Nithin Kamath in conversation with Kunal Shah | CRED curious

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  • Опубликовано: 25 янв 2025

Комментарии • 253

  • @AkshatZayn
    @AkshatZayn 2 года назад +454

    Loved this conversation between Nithin and Kunal, two giants in the Indian Startup Ecosystem.
    Especially liked the part about Zerodha's organic customer acquisition strategy-- very rare to find this with startups these days.

    • @prajwalmg999
      @prajwalmg999 2 года назад +37

      That's the contrast between the two guys on stage

    • @nithishlosrawar9342
      @nithishlosrawar9342 2 года назад

      @@prajwalmg999 😂😂

    • @abhijeet8stocks
      @abhijeet8stocks 2 года назад +3

      Wow ...Akshat is here as well..trio👌

    • @renoll
      @renoll 2 года назад +2

      Zerodha's CAS is great! It's competitors are struggling to acquire customers with low ticket size. Great forecast of business as well.

    • @nileshjain6648
      @nileshjain6648 2 года назад +12

      Kunal Shah is overrated
      Cred will become next Paytm, mark my words.

  • @sahilhotchandani3668
    @sahilhotchandani3668 2 года назад +466

    Core Philosophy : I THINK AS BUSINESSMEN OR ANYTHING IN LIFE, YOUR ODDS OF DOING WELL IS HIGHER IF U KINDA BUILD AROUND YOUR CORE COMPETENCY and NOT TRY TO GO DO MANY THINGS AT A SAME TIME. - NITHIN KAMATH

    • @chetanmurabandi9905
      @chetanmurabandi9905 2 года назад +2

      But TATAs having been doing it.

    • @sahilmonpara9050
      @sahilmonpara9050 2 года назад +3

      His brother Nikhil believes opposite, he says about diversification. You shouldn't bat on single thing.

    • @gaurav7047
      @gaurav7047 2 года назад +1

      Thanks man

    • @anush.amin07
      @anush.amin07 2 года назад

      Read range

    • @animesh5107
      @animesh5107 2 года назад +2

      @@chetanmurabandi9905 see TATA is 100 yrs old company they are not expanding, they don’t have to do anything, everything already setup there are not so much ups and down, that’s why they are able to do so.

  • @letsthinkbriefly3761
    @letsthinkbriefly3761 2 года назад +85

    Nithin Kamath is definitely an unpretentious guy for someone that is running billion dollar company and is non-hyped-up like many other startup founders we see today. What a calm and humble chap! His future looks even more bright.

  • @Curious_machine
    @Curious_machine 2 года назад +36

    Takeaways:
    1. Build around your core competency
    2. Do what’s right for your customer to build trust
    3. Simplify a problem statement.
    4. Building successful and trustable businesses takes a long time
    5. Focus on retaining existing customers than acquiring new ones.
    5. There is no sustainable way to make money in short time

  • @InvestAajForKal
    @InvestAajForKal 2 года назад +178

    Always love Nithin and his mindset

    • @workwithsarv
      @workwithsarv 2 года назад

      Always love Invest Aaj For Kal also ❤️😍

    • @desireprime.
      @desireprime. 2 года назад +2

      @@workwithsarv Simp ?🗿

  • @malharbhambure6580
    @malharbhambure6580 2 года назад +138

    There's one man who's building a bubble, asking people to be indebted to get points and buy an iron and then there's a man who's built a profitable bootstrapped strong firm of great value

    • @harsharip
      @harsharip 2 года назад +5

      Thats what people want . Buy things with debt and be happy

    • @Akash-jj8pi
      @Akash-jj8pi Год назад +1

      Superb analysis. Putting the truth out their

    • @jaidevnani2253
      @jaidevnani2253 Год назад +1

      You can look at it as a platform encouraging people to get into debt or you can look at it as a platform which helps people manage their debt efficiently. Just depends on your point of view.

    • @800n3
      @800n3 Год назад +1

      There is no one he actually forced to take a credit card or take a loan. if people want it they want it. Its same as saying why do brands like LVMH exist selling ultra luxury high end products. if poeple want to buy on emi’s/credit card let them buy. He just wanted to change consumer behaviour and make them pay cc bills on time and reward them. I have 7 cc’s and it helps me enormously to pay all of them on time. otherwise he has to make money dude. Its like why do SBI give credit cards and loans 😂.

    • @Diaryofnakul
      @Diaryofnakul Год назад

      And what are you doing ? Other than criticizing?

  • @nikhilsharma3988
    @nikhilsharma3988 2 года назад +87

    One thing that came to mind while watching this amazing conversation is that; Nitin's vision and philosophy for zerodha is so much different from Kunal's vision and Philosophy for Cred.

    • @sahilkishnani2450
      @sahilkishnani2450 2 года назад +3

      Can you point out 4-5 of them for me?

    • @raihanabedin1660
      @raihanabedin1660 2 года назад +8

      @@sahilkishnani2450 atleast the basic you know that one is bootstrap and another is just taking investments to run the company

    • @arijitgoswami3652
      @arijitgoswami3652 2 года назад +1

      This is indeed true. I felt the same too.

    • @sahilkishnani2450
      @sahilkishnani2450 2 года назад +1

      @@raihanabedin1660 yeah and Kunal being hardcore capitalist while Nithin being altruistic at heart

    • @nisharana363
      @nisharana363 2 года назад +6

      Yeah...even their vision on pace of growing business is different. Kunal is using the fuel of money to grow. While Nithin is maintaining the relationship with customer and keeping it better over the period of time to grow.
      Though both minds are great.

  • @MK1985-z7k
    @MK1985-z7k 2 года назад +15

    very honourable of kunah to listen intently...rather than asking questions and interrupting in the middle like Chetan bhagat.

  • @lakshya_garg
    @lakshya_garg 2 года назад +13

    It is a wakeup call for Kunal and the folks at cred, he was actually the right person at the right time for this conversation as cred now is exactly at the position of making big or breaking badly.
    Hope serious changes will follow instead of becoming those zinga-poker application.

  • @hizbansheik
    @hizbansheik 2 года назад +35

    The crossover we didn't ask for but we needed!

  • @NishantChahar11
    @NishantChahar11 2 года назад +35

    Such an amazing conversation between Nithin and Kunal! Just loved each minute of the podcast. As a tech and business enthusiast got to learn about how efficiently tech can manage million plus customer base.

  • @mainakganguli
    @mainakganguli 2 года назад +70

    I feel Kunal Shah make more briliant RUclips videos than making business.

  • @sambitadhikary7814
    @sambitadhikary7814 Год назад +7

    Shark Tank India should consider Nithin as a new shark, his experience and expertise could help Indian startups reach another level🦈

  • @wolfie-1812
    @wolfie-1812 2 года назад +7

    The clarity of thought of Nithin Kamath.. just amazing.. what a sharp guy!

  • @tejasjosh.i
    @tejasjosh.i 2 года назад +31

    Just loved the conversation man!

  • @harishankar4460
    @harishankar4460 Год назад +3

    Humble, soft, sharp and intelligent business man! Kudos to you.

  • @rosh70
    @rosh70 2 года назад +4

    Good conversation. Nithin speaks wisely, is grounded and hope he stays this way. We learn a lot from such people.

  • @mrganesh9142
    @mrganesh9142 Год назад +2

    Kunal shah should be the first one to implement what kamath said in this interview

  • @MrMoneyMultiplier
    @MrMoneyMultiplier Год назад +2

    When Nithin said spending money isn't hard (CAC), that hit Kunal the very moment he said. Incredible

  • @atulahuja1811
    @atulahuja1811 2 года назад +7

    One should always listen, when experience speaks. Such a amazing conversation. Worth listening!

  • @parizatverma2876
    @parizatverma2876 2 года назад +33

    Cred is going to learn a lot from, Nithin Kamath.

  • @karthigeyansundaram5049
    @karthigeyansundaram5049 2 года назад +4

    This man is real businessman I have seen so far,, after Ratan TATA👌

  • @iMaheshKore
    @iMaheshKore Год назад +1

    Such a pleasure and comfort listening to nithin. Clears the mind.

  • @DevaRathaRaisar
    @DevaRathaRaisar 2 года назад +10

    Proud Kannadiga ❤️ 💛

  • @NLvv23
    @NLvv23 2 года назад +4

    Loved his ideologies on how he wants his company to grow and exist.

  • @RajeshMenontechnospirituality
    @RajeshMenontechnospirituality 2 года назад +2

    Great Nithin Kamath - Wish you all the best. Zerodha - good luck and thanks Kunal Shah of Cred. Bless! 😀

  • @vishalsatpute3942
    @vishalsatpute3942 2 года назад +2

    Pandemic was very difficult especially for me because I had to return to India and settle in Mumbai. Just that period was over the head and messed up since the airlines were jammed, hardly anyone could get rest during that time.....

  • @avinash_ingle
    @avinash_ingle 2 года назад +7

    Nithin is an example calmness...simplified

  • @ajishpinkybell4938
    @ajishpinkybell4938 Год назад

    when two brilliant minds speak, good questions and genuine answers naturally come out....

  • @manishambarwar9728
    @manishambarwar9728 Год назад +1

    Hey kunal and cred team, You should definitely bring Brigadier Saurabh Singh Shekhawat to cred curious, somebody who has been to mount everest, been a part of SF and all. He is the best. So much to learn from him about life.

  • @sahilhotchandani3668
    @sahilhotchandani3668 2 года назад +9

    If this is it, Cred please do schedule Anand Gandhi too😤.

  • @kumarraja3089
    @kumarraja3089 2 года назад +2

    I can just listen to you all the time NitiN... Stay blessed..
    Thanks Kunal for being wonderful host..

  • @MrTeslaX
    @MrTeslaX Год назад

    I see Nitin as future prime minister of India. Haven't seen such cool, calm and composed human come from India in a long time!

  • @SarathC
    @SarathC 2 года назад +6

    Great conversations. Wish if this is available in 4K as well.

    • @shubhammanjalkar8591
      @shubhammanjalkar8591 2 года назад +4

      Does it make any difference bro?

    • @SarathC
      @SarathC 2 года назад +2

      @@shubhammanjalkar8591 Yes - when watching on a large screen TV, and high resolution desktop screen. While 1080p content is still sufficient for many screens, if we want content to last for many years in good quality, we should consider creating it in higher resolutions.

    • @neru4557
      @neru4557 2 года назад +3

      @@shubhammanjalkar8591 actually he's more interested in there faces not what they are saying. Sound is quite crisp though.

  • @vinashkari
    @vinashkari Год назад +1

    Dear Nithiin ji.. Can we please introduce sub-folders under Zerodha mobile app holding tab so that investors can create strategy wise sub-folders and park the position / view the position accordingly. Suppose, someone had bought ITC 100 shares for long term view and later bought 150 for short term view. how would he will diffrentiate it? he have to have separate tracker like MC . it required a small development with huge value addition..

  • @rgnandanshetty2950
    @rgnandanshetty2950 2 года назад +5

    If you see it, cred and zerodhas business model is completely opposite to each other, in fact zerodhas business model is opposite 90% of startups business model, and you cannot find what zerodha has done in any business book(like CAC, LTV,ARR etc., etc.,) but the other 90% of the startups are following the book concepts to burn VC money and make negative EBITDA😅

  • @patilpravinpharma
    @patilpravinpharma 2 года назад +2

    He is really intelligent and noble person too!

  • @mominsetu
    @mominsetu 2 года назад +1

    This conversation is lit !! Really looking forward to more like that. Kunal Sir should bring Anand Gandhi Sir someday. The learning curves will go exponential in viewers.

    • @sarcastichuman2814
      @sarcastichuman2814 2 года назад

      Who is he ?

    • @mominsetu
      @mominsetu 2 года назад

      @@sarcastichuman2814 ruclips.net/video/5xgN1qScPAg/видео.html

  • @siddheshkhavale86
    @siddheshkhavale86 6 месяцев назад

    Takeaways:
    1. Simplify the problem statement, throwing people on problem doesn't usually solve them.
    2. Automate the processes
    3. Build your core competencies & don't try build to many things at the same time
    4. Play long term games

  • @stevenspellberg
    @stevenspellberg 2 года назад +4

    Kunal bringing people like Shreyas Doshi and NithinKamath , great fun and learning

  • @devank2460
    @devank2460 2 года назад +1

    Good as always but the dark theme interview rooms seems to get more focus and concentrated energy without being distracted subconsciously by other visible aspects/things.

  • @dexter_001
    @dexter_001 2 года назад +1

    *How Zerodha see new brokers like dhan, groww & upstox as competition ?*

  • @Sjsingh788
    @Sjsingh788 2 года назад +5

    Two favorite people in one frame👌

  • @Yash.Srivastava
    @Yash.Srivastava 2 года назад +9

    Nithin is the new age Ratan Tata.

  • @sureshnishtala2887
    @sureshnishtala2887 Год назад +1

    Always love the conversation with Nithin Kamath,....conversation was very much deep and insightful....

  • @prashantprashi990
    @prashantprashi990 Год назад

    Just a technical glitch from zerodha swiped out lots of accounts. Many retailers suffered the loss and even exited the market for that matter. Why wasn't there a single question about that throughout the interview.

  • @rushipatel8089
    @rushipatel8089 2 года назад

    Thanks for making all of us curious

  • @krupaoza4128
    @krupaoza4128 2 года назад

    Nithin and Kunal your discussion throw light on how people are not aware of financial literacy concepts but rather just introducing it in schools and colleges why don't we empower the females in society who are building blocks of society as they spend most of their time with the child in their growing years. I think we should increase the female workforce sitting idle at home and then spread literacy as once that is done the herculean task can be controlled. I see married females across all ages not working to their optimum and hence per capita income is also less for Indians

  • @zyx7955
    @zyx7955 2 года назад +1

    He said whatever you do don't leave India .... But what if go for foreign education and acquire skills and come back to India and apply for the acquired skills for country's development???? 🧐

  • @krantiwithshruti
    @krantiwithshruti 2 года назад +2

    This man is so humble !!!!!!!!

  • @rishikeshgupta9065
    @rishikeshgupta9065 Год назад

    Both brand buillders are amazing and I am cx of both and u guys are solving big problems in own terms. Hats off

  • @ThinkAboutThiss
    @ThinkAboutThiss 2 года назад +1

    If you guys have any doubts related to business then you all can ask me ?

  • @Yu-hc8dd
    @Yu-hc8dd 2 года назад +2

    This man is intelligent and too chill...

  • @Sjsingh788
    @Sjsingh788 2 года назад +1

    Why cred Curious is not in spotify Podcast

  • @karanaroraa
    @karanaroraa 2 года назад +3

    Big fan of both of them ..made my day

  • @NitinSingh-ll3pd
    @NitinSingh-ll3pd 2 года назад

    - i don't want to write in English because it lose its value in translation
    - abey bhai itna kabhi kisi class me nahi sikha
    - jitna cred curious ke episode se sikhatha hu
    - takeaway mere yeah hai
    - kuch bhi karna ho na maidaan mei khud jao, phir aapki learing ki speed kafi badh jati hai
    - rather then aap ground ke bahar rehke aap game study kar rahe ho aur theory plan hi bana rahe ho .............
    - aur sahi samay ke intezar kar rahe ho
    - thank you cred for this awesome episode ...........

  • @mayurteli91
    @mayurteli91 Год назад

    Thank you for doing this ❤, So much to learn ✅

  • @Sujalchaudhary004
    @Sujalchaudhary004 2 года назад +2

    Amazing convo... 🤍🤍

  • @yashsurana1893
    @yashsurana1893 Год назад +1

    Cheerful Pessimistic! That word hit me hard ❤

  • @dhrubakalita4240
    @dhrubakalita4240 Год назад

    I think what nikhil sir is said about the no.of money 💸 that we have dreamt of... after getting it the life became the...the person became the same......so...it is more important that doing the thing that excite is important.....and health is also

  • @naadanparinda9056
    @naadanparinda9056 2 года назад +3

    This RUclips channel is the only profitable thing which Kunal has made, so far.
    Don't hate me for this, but it's a fact. This madness over valuation is BS.

    • @sarthakagrawal2052
      @sarthakagrawal2052 2 года назад

      he was running profitable companies for 10 years before freecharge

    • @naadanparinda9056
      @naadanparinda9056 2 года назад

      @@sarthakagrawal2052 pls enlighten me then, I'll take my words back.

    • @naadanparinda9056
      @naadanparinda9056 2 года назад

      @@sarthakagrawal2052 I'm waiting....

    • @nileshjain6648
      @nileshjain6648 Год назад +1

      @@sarthakagrawal2052 Dude CRED is the next Paytm and Kunal Shah will meet the same fate as Vijay Shekar Sharma.
      In FY22 alone, CRED has reported a loss of more than 1200 crores for a 422 crore revenue. At some point, they will come for IPO, trap the retailers and get out.
      There is no way CRED will become profitable ever.

  • @aniketalinge461
    @aniketalinge461 2 года назад +1

    To get answer go to 32:14

  • @narayaninanda92
    @narayaninanda92 2 года назад

    How can i attend these events of Kunal Shah. CRED team please guide

  • @casharawanvatsh5161
    @casharawanvatsh5161 2 года назад +2

    Loved the conversation!!

  • @zanzeit
    @zanzeit Год назад +1

    Does anyone even use Cred?

  • @thinkstraight
    @thinkstraight 2 года назад +3

    All my stocks in red still i don't know why i'm enjoying watching it

  • @harshpawale2566
    @harshpawale2566 2 года назад +1

    This guy is wearing same T-shirt in I saw 4 interviews
    Wt do u take from it if him ?

  • @manideepl
    @manideepl Год назад

    Sound isn't so good :(

  • @hitesh11111
    @hitesh11111 2 года назад

    Superb...it is always possible to do business ethically and which actually benefits customer ✌️👍

  • @burhanabdullah6068
    @burhanabdullah6068 2 года назад +3

    I wish if Sony could afford these two guys, we would have witnessed Dragon Tank, Not shark tank

    • @bawasimp
      @bawasimp 2 года назад

      nithin wouldn’t invest in anything lol

  • @SouvyaBusiness
    @SouvyaBusiness 2 года назад +5

    Nitin is on path of Ratan tata 🙏🇮🇳

  • @arpanm9652
    @arpanm9652 2 года назад

    Get Nikhil also someday on Cred curious

  • @882_ranaparth4
    @882_ranaparth4 2 года назад

    How can i grab that seat in the audience?
    Can anyone please help ?!

  • @sainathparmani716
    @sainathparmani716 2 года назад +2

    Talking about not doing too many things in front of Cred folks who have every offering under the sun on their app, haha! Great talk though 🥂

  • @anhadarora7468
    @anhadarora7468 2 года назад

    your candid interacting with crowd outro should be longer

  • @IamRaeen
    @IamRaeen 2 года назад

    Thank you so much.

  • @sajaljain1721
    @sajaljain1721 2 года назад +1

    Nitin's philosophy toward business is Og

  • @meastroabhishek
    @meastroabhishek Год назад

    This is to update to all people using cred, to stop using the same app. Its a scam. It talks about been a credit card payment portal. We had an instance where we paid credit card amount through cred and it didn’t get credited to the credit card and the money is lost. Cred is not taking any responsibility for it and it was a big cc bill which cred just ate up.

  • @meetshah3981
    @meetshah3981 2 года назад +4

    Nithin may lose CREDibility after appearing on CRED channel

  • @newkhan1417
    @newkhan1417 2 года назад

    How can i join Kunal shah next podcast as audience.

  • @pankajkhandelwal2962
    @pankajkhandelwal2962 Год назад

    Loved the convo

  • @rishikeshsreehari
    @rishikeshsreehari Год назад +1

    To be honest, I love Kunal, his talks, knowledge and his philosophy. As a product, I don’t know what CRED is doing. I have close 6 Lakh + points and I don’t know what to do with those points! Like none of the products they offer seem attractive to me. It more or less feels like yet another Naaptol. Also don’t really get the gamification part where spin the wheel and bullshit!

  • @praveenreddy3104
    @praveenreddy3104 2 года назад +2

    I believe that , CRED is not following some if the stuff Nithin is saying , CRED app now a days seems clumsy like Paytm, lot of features , seems like deviating from its core moto

  • @Roshan_M
    @Roshan_M 2 года назад +1

    Golden Crossover ✌️👍👌

  • @praneshjoshi101
    @praneshjoshi101 2 года назад

    Why did u invest in cred man?

  • @WelcomeToDataverse
    @WelcomeToDataverse Год назад +2

    Kunal couldn't listen more about health and fitness so he changed the topic to business and money

  • @Rollen17
    @Rollen17 2 года назад +5

    How to join next curious conversation

    • @sahilhotchandani3668
      @sahilhotchandani3668 2 года назад

      Call kunal

    • @Rollen17
      @Rollen17 2 года назад

      @@sahilhotchandani3668 give me his phone number

    • @Sayan_Biswas.
      @Sayan_Biswas. 2 года назад

      Just make the next unicorn , you will come here :)

  • @sahilhotchandani3668
    @sahilhotchandani3668 2 года назад +9

    Haha kunal be like : u have a 1000 licensed advisor 😂🧠.
    Nithin : yeah rest of are tips giver/distributor 😂

  • @cj7ks
    @cj7ks 2 года назад

    Please bring down brokerage from 20 rs to 10 rs.. Already competitors are giving free brokerage in trading fno

  • @madhwarajk224
    @madhwarajk224 2 года назад

    This man is built different!!

  • @theshreyashpatil
    @theshreyashpatil 2 года назад +1

    Buisness is all about build more which hard to copy for someone else !!
    And spending money isn't that hard ✅

  • @iamnitin1
    @iamnitin1 2 года назад +2

    When two geniuses meet on same stage

  • @Rare_00_7
    @Rare_00_7 5 месяцев назад

    Nithin and piyush 🙌 their mindset

  • @Alekhyabhattacharyya
    @Alekhyabhattacharyya 2 года назад +3

    CRED ❤

  • @QUIZSIDE7
    @QUIZSIDE7 2 года назад

    Just amazing to her kunal shah

  • @firstkaranarora
    @firstkaranarora 2 года назад

    Great Conversation.

  • @tapajnui2376
    @tapajnui2376 Год назад

    Two of my hero in one frame

  • @abhishekunde2725
    @abhishekunde2725 2 года назад

    Great conversation!!

  • @stndrdshubham
    @stndrdshubham 2 года назад

    why this one is 'Nithin Kamath conversation with Kunal shah' and earlier one title is 'Kunal shah conversation with Carl Pei' ; Any thoughts

  • @sahilhotchandani3668
    @sahilhotchandani3668 2 года назад +6

    Haha Andrew Huberman has come a long wayyyy since post pandemic 🧠🧠