If hindi kaya mag pay in full sa UB credit cards nyo, you can always try these 2 easy features so you can manage your finances and fix your budget for next month. 😊
Hello po, enabled siya automatically pag in good standing yung UB credit card mo po. Pero you can reach out to UB's customer service to inquire and request po na maging available sa inyo yung option. TYSM.
Thanks sir Hans for this video, 2nd viewer for this vid ❤️ kaso wala pa po nalbas sa app ko for easy convert purchases, kailan po kaya lalabas? Near statement date po ba?
Hi @pau12ization, Based on my experience lalabas lang yung option pag may payment history na sila from you. In my case parang 2 statements pa bago naging available for me.
Hi po, for easy bill, maiincorporate po ba sya monthly yung installment sa regular monthly dues? If yes, does that mean, everytime magbabayad ka sa installment, maibabalik sa available credit mo yung binayad mo? Or mababalik lang sya once nacomplete na ang installment? Thanks.
Hi @boomywang1893 , yes it will. It's like your normal merchant installment. All your payments towards your balance becomes your available credit, unless you went beyond your limit.
Hello @fatimacaballero2200 ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app. From the frontpage of the bill pay, click your credit card Then click, Installment Under "Installment History" you'll see the information of your Easybill Pay I hope this helps. Let me know how it goes. TYSM
Hello @lilyjanesampit8541, thanks for your comment. Well, to answer your question, it's a yes meron positive effect siya because you can avoid late fees and penalties, which helps maintain a positive payment history na key factor din in your credit score. However, may negative impact din siya kasi pag minimum lang or abit more than that ang binabayaran, magkakaron eventually ng high credit utilization. A high utilization rate can signal to lenders that you might be overextended, which can negatively impact your score. Saka yung mga credit card issuer lang or bank ang masaya jan kasi nagbabayad ka ng interest at kumikita sila dun.lols 😁😁😁
Good day po ung easybill po ba kasama na sa babayaran mo sa monthly credit card payment mo? Sample 10,000 po ung babayaean this month, included na po ba ung easy bill ? Paamo po malaman pag ilan na ung installment mo at pde po ba i advance ang payment sa easy bill? Salamat po
Hello @noeljosephperez7565 , thanks for your comment. Bale pagkreceive ng statement mo may breakdown siya ng new charges for that billing cycle plus yung monthly installment mo for the Easybill or Easyconvert. Example: P8,500 : New charges mo sa January 2025 statement P1,500 : Yung sa either Easybill/Easy convert installment P10,000 total pay in full amount mo for January 2025 Let me know if you still have questions. TYSM 🙂🙂🙂
Hi @LeaCamarillo-m8w ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app. From the frontpage of the bill pay, click your credit card Then click, Installment Under "Installment History" you'll see the information of your Easybill Pay I hope this helps. Let me know how it goes. TYSM
Sir by reference po b siya babayaran? Kc may debit din po ako na union kaso di po nag aapear yung installment sa monthly due ko. Pwedi b yun na malate ang soa ko?
@@LeaCamarillo-m8w Thanks for getting back to me. Actually, yung Easybill pay should be included sa credit card statement mo po at hindi siya separate kasi for credit cards yung feature. www.unionbankph.com/easybill Kaya siya siguro hindi pa kasama sa statement mo kasi timing ng pag-process mo sa Easybill Pay. Yung SOA kasi my billing cycle baka hindi nasama sa most current at sa next month pa. As long as wala siya sa SOA then I think it should be good. Download ka din ng mobile app ni UB to keep track for it. Subscribe ka din sa channel ko for future topics about UB easy features. TYSM☺☺☺
Hi @LeaCamarillo-m8w ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app. From the frontpage of the bill pay, click your credit card Then click, Installment Under "Installment History" you'll see the information of your Easybill Pay I hope this helps. Let me know how it goes. TYSM
If hindi kaya mag pay in full sa UB credit cards nyo, you can always try these 2 easy features so you can manage your finances and fix your budget for next month. 😊
Very informative! Merry xmas
Merry Christmas as well to you @steffie3148 . I'm glad that you find my videos informative. Please subscribe to see more of my work. TYSM.
Pano ma enable yung option for easybilll pay and easyconvert?
Hello po, enabled siya automatically pag in good standing yung UB credit card mo po. Pero you can reach out to UB's customer service to inquire and request po na maging available sa inyo yung option. TYSM.
Thanks sir Hans for this video, 2nd viewer for this vid ❤️ kaso wala pa po nalbas sa app ko for easy convert purchases, kailan po kaya lalabas? Near statement date po ba?
Hi @pau12ization, Based on my experience lalabas lang yung option pag may payment history na sila from you. In my case parang 2 statements pa bago naging available for me.
@ thank you po, new to UB din po kasi, very informative vid anyway ❤️
@@pau12ization Thank you din po sa time to watch this video. Please subscribe to see more of my work. TYSM.😊
@@pau12ization Thank you din po sa comment and hoping that you'll subscribe to my channel to see more of my work. TYSM☺☺☺
Hi po, for easy bill, maiincorporate po ba sya monthly yung installment sa regular monthly dues? If yes, does that mean, everytime magbabayad ka sa installment, maibabalik sa available credit mo yung binayad mo? Or mababalik lang sya once nacomplete na ang installment? Thanks.
Hi @boomywang1893 , yes it will. It's like your normal merchant installment. All your payments towards your balance becomes your available credit, unless you went beyond your limit.
@@hansjimenezofficial okay, thanks po. Such a great help.
@@boomywang1893 Anytime po. Please subscribe to my channel to see more of my work. TYSM☺☺☺
sir hans how to pay the easybill po? di ko xa makita sa soa ko thanks po
Hello @fatimacaballero2200 ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app.
From the frontpage of the bill pay, click your credit card
Then click, Installment
Under "Installment History" you'll see the information of your Easybill Pay
I hope this helps. Let me know how it goes. TYSM
Maka affect po sa credit score if Minimum lng po ang binabayaran every SOA or maybe a bit more but not in full? Thanks
Hello @lilyjanesampit8541, thanks for your comment. Well, to answer your question, it's a yes meron positive effect siya because you can avoid late fees and penalties, which helps maintain a positive payment history na key factor din in your credit score.
However, may negative impact din siya kasi pag minimum lang or abit more than that ang binabayaran, magkakaron eventually ng high credit utilization. A high utilization rate can signal to lenders that you might be overextended, which can negatively impact your score.
Saka yung mga credit card issuer lang or bank ang masaya jan kasi nagbabayad ka ng interest at kumikita sila dun.lols 😁😁😁
Good day po ung easybill po ba kasama na sa babayaran mo sa monthly credit card payment mo?
Sample 10,000 po ung babayaean this month, included na po ba ung easy bill ? Paamo po malaman pag ilan na ung installment mo at pde po ba i advance ang payment sa easy bill?
Salamat po
Hello @noeljosephperez7565 , thanks for your comment. Bale pagkreceive ng statement mo may breakdown siya ng new charges for that billing cycle plus yung monthly installment mo for the Easybill or Easyconvert.
Example:
P8,500 : New charges mo sa January 2025 statement
P1,500 : Yung sa either Easybill/Easy convert installment
P10,000 total pay in full amount mo for January 2025
Let me know if you still have questions. TYSM 🙂🙂🙂
Wala po dumating na soa skin nag slisntallment po ako pero bat ganun di siya lumalabas kung pano bayaran?
Hi @LeaCamarillo-m8w ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app.
From the frontpage of the bill pay, click your credit card
Then click, Installment
Under "Installment History" you'll see the information of your Easybill Pay
I hope this helps. Let me know how it goes. TYSM
@@hansjimenezofficial thank you sir na stress na kc ako baka mag overdue naku sa intallment ko
Sir by reference po b siya babayaran? Kc may debit din po ako na union kaso di po nag aapear yung installment sa monthly due ko. Pwedi b yun na malate ang soa ko?
@@LeaCamarillo-m8w Thanks for getting back to me. Actually, yung Easybill pay should be included sa credit card statement mo po at hindi siya separate kasi for credit cards yung feature. www.unionbankph.com/easybill
Kaya siya siguro hindi pa kasama sa statement mo kasi timing ng pag-process mo sa Easybill Pay. Yung SOA kasi my billing cycle baka hindi nasama sa most current at sa next month pa. As long as wala siya sa SOA then I think it should be good. Download ka din ng mobile app ni UB to keep track for it. Subscribe ka din sa channel ko for future topics about UB easy features. TYSM☺☺☺
@@hansjimenezofficial thank you so much sir nawala stress ko. A big help talaga kau😊
Wala po dumating na soa skin nag slisntallment po ako pero bat ganun di siya lumalabas kung pano bayaran?
Hi @LeaCamarillo-m8w ,thanks for your comment. Easybill pay or Easy convert is going to be included in your monthly statements. It would be at the upper part of the SOA. The descriptions are like these examples," Instalment Principal (02/06) yung isa is, " Instalment interest (02/06) then may amount opposite to it. Depending on when you processed it, ang lalabas lang sa first month after doing Easybill pay would sometime be just the Installment interest. You may check your mobile app.
From the frontpage of the bill pay, click your credit card
Then click, Installment
Under "Installment History" you'll see the information of your Easybill Pay
I hope this helps. Let me know how it goes. TYSM