I cannot seem to get a straight answer from any of the representatives. Thank you for this. My question is: what high 3 amount is used when transferring to regular retirement to disability. For example- my high 3 when I started disability in 2007 was $66,626. When OPM gave me an estimate- they started with this number- calculated 36 years, which at age 62 (2025) I will have. They came up with $2058 per month… but… I thought that the original $66,626 would be increased by the COLAS, which would give me a starting high 3 of about $90k and would be apt more than the $2058 per month. Right now, my gross disability annuity is $1755 gross. Difference from the 2007 high 3 and the 2007 plus added COLAs gives me a very different amount… one is $300 more and the other is at least $800 more. I’ve been desperate to get an answer for years… sigh and I’m moving and do not know how much I can afford. I’m soooo frustrated!!!
We’re so sorry this has been a frustrating experience for you. In order to fully understand the specifics of your case, give our office a call at 877-227-2723 and schedule a time to talk with one of our consultants.
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I cannot seem to get a straight answer from any of the representatives. Thank you for this. My question is: what high 3 amount is used when transferring to regular retirement to disability. For example- my high 3 when I started disability in 2007 was $66,626. When OPM gave me an estimate- they started with this number- calculated 36 years, which at age 62 (2025) I will have. They came up with $2058 per month… but… I thought that the original $66,626 would be increased by the COLAS, which would give me a starting high 3 of about $90k and would be apt more than the $2058 per month. Right now, my gross disability annuity is $1755 gross. Difference from the 2007 high 3 and the 2007 plus added COLAs gives me a very different amount… one is $300 more and the other is at least $800 more. I’ve been desperate to get an answer for years… sigh and I’m moving and do not know how much I can afford. I’m soooo frustrated!!!
We’re so sorry this has been a frustrating experience for you. In order to fully understand the specifics of your case, give our office a call at 877-227-2723 and schedule a time to talk with one of our consultants.