Are fintech companies staring at tough times in India? RBI takes hardest moves | Explained | UPSC
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- Опубликовано: 3 окт 2024
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This was much needed as most of fintech providing loans are backed by Chinese investors. They are looting users in the name of pre-approved loan..
It was a needed step. We should never forget what happened in 2008, when the Fed Reserve failed to anticipate and react to the precarious growth of financial firms. Economic growth should be accompanied by economic stability.
This is good. They give limit and charge you 22-30% interest. Which is wrong.
Very gud decision by RBI,since NBFC are trapping individuals by providing credits and after that they are charging high interest rates ,recent are paytm postpaid ,these are like Debth trap!!
And recently article published in business standard shows many complains regarding these NBFC ,their ill practices in interest rates !!!!👍🏻
Paytm recently rises 3%,471% jump in loan disbursals,
The total loan value for 2 months grew by 829%😂!!
RBI should give reason before implementing it will effect not only business but jobs too and future companies will avoid coming to India due to change in rules every time.
Beautifully explained. Thank-you sir.
sir ye fintech company recovery ke vakt bahut harrasment krti hai
uska police case bhi nhi hota
isliye rbi ne ye kiya
It's not in consumer interest it's in banks'interest.
if experts sitting in RBI have took some decision, then there must be some rational behind it.
please kindly explain the positive side of the ban also.
Thanks for making such a informative video for us 🙏🙏🙏😘😘
Jai Hind
RBI is doing this under pressure of schedule banks
True
Rbi is never under pressure ...be it scb or any other financial institute.
Barring union gov, no one can pressurize rbi
I think RBI is doing this to curb the inflation
Maybe credit is responsible for inflation.
These fintech companies putting unemployed and specially students in pressure. The intrest rate the impose is like old school LAGAN from British time.
Fintechs charges upto 35% interest..all Chinese money pumped into Indian economy..
prices of exports remain constant
very well done.these fintechs are destroying banks.
wow i wish this had blocked from start. really appreciative move by gov.
RBI did right for consumer security and safety
Ans:- C) Price of domastic goods remains constant
How? Pls elaborate
Ans is D
Answer C
How come Grow????
This is extremely good decision
Very good descision taken by RBI 🔥
Option C
This is a very good initiative taken by rbi
RBI done this .... RBI think scheduled banks one day closed his shatter🔐 .
C may be.
Price of exports rice proportionately
Ans d
This move will back the India
C crr
Option -(D)
Saat crore
Flipkart pay later
Nice explained. Paise ka chakkar babu bhaiya, paise ka 🤣.#RBI
C option
What about the existing users?
Good job sir👍👍👍
👉 हर हर महादेव 🕉🕉 जय श्री कृष्णा ❤🔱🙏
Make a video on recent devastating flood of assam North East
Very good decision by RBI .
ans C
best decisin by RBI
Sir what about UPI?
D
V good
C
A - bcoz external country can purchase more products from devalue country in same dollar .and exports will increase,% of profit increase for devalue country .
Most of the country devalue their currency to increase exports
RBI sayad inflation ko control karne ke liye ye niyam laye hai temporary term ke liye
sir apne kuch pahle video banaya tha jisme apne bola tha RBI is in favour of these fintech companies
c
Devaluation of currency will be more beneficial if Price of exports remain constant
fintech is go to some reach but then over doing in fintech is stupidness
Wrong decision.
if RBI done something it's good for our country.
Kya ye financial crisis hai ??
d
good news for banks in india
Not a good decision
Why RBI wants to destroy the fintech companies??
Bad decision, fintech firms are giving reliable credit line for low income group. In turn it is increasing the purchasing power of country and benefitting economy. Rbi should find some middle way. Ban is not a solution.
RBI wants the consumers waste more time under complex procedure of Traditional Banks.
😡
Very bad decisions
RBI is doing it for favor of bank.
Wrong diction
Ab fir bank ke picche picche ghumo
Wrong decision by rbi
🙏🙏🙏
D
C
C
C
D
D
C
C