While purchasing at that time health is in good condition.after some 5 years sugar or some disease attack at this point we have to intimate or not to our term insurance company
Yes, it's advisable to inform your term insurance company about any significant health changes, including the onset of diseases like diabetes, even if it occurs after the policy purchase. Keeping them updated ensures transparency and can prevent complications during the claims process.
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna, Nenu thisukunna plan correctenaa ? Pls suggest me?
Good morning kowshik garu.ur explanation on term insurance mistakes. But u didn't mention about permanent disability and critical illness. If u explain about those mistakes
Buy from any of the top 3 companies, HDFC Life, ICICI Prudential or Max Life. If you have any issues for which you think you need help or advice, it is better to go through some advisor. But if you can manage on your own, you can always buy it online.
Lic లో జీవన్ కిరణ్ అనే policy ఉంది.. అది తీసుకుంటే టర్మ్ ప్లాన్ బెనిఫిట్స్ తో పాటు... టర్మ్ లో మనకి రిస్క్ జరగకపోతే మనం కట్టిన అమౌంట్ రిటర్న్ ఇస్తారట... ఈ lic policy తీసుకోవచ్చా... చెప్పగలరు....
Hi Sir, Please answer my question. While purchasing term insurance we may forget some things like some tests have done or ct or mri scans few years back. For suppose after paying 5 to 6yrs if some eventuality, can companies reject our claim? In some videos companies has only 3yrs to reject our policy ?
Self employed ki pure term insurance radu.. above 10 lakhs adayam vundali..oka Vela konni company lu 5 lakhs ki ichhina intermediate minimum vundali...mamulu vallu teesukovalante avi ivvaru kabbatti khachhitham ga ulip lo ne insurance teesukovali....ivi kuda cheppi oka video cheyandi...nenu alane prayatnichi fail ayi chivariki ulip teesukovalsi vachhindi...😢
Super bro,I want to take full term policy to tata aia ,I have one doubt before iam a smoker till one year I stopped smoking, now which colom I can choose smoker or non smoker. Thank you 😊
కౌశిక్ గారు టర్మ్ ఇన్సూరెన్స్ ప్రతి పౌరుడికి వర్తించేలా చేయండి ప్రతి కాక పోయిన ఇంట్లో యాజమానికి వర్తించేలా చెప్పండి ఎందుకంటే ఏ టైం లో మరణం సంభావిస్తుంది అట్లాంటప్పుడు ఏ కుటుంబం అయినా ఆగం అవుతుంది కదా ఏ టైం లో ఏమవుతుంది తెల్వదు దానికి చదువు జాబు ఆదాయం ITR
hi sir, difference between claim settlement ratio and claim rejection ratio? aren't they opposite to each other? 95% settlement means 5% rejection right?
20s lo thisukovali Inform cheyali intlo 90days lopala claim chesukovali Insurance company ki cheppali Death certificate Adhar pan 90days complete aithe waste Claim settlement ratio check cheyali 95above Claim rejected ratio 1 kate thakkuva Solvancy ratio 150 kante ekkuva 200 above best Coverage ekkuva undali premium thakkuva Not sharing correct information Health condition Existing policy kuda cheppali
Dhayachesi policy thisukovalanukunna vaallu online lo konukovadhu direct ga office ki velli kattandi. Online lo evaru kuda insurance lu pay cheyakandi.
Kaushik anna SingleDebt ani website undi vallu defaulter loans anni emi reduce chestaranta kakapote emi entha reduce chesthe antha emi 2 times ivalanta, koncham Single debt mida video cheyandi anna
I can't create videos or access external websites, but consider consulting financial experts for personalized advice on reducing EMIs or addressing defaulter loans. Explore online resources for financial education.
అన్ని బాగానే చెప్పారు.ముందుగా టర్మ్స్ & కండిషన్స్ చెప్పండి.ఇవి తెలిపిన తరువాత చెప్పండి.మీరు కమిషన్ కోసం వీడియో చేస్తారు. అడ్వైసర్ కమిషన్ కోసం చేస్తాడు.క్లైమ్ రిజెక్ట్ ఎలా చేస్తారో ముందు చెప్పండి.తక్కువ ప్రీమియం చెప్పి కోటి,కోటి అని అమాయకులను మోసం చెయ్యకండి
Sir, manam term insurance 60 years varaku tesukunam, only 5 years money pay chesamu taruvatha pay cheyala okay 10 yeras taruvatha death iyetha or accident itha policy money vasthayaa
Kowshik lic policy ante coman man ki gurthukuvachedi life insurance corporation of India Vere company policy la meeda nammakam vundadu 1cr insurance cheyali ante govt employee or income tax assignment vundali
Hi koushik bro, I have taken the recently icici term plan with the MWP act but I have added a nominee to my spouse. I am planning to add my son as a nominee also. The insurance team is saying it is not possible to add a son or daughter. Please guide me if something happens to my spouse the amount will go to my son or not because (we are not added a nominee to my son in policy)
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna, Nenu thisukunna plan correctenaa ? Pls suggest me?
Hi Kaushik, Ippudu correct ga health conditions pettesi , Future lo kotha health problem vasthe apudu procedure enti , Vallaki inform cheyala ila new health condition vachindani lekunte claim a raada ?
Policy Bazar lo aite term insurance tesuko kandi. Valu oka sari insurance sale aite meru Em request pettina like Name change or something me request ni insurer ki inform cheyaru. I had a bad experience with policy bazaar
@@sridevinagaveera3274 30 days return policy vuntadi a lopu cancel chesukovachu. Nen alane cancel chesukuna cancel aindi but Inka na money refund raledu.
Anna sponcer valu you tub finance influence paina padaru.... Sai anna, revanth anna, meeru..... Antha vakete video bora sobuthunaeu... Vere subject petandi anna...
While purchasing at that time health is in good condition.after some 5 years sugar or some disease attack at this point we have to intimate or not to our term insurance company
Yes, it's advisable to inform your term insurance company about any significant health changes, including the onset of diseases like diabetes, even if it occurs after the policy purchase. Keeping them updated ensures transparency and can prevent complications during the claims process.
After 3yrs of taking term insurance, if the person get diabetic or any other diseases.
No issues at all...
Buy Term Insurance Online Upto 10% discount👇
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Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna,
Nenu thisukunna plan correctenaa ?
Pls suggest me?
Koushik garu v.v. useful video Thankyou
Clearly explained br
Super sir good explanation.
Super sir clear explained❤
very important message
Thank you so much sir
Good morning kowshik garu.ur explanation on term insurance mistakes. But u didn't mention about permanent disability and critical illness. If u explain about those mistakes
Chala baga chepparu bayya nen insurance agent... Entha early ga thiskunte antha benfit...
Request you to add a key point if a person outlives(survive/live) term insurance tenure time .
Sir I mostly see u videos for guidence
How change nominees
Nice speech sir
Suuper good information sir...thank u....
So nice of you... thank you.. keep supporting !
good information brother
Sir Bharat petrol pilling station pettadaaniki antha amount avthumdhi Ela pettali dhanigurimchi oka video cheyani sir please
How to improve voice calls mobile signals strength in Home,
We got Good suggestions sir
Can make video on car insurance to add family members or driver name in car insurance
Kousik garu miru financial advice baga chepthunaru
Thank you so much sir...
Thank you for your valuable information 🙏
You're most welcome.. keep watching..
Good information sir....
Thank you so much sir...
Thank you so much for the video
You are so welcome!
Koushik gaaru mana daggara vunde bangaram ki insurance vundaa. Yela cheskovali? Plz cheppandi.
AP border tax gurinchi oka video cheyandi
Free ga courses nerchukodaniki official website cheppandi anna please for degree students we believe you
Bro Term insurance lo unde each raiders gurinchi detail ga video cheyandi Tq ❤
sure i will do
Sir once tell about bajaj pos life goal suraksha plan with 1 lakh yearly premium
@freedomapptelugu policy bond issue ayyaka dantlo chudavalsina important points cheppandi.
Your great anna ,kousik anna great
Thank u so much ! keep supporting
Excellent kwoshik. U r genius.
Can you please suggest which insurance company is best for term insurance
Max life insurance best
Tata AIA life insurance kudakaa better aa
Buy from any of the top 3 companies, HDFC Life, ICICI Prudential or Max Life. If you have any issues for which you think you need help or advice, it is better to go through some advisor. But if you can manage on your own, you can always buy it online.
Lic లో జీవన్ కిరణ్ అనే policy ఉంది.. అది తీసుకుంటే టర్మ్ ప్లాన్ బెనిఫిట్స్ తో పాటు... టర్మ్ లో మనకి రిస్క్ జరగకపోతే మనం కట్టిన అమౌంట్ రిటర్న్ ఇస్తారట... ఈ lic policy తీసుకోవచ్చా... చెప్పగలరు....
Thanks sir
Excellent ga chepparu .
thank you
Thanks
Hi Sir, Please answer my question.
While purchasing term insurance we may forget some things like some tests have done or ct or mri scans few years back. For suppose after paying 5 to 6yrs if some eventuality, can companies reject our claim? In some videos companies has only 3yrs to reject our policy ?
Bro...term insurance vs LIC jeevan umang plan..pros n cons video cheyandi...
sure
I took jeevan umang...but waste anipistundi..yearly 10000 rupees istaru antey..with life.risk till 100yrs
Self employed ki pure term insurance radu.. above 10 lakhs adayam vundali..oka Vela konni company lu 5 lakhs ki ichhina intermediate minimum vundali...mamulu vallu teesukovalante avi ivvaru kabbatti khachhitham ga ulip lo ne insurance teesukovali....ivi kuda cheppi oka video cheyandi...nenu alane prayatnichi fail ayi chivariki ulip teesukovalsi vachhindi...😢
thanks sir
Kousik garu Term insurence policy lo returm on premium choose chesukovala or pure term insurence policy thisukivala which one is better
very informative sir god bless u
Thanks and welcome...
Hi kousik garu
namaste sir: 30 laksalu sbi mutual funds nifty lo 1 year unchi 2 year nundi 20 thousand swp amount avry month tesukunte tax amaina kattala. amount antha vesi antha swp tesukunta antha katali. please explain sir
Very clear information.. 👌
glad it helped you...!
Sir Maa father loan cash teskuna next day chanipoynadu MRI policy certificate raladhu alaaa mafffi avthundha
Sir, we have few Term insurance with total amount returned after 10, 15 years. Do you suggest such policies ?
Sir AP BORDER TAX PAYMENT FOR Cabs,ela pay cheyali cheppandi plz
Sir navi app is secure or not pls post on vedio navi app related
can i mension star PA policy in present term insurance policy
Super bro,I want to take full term policy to tata aia ,I have one doubt before iam a smoker till one year I stopped smoking, now which colom I can choose smoker or non smoker. Thank you 😊
Don't take in online concern any agent
I will guide you for TATA AIA
Nomini detais adagatam ledhu. Policy bazar lo. Mati nomini yela
Okaleva policy tisukuna person exprie ayipote. Lic vallaku yela cheppali. Online lo policy buy cheste.
Best LiC plans gurinchi video cheyyandi bro. And lic agents comission tisukokunda ala lic plan choose chesukovalo cheppandi brother
Bro PPF vs LIC Policy ఏది better ఒక వీడియో చేయండి బ్రో plzzzzzz plzzzzzzz........
PPF
What about LIC Term Insurance, Can you make a video on it
Compare to others premium is high and allot of medical and financial grids is to satisfy
Thanks bro
You're most welcome.. keep watching..
కౌశిక్ గారు టర్మ్ ఇన్సూరెన్స్ ప్రతి పౌరుడికి వర్తించేలా చేయండి ప్రతి కాక పోయిన ఇంట్లో యాజమానికి వర్తించేలా చెప్పండి
ఎందుకంటే ఏ టైం లో మరణం సంభావిస్తుంది అట్లాంటప్పుడు ఏ కుటుంబం అయినా ఆగం అవుతుంది కదా ఏ టైం లో ఏమవుతుంది తెల్వదు దానికి
చదువు జాబు ఆదాయం ITR
Plz do video on DUBAI Emirates draw
Waste of time
hi sir, difference between claim settlement ratio and claim rejection ratio? aren't they opposite to each other? 95% settlement means 5% rejection right?
Yes
I took my term at 35 and I'm diabetic..Im paying 42000 per year for 30 years..
Which insurance is that?
What is the sum assurance
20s lo thisukovali
Inform cheyali intlo 90days lopala claim chesukovali
Insurance company ki cheppali
Death certificate
Adhar pan 90days complete aithe waste
Claim settlement ratio check cheyali 95above
Claim rejected ratio 1 kate thakkuva
Solvancy ratio 150 kante ekkuva 200 above best
Coverage ekkuva undali premium thakkuva
Not sharing correct information
Health condition
Existing policy kuda cheppali
Nominee 90days లొపల claim apply చేయాలి అని ఎక్కడ వుంది brother
Anna jevan kiran lic term insurance policy new policy lanched edi thisukovacha
Low income unna vaallaki suitable plan cheppandi
Flipkart inka paytm personal loans gurinchi explain cheyandi sir.
sure
Hii sir tell me about best term policy for CAPF candidates.. I am working in CENTRAL ARMED POLICE FORCES...
Asalu yevarikaina vachaya ane doubt
Okaru kuda cheppala vachindi ani
Govts providing 5 lakhs aysuhman scheme..then taking health insurance is mandotary...pls do video by comparing it bro
sure thappakunda
Home loan scheme em ayena available unaya Sir. I'm going to take home loan please suggest
Hi bro, I am thinking of buying a TATA AIA param raksha pro for 1cr cover. Is it the right decision? Please advice me
Dhayachesi policy thisukovalanukunna vaallu online lo konukovadhu direct ga office ki velli kattandi. Online lo evaru kuda insurance lu pay cheyakandi.
yes correct
Ekkadiki vellali Annaya? Office Ekkada undhi
Adenti bro RUclips lo andaru online lo teskondi antunaru@@ffreedomapptelugu
Kaushik anna SingleDebt ani website undi vallu defaulter loans anni emi reduce chestaranta kakapote emi entha reduce chesthe antha emi 2 times ivalanta, koncham Single debt mida video cheyandi anna
I can't create videos or access external websites, but consider consulting financial experts for personalized advice on reducing EMIs or addressing defaulter loans. Explore online resources for financial education.
Nenu tisukuni 5 days ayyindhi but amount monthly taggindhi eppudu yemi cheyyali monthly 150 rs taggindhi
అన్ని బాగానే చెప్పారు.ముందుగా టర్మ్స్ & కండిషన్స్ చెప్పండి.ఇవి తెలిపిన తరువాత చెప్పండి.మీరు కమిషన్ కోసం వీడియో చేస్తారు. అడ్వైసర్ కమిషన్ కోసం చేస్తాడు.క్లైమ్ రిజెక్ట్ ఎలా చేస్తారో ముందు చెప్పండి.తక్కువ ప్రీమియం చెప్పి కోటి,కోటి అని అమాయకులను మోసం చెయ్యకండి
Correct గా చెప్పండి ఒక రెండు insurence company పేర్లు చెప్పండి.మీరు పది మందికి మంచి చేయాలనుకుంటే .లేదు నేను డబ్బుకోసం చేస్తున్నాను అని చెప్పండి
Critical illness rider is useful with
The term insurance
Sir, manam term insurance 60 years varaku tesukunam, only 5 years money pay chesamu taruvatha pay cheyala okay 10 yeras taruvatha death iyetha or accident itha policy money vasthayaa
1cr policy lo and Limited insurance lo death ki kuda 1crore insurance istharunaranta kada ani.. merenti thakkiva amount vasthadi antunaru??
90days lopala submit cheyakapote claim radu Ani ekkada ledu kada brother
Kowshik lic policy ante coman man ki gurthukuvachedi life insurance corporation of India
Vere company policy la meeda nammakam vundadu 1cr insurance cheyali ante govt employee or income tax assignment vundali
Max Life Insurance is having Industry Highest Settlement ratio with 99.51%. You can check with IRDAI portal and Google It.
Hi koushik bro, I have taken the recently icici term plan with the MWP act but I have added a nominee to my spouse. I am planning to add my son as a nominee also. The insurance team is saying it is not possible to add a son or daughter.
Please guide me if something happens to my spouse the amount will go to my son or not because (we are not added a nominee to my son in policy)
Bro jeevan anand baguntada bro
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna,
Nenu thisukunna plan correctenaa ?
Pls suggest me?
Max life insurance term insurance best
Hi Kaushik,
Ippudu correct ga health conditions pettesi , Future lo kotha health problem vasthe apudu procedure enti , Vallaki inform cheyala ila new health condition vachindani lekunte claim a raada ?
Avasaram ledandi kattaka vaste em kaadu... policy thisukokamude unte inform cheyali
Kaushiku thank u
Thank you so much... keep supporting !
Hi
In case of batchlar, what about nominee???????
then nominate ur parents
Policy Bazar lo aite term insurance tesuko kandi. Valu oka sari insurance sale aite meru Em request pettina like Name change or something me request ni insurer ki inform cheyaru. I had a bad experience with policy bazaar
Correct..offline or near Branch lo thisukovali
Okavela teesukunte cancel cheyyalante ela bro..
@@sridevinagaveera3274 30 days return policy vuntadi a lopu cancel chesukovachu. Nen alane cancel chesukuna cancel aindi but Inka na money refund raledu.
@@pavangullamorusu6724 💯% correct
Which company insurance you had taken and did you buy insurance from their official site . Tq
Gold loan limit 1lakhs coming how to close gold loan no money easy tip
Superb anaya
Thank u so much keep watching..
@@ffreedomappteluguarmy valu term insurance 11:09 thishukovcha 31age 50k saliry plz reply alanti policy thishukovochu
@@northloteluguvlogs323hi army vaalu term insurance tesukovachu max life insurance term insurance best
Manam kattinna money return vastundha bro??
Middle class Super ⭐
Bro nenu Diploma in mechanical engineering education which one selected in education
Anna meru witch chose direct GA okka company name chapande plssssssssss
Pnb metlife
Any company with correct information it can be claimed
3 years IT return Or 3 months salary pay slip
Koushik anna employee health card telengana health card ne yela use cheyali private hospitals.lo
Sir, nenu oka life insurance agent ni. Ma customers ni mosam cheyyakunda elanti policies ippinchachu. Cheppandi
Term policies sell cheyyadam better meeku earning kuda vastundi and vallaki kuda benefit chesinattu
Not bad
Bro singareni and coal India,ante underground mines lo work chese valla ki term insurance thisukovacha?
Surely will give. Fr more reply me. From icici DL...
You can get it but u have to informed before to take policy and extra premium will charged for that.....
Kaushik i already invested in jeevan labh 70,000 per annum so is it good for surrender i already paid 4 years
Ye company best?? Sbi best yena brothers ??
Anna sponcer valu you tub finance influence paina padaru.... Sai anna, revanth anna, meeru..... Antha vakete video bora sobuthunaeu... Vere subject petandi anna...
Claim chesukunetappudu madyalo lawyers ah dobbesthunnaru