Dave Ramsey called me out for working 2 jobs

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  • Опубликовано: 12 сен 2024
  • In this video I react to the Dave Ramsey clip where he calls anyone that works multiple remote jobs is a thief and a liar. What do you think? Is it unethical to work two full time remote jobs? Is it stealing from your employer if both companies you work for are completely satisfied with your work?
    Here is the original Dave Ramsey video:
    • Are Americans Facing U...
    How I got caught working two remote jobs: • I got caught working 2...
    Q&A about working two jobs:
    • Working two remote job...
    Joshua Fluke's video responding to Dave's video:
    • DAVE RAMSEY'S MOST INS...
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Комментарии • 748

  • @JustinRoberts217
    @JustinRoberts217 2 года назад +890

    If you don't want me to have a second job, then pay me enough to not need one.
    End statement.

    • @GrassyKnollLawnCare
      @GrassyKnollLawnCare Год назад +33

      absolutely! im getting a 2nd job because my first only pays $17 as a full time assistant manager with ZERO benefits. my 2nd part time job gives benefits, and is unionized

    • @miss_nelson5468
      @miss_nelson5468 Год назад +4

      Exactly!

    • @daMillenialTrucker
      @daMillenialTrucker Год назад +13

      @@GrassyKnollLawnCare get your class A CDL, buy a truck like I did, make $300,000-$450,000/year and don't have to worry about money, unless your one of those spoiled little greedy brats, then you buy numerous trucks and hire drivers 🤣🤣

    • @davysmith8569
      @davysmith8569 Год назад +6

      @@daMillenialTrucker how much is a truck ? and why dont you have videos that would be cool to see.

    • @Benzbuild
      @Benzbuild Год назад +4

      Except a new truck can cost nearly double what it cost 3 years ago and the rates suck currently for small owner operators.

  • @philliphelmbright4833
    @philliphelmbright4833 Год назад +301

    Dave used to be on the cutting edge of personal financial advice, but he has not been able to keep pace with changing work life realities in the last 10 years (or more)....as a business owner, I could care less how many jobs my employees have as long as they are meeting the obligations for which I am paying them. If they can successfully manage more than one gig, more power to them!

    • @leadnsteel1428
      @leadnsteel1428 Год назад +5

      I've built several income streams because a normal job doesn't pay enough unless it's trades or technology jobs

    • @Bholland31471
      @Bholland31471 Год назад +5

      Ur the minority, but much appreciated

    • @dave4347
      @dave4347 Год назад +6

      He's extremely out of touch with reality. His advise was good 20 years ago before tech entered the scene.

    • @twooey8232
      @twooey8232 Год назад

      ​@@dave4347 His advice was never good. He is part of a known death cult and uses his platform to push his political agenda.

    • @josephjohnson1057
      @josephjohnson1057 Год назад +2

      It depends. There has to be an agreement between employers and employee. But *Aha* ! The vast majority of workers will not tell their boss, and indication they are doing something shady. If the management doesn't beef, it isn't a problem.

  • @lindsayryanfitness4924
    @lindsayryanfitness4924 2 года назад +715

    he literally says "get 3 jobs if you have to to pay off debt" but what he really means is he wants you to suffer and work 16 hour days and hardly eat or sleep and suffer for that time and not do it the smart way...... if your job is done, you don't need to be finding more to do to fill your 8 hours. of course you can get a second or 3rd job

    • @rikkiw8231
      @rikkiw8231 Год назад +10

      No, you should ask for more work from your current job to fill the 8 hours a day. That is what they pay you for

    • @cw48494
      @cw48494 Год назад +26

      @@rikkiw8231 The expectation would be (for a salaried position) to put in 8 hours worth of work. Think of it as piece rate, not as hourly. Why do twice the amount of work as your coworker because you're twice as fast, while getting paid the very same wage? Dave always says 'The buyer is slave to the lender!', which not only encompasses the housing market, but also the work force.

    • @rikkiw8231
      @rikkiw8231 Год назад +3

      @@cw48494 Yeah I get where this is coming from. But if you can do more than your coworkers you should do more to learn more and take on more responsibilities. And then ask to get paid more for your productivity. If the company can’t recognize your value output then it’s not really a good company to work for. All this being said the precursor is to find a fulfilling job and not to waste life on work that you honestly don’t care about. Taking the easy way out because other people do won’t truly benefit you in personal growth.

    • @scholaroftheworldalternatehist
      @scholaroftheworldalternatehist Год назад +39

      Rich folks will never give good advice since they don't want to uplift poor people. Don't listen to dave

    • @Ryan83728
      @Ryan83728 Год назад +30

      It's just the boomer mentality of being a slave

  • @rnt45t1
    @rnt45t1 2 года назад +518

    Dave is a real estate millionaire. He, and most other institutional investors, HATE work from home because it's been eviscerating their bottom line for almost three years.

    • @verderriscursey
      @verderriscursey Год назад +17

      Lol, I'm sure he didnt pay cash for that real estate and or didnt use his own money...smh

    • @kimchiba4570
      @kimchiba4570 Год назад +21

      Everyone's opinions is based solely on their own salf interests ... Nothing new here

    • @joeyf6103
      @joeyf6103 Год назад +9

      @@verderriscursey if you listen to Dave for 2.5 seconds, you’ll know he buys all of his real estate with his own money and cash with no debt 😂

    • @verderriscursey
      @verderriscursey Год назад +2

      @@joeyf6103 oh ok, well not many people can do that

    • @joeyf6103
      @joeyf6103 Год назад +2

      @@verderriscursey maybe try listening to Dave more so he can teach you how to do it 🙂

  • @jason5265
    @jason5265 2 года назад +335

    The rich guy calling you a thief. What an a-hole he is.

    • @Torotero
      @Torotero Год назад

      he is on top of pyramid scheme. lazy to look below. no one cares anyway :)

    • @jazzpote4316
      @jazzpote4316 Год назад +9

      There is literally no relationship between being rich and being a thief. Often time you can get rich for having good morals. People getting envious at others whilst they should work on putting their own lives in order first.

    • @theironsheik6322
      @theironsheik6322 Год назад +14

      @@jazzpote4316 The righteous rich are busy sitting on a beach enjoying life. The psychos need to be the center of attention at all times like Dave.

    • @parler8698
      @parler8698 Год назад

      If he were poor, it wouldn't be any better.

    • @HyperboreanJim861
      @HyperboreanJim861 11 месяцев назад +1

      ​@@jazzpote4316What you're saying is only true in theory, but its been proven over and over again that most people aren't able to handle entrepreneurism without abusing it.
      What moral ways are you referring too? Terminologies that sound nice on the surface?

  • @troyhm6936
    @troyhm6936 Год назад +47

    He could call me a thief for working two jobs all day long. I'd just look right back at him and tell him "Don't care Bro."

  • @GreenThumb27
    @GreenThumb27 2 года назад +275

    Dave is 100% wrong on this! You were hired and paid to complete your daily tasks for the company. You are not paid for your time! When Accounting completes their tasks for the day and cannot address future tasks, do they walk down to IT and start helping them? No, absolutely not. Its a dumb idea and everyone knows it, but that is what is expected by the company with the mindset of "paying for your time". And second, we have deemed it as a human right for 40 hours to be considered a full work week for the average employee. Anything outside of these hours are meant for the employee to do whatever they damn well please. The company does not get to dictate 100% of my waking time. I completely understand there are exceptions to every rule but even as a lawyer, synonymous with working long hours still has boundaries. That remaining time is still yours to do with.

    • @KatieBellino
      @KatieBellino Год назад +1

      Depends on the company. Some expect a digital login and logout for certain hours and track your keypad movements. There have been cases of people playing the system with two laptops and keeping the mousepad going in some way to appear to be constantly working while in fact dividing time.

    • @josephjohnson1057
      @josephjohnson1057 Год назад +2

      There are literally tax and government reasons why people are paid by the hour. If someone wants to get paid by the project, go out on your own.

    • @GreenThumb27
      @GreenThumb27 Год назад

      @@josephjohnson1057 Also salary.

  • @aztradescrypto
    @aztradescrypto Год назад +92

    Also must I add, my best friend who is an Tax audit director at one of a prestigious companies who was earning well over quarter of a million a year, left her job because she wanted to get paid more after the company refused to pay her more for the work she does. anway, she was immediately head hunted for another role who paid her well over what she deserved. the former company reached out to her saying "pls come back work for us etc, we need you" so she said okay i will only on the terms that I still hold my current new job whilst working for you. they had no option but to accept and now shes working both jobs and making killer money every year and GAINING SO MUCH WORK EXPERIENCE UNDER HER BELT!

    • @josephjohnson1057
      @josephjohnson1057 Год назад

      But here's the kicker you and everybody else is missing. THE COMPANY APPROVES!!! If there's agreement between employer and mgmt., then I encourage it. Its making them think you're working 40 hours when you're not. If you want to get paid what you're worth, freelance, or open your own shop. Companies will never pay you what you're worth, and some of it has to do with workers comp, facilities, rent, electricity, etc. My guess is when you all own your own company, you won't be ok with employees working 10 hours and lying about it.

    • @anthonysavage1875
      @anthonysavage1875 Год назад +9

      ​@@josephjohnson1057Your work shouldn't be measured on hours. It should be quality + amount accomplished.

    • @destroyeraseimprove8969
      @destroyeraseimprove8969 Год назад

      Hell yea!!

    • @ZBM-jj1xr
      @ZBM-jj1xr 4 месяца назад +1

      They dun goofed because I assume they also had to pay her the amount (or more) she wanted to get her to agree. If they'd just paid her what she originally wanted they would've probably been cheaper off, but they underestimated the value of her work to other companies.

  • @angelicamanjarres3179
    @angelicamanjarres3179 Год назад +100

    "We're supposed to love each other". No, we're not, we're supposed to do a job together. I get love from my partner and my family, I don't need your love. I need for you to pay me for the job I do and to not abuse me.

    • @JakeFerrin
      @JakeFerrin  Год назад +14

      Completely agree

    • @stephaniebfi4297
      @stephaniebfi4297 Год назад +7

      Yes. I can buy my own damn plane ticket.

    • @yeffry
      @yeffry Год назад +9

      The best part is when they at the job say "We are family here" NOOOOOT, we are co-workers here, I am here to do certain things and you to pay me certain amount of money for that, the moment you say you have not money, I am staying at home sleeping.

    • @RealPolitik-dy4it
      @RealPolitik-dy4it Год назад +1

      @@stephaniebfi4297 Better yet, pay me a salary decent enough so that I can afford my own plane ticket in a moments notice, should the need arise.

    • @EmilyGloeggler7984
      @EmilyGloeggler7984 Год назад

      Actually that’s false but they’ll find that out in the long run.

  • @tatianabritton6258
    @tatianabritton6258 Год назад +49

    Employer and employee loyalty does not exist in my eyes. Thus the reason I’m a stickler for not blending personal life and work life. If you can’t guarantee I’ll have a job tomorrow, I can’t guarantee devotion to the company. So until then, I have to do what’s best for me 🤷🏽‍♀️

    • @djamilawilschke7259
      @djamilawilschke7259 Год назад +1

      i think it’s less to do with loyalty, but with the actual employment contract someone signs - most are hourly based and the salary reflects exactly this, results are being paid separately if there are bonus payments. so loyalty is irrelevant when you’re having 2 40hr/week contracts and do not work consistently 80 hours per week which would mean a breach of contract - you need to pay attention to what you sign off for. i avoid it by having and working my full time job + freelance outside those contracted working hours…

    • @AutoEnthusiastJC
      @AutoEnthusiastJC 6 месяцев назад

      💯

  • @demikoo
    @demikoo 2 года назад +83

    I don't think many employers think like Dave Ramsey (especially in Tech). My boss is completely for having his employers in the office but he understands that remote work and hybrid work is the popular method these days. He even stated that his expectation isn't for us to work 40 hours but meet all of the deliverables that we've been assigned.

    • @JakeFerrin
      @JakeFerrin  2 года назад +11

      That's a good boss. Thanks for sharing!

    • @dreg5845
      @dreg5845 2 года назад +7

      My job is deliverable based/result oriented. If it takes 20 hours of 50, as long as I get t doe effectively is a that matters

    • @instanthellmurderer
      @instanthellmurderer Год назад +1

      That's Awesome✌️

    • @djamilawilschke7259
      @djamilawilschke7259 Год назад

      that is a great working arrangement - win/win for both employer and employee, almost like a contractor, you’re being paid by the outcome not the hours, however in reality most contract are hour based, so having two full time jobs at 40/week, you would need to work 80 hours you are being paid for otherwise it would be a breach of contract - results and target achievements are separately handled via bonus payments. I work full time according to contract and freelance on the side to avoid this contractual conflict…

  • @revolutionaryforall
    @revolutionaryforall Год назад +46

    For all the times Dave Ramsey as told people to pick up extra hours and work multiple, I am shocked he did not burst into flames.

    • @therisashow
      @therisashow Год назад +3

      That is so true! I grew up listening to Save Ramsey on the radio and he always said to do the most to get out of debt. Funny how his idea of doing the most is actually not necessary (main job + weekend job), but the is against the modern version (WFM allowing the possibility of overlap on the same days, taking on work when you’re finished your salaried tasks). He’s living in the 90s. He probably still thinks robots are going to take our jobs too 😂 Physical labour jobs, jobs that trade money for time (like retail), are changing. The industries have evolved so much beyond that, it doesn’t make sense to force someone to sit and do nothing when their tasks are completed, and they can use that energy to make money elsewhere.

  • @UdoADHD
    @UdoADHD 2 года назад +134

    When I was in my early 20s I also read Dave Ramsey but now his advice is so outdated and I’m now aware of how problematic he is as a boss too

    • @JakeFerrin
      @JakeFerrin  2 года назад +29

      Yeah I would not want him as my boss haha. I did enjoy his Total Money Makeover book though.

    • @trinawms3749
      @trinawms3749 2 года назад

      🤚

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 2 года назад +3

      Society is imploding. Old school advice is better than the new advice.

    • @antoniobennett3588
      @antoniobennett3588 2 года назад +17

      @@amireallythatgrumpy6508 bruh you couldn't be more vague if you tried

    • @UdoADHD
      @UdoADHD 2 года назад +9

      @@amireallythatgrumpy6508 no it’s literally horrible advice now. Aside from the common sense stuff which isn’t really advice if it’s common sense

  • @CareerPivotNow
    @CareerPivotNow 2 года назад +47

    When I loose my Job, can't pay my mortgage, my wife starts to nag, can't afford healthcare outside of employment for my kids, I am going to wish I was a thief. I will work 2-3 jobs if I can manage it, save for rainy days, and invest in real estates so that I can retire early. Dave doesn't have financial issues like most of us. He is a guru and is free and is a millionaire.
    I'll see you after my second shift DAVE!!! -----

  • @Chris-rm7zr
    @Chris-rm7zr 4 месяца назад +11

    The workforce found one small win, and rich business owners are pissed.

  • @brucesmith5773
    @brucesmith5773 Год назад +23

    I have given everything I have to companies, and almost every time, they have screwed me over.

  • @IUSTITA
    @IUSTITA Год назад +26

    Dave Ramsey is the Joel Olsteen of financial advice.

  • @xxwolf_itmxx2597
    @xxwolf_itmxx2597 Год назад +62

    Dave knows what he is doing. One of those employers that tries to “own” employees

    • @ZBM-jj1xr
      @ZBM-jj1xr 4 месяца назад +3

      Exactly! He got sued by a woman after he fired her because she became an unwed mother. He however argued it wasn't because of her pregnancy (because that would be illegal), but because she engaged in premarital sex. He also fired a bunch of employees for watching porn on their own time. He wants to control employees during AND outside of working hours.

    • @erwina4738
      @erwina4738 Месяц назад

      If you look up people who worked for Dave Ramsey he is infamous for severely under paying his employees and making them work long hours. Look it up on Google literally.

  • @Gihgbnjgv
    @Gihgbnjgv 2 года назад +244

    Dave is being a little tongue and cheek here. He knows exactly the reason why he doesn’t like OverEmployed remote workers. The main reason why Employers don’t like you having 2 jobs is it screws up their ability to retain you for long term if you’re not poor and need them. Also your earning a executive salary while being a junior engineer they have no control over you and you can start your own business. Companies purposely want to pay you poor wages to enslave you to them or other jobs so you’ll never gain to their social class. So I laugh when dave is talking about love. I would rebuttal him and ask instead “why do you want to control your worker and pay their flight?” The worker could easily either get paid what their worth for their own flight or either get 2-3 WFH jobs and cover it themselves? The answer clear employers want you under their thumb and control and their mad at the younger generation for not wanting to be enslaved by calling us lazy cause they wasted their time for nothing.

    • @MrEdrftgyuji
      @MrEdrftgyuji Год назад +10

      You see this across the board. This is why so many jobs require you to live in high cost-of-living areas. This is also why companies campaign for *higher* taxes. Higher taxes will hurt their bottom line, but they know it will hurt *your* bottom line more. Making you dependent on them past retirement.

    • @gabe2o2
      @gabe2o2 Год назад +5

      Exactly. They think folks are too dumb to see this, and are trying everything in their power to guilt trip and play mortality cards even when their morality is highly questionable. The math ain’t mathing baby

    • @gold9ja
      @gold9ja Год назад +1

      💯

    • @RealPolitik-dy4it
      @RealPolitik-dy4it Год назад +5

      Dave uses typical “Boomer Logic”. This is in no way meant as an insult. Because the thing is, his generation grew up in a different world. In this world employees and employers had an understanding between each other. If you worked hard and went the extra mile, they would reward you with bonuses, promotions, etc. Maybe the company Dave runs is still like that. I don’t know. But what I do know is that in 2023, 98% of employers don’t operate that way. You as an employer are just a number to them. If it is profitable to keep you where you are, they will keep you and take advantage of your loyalty. But once it is no longer profitable to keep you, they will get rid of you. With that in mind, isn’t it only logical to treat your employer as a number? Because like they say, “nothing personal, only business”. All people like me and the author of this video are saying is that it is time to get with the program.

    • @JuanFlores-be8sl
      @JuanFlores-be8sl Год назад +1

      Agreed. As a senior I get promised longevity all the time. Then a project manager mismanages, project becomes stagnant and the dev is the one let go. No loyalty to employers until they prove loyalty

  • @EnigmaticPsyche
    @EnigmaticPsyche Год назад +41

    Love doesn't pay bills Dave!

  • @adequatequality
    @adequatequality 2 года назад +201

    Dave's usage of the word "love" and his religion card in the workplace is absolutely sickening to me. As a religious person myself, I can't think of a worse representation of the community than someone who uses his influence and believes to guilt people into behaving a certain way and being gaslighted into thinking they are acting wrong. It's just a very disingenuous approach to handling differing ways of thinking from others.

    • @emilyannamanda
      @emilyannamanda Год назад +5

      THIS THIS THIS

    • @HealthyGuitarPlayer
      @HealthyGuitarPlayer Год назад +2

      Dave needs to hear this because he probably hasn't thought about it

    • @gabe2o2
      @gabe2o2 Год назад +5

      It is quite clear who Dave uses information and beliefs to attain and argued for his own selfish desires. Very disingenuous, and very sad indeed

    • @theironsheik6322
      @theironsheik6322 Год назад

      Every religious nut uses scripture to rationalize their sins.

    • @jacksonohno
      @jacksonohno Год назад +2

      Also comes from the same guy that claims using credit card points for travel is hurting the single mom that can’t pay her bills. So.

  • @momofkings1
    @momofkings1 2 года назад +23

    I am 50 and "old" but I whole-heartedly agree with you.

  • @kristamonae
    @kristamonae Год назад +25

    “He’s kind of an old fart” 😂😂😂

    • @shayemoore
      @shayemoore Год назад

      That was hilarious 😆.

  • @geek_peek
    @geek_peek 2 года назад +48

    Jake, I think you're trailblazing a new path. Don't doubt yourself, and keep going! Most contracts are designed in favor of the company over the employee, and as long as you keep the companies happy and they get what they want, the problem here is pettiness. And if you're valuable to the company, I wanna see the company that will decide to fire you and lose an invaluable asset.

  • @markcomeaux4855
    @markcomeaux4855 Месяц назад +3

    I am an employer, I make tons of money, and occasionally, I help someone when they get cancer so I'm a great guy. And if you try to make your life better and not be my wage slave? We'll then I'll fire you - Dave Ramsey

  • @elizabethhigginbotham1322
    @elizabethhigginbotham1322 Год назад +18

    Ridiculous to think love is reason enough for someone to not need a second job.

  • @L_B2030
    @L_B2030 2 года назад +20

    Making sure everyone knows the good deeds seems like a pat on the back to me (maybe it wasn’t a real example but still)…but it’s no different than working a 9-5 and then delivering pizza afterwards…as long as both jobs are done.

  • @vickeyfar
    @vickeyfar Год назад +5

    Working 2 full time jobs should never be the norm though...

  • @ramieyaharris
    @ramieyaharris 2 года назад +51

    I stopped listening to Dave years ago.. I just can stand to listen. Most jobs don't take exactly 8 hours to complete. Hello, I'm at work right now... 😂 Sometimes there is NOTHING to do... Am I then stealing when I do other things? Yeah, well unless you sign a contract that says "I will not work another job while working for..." then it's fair game.
    Stay strong out there during all these tough times.

    • @kjones3270
      @kjones3270 2 года назад +5

      @Danielle Ebuka Right! I can’t believe he said that. I am working from home now and there’s a working rate percentage. I’m over that percentage for today, I don’t have anything to do but be on RUclips until my shift end. I could be trading my time making more money doing something else but nope I have to do more work to be overworked 🤦🏽‍♀️ Lol

    • @cerealis_5432
      @cerealis_5432 Год назад

      @@kjones3270 what do you do?

    • @tswagg504
      @tswagg504 Год назад

      My company rule book actually put that in there that we are not to work another job during business hours smh

    • @djamilawilschke7259
      @djamilawilschke7259 Год назад +1

      don’t get me wrong, I’m definitely on the employee’s side, but legally speaking most job contracts i signed were standard hour based, meaning 40 or 42 hrs per week and not based on results, that’s what bonuses are for… meaning you are not working as a congractor but you get paid the time … so unless you’re not working twice the time (80 hrs a week) it indeed is a breach of contract because you spend the time one employer pays for you on another employer…again if you have different work arrangements that might be different. so i solve it by having a full time job and still work freelance (result based) outside of those contracted 42 hours per week…

  • @justinh.2778
    @justinh.2778 Год назад +5

    He LITERALLY says to work multiple jobs if you have too, INCLUDING more than one full time job. Just because you're not physically walking into the office doesn't mean you aren't doing the job and being productive for BOTH employers. I love Dave but this was wrong on his part.

  • @LovingSoul61
    @LovingSoul61 Год назад +13

    I haven’t even finished watching this yet and I’m so angry. I’ve been watching your videos for a while. The idea of an employer being able to tell someone they can’t work more than one job is so infuriating. Especially hearing this from a man with MULTIPLE BUSINESSES. It’s hilarious that he assumes working at home is not actual work when people go into the office and sit on the computer for work just as they do at home. It’s not manual labor. He truly is old and out of touch. I’m glad less and less people have respect for him.

  • @KC-dr3cg
    @KC-dr3cg 2 года назад +31

    If you as a worker are smart enough and work hard enough to complete the tasks of two jobs at one time I am very impressed at your industry and perseverance to pay down your debt

  • @gaea17
    @gaea17 Год назад +9

    The problem with hiring pragmatic problem solvers is that they’re problem solvers in their personal lives too 😂 if I have debt, the solution is to make more money

  • @morningmona
    @morningmona 3 месяца назад +1

    I’ve worked in large corporations. They have no shame in laying you off via fed ex delivery on a Sunday telling you you don’t need to be in the office on Monday. Meanwhile, employers what employees to give two weeks notice. Loyalty is not reciprocal. Also, jobs or careers can be soul sucking. The people you work with the boss you have the lack of flexibility and time off…if draining physically and emotionally. So, no it’s not an even exchange. If I can get two or five full time remote jobs and keep it as long as possible then that’s my story. It’s neither right nor wrong.

  • @lindsayh2994
    @lindsayh2994 Год назад +4

    Dave doesn’t like people having multiple work from home jobs where they can earn enough to live and save without feeling desperate or burning themselves out because it exposes the real reason people do this --> your main employer doesn’t pay you enough and is trying to get as much out of you as possible while giving you the least they can.
    Additionally, If you have a second job, you will naturally be less afraid of being fired, demoted, not being able to pay bills etc. and fear is one of the linchpins in an employers playbook to keep you working as hard as they can while underpaying you.

  • @frankgraziano6890
    @frankgraziano6890 Год назад +13

    Dave seems to do blanket statements at times and this is one of them. You can't put all remote workers in a box and call them robbers. I think for someone like Dave who's networth is in the millions he should spend more efforts on teaching others the secrets to the wealth.

  • @kenzzutube
    @kenzzutube Год назад +7

    Some companies pay for your body and the physical work you can do, some for your mind and the value your ideas provide and some want your soul . . . those are the ones to avoid!

  • @hightopv1352
    @hightopv1352 2 года назад +5

    Most people don't work two jobs for fun.

  • @roque-au-parcus
    @roque-au-parcus 2 года назад +8

    The key is to find a remote joy that pays like it’s three and fully utilizes your abilities 😎

  • @DevjKaiser
    @DevjKaiser Год назад +7

    Dave is giving me “ we’re a family here “ type boss foolishness. 🙄

  • @neilcunningham4634
    @neilcunningham4634 2 года назад +9

    100% agree with your sentiment Jake - thanks for sharing this content

    • @JakeFerrin
      @JakeFerrin  2 года назад +1

      Glad you enjoyed it. Thanks for the comment.

  • @adb2u
    @adb2u Год назад +5

    Back when covid hit and people were laid off and the stimulus checks hit Dave complained that people thought that the money would change their lives...the idiot was upset that people wanted help with their bills in the interim. I lost all respect for him since.

  • @seanmiller7889
    @seanmiller7889 Год назад +22

    Dave 'Don't bring political to work!'
    Also Dave 'Brings up religion in the work place!' 🤔

  • @vrvrvr81
    @vrvrvr81 Год назад +5

    My personal belief is, that a lot of employers expect 24-hour loyalty for a 9-5 salary, while not being ashamed to ask for 16 hours of work per day.

  • @W94urndks9urneos
    @W94urndks9urneos 2 года назад +13

    I’d bet Ramsey has other people working for him on other businesses. So is he doing the same thing by having multiple Bussiness’s?

    • @taski1
      @taski1 3 месяца назад +1

      rules for thee but not for me

  • @danielvillarreal6610
    @danielvillarreal6610 2 года назад +8

    I’m an American permanent resident expatriate who teaches in Taiwan (English as a Foreign Language and sometimes Spanish). On the side, I do copyediting, etc., which is, of course, a bit different from your working multiple jobs. Having said that, I don’t get Dave’s beef with what you do. I am of the same generation as Dave Ramsey and I say “more power to you!” If I could figure out how to do the same as a teacher without violating my contracts or breaking rules, I’d do the same.

  • @arthurb2005
    @arthurb2005 2 года назад +8

    First time I disagree with Dave. If the job arrangement is based on tasks completed not hours invested then go get 10 jobs more power to you.

    • @NathanHedglin
      @NathanHedglin Год назад

      Dave is a cocky religious scammer. His investment advice only makes him rich.

    • @arthurb2005
      @arthurb2005 Год назад

      @@NathanHedglin statistically, factually false.

  • @KonniWilson
    @KonniWilson 2 года назад +7

    They don’t care unless you’re working the 2 jobs at the same time. The times can’t overlap, otherwise it breaches potential policies that you agreed to follow, when you signed them. And in those onboarding documents it says that if found in violation the worse thing would be adverse legal action. There are also clauses in these contracts you sign during on boarding that specifically state you are not allowed to delegate your work to 3rd parties. So it really depends on the clauses in the contracts you sign, but if are working 2 jobs and you signed the legal documents with those clauses, then you are in breach of contract. :/ so just be careful people. Might be possible for some but companies are making sure to put these clauses in because people are popularizing over employment so now it’s on their radar.

  • @johnnybarrera9612
    @johnnybarrera9612 2 месяца назад +3

    I’m about to get my second remote job 😬 I’m doing it to pay off my credit cards so I can get my finances back on track. I really don’t want to do it but I know this is only temporary and once I get to my goal I’m only going to stay with 1 job.

  • @AsianVideoGamer
    @AsianVideoGamer Год назад +7

    Dave sometimes sounds like the wisest person in the world but sometimes he sound like a lunatic.

  • @chelseavasquez7107
    @chelseavasquez7107 Год назад +3

    YOU ARE MY NEW FAVOTRITE RUclipsR. Thank you so much for being this transparent. It makes me feel so much better about my life and inspires me to do better in the ways that I can.

    • @JakeFerrin
      @JakeFerrin  Год назад

      That's amazing to hear. Thank you so much 🙏🏻

  • @AzazelHash281
    @AzazelHash281 Год назад +6

    Dave Ramsey has never been a person I trusted for any reason because when I listen to his mindset it all looks like stuff that keep working harder but not smarter

  • @ytb473
    @ytb473 2 года назад +6

    It's VERY easy to speak from a position of an employer that is already financially free to say to EMPLOYEES you shouldn't do this when you don't have to worry about being behind in your financial independence, speeding up your monetary goals, and giving up even more of your personal time to hit those goals. It's not about the employer, it's about the employee's needs to do what makes THE MOST sense for their household & financial goals. It's greedy to expect families to give everything (time, energy, and focus) to 1 company, it's absolutely asinine and greedy. Humans are not monolithic, grow up DR lol

  • @michaeledwards8051
    @michaeledwards8051 Год назад +2

    WHAT ABOUT...
    An employer hires you. Upon arrival, they give you eight hours of work based on what others complete in their shifts. However, where your coworkers are able to (for example) type 35-45 words per minute, you are 120+ words per minute and you are able to finish your 8 hours work in 3.5 hours. So, you do other things. Your employer finds you and says when you're done with your work you ask for more, but your coworkers struggle to get done in time. WHAT'S THE FAIR SOLUTION?

  • @wellbeingadvocate
    @wellbeingadvocate Год назад +3

    Yes. Employees are burned-out, which is chronic today, which is result of EXPLOITATION OF EMPLOYEE WORK.
    I actually have no issue with a person working how they want as long as the work they agreed to do gets done. And that's that.
    Thing is, the Dave Ramsays of the world, are mad because they want to exploit that employer. They want you to be so tied to your job you can't move from one place to another. Including LEAVE THAT JOB DUE TO UNFAIR TREATMENT. Of course they're upset that they are losing CONTROL.

  • @barbsinclair7352
    @barbsinclair7352 Год назад +2

    BARF! Him talking about his faith, he uses it as a crutch and it's a total cop out. No employer loves you that much!

  • @edturner3615
    @edturner3615 2 года назад +4

    A lot of people work two jobs, some people have 4! Why is it an issue, if the irs doesn’t have an issue why should he?

  • @sarah00987
    @sarah00987 2 часа назад

    Hey Jake! You literally gave me hope working these two jobs. I work from home and single mother wanting better for my son. Don’t listen to that stupid fool you keep doing you and making these amazing videos!

  • @jackfenton2271
    @jackfenton2271 Год назад +4

    Yet Dave has no problems with CEO's being on multiple boards.
    Screw Dave.

  • @Donnyboy349
    @Donnyboy349 2 года назад +8

    Can’t stand that guy. Keep doing you bro

  • @7lstudios
    @7lstudios Год назад +3

    By not going into the office for 4 years now, here are the stats I've noticed. I actually think it's employers who have been stealing:
    Time savings
    - Saved 2hrs/day on travel
    - Saved 1hr/day on breakfast and lunch
    - Saved 1hr/day on random added meetings
    - Saved 30min/day on cowork non work chats
    Productivity
    - Far less abrupt context switching while deep in development mode
    - More control of purposeful meetings
    - More time actually at or near my computer all hours of the day
    Money Saving:
    - Saved $350/month on gas
    - Saved $200/month on lunch
    - Saved $50/month on "work clothes"

  • @therealrobschroeder
    @therealrobschroeder Год назад +5

    As long as you're not violating contracts and/or NDAs, I don't really see any problem or issue if a remote worker wants to work two jobs. There are many reasons why people are doing this now, but I guess none of them apply to Dave Ramsey. If you can or want to do this, go for it, I say. Just remember to take care of yourself and those you love.

  • @bigmoose143
    @bigmoose143 Год назад +3

    I admire your honestly in sharing this and putting yourself out there. Most owners would not be ok with this approach but if you think your employer was, then so be it

  • @curtisdavis8594
    @curtisdavis8594 Год назад +2

    Deliverables on time .. No 8 hours required. Some bosses believe they own you, while some others just need the work done. 🤝

  • @WhiteLineFever1999
    @WhiteLineFever1999 2 дня назад

    i'm a truck driver and alot of trucking companies do this to us. we work 60, or 70 hours a week most of the time no paid overtime. but we are unfortunately paid by the mile and not by the hour. but when they do pay us by the hour its low pay for alot of hours and BS driving 9-10 hours a day maybe.

  • @rkbelmont1138
    @rkbelmont1138 Год назад +1

    A Senior Software Engineer takes three Junior Software Engineer job and works 3 or less hours for each one. Get paid more than a single Senior job. I have some friends doing this and they actually plan to retire at their mid 40s.

  • @Manila-wo3pi
    @Manila-wo3pi Год назад +3

    Some of these bosses/boomers are just FURIOUS that the younger generation is savvy and can do things that they can't control. Saying "work from home" is lazy just tells me they don't even understand remote work. I find it hilarious on them and brilliant on the employee. If you do it, keep your mouth shut and trust no one. Collect your money, and accomplish your goals in silence, you never know who's out there being envious and what they can't pull off themselves.

  • @davidsensing2664
    @davidsensing2664 2 года назад +8

    If an employer paying someone to work 40 hours a week, the person should work for the company 40 hours a week. Early in my career I had an entry level job and I found ways to get the work done more efficiently. I asked my boss for additional work but was told to just "look busy". So, I "looked busy" for about 25% of the time in that position. I felt I did my part by asking my boss for more assignments. I ended up getting a promotion with more duties and a much larger compensation package. If an employer learns that an employee is doing all the work required in half the time, it wouldn't be unreasonable for the employer to reassess the position and cut staff in order to save money so maybe the employer is to blame to a degree.
    If you are being paid an employee by the hour, you are to only work for that employer during that time. That is part of being an employee. Being an employee makes you not subject to self-employment tax and other benefits. Every job I have worked has ALWAYS had in the job description, "Other duties as assigned".
    If you are working as a contractor then you are likely working more on a project base and paid on a 1099. The company paying you doesn't have as much control over you. You are viewed as self-employed, which comes with certain advantages and disadvantages. Contractors have the ability to work for more than one company.
    I don't know that I would call you a "thief" but I don't know that your employers would approve what you are doing. It might be interesting for you to ask both HR Departments if what you are doing is OK. See what they say and post it. Maybe HR is impressed enough to offer you a nice promotion where you are working for one company and making much more than working for two?
    You won't lose any sleep over my opinion but I tend to agree with Dave on this one.

    • @last_samurai6690
      @last_samurai6690 2 года назад +4

      Dave is a privileged boomer. Most people who try the unorthodox stuff are those of us who cannot do it the orthodox way. In a city where I live the average house price is over a million. Only young people with rich parents can afford to put together 200k deposit. I told my friends we have to be a little creative cause we will never make it the orthodox way, ie college, job, promotion, save deposit , buy a house. Never. So I have been doing 2 jobs, using one to save for a deposit and actually have a small side gig on top that covers gas, power and phone bills. Tiring but it is the only way. Once I reach my goal I will start to relax a little. Dave and most upper middle class folks won't understand. At all.

    • @davidsensing2664
      @davidsensing2664 2 года назад

      @@last_samurai6690 I have NOTHING against working a side job. I have done it in the past to get rid of debt. It isn't easy and takes a strong work ethic. My problem with this person is that they are doing two full time jobs at once. As an employer, if I am paying an employee an hourly wage then they are to work for ME ALONE when they are on my clock. If they finish early, I expect them to let me know or at least "look busy". As I stated above, an employee is much different from an independent contractor.
      Sounds like you live in an expensive city. I bought outside of the city I live in. I have a longer drive into work but my house would have cost me double what I paid for an "average" house. Had I went with a smaller starter house, I would have saved more. Yes, the drive gets old but I go in early/leave early to avoid traffic. I also work from home, on occasion. Maybe you try living further out and have a starter house, build some equity, and then as your career develops you can use that additional salary and equity on the starter house outside of city to get you where you want to be now. It just might take time.

    • @last_samurai6690
      @last_samurai6690 2 года назад

      @elon zuckerberg because he is a unicorn. Combination of Elon and Zuckerberg. Doesnt get any more genius than that.

  • @Lookintobookz
    @Lookintobookz 5 месяцев назад +1

    My job is not gonna sit here and tell me I should feel bad about working doing something else in MY FREE TIME AFTER WORK! I can do whatever the hell I want after I clock out, make money on ebay, strip in the afternoon, hustle on Etsy, sell foot pics…. I do whatever I want in my own free time.

  • @Kevinthornton17
    @Kevinthornton17 2 года назад +9

    In your case it is a bit different though, your employer knows. I think he is speaking moreso to the people who are being lazy and putting in super minimal effort for 2-3 hours but getting paid for 8 hours without the company knowing

    • @geoalpha
      @geoalpha 2 года назад +8

      Companies have no high ground to stand on even if they don't know. The vast majority of companies will let even their loyal employees go all for the sake of business. They have no obligation to keep their employees employed, so there's no obligation for the employees to be employed solely by one company.

    • @altaccountone1136
      @altaccountone1136 2 года назад +1

      @@geoalpha In my country they add an exclusivity section to the indefinite work contract. If they find out I work for two companies they would be able to finish my contract without paying me a dime in what normally they would have to pay to terminate my contract

    • @geoalpha
      @geoalpha 2 года назад +1

      @@altaccountone1136 I am aware of such realities across the world outside of the USA. It is unfortunate.

    • @justshady
      @justshady 2 года назад +1

      If you are getting paid for 40hrs why do 80?

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 2 года назад

      @@justshady What would you do with the other 40, waste it?

  • @Elingsanto
    @Elingsanto 2 года назад +10

    If people can have more than 1 business at a time, you can clearly have more than 1 job simultaneously. Being a business owner of multiple businesses is still a job.

    • @JakeFerrin
      @JakeFerrin  2 года назад +3

      That's a great point. Look at Elon!

  • @TheIgory1
    @TheIgory1 Год назад +4

    Just an opinion, if you are being paid for time - then yes you could be stealing, but if you are paid for your expertise then only the deliverables are what matters. The flip side of this is if you are paid for expertise and you lack in some area and you put in extra time to fill in the gap you are working "overtime" for "free".

    • @db3281
      @db3281 Год назад

      If you are paid in expertise, and lack in an area needing extra time to fill in the gap, perhaps you are not entirely qualified for the position. An employer shouldn't be expected to pay overtime for your, perhaps undisclosed, deficiencies.

    • @TheIgory1
      @TheIgory1 Год назад

      @@db3281 I worded that last sentence poorly. I meant that when you have to put in extra work for an expert position, the employer will not pay extra for that, because it is expected of you. From the employee perspective, they work more without getting more. It is the other side of being paid for the job, not time. There is likely no expert that knows everything, and because of this it is a give and take relationship. So when you complete tasks quicker you gain time for possible overemployment, or if you lack in an area, you lose time to catch up.

  • @achillesdinamita3388
    @achillesdinamita3388 Год назад +1

    To call you a thief is wrong. The person calling you a thief is usually one themselves.

  • @Questionthis1
    @Questionthis1 9 месяцев назад +2

    The biggest argument that I hear is that “you are salaried therefore your expected to work the occasional night and weekend”. Employers do not care about your time when it benefits them. You will get the same paycheck no matter how many hours you work if you have a salary. But then, when they find out that you have a second job, it’s all “you’re stealing from the company that’s company time you’re dipping your pen in company ink.“ if you ask me, I think that if a company is going to ask for more of your time without extra pay, then you have just as much of a right to get more pay for your extra time.

  • @GregDubela
    @GregDubela 6 дней назад

    I run a startup and was paying a guy $60,000 a year. He refused to come into the office. Wanted to make him a partner, but he wanted equity in something that I was building over the course of a decade and had to train him from the ground up. He worked other jobs and I got smoked pretty hard by trying to be cool. I honestly gave him everything.

  • @jtixtlan
    @jtixtlan Год назад +1

    I’m a mature worker with 40 years of work experience including military reserve and 20 years of management. I was passed over for a promotion that required at least 3 years management experience in favor of a bright 25 year old with no management experience. Two weeks ago I had a cold with a wicked cough. My office mate has two young kids and she was helping her sister who was just arriving home from a c-section birth. I asked if I could work remotely for a day or two to protect her. Nope. “I prefer that you work in the office.” Yikes. I came in with a mask and used the cubicle of someone else who was out. I love on-site work but I’m thinking…

  • @rudystone2324
    @rudystone2324 10 месяцев назад +1

    Why would an employer care if you have a second job as long as it doesn’t interfere with your primary job?

  • @jiwoongjang6386
    @jiwoongjang6386 2 месяца назад +1

    You were correct in almost every point, we want the most pay for the least amount of work

  • @BrianGivensYtube
    @BrianGivensYtube Год назад +5

    If I can do a full time job in 1 hr a day through efficiency, I see no reason to not work 8 full time jobs LOL

  • @gingergann3934
    @gingergann3934 Год назад +1

    I get Dave R.'s side. If you're getting paid by one employer for that time. And, during that time, you're also working for someone else - that's taking time from your first employer.

  • @rjmilitante2787
    @rjmilitante2787 Год назад +2

    The problem is you are not sure you can pull it off until you actually try it. In the event that two jobs is too much for you, then you would have spent X number of months being trained and doing a sub par job at both jobs, in which case both jobs are losing money and productivity.

    • @travay6328
      @travay6328 9 месяцев назад

      😅
      It depends on the profession honestly

    • @travay6328
      @travay6328 9 месяцев назад

      And you should start with one first and then add another after you are sure you can handle it 😉

  • @javelina100
    @javelina100 2 месяца назад

    Okay, it depends. Salaried employees (not hourly) can still be held to specific assigned work hours by law and may be forbidden to work for others during those work hours, but it must so be stated. They may also require that you not leave your home during that time as part of the contract. It really all depends on what is in the contract AND who your employer is.

  • @lisadavila5878
    @lisadavila5878 Год назад +1

    Employers aren't just paying you for the output, they're paying you for that time. So, yes, I can see why they'd be upset that you're working another job on their time. That's why they want workers to come back to the office. They can keep a better eye on what's going on.

  • @thrivewithcharacter
    @thrivewithcharacter Год назад +2

    This not love. This is obsessive and possessive behavior. It is manipulative. I can love someone but there is no obligation that they love back. If I really care about my employee I would either pay him/her more or let Him/her do his/her thing and I'll support the choice of my employee. They are free people, who am I to enslave them?

  • @pamsunstrom2554
    @pamsunstrom2554 Год назад +1

    I think it depends on whether you are getting paid per hour or paid per job. Corporate America has contracts hourly wage people that you sign when you get hired...it's some kind of a law (exchange wages for hourly work or something like that). Paid by the job, you betcha! Go for it! I suppose it's up to the employer on whether they want to pursue it (the laws). Dave Ramsey is a corporation that has a different mindset than your normal corporate America. He treats his employees well as most corporate America jobs don't. If Dave Ramsey's employees don't like it, they can leave, but they don't.

  • @danneytee
    @danneytee Год назад +2

    You're getting pay for completing employer tasks in timely manner which I assume you did (otherwise you would have been fired). So the fact that you got pay for your experience and specialty is much better than being pay by hour. It good for both parties, that's not cheating, that just work smarter not harder.

  • @rell127
    @rell127 Год назад +3

    As a man who is working 3 jobs. One of my jobs are working from home . Meanwhile the other two I have to go to the location. I'm exhausted, tired, sleep deprived unless it's an easy day. I feel most people don't understand why we work so hard, sometimes it's because of all the debts we have, some just to save money and other well just do it to survive. Me I'm doing just trying to survive I commend you for being able to do what you need to do fuck what Dave says.

  • @djamilawilschke7259
    @djamilawilschke7259 Год назад +1

    honestly this is a tough one - the video states multiple times 2 or 3 “full time” remote jobs, as much as i like or dislike the way employment contracts are based on, most full time jobs are hour/week based and possible contain a bonus for outcome / achievements. so there is usually no question as to what the company expects from me it should all be in the contract, if it’s 40/week including some vacation and sick days, then this is what needs to be worked. 2 of those jobs would require as per contract 80 hours/week consistently. So unless it’s not a result driven contract like contractors are working who do not have vacation or sick leave days, it is a breach of contract not offering the work you’re supposed to do. the intention is simply to work and deliver as much and as best as you can within this timeframe, working less means you deliver less than you could have. I work freelance on the side outside of my contractual 40 hours per week and avoid mentioning it simply because I believe it will be very easy to always suspect me to not to my best job and be distracted, even though i strictly separate one from the other…from employer’s perspective it is easy to think the freelance work will get the better part of me …

  • @calkelpdiver
    @calkelpdiver 5 месяцев назад

    The problem is, especially in High Tech, is that when you are an FTE the companies work you like a dog (60+hours a week) they don't pay you for that OT. So in essence they are stealing from you.
    If you get your work done on time and it's right, then any extra time is yours. If you fill it with another job, then fine.

  • @themanifestorsmind
    @themanifestorsmind Год назад +2

    That's why I hate hourly wages. You pay for the results or the product, not for the time it takes to get those results or make the product. Employers understand this when it comes to selling to customers, but somehow can't figure this out when it comes to paying employees.

  • @SD-ip2wb
    @SD-ip2wb Год назад +1

    I worked at home as a doctor treating COVID patients. Each patient was called and there was a clear paper trail of who we saw. It was amazing and safe in many ways but the IT glitches were an absolute grind

  • @amandahilderbrant3140
    @amandahilderbrant3140 Год назад +1

    I used to listen to Dave like 10 years ago, can’t stand him anymore. That generation can’t comprehend working from home and being able to be more productive. They want you in the office wasting time but under their roof. He’s so self righteous!

  • @josephjohnson1057
    @josephjohnson1057 Год назад +1

    I know it hurts, but he means working 60-80 hours a week on three jobs. He didn't mean double dip. It's dishonest, and unless the company approves, it's not right. Congrats on getting out of debt.

  • @VanquishMediaDE
    @VanquishMediaDE Месяц назад +2

    I mean if the economy and the job market are that bad that folk have to work 2 jobs (remote or otherwise) then that means to tell me that America is having some serious financial issues. One source of income (one job) should be enough to sustain you and your potential wife and children. You do you, if you can manage two remote jobs like that, more power to you.
    I really do not care much for Dave Ramsey or his type in general. He is not even giving people that good of "advice". Listen to Peter Schiff if you want excellent advice on not only the economy/Wall St but finances in general.

  • @shaneblackwoodGodbless
    @shaneblackwoodGodbless Год назад +1

    In one company I am doing 3 jobs with one salary and they have no problem with me basically being a slave for them but got up set when they found out I freelance, dont forget when you work for a company your building wealth for others

  • @elizabethhigginbotham1322
    @elizabethhigginbotham1322 Год назад +2

    I hate he thinks it’s stealing. If your completing your tasks, how are you stealing at all?

  • @Gamer-monk.
    @Gamer-monk. Год назад +1

    Absolutely NOTHING wrong with working 2 or 3 jobs if you can deliver on it, and keep the employer happy with your quality of work. No one in the world should have a problem with that arrangement. It's a job, not a relationship, the ethics still apply but only to the quality and confidentiality, that's it.

  • @TexasHN45
    @TexasHN45 Год назад +3

    Dang I didn’t know 2 jobs was a crime

  • @dosgos
    @dosgos 2 года назад +3

    We do better arguing specific points vs. insulting the adversary.

  • @Hanleycreative
    @Hanleycreative 4 дня назад

    I'm 55 years old and have been working remotely as an identity/brand designer for 20 years. Dave Ramsey is showing how out of touch he is. REMOTE work, when done honestly requires the worker to stay on top of projects and work even HARDER for your company. Why? Because I/we don't want to lose this way of working. I kick ass even more for you. Get it Dave?