Thank you so much for watching : Passing the NMLS Exam - Understanding Adjustable Rate Mortgages (ARMs). Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
Me too! And I truly believe there’s no way in the world I would’ve passed without her program. I took it 3 times. Finally passed the 3rd time because of her program. Rest in Power, Artricia!
I just passed the MLS exam with an 86% score. Her videos helped me a great deal. I am going to be forever grateful. The world lost an amazing educator.
@@YOYO-ie8qj the post on the fb page said her health had been declining over the past few years. my first thought was COVID but that seems to not be the case. they never gave any specificity.
This woman's teaching style is immaculate, and I regret that I didn't do the 20 hours with affinity. I've looked everywhere trying to learn this on my own, and all I needed was a competent explanation. You can tell she cares. Very grateful for her, and very sorry she is no longer with us.
I just passed my test today. And, I had to thank you because your videos helped me tremendously. I love your voice and when I was taking the exam, I promise, I heard you with me. Thank you so much.
I would like to thank you a lot . You are so professional and your way of teaching is so unique . I have never seen someone like you who know and love what you doing .
18 years old, bought your program and studied like crazy, passed my NMLS exam first try. Thank you! Definitely recommend this exam prep program to ANYONE looking to get licensed
you are my coach mom. Thanks for the God-given vibrance you've shown that others may learn to shine better. Thank you in Jesus. Thank you. I am just Days away from my first attempt. Still struggling on breaking down the scenarical math word problems on ARMS. This video ....Thank you.....
Thank you so much for all these videos! I took my Pre-License course with another company and as I was studying I found your videos! I know without a shadow of doubt they helped me become better prepared and TODAY, I passed my MLO Exam with an 87%! THANK YOU!!
Im so happy that i came across your channel. I just finished my 20 hour pre license course. A lot of things that you went over in your videos was not even mentioned in my course.
I’m in the process of refinancing and stumbled upon your video because the mortgage advisor is so impatient and unwilling to explain himself. I thank you for educating not just prospective advisors but consumers on important aspects of lending with easy to understand explanations. Bless your heart!
I just love listening to these she makes it so much easier to understand everything! I’m so mad at myself for not finding this sooner I would have loved to take her courses instead of the one I’m currently taking. Thank you for making RUclips videos 🥰
You’re really good. Thank you for sharing. I’m learning a lot from you. I just passed my 20hr course. This goes along with everything I’ve learned; however , You’re much clearer and I understand your explanations a lot better. I’m able to apply what I’ve learned in a more detailed way. Thank you!
I already blew the $400 on a different School and can't get a refund. I really wish I would have signed up with your MLO course. Thank you for the videos, they're extremely helpful!
@@dranium07 It definitely was tough but I worked through questions slowly and made sure to read them multiple times. Studying hard for almost 3 months paid off!
you are such a good instructor. im using training pro right now for my license because ive heard good things about them. But a lot of the verbage is very hard and it doesnt really explain things in "lamen" terms like you. so im going to ask for a full refund and buy youre course!!! thankyou
I should have taken this course. I went through learn mortgage and i'm basically reading a power point slide. No video, no audio, and i can't even copy the words to enter into a text to speech software.
I am nervous for the test...its all I have to do to get my license. I feel it would be smarter to take the test after November...would that be a good assumption? That way to get a whole year worth of licensing?...
Hi Affinity. Thank you for shared a video. I have a question do you make a CD or record ? I would like to buy so I can listen in the car while I’m driving. Thank you 🙏
@@ItsMymy yes whatever it is as long as the CD I can listen on a car while I drive. Not just about the adjustable rate mortgage all kind of different on CD 💿 thanks again
Recently,my husband and I got a senior citizen discount on our 12 year mortgage. Our current interest rate is 6.5%. Is it a good idea to try to do a modification now or should we wait?
On a 5/2/6 arm, as I understanding that the rate may be as high as 5% dependent on the index, or it is 5% the first change regardless of the index? The on any changes going forward, is limited to the 2% cap.
wish i would of found affinity before i got Mortgage educators. dave luna sucks. i learn way better from affinity videos on youtube. i would of done there 20 hour course too if i known about them.
Thank you so much for watching : Passing the NMLS Exam - Understanding Adjustable Rate Mortgages (ARMs). Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)
You teach this very well!
Me too! And I truly believe there’s no way in the world I would’ve passed without her program. I took it 3 times. Finally passed the 3rd time because of her program. Rest in Power, Artricia!
I just passed the MLS exam with an 86% score. Her videos helped me a great deal. I am going to be forever grateful. The world lost an amazing educator.
Wow so you took the test in 2024 and passed using this information?
Thank God for Affinty training...Articia is not with us physically...but she is still impacting lives....I passed my test because of these videos.
Rest in Peace. I heard your voice while taking the exam. Crushed it.
She passed away?
Rest In Peace? What happened?
Sadly, I heard she did pass away in Oct 2020. It was posted on the Affinity FB page.
@@YOYO-ie8qj the post on the fb page said her health had been declining over the past few years. my first thought was COVID but that seems to not be the case. they never gave any specificity.
Wowwww this is so sad, I just came across her channel and she is helping me so much. God Rest her soul.
This woman's teaching style is immaculate, and I regret that I didn't do the 20 hours with affinity. I've looked everywhere trying to learn this on my own, and all I needed was a competent explanation. You can tell she cares. Very grateful for her, and very sorry she is no longer with us.
Thank you for clarifying that the Lifetime Adjustment is tied to the START RATE. Nobody else made that point clear to me. Love your delivery, too.
I just passed my test today. And, I had to thank you because your videos helped me tremendously. I love your voice and when I was taking the exam, I promise, I heard you with me. Thank you so much.
I would like to thank you a lot . You are so professional and your way of teaching is so unique . I have never seen someone like you who know and love what you doing .
18 years old, bought your program and studied like crazy, passed my NMLS exam first try. Thank you! Definitely recommend this exam prep program to ANYONE looking to get licensed
I'm 18 too doing the same thing I'm going to pass this test!
609 TJ same, 18 years old studying for my test in 3 weeks, good luck to you!
Exliptic did you pass?
Good job
Are you guys still in the business. How is it going
you are my coach mom. Thanks for the God-given vibrance you've shown that others may learn to shine better. Thank you in Jesus. Thank you. I am just Days away from my first attempt. Still struggling on breaking down the scenarical math word problems on ARMS. This video ....Thank you.....
Thank you so much for all these videos! I took my Pre-License course with another company and as I was studying I found your videos! I know without a shadow of doubt they helped me become better prepared and TODAY, I passed my MLO Exam with an 87%! THANK YOU!!
Congratulations!!!!
Im so happy that i came across your channel. I just finished my 20 hour pre license course. A lot of things that you went over in your videos was not even mentioned in my course.
Did you pass
I’m in the process of refinancing and stumbled upon your video because the mortgage advisor is so impatient and unwilling to explain himself. I thank you for educating not just prospective advisors but consumers on important aspects of lending with easy to understand explanations. Bless your heart!
I just love listening to these she makes it so much easier to understand everything! I’m so mad at myself for not finding this sooner I would have loved to take her courses instead of the one I’m currently taking. Thank you for making RUclips videos 🥰
RIH Artricia, I Thank God for you sharing your gift of teaching. My test is tomorrow!
You’re really good. Thank you for sharing. I’m learning a lot from you. I just passed my 20hr course. This goes along with everything I’ve learned; however , You’re much clearer and I understand your explanations a lot better. I’m able to apply what I’ve learned in a more detailed way. Thank you!
LOVE how she teaches!! very good at explaining it so that it makes sense.
wow your explanation on rate caps helped me understand way better than anyone else's explanations. Great job on breaking that concept down. Thanks!
Thank you for watching
Hello, I'm new to your channel, I salute you for your God given talent in teaching, YOU ARE THE BEST... Cheers! Ben
I already blew the $400 on a different School and can't get a refund. I really wish I would have signed up with your MLO course. Thank you for the videos, they're extremely helpful!
Sorry to hear that, glad you found our videos.
Thank you very much for helping me pass the State Exam on my first attempt. Your videos were very helpful.
Failed with a 70%, but Thankful for this Video.
They had like 6 ARM questions. And I did good on them 🔥
I take my test for the first time tomorrow. Im so nervous!!!
@@kelsietarver49 be bold You got this, I had alot of Respa, finance Charge and ARM
@@dranium07 I passed!!!!!!!!!!
@@kelsietarver49 congratulations 🎉🎊
How was the test?
@@dranium07 It definitely was tough but I worked through questions slowly and made sure to read them multiple times. Studying hard for almost 3 months paid off!
Thank you Jesus for her💓
love your passion for helping clients & students thank you!
you are such a good instructor. im using training pro right now for my license because ive heard good things about them. But a lot of the verbage is very hard and it doesnt really explain things in "lamen" terms like you. so im going to ask for a full refund and buy youre course!!! thankyou
These videos are great. I needed these kinds of breakdowns
I passed took me 3x but Thank you so much for your videos
+christy wojcik no problem! Happy to help!0
+christy wojcik yay!
+christy wojcik yay!
I like affinity they are great .
Excellent!! you are really good!
Thanks so much for all the resources!
Great Video! You made it easy to understand! Thank you!
I should have taken this course. I went through learn mortgage and i'm basically reading a power point slide. No video, no audio, and i can't even copy the words to enter into a text to speech software.
THank You so much! You are a great teacher! Love this Class!
Thank you so much.
You explain things really well thank you
Your videos are awesome! You are a great teacher!!
Does her presentation come in a flash cards, I would love to purchase them as I am getting ready for my test
Thanks. May God rest her soul.
Hello @Affinity Estate & Mortgage Training is there anything to read or listen to that explains how to do e-disclosures? Thanks!
THANK YOU SO MUCH!!!!YOU ARE GREAT --IS SO CRYSTAL CLEAR
Awesome instructor!
Thanks for watching
Thank you for your videos..they are very helpful.
Thank you for watching.
thanks for doing these they are so helpful
Very educative. Thank you
Thanks affinity for the video.
Well explained!
I am nervous for the test...its all I have to do to get my license. I feel it would be smarter to take the test after November...would that be a good assumption? That way to get a whole year worth of licensing?...
VERY GOOD
wawoo! very clear, like it.
Hi Affinity. Thank you for shared a video. I have a question do you make a CD or record ? I would like to buy so I can listen in the car while I’m driving. Thank you 🙏
A record ???
@@ItsMymy yes whatever it is as long as the CD I can listen on a car while I drive. Not just about the adjustable rate mortgage all kind of different on CD 💿 thanks again
Is a 5/25 and 7/23 and example of a hybrid arm or is this a balloon payment?
You are awesome
Recently,my husband and I got a senior citizen discount on our 12 year mortgage. Our current interest rate is 6.5%. Is it a good idea to try to do a modification now or should we wait?
I’m in the mortgage industry, been here at RoundPoint mortgage for about 5 months now. I’m looking to get license ASAP. Any advice would help thanks
+Asvp Avery give us a call! 800.991.6097 ext 1
On a 5/2/6 arm, as I understanding that the rate may be as high as 5% dependent on the index, or it is 5% the first change regardless of the index?
The on any changes going forward, is limited to the 2% cap.
Things change daily - you will learn more about this as you continue to work in the industry
Is this for passing this section on the real estate exam ?
These videos are overviews of certain concepts, for full videos/materials please visit our courses page at mlotrainingacademy.com/exam-prep-courses/
I can’t think of a scenario where an arm is useful.
Nice
wish i would of found affinity before i got Mortgage educators. dave luna sucks. i learn way better from affinity videos on youtube. i would of done there 20 hour course too if i known about them.