Pass the NMLS Exam - Brief Overview of TILA (Reg Z)

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  • Опубликовано: 21 ноя 2024
  • For more study aids to pass the NMLS Mortgage Loan Originator (MLO) Exam, please checkout out our LIVE and ONLINE course at: mlotrainingaca...
    This video gives you a preview of our course. There are several important laws and regulations that you must master. Here is quick look at a few of them.
    We’re here to help, every step of the way!
    Are your looking to become a Mortgage Loan Originator? Have you tried to pass the NMLS Exam once or twice and can’t afford to fail again?
    Our courses are designed to give you the information you need to pass your NMLS licensing exam and successfully enter the mortgage profession whether it be in sales, lending, processing or underwriting.
    ==============================================
    We provide tons of free training videos here on RUclips - Make sure not to miss them - Click here to subscribe: / @affinityrealestatemor...
    ==============================================
    Website: www.mlotrainingacademy.com
    Facebook: / artricia.affinity
    NMLS Study Group: / nmlsexamstudygroup
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    ================================================
    Get a free resource guide - 12 Tips to Passing the NMLS Exam - www.mlotrainingacademy.com/12tips

Комментарии • 126

  • @affinityrealestatemortgage2058
    @affinityrealestatemortgage2058  4 года назад +16

    Thank you so much for watching: Pass the NMLS Exam - Brief Overview of TILA (Reg Z)
    Please click here to download our 12 tips to passing the NMLS exam (link: www.mlotrainingacademy.com/12tips)

    • @marcosaguilar1609
      @marcosaguilar1609 3 года назад +1

      Does anyone know if the TILA penalties for violation shown are still up-to-date in 2021?

  • @webtrik5690
    @webtrik5690 6 лет назад +67

    Thank you. I was watching your videos. I passed my Test with 83%.

  • @DaMediaGuyProductions
    @DaMediaGuyProductions 7 лет назад +73

    I like the way you are teaching this. Most of the "Educators" just read the info to you. I this video you explain it. Thanks

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  7 лет назад +10

      anthony thomas That you! I appreciate your comments. Our entire online exam prep class is taught this way. We actually have a 92% pass rate for helping people pass the NMLS Exam.

  • @rufuscastillo3980
    @rufuscastillo3980 7 лет назад +27

    I took a prep class for 2 weeks & had no clue what was going on. Thank god I found these videos. Very easy breakdown Mrs. Woods thank you!!!

  • @nikkiwhitten860
    @nikkiwhitten860 4 года назад +15

    I learned more from this video than I did reading the entire chapter of my real estate book!! I read the chapter 3 times!! Now I get it and you covered MORE than the book did!

  • @SyedHussain-kn5xq
    @SyedHussain-kn5xq 6 лет назад +17

    Today I passed my NMLS exam. Thank you. (I watched just about three of your videos and the tips were very helpful)

  • @C.P.87
    @C.P.87 6 лет назад +14

    I can't thank you enough for these videos other trainings were so confusing I listened to these for the last 3 weeks and I passed the first time. The way you put things stuck with me! THANK YOU!

  • @demarcusphillips241
    @demarcusphillips241 5 лет назад +11

    I want to thank you so much for your teaching style. I was in class for 3 days and nothing stuck. I’m taking my NMLS exam next month, and your teaching has been super helpful.

  • @FailBlogProductions
    @FailBlogProductions 4 года назад +6

    I don't comment on videos, but I can't give a big enough kudos for how amazing of job you do explaining this stuff. 15/10

    • @tinaparker1780
      @tinaparker1780 Год назад

      I agree. I have been reading so many different books with so much info that I really didn't understand half of it. This just compartmentalized it all for me

  • @fuego80027
    @fuego80027 7 лет назад +4

    Taking my test this Thursday. I have listened to these videos I hear her voice even when I'm not listening... lol... these have been amazing though I have learned information from these that I never learned in my class... oh and thank you for adding a math video

    • @ArtriciaWoods
      @ArtriciaWoods 7 лет назад +1

      I'm happy you liked the videos!!!

  • @derrickwainwright3746
    @derrickwainwright3746 4 года назад +3

    I used your videos as a supplement to my training courses and passed my MLO test yesterday! Your videos were very helpful!

    • @eliz8294
      @eliz8294 3 года назад

      Did you use any other study guides, like compucram...etc?

    • @derrickwainwright3746
      @derrickwainwright3746 3 года назад +1

      @@eliz8294 no, I didn’t! Just the training videos and my course materials!

    • @eliz8294
      @eliz8294 3 года назад

      @@derrickwainwright3746 Thank you for the reply👍👍

  • @barbaramolina7167
    @barbaramolina7167 Год назад

    This lady must be kept safe at all times. She is god's sent

  • @Reeselaufasa
    @Reeselaufasa Год назад +1

    I wish I could’ve been at her class in person, so good!

  • @Rells26
    @Rells26 4 года назад +20

    You’re a gem. You’re blessed with this gift to explain. You are by far the best in doing this. So clear in explaining details

    • @nickzou8310
      @nickzou8310 2 года назад +1

      I wish I found her program at the beginning. I signed up with mortgage educator instructor Dave Luna not that great in explanation compare to her.

    • @ggj695
      @ggj695 Год назад

      @@nickzou8310 I agree. I take my test tomorrow and I've been watching her videos and a few others. I'm feeling optimistic!

    • @nickzou8310
      @nickzou8310 Год назад

      @@ggj695 you will fine, I learn most of the stuff from her and passed it on first try with high score.

  • @crystalcrosby7364
    @crystalcrosby7364 2 года назад +2

    You are good at what you do!! Thank you for being thorough and making it easy to understand.

  • @lucyluo3898
    @lucyluo3898 2 года назад

    Oh my god, why did I just find your videos, this is way better than any of the materials that sell on websites! We just need watch your class, much efficient.

  • @Thehouse385
    @Thehouse385 4 года назад +2

    The company I work for use another company to train new LOs but I’m going to thoroughly recommend we switch to affinity. So much more organized. Makes so much more sense.

    • @eliz8294
      @eliz8294 3 года назад

      Is compucram one of them? Which study guides can you suggest or would not suggest.

  • @lisavolpe3269
    @lisavolpe3269 5 лет назад +6

    Thank you so much, i have learned way more from you, than any of the other facilitators.

  • @Princess_Of_The_Most_High
    @Princess_Of_The_Most_High 2 года назад +1

    I really wish I could afford your test prep material at this time! For now I will take full advantage of these amazing free videos. They are pure gold finds. Thank you 🙏🏼

  • @jeanqbxx
    @jeanqbxx 2 года назад +1

    Just passed my test yesterday on the first try, you can do it guys.

    • @Chris-bc8mz
      @Chris-bc8mz 2 года назад

      what did you do to pass the exam? i know you study but are there strategy or videos you recommend? thanks in advance

  • @ariellafuente8294
    @ariellafuente8294 3 года назад +2

    Wow, I have been studying for about 2 weeks now, about to take my test this Tuesday. Not in a single place I read or heard, explained TILA as best as you did. You will definitely have my cheers if I pass this test!

    • @letskanikapila
      @letskanikapila 3 года назад

      How did you do?

    • @ariellafuente8294
      @ariellafuente8294 3 года назад +2

      @@letskanikapila Passed with a 75%! Too close for comfort.

    • @letskanikapila
      @letskanikapila 3 года назад +1

      @@ariellafuente8294That’s okay, you passed and did well! You can only get better from here on. Congrats and good luck!

  • @ttwofeathers
    @ttwofeathers 3 года назад

    What kind of idiot gives this material a thumbs down?? This is pure gold!!

  • @ll7812
    @ll7812 3 года назад

    I just want to say thank you so much for your videos! I wish I did my prelicensing course through you. I was able to pass my test on the first try. Thanks so much for your content, you are an incredible teacher!

  • @l.stephen6402
    @l.stephen6402 2 года назад

    I absolutely love your teaching!! May God continue blessing you in abundance!

  • @sadtosh
    @sadtosh 5 лет назад

    THANK YOU VERY MUCH MS. WOODS. I TOOK MY MLO EXAM TODAY AND I PASSED . EVERYTHING THAT YOU MENTIONED ON THE VIDEOS WAS ON THE EXAM.

    • @youngLEOc
      @youngLEOc 5 лет назад

      Does it matter who u take the course with ? Im in the studying stage before i take the exam

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  5 лет назад

      +Leo Spell you want a good school and a good teacher.

  • @LevaStyles
    @LevaStyles 6 лет назад +1

    You are truly amazing. Your teaching style is so clear and straightforward. I’m studying for the CRCM and this is so helpful.

  • @tashas8287
    @tashas8287 3 года назад

    Omg I really thank God for this woman. I am scheduled to take my test the first week of May. And she puts so many things into perspective because I thought if I print out all of the material and memorize, I would be good to go. Omg that is so not the case this is so helpful. Would anyone know if she is holding another class?

    • @TheRealMsBlu
      @TheRealMsBlu 3 года назад +2

      She passed away a few months ago 😔 The school is still open. You can still purchase the Exam Mastery course which includes the videos.

  • @_jandjdesigns
    @_jandjdesigns 4 года назад

    I can’t believe this... I got a 73% and we need 75% to pass😩 I take it again on September 17. Your videos are so helpful and I’ve been studying every single day!!! I’m ready to pass this next time around 💪🏼💪🏼💪🏼

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  4 года назад

      Thanks for watching Jessica, you may want to invest in our exam prep mastery course. It'll definitely help you get to that 75% min mark, please email my assistant Jocelyn and she'll get you a discounted offer. jocelyn@affinityreservices.com

  • @mariabuenrostro3180
    @mariabuenrostro3180 3 года назад +1

    Love the way you teach! Perfectly explained! Such a blessing to many ☺️

  • @lifeisbody4003
    @lifeisbody4003 4 года назад +2

    Thank you so much Artricia!!!! Your explanation is SPOT ON! I am starting to put in altogether! You are great I wish you could teach/educate me one on one!!!! You’re awesome!!!

  • @TrillBreezy
    @TrillBreezy 3 года назад +6

    For whoever may be watching this in October 2021, good luck on your exam! I’ve talked to a lot of people and it is meant to be scary, but if you prepare and pay attention to the details, you’ll do great from what I’ve been told! (I am taking mine next week)

    • @starlordrxxds7024
      @starlordrxxds7024 3 года назад

      did you pass? i'm taking mine next week

    • @TrillBreezy
      @TrillBreezy 3 года назад

      @@starlordrxxds7024 I’m taking mine Wednesday so I will let you know

    • @starlordrxxds7024
      @starlordrxxds7024 3 года назад

      @@TrillBreezy good luck! Let’s get it

    • @TrillBreezy
      @TrillBreezy 3 года назад +5

      @@starlordrxxds7024 got a 92!

    • @starlordrxxds7024
      @starlordrxxds7024 3 года назад +1

      @@TrillBreezy no way what a great score! Congrats!! Any tips? And did you just study these videos on top of taking a non-Affinity 20 hour course or did you actually take the Affinity course? I took a different course so I’m wondering if it’s worth studying the hell out of these videos

  • @Affricanized
    @Affricanized 4 года назад +2

    R.I.P thank you for all the help and knowledge.

    • @eliz8294
      @eliz8294 3 года назад

      Who passed away

  • @ccbeauty9764
    @ccbeauty9764 3 года назад

    Thanks for explaining everything in detail. You are truly the best educator.

  • @monica-mofitmeals6602
    @monica-mofitmeals6602 4 года назад +2

    You are awesome! You provide memory tips etc and I find this so helpful! I’m listening to you while I do my morning walk! I used to be in mortgage but my license expired long ago and wish I didn’t let that happen. Now I need to get back into it and exams scare me the most!! Random question-Can I go thru Affinity for me to get my mortgage license across the nation or is this state only? I’m in California

  • @superninjapirate19
    @superninjapirate19 3 года назад

    Such a better class than the company I am with

  • @Lady-br3zy
    @Lady-br3zy 5 лет назад +1

    My nickname for you is Clare bcuz you Clarify everything so we can better understand. 💕💕💕(Hopefully, you don't have any bad memories of someone w/that name). Thank you Clare 💕💕💕

  • @christinarivali6776
    @christinarivali6776 7 лет назад +8

    I am so happy that I have found your channel! I just finished my 20 hours but did it online and feel like nothing stuck with me ( I'm more of a hands on or explain learning) I have learned so much watching your videos. I have a question though... Is this California laws if not does most of this info similar to the California laws , am I going to confuse myself by watching this? Thanks in advance and I hope I pass next Saturday! I'm feeling alot more confident now.

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  7 лет назад +1

      Christina Rivali the exam is a NATIONAL exam - so it doesn’t matter what State you are in. I have students that take our online exam prep from various States! Having a Black Friday deals starting Sunday - $100 off!

    • @christinarivali6776
      @christinarivali6776 7 лет назад

      Affinity Training Academy omg thank you ! My husband was confusing me asking if it was California because he's in real estate and they have different regulations by state but everything sounded the same to me lol thank you so much!! And yes I will definitely look into it! You are amazing!

    • @ArtriciaWoods
      @ArtriciaWoods 7 лет назад +1

      See what others are saying - we have a 92% pass rate!

  • @Joshalund
    @Joshalund 4 года назад

    Thankyou! Very helpful to unpack dense material and put it in layman's terms.

  • @jazzygospelguitarTF
    @jazzygospelguitarTF 3 года назад

    I love your approach ,

  • @paritoshpathak5899
    @paritoshpathak5899 6 лет назад

    The instructor is good.

  • @johnjulien9064
    @johnjulien9064 5 лет назад +2

    thank you so much for this. so helpful!

  • @laveng9303
    @laveng9303 4 года назад

    Hi teacher ,i went to your online school ,i saw few item .i dont know which one supposebe buy .i going to get loan officer licence.just got 20hours certificate.thank you wonderful class .you give me hope

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  4 года назад

      Give me a call - 800.991-6097. Ext 2

    • @dineshkhatiwoda1047
      @dineshkhatiwoda1047 4 года назад +1

      Hi teacher, i need help on how to get enrolled in a 20 hour class. I am in PA. Any offers and discount would be really helpful. Thank you

  • @taronstewart7
    @taronstewart7 7 лет назад

    This video was very helpful and I cant wait to sign up to Affinity nmls training academy

    • @ArtriciaWoods
      @ArtriciaWoods 7 лет назад

      Thanks Taron!!- email me when your ready to see if there are any discount codes available: artricia@affinityreservices.com

  • @supesart
    @supesart 4 года назад +4

    Every ARM gets a CHARM

  • @leonjaimearellano1272
    @leonjaimearellano1272 7 лет назад +2

    The best information out there.

  • @queensun6059
    @queensun6059 Год назад

    👸phenomenal teacher💎💎💎👏👏👏!!!

  • @uayyoub2909
    @uayyoub2909 4 года назад

    Where are you located ? Where are physical classes ?

  • @jasminegrewal5041
    @jasminegrewal5041 4 года назад

    Wow great explanation thank you 🙏

  • @marquiseherron4564
    @marquiseherron4564 3 года назад

    Hey question if I was to purchase the study guide for the national test. How long will I have access to it?

  • @dominiquegougeon6448
    @dominiquegougeon6448 7 лет назад

    These videos have been super helpful. If a lender closes a loan on Say July 11th and forgets to send the right to resend until July 14th. Does the right of recession still end on the 14th or does it extend for the full 3 years ?

  • @AberdeenPass
    @AberdeenPass 7 лет назад +2

    very helpful , thank you.

  • @livinb450
    @livinb450 3 года назад

    Hey Atricia, My MLO test goddess. Question! the 2 disclosures requirement per borrower, is that time related? I'm expecting at signing, to be one time, borrowers are to receive a disclosure concerning a right to rescind, in the coming 3 days, disclosed in writing. Is that timing correct and then are they just given a 2nd copy or is that disclosure accruing at a different time in the process. Thanks so much again!

  • @jeffreyemilz
    @jeffreyemilz 4 года назад

    This is amazing thank you!!!!!!

  • @baharbarzegar7223
    @baharbarzegar7223 2 года назад

    I just started studying how many videos are here in total?

  • @mamaeon4808
    @mamaeon4808 Год назад

    amazing

  • @marilulodolce5880
    @marilulodolce5880 2 года назад

    Do you offer a crash course? If so where can I find it?

  • @theshadowknowz5900
    @theshadowknowz5900 3 года назад

    Thank you

  • @josebetancur3232
    @josebetancur3232 5 лет назад

    Thank you so much! Big help!!

  • @BPoweredLove
    @BPoweredLove 4 года назад +1

    1:55
    Be careful in your wording. That 3-day rescission doesn't apply to all refinances. This cancellation period only applies to refi's on a borrower's primary residence. Not rentals. Not second homes.

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  4 года назад +1

      Thanks for your input... if you listen to the entire video [amd actually take the course], we make it very clear AND when a student takes the course, the workbook, the lecture - we make that clear as well.

    • @BPoweredLove
      @BPoweredLove 4 года назад +1

      @@affinityrealestatemortgage2058 Great video. :-)

  • @stephaniefountain3726
    @stephaniefountain3726 Год назад

    I found this information when verifying for 2023, is the 1 million you spoke of supposed to be 100k please?

  • @abbymarquart1098
    @abbymarquart1098 6 лет назад

    I had a question about the right to rescind on my last test (that I failed by ONE) and they threw in a holiday as the third day....with that being the case, hypothetically, if a borrower closes on Friday...and Monday is a holiday, when would the right to rescind period end? Wednesday at midnight?

  • @UnknownUnknown-cf3lq
    @UnknownUnknown-cf3lq 5 лет назад

    4 installments question? Might be trivial, but does the length inbetween payments matter? I.e. biweekly, weekly, etc?
    So 5 weekly payments requires TILA?

    • @BlazinStreets
      @BlazinStreets 5 лет назад

      the yzarc installments/payments still applies regardless of length

  • @lisavolpe3269
    @lisavolpe3269 5 лет назад

    Very helpful, thank you!

  • @danieltorres5052
    @danieltorres5052 6 лет назад

    broken link to download free tip guide. it didnt work

  • @ArtriciaWoods
    @ArtriciaWoods 5 лет назад

    Thank you!

  • @memberinformation5888
    @memberinformation5888 6 лет назад +1

    Mateo 5:11-12 Bienaventurados sois cuando por mi causa os vituperen y os persigan, y digan toda clase de mal contra vosotros, mintiendo. Gozaos y alegraos, porque vuestro galardon es grande en los cielos; porque asi persiguieron a los profetas que fueron antes de vosotros.

  • @padampoudyel41
    @padampoudyel41 3 года назад

    I got question about APR 3/1 please any one know...when it will change

  • @maxlife9721
    @maxlife9721 2 года назад +1

    This guy asking 12 questions drove me nuts....

  • @on-hv9co
    @on-hv9co 7 лет назад

    Wouldn't midnight Thursday be 12:00am Thursday morning

  • @lionelbencomorealtor652
    @lionelbencomorealtor652 5 лет назад

    It can't be midnight Thursday. It's Midnight Friday

    • @affinityrealestatemortgage2058
      @affinityrealestatemortgage2058  5 лет назад +2

      Lionel Bencomo Realtor if want to pass “this” exam - please choose Midnight on Thursday. It’s not Friday until 12.01am

  • @octavialang3166
    @octavialang3166 Год назад

    Is this information current

  • @veronicat.3918
    @veronicat.3918 3 года назад

  • @Joe-jf4ym
    @Joe-jf4ym 3 года назад

    Did anyone tell you you're amazing?

  • @mineshpatel3562
    @mineshpatel3562 6 лет назад

    Tila ONLY applies to residential properties. It does not applies to commercial, agriculture properties. This is an exam question in every state. Video forgot to mention this

    • @MGaskin06
      @MGaskin06 6 лет назад +2

      minesh patel she covered that in a previous video

    • @williamhinton4027
      @williamhinton4027 3 года назад

      By listen to her videos I passed the exam the first time!

  • @eliz8294
    @eliz8294 3 года назад

    ANYONE KNOW IF COMPUCRAM WORKS?