Not being a slave to the bank... Priceless! As easy as credit is to obtain, it takes discipline and a work ethic to be debt free and indescribably worth it when you reach that goal. Freedom is addictive!
Great comment! So true, I’m 3/4 years into my debt free journey! I’m a completely different person. The process changes you. I think everyone should do it.
Great advice! My wife and I have no debt, money in savings, and are planning on building a house with very little loan money. You are exactly right about having peace of mind! Great video
Small world. I’m pretty sure we were in the same platoon in basic training in 2009 at Ft. Sill. Totally agree, when I was 22 I bought a new F150 I couldn’t afford as a graduation gift from college. I was constantly stressed about making the payments. About a year later I made the decision to sell the tuck and get debt free. One of the best decisions I’ve ever made!
Great video Jack! Peace of mind is priceless. In this day and time not to be a slave to a job or career that you hate makes you way more “wealthy” than people realize. You’ll always have some financial responsibilities but being as we only have one life to live, live life to it’s fullest and do what makes you and you family happy. Life is short, make memories not payments. No one is promised tomorrow. Keep up the great work Yak! 🤙🏼
Could not agree more about being open with people about money. I used to make a living as a bartender. People in my line of work were usually very open about this stuff. Go to a different bar and those bartenders would ask "How'd you guys do last night?" Fast forward to my first "real" job and suddenly everyone was tight-lipped about income/bonuses/raises/contributions to IRA/savings/401k. It was a culture shock that bit me a few times. Glad to see you having the conversations that should be going on both in school and in the home.
As a 6 time FPU class leader we love talking money and helping others. This year we hit Everyday Millionaire status baby Step 7. Debt Free life is freedom. Now with Wife as a Realtor the Bank Account is exploding ;)
The really, really, REALLY best thing of being debt free is, the retention of your hair, lol. When i hit that freedom spot, i noticed my hair coming back(yea baby!!). Smart advice you gave for free. Hope people understand the true value that you provided. Thx for sharing! 850💪!
Hey there Jack, just a few words to say how much I enjoyed watching this video. My wife and I recently sold our home in CA. I've been wanting to move out of that socialist state for many years. There were some circumstances that changed in our lives that opened the doors to sell and, make a good profit. We paid off all, repeat, all of our debts. What a load was taken off of our shoulders, not having to worry and, juggle our finances. We are paying rent for a short period of time and, like you said, insurance, utilities and, food are always there. We're going to be investing in some property with our daughter and son-in-law. A plus to this move is the fact that the state we moved to is a very "Red" state that protects our Constitutional rights. Every where you look there, you'll see Old Glory billowing in the breeze. God Bless you and your bride Samantha, Jack.
I work jobs no one else wants Such as cutting grass weeping lots etc I don’t get high demand jobs that aren’t plentiful where competition is stiff I just take it slow invest and stay debt free instead of looking for a high salary lol
54 years old and paid my house off last June. Amen Brother , it feels good to not worry about a house payment. Freedom. Sad thing is I just bought her a car today. Three more years of payments . I follow you because I like the way you think and hustle . Everyday is a hustle. Be Safe Brother.
Currently living in Tucson. About to have a baby and buy our first home. We have seriously been considering moving back to Crestview lately, the market here is insane and I would love to get back on the water on the weekends. Thanks for the tips man.
I started the year $15k in debt and I was depressed and at my lowest because I also was getting out of a toxic relationship. Now with 2024 coming to an end I only have $3k of debt and should have it paid off before the new year. I’m proud of my accomplishments of nearly getting out of debt. You feel like you are a mental prisoner when you are in debt. Glad this is almost over for me.
I’m 19 years old and my dream has always been passive income. I haven’t done any of the math but I do know weather I finance or pay cash it will pay off in the end. This video is just a reassurance that I’m doing the right things. Thanks!
AF vet here and i tried to do exactly what you did but depression got the best of me while overseas and i ate/drank all my extra free money… 🤷🏽♂️ oh well im working hard now to get debt free so that at least by my retirement i will own everything i have and not have to worry about my next meal
Thanks for the video Yak. Great topic. I enjoy the wide variety of subjects on your channel. I'm kind of on the same path as you as far as how I started and where I'm headed. Little Yak Man is going to be lucky to have you to teach him these principles. Keep up the good work.
Thanks for watching! How is your debt free journey going? Also, If you are looking to buy or sell Real Estate in the Panhandle of Florida email me I am a Realtor- jack.motley@adoorrealestate.com
What does NOT happen to some people when they are debt free…. They DO NOT get back in their kayak and produce quality RUclips videos!!! 😕😕😕. Kayak fishing time Motley!
I'm 38 miles from Pensacola. We've had over 5 feet of rain so far this year. Thunderstorms are driving us fisherman from the rivers, bays and the beaches everyday. Please, let's not send Yak out on the water in a Kayak in the face of one of these thunderstorms. It's been Daily. Isolated, pop up, anywhere and everywhere! Salute!
It's been a Brutal year for fishing, Shotgun! I'm a fifth generation Floridian living on the Mobile Bay. Fishing is in my DNA, but this year has been very difficult. We all go out fishing pretty much expecting to get rained out, or literally running from the thunderstorms. We can't complain, though, last year we had two hurricanes. We may this year, but we'll deal with what we get. I shared this video with a good friend who recently became debt free. Guy is retiring next week and I've been working with him to help improve his financial situation over the last year. He is moving to Florida where he inherited a house and has already been hired and will start working pretty quickly upon arrival. He and I were talking yesterday and he was telling me he wanted to buy a jeep or a BMW. Guy just paid off his truck! I thought and prayed all day about what to say to him. What kind of advice i could give my old friend (of over 50 yrs) without being over the top, so to speak. And then, Yak drops this video. I forwarded it and my friend enjoyed watching and was given a different way forward. I am really grateful for the work that Yak puts into these. So much practical advice. Tight Lines to you Shotgun. I'm heading out to see if I can get some fishing done in the Mobile Bay. Wish me luck!
Great information. I’ve been following you for several years and never knew you got threw college on a baseball scholarship. Again thanks for your service to our country you did well
Debt Free? Yes, Flipflops and Oakley's. An occasional shirt sometimes if I go somewhere. I don't look for returns and investments like you though, I'm pretty contempt on just chillaxing
The main thing I took away from this was something I have not heard anyone talking about. You said the Obama regime was purging the military of junior officers. Bro, debt free isn't going to make a damn bit of difference in the next few years. Our country has been compromised and it is almost fight time.
I hate debt.. I bought my car, my home and my rental properties all cash..and i have no regrets so far
Smart move
Awesome! How long did it take you to achieve that ? Cash for rental & principal property?
@@YASMINOGBU 4 years to save .. 3 years to find buy and rehab
Great thanks, the more detailed original edit you sent me is more helpful. I appreciate you writing that, many thanks
@@YASMINOGBU you're welcome
Not being a slave to the bank... Priceless!
As easy as credit is to obtain, it takes discipline and a work ethic to be debt free and indescribably worth it when you reach that goal.
Freedom is addictive!
Great comment! So true, I’m 3/4 years into my debt free journey! I’m a completely different person. The process changes you. I think everyone should do it.
Great advice! My wife and I have no debt, money in savings, and are planning on building a house with very little loan money. You are exactly right about having peace of mind! Great video
I think you’re turning into an inspirational speaker. Very uplifting
lol, just trying to help at least 1 person out there!
Small world. I’m pretty sure we were in the same platoon in basic training in 2009 at Ft. Sill.
Totally agree, when I was 22 I bought a new F150 I couldn’t afford as a graduation gift from college. I was constantly stressed about making the payments. About a year later I made the decision to sell the tuck and get debt free. One of the best decisions I’ve ever made!
Awesome! Small world!
Great video Jack! Peace of mind is priceless. In this day and time not to be a slave to a job or career that you hate makes you way more “wealthy” than people realize. You’ll always have some financial responsibilities but being as we only have one life to live, live life to it’s fullest and do what makes you and you family happy. Life is short, make memories not payments. No one is promised tomorrow. Keep up the great work Yak! 🤙🏼
Thanks Jonathan. You are right!
Simple logic explanations and great job with the win! It was indeed a complete beginners guide. Thanks a lot! ☺☺☺
This is one of the best videos I’ve ever seen online about being debt free!
A man with experience isn’t at mercy to a man with an opinion! 💪🏼
Could not agree more about being open with people about money. I used to make a living as a bartender. People in my line of work were usually very open about this stuff. Go to a different bar and those bartenders would ask "How'd you guys do last night?" Fast forward to my first "real" job and suddenly everyone was tight-lipped about income/bonuses/raises/contributions to IRA/savings/401k. It was a culture shock that bit me a few times. Glad to see you having the conversations that should be going on both in school and in the home.
You young people watching this....listen to what this man is saying.
Thank you!
👍👍
As a 6 time FPU class leader we love talking money and helping others. This year we hit Everyday Millionaire status baby Step 7. Debt Free life is freedom. Now with Wife as a Realtor the Bank Account is exploding ;)
Awesome!
Great video Yak. Love your fishing vids. I'm debt free as well but after a hard lesson living in debt.
The really, really, REALLY best thing of being debt free is, the retention of your hair, lol. When i hit that freedom spot, i noticed my hair coming back(yea baby!!). Smart advice you gave for free. Hope people understand the true value that you provided. Thx for sharing! 850💪!
Hey there Jack, just a few words to say how much I enjoyed watching this video.
My wife and I recently sold our home in CA. I've been wanting to move out of that socialist state for many years. There were some circumstances that changed in our lives that opened the doors to sell and, make a good profit. We paid off all, repeat, all of our debts. What a load was taken off of our shoulders, not having to worry and, juggle our finances. We are paying rent for a short period of time and, like you said, insurance, utilities and, food are always there.
We're going to be investing in some property with our daughter and son-in-law. A plus to this move is the fact that the state we moved to is a very "Red" state that protects our Constitutional rights. Every where you look there, you'll see Old Glory billowing in the breeze.
God Bless you and your bride Samantha, Jack.
Glad you enjoyed it!
I work jobs no one else wants
Such as cutting grass weeping lots etc
I don’t get high demand jobs that aren’t plentiful where competition is stiff
I just take it slow invest and stay debt free instead of looking for a high salary lol
That's great stuff Jack!!! And you are absolutely correct!! Debt free is FREEDOM!!! GOOD WORD AND GOD BLESS FOR PUTTING THAT OUT!!
We need a reading list! Love this video btw. I’ve been slowly working on my debt free lifestyle
Very good video Jack. You need to do a video on the top 10 things you can do to make a piece of property sell better.
_Amazing story Yak, love your sincerity, I know people will listen to you and take action!_
Thanks!
Our grandparents used to call this basic common sense
One of your best videos! Thanks for sharing and encouraging others to give themselves peace of mind!
Listen up young people!! Feels good. Thanks Jack
👍
0 personal debt, Home, Car, Truck ect all paid off. Paying off my last 50K of business debt before December. Can't wait.
54 years old and paid my house off last June. Amen Brother , it feels good to not worry about a house payment. Freedom. Sad thing is I just bought her a car today. Three more years of payments . I follow you because I like the way you think and hustle . Everyday is a hustle. Be Safe Brother.
Currently living in Tucson. About to have a baby and buy our first home. We have seriously been considering moving back to Crestview lately, the market here is insane and I would love to get back on the water on the weekends. Thanks for the tips man.
Good luck in your journey!
I started the year $15k in debt and I was depressed and at my lowest because I also was getting out of a toxic relationship. Now with 2024 coming to an end I only have $3k of debt and should have it paid off before the new year. I’m proud of my accomplishments of nearly getting out of debt. You feel like you are a mental prisoner when you are in debt. Glad this is almost over for me.
We acquired RE assets strategically at low rates, then paid them off. Debt as a leverage tool used wisely is next level.
I’m 19 years old and my dream has always been passive income. I haven’t done any of the math but I do know weather I finance or pay cash it will pay off in the end. This video is just a reassurance that I’m doing the right things. Thanks!
Just buy right and stick to your numbers.
AF vet here and i tried to do exactly what you did but depression got the best of me while overseas and i ate/drank all my extra free money… 🤷🏽♂️ oh well im working hard now to get debt free so that at least by my retirement i will own everything i have and not have to worry about my next meal
Shared this video with our youngest son who is driven like you.
Awesome!
Debt Free and retired...
Keep inspiring us, brother! Some of us are following in your footsteps whether you know it or not! 🤙
Much success!
-D
Awesome! Great to hear!
Great video i have been working hard to pay off my house debt free is a a dream for me and my wife thanks for all your videos much respect
You can do it! Its possible!
Thanks for the video Yak. Great topic. I enjoy the wide variety of subjects on your channel. I'm kind of on the same path as you as far as how I started and where I'm headed. Little Yak Man is going to be lucky to have you to teach him these principles. Keep up the good work.
Thank you!! I like to mix it up and just talk about what Im going through lol.
Great video, Jack. Well said, and all of it true. Something magic happens when a person achieves 100% debt free. Ask me how I know this!
Thats some great info!
Damn Straight, Sir!
Thanks for watching! How is your debt free journey going?
Also, If you are looking to buy or sell Real Estate in the Panhandle of Florida email me I am a Realtor- jack.motley@adoorrealestate.com
What does NOT happen to some people when they are debt free…. They DO NOT get back in their kayak and produce quality RUclips videos!!! 😕😕😕. Kayak fishing time Motley!
I'm 38 miles from Pensacola.
We've had over 5 feet of rain so far this year. Thunderstorms are driving us fisherman from the rivers, bays and the beaches everyday.
Please, let's not send Yak out on the water in a Kayak in the face of one of these thunderstorms.
It's been Daily. Isolated, pop up, anywhere and everywhere!
Salute!
You got a point…
It's been a Brutal year for fishing, Shotgun! I'm a fifth generation Floridian living on the Mobile Bay. Fishing is in my DNA, but this year has been very difficult. We all go out fishing pretty much expecting to get rained out, or literally running from the thunderstorms. We can't complain, though, last year we had two hurricanes. We may this year, but we'll deal with what we get.
I shared this video with a good friend who recently became debt free. Guy is retiring next week and I've been working with him to help improve his financial situation over the last year. He is moving to Florida where he inherited a house and has already been hired and will start working pretty quickly upon arrival. He and I were talking yesterday and he was telling me he wanted to buy a jeep or a BMW. Guy just paid off his truck!
I thought and prayed all day about what to say to him. What kind of advice i could give my old friend (of over 50 yrs) without being over the top, so to speak.
And then, Yak drops this video. I forwarded it and my friend enjoyed watching and was given a different way forward.
I am really grateful for the work that Yak puts into these. So much practical advice.
Tight Lines to you Shotgun.
I'm heading out to see if I can get some fishing done in the Mobile Bay.
Wish me luck!
Good luck 🤙
Great information. I’ve been following you for several years and never knew you got threw college on a baseball scholarship. Again thanks for your service to our country you did well
Great video yak! I never knew you had such an interesting story.
Thanks Jacob!
Thank for you this!! I needed to hear this!! Will watch over and over and over.
Glad it was helpful!
I think he's absolutely right.
Tricky topic, wisely tackled, important guidance
I just heard about you and I live in Pensacola. I'm going to watch your videos.
👍
Working on the snowball.
You did good bro! 💪
Thank you! 😃
Yak you are the man!
Que the Dave Ramsey debt free scream!!
I'ma dump my car note and pay for a truck cash start their
Very informative. Love to watch it
Thank you for this.
My pleasure!
Debt Free? Yes, Flipflops and Oakley's. An occasional shirt sometimes if I go somewhere. I don't look for returns and investments like you though, I'm pretty contempt on just chillaxing
Solid!
Is that a black horse hat in the background? I was a scout in bk Germany fox tr 2/11
Awesome message Jack!
Doin' good Jack!
I wish I had the guts to make that move
We have more in common than I thought
So what did u do first?
What advice could you give a 20 year old male that is 8k in debt? What is the easiest way with paying it off while still building a savings account?
Put 1000 bucks in savings and throw every dime extra at the debt! You could do it in no time!
Mr late upload!!!
lol, Sam said just post it lol!
Retired and almost debt free.......
The main thing I took away from this was something I have not heard anyone talking about. You said the Obama regime was purging the military of junior officers. Bro, debt free isn't going to make a damn bit of difference in the next few years. Our country has been compromised and it is almost fight time.
Yer talking to a guy who bought a Tesla cash. No news to me brother.
Debt free flex!
@@YakMotley It's a purchase I do not regret. Yes sir!
😎🖖✌👌👍😁
I’m working on that journey right now and this video just gave me extra motivation! BTW - Thank you for your service brother!! 🫡🫡
Awesome! Thank you!
One of your best videos! Thanks for sharing and encouraging others to give themselves peace of mind!
Thank you!