HDFC Credila Education Loan Without Collateral | Maximum Loan Amount, Eligibility Criteria & More

[@praful7308]

Before going to abroad for education, think thousand times. Check worst economic conditions of that country otherwise you will trapped under education loan.

[@princejatin5651]

Is there loan option for studying diploma in European countries with govt colleges.

[@GyanDhan]

Hi Jatin,
Thank you for reaching out to Gyandhan. To answer your query, yes, there are loan options available for studying diploma courses in European countries, including government colleges. Here are a few options:
HDFC Credila: Offers education loans for a wide range of courses, including diploma programs.
Avanse: Provides loans for various courses, including diploma programs abroad.
Axis Bank: Offers education loans for international studies, including diploma courses.
ICICI Bank: Provides loans for studying abroad, including diploma programs.
Bank of Baroda: Known for flexible education loan policies, may cover diploma programs in government colleges abroad.
Check with these institutions for detailed information. GyanDhan can also help you find the best loan options. Feel free to contact us!
Regards,
Team Gyandhan

[@reshmasoiru3625]

May I know, whom/where I can contact to get in touch with one of your representatives?

[@GyanDhan]

Hello,
To start your abroad education loan journey check your education loan eligibility here bit.ly/3JOQ7mm. and fill out the required details. After that our representative will reach out to you.
Regards,
Team GyanDhan!

[@muskandeepkaur4304]

University of Canberra ( Australia) - bachelor of nursing course
Father annual income - 6.5 lakh( transport buisness)
Grandfather - 10.5lakh( farming+ dairy farming)
Non collateral education loan required
May i eligible and if eligible how much maximum amount i got?

[@GyanDhan]

Hello Muskaandeep,
It is only Possible With Collateral Because Bank Will Only Do The Bachlor cases on collateral or immediate emi and application is not filt for immediate emi so only collateral is option.

[@muskandeepkaur4304]

@@GyanDhan am can you give me example of colletral option? What i consider colletral

[@harshbhadani]

Make a video on HDFC credila edu loan for study in India

[@GyanDhan]

Hello,
Thank you for reaching out to GyanDhan.We provide abroad education loan-related services only at the moment. Can we help you with anything else?
Regards,
Team GyanDhan!

[@RoshanbenDarjada]

6⁶6⁶I will come back ⁶ 0:1 I am wanna kia when you are a housefull nationa Kia mere qreh8j9 ​@@GyanDhan

[@bandianusha4845]

I want to have loan for 20 lakhs for my master's in ireland. Without collateral but my father is a daily wager could it possible to get a loan.

[@GyanDhan]

Hello Anusha,
Obtaining a 20 lakh loan for your master's in Ireland without collateral can be challenging, especially if your father's income is limited. However, you can explore lenders like MPOWER and Prodigy Finance, which offer loans based on your academic potential and future earning prospects without requiring collateral. Additionally, check with banks like SBI, HDFC Credila, or ICICI Bank for education loan schemes for meritorious students. If you have more questions or need further assistance, feel free to ask!
Regards,
Team Gyandhan!

[@JohnWick07]

Hello sir i want to pursue my bachelor's in germany can i get non collateral education loan for more than 15 lakh , if yes please guide me

[@GyanDhan]

Hello,
Yes, you can get a non-collateral education loan for more than 15 lakh INR to pursue your bachelor's in Germany. Several banks and financial institutions, such as SBI, Axis Bank, ICICI Bank, Avanse, and HDFC Credila, offer such loans. Ensure you have your admission letter, academic records, and co-applicant’s income proof ready. Apply online through the lender’s website or visit their branch for assistance. For personalized guidance, feel free to reach out to GyanDhan’s advisors.
Regards,
Team Gyandhan!

[@saniaparween3283]

I want to make my maternal uncle my co-borrower because my parents live separately and my mother does not work but my maternal uncle is already running 3 loans, can he still become a co-borrower?

[@GyanDhan]

Hello Sania,
It's possible to make your maternal uncle a co-borrower, but since he is already running 3 loans, the bank will assess his financial stability and repayment capacity. Each bank has its own policies, so it's best to discuss this directly with your loan provider to understand their requirements and see if your uncle can meet them despite his existing loans. Good luck with your application! If you have more questions, feel free to ask us.
Regards,
Team Gyandhan!

[@saniaparween3283]

Can I get the loan amount credited to my account?

[@GyanDhan]

Hello Sania,
With HDFC Credila, the loan amount is typically disbursed directly to the educational institution to cover tuition fees. However, for other expenses like living costs, they may credit the amount to your account. It's best to check with HDFC Credila directly to understand their specific disbursement policies and whether they can accommodate your request. Good luck with your studies! If you have more questions, feel free to ask.
Regards,
Team Gyandhan!

[@ankeshbedekar3671]

Is it possible to apply without co applicant?

[@GyanDhan]

Hello Ankesh,
Yes, it is possible to apply for an education loan with HDFC Credila without a co-applicant, but it depends on several factors like your creditworthiness, the collateral you can provide, and the specifics of your course and institution. We recommend reaching out directly to HDFC Credila to discuss your individual case. They can provide personalized guidance and potential solutions based on your profile. If you need any further assistance or have more questions, feel free to reach out to us at GyanDhan.
Regards,
Team Gyandhan

[@athemk.chothe1416]

I need an education loan for my daughter who is pursuing MBBS in Europe, will it be possible or not?

[@GyanDhan]

Hello Athem K. Chothe,
Thank you for reaching out to us. We are extremely sorry. However, we don’t provide any loan product as . Moreover, lenders do not approve loan for MBBS. We suggest changing your target country to become eligible for the loan. If you still wish to go ahead with MBBS, applying for a Gold or Personal loan would be ideal for you.
Another thing to keep in mind, getting loan approval for MBBS is tough without collateral.
Regards
Team Gyandhan

[@Medicosandeep80]

Kya india me padhne ke liye 7 LAKH ka loan mil jayga kya

[@GyanDhan]

Hello Sandeep,
Thank you for reaching out to GyanDhan.We provide abroad education loan-related services only at the moment. Can we help you with anything else?
Regards,
Team GyanDhan!

[@felinecaninenation6513]

Hello. My loan wasn't approved because of co applicants' low cibil score. Can i reapply with another co applicant ? Please let me know thanks

[@rahulkhowal2646]

Interest rate is high 😂

[@chotobhai6021]

😂😂

[@GyanDhan]

Check your eligibility for an education loan - bit.ly/2zmJbYc