The 7 questions this investor asks in every investment he makes

If you’re watching this video or reading Livewire, chances are you’ve been through the experience of paying off your mortgage - or maybe even you’re in the trenches right now. But have you ever thought of investing in other people’s mortgages as a way to generate returns for your portfolio? Well, you can, and in this episode of The Pitch, AltX co-founder and co-CEO Nick Raphaely is going to show you how.
When you hear about real estate debt in the financial press, chances are you are reading about the state of the commercial real estate market. While we've not seen huge cracks in the commercial real estate markets either here or in the US, it was the subject of a lot of concerns over the last two years given rising interest rates would have destabilised the valuations these properties would have been earmarked at.
But AltX does things differently, investing in residential real estate debt - backing the construction firms and builders who are putting up everything from apartment blocks to townhouse projects. But given the national insolvencies narrative, the ongoing effects of a huge interest rate hiking cycle, and the soaring cost of labour, is this really a more secure investment opportunity than its commercial counterpart?