vlog 107/the rules of a no spend year

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  • Опубликовано: 28 дек 2024

Комментарии • 63

  • @SecretSquirrel-gp7kz
    @SecretSquirrel-gp7kz 5 дней назад +22

    With a baby on the way after 10 years of trying (and very expensive fertility treatments) we are so thankful to have a hand me down nursery coming our way! Cheers to a low buy year!

  • @b-isforbetsy7828
    @b-isforbetsy7828 5 дней назад +14

    The underconsumption thing is cool. But I see it as us returning to the way people used to live. You had what you had and when it wore out you either fix it or replace it. I am also doing a no spend year

  • @amandazplace5663
    @amandazplace5663 5 дней назад +8

    I will never do a no-buy year. I know my personality. Anything extreme causes my inner 2-yr old to rebel. I am doing a 5 yr low buy! I'm allowing myself a strict weekly "fun allowance" as part of a plan to save hard for retirement. I need a little reward each week for saying, "no, no, no, no, no, no" all week long. I'm a grateful person. I know I'm blessed. But, I also know Satan is behind overconsumption and telling us we'd be happier with more. For me, more rules means Satan gets sneaker and meaner. I need a "slow steady" approach.
    All the best to you in reaching your goals, Kate.
    🇨🇦♥️

  • @bethyoung4030
    @bethyoung4030 3 дня назад +2

    I’m with you in 2025. You inspire me to even think of what Christmas gifts I can crochet for next year. Honestly just had my teen be disappointed in his Christmas which made me realise that I need to focus on encouraging him to be grateful and to lessen the entitled part of his personality. Teen years are a challenge for us parents!!

  • @RootedMystic
    @RootedMystic 5 дней назад +7

    Yep that was me re: the Buy Now documentary on Netflix. I know, it was definitely not easy to watch but it was also definitely something that I personally needed to see as a reminder that would hit me right now. I want my husband and kids to watch it too. Yes absolutely the waste is entirely out of control. It's just mind-blowing!!!! I'm so excited about the idea of using what I have and just getting creative about all of it. I'll be watching all over for fun resources and ideas people are sharing. I love your idea of making a game of things, so I'm doing that with this too. 😀

    • @ayela562
      @ayela562 5 дней назад +1

      I keep seeing references to this documentary in different places. I think it’s time for me to watch it. I’m not normally a big spender, but Christmas is a different story. I’m looking forward to reigning things back in and returning to frugality.

    • @JennyOSunshine
      @JennyOSunshine 5 дней назад

      I’d like to see it but we already canceled Netflix

  • @JennyOSunshine
    @JennyOSunshine 5 дней назад +3

    I agree. The kids having the experience of piano lessons for a couple of years is enriching and definitely worth it even if they didn’t fall in love with it or want to continue.

  • @lc8119
    @lc8119 5 дней назад +4

    Oops wanted to add yes to underconsumption core. I bet we could stop production of all the “things” and we would still have enough for decades.
    Did I miss who you are watching at the top of the video? He seems inspiring.

  • @alisonhuffman8095
    @alisonhuffman8095 5 дней назад +4

    We are doing a low spend year because we are trying to pay off some things and rebuild from the last couple of years. Our well went out right before Thanksgiving so we've been working on a very tight budget. We went to a party over Thanksgiving weekend and we won 2 full ham dinners for a family of 5( ingredients in a box). I've been using them to make other things like soups and raspberry sourdough sweet rolls. It came at just the right time!

  • @trishalou592
    @trishalou592 5 дней назад +3

    I am also doing a low buy/no buy year. I have no bills besides utilities and property taxes and insurances, but I want to save up for another car when the one I have bites the dust. It should last me awhile, but I want to be prepared. Scones are very easy to make and you could probably make at least 6 for about a dollar. Make them plain or add fruit. I meant to comment on yesterday's video when you were frying the potatoes. Put a lid on them till soft then take lid off and finish browning to your liking. It goes a lot quicker. Merry Christmas Kate and family!

  • @_Cortney-
    @_Cortney- 2 дня назад

    I made it through my major health issue but I spent like I was not going to be here…and I enjoyed it. Not going to lie. I’m getting back on track with you starting now!!!
    I will be buying clean and healthy foods and making my own cleaning products. Getting back to basics. Averting my eyes from shiny glittery things that are wanting me to buy them.
    Love you Kate! ❤

    • @CoffeeWithKate4
      @CoffeeWithKate4  2 дня назад

      I had a friend who did that too, had a health scare and traveled, lived life to the fullest.

  • @sandraboose3686
    @sandraboose3686 5 дней назад +6

    Molly is so cute! What a good girl.

  • @dorisemone6778
    @dorisemone6778 5 дней назад +3

    Thank-you for sharing your intentions. I started a tradition in my family where we all share one word to focus on, for the coming year. It's challenging for me, as a writer, to find only one, but I manage to settle on one word. BTW...I am proud to say that I only ordered from Amazon, ONCE, a few years back. I usually prefer to order directly from the company. Sometimes calling (if they have a direct line) to speak to a real person. Feeds my rebellious spirit! Stay well. Be safe. Merry! Merry! ❄🎄🎑💚

  • @poppyseedxx
    @poppyseedxx 4 дня назад +1

    I'm doing a no-buy year too. I stocked up like you did. Just necessities, either renting, borrowing or buying second-hand, and visiting local farmer's markets and Amish stores for our garden next year. I have a bit of debt to pay off on my cards, but that won't take no time at all to pay off and I'll have a clean slate for the new year. Merry Christmas, Kate & family! ♥

  • @Crochetlady3-l1o
    @Crochetlady3-l1o 5 дней назад +3

    Kate! Also I love your scarves! I crochet every single day! My passion!
    Also have been coloring again in the am
    Both so relaxing
    😊💕🧶

  • @CathyK-kf2ni
    @CathyK-kf2ni День назад

    Amazon sometimes has what I am searching for
    Caregiver supplies and other items. I am grateful for this. I always look for the best price. Walmart, Target, etc. I think being grateful for everything is my mindset now. Every store has its waste and greed. It's hard to get around it. I'm happy you are back. I was searching for you.

  • @creativelycountry1617
    @creativelycountry1617 5 дней назад +2

    Also doing a “no-buy” year, but here is our twist- we aren’t buying any THINGS to bring in the house,
    But we actually plan to spend a bit more than normal on experiences.
    We are going to make a game of decluttering every area of our home (1 main area per month) and going through our pantry and freezers. I over bought in 2020c and have continued to do so, and it just needs parred down.
    I am really lookkkg forward to a much cleaner and calmer
    Home…and the fun of working together, and enjoying so things, simple things like bowling, etc instead of spending it at the dollar
    Tree in yet more decorations, or paper craft items.

    • @frogmoonmama
      @frogmoonmama 3 дня назад

      Love this.

    • @creativelycountry1617
      @creativelycountry1617 2 дня назад +1

      @ we are honestly looking forward to it!
      Explain in to our kids last night(elementary/middle school age) and they on board! Our house is generally tidy…. But we are always picking up to keep it that way. They are excited to clear done areas, and also the fun stuff like go out for pizza and bowling with the family and choose a friend for your birthday instead of $50 in gifts…

  • @alysonwallace6600
    @alysonwallace6600 5 дней назад +2

    I plan on doing a no spend Jan and Feb, and then a low spend year. I am sick of shopping and spending money right now. I really need to break the Amazon habit. Looking for to the new year and new content.

  • @anneferguson4273
    @anneferguson4273 5 дней назад +2

    Morning Kate! I use the clock timer and alarm functions on my phone. I also use the timer on my microwave. I too have a very basic electric stove/oven, no clock nor timer.

  • @bronazlin4955
    @bronazlin4955 4 дня назад +1

    Merry Christmas my dear friend Kate!!! Sending you love and light for you and your family!!xx

  • @patassion
    @patassion 5 дней назад +2

    Hey you are getting really good with the chats and videos. Enjoying you here in west coast Canada.

  • @YoohooBunnyBoo
    @YoohooBunnyBoo 5 дней назад +7

    We got a glimpse of your kitchen ceiling! I love how tall they are, did you choose the ship lap board look? I love it.
    And Bali laughing at monk fruit made me laugh too!

    • @CoffeeWithKate4
      @CoffeeWithKate4  5 дней назад +2

      The ceiling was like this when we moved in.

  • @christinacorso7254
    @christinacorso7254 5 дней назад +3

    I was subscribed to you along time ago idk what happened. But glad I am came across your channel again! Going to do a no buy year too. I have a small condo and it’s packed and overhwhelming with clutter. To the point I was able to shop my home for new items for Christmas gifts 😂❤

  • @frogmoonmama
    @frogmoonmama 3 дня назад

    Very inspiring. I want to join your community here in doing this. I’m devoting 2025 to nurturing all the projects I already started, my little business, my family, my homestead. Only thing off hand I know I need to buy is hitting up yard sales for more kids clothes, and 3 more fruit trees (we have 8 but want some cherries and another peach) .. I need a low spend year.. my savings is too low and that makes me feel a little stressed. Thank you again for inspiring us

  • @mandie3049
    @mandie3049 5 дней назад +3

    Hi Kate. Im 5 minutes in and i just had to say i love Bali's cameo. Lovely man. 😍

  • @Lifeinthewyldewest
    @Lifeinthewyldewest 2 дня назад

    I remember when you got that rad t-shirt😂 I knew you would swim in it. I love a good roomy sleep shirt.
    I admire that you will be doing a year of less spending. Can’t wait to follow along and learn. Not working means…not making money. (Not making money so I better learn to save it) I love that you are a writer and have that as an additional income along with this successful channel. I’m gunna keep on keeping on and I WILL get there. I just know it!
    Period Power!!!😂 I’m on hormone island with you ❤
    Lots of love Kate.

  • @kellyvh1209
    @kellyvh1209 5 дней назад +2

    Hi dearest sister Kate! We can pay off the rest of our mortgage in 5 years if I can come up with 600 more a month. I've been trying to tweak our budget to see if we can do it. We are both retired and our mortgage is very small, less than 600 a month. We bought a fixer upper near where I grew up and moved back near my hometown from Florida two years ago. I should of done it a long time ago. I'm about done with the big corporations too. Buying local and continuing to thrift all of my clothes and home decor. Thrifting is my happy place. Love and peace!

  • @bugsbunny2357
    @bugsbunny2357 5 дней назад +1

    I am doing a No Spend Year with you Kate :)
    The IRS would write you a letter (usually a form letter). A lot of times you might just deal with the Service Center and they may want a document to resolve something. Next would be a Correspondence Audit. There are Office Audits. If you have a business you might get a real live field auditor. Once they send out that letter requesting documents THEN they may call you to schedule a meeting (after you already have written correspondence).
    Also, those Tsunamis were big contributors to ocean pollution. I think stuff is still washing up from those big Tsunamis. But yes I agree we have a cultural issue (not how I grew up).
    Get the kids some Timberland boots. Real leather boots stretch and can last a couple of years. They also have lug soles on them (that last and provide good orthopedic support). The Kids sizes are a lot more reasonably priced. :) This way the 'tennis shoes' can be reserved for gym/exercise.

  • @theZMINY
    @theZMINY 5 дней назад

    Kate, 2 months ago my dog became ill. I went to a corporate animal ER hospital…. quote was $6,440.
    After many tears and reaching out to moms on FB, I found a vet hospital not with a corporate chain 45 minutes away from my major city. Initial visit was $500 with meds included.
    I found out the corporate vet I initially went to is a German corporation who also owns numerous pet insurances, has hold of NVA who owns over 1,600 animal hospitals , and has other investments they control like Krispy Kreme Donuts. 😮
    I’m absolutely with you on swaying away from corporations! They did me wrong this year and I will not forget it!

  • @yadymoncayo294
    @yadymoncayo294 5 дней назад +3

    Good morning ❤ from NJ

  • @RootedMystic
    @RootedMystic 5 дней назад +3

    Oh, Kate! Your header is SO CUTE!!! When did you change that? I only just noticed today!!! Love it 🤩

    • @CoffeeWithKate4
      @CoffeeWithKate4  5 дней назад +2

      I did it awhile back to make things a little more cheerful.😀

  • @bethyoung4030
    @bethyoung4030 4 дня назад +1

    Oh my gosh, I get those UPS scams too!! Almost got me but thank goodness I caught myself

  • @msstacey777
    @msstacey777 5 дней назад +1

    I have a written budget but haven’t been following it…I’m going to start and take it month by month for a no buy or low buy for 2025

  • @tammystegall5130
    @tammystegall5130 5 дней назад +1

    Sounds like a good plan !

  • @4LuvOfGAIA
    @4LuvOfGAIA 4 дня назад +1

    Good Morning Katie❤ I was wondering...with you being the frugal person you are why you don't think our nation should have budget cuts? Maybe I'm misunderstanding you.

  • @earthgrrrlll63
    @earthgrrrlll63 4 дня назад +1

    Merry Christmas from Canada on Christmas Eve morning where it is snowing! It sounds like you live in the same town as me only on the opposite side of the continent! 🎉

    • @CoffeeWithKate4
      @CoffeeWithKate4  4 дня назад +1

      Merry Christmas! 🎄 It’s a cozy time in our town too.

  • @JennyOSunshine
    @JennyOSunshine 5 дней назад +1

    You had me dying when talking about the phone scammers. That’s something I would have done in the past if if they got me good & ticked off.

  • @coraleegrey6620
    @coraleegrey6620 5 дней назад +1

    Grrr scammers , my motto is EVERY email etc is a scam unless I can prove otherwise .

  • @JennyOSunshine
    @JennyOSunshine 5 дней назад +3

    Bali made me laugh with the Monkfruit 😂

  • @lc8119
    @lc8119 5 дней назад +1

    What could be better than a canceled dental visit? Maybe a postponed mammogram 😂. Bali cracks me up. If he thinks monk fruit is funny, how does he feel about jackfruit? Kisses to Molly, Sam, Mariah! Happy holidays

  • @HeidiD-l4c
    @HeidiD-l4c 3 дня назад

    Just barely making it myself!💟 & 🕊️ In 2025

  • @josettehoughton8518
    @josettehoughton8518 18 часов назад +1

    Did you lick it??😅😂❤

  • @Crochetlady3-l1o
    @Crochetlady3-l1o 5 дней назад +1

    Hi Kate! I love it! Keeping up with the Kardashians now instead of the Jones 😂.
    Sad but true!
    My scam is I get an email or text frequently from both Netflix (I haven’t had a subscription for years!since they still sent out the DVD’s) as well as that my Amazon Prime account/card has expired and need to update payment
    Nope . I have had Amazon since my son moved to Seattle 15 years ago and it always expires in May.
    Not December
    Nice try though. Looks so real!
    I also got scammed by a Life is Good sale ad on Instagram .
    The tshirts? I should have known better but did get my $42 back. Also Instagram took the as down as well as FB.
    Again, looked so real. Even went to the LIFE IS GOOD website
    No spend January for me too
    Stocking up in toiletries now and have already stocked our pantry freezer and frig
    Happy Monday Kate!
    Bali laughing at the monk fruit was funny!
    There is bar/restaurant here called The Grumpy Monk
    Makes zero sense!😂😂😂

  • @netknit7886
    @netknit7886 5 дней назад

    Hi are you still going to sale your books on Amazon?

  • @lateshachurney5965
    @lateshachurney5965 5 дней назад +1

    You guys in your cute T-shirts.

  • @Livinginoz
    @Livinginoz 5 дней назад

    What was the channel you were playing at the beginning of the video? He looks right up my alley!