100% agree. I think its good to set up a consistent buy mechanism to DCA into the market, but if you see a 10% pullback, you shouldn't be sitting on the sidelines just because you're following a DCA strategy. Buying consistently while taking advantages of dip opportunities based on the information you have in my opinion is the best way to move forward.
What if there was 20% pullback if you were following the dca strategy. The money that went into 10% would have been in the 20%. Just stick with the rules. don't overthink.
Thank you for making this video! You are a clear voice among the noise. Thanks for giving us a look at your portfolio and how you made certain decisions.
Just buy the red, it’s scary, but once you master it you end up winning. It’s like the math formula you can’t really grasp fully but you use it anyway because it works. Unless you’ve gotten in at the top or just something not worth investing in.
Hi Marwan, you can always read up online about DCA - try looking around forums too and see how people do it, it's not a very complicated subject because the principal of it is basically to invest consistently and not try to time the market. Check out my previous video on DCA, hopefully this gives you more light: ruclips.net/video/-XU47KloU7s/видео.html Let me know if this helps!
My strategy is to DCA 15% of my salary on the 1st Monday monthly into: USXF (USA ESG ETF) - 33% DMXF (Developed Markets ESG ETF) - 33% EMXF (Emerging Markets ESG ETF) - 17% SDG (UN SDG sustainable future thematic ETF) - 17% for the rest of my life!
Hi R L, I'm not particularly fancy about emerging markets as I don't quite understand them, and their political risks are way higher than developed countries, hence its not something within my scope of consideration
@@ZietInvests thanks. Yup that makes sense, I'm also not too comfortable investing solely in US, in case anything, what other markets would u consider investing geographically if you were wanting to diversify outside of the US. Thanks again for all ur inputs
In my opinion, dca is only applicable for those wonderful business with undervalue or fair value valuation must have strong cash flow, business growth and dividend growth. Moreover, the company must not in a cyclical industry such as commodities. If the company that you dca before, now becomes not a good business or sunset industry, as an investor need to start cut loss even though you are making losses. The most important lesson, never dca on a sunset industry company.
Hmmm yes and no: 1. Good cash flow/growth - not all amazing businesses have good cash flow when they just started, and can take some time before they see profitability (Tesla back then) 2. Cyclical industry - may not be bad as well, Apple is part of a cyclical industry 3. Sunset industry - I agree with you and can see where you come from, but on the contrary, investors that lean towards capital preservation tend to lean towards sunset industries for the stability and proven track record since its within their comfort zone (not necessarily wrong, but also not something i like either) 4. Cut loss - yes! learnt this the hard way, which I feel many will only learn this the hard way because its easier said than done on paper, but it feels completely different in actual experience!
Hi Mei Ling, what you see in this video is what I have in my investment portfolio, i dont hold any other ETF at this moment (Except a little bit in ARK ETF)
Please review Go+ and KDI Save and Versa bro. You have not covered them in your video. They are a good place to store extra cash for fast withdrawal rather than putting in savings account earning 0.
The main reason why I don't cover them is because they are mostly short-lived - i.e. 2-3% p.a. rate only last for a 1-2 year promotional period, I'd prefer the upside of having cash that I can deploy into my business or investments whenever I need them since the yield is nothing impressive Though let me take a further look at them, I might miss a thing or two :P
IMO, another DCA mistake is buying the dip. When the stocks goes down, the common thing we hear is buy the dip, it's not wrong, but as u said, lower can go lower. Example would be China stock like u mentioned. Unless one is an early entry, those who buy the dip will still be in the red. Not only that, u would have ended up having more shares of than u probably plan. Teladoc is another example, same for Sea Ltd. Our local example would be top glove. DCA when the stock is in a downtrend isn't really a good idea. Because when it goes up, u will only break-even. Instead, why not DCA when the chart of the stock is going on a up trend, aka averaging up. Just my opinion.
Hmmm yes and no in my opinion, because ultimately it still depends on the asset you are investing in - obviously younger/yet to be established companies bear more risk compared to established companies with proven track record (without even touching political risk!) That said, the principal of DCA is to invest consistently, because if you are only DCA-ing during its up trend, that is almost equivalent to trying to time the market and only buy when everything is going up, and more often the time this would lead to buying all the way up to the peak. Again, highly dependent on the asset we're talking (commercial & political risk in mind), but not to be mixed with the strategy itself, choosing the right company (with both risks weighed off) should be a separate thing by itself😊
📌Learn more about Interactive Brokers → www.interactivebrokers.com/mkt/?src=zietPY2&url=%2Fen%2Fwhyib%2Foverview.php%3Fnored%3Dt
100% agree. I think its good to set up a consistent buy mechanism to DCA into the market, but if you see a 10% pullback, you shouldn't be sitting on the sidelines just because you're following a DCA strategy. Buying consistently while taking advantages of dip opportunities based on the information you have in my opinion is the best way to move forward.
Well said!!
What if there was 20% pullback if you were following the dca strategy. The money that went into 10% would have been in the 20%. Just stick with the rules. don't overthink.
Thank you for making this video! You are a clear voice among the noise. Thanks for giving us a look at your portfolio and how you made certain decisions.
Thank you so much for this! I try my best to share my learnings along the way!
This is important topic.. nice to hear this from you.
Hopefully this gives you more insights!😊
Yea I made a few mistakes which u pointed out. Thank you for the thoughtful reminder Ziet!
I'm glad you resonated with my points Ee Hun!😊
Great insight…thank you so much Ziet .
Thank you Kannan! And so glad to see you back here every week🥰
Great points on DCA, Ziet!
Thank you Daren😊 Have a great weekend!
Thank you for making the great topic to remind us in the confusing circumstances👍😍
You're most welcome Kim! Have a great weekend ahead 🥰
Commercial and political risks are things to consider how the macroeconomics has changed.
Rebalance portfolio regularly
Agree!
Just buy the red, it’s scary, but once you master it you end up winning. It’s like the math formula you can’t really grasp fully but you use it anyway because it works. Unless you’ve gotten in at the top or just something not worth investing in.
Couldn't have said it any better, its so counter-intuitive right?!
I need to learn more about DCA method, what do you recommend?
What about you make a video about DCA?
Your videos are always clear and genuine
Courage
Hi Marwan, you can always read up online about DCA - try looking around forums too and see how people do it, it's not a very complicated subject because the principal of it is basically to invest consistently and not try to time the market.
Check out my previous video on DCA, hopefully this gives you more light: ruclips.net/video/-XU47KloU7s/видео.html
Let me know if this helps!
If new to investing.. Try buying ETFs like VUAA/CSPX, VWRA. Ziet did a video in them before. Won’t go wrong with them.
Thanks for explanation and tips,Good luck!
Cheers brother!
Thanks again for great videos keep it up
Cheers Emy! Glad you liked it 😊
Thank you Ziet
You're most welcome!!
Keep up the great work!
Thank you! 🥰
My strategy is to DCA 15% of my salary on the 1st Monday monthly into:
USXF (USA ESG ETF) - 33%
DMXF (Developed Markets ESG ETF) - 33%
EMXF (Emerging Markets ESG ETF) - 17%
SDG (UN SDG sustainable future thematic ETF) - 17%
for the rest of my life!
Thanks for sharing😊 All the best!!
Good stuff!
Thank you Boon Tee!
How dare you drop the fork mic and hang with fancy equipment like that! O lord 😂
😂😂😂😂 sowieeeeeeeee
dude, thanks for this video. appreciate it.
You're most welcome my friend!
That is good video
Thank you Martin 🙏🏻🙏🏻
Ziet,
can you do a video on how to buy China stocks from Malaysia? Use which broker?
Hi Nicholas, you can use Interactive Brokers to do that actually! Link in pinned comment 😊
thanks Ziet, any view on India index funds like INDA, irish domiciled ones? thanks
Hi R L, I'm not particularly fancy about emerging markets as I don't quite understand them, and their political risks are way higher than developed countries, hence its not something within my scope of consideration
@@ZietInvests thanks. Yup that makes sense, I'm also not too comfortable investing solely in US, in case anything, what other markets would u consider investing geographically if you were wanting to diversify outside of the US. Thanks again for all ur inputs
Wow! Tesla exposure back then! 😱
🫣
like button smashed... any chance of bringing back the fork?
absolutely fantastic contents!
Thank you Benjamin! For the fork...hmmm.....we'll see 😂 Maybe for some shorts series or something!
In my opinion, dca is only applicable for those wonderful business with undervalue or fair value valuation must have strong cash flow, business growth and dividend growth. Moreover, the company must not in a cyclical industry such as commodities. If the company that you dca before, now becomes not a good business or sunset industry, as an investor need to start cut loss even though you are making losses. The most important lesson, never dca on a sunset industry company.
Hmmm yes and no:
1. Good cash flow/growth - not all amazing businesses have good cash flow when they just started, and can take some time before they see profitability (Tesla back then)
2. Cyclical industry - may not be bad as well, Apple is part of a cyclical industry
3. Sunset industry - I agree with you and can see where you come from, but on the contrary, investors that lean towards capital preservation tend to lean towards sunset industries for the stability and proven track record since its within their comfort zone (not necessarily wrong, but also not something i like either)
4. Cut loss - yes! learnt this the hard way, which I feel many will only learn this the hard way because its easier said than done on paper, but it feels completely different in actual experience!
Can u share your current etf holdings? Stocks for long term? Stocks for good dividend?
Hi Mei Ling, what you see in this video is what I have in my investment portfolio, i dont hold any other ETF at this moment (Except a little bit in ARK ETF)
@@ZietInvests thanks i dumped my small holdings of arkf at a loss of course...very disappointed
HI Ziet, Will you encourage take out EPF and invest in US market like ETF or stock?
Hi Eric, if it is purely withdraw with the aim to earn higher investment yield over in the US market - not something I would do myself
You can always sell covered calls for cash
Is it OK to dollar cost average I currently put a set amount of money every day Monday through Friday to my stock and ETFs or as once a month better
Hey Gary! It really depends on your financial goals and cash flow availability I'd say.
Please review Go+ and KDI Save and Versa bro. You have not covered them in your video. They are a good place to store extra cash for fast withdrawal rather than putting in savings account earning 0.
The main reason why I don't cover them is because they are mostly short-lived - i.e. 2-3% p.a. rate only last for a 1-2 year promotional period, I'd prefer the upside of having cash that I can deploy into my business or investments whenever I need them since the yield is nothing impressive
Though let me take a further look at them, I might miss a thing or two :P
46 % in tesla???🙅🏼, dca is only for funds not for individual stock
@@zaheerwaqas8760 incorrect, its for any investment assets
IMO, another DCA mistake is buying the dip. When the stocks goes down, the common thing we hear is buy the dip, it's not wrong, but as u said, lower can go lower. Example would be China stock like u mentioned. Unless one is an early entry, those who buy the dip will still be in the red. Not only that, u would have ended up having more shares of than u probably plan. Teladoc is another example, same for Sea Ltd. Our local example would be top glove.
DCA when the stock is in a downtrend isn't really a good idea. Because when it goes up, u will only break-even. Instead, why not DCA when the chart of the stock is going on a up trend, aka averaging up. Just my opinion.
Hmmm yes and no in my opinion, because ultimately it still depends on the asset you are investing in - obviously younger/yet to be established companies bear more risk compared to established companies with proven track record (without even touching political risk!)
That said, the principal of DCA is to invest consistently, because if you are only DCA-ing during its up trend, that is almost equivalent to trying to time the market and only buy when everything is going up, and more often the time this would lead to buying all the way up to the peak.
Again, highly dependent on the asset we're talking (commercial & political risk in mind), but not to be mixed with the strategy itself, choosing the right company (with both risks weighed off) should be a separate thing by itself😊
Funds are safeu
Which fund tho? :P
China is not for their stock growth but they still work for their people against usa
🥹
Political risk is what haunting us forever in Malaysia. Because Malaysia is manages by clowns.
🥲🥲
Thought this video was about DCA, wasting time..