How to get better returns than FD | should you invest in Bonds ?
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- Опубликовано: 7 сен 2024
- Currently, FD's are not providing better returns nor can beat inflation so, to get better returns along with safety one can invest in Bonds. In this video, you will get to know why companies issue bonds, how you can invest in bonds, what are the expected returns from bonds and whether to choose FD, Bonds or stocks as an investment option.
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One of my best financial advisor, without charging me a single rupee. Please continue it sir.. 🙏🙏🙏🙏🙏🙏. It helps among people for financial literacy...
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
There is nothing free in this world
He he just doing for youtube money nothing is free in this world
@@abhi5917 but we are getting it free however
DHFL was AAA+ still it defaulted and investors had to bear heavy losses. RBI, Rating agencies and all regulators failed miserably. In India anything can happen. 1 lakh cr fraud went unnoticed no media houses shown this. Sad but true.
I lost 1.20 lacs
I lost 50k
Forget black money but our own money is not safe in our own country. That is why big corporates, businessmen and actor actresses keep there money in foreign banks. Govt is also involved in all this scam along with RBI. Else, this big loot day light robbery cannot take place.
@@Fan_u_greek we don't want people who spit facts. Stay mum and enjoy the doomsday!
I lost nothing, kyuki mujhe patha bhi nahi ye kya hai
The simplicity with which you explain complex topics is really commendable...
Thank you very much...😊
Bhai Itna detail video RUclips mein nahin hai pura RUclips mein Video dekh kar Achcha Laga thank you so much Itna detail dene ke liye❤❤❤
Incomplete message completed here;
God bless you gentleman. As an old man of 80, I bless you. To create market awareness and to teach public is requirement for all services.
Krishna Kumar Agrawal
Bahut khoob सर
आपके समझाने का तरीका ही कुछ अलग है
बहुत बहुत धन्यवाद सर आपको और आपकी टीम को👏👏👏
Mr pranjal, your explanation is so easy and to retired and conservative, people like me is like getting every thing what we need to understand, in financial literacy. Thanks again
Advance congratulations sir for 3 million milestone ❤️
Bonds will be a great option in investment 👍👍 especially in Tata Company .
N FD is safe investment..
Thank u for this video 🙏🙏
@Pranjal Kamra…thanks for creating this nice video. DHFL FD was a really bad experience…5* rating and many senior citizens invested their lifetime savings in it…only got back 20% or something of their invested capital. Rest is under litigation with no timeline.
Make a video buying a bond showing us all the mentioned criteria.
How easily you explained man..You have great talent to explain in simple manner...Keep it up brother..
It could have been better if you had compared it with mutual funds that offers bonds to its customers and at the same time compared with debt funds.
Wow ! The way of explanation is amazing . Anyone can understand bond.🙏🙏
Aap ki video dekhne ke baad sabhi log stocks, mutual fund aur bonds ki taraf bhagenge. And finally again banks ke paas paise kam deposit hone lagenge, to fir se FD ko encourage karne ke liye interest badha degi RBI. So i will opt for FD 😁😁😁
Bahut hi saral sabdo me perfect knowledge di h bhaiya
My all time favorite and reliable financial advisor and mentor😊 Gained a lot of knowledge
Excellent depiction that is as educative as it is comprehensive. Thank you so much for the frank apprisal.
1. If I'll make FD online, on maturity, amount will get directly transfered to my account without any formalities like cheque submission,etc
2. At what interest I'll have to pay tax, if I fall under tax payer category
3. If today, I'm not under tax payer category but on maturity I'll be, then do I need to pay tax?
4. Do I need to submit Form 15G and Form 15H to the bank at the beginning of the financial year, so that banks will not deduct TDS following the form submission, Even if my interest income from fixed deposits is less than Rs.40,000 in a year or whatever it is.
Would have been better, if comparison with debt mutual funds was also done. Nonetheless great one
They r same... Kya investor banega re tu
@@akshayahuja2798 lmao
Typical fools. One is fixed and one is unguaranteed variable returns. Underlying difference. There could be many minor differences.
@@akshayahuja2798 then same like stocks and equity mutual funds 🤣
@@akshayahuja2798 sane hote to bhai mutual fund hain hi kyu
Namaskar! Bhai. Jitni tarif utna hi kum...such aapne Funds ke vishay me behtarin jankari dekar aankhein khol di. .. thanks a lot.. aap apna prayas iss tarah jari rakhe.. bahut khub..
बांड्स की लोकप्रियता इस वजह से बढ़ी है क्योंकि की इंटेलिजेंट इन्वेस्टर पुस्तक में इसका बड़ा अच्छा जिक्र है।
Gajab💪. All confusions related to bonds are resolved now. 🙏
I want to add one point here.
Investments in fixed income/debt instruments is also necessary from an asset allocation standpoint. Think of debt instruments as hedge to your equity investments. In an event of stock market crash, one needs a lot of cash. You can liquidate your debt funds and channel that money to equity. the vice-versa is also true in a bull run
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
Nice video Pranjal.
One suggestion from my side: Always talk about tax implications because a lot of times, investments that look good before tax aren't really a good fit for the portfolio once tax comes into picture
+1
exactly ...good explaination..but as per when actually i went on bond websites like wint, bondsindia etc ..there comes taxation...
Bohut accha bat bole ha ap
Yrr .... Maja aaya .. such a great way in which u elaborated the entire stuff 👍👍
So clearly and well explained.. thank you.
Happy Guru purnima sir. Started my investing by watching your videos. Thankyou 🤍
Happy Guru Purnima to my Guru. Pranjal Sir, thank you for guiding me in the right way. My best Teacher❤️ @PranjalKamraSir
Always welcome!
@@pranjalkamra if you could make viedos in english... It will help full for larger set of audience
First time I knew all about bonds system... thanks for gave such valuable information
Thnk u so much! Firstly I learnt about bonds, secondly ur explanation was very good 👍
Absolutely professional and highly educative. Well done Mr Kamra
Really very informative and authentic source. Highly professional and resourceful comments.
This is perfect example of end to end knowledge.. thanks alot Pranjal..loved the video 👍
Thanks a lot 😊
Wow. The best video ever. Mindblowing. Sir, you are the best teacher in the world. 🙏
Happy Guru Purnima pranjal sir 💐💐. Thanks for guiding us .
Sir, you are awesome.after your video on F&O I have started investing in same and boom. I earn good returns.
Thanks for sharing . Your way of explanation is very good
Praman Sir 🙏 Aaj Guru Poornima hai and mein aapko hi mera guru maanta hun...I have learned a lot from you in these past few yrs. Thank you for sharing your valuable knowledge with the community..It really helps.. 🙏
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
The video I was looking for quite sometime...thank you Pranjal
Thankyou Pranjal Sir 🙏🏼🙏🏼 You should be a finance minister. 😀
Hello Sir please review for my portfolio
1. Canara robeco Bluechip - 2500
2. Axis Bluechip - 1000
3. Mirae Asset Tax saver - 1000
4. SBI Focused Equity - 1500
5. Axis Small Cap. 2000
6. Axis Growth opportunity 1500
7. Axis Nifty Next 50 - Lumbsum 10k
Mujhe aapse bhot motivation milta hai
Nice, explanation is extraordinary.
Sir please make a video on how to detect manipulations in financial statements 🙏🏻🙏🏻🙏🏻🙏🏻
Crystal clear understanding of banks and bonds.
Shukriya sir aapane Aisa samjhaya ki jindagi bhar yad rahe 🙏❣️
Sir retirement ke bad pf paise fd me invest kare kya...and uska annual interest taxable hoga ki nahi..please bataeye
Happy gurupurnima🙏🙏🙏
My financial guru🙏🙏😊
1 min meh kaun 3 dislike kare??
This man cant have haters.
Sach meh there is a limit of hatred.
May be they are lost in stock market
@@ketunky3056 none is enough blind not to look at certain thing.
As soon as one opens this; he or she has to watch that.
And what makes you think that those who have watched the likes or dislikes; do not have focus for kamra sir s words.
Gayan pel na aap ka kaam hai kya??
@@ketunky3056 you came to teach your " wisdom " to the unknown thread.
Get ready to be thrashed when you dont know how to behave normally.
When you cant give your logic: sexist comment peh aa gaya.
Awkaad dikha diya.
Yes I can cook; I can earn I can even be in stock market too.
Itna phaltu time kaha milta 10 day old vdo meh aa kaar eh Saab kar ne ka?? Kaam kaar; thoda paisa ayega; frustrations kaam hoga
Happy Guru Poornima Our best Teacher
One more masterpiece create...👍🏻
Happy Guru Poornima sir...
Truly useful for a novice aspiring to enter in Bond Market
Pranjal kamra is like safe bond as tcs for me always . Hats of u guruji
"$uper se Uper wali Teaching " P.K. Sir... U r Great
Thanks a lot!
@@pranjalkamra Sir, Can We Use Zerodha, Groww or UpStox.. Please Clarify That Also..
You should do a video on someone who if starts late investment post 35 or 40 then what are best ways to get better returns.....
You really explain in a very simple way. 🙏
Would be nice to have a comparison with debt mutual funds for the avg. person without a lot of time on hand.
Thnaks @Pranjal Kamra.Apki har video se kuch seekhne ko milta h.
Thanks for this simple, short and, sweet video explaining the concept of bonds. If you are reading this, just from an editing perspective the last 5 seconds of the video seemed like they were cut too quick.
wonderful !! explanation for beginners and for players who don't have answers to these fundamental questions.
You are the best Pranjal Kamraji..
Excellent Teacher
Best explanation
Deep understanding
🙏🙏🙏
Thank you! 😃
🙏🙏🙏
One of the best and very simple language you talk.. thank you so much for your help and Information
Thanks and welcome!
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
Sir, please suggest 6 stocks which we can keep in our portfolio for life long as a retirement plan being an investor.
Hdfc,pidilite,SBI card,Asian paints, Berger paints,
Happy Guru Purnima Sir🌻 Thankyou for teaching me Investment and giving me financial education 💖
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
Hii mammm please contact on mail
Very good ,simple language and easy to understand
Sir please make a video on shriram transport finance company fixed deposit
Pl check there NPA before investment
Sir you do very hard work for Your viewers, love you staf safe stay healthy.
Hello Mr. Kamra, I have a question, in bonds we get simple interest whereas in FD's we get compound interest. How this change the holistic net profit earned? Waiting for your answer
to the point and detailed explanation, thank you bhrata :)
Best lines Mehngai pe TAX nahi lagta
Recently i purchased bonds from sec market at apremium of 40 rs. (1000 Coupon rate bought @1040). After they were credited to my DEMAT market value is showing 1026. It means mediator charged abt 1.6% commission. He did not tell me this bar. Problem is if I sell them then also he may charge at least 1.5% commission.
☺️ These things agents donot explain.
Yes, it is true but u can buy it online directly thru ur DP. For eg Zerodha, Geogit, Icici sec. The commission is very less.
U did not do ur homework before buying the bonds. U should see the coupon rate, yield to maturity and most important the capacity of the co to repay . A good co at this stage like Tata capital commands a very good premium.
Hit like in the middle of the video. You are too good man...Everything nicely explained.
U are my favourite teacher sir 🙏
thank you sir ....you explain about bonds very easy way ...
Thanks 😊 sir your all video's are best ...
This is the point
profoundness in your explanation is appreciable.
Thanks pranjal sir for outstanding information... Again thanks....
Thanks a lot sir for important informations.""God Bless U sir""..
Best best best explanation 😊👍👍👍👍👍👍👍👌👌👌👌👍👍👍👍👍👍👍👍👍
What a fantastic way of your explanations....it's superb & ease to understanding!
As I am new to market,kya bond Ka trading होता हैं?फिर हमें उसका इशु प्राईज क्या था,ये देख के उससे कम प्राइज पे मिल रहा हो तो लेना चाहिये क्या?दुसरी बात ये हमने लिये हुये बॉण्ड की price Kam hone se हमारे रिटर्न मे कुछ फरक पड ता हैं क्या?
Great insight ..very well explained ..keep up the good work
Thank you ❤️ for knowledge SIR
Go best channel for Market Psychology and nifty Prediction daily,,
Guruji Market Psychology,,,
All doubt clear ✌🤞
how to buy Secondary Market Bonds ?
Sir kya in bonds ko options selling mai mortgage ke liye diya ja sakhta hai🙏
"No tax on inflation" but tax on investment...
Thanks a lot kamra ji
Great 👍appreciate the content and how lucidly it's shared, Mr pranjal you are doing great, congratulations
Bahut badhiya dhanyavaad
Eagerly waited for discussion about different types of debt mutual invested in bonds. But depressed whenever it comes to "link in description" people forget about integrity.
Bahot achi jankari dety h sir aap 🙏
The fixed income is down error 504. Server is not able to handle traffic.
No , I was able to sign up and login .
Same...
Abh inahi chal raha toh bond maturity k time pe bhi nahi chalega 😂😂
knowledge bda thanks
Thanks very informative in a easy way
Are Bhai!! Such a great video... Hats off... 🥂
Thank you so much 😀
Excellent information Sir Thank you so much sir
Most welcome!
Happy Guru purnima in advance 🙏🙏🙏🌹🌹🌹