OTP Offer To Purchase What to consider when signing| Paying 10% to the agent| South African YouTuber

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  • Опубликовано: 20 окт 2024
  • The OTP is the first major document you will sign when buying property and you should not undermine this step! This document can ruin things for you, so read it carefully before signing. When applying for your home loan the bank will also asked for a signed OTP with the signatures of all parties involved mainly you and the seller/s.
    Please share your experience with us in the comments section.
    Catch me on Instagram on @FinancialChats_ Tisa

Комментарии • 61

  • @olgangoahseng5171
    @olgangoahseng5171 3 года назад +7

    It's my first time watching and I would like to say, this was very informative.

    • @chatwithtisa
      @chatwithtisa  3 года назад +1

      Thank you for the feedback Olga 😊✨ I’m glad you found the video very informative!

  • @oliviaoseitutu372
    @oliviaoseitutu372 3 года назад +5

    Drafting your own OTP is a great idea! Thank you for sharing what to look out for.

    • @chatwithtisa
      @chatwithtisa  3 года назад +1

      I think that way I have will have peace of mind knowing that the document protects me fully if the sale is not successful or if any other issues arise while in the transfer process.

  • @rodneynkosi8707
    @rodneynkosi8707 3 года назад +2

    Yey!!!!! Shout out well received. I'll do anything to share knowledge especially about OTP this is very important than the swimming pool you saw when viewing the property.... LOL just saying.

    • @chatwithtisa
      @chatwithtisa  3 года назад

      Rodney😊✨ Definitely more important than the nice pool etc.

  • @panaso_m
    @panaso_m 3 года назад +3

    Here first this time ❤️❤️

    • @chatwithtisa
      @chatwithtisa  3 года назад +1

      Hey Panaso😇 Nice to have you here first ✨

  • @mbelelebohang
    @mbelelebohang Год назад +2

    In case you dint have an uncle who is a plumber, using professional inspectors can help you with identifying issues with the house. I recently used one and was able to use his report to negotiate the price down by 11.5%. This is in addition to being able to identify issues that your uncle wont be aware of.

    • @theblacknyoni
      @theblacknyoni 9 месяцев назад

      Hey Lebo Do you have their contacts?

  • @talithatweachersays7348
    @talithatweachersays7348 2 года назад +2

    Your videos are so enlightening💫. Thank you Teacher🌹

    • @chatwithtisa
      @chatwithtisa  2 года назад

      You are welcome Tweacher Talitha ✨ Thanks for the feedback 🤍🌸 More of these videos coming soon.

  • @SisLinaM
    @SisLinaM 3 года назад +1

    Yewena sana I know that big grammar 😀😀😀 let's invest in lawyers as well. I am learning from you baby ❤ ow umhle girl ❤❤❤🔥🔥

    • @chatwithtisa
      @chatwithtisa  3 года назад

      I agree, investing in lawyers will help us make better decisions because all those clause and terms are to protect them not really you so we have to not sign blindly. Thank you Lina 🤗😊✨

  • @sibongilemaureen524
    @sibongilemaureen524 3 года назад +2

    Thank you so much for constantly educating us, this was very informative ❤️

    • @chatwithtisa
      @chatwithtisa  3 года назад

      You are welcome Sibongile, thank you for your comment 😊✨

  • @modjadjibridgette1251
    @modjadjibridgette1251 3 года назад +3

    You look beautiful Tisa! 😍💣💣💣

  • @nyamburant
    @nyamburant Год назад

    Hey Tisa! I’ve binged your property videos and I love them! I’m 24 and planning to buy my first property this year! Would you consider adding chapters to your videos? I keep missing a few points and struggling to rewind to the part I missed. Thank you in advance 🤗

  • @tivekanindlovu3477
    @tivekanindlovu3477 3 месяца назад

    Woow valuable insight. Hikhesile Tisa.❣️

  • @keneilwekolobi6073
    @keneilwekolobi6073 3 года назад +1

    Always insightful to listen to you Tisa

  • @mirandagcayiya677
    @mirandagcayiya677 2 года назад

    My first time watching your video, I just clicked that sub button and went through some. They are very informative

    • @chatwithtisa
      @chatwithtisa  2 года назад

      Thank you for subscribing Miranda 😊✨ Look forward to a lot more this year 💯

  • @nicoleadriaan6412
    @nicoleadriaan6412 3 года назад +1

    I love your videos Tisa. Keep it up.

  • @NeatMegar
    @NeatMegar Год назад

    This is so informative, thank you Tisha

    • @chatwithtisa
      @chatwithtisa  8 месяцев назад

      Glad you found it useful 😇

  • @dayziebonntique1940
    @dayziebonntique1940 3 года назад

    Thanks darling for always giving us good tips.

    • @chatwithtisa
      @chatwithtisa  3 года назад

      You are welcome mommy 🤗❤️

  • @nqobilebhengu3622
    @nqobilebhengu3622 3 года назад

    I love you Tisa, this is insightful

    • @chatwithtisa
      @chatwithtisa  3 года назад

      You are welcome Nqobile 😊☀️

  • @ofentsetshepe
    @ofentsetshepe Год назад

    bro, the melanin pop, she is so beautiful

  • @rakgadimogale6474
    @rakgadimogale6474 3 месяца назад

    If the OTP has an blank team n conditions annexure and space for both parties at the bottom , can we add the terms in writing or must be typed

  • @munangiwaC
    @munangiwaC 3 года назад +3

    Very informative

    • @chatwithtisa
      @chatwithtisa  3 года назад +1

      Thank you Chris, soon we will be hearing about your property journey too😊

  • @TheOGpatriotLady
    @TheOGpatriotLady Год назад +1

    Did you qualify for a home loan based on your Chinese salary, well I understand that they take other factors into consideration, but was it based on your only main income which was your Chinese salary?

  • @rakgadimogale6474
    @rakgadimogale6474 3 месяца назад

    Why did they decline if you were a pre approved?

  • @wanderingcucamber7082
    @wanderingcucamber7082 3 года назад +1

    💕💕💕💕💕💕💕💕💕 Asbonge in advance for the 2nd, 3rd, 4th, 5th property etc etc etc

    • @chatwithtisa
      @chatwithtisa  3 года назад

      Thank you 😊 Second is underway!

  • @sincerely_sphesihle
    @sincerely_sphesihle 2 года назад

    Sis', I wanted to buy property.... HHhhhaaai bo!!! I would see a property and make an offer but a cash sale would come along or see the house but there would be too much work to fix the property. yoooo I feel like a failure. right now I am in the process of buying a second hand car. Ngeke this buying thing is emotionally draining shame * sad face*

    • @chatwithtisa
      @chatwithtisa  2 года назад

      Don’t give up Sphesihle, I believe you’ll one day find a suitable property☀️ I understand how you must be feeling.

  • @noxolokunene7949
    @noxolokunene7949 2 года назад

    This was very useful. Thank you❣️

  • @newcreationgeneration7899
    @newcreationgeneration7899 2 года назад

    MMM I actually have not read that when I bought my first property recently.i honestly don't know 💯 whatsa on the document.

    • @chatwithtisa
      @chatwithtisa  2 года назад

      Congratulations on your 1st property 🎉 Thank goodness there was nothing that would have costed you, but next time always be careful and read 😊☀️

  • @ruweidab9519
    @ruweidab9519 2 года назад

    I'm learning thank you

    • @chatwithtisa
      @chatwithtisa  2 года назад +1

      Glad we are learning together, more about this journey coming up soon 😊✨

  • @lindiwegugushe826
    @lindiwegugushe826 8 месяцев назад

    do I draft my own addendum or this strickly done by a lawyer?

    • @chatwithtisa
      @chatwithtisa  7 месяцев назад +1

      Good question, as far as I know it’s strictly done by lawyers and there will be a fee for each and every service they provide, maybe there’s another way, I don’t know.

    • @lindiwegugushe826
      @lindiwegugushe826 7 месяцев назад

      @@chatwithtisa thank you😄

  • @thendolina
    @thendolina 2 года назад

    Very informative 👍

  • @leratomalatji9561
    @leratomalatji9561 3 года назад +1

    Thank you Tisa

  • @modjadjibridgette1251
    @modjadjibridgette1251 3 года назад +2

    *residential property...

    • @chatwithtisa
      @chatwithtisa  3 года назад +1

      That's the word I was looking for, thank you 😅

  • @talithatweachersays7348
    @talithatweachersays7348 2 года назад +1

    Also, how beautiful is your place?! 🤌🏾😍

    • @chatwithtisa
      @chatwithtisa  2 года назад

      It has changed over time, once piece at a time, thanks to Taobao 🙈😅