I started watching a lot of cash stuffers and budget channels in the last few weeks and you’re one of my favorites! I’ve seen a ton of your videos and you seem like such a genuine person and a really good mom. I hope you have a good week 😊
Thank you for the little intro bit about how you organize your envelopes in your different binders!! It was very helpful, I’ve watched so many videos and didn’t fully understand til now!
Thank you for explaining sinking funds an those that come around 1 time a year. I knew fixed and variable but wasn't sure sinking funds and ER and once a year funds. Makes more sense now. Thank you so much!!!
This is a nice idea: attaching goals to your savings challenges. Makes the goal more exciting and fun, especially when you get to color those trackers. 😄 I think I'll have my savings challenges in a different binder. Tfs!
I love the idea of sinking funds!! It's awesome to tuck a away a bit of money here or there that way when something does come up like unexpected car maintenance, I have some money to put towards it instead of it completely wiping out my paycheck. 😅
Great video Jordan! I am one to leave the bills in the bank but I’ve had enough practice for years to know not to use that money anymore 😅. Took a long time though. That’s an awesome business goal to make planning paper products one day 🌷💜
Oh how I wish this video was around in July when I was trying to figure out my binders!! GREAT VIDEO!! Was wondering if you have a ‘Get to Know New City’ envelope for when you and your boys make the move? Wishing you continued success!
Thank you Ceci! ❤️🥰 That envelope is a great idea! I think after my trip I’m making solo soon, I’ll replace that envelope with an “Explore the City” envelope. ❤️🙌🏻
Great video love the way that you have it all set up and organized and makes it so simple and stress-free I got to go look over at your Etsy shop trying to do that today later on
Hi Jordan, Enjoy watching your video. I have several binders with cash envelopes. The only thing I don’t understand is the saving challenges. Where does the money come from to put in the different challenge envelopes? Do you withdraw money separately from what you withdraw to stuff the regular envelopes? Thanks.
So I am seeing this video on 10-15-22. I have been struggling with saving money. I did download and print the freebie savings challenges that you offered a while back. I just can't seem to figure out how to separate my envelopes, (I made my own from a pad of paper with a design on from DT and packing tape). This small intro is very helpful.
Thank you for breaking down your binders. I'm a little late to this video, but I've been trying to find one that wasn't so confusing. I'm very new. like 1 week new lol! I know you said you usually split $500-$600 a week between your binders. My question is, how do you know how to break up the bills? How do you know how many 50's, 20's, 10's, 5's and 1's are needed? Also, how do you break down how much each envelope gets? I'm waiting for my binders and envelopes to arrive, but I did already have one budget planner that I've been trying to work with.
Hi Mzjeannine! Great questions! How I personally do it is I take it binder by binder. I know my bills are $300ish per week. Variable expenses binder gets 100-200, and sinking funds gets $100ish. Thats just my personal budget needs. So I look at my bills binder and see what envelopes need stuffed and what kind of bills I need to make that breakdown happen and I write it on a sheet of paper. ( 3 $50s, 4 $20, 3 5s, etc.) Then I do the same for the other binders.
Jordan love the video! I can't seem to find anything that takes through the steps to begin this for the very first time. How and what determines how much cash you start with the very first time? Do I take out all the ash when I get paid? Any advice?
Total your past 12 months spending by category. Divide each category by the number of pay periods/year. That is the amount that you must stuff each payday.
Question: How many binders do I need to start with? I see you have 3. I have a house, car,1 daughter in school graduating in 2023 and a home business. What would you recommend?
Hey Jordan, I'm curious..for bills do you pull the cash out, put it back in and then pay the bills online? I like the idea of having cash out but we mostly pay everything online so I feel like I'm confusing myself 😅
Some people also put their bill money into a separate chequing account so its separate but still in the bank and pay electronically. Do whatever works best for you :)
So I have a question. I see alot of budgeters who cash stuff things like rent or mortgage, electric, gas, cable bill..etc. I don't understsnd why they would do this unless they don't have a checking account to pay the bills from. But if you do, it seems like a waste of time taking the money out the bank..stuffing it..then having to put it back in the bank to pay the actual bill. 🤔 Unless I am not understanding something?
Hi Raye, great question!! ❤️ I know a lot of cash budgeters do leave the bills money in the bank for this very reason BUT I know me, and if the money sits in the bank - I swipe the card. 😂 I pull money every week for sinking funds anyways AND I save for the following month and pay everything all at once on the first. So I go to the bank once a week, no matter if I were keeping bills on the card or not. But also I pay all of my bills on the first even if they aren't due until later in the month. So I think that's the big difference for me. If I were having to pull cash and put cash back constantly for rolling bills I don't think I could do it this way. Hope this helps! ! ❤️
no judgement, I am new to cash envelopes. Why is new phone in the sinking fund envelope and not savings envelope? Is it because it is a cheaper expense than a car?
Great question Sonda! It could definitely go in either. I have Cricut as a phone carrier and the iPhone SE is "only" $350 so I guess I don't consider it as large of a purchase as some of the other things like a car or moving. I know some people spend much more on a phone though, so they might want to put it in Savings Challenges instead of sinking funds. Really though, my savings challenges tend to be bigger purchases and/or things I just don't enjoy saving for. (The Savings Challenges make them fun. =P )
Hello, I like you video. Thanks for explaining why you cash stuff your monthly bills. I was wondering why people do that, I just leave mine in the bank… makes sense now 🤓
Hi Diana! They are in my Etsy shop. You can find them here: www.etsy.com/listing/1089927277/rainbow-labels-for-a6-cash-envelopes?ref=shop_home_active_22&crt=1 Thanks for watching! 💕
Thank you! Binders and Envelopes are on Amazon, you can find them here: Cash Budget Binder with 12 Envelopes with BUTTON buckle amzn.to/3j3fzGV Cash Budget Binder with 12 Envelopes with MAGNETIC buckle amzn.to/3D465Dv The labels and trackers are from my Etsy shop which you can find here: www.etsy.com/shop/jordanbudgets Thanks for watching Debrika! 🤗
Hi Maria! Unfortunately I don’t currently ship to New Zealand. I would definitely like to open that option in the near future though, and soon I will open giveaways to International winners too. ❤️❤️❤️
You’ve got this Lisa, don’t be scared! 🙌🏻❤️💪🏻 You won’t get it 100% on point at first and that’s okay! Just start and it’ll only get better from there. ❤️
@@JordanBudgets I seriously walk everywhere don’t use the car much and we only have a golf cart so that makes it better we don’t have to fill a regular car gas tank up ……. If not I think we would be extremely broke
Every cash stuffer says specifically that their sick days fund is for fast food when their kids are sick…& I’m still totally confused about why that’s a thing.
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
I wanted to tell you that you should make an envelope for house maintenance like home repairs and so on for your new place! ❤️
Great idea, love that! ❤️
Great idea!
I started watching a lot of cash stuffers and budget channels in the last few weeks and you’re one of my favorites! I’ve seen a ton of your videos and you seem like such a genuine person and a really good mom. I hope you have a good week 😊
Thank you for the little intro bit about how you organize your envelopes in your different binders!! It was very helpful, I’ve watched so many videos and didn’t fully understand til now!
You are so welcome Kyra I’m glad it was helpful! ❤️🥰❤️
Out of all the budget people out there and helpful videos I watched, I have to say, I love your method the best. You are awesome!!
I am absolutely obsessed with this!! I can not wait until I have the extra money so I can order some of your products. So excited!!!!
You're the best Heather! Thanks for all the support on my videos! Happy to have you here. =) ❤️
Holy Moly you have 4 binders. This is an amazing video, it helped out a ton!
Thank you for explaining sinking funds an those that come around 1 time a year. I knew fixed and variable but wasn't sure sinking funds and ER and once a year funds. Makes more sense now. Thank you so much!!!
This is a nice idea: attaching goals to your savings challenges. Makes the goal more exciting and fun, especially when you get to color those trackers. 😄 I think I'll have my savings challenges in a different binder. Tfs!
Happy to share, thanks for watching! 💖🤗
I am new to all of this and I love the way you break things down for us ❤❤❤❤
Thank you so much for this video. It gave me so many ideas on how to split up my binders in order to remain organized and save. 😊
👍 I would love for your paper planners to come ASAP!!! #HappyBudgeting!!! 🦄
Loved the way you explained things and why.
Love a good sinking funds break down. Loving the organization 😍😍
Yay! Thank you Mel! ❤️
I think it’s a good idea to have one month ahead you don’t have to worry.
I love the idea of sinking funds!!
It's awesome to tuck a away a bit of money here or there that way when something does come up like unexpected car maintenance, I have some money to put towards it instead of it completely wiping out my paycheck. 😅
Loved 🥰 your video. Especially the savings challenge. You showed your binder and I loved 🥰 the idea. Ty
Thanks so much Lizette! 😊
Thank you for the great explanation of binders I’m new to this.. just found you by chance…
I recently made a purchase from your Etsy shop❤️
Glad it was helpful and thanks for the purchase Diane, I appreciate you! ❤️❤️❤️
😃Thank you for taking the to explain your binders. I love the videos ❤❤
Thank you so much! ❤️❤️❤️
Tired of the rain 🤣🤣 giving me the idontwannaworkitis lol
Yasssss!! 🤣🤣
Love your videos!! Received my second order of trackers! Love them! So cute and durable!!!!
Yay! Thank you for supporting the shop, I appreciate you!! 😊❤️❤️❤️
Jordan this was such a great explanation of sinking funds etc. Great cash stuffing friend😊💚
Thanks so much Cathy! ❤️❤️❤️
I like the sick day idea....💞
Yay! Thank you! 💗
Great video! Love the colors of these binders ❤️
Thanks so much Amy! ❤️
Great video Jordan! I am one to leave the bills in the bank but I’ve had enough practice for years to know not to use that money anymore 😅. Took a long time though. That’s an awesome business goal to make planning paper products one day 🌷💜
Oh how I wish this video was around in July when I was trying to figure out my binders!! GREAT VIDEO!! Was wondering if you have a ‘Get to Know New City’ envelope for when you and your boys make the move? Wishing you continued success!
Thank you Ceci! ❤️🥰 That envelope is a great idea! I think after my trip I’m making solo soon, I’ll replace that envelope with an “Explore the City” envelope. ❤️🙌🏻
Yayyyyyyy great and informative video sis! 💜✉️
Thank you Shelly! 🤗 Just subscribed to your channel, I can't wait to follow your budget journey! 💖
@@JordanBudgets You’re very welcome! Thank you! 💜
Great video love the way that you have it all set up and organized and makes it so simple and stress-free I got to go look over at your Etsy shop trying to do that today later on
Thanks so much! 😊💗
I will be starting this in the year 2022, best video and breakdown I've seen. ty!
Hey Jordan! Great cash stuffing you shared some great information ♥️
Awww thanks Chelsie!! I just realized you have a new Budget with Me that went live a couple days ago. Going to watch that now, I'm excited! ❤️
Hi Jordan,
Enjoy watching your video. I have several binders with cash envelopes.
The only thing I don’t understand is the saving challenges. Where does the money come from to put in the different challenge envelopes? Do you withdraw money separately from what you withdraw to stuff the regular envelopes? Thanks.
I’m curious as to how i know how much to add to each envelope. Do you mind sharing how you divide your money into what you want.
So I am seeing this video on 10-15-22.
I have been struggling with saving money. I did download and print the freebie savings challenges that you offered a while back. I just can't seem to figure out how to separate my envelopes, (I made my own from a pad of paper with a design on from DT and packing tape). This small intro is very helpful.
Thank you for breaking down your binders. I'm a little late to this video, but I've been trying to find one that wasn't so confusing. I'm very new. like 1 week new lol! I know you said you usually split $500-$600 a week between your binders. My question is, how do you know how to break up the bills? How do you know how many 50's, 20's, 10's, 5's and 1's are needed? Also, how do you break down how much each envelope gets? I'm waiting for my binders and envelopes to arrive, but I did already have one budget planner that I've been trying to work with.
Hi Mzjeannine! Great questions! How I personally do it is I take it binder by binder. I know my bills are $300ish per week. Variable expenses binder gets 100-200, and sinking funds gets $100ish. Thats just my personal budget needs. So I look at my bills binder and see what envelopes need stuffed and what kind of bills I need to make that breakdown happen and I write it on a sheet of paper. ( 3 $50s, 4 $20, 3 5s, etc.) Then I do the same for the other binders.
Love doing savings challenges! I agree that they make it more fun to save for things that we know we need to save for!
Absolutely!
I would like you to vlog your trip🦋💗
Thank for sharing. How you stuff your binders. Great video
You are so welcome! 💗
Great explaining the breakdown of your binders
Thank you! 🙂🙌🏻
Jordan love the video! I can't seem to find anything that takes through the steps to begin this for the very first time. How and what determines how much cash you start with the very first time? Do I take out all the ash when I get paid? Any advice?
Total your past 12 months spending by category. Divide each category by the number of pay periods/year. That is the amount that you must stuff each payday.
💜 slowly getting caught up
Hi Jordan great video as always
🖐 Thank you! ❤️
Hey from Canada 🇨🇦
Thanks for explaining that.
Great video! I’m going to use my savings challenges to either buy a mattress (not on credit!) or pay off some on my credit card.
So smart, I love that Jessica! Great job planning ahead with the mattress and paying off cards. You've got this! 🤗❤️
@@JordanBudgets Thanks! It can get difficult staying motivated but I’m trying.
Question: How many binders do I need to start with? I see you have 3.
I have a house, car,1 daughter in school graduating in 2023 and a home business. What would you recommend?
How many binders do I need to start with?
How about one? Later you may want to go with two: one for fixed expenses and another for variable expenses.
@@DavidEVogel thanks for getting back to me David for now I've started with paper envelopes and a file box that I had around the house .
@@dianadommer6274 Great start . No need to make this more complicated than it has to be.
Love your video’s
I enjoyed watching the video.
great video love your channel, thank you for sharing
Hey Jordan, I'm curious..for bills do you pull the cash out, put it back in and then pay the bills online? I like the idea of having cash out but we mostly pay everything online so I feel like I'm confusing myself 😅
Hi that is usually what I do, I usually put the money that I have going towards my bills about three or five days before they’re due
Some people also put their bill money into a separate chequing account so its separate but still in the bank and pay electronically. Do whatever works best for you :)
How do you do each savings challenge
Let's talk about how cute your nail color is. Thank you for this video
😊 thank you! 🤗
So do u carry the everyday funds on you every day ? Wat about getting robbed or something
Question…what do you do with your (coin and bill) change received from fast food, gas, groceries, etc?
I put mine into a savings jar and count it at the end of the year/ treat myself :)
So I have a question. I see alot of budgeters who cash stuff things like rent or mortgage, electric, gas, cable bill..etc. I don't understsnd why they would do this unless they don't have a checking account to pay the bills from. But if you do, it seems like a waste of time taking the money out the bank..stuffing it..then having to put it back in the bank to pay the actual bill. 🤔 Unless I am not understanding something?
Hi Raye, great question!! ❤️ I know a lot of cash budgeters do leave the bills money in the bank for this very reason BUT I know me, and if the money sits in the bank - I swipe the card. 😂 I pull money every week for sinking funds anyways AND I save for the following month and pay everything all at once on the first. So I go to the bank once a week, no matter if I were keeping bills on the card or not. But also I pay all of my bills on the first even if they aren't due until later in the month. So I think that's the big difference for me. If I were having to pull cash and put cash back constantly for rolling bills I don't think I could do it this way. Hope this helps! ! ❤️
@@JordanBudgets yes. Your explanation helps alot. Thank you for replying!
Thank you so much for this video
Very helpful for me! Thanks
😊
Helpful! Thanks!
no judgement, I am new to cash envelopes. Why is new phone in the sinking fund envelope and not savings envelope? Is it because it is a cheaper expense than a car?
Great question Sonda! It could definitely go in either. I have Cricut as a phone carrier and the iPhone SE is "only" $350 so I guess I don't consider it as large of a purchase as some of the other things like a car or moving. I know some people spend much more on a phone though, so they might want to put it in Savings Challenges instead of sinking funds. Really though, my savings challenges tend to be bigger purchases and/or things I just don't enjoy saving for. (The Savings Challenges make them fun. =P )
@@JordanBudgets thank you for answering. I hope my question didnt come off as judgemental or rude.
@@w0rthlessburden381 It absolutely did not! I love chatting. 💕💕💕
Love it 🥰🥰
Thank you Mil! 🤗
Nice cash stuffing
Hello, I like you video. Thanks for explaining why you cash stuff your monthly bills. I was wondering why people do that, I just leave mine in the bank… makes sense now 🤓
Haha it's a good question! I know a lot of people wonder. Thanks for watching! ❤️
Where did you get those rainbow labels in your blue binder?
Hi Diana! They are in my Etsy shop. You can find them here: www.etsy.com/listing/1089927277/rainbow-labels-for-a6-cash-envelopes?ref=shop_home_active_22&crt=1
Thanks for watching! 💕
Love this! Where did you get the binders?
Thank you! Binders and Envelopes are on Amazon, you can find them here:
Cash Budget Binder with 12 Envelopes with BUTTON buckle amzn.to/3j3fzGV
Cash Budget Binder with 12 Envelopes with MAGNETIC buckle amzn.to/3D465Dv
The labels and trackers are from my Etsy shop which you can find here: www.etsy.com/shop/jordanbudgets
Thanks for watching Debrika! 🤗
Great video thanks 🙏
My pleasure! ❤️
Hi Jordan! New subbing here. I would love to see a vlog video of your moving trip.
Thanks for subbing Nikki and absolutely will share! ❤️😘
Hi hun I love your videos. Do you post to New Zealand 🇳🇿.
Hi Maria! Unfortunately I don’t currently ship to New Zealand. I would definitely like to open that option in the near future though, and soon I will open giveaways to International winners too. ❤️❤️❤️
nice video !
Thank you! =) ❤️❤️❤️
Wow great video . But where do you live ? I need to move my rent is $1,900 a month
New subscriber 😊
Yay! Thank you and welcome! ❤️
I just received by 1st cash envelope binder. Need to create my budget,,,,scared.
You’ve got this Lisa, don’t be scared! 🙌🏻❤️💪🏻 You won’t get it 100% on point at first and that’s okay! Just start and it’ll only get better from there. ❤️
gas prices are ridiculous in San Diego, where I live. $4.46/gal. what is it where you live?
Ewwww that's a lootttt!! It's $2.89 here, which is bad enough. $4.46 is nuts. =( 💗
Hey ladies where I live its $6.47 which is like what!!!!!!!
@@lindahernandezmulgado Nooooooo y'all stop. I would never leave my house. 😅
@@JordanBudgets I seriously walk everywhere don’t use the car much and we only have a golf cart so that makes it better we don’t have to fill a regular car gas tank up ……. If not I think we would be extremely broke
I live in Holmes county Ohio so we have a lot of tourists and our gas is 3.20 a gallon. But outside of our area it's like 2.99
Every cash stuffer says specifically that their sick days fund is for fast food when their kids are sick…& I’m still totally confused about why that’s a thing.
💝💃
Yes..my gas went from $50 to $70!
That's a really high electric bill isn't it? Then again, im single and work out of the home all day so guess I'm not using up as much energy...
Omg I need $800 rent everything is going up now
It is going up everywhere! >.< I pay $1,400 for a rental house in Mississippi now.
Morning, i've been trying to get ut together for longest time. I still don't have it right.
9n03i
#vum.fyi