Thank you!! The internet lied to me!! :) Precisely why I had my wife product change to the Autograph card so I can figure this stuff out on my own. Is this just an easy statement credit? Or do you have to jump through any hoops?
Why do I not see the same filter options as you are showing in the video? Do you, as the designer, have more options than a typical users such as myself?
Thanks for watching, signing up for the site, and for asking the question, Chad! Lots of changes and improvements since this video was made. Check out the PART 1 and PART 4 of the Website Walkthrough (linked below) to understand the changes but basically, I moved the Selectable Categories to its own section in your profile so you can personalize and save those settings across the site and then in the My Profile section, you can set how you want to use your points Cash, Travel Portal or Transfer Partners. PART 1 ruclips.net/video/-aEu2tC_uew/видео.html PART 4 ruclips.net/video/RQwiTKCMIsA/видео.html
@@RICHwithPOINTS I may just be confusing myself. For example, I don't see the "Travel Redemption Modifier," "Estimated Travel Point Value," and "Highest Cash Point Value" options when using the "Best Card" for "Dining" feature as you demonstrated in the video. I watched the first, I think, five of the videos in your series, but maybe I missed something that has changed. There's a lot of information in those videos, which I appreciate, but I probably should watch them again. One other thing. How do you get 6x for the Altitude Go? I thought it was 4x for cash back or travel. Might you be confusing it with the Altitude Reserve? Maybe I'm just messed up on this point too!
Yeah - those three options you are looking for are now located in the My Profile: Points Redemption Preference section and called Travel Portal Redemptions, Transfer Partners, and Cash Only. Most people are just going to have a preference and stick with it, so I wanted to remove the clutter on every screen. The Altitude Go is 4x on Dining but with the Transfer Partners "point equalizer" turned on (when paired with the Reserve), it's equivalent to 6x WHEN compared to other point systems. If you go to the Altitude Go card page on the site, it should make this clearer now with the "Utilize Combine Points Transfer" button. All great questions and I hope I'm making this clearer for you. If not, keep asking - I'm happy to answer. ~Rich
@@RICHwithPOINTS You asked for it! I do have more questions. Hopefully you really don't mind answering them. First, when I click "Cash Only" from "My Profile," and go back to "Best Card" and "Dining," I still see, for example, the World of Hyatt card at 2x -> 4.6x. As far as I know, there is no cash value for the Hyatt points as they really only have value for "travel." Second, I don't believe the Altitude Go can be paired with the Altitude Reserve in the sense that its points are worth more with the pairing. It is my understanding that the Altitude Go, in particular, always earns 4x points that are equal to 4% cash back. People would go nuts if they could transfer their Go points to the Reserve and have them get the 1.5x multipler for travel. By the way, are you interested in people providing more cards to be added to your website, such as those from credit unions and such, or do you have all of the cards you are interested in having at this time (or you would prefer to keep mostly cards from larger issuers)?
First of all, GREAT questions and they are always welcome. Hyatt: Yes, even though you have it set to cash, if you are earning on a hotel/airline card, your only real option to redeem is still for hotel stays/airfare (i know some have the ability to redeem for gift cards but I don't think they are at 1cpp but I haven't dived too far into all that yet) so because of that, I keep the point value even when you have Cash Only set. I'm happy to debate this line of thinking but I thought about it a ton and it made sense to me to do it like this. Whereas 99.99% of bank cards can easily redeem for cash and usually at 1cpp. Altitude Go: I originally thought it was like you describe. However, I spent an afternoon researching it and found references that stated clearly that you could transfer your points over to the Altitude Reserve, so I changed it several weeks ago. I now wish I had saved footnotes for that so I can double-check. I'm happy to be wrong here. I'll probably just make a call to US Bank this weekend and ask but I always dread the hour-long hold times and being transferred around from person to person. I did that with Wells Fargo a couple of weeks ago. Always happy to add more cards that earn points and make sense to be on the site. If there is a user on the site that has cards that they would like to be included in the Best Cards list so when they are, for example, pulling into a gas station to know what to use, I definitely want to add them. Thanks again! ~Rich
awesome comparison video!
Thanks for watching! That made my day!! 😀
The Redstone Federal credit Union signature Visa 5x on restaurants and no annual fee, you'll have to join their credit union.
yeah, definitely going to add a credit union section and filter to the website soon. Thanks for watching!
Savor One is still offered. They only got rid of the $95 annual fee Savor card
Yes, definitely and I think I mention that later on in the video. And thanks for watching!!
Wells Fargo will let you cash out points at one cent per point. So 3x is 3%.
Thank you!! The internet lied to me!! :) Precisely why I had my wife product change to the Autograph card so I can figure this stuff out on my own. Is this just an easy statement credit? Or do you have to jump through any hoops?
Why do I not see the same filter options as you are showing in the video? Do you, as the designer, have more options than a typical users such as myself?
Thanks for watching, signing up for the site, and for asking the question, Chad! Lots of changes and improvements since this video was made. Check out the PART 1 and PART 4 of the Website Walkthrough (linked below) to understand the changes but basically, I moved the Selectable Categories to its own section in your profile so you can personalize and save those settings across the site and then in the My Profile section, you can set how you want to use your points Cash, Travel Portal or Transfer Partners.
PART 1
ruclips.net/video/-aEu2tC_uew/видео.html
PART 4
ruclips.net/video/RQwiTKCMIsA/видео.html
@@RICHwithPOINTS I may just be confusing myself. For example, I don't see the "Travel Redemption Modifier," "Estimated Travel Point Value," and "Highest Cash Point Value" options when using the "Best Card" for "Dining" feature as you demonstrated in the video.
I watched the first, I think, five of the videos in your series, but maybe I missed something that has changed. There's a lot of information in those videos, which I appreciate, but I probably should watch them again.
One other thing. How do you get 6x for the Altitude Go? I thought it was 4x for cash back or travel. Might you be confusing it with the Altitude Reserve? Maybe I'm just messed up on this point too!
Yeah - those three options you are looking for are now located in the My Profile: Points Redemption Preference section and called Travel Portal Redemptions, Transfer Partners, and Cash Only. Most people are just going to have a preference and stick with it, so I wanted to remove the clutter on every screen.
The Altitude Go is 4x on Dining but with the Transfer Partners "point equalizer" turned on (when paired with the Reserve), it's equivalent to 6x WHEN compared to other point systems. If you go to the Altitude Go card page on the site, it should make this clearer now with the "Utilize Combine Points Transfer" button.
All great questions and I hope I'm making this clearer for you. If not, keep asking - I'm happy to answer. ~Rich
@@RICHwithPOINTS You asked for it! I do have more questions. Hopefully you really don't mind answering them.
First, when I click "Cash Only" from "My Profile," and go back to "Best Card" and "Dining," I still see, for example, the World of Hyatt card at 2x -> 4.6x. As far as I know, there is no cash value for the Hyatt points as they really only have value for "travel."
Second, I don't believe the Altitude Go can be paired with the Altitude Reserve in the sense that its points are worth more with the pairing. It is my understanding that the Altitude Go, in particular, always earns 4x points that are equal to 4% cash back. People would go nuts if they could transfer their Go points to the Reserve and have them get the 1.5x multipler for travel.
By the way, are you interested in people providing more cards to be added to your website, such as those from credit unions and such, or do you have all of the cards you are interested in having at this time (or you would prefer to keep mostly cards from larger issuers)?
First of all, GREAT questions and they are always welcome.
Hyatt: Yes, even though you have it set to cash, if you are earning on a hotel/airline card, your only real option to redeem is still for hotel stays/airfare (i know some have the ability to redeem for gift cards but I don't think they are at 1cpp but I haven't dived too far into all that yet) so because of that, I keep the point value even when you have Cash Only set. I'm happy to debate this line of thinking but I thought about it a ton and it made sense to me to do it like this. Whereas 99.99% of bank cards can easily redeem for cash and usually at 1cpp.
Altitude Go: I originally thought it was like you describe. However, I spent an afternoon researching it and found references that stated clearly that you could transfer your points over to the Altitude Reserve, so I changed it several weeks ago. I now wish I had saved footnotes for that so I can double-check. I'm happy to be wrong here. I'll probably just make a call to US Bank this weekend and ask but I always dread the hour-long hold times and being transferred around from person to person. I did that with Wells Fargo a couple of weeks ago.
Always happy to add more cards that earn points and make sense to be on the site. If there is a user on the site that has cards that they would like to be included in the Best Cards list so when they are, for example, pulling into a gas station to know what to use, I definitely want to add them.
Thanks again! ~Rich
The 0 dollar savor card is still available for anyone to apply and get(if approved). The regular 95 dollar savor card no longer available.
Yeah, I think I mention that later on in the video. And thanks for watching!!