Chris Whalen On Why More Banks Will Fail

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  • Опубликовано: 16 ноя 2024

Комментарии • 97

  • @TheJuliaLaRocheShow
    @TheJuliaLaRocheShow  Год назад +9

    It's one of those days! We have two episodes today. I hope you all enjoy this conversation with Chris Whalen, chairman of Whalen Global Advisors. Let me know what you think! 💙 Julia

    • @issenvan1050
      @issenvan1050 Год назад +2

      Wow, one after another! Gr8 guest 2 discuss this subject!

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад +2

      @@issenvan1050 Yep! I was able to turn around this one pretty quickly. We recorded at 10amET today. Always appreciate your support, Issen. 😊

    • @issenvan1050
      @issenvan1050 Год назад

      I have 3% fixed-rate mortgage, too. So, I shouldn’t pay it until maturity?

    • @issenvan1050
      @issenvan1050 Год назад

      Viable investment ideas (NFA, of course 😎)?

    • @user-us9fg3dw4f
      @user-us9fg3dw4f Год назад

      ​@@issenvan1050 3

  • @jeffreyzimel2546
    @jeffreyzimel2546 Год назад +15

    Have seen Chris numerous times. Always very insightful. Thanks for having him on

  • @laszlolee
    @laszlolee Год назад +96

    First Washington Mutual, then first republic, Silicon Valley and now signature bank, these are all the signs of yet another 2008 market crash 2.0 , so my question is do I still save in the United States dollar or is this a good time to buy gold? I need solid data in market Trajectory

    • @oliviaHill-w4e
      @oliviaHill-w4e Год назад +1

      A perfect storm is brewing in the United States. Inflation, bank collapse, severe drought in the agricultural belt, recession, food shortages, diesel fuel and heating oil shortages, baby formula shortages, available automobile shortages and prices, the price of living place

    • @AdamGreene222
      @AdamGreene222 Год назад +1

      @Mark Lofgren This sounds really interesting. I've been thinking of pulling out my money too. Could you recommend who your advisor is? I could really use some help.

    • @AdamGreene222
      @AdamGreene222 Год назад +1

      Thankfully, I spotted her site without sweat after inputting her full name on my browser, no bs. I find her valid.

  • @howardglenmartinez4473
    @howardglenmartinez4473 Год назад +2

    Chris Whalen For President!

  • @GoodwalkSpoiled
    @GoodwalkSpoiled Год назад +2

    Chris Whalen is very insightful. Great guest, excellent commentary. Pulls no punches. Straight talk and candid explanations.

  • @junkscience6397
    @junkscience6397 Год назад +2

    Ms. La Roche: this was a great get! The guy is so on point: he knows what he's talking about. Definitely have him back for follow-ups and deeper dives? And thank YOU for asking basic questions to keep things accessible to the 101 level crowd (such as myself, lol): I appreciate you taking the time to get elementary answers to what can be quite difficult economic concepts!

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад

      Thank you so much, Junk Science. That means a lot, and I definitely try to keep it accessible because I'm also learning alongside you too. I'm not an expert and will never pretend to be one -- I promise! Really glad you enjoyed it, and I'll bring Chris back again soon. 🙏💙😊

  • @schlemmermaul5224
    @schlemmermaul5224 Год назад +6

    Lots of folks rearranging deck chairs still….absolutely stunning! Chris Whalen is as much of a bank expert as they get, no one knows more about this space!

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад

      Exactly! So thrilled he could join the pod, too, at this critical time.

  • @minnesotasalamander5913
    @minnesotasalamander5913 Год назад +2

    Thank you Chris.

  • @Ryan_Tinney
    @Ryan_Tinney Год назад +6

    Wonderful interview.

  • @fubarbrandon1345
    @fubarbrandon1345 Год назад +3

    Thanks Julia...great guest and interview.

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад

      Thank you as always, Fubar Brandon. You're one of my day-one viewers, and it means so much when you comment!😊

  • @miguelmachado3259
    @miguelmachado3259 Год назад +4

    Great and informative conversation. Chris is a great guest, with sobber and balanced views

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад

      YAY! I'm so happy you liked it, Miguel. I agree -- Chris is fantastic, and a delight to interview.

  • @trentlyght2350
    @trentlyght2350 Год назад +2

    Great interview Julia…Chris has a unique way of breaking down the complexities of the bond market and it’s impact on banks and the ramifications on the economy.

  • @joeysocks5718
    @joeysocks5718 Год назад +2

    Great guest. I learned a lot about the banking system.

  • @Daniel-Six
    @Daniel-Six Год назад +2

    Great interview. Whalen is really sharp.

  • @timferguson593
    @timferguson593 Год назад +2

    Thanks Julia.❤

  • @br4710
    @br4710 Год назад +4

    Very informative interview start to finish. Thank you both for your insight & honesty too.

  • @mattjenkins682
    @mattjenkins682 Год назад +1

    First time watching your show. I like listening to Chris Whalen. I also liked the questions you asked. Definitely subscribed. We have to support independent journalists!

  • @MS-dx6yz
    @MS-dx6yz Год назад +1

    Great guest. The FED is trapped.

  • @TheSwift121
    @TheSwift121 Год назад +2

    Great guest!

  • @isdept2539
    @isdept2539 Год назад +2

    Another awesome show, Julia!

  • @andrewcollier2222
    @andrewcollier2222 Год назад +2

    Great insights!! Thx!

  • @pauloalex975
    @pauloalex975 Год назад +2

    Fantastic show and channel 👏

  • @kevinford6420
    @kevinford6420 Год назад +1

    This gentleman knows his onions 👍

  • @Andrew-ww7qq
    @Andrew-ww7qq Год назад +1

    The gov has always been the ultimate buyer of the majority of mortgages via Freddie Mac and Fannie May. The Fed buyer of MBS's simply added to that.

  • @Andrew-ww7qq
    @Andrew-ww7qq Год назад +1

    The large banks of course also have deposit flight. Who will leave their funds with any bank that paying no interest?

  • @vacationism
    @vacationism Год назад +2

    good show

  • @anonymousAJ
    @anonymousAJ Год назад +1

    Am I confused? Wasn't Mr. Whalen on Blockworks when SVB failed saying everything was fine and it was just unique to that bank?

  • @thomaskauser8978
    @thomaskauser8978 Год назад +1

    When you buy a treasury bill you are LOANING money to the treasury!
    When you buy treasury notes + bonds you get the entire bond .
    Why would you loan money to a treasury that needs to default?
    When the government defaults notes and bonds get paid first.

  • @marciandjohn6320
    @marciandjohn6320 Год назад +2

    Such a smart interview, please ask Cris to return.

  • @quietStorm247
    @quietStorm247 Год назад +1

    This is a fantastic guest, Julia. Especially when he said the Fed is like the catholic church, never admitting fault. Perhaps this means JPow is the Fiscal Pontiff.

  • @afriend6952
    @afriend6952 Год назад +1

    Good interviews. You deserve 100k subscribers.

  • @issenvan1050
    @issenvan1050 Год назад

    How about the reserve requirement & SLR & RRP?

  • @Mike-fx4nu
    @Mike-fx4nu Год назад +1

    "I will never refinance that mortgage"
    You will when the rates are 1% in a few years.

  • @jmwSeattle
    @jmwSeattle Год назад +2

    Wow!
    And Congressmen finally asking him about it…

  • @MacroLoco
    @MacroLoco Год назад

    5:05 -5:10
    Exactly! They jacked rates and HELD the MBS Balance Sheet until they couldn’t then boom, banks went bust March 2023

  • @uhlijohn
    @uhlijohn Год назад

    Fear not! The Fed may not know what it is doing but they still have a printing press and can paper over any problem it creates!

  • @timferguson593
    @timferguson593 Год назад +2

    Pay me 5% and I am happy as a saver.😊

  • @neil5872
    @neil5872 Год назад

    Does this mean that the Fed crowded out the private sector by far too much during 20/21?

  • @issenvan1050
    @issenvan1050 Год назад

    I have 3% fixed-rate mortgage, too. So, I shouldn’t pay it until maturity?

  • @issenvan1050
    @issenvan1050 Год назад

    How about shadow banking?

  • @issenvan1050
    @issenvan1050 Год назад

    Why should the long-end of the curve go up?

  • @issenvan1050
    @issenvan1050 Год назад

    Is that like YCC?

  • @issenvan1050
    @issenvan1050 Год назад

    Start selling securities = contract the money supply more?

  • @issenvan1050
    @issenvan1050 Год назад

    Don’t they roll over longer-term securities either?

  • @issenvan1050
    @issenvan1050 Год назад

    Viable investment ideas (NFA, of course 😎)?

  • @issenvan1050
    @issenvan1050 Год назад

    Why doesn’t the FED follow the money supply?

    • @marvinlewis1101
      @marvinlewis1101 Год назад

      The fed hasn't been able to track the eurodollar universe since the 70s or earlier

    • @issenvan1050
      @issenvan1050 Год назад

      @@marvinlewis1101 I said the MONEY SUPPLY, here in US! Watch Prof. Steve Hanke, who had projected (& published) 9% peak CPI 1.5 years inadvance! Inflation is always a local, home-grown monetary phenomenon. Those are like the “team transitory” excuses. But, I hear what you are saying. Thanks. & I guess Julia had decided not to interview Prof. Hanke, who would be her greatest guest (not saying weird things to appear “sexy”, though) & tell things as they are!

  • @catliath5384
    @catliath5384 Год назад

    If the fed is insolvent then the government is insolvent???? Did we just lose world currency status???

  • @marvinlewis1101
    @marvinlewis1101 Год назад

    15:24 "If you do a mark to market on the fed, the fed is insolvent." That's not ideal lmao

  • @thomaskauser8978
    @thomaskauser8978 Год назад

    The 50 billion dollar line of credit JP MORGAN got from the FDIC will go along way to really increase the distress credit portfolio DIMON is about to expand upon ?
    What could you do with $50 billion buying credit 4 pennies?

  • @issenvan1050
    @issenvan1050 Год назад

    So the FED is not fighting inflation.

  • @issenvan1050
    @issenvan1050 Год назад

    CBDCs?

  • @thomaskauser8978
    @thomaskauser8978 Год назад

    The federal reserve raised a quarter and dollar was down a half?
    Anyone want the rest of a half eaten bologna sandwich out of the fed toolbox?
    To bring back confidence to the federal reserve doesnt CHAIRMAN JERRY NEED TO GET THE BOOT?

  • @issenvan1050
    @issenvan1050 Год назад

    He first says US is good at self-critique, then goes on to say it is not?.. 🤪

  • @ferdinandmaximillanus9370
    @ferdinandmaximillanus9370 Год назад

    You fool for a guest...! For one thing the FED wanted inflation simply because as they say inflation makes debt cheeper. Government debt supposedly finds it cheeper to be paid under inflationary circumstances. That is beside keeping interests low which again paying debt under lower interest is the benefit in such situation...!
    Generally placed your guest comes on in such childish manner to explain the distortions the FED has caused for too many years... Only benefits novice listeners...!

    • @fredcrossman5133
      @fredcrossman5133 Год назад

      You are the novice. Of course governments want inflation. But they want institutions who buy their paper to stay in business and keep buying their depreciating paper. They pumped M2 up near $5 tril in 2 years and bought their own paper. Now the Fed has inflation and no customers.

  • @MarkAffeldt
    @MarkAffeldt Год назад

    This podcast show contains excessive advertising and is not worth the time.

    • @TheJuliaLaRocheShow
      @TheJuliaLaRocheShow  Год назад

      I'm sorry to hear that, Mark. Those are the YT ads. This channel is currently how I'm making money, and I'd love to get some sponsors when I hit 10K. That said, I have the video on my Spotify with 1 ad. open.spotify.com/show/1AdbUQ6caOvrhyHwkVLcSP

  • @hubertdyka3467
    @hubertdyka3467 Год назад

    Sure pal. The solution is to lower rates. What a joke of an interview.