I would be thankful if you can explain more on MF SWP and it's tax implications v/s MF Divided and it's tax implications. Retired personal require monthly cash inflows.
Exellent Mathpal sb. Bahut sundar tarike se Retd. Sr. Citizens ke har pahloo ko dhyan me rakhate huve aapna salah di hai !! Great !!! Ab prasna ye hai ki adhiktar sr. citizens ko MF ke bare me jyada jankari nahi hoti aur market me aapki soch ke advisor birle hai aur unhe judge karna bahut muskil hai.Aisi sthiti me kis fund house ke kis fund me nivesh aap dwara bataye gaye dheya ko dhyan me rakhte huve kiya jay, is point per bhi apki salah apekshit hai. Thanks & Regards
Sir i have already invested in large cap fund canara robeco bluechip fund, in midcap PGIM ,and icici balanced advantage still investing in all these funds which are in active funds. On the other hand I investing in icici Prudential sensex index fund i have also a ppf account (10lac). I will retire in 2025. What is your advice on these occasion??
Request to refresh this video in today's circumstances where market is regularly going down, global conditions are not business friendly and interest are increasing.
Sir ur information is very good and important for me because I am going to retire from my job in the march 22..kindly advice me where my fund should be divert.
Sir, excellent information and very clear presentation. Can you please separately focus on the capital gains both long term and short term in case of SWP.
Want to information regarding SBI RETIRE SMART PLAN. I retired on January, 2017 then I invest yearly Rs. 1 lac of this plan on 2021.Which is better or not.
Sir meri age 54 hai mne NPS me first and second account open karvaya h mai first me 10000 or second account me 2500 deposit krva rha hu toh 16 years baad mjh kitna return milegaa?
Sir retirement some amount transfer to father bank account by cheque & kept there senior citizens shecme due to income tax resean. It's possible by income tax department
I’m an Indian origin; but U S citizen… upon my retirement; I’ve planned to settle down in Pune. (Recently purchase my retirement home there). What’s my options to SECURELY invest; from my savings and pension?
Sir, i solemonised your view expressed but a disable category person upper age limit is +10 years and if SC ST Woman candidate accordingly add years which come maximum of 46 years. Service retirement 14 years after. Investment in NPS pay how much pension to the candidate. Please tell....sir One video require on this matter. Also constrains in disability may not allow a person to invest in other funds as you mention. So what they will do please give some suggestions. Regards Badhan a disabled employee under MoD
मठपाल साहब नमस्कार करता हूँ. श्रीमान जी मै फरवरी २०२० मे उत्तराखंड परिवहन निगम से रिटायर हुआ हूं, अभी तक मात्र ग्रेच्युटी दी है ई पी एफ की थोड़ी धनराशि थी वो भी खर्च हो गया.नकदी करण भी रोका है बचत के आपके सुझाव से बहुत प्रभावित हूँ धन्य वाद.
Namskar Sir, mai 31dec 2022 ko superannuation PUS GOVT. Organization se hamare paas kul 50 lac corpus hai, mai 40 to 50 thousand per month income mile chahta hu. Mai MUTUAL FUND me paisa lagana chahta hu SIP ke dara SWP se magar Mutual fund ke bare me zero knowledge hai mughe kaya karna chahiye, please guide me. Deonandan.prasad Kanpur UP
Eequity तो ठीक है... मगर debt/ Bond में डिपॉजिट करने से 100 गुना बेहतर है PPF... 8 या 9% के लिए DEBT में जाने का क्या मतलब? 12.5% टैक्स देकर क्या डेट फंड से पीपीएफ से ज्यादसैलेगा क्या
If i am retired during the year from central govt. service and Earned salary for 3 months and pension for rest of the year. While filing my ITR 1 which nature of employment i have to choose to avoid any incorrect claims?? Is it pensioner or central govt employee? Any section or rule in Income tax about it??
Sir plz suggest best funds with best returns in SWP, I expect minimum 15-17% returns.. If I invest 5 lakh thn how much I get after 5 years.. Monthly 4k rs withdrawal
Both these schemes are suitable for accumulating the retirement corpus. Investor may choose these schemes when they are young and earning. In this video my focus is on investment of retirement corpus for getting regular outflow.
Sir namaskar yr retirement planning for senior citizen video seen today on 28/10/2021 it was good for me as a sr citizen I want to talk to u personally pl help tks once again
![How to invest retirement corpus to get a regular income?| Q&A 44 [READ PINNED COMMENT]](http://i.ytimg.com/vi/dXLrgCNxcW0/mqdefault.jpg)
![How to invest retirement corpus to get a regular income?| Q&A 44 [READ PINNED COMMENT]](/img/tr.png)
The Best and clear well explained investment advice video I have EVER SEEN, thank you very much sir for this great service.
Are you providing any online course to the beginers?
I would be thankful if you can explain more on MF SWP and it's tax implications v/s MF Divided and it's tax implications. Retired personal require monthly cash inflows.
Dear sir this is first ever investment plan video seen in RUclips I m proud of you absolutely Informatics appreciate u deserve 5 Star ratting
Thank you so much Mr. M. H. Vakil for the kind appreciation. I'm glad to see the compliment.
I have invested eleven ĺacks sbi balancened growth fund on 31.08 21 ,pl advìse weather ìt is good deçìsion
Sir your explanations is excellent
Very very clear and good suggestions. No risk investment.
Excellent video, sir !so clear in presentation & so simple to understand ! Thanks !
Sir how to contact you
Exellent Mathpal sb. Bahut sundar tarike se Retd. Sr. Citizens ke har pahloo ko dhyan me rakhate huve aapna salah di hai !! Great !!!
Ab prasna ye hai ki adhiktar sr. citizens ko MF ke bare me jyada jankari nahi hoti aur market me aapki soch ke advisor birle hai aur unhe judge karna bahut muskil hai.Aisi sthiti me kis fund house ke kis fund me nivesh aap dwara bataye gaye dheya ko dhyan me rakhte huve kiya jay, is point per bhi apki salah apekshit hai. Thanks & Regards
Good information provided. Need a little time to think over options. Thanks.
Can investment be made in aggressive hybrid funds
Sir i have already invested in large cap fund canara robeco bluechip fund, in midcap PGIM ,and icici balanced advantage still investing in all these funds which are in active funds. On the other hand I investing in icici Prudential sensex index fund i have also a ppf account (10lac). I will retire in 2025. What is your advice on these occasion??
Request to refresh this video in today's circumstances where market is regularly going down, global conditions are not business friendly and interest are increasing.
how may I withdraw monthly interest from all these investments you described in the video.
Thanks for this video. I am nearing my retirement and this video will certainly help me in investment for retirement.
Very good information sir. I will be very helpful to many senior citizens. Stay blessed always.
😢what is the main difference between HDFC retirementfund and balanced advantage fund pl clrify
U r too good in explaining. Thanks a lot
Thank you very much for giving guidance ,I have retired in may,
How much money one should keep in saving account ?
Kya scss me tds katouti hoti hai ?
Sir, please tell me whether it is safe to invest in Shriram transport finance fd scheme.
Sir , mera retirement ho chuka hai Sara paisa % ke hisab sai kahan-2 investment mutual fund main karna chahiye
Sir , I am a retired lady and your advice is very helpful to us. Sir , can I talk to you personally?
Excellent presentation in a very simplified manner 👏👏👏👏👏 ,
Dr N K Sharma .
Give me details regarding GOI FLOATING INT
BONDS
I have retired at 50 yrs age. Please advise what percentage of the fund to invest where
Sir hame 30years ki umra me pension ke liye koi plan. Ho to bataye
बहुत बढ़िया विश्लेषण !
🙏🏾
please sir let me know the process of swp
Sir ur information is very good and important for me because I am going to retire from my job in the march 22..kindly advice me where my fund should be divert.
can a person deposit in both scheme ie SCSS and PMVVY
Yes, 15 L in each scheme as individual and 30 L in each scheme as joint account if both are senior
Yes
Yes , we can depost in both .
Thanks Sir give very important information I have retired in the month of may
Now limit has increased to 30 lakh per head and roi to 8%. I invested in 2017 and 2019. Will I get increased roi?
NO
Sir, excellent information and very clear presentation. Can you please separately focus on the capital gains both long term and short term in case of SWP.
Also want to know about the pension / annuity plans to be one of the options for retirement income... Is it advisable..,?
Kindly suggest what percentage of retirement corpus be invested in index fund and for how long?
Please suggest name of equity savings funds where we can invest and get good returns .my retirement is after 3 years
What about investment in govt companies like REC, NMDC, etc for dividends
I suggest a retired person should avoid investing in direct stocks for regular income.
Want to information regarding SBI RETIRE SMART PLAN. I retired on January, 2017 then I invest yearly Rs. 1 lac of this plan on 2021.Which is better or not.
Very informative.
If u could inform abt any specific debt funds ,balanced funds .that will b very nice
Sir, pls suggest. For swp in which fund I can invest. My invested amt 10 lac & need rs 8000 per month payout. Thanks.
There's a scheme that can give you 10k
Edelweiss balanced advantage fund.
Sir meri age 54 hai mne NPS me first and second account open karvaya h mai first me 10000 or second account me 2500 deposit krva rha hu toh 16 years baad mjh kitna return milegaa?
Sir retirement some amount transfer to father bank account by cheque & kept there senior citizens shecme due to income tax resean. It's possible by income tax department
What about taxes saving?
GOI SAVING BOND ME KYA ATA HAI PLEASE BATAIYE
You can watch this: ruclips.net/video/yQIAeEwsELo/видео.html
Good information ..... Thank u sir....
Does it tax free interst.clarify
I’m an Indian origin; but U S citizen… upon my retirement; I’ve planned to settle down in Pune.
(Recently purchase my retirement home there).
What’s my options to SECURELY invest; from my savings and pension?
Excellent presentations Sir.
Very informative 👏 👌 Thank you very much.
Ye scheme scs milta hai kounsi bank me fix intrest hai
Pankaj Sir Very good video 🙏
Right information 🙏
Sir, i solemonised your view expressed but a disable category person upper age limit is +10 years and if SC ST Woman candidate accordingly add years which come maximum of 46 years.
Service retirement 14 years after.
Investment in NPS pay how much pension to the candidate.
Please tell....sir
One video require on this matter.
Also constrains in disability may not allow a person to invest in other funds as you mention. So what they will do please give some suggestions.
Regards
Badhan a disabled employee under MoD
Ok. I'll revert on this with explanation.
We are proud of you Sir
Superb analysis sir, thanks
One should consider about income tax along with inflation
Yes.
मठपाल साहब नमस्कार करता हूँ. श्रीमान जी मै फरवरी २०२० मे उत्तराखंड परिवहन निगम से रिटायर हुआ हूं, अभी तक मात्र ग्रेच्युटी दी है ई पी एफ की थोड़ी धनराशि थी वो भी खर्च हो गया.नकदी करण भी रोका है बचत के आपके सुझाव से बहुत प्रभावित हूँ धन्य वाद.
SWP kaha par karna sahiye, 15years ke liye
Sir,Aapki consulting fees kya hai
Namskar Sir, mai 31dec 2022 ko superannuation PUS GOVT. Organization se hamare paas kul 50 lac corpus hai, mai 40 to 50 thousand per month income mile chahta hu. Mai MUTUAL FUND me paisa lagana chahta hu SIP ke dara SWP se magar Mutual fund ke bare me zero knowledge hai mughe kaya karna chahiye, please guide me.
Deonandan.prasad
Kanpur UP
Sir
Sbi ritayerment plan entri age 90 din ke ladka ke लिया जाय
very nice explain .thanks
Pmvvy what about tax. Tds
Sir, thanks for this valued information.
Sir can I invest in both scss and PMVVY ?
Yes, a senior citizen is eligible to invest up to Rs. 15 lakh in each scheme.
We can give you 9% interest
@@sjnsns7544 I need 9%
Very nicely narrated thanks
Eequity तो ठीक है... मगर debt/ Bond में डिपॉजिट करने से 100 गुना बेहतर है PPF... 8 या 9% के लिए DEBT में जाने का क्या मतलब? 12.5% टैक्स देकर क्या डेट फंड से पीपीएफ से ज्यादसैलेगा क्या
Dear Sir.
What is ur opinion on investment in NCD like Piramal enterprises...etc. can u also guide us on NCD investment?
What about tax deduction SCSS and PMVYY
Sir, I have 15 Lakhs on retirement.I have no helping hand but 4 members dependent. How I should manage earning for survival of my family
If i am retired during the year from central govt. service and Earned salary for 3 months and pension for rest of the year. While filing my ITR 1 which nature of employment i have to choose to avoid any incorrect claims?? Is it pensioner or central govt employee? Any section or rule in Income tax about it??
Pl say about pnb metlife sceam
What about NGp
Good presentation and information🙏👍
Sir post office me invest karneke bad kya hum monthly basis per intrest le sakte hai?
Post office ki Monthly Income Scheme par monthly interest milta hai.
Sir plz suggest best funds with best returns in SWP, I expect minimum 15-17% returns.. If I invest 5 lakh thn how much I get after 5 years.. Monthly 4k rs withdrawal
Tututiutututututiufutututufutufutu
U8
@@vijaychauhan547 kaun hai yeh BC MC
What about investment in NPS or PPF?
Both these schemes are suitable for accumulating the retirement corpus. Investor may choose these schemes when they are young and earning. In this video my focus is on investment of retirement corpus for getting regular outflow.
In SCSS scheme in bank - any risk ( upto Rs. 5.00 Lac ) like other deposit in case of bank failure ?
SCSS has sovereign guarantee. It's issued by Government of India. There is no default risk in SCSS.
Very good information sir very much Thanks 🙏🙏
Sir, in SCSS and PMVVY pension that we will get is taxable or tax free? Please advise
Taxable.
Thanks Sir, Nice explanation
One of the best videos on post retirement planning.
Fabulous deliberations.
Very nice informative video
Pmvvy me variable interest he aap ne bataya he 10 yrs constant rahega ye baat samakh me nahi aayee
Ek bar jisne invest Kar diya uske liye fix ho jayega. Naya rate naye policy holders ke liye applicable hoga.
Very nice information ty sir
If we go for SWP, do the corp is reduced ?
Yes
Sir, u r doing a great job.
Very informative.. 🙏🙏👍
Sir namaskar yr retirement planning for senior citizen video seen today on 28/10/2021 it was good for me as a sr citizen I want to talk to u personally pl help tks once again
Very good information
Sir... We want your help to create SWP porfolio. But your staff is non-co-oprative..
Please let me know how can I help you?
It is very practical video 🙏🙏 thanks 🙏🙏👍👍
Very informative video👍👍
Very informative
Nice advice Sir.
Sir, can we get your services on phone or VC..as we require guidens in this matter
Please send me an email at askmathpal@gmail.com.
Very good information sharing 👍
Sir सारी जानकारियां आप ने हिन्दी मे दिया है और जो मैसेज देख रहा हूँ सब के सब इंग्लिश में है
Sir,. Thanku, Very well explained
Good information
If interest rates are likely to increase as said then is it advisable to lock capital in PMVVY?
Not exactly. I only explained the scheme. If possible, you can wait for next few months.
In coming time, I think interest rate will down
Thanks for Valuable advice. Request also to recommend how the percentage of corpus be distributed for investment. Thanks once again.