कितने रुपये तक की Cash में fixed deposit कराने पर नहीं होगी आयकर विभाग को सूचना | Cash Limit |

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  • Опубликовано: 9 сен 2024
  • Interest calculation in FDR, 15G/15H, When pay tax on Interest, Limit of Cash in FDR etc all problems ONE solution in this video
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Комментарии • 326

  • @expertcasachin
    @expertcasachin  2 года назад +25

    Now tds limit 40000 as amendments for senior citizen

  • @lalchandmishra3424
    @lalchandmishra3424 Год назад +4

    आपकी समझाने की शैली बहुत अच्छी है सर् ।हर ब्यक्ति आसानी से समझ सकता है पूरी डिटेल से समझाते हैं आप सर् बहुत बहुत धन्यवाद सर् ।

  • @chandrakantpashine2204
    @chandrakantpashine2204 2 года назад +2

    बहुत ही बढिया समझाया आपने,धन्यवाद महोदय ।

  • @chandrakantpashine2204
    @chandrakantpashine2204 2 года назад +3

    बहुत ही अच्छी जानकारी,धन्यवाद ।

  • @shankarlalsawner1278
    @shankarlalsawner1278 2 года назад +2

    जानकारी उपयोगी है।धन्यवाद👌👌👍

  • @kamalnegi8099
    @kamalnegi8099 Год назад +1

    Thank you for clear and knolegable formation

  • @user-iz2jv9bu5o
    @user-iz2jv9bu5o Год назад

    Very nice and good, Suggestions, Information and Adviced.

  • @user-iz2jv9bu5o
    @user-iz2jv9bu5o Год назад

    Superb, Excellent performing work.

  • @arvindkhade5589
    @arvindkhade5589 2 года назад +1

    Sachin Sir Ji very good information Thanks

  • @gurbjjaxlal7730
    @gurbjjaxlal7730 11 месяцев назад

    ਬਹੁਤ ਅਛੇ ਜਾਣਕਾਰੀ ਦਿੱਤੀ

  • @vivekkamble4377
    @vivekkamble4377 2 года назад +3

    Good video
    Thanks sirji

  • @Shiv-st4kl
    @Shiv-st4kl 2 года назад +5

    Sir u are too good. Plz continue educating us on these issues.

  • @lalchandmishra3424
    @lalchandmishra3424 Год назад +1

    Very good information sir thanks

  • @sanjayzope6664
    @sanjayzope6664 Год назад

    Very important subject . Thank you sir.

  • @SanjayJain-bd7sn
    @SanjayJain-bd7sn 2 года назад

    Sachin ji thanks aapne bhut si jankari di

  • @AshishKumar-lo5dc
    @AshishKumar-lo5dc 2 года назад +3

    Sir ,if I deposit more than 50 lakh in single current account then will I get notice by IT

  • @rajeevkumar-by1je
    @rajeevkumar-by1je 3 года назад +4

    Best knowledge

  • @jagdishpant7639
    @jagdishpant7639 2 года назад +1

    Very nicely explained 👏 👌 👍

  • @KaushikPatel-ty6cp
    @KaushikPatel-ty6cp 2 года назад +1

    Very very fine explanation in vidio.Very useful and easy to understand from yr vidiò.
    God Bless you

    • @expertcasachin
      @expertcasachin  2 года назад

      Thanks sir keep supporting

    • @dinkargaikwad6417
      @dinkargaikwad6417 2 года назад

      @@expertcasachin nicely explained Sir. THANK YOU VERY MUCH Sir

  • @kamleshpatel1518
    @kamleshpatel1518 Год назад

    Very useful information.

  • @sanjaykhanna1998
    @sanjaykhanna1998 Год назад +1

    I will to know about fd, if I do fd today for 1 year @ 8.25℅ for 5 lakh rupees and i become senior citizen after 8 months on 11 march 2024, will my fd Tds exempt interest limit will be of normal 40000/- or of senior citizen 50000/-

  • @rangnathdhobale1383
    @rangnathdhobale1383 Год назад +1

    Sir, I m a senior citizen n have taken Senior citizen saving scheme 2004 in 2015 n extended by 3 years will mature in 2023. My query is whether can it be extended further more period of years.

  • @PANDA21119
    @PANDA21119 Год назад +1

    Sir Mene 5Lakh Ka Fd Kiya To Kaya TDS Dena padega ya ni ITR File karana Padega

  • @satyaprakashsharma9398
    @satyaprakashsharma9398 2 года назад +1

    Good discussion.

  • @sumanjoshi7053
    @sumanjoshi7053 2 года назад +1

    Very usfull video

  • @brahmachariashokkumargupta4859
    @brahmachariashokkumargupta4859 2 года назад +1

    Very good expression thanks ।

  • @dhananjaikandari2808
    @dhananjaikandari2808 Год назад +1

    Great sir 🙏

  • @saurabhbaisoya134
    @saurabhbaisoya134 2 года назад +2

    Tells all your information in detail 👌

  • @seemamundari4782
    @seemamundari4782 Год назад +1

    Sar Agar Ham Ek Bank Mein Ham FD Karate Hain jismein Hamare 10000 ka interest rate Milta Hai salana To usmein tax nahin karti hai chal Ham man lete hain Agar Ham Chahte Hain Ki अलग-अलग Bank Mein Ham kara Le FD To Aise Mein Kya dikkat Hogi aap bata Doge

  • @rajupardeshi290
    @rajupardeshi290 3 года назад +3

    Hi sir, i saw every video, i really appricate your video, i have one question, from last 1 years and half 3 rd stage, yesterday i have received beneficiary id. Status change 4th. Sir pls le me know, how much month take to relize subsidy Thanks alot.

  • @ranjitsingh8499
    @ranjitsingh8499 2 года назад +1

    Bhai Sahib, no tds is tobe deducted if intt. In FY is 40,000 for general category and for senior citizen 50,000

  • @VishalSoni-dy4qu
    @VishalSoni-dy4qu Год назад +1

    Nice video ever sir ...but sir i have a doubt that if i earn rupees 9000 in a financial year then i have to file ITR and TDS will deduct. Please please..... Sir reply

  • @savitrikhanna8175
    @savitrikhanna8175 2 года назад

    Very good jankari

  • @bajarangiram5665
    @bajarangiram5665 2 года назад +1

    सर, मेरा बेटा मर्चेंट नेवी में है। उसके NRI Account में 12 लाख के करीब per year आता है USD convert होकर। क्या नियम है उसके लिए ITR का। please guide.

  • @surindersinghsaggu2405
    @surindersinghsaggu2405 Год назад

    Thanks Mr Sachin Jai Hind😂

  • @OmPrakash-lk9hn
    @OmPrakash-lk9hn 2 года назад +1

    Sir mera saving m 8 lac h upto 31 3 .22 kiya new financial year. ... 1 4 22 to 31 3 23 mey or 10 lac jama kr sakta hu ya nhi batay thanks

  • @rsharma108
    @rsharma108 2 года назад +6

    Keep it simple and summarize it less than 7 to 8 minutes

    • @expertcasachin
      @expertcasachin  2 года назад +2

      Yes Rakesh ji trying
      Thanks for suggestions

  • @kunalumare8072
    @kunalumare8072 Год назад

    Very good information, Jay Bhim.

  • @deeptirawat2937
    @deeptirawat2937 Год назад +1

    Bank Authorities should help senior citizens about the TDS on FD, the tax deductions due to their innocent ignorance goes in the pocket of banks.🤔

  • @kkjobs7573
    @kkjobs7573 4 месяца назад

    Sir I fixed deposited repeatedly 35000 rs for 1 week it is repeated for 26 rimes and interest earned from this 1000 rs only in financial year but total fd amount 15 lakh should i get any notice.

  • @gazalaperween1779
    @gazalaperween1779 Год назад +1

    Hello sir, Bank has deducted my TDS and I got the txt msg from bank as well but it is not showing in 26AS. Can u plz advice

  • @lalitsharma3640
    @lalitsharma3640 2 года назад +1

    sir agr meri koi income nhi h na hi m itr bharta hu mere father meko paise de rahe h fd k liye 200000 ki toh kya income tax ya fir bank m koi problem toh nhi hogi plss batye sir

  • @statusline405
    @statusline405 Год назад +1

    A contractor supply to government departments. so this is b2b sale ya b2c please clear this confusion

  • @Tiger-Blitz35
    @Tiger-Blitz35 2 года назад +15

    Bhai if interest income of all the FDs exceeds 40,000 then 10% TDS is applicable. The rate of TDS on FD interest is 10% for Indian resident customers. The bank deducts 10% TDS on FD interest if your interest income is more than ₹40,000. For senior citizens, this limit is ₹50,000. Is this not correct understanding?

  • @payalparuthi7874
    @payalparuthi7874 2 года назад +2

    Sir, I have 3 fd which I have made in 2017-2018, 2018-2019, 2019-2020 for Rs.8 Lacs, 4 Lacs, 7 Lacs, all Fd renewal in May 2022 so can I face any issues from it department

    • @psb111
      @psb111 Год назад

      Have u done all fd in 1 bank

  • @nareshkumar5426
    @nareshkumar5426 2 года назад +2

    Bhai Ji Ab Rs.40,000 tak FDR ke intt.pe TDS nahi katega ie ab limit 10,000 se increase hokar 40,000 ho gai h.

  • @dhruvrajsinhjadeja-vfxarti3085
    @dhruvrajsinhjadeja-vfxarti3085 2 года назад +1

    Thank you very so much for this info sir :)

  • @santoshkumar0071
    @santoshkumar0071 2 года назад +26

    Bhai..FD pe 40k tak ka exemption milta hain in a financial year.

    • @expertcasachin
      @expertcasachin  2 года назад +3

      Yes right video main by mistake amendment Nahi bola mene

    • @KrishanLal-up5vu
      @KrishanLal-up5vu 2 года назад

      @@expertcasachin 7

    • @sudeshmodi1253
      @sudeshmodi1253 Год назад

      सर 58 साल की एज में वीआरएस लेने पर क्या व सीनियर सिटीजन की श्रेणी के हिसाब से एफडीआर करा सकता है।

    • @expertcasachin
      @expertcasachin  Год назад

      No

    • @ajayaryan88
      @ajayaryan88 11 месяцев назад

      ​@@expertcasachin😊

  • @anildhawan4179
    @anildhawan4179 Год назад

    Sir ji
    TDS deducted on TD interest if interest income us more than 40000 in one ID presently it is not clubed by all Banks
    It is clubed by all branches of a single Bank

  • @jitendrakaya8808
    @jitendrakaya8808 Год назад

    2022 23 accounting year ka video bhejo. Ye to bahut late aya hamaare pasand.

  • @dharambirsinghmalhan7320
    @dharambirsinghmalhan7320 2 года назад

    बहुत अच्छी हे

  • @santoshchogale390
    @santoshchogale390 2 года назад +1

    ग्रामीण किसन अपणी खेत जमीन बेचने पर आने वाली रक्कम को बँक मे कैसे invest करे.
    For exam.२५०००००/- तो इस पर टॅक्स लगेका? ओर tds लग सकता है?

    • @expertcasachin
      @expertcasachin  2 года назад

      No tax no tds deposit in bank directly no issue
      But cash na ho

  • @bharatsoni2472
    @bharatsoni2472 2 года назад +2

    every person who has been allotted a PAN as on 1st July 2017 and is eligible to obtain Aadhaar number is required to link PAN with AADHAAR on or before 31st March, 2022.सर मतलब बताइए जुलाई 2017 से मतलब उसके बाद के लोगों का कि उसके पहले के लोगों का

  • @ayrabhagat4781
    @ayrabhagat4781 2 года назад +1

    thanks sir

  • @niranjanhamand3429
    @niranjanhamand3429 2 года назад +1

    If my FD interest is below 3.00 lakhs and I am a senior citizen, then do I have to file my returns for the year 2021 April to March 2022 ?
    Kindly guide me. Non taxable income for senior citizen is 3.00 lakhs. Thanks.

    • @expertcasachin
      @expertcasachin  2 года назад +1

      No need but if tds in 26as
      Then file and claim tds refund
      Check online in June or July 2022

  • @KaushikPatel-ty6cp
    @KaushikPatel-ty6cp 2 года назад +1

    Pl with amendment of particular Asst year.Thx

  • @kunalghosh96
    @kunalghosh96 2 года назад +1

    Permissible Cash Deposit limit 10L in Savings & 10L in FDs ?

  • @ziofydigital3810
    @ziofydigital3810 2 года назад

    Hi, Thanks for the video.
    I have filled the 15G form, but from the mid of this financial year i am no longer eligible for 15G. Bank can not revert the declaration. How do i need to pay tax now?

  • @anitajain2491
    @anitajain2491 9 месяцев назад

    Sir veten draw me fd ka interest show kre kya

  • @santoshchogale390
    @santoshchogale390 2 года назад +3

    Rural area ke kisan ko IT file karani jaruri hai?

  • @vipanverma5938
    @vipanverma5938 2 года назад +1

    आप ने सीनियर सिटीजन पर 70 मूल पर 5 लाख तक 15H allow किसी है पर rate of interest की सीमा नहीं बताया

  • @inderdevsingh3057
    @inderdevsingh3057 2 года назад

    धन्यवाद

  • @sambaransarkar4519
    @sambaransarkar4519 2 года назад +1

    If I open fd in sbi on any day of the month other than within 1-5th day of the month, will it affect my interest amount??

  • @sushilsankhla2062
    @sushilsankhla2062 2 года назад

    Very good sir

  • @sandeepjain5057
    @sandeepjain5057 2 года назад +2

    Sir, I have made fd from axis Bank Rs.660000 for one year it reflects in my 26As under SFT005 term deposit remarks NIL When fd limit is Rs. 10 Lacs why it report

  • @AshishKumar-lo5dc
    @AshishKumar-lo5dc 2 года назад +1

    Sir , what if I deposit 5 lakh fd for 20 years in saving account, then in case , will I get Income tax notice

  • @sunilmukherjee4456
    @sunilmukherjee4456 Год назад

    How much amount FDR one can made in one Bank. Please advise.

    • @expertcasachin
      @expertcasachin  Год назад

      No limit
      Depend tax paid or not on amount lying in bank

  • @sahejg3635
    @sahejg3635 Год назад +1

    Usually banks never accepts cash for fix deposits.

    • @geetakelkar7478
      @geetakelkar7478 Год назад

      We have to ask this CA to give name of a Bank accepting huge cash towards FD, otherwise this lecture is useless.

    • @expertcasachin
      @expertcasachin  Год назад

      In video I said after deposit in bank
      At least understand the concept first

  • @AdityaNegi-lv6vl
    @AdityaNegi-lv6vl Год назад

    Har saal saving account me kitne paise jama karna hoga jo tax na lage तीन account h limit kitni hogi ak account ki har saal

  • @mrsam1999
    @mrsam1999 2 года назад +1

    While filing 15g/h form online..pnb bank website asks for total income..how can we dodge that ?

    • @expertcasachin
      @expertcasachin  2 года назад

      Estimated figure
      Like pension plus interest on fd

    • @mrsam1999
      @mrsam1999 2 года назад

      @@expertcasachin 8.5 lakhs..1.61 lakhs from FD interest

  • @NaveenKumar-oe2xp
    @NaveenKumar-oe2xp 2 года назад +2

    Sir, If we renewal the FD Rs.ten Lacs so can the same inform to IT department by Bank

  • @tryhardgamingyt2718
    @tryhardgamingyt2718 Год назад

    Sir mera 1lakh ka fd hai our meri age 24 hai muze 6000 intrest mil raha hai to use main tax katenga kay? Plz reply our kay muze 15 g 15 h from bharne ki jarurat hai kay?

  • @hmaridesiduniya
    @hmaridesiduniya 2 года назад

    ek adhar card se kitne pan card link ho sakte hai one pan card two person issue

  • @virendradhaka5912
    @virendradhaka5912 2 года назад

    Superb

  • @gorakhsangle5788
    @gorakhsangle5788 Год назад

    मस्त विडिओ

  • @tarunchakraborty2831
    @tarunchakraborty2831 2 года назад

    Sir hamara total income post office sa. Amara income 1 years one lakh fifty three thousand aur a sal Do NSC Maturity income one lakh two thousand hota hay total milaka Two lakh fifty five thousand ho ta hay. Hum ko income tax file karna paraga Bateaga. Thank you.

  • @saritabhatt5492
    @saritabhatt5492 2 года назад

    Thank u

  • @mohsinahmed1485
    @mohsinahmed1485 2 года назад +1

    Sir maine Dec. 2020 me ek FD banwayi. Aur phir uske baad May 2021 me dusri Fd banwayi. Dono ko milakar interest ₹10000/- se upar ho gaya. To kya karna chahiye mujhe, 15 G form bharna chahiye??? Jisse ki TDS naa kate. Please🙏 help.

    • @expertcasachin
      @expertcasachin  2 года назад +2

      Better file to avoid tds

    • @mohsinahmed1485
      @mohsinahmed1485 2 года назад +1

      @@expertcasachin
      To agar ab mai 15 G form bharta hu to kya wo maanya hoga, kyunki ab to november chal raha hai, aur Dec. 2020 wali FD to agle maheene hi poori ho jayegi? To kya karna chahiye mujhe?

    • @mohsinahmed1485
      @mohsinahmed1485 2 года назад +1

      @@expertcasachin
      Sir jee please🙏 reply

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Yes will work no issue don’t delay

    • @mohsinahmed1485
      @mohsinahmed1485 2 года назад +1

      @@expertcasachin
      Thanku Sir

  • @deepakkool7148
    @deepakkool7148 2 года назад +2

    पहली बात तो ये है कि
    बैंक नकद एफ डी बनाता ही नहीं है

  • @ravichopra9467
    @ravichopra9467 Год назад +1

    Sir ji kai bank main fd bina bank account ke ban jati hai

  • @MansukhThakor-cj3ft
    @MansukhThakor-cj3ft 4 дня назад

    4 lakhs fd 444 din ki or 2 lakh jama se saving me to tax kataga

  • @piscificocean6830
    @piscificocean6830 Год назад

    सचिन भाई, अगर किसी ने 1 साल में 20 लाख रुपए कमाए और तुरंत 20 लाख की fixed deposit करवा ली तो क्या उसे 20 लाख पर इनकम टैक्स देना पड़ेगा? कृपया जवाब जरूर दें. 🙏🙏🙏

  • @ashishlimaye7456
    @ashishlimaye7456 2 года назад

    Sir टोटल 50लाख का ODD /FD करते है तो ऊसपे एकसाथ कितना लोन ले सखते है तो इनकमटॅक्स का प्रॉब्लेम नाही होगा MERA AGE 45 है और MERA फ्लॅट मुंबई मै है उसको बेचके मुझे जो पैसा आणा है उसमेसे 50 लाख का अगर मै fd odd करता हूं, उसके बारेमे sir आप मुझे क्या मार्गदर्शन कर सकते है प्लीज 🙏

  • @_gajendra_panchal
    @_gajendra_panchal 2 года назад

    भाई मेरे पापा govt service में है ,टो वो मुझे अपना पैसा देते हे ओर में अपने खाते में FD करा देता हूं अभी 7 lec की FD हे मेरे अकाउंट में , में एक स्टूडेंट हूं ,क्या बाद में कोई दिक्कत हो सकती है क्या , ऐसे ही मेरी ममी के अकाउंट में करा रखी है , और अगर में 40000 से ज्यादा इंट्रेस्ट के लिए fd कराऊ टो मुझे tax se बचने के लिए क्या करना होगा

  • @originrich6686
    @originrich6686 2 года назад +2

    Mai To Pehle Meta Futures Ke Demo Account pr Check krke Hi Aage Trades Lgata hu

  • @Adhyatmik2000
    @Adhyatmik2000 11 месяцев назад

    Agr interest 40001 rupees bhi hua to kya TDS ktegaa

  • @ladulalsharma6911
    @ladulalsharma6911 2 года назад

    Super

  • @KiranPatel-iz5sv
    @KiranPatel-iz5sv Год назад

    Please give information for 2023. --2024. Please

  • @nawaljha6363
    @nawaljha6363 2 года назад

    Nice video

  • @jasbirsingh9863
    @jasbirsingh9863 2 года назад +1

    Sir 5 lakh ki fd kr sakte h ek financial year m

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Yes no issue
      But file itr showing sources of fd

    • @jasbirsingh9863
      @jasbirsingh9863 2 года назад

      @@expertcasachin sir file itr is compulsory for 5 lakh or not..bcoz the limit is upto 10 lakh? if I was not file itr then some issue or not

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Not mandatory but will be better

    • @jasbirsingh9863
      @jasbirsingh9863 2 года назад

      @@expertcasachin ok thanks

  • @rajmohanmehra9334
    @rajmohanmehra9334 2 года назад +1

    For Sr Ctgns, it is Rs 50000/00

  • @sonugautam8839
    @sonugautam8839 2 года назад

    Sir mera jo FD poora hokar account m credit ho chuka h usi amount ki new fd karne par to wo renew m aayegi ya new fd m

  • @devisingsing9116
    @devisingsing9116 Год назад

    Before, April, we cannot fil 15 H

  • @rajendrasharma9589
    @rajendrasharma9589 2 года назад

    Yadi Grand father apne G.son ke naam se fd karwana chate hai, G son major hai per student hai to vo kitne amt ki fd G son ke naam se karwa sakte hai aur kya G.son ko ite fill karna jaruri hai kya

  • @aijazkhan9995
    @aijazkhan9995 2 года назад

    Purani fd withdraw hone pr, usi amount ko,turant nayi fd online book kr de,aur saal me 10 lakh cross ho jaaye to ,income tax notice aa sakta hai kya,,,

    • @expertcasachin
      @expertcasachin  2 года назад

      No

    • @mrsam1999
      @mrsam1999 2 года назад

      But wont it bectreated as a new fd ? Since money had been withdrawn and not renewed ?

  • @harivishwakarma9466
    @harivishwakarma9466 2 года назад

    Scss के तहत 15lac का पति, पत्नी का जॉइंट फिक्स डिपॉजिट है। क्या एक और 15lac का फिक्स डिपॉजिट पति पत्नी के नाम खोल सकते हैं

  • @akshaydave6965
    @akshaydave6965 2 года назад +1

    Sir mene 5lac ki fd ki hai ak saal baad 1lac 24 hazar milega to isme mujhe tds katega kya?

    • @expertcasachin
      @expertcasachin  2 года назад

      Not possible 1 lac 25 hazar ??
      How u calculate??

    • @akshaydave6965
      @akshaydave6965 2 года назад

      @@expertcasachin sry sry 5 lac ki fd h 24 hazar milega

    • @abcxyz8662
      @abcxyz8662 2 года назад

      @@akshaydave6965 kategaa tera tds

    • @akshaydave6965
      @akshaydave6965 2 года назад

      @@abcxyz8662 kese 😂😂

    • @akshaydave6965
      @akshaydave6965 2 года назад

      @@abcxyz8662 ye pgla ca hai ise kuch nhi aata

  • @vijayvikramsingh7259
    @vijayvikramsingh7259 2 года назад

    mujhe retirement ka amount Mila hai. uska fd karane me kya samsya hai.pl give guidance

  • @saurabhvajpayee4732
    @saurabhvajpayee4732 2 года назад

    Sir
    Scss me tds na kate us k liye kaya kare

  • @vaibhavjain4135
    @vaibhavjain4135 2 года назад

    Sir senior citizens saving scheme me 10 lakh deposit krte ha to reporting hote ha kya