Hi Zoe, my name is Angela Lau. I and my husband are retired and moved back to Toronto in October 2022. We want to have a consultation with you on our estate and investment planning in Canada. Can you give us a few timeslot for this consultation? Thanks
Sorry for the delayed reply. Been busy with tax season and other personal matters. Would you mind to send me an E-mail to zoe@zoeleefinancial.com. I will connect with you to find a best time slot for you.
If someone works for cash income no cpp and income deduction and get more income without paying any taxes when they retired why they can get the government benefits?
Thank you for your interest to book an appointment. Here is my Calendly link: calendly.com/zoelee-1/30min Or if you can send me an E-mail to zoe@zoeleefinancial.com. And I will try to find you a time slot too.
退休之前或之後將資產變現，如何妥善安排，
是一門大學問
沒有簡單又完美的方法，
必須用心提早安排
才能退休之後又能夠繼續有錢賺
同時將最多的資產留給家人
Great summary and well explained.
I also live in Toronto, How can I contact you?
You can send e-mail to zoe@zoeleefinancial.com to contact me, or you can book a Zoom meeting with the calendly link in the description box.
Iam semi-retired. How much approx. fee for your service of financial planning?
Thank you!!!! Very detail and looking forward your next one!
你會說國語嗎？
原來人走咗TFSA要立即cut.真係無諗過！多謝提醒😊
如果有配偶，可以讓配偶成為 successor holder, 這樣 TFSA 不用立刻兌現，你的 TFSA 戶口在配偶的名下繼續增長。
你好。請問要拎返 TFSA 户口嘅投資，有年齡限制嗎？喺咪只要個投資產品年期完咗，就可以全數提取呢？
@@googo48 不太明白你的意思, TFSA 戶口持有者要是加拿大人, 18歲以上, 住在加拿大, 每年都有新的 TFSA 奉獻空間。讓投資盡量留在 TFSA 戶口內, 投資的增長是免稅的, 提取出來, 在外面的投資的增長, 在現金化的時候就要付稅 (利息、紅利、增值稅等)。
@@oldtechie6834 持有 work permit, 唔係都可以開 TFSA 户口嗎？
我嘅意思係， RRSP 要 65歲 先可以提取。TFSA 有冇時間或其他限制呢？係咪可以自由提取？
liked 😂
每次都太簡短，深入啲清晰啲講會更加好，最好立體地舉出例子
請問怎樣聯絡你我也是在多倫多的
You can send e-mail to zoe@zoeleefinancial.com to contact me, or you can book a Zoom meeting with the calendly link in the description box.
@@zoeasyzoelee83❤
最好有字幕 咁就可以吡一啲唔識廣東話的知多啲
按右下角的CC鍵便有中文字幕
3:20 交遺產增值稅是遺產執行人的職責而不是遺產承繼人的職責。
Hi Zoe, my name is Angela Lau. I and my husband are retired and moved back to Toronto in October 2022.
We want to have a consultation with you on our estate and investment planning in Canada. Can you give us a few timeslot for this consultation? Thanks
Sorry for the delayed reply. Been busy with tax season and other personal matters.
Would you mind to send me an E-mail to zoe@zoeleefinancial.com. I will connect with you to find a best time slot for you.
很多謝你的資料，現有一問題請教：如果加拿大人在2018年前一直都在加拿大工作， 從沒有TFSA帳戶，2018年後到美國工作，每年都有交加拿大income tax。但在2021年成為加拿大non-resident,在加拿大仍有常用的銀行帳戶，現在想補存放2018 年之前或2021之前 的TFSA加拿大人可存入的金額，可以合稅例，被接嗎？
當你成為非稅務居民之後，就不應該再投TFSA, 你之前未用完的空間，只可以當你回復稅務居民身份後才使用
Is it free 30 minutes consultation ?
Is tfsa withdrawal on death to non resident beneficiary to be taxable at 25% for the non resident? Thank your fir your advice in adavance.
If someone works for cash income no cpp and income deduction and get more income without paying any taxes when they retired why they can get the government benefits?
Excellent presentation, very knowledgeable and thank you very much.
能免费咨询服务吗？
@@xiaofangzhu-b5h 歡迎用此連線預約30分鐘免費咨詢calendly.com/zoelee-1/30min?month=2024-09
Hi would u please send the link to set up appt with you? Thanks
Thank you for your interest to book an appointment. Here is my Calendly link: calendly.com/zoelee-1/30min
Or if you can send me an E-mail to zoe@zoeleefinancial.com. And I will try to find you a time slot too.
如果可能，能用中文讲解吗？谢谢
按右下角的CC鍵便有中文字幕讲解
請問你是在加拿大邊個城市呀？
Toronto
@@kimt2883 🙏🙏
Vancouver
+1+1❤❤
thanks for your video, very informative and insightful. Could you share your views on GICs investment and Canada Bonds as well? Thanks in advance
Canada Savings Bonds are no more. GICs are simply a form of term deposits - interest gained are considered income at 100% rate.
我住多倫多，如何與你聯略呢？請覆。
You can send e-mail to zoe@zoeleefinancial.com to contact me, or you can book a Zoom meeting with the calendly link in the description box.
我在溫哥華如何聯絡你？
You can send e-mail to zoe@zoeleefinancial.com to contact me, or you can book a Zoom meeting with the calendly link in the description box.
你个小左撇子：用力有些猛🎉
😂
Thanks!
遺產裡的現金，是不是都要打稅。
遺產裡的現金不要打稅。
@@zoeasyzoelee83 現金包括哪些？定存，GIC，Index GIC 算现金吗？谢谢
請問如果做咗PR，一年內過戶資產來加拿大有冇咩要特別注意？
在你移民不是税務居民前的錢搬來几多都可以，之後產生的利息或收益(TFSA除外)才有各种税率(本金無關)。
最好個30分鐘免費諮詢，我再詳情解釋
可惜，沒有字幕，有聽沒有懂😢
有冇方法，withdraw RRSP,唔駛比咁多稅？
兩夫妻没有其它收入，60歲後可以每年取3萬元免税。
@@何金玉-r6p 是因為兩個人免稅額，總共$30K?
@@joannehung2417 是的！每個人的财務狀况不同，不知你RRSP太多或太少，我是不太多，所以分期將錢轉入TFSA避税。
或者在收入低的年份提取，如果可以減輕稅額
這樣做是可以避免聯邦稅，省稅每個省份也不一樣，可能仍要交少少省稅
Are you in Toronto?
I am in Vancouver.
請問你收費如何
首次諮詢30分鐘免費，之後想繼續可以再詳細解釋如何收費
🙏🙏分享👍👍