How to Reverse Late Payments | Haitian CEO

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  • Опубликовано: 13 сен 2024
  • Regine is a profound financial educator, mentor, credit repair specialist, wife and mother of 5 who began her journey in teaching and helping others towards financial freedom and educating them about consumer law and financial literacy in 2019. She has also learned ways to discharge debt in which she will soon be teaching classes to help others discharge their own debt.
    Bella Sloan Academy Mentorship $50
    www.bellasloan...
    Follow Us
    / haitian_ceo
    OUR GUEST:
    / fivesenterprises
    OUR GUEST REGINE'S EMAIL: info@fivesenterprisesllc.com
    Herman Business email info@bellasloanenterprises.com

Комментарии • 334

  • @darcestelly
    @darcestelly Месяц назад +1

    43:00 I just called to delete and update personal info. Next day change. About thirty addresses.

  • @TheDyedebella
    @TheDyedebella Год назад +72

    The best best way to get faster results is to dispute multiple accounts on different days of the month. Example: send your late payment letters on the 1st, send your dispute for your charge offs on the 5th, send your inquiry removals on the 10th of the month to tackle EVERYTHING at once!!! Good luck 🤞🏾

    • @haitian_ceo
      @haitian_ceo Год назад +16

      lets GOOOO thank you for this!

    • @RocFI
      @RocFI 3 месяца назад

      When is the next class​@@haitian_ceo

    • @BellaSloanEnterprises
      @BellaSloanEnterprises  3 месяца назад

      @@RocFI I'm almost every Wednesday night at 7:00 p.m. est www.bellasloanacademy.com/

  • @AGN_Customs_LLC
    @AGN_Customs_LLC Год назад +79

    Shes nothing to mess with! She has the gift of explaining things in a easy to understand way. They both beasts! Salute

  • @saveourboysNow
    @saveourboysNow 5 месяцев назад +6

    This lady is off the chain! Yall better listen!!!❤❤❤❤❤❤❤❤❤❤

  • @curtissims1625
    @curtissims1625 Год назад +14

    Facts facts she is a Beast , I never heard of anyone explaining it like this Lady. She is the Truth

  • @garnettsims3155
    @garnettsims3155 Год назад +21

    This video IS 🔥🔥🔥... So many gems that Herman had to get her to ease up... If these 2 put on an in person event, I'm there!¡!

    • @BellaSloanEnterprises
      @BellaSloanEnterprises  Год назад +5

      coming in JUNE!!!!

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад

      ​@@BellaSloanEnterprisesHi! Where can i see recordings on the in person event? I just see your comment a year later!😂

    • @BellaSloanEnterprises
      @BellaSloanEnterprises  3 месяца назад +1

      @@MilenaKoncar the replays are located in his mentorship program. www.bellasloanacademy.com/

  • @chitown_nas
    @chitown_nas Год назад +44

    This woman is a beast! I thought I knew everything about credit repair. I'm getting soooo many gems from this video!

    • @DemarioDon
      @DemarioDon Год назад +1

      Chicago in the building

  • @allthings_Nancy
    @allthings_Nancy Год назад +16

    Wow! I love your video. I’m Haitian and it’s so refreshing to see my people doing great things. I ABSOLUTELY LOVE THAT.

  • @MilenaKoncar
    @MilenaKoncar 3 месяца назад +1

    Im sharing this video to EVERYONEEEE! We need to spread the word! Please all, SHARE IT!!!

  • @Deepbluesea-c6p
    @Deepbluesea-c6p Год назад +16

    The reason why they decided to just toss Late payments and Utilization on a consumers report is because of FICO , once people understand these are two different Entities FICO and the credit report agencies are NOT the same . FICO needs your consumer report to even make the FICO score work . you consumer report is the ingredients and Fico is the mixing bowl.

    • @reginemazile9039
      @reginemazile9039 Год назад +4

      You right here with me you understand I like it

    • @nucks24
      @nucks24 Год назад

      @@reginemazile9039 hello Regine how do I find you on instagram?

    • @artellmusic
      @artellmusic Год назад

      ​@@reginemazile9039how can I reach you about consulting?

  • @NyNativeTv
    @NyNativeTv Год назад +9

    When are you bringing Regine M back???? She is a gem!

  • @jedimentals
    @jedimentals 8 месяцев назад +2

    AWESOME, AWESOME INFO!!! I just got notification today, that all lates have been changed to "OK" status!! Blessings!!😃

    • @hiphopsince7898
      @hiphopsince7898 7 месяцев назад

      So it worked ??? Do u have her information to contact regine

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад

      OMGGGG!!! Really?????? Wowwwwww! So great!!!!

  • @THEREALESTATEHUSTLER
    @THEREALESTATEHUSTLER 5 месяцев назад +1

    This information is so valuable! Let’s go!!! Jaye Thank you two

  • @raisingalzoniachalise3058
    @raisingalzoniachalise3058 Год назад +5

    This was AMAZING. I am just now seeing this and l am lining my funds up to follow the plan and do a mentorship with you guys for my new business. Great stuff here.

  • @shebmobbn6123
    @shebmobbn6123 Год назад +1

    This was so informative! Thank you Regine for your time and GEMS!

  • @artellmusic
    @artellmusic Год назад +2

    This info is so powerful!!! Thank you both!!

  • @buckwyldproductions
    @buckwyldproductions Год назад +6

    Yeah I tried to teach the SSI number info when I learned Sovereignty back in 08. People thought I was bugging. Like you said. This is old sauce. My problem was the creditors couldn’t verify the account the money was coming from. So they didn’t accept my payments. So that’s where I got lost at.

  • @dagreatwhobedda3097
    @dagreatwhobedda3097 10 месяцев назад +1

    Man I love y’all and this is months later- whobedda- 🎉 thanks for leading us young black men that’s still trying to get out the trenches ❤much appreciated 💯🙏🏿🌎☀️

  • @dianechapman9887
    @dianechapman9887 Год назад +2

    This info is so Great to know! Thanks for sharing the Consumer Credit Laws.

  • @shawndawashington8623
    @shawndawashington8623 Год назад +1

    Absolutely amazing video! Thank you all so much. First time listener here! Following and subscribing to you all now.😍

  • @dianechapman9887
    @dianechapman9887 Год назад +1

    Uh Oh! I'm glad i listened further to hear that I should not throw away the Collections Letters. I wish I knew this stuff a few years ago! Thank you Regine!

  • @royaltandlight
    @royaltandlight 10 месяцев назад +1

    This presentation is awesome! Thanks for sharing!

  • @0505Yana
    @0505Yana 9 месяцев назад +2

    Can we have a follow-up class on debt discharge? I am particularly curious about zeroing out utilities and finding out more about our ssn and how they are getting paid twice

    • @RocFI
      @RocFI 3 месяца назад

      ????

  • @hawaiifootdetox
    @hawaiifootdetox Год назад +6

    Absolutely great information and gem! Thank you so very much to the both of you 🙂!

  • @sharonj7978
    @sharonj7978 Год назад +3

    Whew! My mind is reeling. This is a super share!!

  • @marcojeano3605
    @marcojeano3605 Месяц назад

    That’s my Haitian people love her contents

  • @DwannHolmes
    @DwannHolmes Год назад +4

    How much is the invoice or what content needs to be on invoice

  • @Genolexis
    @Genolexis Год назад

    Hold up hold up!!! This video right heeeeeere?! My God, God bless you all for this and all my people who are looking to change their families lives. ❤✊🏾

  • @lemarcoates4210
    @lemarcoates4210 Год назад +3

    I've been studying different things for a while now and it's the first time I heard about getting the down payment back for the vehicle that we signed for... I'm very appreciative of the info and everything y'all doing! What I like to know is, if you can share with me, is if the down payment can be given back, then what about all the payments you've made on that vehicle before that that gets discharged for after his discharge dot-dot-dot and what happens with the vehicle if you are currently in the process of making payments?

  • @2kreative1
    @2kreative1 Год назад +1

    OMG...Sis, you are the TRUTH!

  • @rosassy5564
    @rosassy5564 Год назад +2

    I really appreciate all the information you share with us on RUclips; I have 2 closed accounts with late payments at zero balance.

    • @Autonomous7
      @Autonomous7 Год назад +1

      @rosassy5564 did you use this method?

    • @rosassy5564
      @rosassy5564 Год назад

      @@Autonomous7 good afternoon what method you are speaking about? I didn’t receive any method from you or anyone from the group-company!!

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад

      ​@@rosassy5564whatt?! Did u understand what this person asked????

  • @dtkennard
    @dtkennard Год назад +1

    WOW....impressive! I just came across this and I'm ready to move forward. I just went to your website Regine so we can talk...thanks!

  • @privateorigin7649
    @privateorigin7649 Год назад +6

    Never rescind a contract that's not the proper way to discharge debt. They will close out all accounts if you do, even the positive accounts. You get them on securities fraud, that's how you properly discharge debt, then turn around and get that money back as well. This is high level discharging.

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад

      Can u be more specific? What do u meant get it to securities fraud? Whats that?
      And why would they close all accts including positive ones??

  • @lorenzijc4130
    @lorenzijc4130 Год назад +3

    You guys are the best 🇭🇹🔥

  • @tyeishaparris27
    @tyeishaparris27 5 месяцев назад

    This is powerful stuff! What a SHERO ❤

  • @KhareemKimble-ed1do
    @KhareemKimble-ed1do Год назад +1

    Sorry I’m late but I just joined you a few days ago and ordered my book from the doctor

  • @jamalprince5228
    @jamalprince5228 Год назад +1

    Y’all did y’all thang!!!!’n great information, I’m definitely bout to hit the queen up

  • @CoachAnthonyMiller
    @CoachAnthonyMiller Год назад +1

    This was high-end info. Thank you.

  • @Amber_says
    @Amber_says Год назад +4

    🔥🔥 on 12/30/22 after watching this vid I did the credit karma hack and I just checked credit karma today, the collection account I disputed has been removed and it raised my score by 11pts (credit karma)
    Thx for these 💎💎

    • @reginemazile9039
      @reginemazile9039 Год назад

      That’s great I’m happy for you

    • @coachjedijason
      @coachjedijason Год назад +1

      There is no Credit Karma Hack - credit karma itself is a hack of a company and makes millions off giving you wrong information and selling your information.

    • @don331
      @don331 2 месяца назад

      Did u block the secondary

  • @birgettadavis3611
    @birgettadavis3611 Год назад +2

    The women is awesome. 🔥
    NEVER HEARD OF SOME OF THIS STUFF.....

  • @drchrisheidelberg
    @drchrisheidelberg 7 месяцев назад +1

    Loved her. I need to work with her.

  • @dianechapman9887
    @dianechapman9887 Год назад +1

    We're listening Herman

  • @sheneeta5494
    @sheneeta5494 6 месяцев назад +1

    Her link doesn’t work. Is there a way to correct it & add it in here?

  • @briann9336
    @briann9336 Год назад +2

    Yo at the 1 hour mark, she mentions sending an invoice to LexisNexis for them removing the bankruptcy. Does this imply that an invoice can be sent to any CRA for deleting or removing accounts off of your report?

  • @Pearock
    @Pearock 2 месяца назад

    Regine is the truth ❤

  • @9to5killaCartel
    @9to5killaCartel Год назад +2

    I've tried to contact her....she is not responding at all

  • @neishascruggs3474
    @neishascruggs3474 Год назад

    Bella Sloan /Regine....yessss

  • @onesmoothcat
    @onesmoothcat Год назад +6

    I was just looking for a black owned company to give my money to and she sounds like she knows her stuff…..

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад +1

      Just imagine if we, whites, said "im just looking for a white owned company to give my money to".
      You would call us racists.
      Just a thought....
      You should not even notice people's skin color.
      We are all the same, humans.

  • @user-ch1qs8wv3c
    @user-ch1qs8wv3c 6 месяцев назад

    This young lady is correct.

  • @carmelajohnson5596
    @carmelajohnson5596 Год назад +4

    Where has she been all my life?

  • @Julian_Solis
    @Julian_Solis Год назад +2

    Wow very powerful knowledge

    • @coachjedijason
      @coachjedijason Год назад

      I'm calling B.S. on this. I see and hear all these people talking about Rescinding Car Loans and Mortgages and getting free cars, payments back, it's illegal - blah blah blah. I've been in the credit, collection and debt settlement industry for over 25 years, same crap over the past 20 years.
      Look - if this is real, show some proof. Proof being some images of people holding up their titles without the secured party on the title. Or give us the home address or lot information, so we can look at the deed of records for the county and see if the home is owned free and clear.
      Everyone should be requesting proof and not just following blindly. It all sounds good in theory, I mean who doesn't want a free house or car and all their money back. Start requesting, legitimate, verifiable proof.

  • @ij_709
    @ij_709 11 месяцев назад +1

    What if the account was closed with late payment ...what's that easy way to remove it..

  • @LetsGetaGiftToday1
    @LetsGetaGiftToday1 Год назад +1

    I can't freeze my stagestream they don't allow you anymore so what should i do instead

  • @John-xd4fq
    @John-xd4fq Год назад +2

    Best Credit Video I've ever seen. Fabulous content!!

  • @earlhall1497
    @earlhall1497 Год назад +2

    The video was an eye opener!!! How much do you charge to try to get 1 30 day late payment and 1 60 day late payment removed from my credit report?

    • @earlhall1497
      @earlhall1497 Год назад +1

      Nothing came through.

    • @earlhall1497
      @earlhall1497 Год назад +1

      I asked how much is your services

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад +1

      This is not the place to ask. U should go to her website and ask directly by email.

  • @tmcdougal6725
    @tmcdougal6725 Год назад +1

    So much valuable information! Thank you Regine and Bella Sloan Enterprises for teach us how to fish 🎣💫💫💫🙏🏾

  • @tradeandtravellife
    @tradeandtravellife Год назад

    Amazing content, thank you!

  • @CrystalNicoleLSW
    @CrystalNicoleLSW Год назад +1

    When she says, “ send a letter AND upload it” what does that mean? How do I upload a copy of my dispute to the CRAs?

    • @kkmcafee1031
      @kkmcafee1031 10 месяцев назад +1

      Uploading it means to dispute via the CRA's website.

  • @puncharillo6170
    @puncharillo6170 10 месяцев назад +1

    How do you block your secondary

  • @austinantoinette1975
    @austinantoinette1975 Год назад +3

    What is a Mark up

  • @mrmentorcreditjamz9305
    @mrmentorcreditjamz9305 Год назад +1

    I love this…. I need to be a client 💪🏾💯

  • @thomasbromell7142
    @thomasbromell7142 Год назад +2

    Can I combine utilization and late payments in the same Leyte since they under same law for EXCLUSIONS

  • @amenuf
    @amenuf Год назад +1

    A late payment i disputed caused my account to be closed, 2 yrs of credit down the drain, thanks first premier

    • @reginemazile9039
      @reginemazile9039 Год назад

      You can get the account deleted

    • @coachjedijason
      @coachjedijason Год назад +4

      See now this is the stuff that should be shared. Creditors control the game, piss them off by sending your bs letters these people post and you'll trigger closures or worse, end up getting sued by a creditor. But I'm sure someone will post a video on how it's illegal for them to sue you and that's when a creditor or collection entity says "See you in court".

    • @SupremeBuildersWorldwide22
      @SupremeBuildersWorldwide22 16 дней назад +1

      @@coachjedijason How are you a coach and you sound like Debbie Downer?

  • @marcojeano3605
    @marcojeano3605 Месяц назад

    That’s my Haitian people love her conents

  • @sharonsimpson9459
    @sharonsimpson9459 Год назад

    This is so good.

  • @DawnGray1960
    @DawnGray1960 Год назад +1

    How do you get the fcb letters

  • @2012BGgirl
    @2012BGgirl Год назад +2

    I've emailed her, no response. The phone number is not working on her website.

  • @heyreala6948
    @heyreala6948 Год назад +2

    I need to speak to regine about the toll payments

  • @Kevinburnett2
    @Kevinburnett2 Год назад +1

    TILA- Truth In Lending Act

  • @ewwwslim
    @ewwwslim 9 месяцев назад

    For the lady for the cars. Always ask for a purchase order then take it to the bank. They will create a check for you to take to the dealership. If the sale man insistent on your SSC# Stand your ground by saying. I'm going to take the purchase order to the bank so that they can write me a check for the amount of the car.

  • @genevagodwin8578
    @genevagodwin8578 Год назад +1

    Nice, good information

  • @AlbitaCollazos
    @AlbitaCollazos Год назад

    OMG 😮 you guys are the best 👍🏻 Thanks

  • @louisejoseph-wc5bv
    @louisejoseph-wc5bv Год назад

    Great info my people !

  • @thomasbromell7142
    @thomasbromell7142 Год назад +1

    Should I update my personal information first? And how do I block secondary

    • @MilenaKoncar
      @MilenaKoncar 3 месяца назад +1

      First thing u need to do is update your personal info. Im taking a credit course and thats the first letter they made use send.

  • @laddcraner4170
    @laddcraner4170 Год назад

    Great stuff!

  • @ysyosexy
    @ysyosexy Год назад +2

    Black Excellence at it's Finest!

  • @FreedomVibeArt
    @FreedomVibeArt 6 месяцев назад

    The consultation links in the description and the ones shown in the video do not work.

  • @renaissancemanpresents3979
    @renaissancemanpresents3979 2 месяца назад

    Yo, I'm just listening to this 7/3/24, home girl is Hella Saucy. Herm be bringing the A1 to his platform.

  • @Deepbluesea-c6p
    @Deepbluesea-c6p Год назад +7

    Late payments and Utilization are illegal , USC 1681a(2)(a)(1) all the way !!!!!!! I'll drop even more Nuggets , Charge Offs are Inaccurate on any Consumer report . IRS says clearly a Charge off is ordinary income FCRA says Income is not allowed to be report to a consumer report

    • @coachjedijason
      @coachjedijason Год назад +5

      David, you're ABSOLUTELY wrong and you're following the recycled, regurgitated and reckless consumer law crap everyone else is putting out there. If an account is legitimately charged-off and the creditor issued a 1099 C showing the debt was cancelled and the consumer should report as earned income - this is where the IRS codes and rules would come into play. - so if the consumer did not receive that, then this DOES NOT APPLY - PLAIN & SIMPLE.
      NOT just because a credit report shows a charge-off. This is merely an internal statement for the creditors, collection entities and credit reporting agencies.

    • @BodyRibbonz
      @BodyRibbonz Год назад +1

      Stop spreading misinformation omg smh

    • @coachjedijason
      @coachjedijason Год назад

      @@BodyRibbonz Hopefully you were responding to David R's post, because if you buying this shit he is trying to sell then you're part of the disease.

  • @SoftLifeRichGirl
    @SoftLifeRichGirl 8 месяцев назад +1

    How do you remove utilization from credit?

    • @RocFI
      @RocFI 3 месяца назад

      Easy it's the same as late payments

  • @yurilandetta2162
    @yurilandetta2162 6 месяцев назад +1

    Hi there I like to ask you a question I have one late payment with my former mortgage last year and I like to get it reversed please helps me out please and thanks my name is yuri

  • @carnellbutler8149
    @carnellbutler8149 10 месяцев назад

    What do you do if a loan company takes you to a small claims court and you sent the company a letter of hardship and the small claims court threw out the judgement but the company is still reporting it to the cra as a charge off and written off as a bad debt what can I do about this

  • @MelodieWashington-zu2kx
    @MelodieWashington-zu2kx 10 месяцев назад

    We’re do you get the invoices to send to the bureaus pertaining too violations

  • @ewwwslim
    @ewwwslim 9 месяцев назад

    A lot to take in at once but yeah, definitely have some work to do.

  • @shaylaparson4372
    @shaylaparson4372 Год назад

    Thank you ❤❤❤

  • @DaneStepz
    @DaneStepz Год назад

    I enjoyed this. Thank you for the information. I have to ask, do you have some UK links that can help guide or mentor me in this field? everything is US based.
    sending ❤ and support from UK😎💪🏽

  • @NyNativeTv
    @NyNativeTv Год назад

    Regine how do you remove utility payments and get a W9?

  • @KirbyMcphauljr
    @KirbyMcphauljr Год назад +6

    She got strawman game. Keep doing what you do

  • @anthonywise996
    @anthonywise996 Год назад

    What about if a collection agency texts me what should I do?

  • @MrBless-sx9vt
    @MrBless-sx9vt 11 месяцев назад +2

    I really like this information my first time watching is there a phone number for fives enterprise llc

  • @nittagregory7202
    @nittagregory7202 2 месяца назад

    How about Judgements?

  • @constancegordon8388
    @constancegordon8388 Год назад +1

    I need help with wage garnishment for a old debt that’s from 2014 ?

    • @prettysweety2uprettysweety697
      @prettysweety2uprettysweety697 Год назад

      She's helping me now with a debt from 2007, she's the truth! I'm seeking all the money they garnished from me, and suing for Violations!!!!

  • @reginaldhawkins1621
    @reginaldhawkins1621 11 месяцев назад

    How do you upload documents to the credit bureaus?

  • @Raw-Vegan-Balanced
    @Raw-Vegan-Balanced Год назад

    What about student loans that have been sold to third party

  • @VibeXevents
    @VibeXevents Год назад

    I’m having issues with credit Acceptance also the day I got a call from their lawyer who has the debt now I noticed a 50.00 payment or adjustment on my credit report so basically they made it look like I made a payment the accounts been inactive since 2021

  • @reginaldhawkins1621
    @reginaldhawkins1621 11 месяцев назад +1

    Have the fax numbers that you provided for Transunion and Equifax changed because they are not working

    • @reginaldhawkins1621
      @reginaldhawkins1621 11 месяцев назад +1

      @bellaslonenterptis No I was waiting for the email so I could respond

    • @reginaldhawkins1621
      @reginaldhawkins1621 11 месяцев назад +1

      Are there any updates on the fax numbers for Transunion and Equifax?

    • @reginaldhawkins1621
      @reginaldhawkins1621 11 месяцев назад +1

      @bellaslonenterptis I didn’t receive anything

    • @reginaldhawkins1621
      @reginaldhawkins1621 11 месяцев назад +1

      @bellasloanentiprise-if8tu You are absolutely right, there are no fax numbers for any of the credit bureaus and there isn’t a way to upload any documents to them.

    • @BellaSloanEnterprises
      @BellaSloanEnterprises  10 месяцев назад

      THAT WAS A SPAM ACCOUNT

  • @dnasixenterprisellc84
    @dnasixenterprisellc84 10 месяцев назад

    Also. You mentiomed sending an invoice earlier in the podcast. How much should the invoice be for

    • @RocFI
      @RocFI 3 месяца назад

      1000 bucksfor each violations

  • @ceewar790
    @ceewar790 Год назад

    Hi, I wish that you would have talked more about getting rid of a mortgage. The entire thing gets removed? Would that not hurt your credit? What if you are still paying the mortgage?

    • @zeecowins8506
      @zeecowins8506 Год назад

      That’s extremely long process so I’m sure they couldn’t discuss even enough about it in one video
      A lot of laws and contradiction with the promissory note
      If you’re not in default it will put you there
      Look up eradication of mortgage
      This isn’t a DIY though it’s extremely complex

  • @rosassy5564
    @rosassy5564 Год назад

    how can I receive a copy of inquiries dispute letter that you are showing here

  • @MilenaKoncar
    @MilenaKoncar 3 месяца назад

    ⚠️REGINE'S WEBSITE DOES NOT WORK. CAN U UPDATE HER INFO, PLEASE⁉️⁉️