv1 how come that's not alot? You know how hard it is to get positive points on your credit score? Let alone 100+ over a 6 month period
It use to be called self lender but they recently changed the name to self . It really works! My CD matured in back in September of 2019 and my score raised approximately 148pt as a result of using this app. Definitely should try it . Cheaper than trying to pay someone to remove negatives and that still wont guarantee a higher score .YOU HAVE TO ESTABLISH POSTIVE PAYMENT HISTORY!!!
Is the 'self' app available in Canada, please and thank you? If not then, please what is the Canadian equivalent? This interview was less than 20 mins. and definitely deserved more than 45 mins.
Discipline, Discipline, and Discipline is the key! Everyone can save if they have a job even if its $2 a month. A saving is saving and increase it by canceling cable, lower phone bills, call your credit card ask for a lower APR Rating, use only half of your credit limit( ALL PAYMENTS must be on time) How bad do you NEED IT? Yes, I know this because I help people with their credit all the time and fourteen years of experience working at Trans Union.
Good point.. you don't know what you don't know..
I just join let see what happens to my credit 🙏🏾🙏🏾🙏🏾
Also, Stash and Acorn is your friend if you have checking account. Make your change work for you when you do spend.
Sounds like a safe coaching mechanism to instill positive and productive financial behavior. One question... How does the app make its money? Not sure any one asked or if it was disclosed in the conversation.
One of their better interviews!
Lunchtime.. I am on the clock here in Melrose Park Illinois USA watching this video... A DECENT blue collar Union electricians and plumbers worker.... Credit score is 730......Thank You....
I’m recommending the app to several people I know!
Where is Dave Ramsey when you need him?? 🤦🏽♂️
I wish they would have Dave Ramsey or Anthony O'Neal on here. We are slowly getting our parents out of the "I love debt" mentality.
Exactly!! This sounds sooo shammy scammy!!
@@JC-nz1om Thanks for getting it bro. :)
GritsN Wavy it does work my CD matured back in September it raised my score 148points for the year I had it .
Because he’s God?
I use this app and my credit went up 60 points in a month
Is that a fact
But it's fake actually got get your credit pulled don't use there so or credit karma guarantee it didn't go up 60 points there's nothing this app can do to raise your score it's a scam please don't believe there shit contact Experian or trans Union get a copy of your score guarantee by using this app in went up there's no way that's possible the only way it went up is something negative fell off your report or you handling your stuff better that's it this is there job and hustle just like you have yours it's there job to get you to sign up I wish you guys realized that
Its a Fake Score but pull your real score from Myfico.com I just sign up and I notice my real score is 40 points off from there score self gives but I dont doubt your score went up. But always use myfico.com because thats the real score lenders use
Informative segment..
I have the self app, For a month now, not real improvements yet i guess it takes a few months of paying off the cd to see real improvement
You've only reported to the credit bureaus once. Give it time.
Thanks
I had not credit at all. I got a car been paying on time for 8 months and I now have a 643. I want a cc but I don’t trust myself with one
Oscar Garza yikes self discipline is key
Get a small one with like a $300 limit. I did and my score went up almost 90 points immediately
FrStreetnc really? Wow! Yeah I’ll get one then. 90 points is a tremendous increase. Thanks
Porsha Edmun I know 😢.. I’ll stay focused on building my credit and been disciplined, as credit is super hard to build. Thanks
I signed up for this today. Credit is too important. Most Americans can't afford $500 in an emergency. That is why I am aggressive AF when it comes to my credit and saving money!
I downloaded it💯
Bump credit . Do everything in cash. Don’t finance anything. That’s how I was taught an I’m doing fine in life. I bought a home with manual underwriting which doesn’t go by credit score at all. Don’t become a slave to the lender . Never finance a car. Paid cash for my truck after saving for a year . Home debt is good debt because it grows a return over time. But don’t finance other things . If you don’t have cash for something on hand then you can’t afford it. Financing means you can’t afford to purchase this item at the moment so give it to me an I’ll pay you back overtime . Don’t do it .
Manual overwriting ??
Still nigga! Why take ur money, all at 1 time and use it? Use the lenders money and keep ur income and do more with it dummy!!!
I think people just need to know if you call up the companies you have collections accounts with and set up payment plans that'll work for YOU. You'll see increase. That's what I've been doing. You just gotta discipline yourself to not rack up credit card utilization and super late payments. Those are the 2 things that drag you down. At least on credit karma
This was amazing #salute to debt free lifestyles
Grace is greater.
I actually use self lender. It boosted my credit by 97 points the second month
Mine went up 67 points, the first month!
is this Self Lender? I tried it and it didn't help my score much at all. shrugs shoulders.. the check a year later was nice, but my score didn't significantly improve.
That's because they're in business to make money - not doing anything you can't do yourself.
Payday loans are a financial death sentence!
They really, especially when your in an emergency and have no options ugh 😒😒
I will NEVER EVER EVER use a payday loan again. I literally am 3 months away from paying off the payday loan company after 3.5 years. They literally garnished any account associated with my ssn. So if i don't have cash for it, i really don't need it
@@jessicastevenson6870 that's crazy! that should be illegal smh
@@WeTalkWeeklyTV I'm still not 100% sure it was legal. But i didn't have the funds to pursue it further. It's been one extremely expensive and drawn out lesson. Haven't looked @ another payday loan since then
I can see the advantages of this if you cannot save, but people have to understand this is a high cost savings account. I'm not knocking it, but you need to know it. If you have no financial discipline and need the help with credit, this can help you, but understand the fees in the end.
Also credit karma is not a real score. My fico is the ACTUAL SCORE
Correct!
Or experian
Myfico.com is the real score. You can pay for a monitering service to get your real scores
Its real its just a different point scale being used
TJ Thats not the score lenders use. Majority lenders use your fico score
My wife has been using it for 6 months and her credit score went from 540 to 606
I never understood why people will just say what their credit score is. I wouldn’t tell anyone that. To me it’s just as private to me as my actual social security number
Bruhh dat vein on ha neck 😂😂😑 Snapped
Don’t trust anyone who advertise the acron app
Whats wrong with the acorn app seriously i wanna kno
Tenika Tucker nothing is wrong with Acorns, Stash, M1, and or Robinhood they all have pros and cons depends on the level of the investor
It's not that hard ppl. Just pay your bills on time. Simple.
it's way more than that stop spreading misinformation
@@tahoefran you must have bad credit.
@@KH9th na good cuz I know it's way more than that
If you don't have credit that doesn't help your credit score. You have to have actual lines of credit with history.
You don't have a savings problem, you have an income problem!
lakeith stanfield ignores these types of interviews.
Andrew Coleman Yep... you beat me to it. These are the gossip free drama content they skip over based on the title of the video.
This is an advertisement for an app, not "help" lol
@@luciusleft-foot2386not sure if I follow your statement. It isn't just an app for playing games or stream any form of entertainment. It is one that can help adjust your finances. The woman that the app did help also wanted to get her story out about something that helped her get to a better financial situation. LOL
Andrew Coleman omg 😹🤦🏽♀️
Andrew Coleman I love the vegan people that come 💯🔥
I just signed up
💯
I used Self or formerly known as Self Lender
342?!?!?😳. I didn’t know it got that low
Yep as low a 0
My ex had a 19 😳👌🙅🏽♀️
@@Dbaddestuno1 😂🤦🏾♂️
VG KUSH HUH!?😂😂
@@Dbaddestuno1 did he build it up? If so how?
Credit score means I love debt score.~Dave Ramsey. Building a credit score is bad advice. Proverbs 22:7 the borrower is lave to the lender.
This is an infomercial
Exactly. I'm sure they're sponsors for the The Breakfast Club 😂
@@TiggysTC do you think most listeners benefit from the info, such as the negative impact of late payment or how your credit profile lends to a job recruitment then it was helpful...so stfu
@TK Kirkland, do you know the true cost of negative credit? When you do let me know if taking credit repair avenues like the one here is not helpful to the mislead whom are majority Black...see, I've always had strong credit and I nvr knew how to help others so, I applaud those who have found an affordable way....
self lender app I love this app
bryan taylor lll
Breakfast Club can you interview someone who know something something about investing. I'm a black women and like to know how can I go about investing in a black business or company. and what a company good to invest in
Wall street trpper on Instagram or watch Earn your leisure episode on RUclips. Betterment you can open with no money down and begin investing. Etfs are the way to go! Takes the headache out of purchasing individual stocks. Open a Betterment account and start investing
Why use an app when all it takes to get decent credit is discipline and foresight?
Yes, that works but it doesn't hurt to have other avenues for financial benefits. Everyone may not be in a position to set back enough money to be fully secure for more than a few months. Heck, there may be instances to where you are knocked completely down and you will need things like this to help build you up.
I definitely agree with that. I did the research and use my Bank of America app to keep things on track. After I had enough money saved up I opened a Merrill Lynch self directed investment account through the bank. I had a sit down with a financial advisor for free at the bank to make sure I was on the right track and I'm good. It was almost like he was surprised to have somebody come in the bank to talk about investing. Also, the look the teller gave me when she realized I had a little bit of money in the bank was priceless. She treated me a lot different. Each one of my credit cards tracks my credit score too and gives you tools if you need to improve your finances. Most of the this is common sense, but I definitely feel them when they talked about people not having stable income. That can surely side track a person at times if money isn't saved up. This was a good interview, though.
What really stuck out to me was when the guy at the end said "it's really hard for people to get into the habit of saving money." That's half of the battle right there.
@@ryanadams8982 it definitely relies on changed behavior. It took an act of God to set me back a little bit. Without the decisions I made before it I was able to handle the issue without being a huge burden.
@@AndrewMColeman84 for sure. I think I'm always learning new ways to save and improve financially. It's a process, but definitely worth it.
This was my story
Bandman Kevo got me here for all the real niggas 👍😂
2 QUEENS & A WHITE MAN TO REASSURE US...ILL PASS ON THIS 1
lmao..
Wait...
J€FF Reyep Stein probably didn’t kiielll himself
Well, he did when he became involved with wicked shit.
Somewhere trying to convince people credit is bad
Where TF is the Dr Umar interview
Okay 9 mins in ... I’m moving on
People watch a couple youtube videos and Now everybody is a credit expert. Breakfast club is just a regular pod cast. Once upon a time, you had to have receipts to get radio interviews.
Many Moons yeeeeeeep
Thank you! I saw a video on how to do heart surgery, so if u have issue, please feel free to hit me up. doctor youtube, is here to serve the white community. 😂😂😂 B1
Well, looks like Stacey is connected. She started out in the media and probably knows their bosses. Check it out: www.linkedin.com/in/stacey-tisdale-2086097/
Exactly!!!
Put #smoking legal on the show breakfast club
Basing credit on character to get a job is why the poor is still poor. Just another form of institutional racism.
🙌🏽🇬🇧
Okay so Self AINT Free?? Lol yea im out
This is a huge infomercial. I'll pass.
You don't need credit for an apt if you have gr8 income and money down. You don't need a credit score for a house it's called manual underwriting. Google is your friend. Debt is the devil to your future. The only way to get a I love debt score oops I mean credit score is to be in debt. Who u know with perfect credit that has never had debt? Nobody ever. But there are millionaires with bad credit and broke ppl with good credit. Nobody contributes their wealth because of their credit score.
Interesting
You can at least give Dave Ramsey credit for your words.
I feel the same way!! But I wanna build my shit back up cuz I rather the Lease option on cars then to own them!! Need that good Credit for the latest Whip every 2-3 years lol
@@ClaxtonBay123 Glad you know. Lol All credit to Dave Ramsey. I take none of the credit 👍🏾😀😀😀
Credit makes those things easier tho. In Texas $500,000 house is expensive. Now i need to come with a down payment of atleast 10% so 50,000 so i still need $450,000 if my credit is good ill qualify for that loan with low interest and may pay a lower price at the end vs bad credit where i wont qualify for the loan and what little loan I will get will have like a 5%interest rate and will pay more. Or i can save $500,000 Credit is a must in mondern day america cause most things are on credit. You may NEED a new car TODAY. You have $3,000 in your pocket . You go to a dealership and want a simple honda civic but its $15,000 you will A: have good credit and put that $3,000 down and pay $150 a month and itll be cut down to $12,000. B: bad credit so you dont qualify for the loan so you have to get whatever car you can get and the bring you a soccer mom van thats $400 a month because your credit history says you cant pay bills and you end up paying $18,000 or C you have to but a janky car with that $3,000
Don't mean to hate but I'm not a believer in this app.
I did two rounds it works!!!! On my third round now.
Only thing that turned me off was the white man being involved. I turned away at 30 seconds.
This kinda fishy 🤔