I have Italian citizenship - dual US/Italian I have been in Italy for over a year, but unable to open a bank account, or even a postal account. As you probably know, there aren't that many rentals available, owners prefer to sell. I found an apartment I liked, and showed the realtor my bank balances. The owner did not want to rent to me because I didn't have an Italian account. Without an Italian bank account, I can get no apartment. Without an apartment, I cannot get residency. Without residency, I cannot get health coverage. This is my Italian experience. Anyway, good video!
Many immigrants have a postal bank account in Italy like postepay evolution, if you have citizenship there should be zero restrictions to you. Maybe you talked to some bureaucratic idiots.
I'm not an Italian nor from the European Union to begin with. How did you fail to open a bank account, this was the one thing I did immediately as soon as I arrived here I'm a non citizen and if I could do it, surely you can too? For me I required nothing but my permesso di soggiorno- not even that, as I technically didn't have it, they were OK with just taking the "receipt" they give you for your appointment. PosteItaliane did shoo me away but I've managed to get a Unicredit account with no issues. This was BEFORE I had my residenza. Afterwards I just changed over to a Fintech bank that covered Italy (Revolut, Satispay, etc.) BUT I upgraded my Unicredit account for the times that I needed an Italian IBAN (IBAN discrimination IS illegal, but, you know how EU regulations and enforcements in Italy go, lol) And I also had health coverage (at least in the province I'm in, all you literally have to do is go to the local Casa della Salute or whatever and choose your GP/Pay for the services there, before it used to be more bullshit; you had to go to PosteItaliane to fill yet one more of those bolletino postale to the health ministry). I'm genuinely curious as to how someone with citizenship had more difficulty than me- someone who's not even from the EU nor an Anglosphere country (US/Canada/etc). EDIT: I do suggest Unicredit as a starter if you're ever willing to give this a go again. They legit let a friend of mine from Iraq open a bank account, despite initially being blocked because Iraq was sanctioned (For... I guess, having direct ties with Iran). The bank manager of the branch actually calling corporate to unfuck things helped, but still, if both of us could- Nothing a citizen can't do.
@@ThePieMaster219 You just said it yourself... you are NOT a US citizen. THAT is how you were able to open the bank account. Banks in the EU are very reluctant to allow US citizens to open an account. I have personally run into this situation with Unicredit in Austria. I hold US, Italian and Austrian Citizenships. The US and Eritrea are the only 2 countries in the world that tax their citizens WORLD WIDE. The US pressures all banks around the world to report on US citizens or face severe consequences. This is why banks in the EU would prefer to turn away US Citizens. Look up FATCA and FBAR in relation to US Tax forms if you want to see the living hell Americans are put through. It is probably the #1 reason we renounce our US citizenship upon acquiring another and leaving the US for good. Even if we owe ZERO US taxes, we still must file and expat tax accountants will charge a lot of money (like around $1000) just to file the forms for us! If we try to do it ourselves and mess up the tax forms, we face a $10,000 fine! If EU banks don't play ball with the US, I believe they face big tax headaches or worst case they get cut off from the Swift banking network. No bank dares to play with that fire so it's easier to just turn away US Citizens.
@ItalianCitizenshipAssistance and / or @RafaelDiFuria You mentioned that to sign up for healthcare via the ASL you have to show an active income from work but if you are not working, you cannot sign up. Can you (or someone here) please clarify if this is the case for an EU citizen as well? My Mother, whom is almost 77 was born in Austria and lived in the US from under age 5 as a Nazi persecuted victim / Displaced Person, worked and retired exclusively in the US but she is both a US and Austrian Citizen. Can she register with ASL or would she be required to pay for private healthcare? If private, how much might she pay if living in Alto Adige and is the coverage immediate or do you have to wait like 6 months or something for the health coverage to kick in? This is an important question to know as she does need medications and we are trying to figure out a budget / how much money we might have to pay. She would probably live with me or very close by and I hold Italian / Austrian and US Citizenships. Grazie mille!
In fact, you should probably make a video about getting your residenza status because so far that has been the hardest thing for me to do (took 4-5 months of going back and forth to the office). After that, getting the tessera sanitaria was largely easy. The only difficulty I had was that the lady who helped me asked me twice for my permisso di soggiorno and each time I had to remind her that I just gave her my passport and am an Italian citizen and thus don't need one but in the end, it wasn't a huge issue.
We live in the US and plan to move to Southern Italy next spring. My wife has her Italian citizenship by descent done. I will will need to do the Elective retirement visa process as I will take 2 years to pass if ever the B1 exam. Question is passive funds. Can I count my wife’s pernsion to make The 38K requirement for a couple. Or must I do it on my own. Thanks
I am making plans to move to Italy as a dual US/Italian citizen but I am planning to bring my mother with me who is retired with a US pension and a dual US/Austrian citizen. Since she is not working nor an Italian citizen (although an EU citizen), is she able to get on the Italian public healthcare system?
My guy, if she has an EU citizenship technically she's entitled to some level of care within the EU. I'm a non-EU citizen living in Italy and it's easier than ever to get the SSN (Italian healthcare)- They cut out the whole bullshit where you had to go to PosteItaliane to pay the ministry of health or other related nonsense. Go to your nearest Casa della Salute, there should be a sportello area for registrations, but of course do this in January. One thing I hate about the SSN is that it does NOT do a "1 year from time of subscription" but follow a "same year" policy; I.e., there's NO difference if you pay in January 1st or December 31st, you're going to get the coverage only for that year. 364 days of coverage vs 1 day of coverage for the same price.
@@PaulFromCHGO Oh, one more thing to note: For me as I am a non EU citizen, I have had to show my "permesso di soggiorno" or proof of application; I'm not 100% certain if, she as an EU citizen, just has to show her European Union ID at the desk. They surely won't speak English at the sportello, but, I suggest you do more research on this one front. But guaranteed, they will have no reason to just outright deny her healthcare. Cheers!
The other guy is slightly misleading IMO; You get "healthcare" in that- say, you get hit by a truck or something. Or you suddenly have an aortic aneurism. Anything that requires an emergency room visit. THESE ARE ALWAYS FREE. As for an Italian citizen- If you already pay into your province's healthcare system (somehow I guess), you're already covered but it's a waste frankly if you're only there for like 2 months. Because Italian healthcare by and large is paid by a yearly sum (I'm a student so I pay half the regular amount, the regular amount I think was something like 350 dollars). This yearly sum doesn't even last a year after you subscribe to it, it's literally for THAT year that you subscribe. I.e., Jan 1st 2023 subscription vs Dec 31st 2023 subscription costs the same, but it's for the year 2023 alone. And honestly, if you're here for just 2 months, get some different traveler's insurance. Take it from me, I live in the northern part of Italy where the wait times are supposedly BETTER than the south, and I've had to use the GP service twice; the wait-times to see the GP were between 9 days to 15 days, while some procedures I wanted (RX torace/Thoracic/chest xray) took well over 6 days to reserve via the online CUP system, some hospitals even having 20 day wait times.
Nope, not true. Specialists do prescribe Ambien and similar medications for sleep but only after making sure you need it and that it won't negatively interact with your health or other medications you're taking. If it can be of help, remember that in Italy Ambien in is known as Zolpidem (you can find people talking about it if you google "zolpidem opinioni").
Hello, I have watched all your videos on purchasing a property in Italy. I have had my offer to purchase a house in Guglionesi, Molisse accepted. I have signed some paperwork, but have now been told by the notary engaged by Immobiliare Caserio that Australians cannot purchase property in Italy. Is this correct?? Can you assist with this matter? Or can you recommend a notary to me for this matter? Thank you. Eileen
Sept 25, 2023 My Italian father and mother were not married. I fall under the 1948 rule. I spoke to your office but that didn’t come up. My parents not being married would that prevent me getting my Italian citizenship?
Just experience hospital ER in Taormina a horrific experience and ambulance service is Non existence they are only a glorified taxis services I was lucky enough to have a vacationing doctor from Australia administrated first aide turaqueit to control bleeding and maintains vitals as ambulance were non existences...can you Talk about Private services medical ins. For visitors and is it worth getting or will you still get inferior medical services, Thank you
I have Italian citizenship - dual US/Italian I have been in Italy for over a year, but unable to open a bank account, or even a postal account. As you probably know, there aren't that many rentals available, owners prefer to sell. I found an apartment I liked, and showed the realtor my bank balances. The owner did not want to rent to me because I didn't have an Italian account. Without an Italian bank account, I can get no apartment. Without an apartment, I cannot get residency. Without residency, I cannot get health coverage. This is my Italian experience. Anyway, good video!
Many immigrants have a postal bank account in Italy like postepay evolution, if you have citizenship there should be zero restrictions to you.
Maybe you talked to some bureaucratic idiots.
I'm not an Italian nor from the European Union to begin with. How did you fail to open a bank account, this was the one thing I did immediately as soon as I arrived here
I'm a non citizen and if I could do it, surely you can too? For me I required nothing but my permesso di soggiorno- not even that, as I technically didn't have it, they were OK with just taking the "receipt" they give you for your appointment. PosteItaliane did shoo me away but I've managed to get a Unicredit account with no issues.
This was BEFORE I had my residenza. Afterwards I just changed over to a Fintech bank that covered Italy (Revolut, Satispay, etc.) BUT I upgraded my Unicredit account for the times that I needed an Italian IBAN (IBAN discrimination IS illegal, but, you know how EU regulations and enforcements in Italy go, lol)
And I also had health coverage (at least in the province I'm in, all you literally have to do is go to the local Casa della Salute or whatever and choose your GP/Pay for the services there, before it used to be more bullshit; you had to go to PosteItaliane to fill yet one more of those bolletino postale to the health ministry).
I'm genuinely curious as to how someone with citizenship had more difficulty than me- someone who's not even from the EU nor an Anglosphere country (US/Canada/etc).
EDIT: I do suggest Unicredit as a starter if you're ever willing to give this a go again. They legit let a friend of mine from Iraq open a bank account, despite initially being blocked because Iraq was sanctioned (For... I guess, having direct ties with Iran). The bank manager of the branch actually calling corporate to unfuck things helped, but still, if both of us could- Nothing a citizen can't do.
@@ThePieMaster219 You just said it yourself... you are NOT a US citizen. THAT is how you were able to open the bank account.
Banks in the EU are very reluctant to allow US citizens to open an account. I have personally run into this situation with Unicredit in Austria. I hold US, Italian and Austrian Citizenships.
The US and Eritrea are the only 2 countries in the world that tax their citizens WORLD WIDE. The US pressures all banks around the world to report on US citizens or face severe consequences. This is why banks in the EU would prefer to turn away US Citizens.
Look up FATCA and FBAR in relation to US Tax forms if you want to see the living hell Americans are put through. It is probably the #1 reason we renounce our US citizenship upon acquiring another and leaving the US for good. Even if we owe ZERO US taxes, we still must file and expat tax accountants will charge a lot of money (like around $1000) just to file the forms for us! If we try to do it ourselves and mess up the tax forms, we face a $10,000 fine! If EU banks don't play ball with the US, I believe they face big tax headaches or worst case they get cut off from the Swift banking network. No bank dares to play with that fire so it's easier to just turn away US Citizens.
@ItalianCitizenshipAssistance and / or @RafaelDiFuria You mentioned that to sign up for healthcare via the ASL you have to show an active income from work but if you are not working, you cannot sign up.
Can you (or someone here) please clarify if this is the case for an EU citizen as well?
My Mother, whom is almost 77 was born in Austria and lived in the US from under age 5 as a Nazi persecuted victim / Displaced Person, worked and retired exclusively in the US but she is both a US and Austrian Citizen.
Can she register with ASL or would she be required to pay for private healthcare? If private, how much might she pay if living in Alto Adige and is the coverage immediate or do you have to wait like 6 months or something for the health coverage to kick in?
This is an important question to know as she does need medications and we are trying to figure out a budget / how much money we might have to pay. She would probably live with me or very close by and I hold Italian / Austrian and US Citizenships. Grazie mille!
Thank you, Marco and Rafael! 🙌 I’m so excited to be one of your clients towards Italian citizenship! 😃🇮🇹
Are you going through the process currently?
Great information! Thanks!
In fact, you should probably make a video about getting your residenza status because so far that has been the hardest thing for me to do (took 4-5 months of going back and forth to the office). After that, getting the tessera sanitaria was largely easy. The only difficulty I had was that the lady who helped me asked me twice for my permisso di soggiorno and each time I had to remind her that I just gave her my passport and am an Italian citizen and thus don't need one but in the end, it wasn't a huge issue.
I could have used this before I moved here. I had a crash course in learning about ASL and IMPS after living and working here, lol.
Thank you, very helpful and complete information.
We live in the US and plan to move to Southern Italy next spring. My wife has her Italian citizenship by descent done. I will will need to do the Elective retirement visa process as I will take 2 years to pass if ever the B1 exam. Question is passive funds. Can I count my wife’s pernsion to make The 38K requirement for a couple. Or must I do it on my own. Thanks
I am making plans to move to Italy as a dual US/Italian citizen but I am planning to bring my mother with me who is retired with a US pension and a dual US/Austrian citizen. Since she is not working nor an Italian citizen (although an EU citizen), is she able to get on the Italian public healthcare system?
My guy, if she has an EU citizenship technically she's entitled to some level of care within the EU.
I'm a non-EU citizen living in Italy and it's easier than ever to get the SSN (Italian healthcare)- They cut out the whole bullshit where you had to go to PosteItaliane to pay the ministry of health or other related nonsense. Go to your nearest Casa della Salute, there should be a sportello area for registrations, but of course do this in January.
One thing I hate about the SSN is that it does NOT do a "1 year from time of subscription" but follow a "same year" policy; I.e., there's NO difference if you pay in January 1st or December 31st, you're going to get the coverage only for that year. 364 days of coverage vs 1 day of coverage for the same price.
@@ThePieMaster219 Good to know! Thanks!
@@PaulFromCHGO Oh, one more thing to note: For me as I am a non EU citizen, I have had to show my "permesso di soggiorno" or proof of application; I'm not 100% certain if, she as an EU citizen, just has to show her European Union ID at the desk. They surely won't speak English at the sportello, but, I suggest you do more research on this one front.
But guaranteed, they will have no reason to just outright deny her healthcare. Cheers!
If a citizen of Italy is not a resident of Italy but stays in Italy 2 months per year, how would they access the public Healthcare system?
You don't, it's for residents. Traveling insurance is the answer
The other guy is slightly misleading IMO; You get "healthcare" in that- say, you get hit by a truck or something. Or you suddenly have an aortic aneurism. Anything that requires an emergency room visit. THESE ARE ALWAYS FREE.
As for an Italian citizen- If you already pay into your province's healthcare system (somehow I guess), you're already covered but it's a waste frankly if you're only there for like
2 months. Because Italian healthcare by and large is paid by a yearly sum (I'm a student so I pay half the regular amount, the regular amount I think was something like 350 dollars). This yearly sum doesn't even last a year after you subscribe to it, it's literally for THAT year that you subscribe. I.e., Jan 1st 2023 subscription vs Dec 31st 2023 subscription costs the same, but it's for the year 2023 alone.
And honestly, if you're here for just 2 months, get some different traveler's insurance. Take it from me, I live in the northern part of Italy where the wait times are supposedly BETTER than the south, and I've had to use the GP service twice; the wait-times to see the GP were between 9 days to 15 days, while some procedures I wanted (RX torace/Thoracic/chest xray) took well over 6 days to reserve via the online CUP system, some hospitals even having 20 day wait times.
Not to mention some services such as CTs and colonoscopies take well over 3 months+.
If you’re a citizen of italy aren’t you part of the problem then?
@@Chris-wk7xq In what sense? If you're talking to me, I'm not a citizen.
Great content! Would love to hear if it’s possible to access healthcare outside of the EU if residing in Italy.
Is there a waiting period before a US citizen residing in Italy can apply for the Italian medical care?
I have heard that prescription sleeping medicine like Ambien is not available in Italy. They very rarely will write you a script for it. Is this true?
Nope, not true. Specialists do prescribe Ambien and similar medications for sleep but only after making sure you need it and that it won't negatively interact with your health or other medications you're taking. If it can be of help, remember that in Italy Ambien in is known as Zolpidem (you can find people talking about it if you google "zolpidem opinioni").
Hello, I have watched all your videos on purchasing a property in Italy. I have had my offer to purchase a house in Guglionesi, Molisse accepted. I have signed some paperwork, but have now been told by the notary engaged by Immobiliare Caserio that Australians cannot purchase property in Italy. Is this correct?? Can you assist with this matter? Or can you recommend a notary to me for this matter? Thank you. Eileen
Hello! Feel free to send an email to info@italianrealestatelawyers.com we will let you know if and how we can assist. Thank you!
Sept 25, 2023
My Italian father and mother were not married. I fall under the 1948 rule. I spoke to your office but that didn’t come up. My parents not being married would that prevent me getting my Italian citizenship?
How is the process working out for you?
Can Australians purchase property in Italy?
Yes, but residency doesn't come automatically with it. You still need to apply for the visa.
Just experience hospital ER in Taormina a horrific experience and ambulance service is Non existence they are only a glorified taxis services I was lucky enough to have a vacationing doctor from Australia administrated first aide turaqueit to control bleeding and maintains vitals as ambulance were non existences...can you Talk about Private services medical ins. For visitors and is it worth getting or will you still get inferior medical services, Thank you