As a msia citizen, they can buy multiple ptys, with better loan budget, up to >80%, wth multiple names... usually for rental play rather than capital appreciation, and dynamics and master planning different from sg...
Foreign exchange would not be a risk if you do not change it back to SGD. Right? The capital earned from selling or renting the property in MYR can be used to buy more properties in Malaysia with capital upside or with better rental yields. Why would you want to change it back when you can earn and proper in MYR currency?
Actually u need to calculate return on asset and return on equity. What I'm trying to say is in property your cash outlay is 5 or 10%, and then if u rent out someone else is paying for your - partially or even more for the whole instalment. And when u sell u sell at 100%. Any cagr on value, after inflation is good.
Going to Malaysia for retirement might also because that landed property type are out of reach for average Singaporean to buy in Singapore. With the price and exchange rate for Singaporean in Malaysia property scene, most people will be able to afford the landed property type in Malaysia. Another point also like retire home, if the house is freehold we can also set a will to pass down to next generation.
Enjoying the channel 🎉. Keep it up! Possible to have a dedicated episode to address/deep dive into the huge gap between new launch vs resale condo psf (esp ocr and rcr) and the outlook for resale condo psf projection in milestone year 2030? (all things staying relatively constant, market condition/sentiment, buying power etc.) Tks
Hi there! Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃 Join us! t.me/notgpod Cheers!
As an ex Malaysian, I won’t buy Woodlands property. Home is just 1 stop away from Woodlands, I do not need a property anymore. If I want to invest, it won’t be woodlands. Who is going to rent from me? Considering many Malaysians used to rent here, but now they can travel daily.
U got it all wrong. Woodlands has a small niche market for singaporeans who wants to retired and still buy sg property. Those who want to retire would choose n buy woodlands. This retiree dont need people to rent from them..they just need a home far from the central area. Just like malaysians who will not buy house nearby klcc property but choose place like cyberjaya or putrajaya. No retiree from kl i know of like place near klcc very much. They prefer outskirt of kl. There is a new ets train going to start jb to kl next year. 3hours to kl by train from jb. Woodlands property will rise next year
The difference in level in this panel is astonishing. Melvin is clearly using the example of Malaysians to suggest the potential decline in demand in woodlands, which would consequently have an adverse impact on the prices of woodlands properties i.e. the capital appreciation. Yet Joan and George were totally missing the point by a saying the Malaysians may buy it as investment … they do understand that price is a function of demand? Lower demand means lower prices and leads to lower investment quality? Which brings back to George’s question the impact of mrt on the property prices. George gotta get better panelists to up the game dude.
Hi, For the Bali investment, personally it don't make sense. For a laymen consideration, the 1st 12 years we need to pay off $400K based on rental. The $390K passive income in the remaining years, to me, is only consider as a breakeven. Not considering other external factors e.g. upkeep, advertisement for rental, currency exchange, exit strategy etc etc... Even if the passive income goes above $450K, it looks more like a $150K nett return. Furthermore, will the property worth more than it was purchased before? Even Singapore with strong policies in place can't even avoid this situation.....let alone other country. In conclusion, avoid buying overseas properties.....it can sound or look attractive but alot of booty traps that you may not be aware of.
Personally, I felt that Singapore's property prices have topped and more down sides than up. Buy within your means!
As a msia citizen, they can buy multiple ptys, with better loan budget, up to >80%, wth multiple names... usually for rental play rather than capital appreciation, and dynamics and master planning different from sg...
Rental in malaysai😂😂😂😂😂😂😂 sai 💩💩💩💩
Foreign exchange would not be a risk if you do not change it back to SGD. Right? The capital earned from selling or renting the property in MYR can be used to buy more properties in Malaysia with capital upside or with better rental yields. Why would you want to change it back when you can earn and proper in MYR currency?
Same buying a resale HDB at $700k left 65 years, does it make sense?
Never buy into a depreciating asset!
160K to 360/400K... Isn't CAGR only 3.3 or 3.7% for over 25yrs? Woah..😅
Actually u need to calculate return on asset and return on equity. What I'm trying to say is in property your cash outlay is 5 or 10%, and then if u rent out someone else is paying for your - partially or even more for the whole instalment. And when u sell u sell at 100%. Any cagr on value, after inflation is good.
Going to Malaysia for retirement might also because that landed property type are out of reach for average Singaporean to buy in Singapore. With the price and exchange rate for Singaporean in Malaysia property scene, most people will be able to afford the landed property type in Malaysia. Another point also like retire home, if the house is freehold we can also set a will to pass down to next generation.
Enjoying the channel 🎉. Keep it up! Possible to have a dedicated episode to address/deep dive into the huge gap between new launch vs resale condo psf (esp ocr and rcr) and the outlook for resale condo psf projection in milestone year 2030? (all things staying relatively constant, market condition/sentiment, buying power etc.) Tks
Hi there!
Thank you for watching our content! Feel free to join the NOTG Community on Telegram for more interesting topics 😃
Join us! t.me/notgpod
Cheers!
Why bother to ask others for their opinions when you just want to direct them to answer your way… 17:54
bunch of jokers. housing agents talking about fundamentals and economics 😂
As an ex Malaysian, I won’t buy Woodlands property. Home is just 1 stop away from Woodlands, I do not need a property anymore. If I want to invest, it won’t be woodlands. Who is going to rent from me? Considering many Malaysians used to rent here, but now they can travel daily.
U got it all wrong. Woodlands has a small niche market for singaporeans who wants to retired and still buy sg property. Those who want to retire would choose n buy woodlands. This retiree dont need people to rent from them..they just need a home far from the central area. Just like malaysians who will not buy house nearby klcc property but choose place like cyberjaya or putrajaya. No retiree from kl i know of like place near klcc very much. They prefer outskirt of kl. There is a new ets train going to start jb to kl next year. 3hours to kl by train from jb. Woodlands property will rise next year
The difference in level in this panel is astonishing. Melvin is clearly using the example of Malaysians to suggest the potential decline in demand in woodlands, which would consequently have an adverse impact on the prices of woodlands properties i.e. the capital appreciation.
Yet Joan and George were totally missing the point by a saying the Malaysians may buy it as investment … they do understand that price is a function of demand? Lower demand means lower prices and leads to lower investment quality? Which brings back to George’s question the impact of mrt on the property prices. George gotta get better panelists to up the game dude.
We are priced out of the market now!
Hi,
For the Bali investment, personally it don't make sense.
For a laymen consideration, the 1st 12 years we need to pay off $400K based on rental. The $390K passive income in the remaining years, to me, is only consider as a breakeven. Not considering other external factors e.g. upkeep, advertisement for rental, currency exchange, exit strategy etc etc...
Even if the passive income goes above $450K, it looks more like a $150K nett return. Furthermore, will the property worth more than it was purchased before? Even Singapore with strong policies in place can't even avoid this situation.....let alone other country.
In conclusion, avoid buying overseas properties.....it can sound or look attractive but alot of booty traps that you may not be aware of.
Dont play2 some malaysian are super rich one. Richer than singaporeans. They can buy sg property with 1 eyes close one
rent out hdb , retire in malaysia like king xD
Can. Rent out hdb in for $3500. Rent n retire in malaysia. 3500 = RM12k. Eat like a king. Rent a landed. Drive bmw..eat hotel buffet everyday
lol George.. the youngsters like Grayce won't get the B1 B2 joke HAHA. Maybe Joan will, but in this episode she is 21 yrs old lol
No offence but too much talking over each other