⭐️ New SETUP Cash Binders| Bill Exchange & Cash Stuffing | Beginner Budgeting 2024

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  • Опубликовано: 6 окт 2024
  • To show your support to Jenn & 2 Sister Bees : buymeacoffee.c... Do you think that your cash binders need updated? Are your savings challenges working how they should? Could your cash system use improvement?
    It's perfectly normal to see where things in your budgeting could be working better for you. In fact, that shows that YOU are improving along with your process.
    Watch today as I completely overhaul all of my binders AND all of my savings challenges goals- making my current system better. Hopefully, seeing today's video will give you some ideas!
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Комментарии • 115

  • @LisaRaven1682
    @LisaRaven1682 5 месяцев назад +16

    I needed to find these saving games again, my autism needs assistance with budgeting. I had a nest egg set aside for the family and an issue arose and wiped it out. I have to start all over again and I lost motivation, now I have it again and let the games begin. 💪🏼

    • @2SisterBees
      @2SisterBees  5 месяцев назад +2

      Oh yes! Those games will keep you moving ! 🙌💛

  • @naymay2150
    @naymay2150 5 месяцев назад +8

    I would totally walk into the bank with that prop money on accident 😅😂 loved the video thank you so much for breaking this down in such an easy to follow process ❤

    • @tidegirl6526
      @tidegirl6526 5 месяцев назад +2

      Me too lol. That's why my prop money is kids play money that doesn't look real 😅

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      I know! I try to put little jewels on the ones I use but I don’t have enough of those 😂

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      They do feel different, though. Like a real thin paper and money is thicker. That helps 😅

    • @cindyball6998
      @cindyball6998 5 месяцев назад

      Right, I can't do those realistic bills!

  • @budgetwithmamabear
    @budgetwithmamabear 5 месяцев назад +6

    I love doing that every so often too. As soon as I get time, I am going to work on mine too.💕🐻

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      I probably wait longer than I should but it sure feels good once it’s done! 💛

  • @sidraharris9603
    @sidraharris9603 5 месяцев назад +3

    Thank you for being a Great Motivator. I'm working on my cash stuffing binders today to be more organized. Cash stuffing has really helped me save more and not impulse buying.

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      It’s really changed my life, too. I love hearing that it’s working for others out there, too!
      So glad you are here! 💛🐝

  • @maryjoglenn1731
    @maryjoglenn1731 5 месяцев назад +1

    Love that you're showing changes when needed

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      It never ends 😂
      I feel like I’m always adjusting but I love it- learning a lot as I go! 💛

  • @patsteele2120
    @patsteele2120 5 месяцев назад +2

    🎉thank you for the detailed explanations. This is so helpful. I don't mark of thr " girl math" I play it monthly as a new game and use it for my "Bee Subscriptions".

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      I’m glad you found it helpful. Love hearing how you use Girl Math! 💛

  • @elizabethnunez9044
    @elizabethnunez9044 9 дней назад

    Awesome 👏🏻 😊

  • @drewconway7135
    @drewconway7135 5 месяцев назад +2

    I love a good condensing! I’m curious why you didn’t use the 50s and 100s that you had at the end going to checking and savings to condense some of those envelopes a little further? Have a great weekend! 😎

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      🤦‍♀️ hahahaa! I didn’t even realize it. Filming changes things - lol
      Don’t always see the obvious! 😂

  • @lucillesmith9764
    @lucillesmith9764 5 месяцев назад +2

    Good morning Jen, I’m really struggling since I recently had a rollover accident and now my vehicle was totaled. Thank God it was any worse. You, Jason and Ultred enjoy the weekend.

    • @LisaRaven1682
      @LisaRaven1682 5 месяцев назад +3

      I'm glad you're okay.

    • @lucillesmith9764
      @lucillesmith9764 5 месяцев назад +1

      @@LisaRaven1682 thank you

    • @lucillesmith9764
      @lucillesmith9764 5 месяцев назад

      @meanjustine8266 I always say “this is only temporary “

    • @2SisterBees
      @2SisterBees  5 месяцев назад +2

      Lucille- I am so glad that you are okay! Thank God!
      Stay strong- thinking of you. 💛

  • @elizabethnunez9044
    @elizabethnunez9044 Месяц назад

    Thanks for the info

  • @maggievera1733
    @maggievera1733 27 дней назад

    I needed this thanks fresh start Beetastic

  • @bethbeckermeyer1732
    @bethbeckermeyer1732 5 месяцев назад +1

    I just caught up on my sinking funds the other day, that was great!

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      It really is ! Feels so much better ! 💛

  • @CashBudgetRetiree
    @CashBudgetRetiree 5 месяцев назад +1

    Hi Jenn. It is freeing to remember that the savings challenge monies are able to be distributed however we deem appropriate at the time.

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      Absolutely! I change my mind all the time ! 😂

  • @denisemeyerhoff-qp9df
    @denisemeyerhoff-qp9df 5 месяцев назад +1

    Happy Friday

  • @deannaedwards1147
    @deannaedwards1147 5 месяцев назад +1

    I also just decided to start saving my car insurance in the HYSA since mine is every 6 months as well.

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      Makes sense, right? 🙌

    • @thevictoriagoogin
      @thevictoriagoogin 5 месяцев назад

      🎉🎉🎉yessss!!! Plus that earned interest can potentially help offset the unknown increase for the next term.

  • @judithprice215
    @judithprice215 5 месяцев назад +1

    Keep up the great work!

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      Thank you, Judith! Nice to see you! 💛

  • @moneywithjustliving5258
    @moneywithjustliving5258 5 месяцев назад

    Good Morning, love these.

  • @AnnCashes
    @AnnCashes 5 месяцев назад +4

    Goals: Lash and wine envelope :)

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      Hahaa! Yes!! Livin’ my best life!💛💛💛

  • @babyangel11250
    @babyangel11250 5 месяцев назад

    Great video thank you for sharing Motivation to change and get organized with budgeting 👍👍👍🙏💜

  • @marylynmiller5158
    @marylynmiller5158 5 месяцев назад

    Well done! Making money work FOR you!!

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      I’ve gotten A LOT better at that over the last 2 years and there is SO much more I want to do. 🙌

  • @kathrynmarano8102
    @kathrynmarano8102 5 месяцев назад

    Great job on cleaning and organizing

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      Thanks so much! And thanks for watching! 💛

  • @zomer1969
    @zomer1969 5 месяцев назад +1

    Now , you make me save for the ventilators 😂

  • @Budgetwithfreshsalad3544
    @Budgetwithfreshsalad3544 5 месяцев назад

    Great job ❤🎉

  • @Lifewithmrsvee
    @Lifewithmrsvee 5 месяцев назад

    I will be paying my auto insurance every 6 months starting in september❤

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      Awesome! It’s so much easier - one less thing to worry about.
      I wish I could do the whole year like I did in CA…. But then again, I probably can’t afford this FL price for the year ! 😂

  • @ladydisaves
    @ladydisaves 5 месяцев назад

    Good morning Jenn! 🤗

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      Hello, Lady Di! So glad to see you! 💛💛💛

  • @mumshiequeen
    @mumshiequeen 5 месяцев назад

    Great video. I wish I'll have more money to save. 🙏😅

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      No wishing - you have to believe it. Say, “I will have more money to save.”
      “ I am going to save $___ this week.”
      Believe it, say it and do it.
      I watched an interview with Whoopi Goldberg this morning and she said that when she was 6, she would practice her speech for winning an Oscar!
      She believed it and it happened! 🙌

    • @mumshiequeen
      @mumshiequeen 5 месяцев назад

      @@2SisterBees Aww. Thank you! Will remember that. 🥹

  • @AfterBudgeting2307
    @AfterBudgeting2307 5 месяцев назад

    Love the video 🩵🩵

  • @TheBudgetPrincessa
    @TheBudgetPrincessa 5 месяцев назад

    great video 🫶

  • @mandygiller6191
    @mandygiller6191 4 месяца назад

    I won't win, but thanks for the motivation 😂 congrats on your channel growth 🎉

    • @2SisterBees
      @2SisterBees  4 месяца назад

      That one has ended - I just wanted to make sure you get entered in correct one- this is the video to comment on for the current: ruclips.net/video/3U4ahknH9Ig/видео.htmlsi=di3aLK9zkKzicN3D
      And you never knooooow… 💛

    • @mandygiller6191
      @mandygiller6191 4 месяца назад

      @2SisterBees how did that happen 😳 I know I was watching the right video , but see, I wasn't wrong 🤣🤣🤣

    • @2SisterBees
      @2SisterBees  4 месяца назад

      Technically- you weren’t wrong 😂
      This time….

  • @Chihuahuamombudget
    @Chihuahuamombudget 5 месяцев назад +1

    Where can I see the games and challenges you have? And how do I play hello honey? I have seen it on your page 😁

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      Hello & welcome to The Hive! 🐝
      We have 2sisterbees.com
      And my sister and I both have Etsy shops.
      Aprils is : www.etsy.com/shop/2sisterbees
      Mine is : www.etsy.com/shop/JennABeeSaves
      Hello Honey is different each week. Here is last week’s video so you can get the idea :
      ruclips.net/video/MmwvlZInvLI/видео.htmlsi=tgwJReyQpspa7vpL
      And then watch every Sunday at 8:30 AM EST!
      See you then ! 💛

  • @marybaker8061
    @marybaker8061 5 месяцев назад +1

    ❤❤ love it!!

    • @marybaker8061
      @marybaker8061 5 месяцев назад +1

      ❤❤ I'm super glad you've turned this around!

    • @marybaker8061
      @marybaker8061 5 месяцев назад +1

      ❤❤ everyone loves a great bill exchange video!

    • @marybaker8061
      @marybaker8061 5 месяцев назад +1

      ❤❤ everyone loves a great bill exchange video!

    • @marybaker8061
      @marybaker8061 5 месяцев назад +1

      ❤❤ I like that you remind everyone it's okay to change the mind. Yes, it's moving funds, making it work, and having them for what's needed.

    • @marybaker8061
      @marybaker8061 5 месяцев назад +1

      ❤❤ car maintenance can get super expensive! Changing breaks these days is crazy expensive.

  • @wendytreft4152
    @wendytreft4152 4 месяца назад

    Recently found your channel and I'm enjoying your content. 😊 Wondering where you got your cash tray?

    • @2SisterBees
      @2SisterBees  4 месяца назад

      Hiii! Glad to have you!
      It’s this black one from
      Amazon : www.amazon.com/gp/aw/d/B0B9FLHM8R?psc=1&ref=ppx_pop_mob_b_asin_title
      And then I get craft paper and cut it to fit in each slot. 💛🐝

    • @wendytreft4152
      @wendytreft4152 4 месяца назад

      Thank you!

  • @xolybudgets
    @xolybudgets 5 месяцев назад

    ❤️❤️❤️

  • @ElizabethSmith-rz9fb
    @ElizabethSmith-rz9fb 5 месяцев назад

    Amazing video as always! Thank you for sharing your journey and knowledge with us! I had a question about the Club Bee. Are the perks just for the website or does it include Etsy?

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      It’s the website only.
      The website has all the same products as Etsy -
      Well, actually some of my products aren’t on the website yet. I have to get a few things to April and I haven’t done that yet. I am pretty sure all of April’s items are on the website, though. 💛

    • @ElizabethSmith-rz9fb
      @ElizabethSmith-rz9fb 5 месяцев назад

      @@2SisterBees thank you. I just got my year subscription and can't wait to use it.

  • @Tmichelle283
    @Tmichelle283 5 месяцев назад

    😊💛

  • @Smartshoper25
    @Smartshoper25 5 месяцев назад

    Hi i ❤️ your videos how can I get some savings challenges games without having a computer to print them

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      The best way is to email them to yourself and then go to library to print or to a staples/ Office Depot.

    • @Smartshoper25
      @Smartshoper25 5 месяцев назад

      There is no staples or home depot where I live

  • @ms.ashley7643
    @ms.ashley7643 4 месяца назад

    Fold the $5 bills and half and they’ll fit better and you’re 100 envelope challenge 💰

    • @2SisterBees
      @2SisterBees  4 месяца назад +1

      Actually they don’t fit folded in half. Only in thirds.

    • @ms.ashley7643
      @ms.ashley7643 4 месяца назад

      @@2SisterBees I forgot that you use A5 binders not A6 binders

    • @2SisterBees
      @2SisterBees  4 месяца назад

      Yes, this one is an A5. I wish I could just fold in half 😅

  • @brendawilliams1975
    @brendawilliams1975 5 месяцев назад

    Hi Jenn. Why do you think about a reverse mortgage?

    • @brendawilliams1975
      @brendawilliams1975 5 месяцев назад

      That’s what do you think

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      This is a good question and I actually have no experience with a reverse mortgage.
      I actually looked just now to see what Dave Ramsey says about them and he does not recommend however - I also see a lot of critics saying they don’t agree with his reasons.
      Reverse mortgages are a HUGE decision and if I was thinking of getting one - I would do so much research and get every angle on them that I could before pulling the trigger.
      You can never have too much info !

  • @MariaMedina-ij9ky
    @MariaMedina-ij9ky 5 месяцев назад

    I’m a little bit confused about the high yield account and my regular savings account

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      High yield savings has a savings rate that is MUCH higher than a regular savings rate.
      My Wells Fargo is .01% which is ridiculous, actually and my high yield savings is 4.89%
      It is a huge difference!
      If you can let $ sit for a longer period of time ( more than 1 year, ideally) the HYS is the way to go.
      Here’s an article that might help:
      www.cbsnews.com/news/high-yield-savings-accounts-vs-regular-savings-accounts/

    • @MariaMedina-ij9ky
      @MariaMedina-ij9ky 5 месяцев назад

      @@2SisterBees Thank you very much
      Have a good weekend ❤️❤️

  • @brendaplans1992
    @brendaplans1992 4 месяца назад

    May I be totally nosey and ask why you decided on a 529 for Jolene and not a Traditional IRA or Roth IRA? I have 3 granddaughters who will be college eligible in 6 years, 8 years and 12 years. I have no idea what is the best way to save for them? I am not trying to completely fund their college but I would like to save some for helping with those costs when the time comes. I appreciate any advice you can share please and thank you!!!!

    • @2SisterBees
      @2SisterBees  4 месяца назад +1

      I don’t think you are being nosey at all- I want you guys to ask me these questions. I’m always happy to help. 💛
      I found this article very helpful :
      finance.yahoo.com/news/529-plan-vs-roth-ira-163859935.html?ncid=sem-go_21278221141_161680434186__Cj0KCQjw6uWyBhD1ARIsAIMcADqBdKk3h6EpREZt7ZYpcpEt8bMs7JwTTR80JU9P2GzH0wgxYX48XCgaAirNEALw_wcB&ncid=sem-go_21278221141_161680434186__Cj0KCQjw6uWyBhD1ARIsAIMcADqBdKk3h6EpREZt7ZYpcpEt8bMs7JwTTR80JU9P2GzH0wgxYX48XCgaAirNEALw_wcB&gad_source=1&gclid=Cj0KCQjw6uWyBhD1ARIsAIMcADqBdKk3h6EpREZt7ZYpcpEt8bMs7JwTTR80JU9P2GzH0wgxYX48XCgaAirNEALw_wcB

    • @brendaplans1992
      @brendaplans1992 4 месяца назад

      @@2SisterBees thank you so much! That article was very helpful!!

  • @wendykasper5400
    @wendykasper5400 5 месяцев назад

    😊

  • @rosalindrogers2754
    @rosalindrogers2754 3 месяца назад

    Do you play games once you are debt free?

    • @2SisterBees
      @2SisterBees  3 месяца назад +1

      No- you can play savings games at any point. Use the money you save to put towards the debt.
      The games are a way to stay motivated while you are saving.
      Watch this video:
      ruclips.net/video/3SklfIfRE2Y/видео.htmlsi=5TI6zsFGYKWPdPGx
      I give a lot of ways that the games can be used.

  • @mawleegurl
    @mawleegurl 5 месяцев назад

    What kind of fans are those? Can you link them please.

    • @2SisterBees
      @2SisterBees  5 месяцев назад +1

      Yes- of course!
      Here they are:
      www.amazon.com/gp/aw/d/B0C4YMYB7Z?psc=1&ref=ppx_pop_mob_b_asin_title

  • @sistermbudgets
    @sistermbudgets 5 месяцев назад

    🐝🐝

  • @livinglifewithmama8292
    @livinglifewithmama8292 5 месяцев назад +1

    Why are you wasting all of that space on the paper? Why are you using each section for one thing? Why not use each section for each savings account, Like one section for your regular account and one section for your HYS account. Then on each line make a note of which envelope it comes from, that way you're not wasting any space.

    • @2SisterBees
      @2SisterBees  5 месяцев назад +3

      Because I will continue to add to each category.
      The space that is for “Car Maintenance” - each time I add to the HYS for that category, I will just write amount and new total under the line you saw me write in today’s video.
      It’s the same concept as a ledger.
      I hope that answers your question. 🐝

    • @livinglifewithmama8292
      @livinglifewithmama8292 5 месяцев назад

      @@2SisterBees ohhhhhhh that makes since!! hahahaha thanks for explaining :)

  • @03081416
    @03081416 5 месяцев назад

    Hi Jenn, great video as always! Where can I get the sinking funds tracker sheet? Is it available for purchase?

    • @2SisterBees
      @2SisterBees  5 месяцев назад

      It is part of this budget set:
      www.etsy.com/listing/1668821034/

    • @03081416
      @03081416 5 месяцев назад

      @2SisterBees Thankyou so much!

  • @EllieOnEarth
    @EllieOnEarth 4 месяца назад

    Stopping by to catch up. Looks like this video is a good choice! 🪴🪴🪴

    • @2SisterBees
      @2SisterBees  4 месяца назад

      Yes! This is a whole do over! Nice to see you ! 💛🐝