Thank you for explaining things in simple English so that everyone, no matter what their demographic is or social status, they can understand. You simplify things which makes people interested in learning about financial matters and investments.
Mistakes to avoid for your personal finance and investments wellness: - Not investing for long-term growth - Not paying off high-interest debt - Not having a retirement plan - Not saving for emergencies - Not having a budget You can do better!
I feel like crying 😭😭😭😭😭😭😭 allow me good Joseph ..why I wish I knew this 10yrs back😢😢😢😢😢😢but still there's a room for me I believe....from tiktok to here❤❤❤❤much lov n may GOD bless you more... I'll inbox you please thankyu thankyu for this piece
Hi Joseph,i feel it is a day I hv been looking for.I hv gone through your teachings tonight and regretted how ignorance is bad.Am not young but i feel i can still make it.Please can u help👍
If you are just getting started, aim to set aside a minimum of one month worth of expenses for your emergency fund. Look at your budget to work out how much you need for to meet your obligations, then consider how much you would need to keep up your current lifestyle without having to borrow. Once you have met your first target, continue to build your fund so you have about three months’ worth of living expenses as an emergency buffer. This will allow you to continue to cover costs for about three months while you work out a plan if an emergency strikes.
@@dorcasvarll6027 it depends on how you are using it, for me etica is just to keep money that am gona use in 2 to 3 months. I have that fear too though. CIC is my best trusted mmf, kinda professional in its service too.
Thank you Good Joseph for sharing this very informative, does it make sense to invest money with 2 different companies example I put 5k in KCB MMF and 3k in Coop MMF?
Please jose , tell me if i invested 100sh every day with a interest of 16.11%daily yield and17.47 annually ,how much do you think I'll make at the end of the year?
Good job ,but it would be even better if you are specific on the figures eg the minimum amount of money for initial deposit KCB. Yes we could do our due diligence but it would be better and maybe you’ll get sponsored too,
Good idea, and is it possible to Link your small percentage of salary to be deducted directly to Kcb bank in money market fund if your salary passes there??
Some MMFS have a paybill number. I think it would be great to place a standing order on your salary through Mpesa Ratiba. If you set it for the day you receive your salary, it'll deduct the money automatically on that day to your MMF. I'm not so informed on MMFs so this is just my POV. (*544# then select Mpesa Ratiba)
Etica at the moment is offering 18.29% p.a which is equivalent to 1.52% per month and 0.05% per day. Therefore, your investment of 20,000 will roughly earn you a profit of 10 shillings daily and a 300 shillings monthly profit.
Zimele 9.5%
Etica 11%,
Cop bank 9.95💯 2000
KCB 9.73 💯 around 3k
Sanlam 9.65💯 2500
Cic group 9.8💯 5k
Absa bank 10%
Great lessons, kindly tell us the costs of having the MMF
Cytonn is nowhere with 14%😂
@@PhylMat lol 🤣
Cytonn has also introduced a kshs 50 ledger fee every month, effective end of February 2024.
I mean you doing a good job brother.
You literally gained a subscriber.
@@JBs-bh2fe thank you very much. You're welcome
I wish got this knowledge as from I was a teenager I could be far financially why are the best lessons in life learnt too late
😢😢😢 it's never late darling.let start where we are
@@njerigasheri thanks so much yeah absolutely how much will we start with
Me too ,,but I want to start now at 29😢😢😢
It's never late and tge best thing is you can pass this info to your kids if they're 18♥️
Good job Joseph 👏👏 can you explain to me how to withdraw from Etica ie if I want to withdraw big amount at once?
Money market fund companies
1.Zimele Mmf8.5
2.Etica mmd-11.17
3.coop bank-9.95
4.kcb-9.73
5.sanlam-9.68
6.Cic group-9.8
Feed the beast
You are the best human I have across in this street of social media
This is one of the best message for starting 2024,it is possible to invest you have really simplified it and looks very achievable
Mmf. Low risk bro, you can access your money anytime
this is the kind of video youth should consider watching,.......... too much information and is for free. Thanks
Wise invstments but some of use we are are not in Kenya so we would need a video for invstments within your country
Thank you for explaining things in simple English so that everyone, no matter what their demographic is or social status, they can understand. You simplify things which makes people interested in learning about financial matters and investments.
Wao,such good information just for free,,,, Thank you a lot,you're such a blessing
I wish I knew, but we can start even now. I need your book on MMF
A literal treasure trove. Bravo 👏🏿👏🏿👏🏿
Mistakes to avoid for your personal finance and investments wellness:
- Not investing for long-term growth
- Not paying off high-interest debt
- Not having a retirement plan
- Not saving for emergencies
- Not having a budget
You can do better!
Just because of ur wisdom i gained some knowledge,,,i opened etica today thank you
Congratz bro
I feel like crying 😭😭😭😭😭😭😭 allow me good Joseph ..why I wish I knew this 10yrs back😢😢😢😢😢😢but still there's a room for me I believe....from tiktok to here❤❤❤❤much lov n may GOD bless you more... I'll inbox you please thankyu thankyu for this piece
Hi Joseph,i feel it is a day I hv been looking for.I hv gone through your teachings tonight and regretted how ignorance is bad.Am not young but i feel i can still make it.Please can u help👍
Good job.
My question is,what are the negative sides of mmf?
Fluctuation
The interest that one receives daily ndo huongezwa at the end of the year ama ya annual ni tofauti 🤔. Assistance please.
Good work u're doing here brother 👍💯
In all these I choose Co-op.. from next year day one ..
Tell us more about your experience with co-op
Speaking of authenticity,how authentic are Zimele and Etica
zimele is very safe..been in the market for the last 25yrs
Hey Joseph thanks for good work. Kindly assist me on how to invest in shares how do I find a good broker... procedure on how to buy shares please
I'm interested too
Are all these interests compounding?
Waoh good Joseph be blessed 4the information
@@Kata-yc6sy Amen
Hi Joseph, I've just discovered your channel. Where can I get that book on money market fund?
@@Sindi63084 thank you for watching my videos. My number is in this video's description
How genuine is Cytonn MMF Joseph.
Another subscriber for you ma men, thanks for the eye-opener
@@joshuaameda9134 welcome here and thank you very much
Good morning good Joseph I'm Joseph Agiron I will like to join a money market funds,best best I can start with is 100 to 200 a day
Great explanation @Joseph
In this mmf how do you calculate your daily interest
I have a question is the interest per month or per Year?
Madison have for 5k...for 5 yrs..
Is it a good deal or?
Yearly
Hollow if you put every month how is it's the results
Great person that should befollowed all time....
I need such kind of minds around me and you have earned one subscription from me.
Thanks for this.. Can you talk about emergency funds
If you are just getting started, aim to set aside a minimum of one month worth of expenses for your emergency fund. Look at your budget to work out how much you need for to meet your obligations, then consider how much you would need to keep up your current lifestyle without having to borrow.
Once you have met your first target, continue to build your fund so you have about three months’ worth of living expenses as an emergency buffer. This will allow you to continue to cover costs for about three months while you work out a plan if an emergency strikes.
I had some questions about etica but as soon as i heard you caling it out am at peace, i was worried coz my 500 bob is already there😂😂
😂😂😂😂😂
😂😂😂
Can you kindly guide on how to open the account
Me I fear anything to do with equity bank and etica is an mmf for equity bank.All the best though.
@@dorcasvarll6027 it depends on how you are using it, for me etica is just to keep money that am gona use in 2 to 3 months. I have that fear too though. CIC is my best trusted mmf, kinda professional in its service too.
Hi Joseph, very informative video. Am just concerned, how is Madison MMF?
Say something about Kenyan Schroders
i typed how to invest and i landed here thanks
Kindly talk about retirement plan.
❤❤❤ next talk about pension, retirement fund and life insurance 🙏🙏
I'll do that Belinda
Especially life insurance policies
@@john_saxophonist123insurance policies are not investment neither not savings
How do i make money from buying shares of any company plz help me up i need to start investing on shares
Check my older videos
Good Joseph,you have been talking about mmf and shares which is the best between this to invest money
Good one.. i need the book. In juja
May God bless you endlessly!! 🥳🥳
Thank you Good Joseph for sharing this very informative, does it make sense to invest money with 2 different companies example I put 5k in KCB MMF and 3k in Coop MMF?
Thank you for watching. Yes it's advisable
@@goodjoseph220does equity bank has mmf
@@AntonyKanja Etica is from Equity
Please jose , tell me if i invested 100sh every day with a interest of 16.11%daily yield and17.47 annually ,how much do you think I'll make at the end of the year?
At school, we used to be tolk to comb our hairdressers, but this time, financially, we have received the best comb ever ❤️
Lovely 🌹.I really like your content
KCB is 5K minimum and 10.50% sir
Per .month??or day
@@elengichanga7127Per annum
How does one start on this...plus iko n app ama
How do you compare Mansa X from Standard Investment bank with Money Market Funds in terms of returns and risk ?
@@josephmuchina4510 well, mansa x is higher but more riskier and it's not an mmf.
Good lessons,, it's never late
I do it monthly and any other time i get money. Mine is etica
How is it doing?
On etica mmf I find it conversant with me I have tried to login bt it's smhw disturbing me please help.
You are a good explainer🎉
Mmf is same as saving account ?
Mniambie kwa etica kwa method kunaendaje cz nikiclik method no more option nimekwamia hapo
Good job ,but it would be even better if you are specific on the figures eg the minimum amount of money for initial deposit KCB. Yes we could do our due diligence but it would be better and maybe you’ll get sponsored too,
Kcb minimum is 5000
where can we find these mmf
Google my friend
Do you contribute to the mmf monthly or daily for example that of KCB mmf
Hello there am new to the industry, is money money fund an app or 😢
Good Joseph, how do I join Etica mmf
I am in uganda ,can I still invest in kcb mmf?
How do i access those mmf facilities, thanks for the information
Good idea, and is it possible to Link your small percentage of salary to be deducted directly to Kcb bank in money market fund if your salary passes there??
Yes
Ah.. I wander if those are also in Namibia 🇳🇦
Can i ask please do i deposit daily after depositing the intial please or how should it be ?
No not must ,u can deposit anytime of your choice
Hi bro,i went to coop bank and they told me their mmf is cic group which i joined.Does it mean they lied to me?
They didn't lie, am also a member
You're safe bro,it's a good one
They didn't lie bro ..Am also a member of CIC MMF.
@@hyrinemasese5540guide please
Do you encourage or discourage digital loan apps or myb share your idea on mobile loan apps please
just dont take UNNECESSARY loans
@@isupport2025 educate us on how to grow through them
Keep off the mobile loans,,
@@ochiengalphonce6978 why
Hi good Joseph. This percentage is it what you get monthly or annually ? Pls rply
Annually
Good one l believe l will come back with Good news
Hi bro unafanya good job ,can u plz help me ?
Good God bless you very knowledgeable
Amen. God bless you too susan
Hy Jose....am interest how to register pls
How fo i register with zimele
Good Joseph, i love your content. How can I get that booklet?
The number is on the description of this video
Can this be done via mobile money like mpesa please elaborate.
Some MMFS have a paybill number. I think it would be great to place a standing order on your salary through Mpesa Ratiba. If you set it for the day you receive your salary, it'll deduct the money automatically on that day to your MMF. I'm not so informed on MMFs so this is just my POV. (*544# then select Mpesa Ratiba)
@@hannahwanjiku9520 thanks for the info. But I was asking as relating to people who do day to day activities like vibarua
Whats the difference between mmf and saccos?
For saccos you can borrow up to 3× your savings. You can't borrow from an MMF.
With mmf your money is compounded daily ... That's more interest.
@@kenstoudamire7366 MMFs compound monthly, though the interest accrues daily.
@@florencematendechere5003Saccos are good for savings and loans.If you're not taking a loan then your money lies there
Can you withdraw the money??
So informative, thanks
is the %anually/monthly?
HOW DO I GET STARTED IN MMF?
Thanks a lot brother
20 % ya ruto
Umesahau
It's on website or its apps
In AIB digitrader how can a person buy the shares
Thank you for this info. 'Those who know dominate over individuals who don't know'
Thanks, have already opened ethical with 100
What is the interest of mali per year please??
Where can they b found sir ?
KindlyTell me how i can join ZIMELE MMF.
Can some one from Uganda also be able to invest in this
How can i open when im not around,is it possible?
How about britam?
How will I join MMF with Cooperative bank
What about Fingo Africa
Golden points here. 👍 Thank you
Asante sana
Trying to sign up but not going through
What if i start with 20,000 how much is the daily gains , im new i have never used mmf etica or any other mmf
Etica at the moment is offering 18.29% p.a which is equivalent to 1.52% per month and 0.05% per day.
Therefore, your investment of 20,000 will roughly earn you a profit of 10 shillings daily and a 300 shillings monthly profit.
@franciswangui590 thank but how safe is it?the interest in attractive
KCB my best.thanks bwana Joseph.
I was looking for this comment, I have not opened an account yet but I was thinking of KCB