While purchasing at that time health is in good condition.after some 5 years sugar or some disease attack at this point we have to intimate or not to our term insurance company
Yes, it's advisable to inform your term insurance company about any significant health changes, including the onset of diseases like diabetes, even if it occurs after the policy purchase. Keeping them updated ensures transparency and can prevent complications during the claims process.
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna, Nenu thisukunna plan correctenaa ? Pls suggest me?
Good morning kowshik garu.ur explanation on term insurance mistakes. But u didn't mention about permanent disability and critical illness. If u explain about those mistakes
Super bro,I want to take full term policy to tata aia ,I have one doubt before iam a smoker till one year I stopped smoking, now which colom I can choose smoker or non smoker. Thank you 😊
Thanks Anna ap eamcet third counselling ki help cheyandi anna chala Mandi students suffer avuthunaru student future debba tintundi anna please support ap third counselling
Policy Bazar lo aite term insurance tesuko kandi. Valu oka sari insurance sale aite meru Em request pettina like Name change or something me request ni insurer ki inform cheyaru. I had a bad experience with policy bazaar
@@sridevinagaveera3274 30 days return policy vuntadi a lopu cancel chesukovachu. Nen alane cancel chesukuna cancel aindi but Inka na money refund raledu.
20s lo thisukovali Inform cheyali intlo 90days lopala claim chesukovali Insurance company ki cheppali Death certificate Adhar pan 90days complete aithe waste Claim settlement ratio check cheyali 95above Claim rejected ratio 1 kate thakkuva Solvancy ratio 150 kante ekkuva 200 above best Coverage ekkuva undali premium thakkuva Not sharing correct information Health condition Existing policy kuda cheppali
అన్ని బాగానే చెప్పారు.ముందుగా టర్మ్స్ & కండిషన్స్ చెప్పండి.ఇవి తెలిపిన తరువాత చెప్పండి.మీరు కమిషన్ కోసం వీడియో చేస్తారు. అడ్వైసర్ కమిషన్ కోసం చేస్తాడు.క్లైమ్ రిజెక్ట్ ఎలా చేస్తారో ముందు చెప్పండి.తక్కువ ప్రీమియం చెప్పి కోటి,కోటి అని అమాయకులను మోసం చెయ్యకండి
Lic లో జీవన్ కిరణ్ అనే policy ఉంది.. అది తీసుకుంటే టర్మ్ ప్లాన్ బెనిఫిట్స్ తో పాటు... టర్మ్ లో మనకి రిస్క్ జరగకపోతే మనం కట్టిన అమౌంట్ రిటర్న్ ఇస్తారట... ఈ lic policy తీసుకోవచ్చా... చెప్పగలరు....
hi sir, difference between claim settlement ratio and claim rejection ratio? aren't they opposite to each other? 95% settlement means 5% rejection right?
Self employed ki pure term insurance radu.. above 10 lakhs adayam vundali..oka Vela konni company lu 5 lakhs ki ichhina intermediate minimum vundali...mamulu vallu teesukovalante avi ivvaru kabbatti khachhitham ga ulip lo ne insurance teesukovali....ivi kuda cheppi oka video cheyandi...nenu alane prayatnichi fail ayi chivariki ulip teesukovalsi vachhindi...😢
కౌశిక్ గారు టర్మ్ ఇన్సూరెన్స్ ప్రతి పౌరుడికి వర్తించేలా చేయండి ప్రతి కాక పోయిన ఇంట్లో యాజమానికి వర్తించేలా చెప్పండి ఎందుకంటే ఏ టైం లో మరణం సంభావిస్తుంది అట్లాంటప్పుడు ఏ కుటుంబం అయినా ఆగం అవుతుంది కదా ఏ టైం లో ఏమవుతుంది తెల్వదు దానికి చదువు జాబు ఆదాయం ITR
Dhayachesi policy thisukovalanukunna vaallu online lo konukovadhu direct ga office ki velli kattandi. Online lo evaru kuda insurance lu pay cheyakandi.
Buy from any of the top 3 companies, HDFC Life, ICICI Prudential or Max Life. If you have any issues for which you think you need help or advice, it is better to go through some advisor. But if you can manage on your own, you can always buy it online.
Hi Sir, Please answer my question. While purchasing term insurance we may forget some things like some tests have done or ct or mri scans few years back. For suppose after paying 5 to 6yrs if some eventuality, can companies reject our claim? In some videos companies has only 3yrs to reject our policy ?
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna, Nenu thisukunna plan correctenaa ? Pls suggest me?
Hello sir, my friend working in Insurance sector. He suggested me to take tata aia param rakshak pro solution. Is it good one to take policy? Kindly suggest me.
I have one doubt ..i have taken term insurance when I was taking they have not diagnostics me.. Simple said we do only who have age above 35. After that no bodies asking any health condition. So now if I change my life style hobbies do I need to give update to insurance company
Kowshik lic policy ante coman man ki gurthukuvachedi life insurance corporation of India Vere company policy la meeda nammakam vundadu 1cr insurance cheyali ante govt employee or income tax assignment vundali
Hi all. As we all know insurance is must and should for every individual. Insurance is the main source where we can give asaurance to our family on account of death. If anyone interested to take Insurance in vizag please do let me know. I will help you out.
సార్ నమస్తే, నాకు, నా బాల్యకాలపు ఆదిత్య బిర్లా సన్ లైఫ్ ఇన్సూరెన్స్ లో కోటి రూపాయల టెర్ము పాలసీలు ఉన్నాయి , మేము మరలా ఇంకో టెర్ము పాలసీలు తీసుకోవచ్చు ?
hi brother.....don't be dilemma, all insurance companies are good, they are control by IRDA , for more information, check at IRDA portal for claim ratios.
Hi Kaushik, Ippudu correct ga health conditions pettesi , Future lo kotha health problem vasthe apudu procedure enti , Vallaki inform cheyala ila new health condition vachindani lekunte claim a raada ?
Hi Kaushik garu, na age 37. నేను 6 సంవత్సరాల క్రితం Max life life perfect partner super పాలసీ తీసుకున్నాను. Premium Term paln 21000 rs, 15 సంవత్సరాలు కట్టాలి, 10 సంవత్సరాల నిరీక్షణ కాలం. కానీ minimum guaranteed death benefit ( of plan & term rider amount 2,23,000 only. As of policy. 15 years ganu 21000*15years =315000 rs pay cheyali . But my question @ guaranteed death benefit amount 2,23,000 !!!! Only why ??? Please ones again explain me sir.
Hi koushik bro, I have taken the recently icici term plan with the MWP act but I have added a nominee to my spouse. I am planning to add my son as a nominee also. The insurance team is saying it is not possible to add a son or daughter. Please guide me if something happens to my spouse the amount will go to my son or not because (we are not added a nominee to my son in policy)
While purchasing at that time health is in good condition.after some 5 years sugar or some disease attack at this point we have to intimate or not to our term insurance company
Yes, it's advisable to inform your term insurance company about any significant health changes, including the onset of diseases like diabetes, even if it occurs after the policy purchase. Keeping them updated ensures transparency and can prevent complications during the claims process.
After 3yrs of taking term insurance, if the person get diabetic or any other diseases.
No issues at all...
Chala baga chepparu bayya nen insurance agent... Entha early ga thiskunte antha benfit...
Buy Term Insurance Online Upto 10% discount👇
yt.influenceract.com/t/MzUyNF8yMDEz/?url_id=4
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna,
Nenu thisukunna plan correctenaa ?
Pls suggest me?
Good morning kowshik garu.ur explanation on term insurance mistakes. But u didn't mention about permanent disability and critical illness. If u explain about those mistakes
Super bro,I want to take full term policy to tata aia ,I have one doubt before iam a smoker till one year I stopped smoking, now which colom I can choose smoker or non smoker. Thank you 😊
Don't take in online concern any agent
I will guide you for TATA AIA
Thanks
Thanks Anna ap eamcet third counselling ki help cheyandi anna chala Mandi students suffer avuthunaru student future debba tintundi anna please support ap third counselling
Sir నేను ఒక SBI భీమా చేసాను కానీ అది. తదుపరి వాయిదా కట్టకపోవటం వల్ల రద్దు అయింది .ఇప్పుడు మల్లి చేస్తే వేరే పోలసీ చెయ్యాలా లేక SBI లోనీ చెయ్యాలా
I will give full clarity about insurance
Tqq
Sbi valllatho matladandi.. revival chesukovcahu
Postal life insurance undhi
Try చెయ్యండి
Tata aia lide insurance tesukondi
@@moramkirankumar6665 anna manam oka 4 years amount kattam tarwatha some problems valla continue cheyalekapotham appudu money return vasthunda
Policy Bazar lo aite term insurance tesuko kandi. Valu oka sari insurance sale aite meru Em request pettina like Name change or something me request ni insurer ki inform cheyaru. I had a bad experience with policy bazaar
Correct..offline or near Branch lo thisukovali
Okavela teesukunte cancel cheyyalante ela bro..
@@sridevinagaveera3274 30 days return policy vuntadi a lopu cancel chesukovachu. Nen alane cancel chesukuna cancel aindi but Inka na money refund raledu.
@@pavangullamorusu6724 💯% correct
Which company insurance you had taken and did you buy insurance from their official site . Tq
20s lo thisukovali
Inform cheyali intlo 90days lopala claim chesukovali
Insurance company ki cheppali
Death certificate
Adhar pan 90days complete aithe waste
Claim settlement ratio check cheyali 95above
Claim rejected ratio 1 kate thakkuva
Solvancy ratio 150 kante ekkuva 200 above best
Coverage ekkuva undali premium thakkuva
Not sharing correct information
Health condition
Existing policy kuda cheppali
Request you to add a key point if a person outlives(survive/live) term insurance tenure time .
Super sir good explanation.
అన్ని బాగానే చెప్పారు.ముందుగా టర్మ్స్ & కండిషన్స్ చెప్పండి.ఇవి తెలిపిన తరువాత చెప్పండి.మీరు కమిషన్ కోసం వీడియో చేస్తారు. అడ్వైసర్ కమిషన్ కోసం చేస్తాడు.క్లైమ్ రిజెక్ట్ ఎలా చేస్తారో ముందు చెప్పండి.తక్కువ ప్రీమియం చెప్పి కోటి,కోటి అని అమాయకులను మోసం చెయ్యకండి
Correct గా చెప్పండి ఒక రెండు insurence company పేర్లు చెప్పండి.మీరు పది మందికి మంచి చేయాలనుకుంటే .లేదు నేను డబ్బుకోసం చేస్తున్నాను అని చెప్పండి
sir Reliance Nippon Life Insurance lo Find money back policy Undhaa
I took my term at 35 and I'm diabetic..Im paying 42000 per year for 30 years..
Which insurance is that?
What is the sum assurance
Lic లో జీవన్ కిరణ్ అనే policy ఉంది.. అది తీసుకుంటే టర్మ్ ప్లాన్ బెనిఫిట్స్ తో పాటు... టర్మ్ లో మనకి రిస్క్ జరగకపోతే మనం కట్టిన అమౌంట్ రిటర్న్ ఇస్తారట... ఈ lic policy తీసుకోవచ్చా... చెప్పగలరు....
Hdfc Bank lo undi ala chestanu untey cheppandi
Sir I mostly see u videos for guidence
How change nominees
Koushik garu v.v. useful video Thankyou
hi sir, difference between claim settlement ratio and claim rejection ratio? aren't they opposite to each other? 95% settlement means 5% rejection right?
Yes
Clearly explained br
Self employed ki pure term insurance radu.. above 10 lakhs adayam vundali..oka Vela konni company lu 5 lakhs ki ichhina intermediate minimum vundali...mamulu vallu teesukovalante avi ivvaru kabbatti khachhitham ga ulip lo ne insurance teesukovali....ivi kuda cheppi oka video cheyandi...nenu alane prayatnichi fail ayi chivariki ulip teesukovalsi vachhindi...😢
HIII SIR HOW ARE YOU THANKYOU SIR FOR GIVING GOOD INFORMATION.
Kousik garu Term insurence policy lo returm on premium choose chesukovala or pure term insurence policy thisukivala which one is better
very important message
Thank you so much sir
కౌశిక్ గారు టర్మ్ ఇన్సూరెన్స్ ప్రతి పౌరుడికి వర్తించేలా చేయండి ప్రతి కాక పోయిన ఇంట్లో యాజమానికి వర్తించేలా చెప్పండి
ఎందుకంటే ఏ టైం లో మరణం సంభావిస్తుంది అట్లాంటప్పుడు ఏ కుటుంబం అయినా ఆగం అవుతుంది కదా ఏ టైం లో ఏమవుతుంది తెల్వదు దానికి
చదువు జాబు ఆదాయం ITR
Sir ముందు ఈ టర్మ్ పాలసీ ఎటువంటి సమయంలో అంటే ఏ విధంగా చనిపోతే వస్తుంది
Nenu tisukuni 5 days ayyindhi but amount monthly taggindhi eppudu yemi cheyyali monthly 150 rs taggindhi
Dhayachesi policy thisukovalanukunna vaallu online lo konukovadhu direct ga office ki velli kattandi. Online lo evaru kuda insurance lu pay cheyakandi.
yes correct
Ekkadiki vellali Annaya? Office Ekkada undhi
Adenti bro RUclips lo andaru online lo teskondi antunaru@@ffreedomapptelugu
Plz do video on DUBAI Emirates draw
Sir ,
If age 30 now then how many years need to taken example it showing upto 85 years.
Sir, we have few Term insurance with total amount returned after 10, 15 years. Do you suggest such policies ?
Excellent kwoshik. U r genius.
Can you please suggest which insurance company is best for term insurance
Max life insurance best
Tata AIA life insurance kudakaa better aa
Buy from any of the top 3 companies, HDFC Life, ICICI Prudential or Max Life. If you have any issues for which you think you need help or advice, it is better to go through some advisor. But if you can manage on your own, you can always buy it online.
Hi Sir, Please answer my question.
While purchasing term insurance we may forget some things like some tests have done or ct or mri scans few years back. For suppose after paying 5 to 6yrs if some eventuality, can companies reject our claim? In some videos companies has only 3yrs to reject our policy ?
సంవత్సర ఆదాయం 120000 ఉన్నవారు మొత్తం యల్ ఐ సి లోగాని ప్రైవేట్ కంపెనీలో గాని ఎన్ని పాలసీలు చేసుకోవచ్చు,ఎంతకవరేజీ వరకు పాలసీలు తీసుకోవచ్చు.
Govts providing 5 lakhs aysuhman scheme..then taking health insurance is mandotary...pls do video by comparing it bro
sure thappakunda
We got Good suggestions sir
Thank you for your valuable information 🙏
You're most welcome.. keep watching..
Bro nenu HDFC smart protect plan thisukunna ee roje, but plan thisukunna tarvatha Mee video chustunna,
Nenu thisukunna plan correctenaa ?
Pls suggest me?
Max life insurance term insurance best
Super sir clear explained❤
Kousik garu miru financial advice baga chepthunaru
Thank you so much sir...
Sir, nenu oka life insurance agent ni. Ma customers ni mosam cheyyakunda elanti policies ippinchachu. Cheppandi
Term policies sell cheyyadam better meeku earning kuda vastundi and vallaki kuda benefit chesinattu
Suuper good information sir...thank u....
So nice of you... thank you.. keep supporting !
Koushik gaaru mana daggara vunde bangaram ki insurance vundaa. Yela cheskovali? Plz cheppandi.
good information brother
Sir once tell about bajaj pos life goal suraksha plan with 1 lakh yearly premium
How to improve voice calls mobile signals strength in Home,
Anna meru witch chose direct GA okka company name chapande plssssssssss
Pnb metlife
Any company with correct information it can be claimed
Nominee 90days లొపల claim apply చేయాలి అని ఎక్కడ వుంది brother
Hi bro, I am thinking of buying a TATA AIA param raksha pro for 1cr cover. Is it the right decision? Please advice me
Sir.. 60 years taravata kooda person live lo untea, amount entha istaaru
Enta pay chestado anta estadu
Hello sir, my friend working in Insurance sector. He suggested me to take tata aia param rakshak pro solution. Is it good one to take policy? Kindly suggest me.
Yes but compare premiums and top companies
Yes. This is the best in the market.
Sir hearing loss vunte policy istara
Yes
I have one doubt ..i have taken term insurance when I was taking they have not diagnostics me.. Simple said we do only who have age above 35. After that no bodies asking any health condition. So now if I change my life style hobbies do I need to give update to insurance company
after 3 years no need to update
Sir Maa father loan cash teskuna next day chanipoynadu MRI policy certificate raladhu alaaa mafffi avthundha
Kowshik lic policy ante coman man ki gurthukuvachedi life insurance corporation of India
Vere company policy la meeda nammakam vundadu 1cr insurance cheyali ante govt employee or income tax assignment vundali
Max Life Insurance is having Industry Highest Settlement ratio with 99.51%. You can check with IRDAI portal and Google It.
Hi all. As we all know insurance is must and should for every individual. Insurance is the main source where we can give asaurance to our family on account of death. If anyone interested to take Insurance in vizag please do let me know. I will help you out.
సార్ నమస్తే, నాకు, నా బాల్యకాలపు ఆదిత్య బిర్లా సన్ లైఫ్ ఇన్సూరెన్స్ లో కోటి రూపాయల టెర్ము పాలసీలు ఉన్నాయి , మేము మరలా ఇంకో టెర్ము పాలసీలు తీసుకోవచ్చు ?
If I take for 60 years policy then after 60 we should renewal the same policy with same cost or increase amount
Instead of renewal , we can increase the term for 100years
No, after that u have to buy new plan for secure, so better to start new plan which covers up to 80years. From ICICI DL TEAM.
can i mension star PA policy in present term insurance policy
Best LiC plans gurinchi video cheyyandi bro. And lic agents comission tisukokunda ala lic plan choose chesukovalo cheppandi brother
Okaleva policy tisukuna person exprie ayipote. Lic vallaku yela cheppali. Online lo policy buy cheste.
What if nominee dies along with insurer within term period?
Anna jevan kiran lic term insurance policy new policy lanched edi thisukovacha
Sir Bharat petrol pilling station pettadaaniki antha amount avthumdhi Ela pettali dhanigurimchi oka video cheyani sir please
Kaushik i already invested in jeevan labh 70,000 per annum so is it good for surrender i already paid 4 years
Free ga courses nerchukodaniki official website cheppandi anna please for degree students we believe you
Excellent ga chepparu .
thank you
Bro...term insurance vs LIC jeevan umang plan..pros n cons video cheyandi...
sure
I took jeevan umang...but waste anipistundi..yearly 10000 rupees istaru antey..with life.risk till 100yrs
Tata aia param suraksha plus solution plan gurinchi..,.Mee opinion cheppandi....I want to buy it...
Max life insurance best
Good
Ye company best?? Sbi best yena brothers ??
New kotak Gen to Gen termInsurance review please
Sir tata aia param rakshak 2 term insurance medha oka vedio cheyandi
Sir meeku TATA AIA param rakshak 2 term policy kavali ante cheppandi nenu quotation send chestha and with discount kuda ivvagalanu
Your great anna ,kousik anna great
Thank u so much ! keep supporting
Brother నేను Bajaj Allianz term insurance తీసుకున్నాను. అది మంచిదేనా. ఎందులో కడితే మంచిదో చెప్పగలరు.
Hi bro, icici is always best.
I'm frm icici DL.
hi brother.....don't be dilemma, all insurance companies are good, they are control by IRDA , for more information, check at IRDA portal for claim ratios.
Bro PPF vs LIC Policy ఏది better ఒక వీడియో చేయండి బ్రో plzzzzzz plzzzzzzz........
PPF
namaste sir: 30 laksalu sbi mutual funds nifty lo 1 year unchi 2 year nundi 20 thousand swp amount avry month tesukunte tax amaina kattala. amount antha vesi antha swp tesukunta antha katali. please explain sir
Sir namaste 🙏 60 years ki mana term complete, ayna,maki em kaledante ,amount antha make isthara, chepandi please 🙏
Ivvaru Sir, it's just insurance scheme. Kaushik ade chepparu investment la chudakudadu just oka financial security for our family. anthe.
Hi Kaushik,
Ippudu correct ga health conditions pettesi , Future lo kotha health problem vasthe apudu procedure enti , Vallaki inform cheyala ila new health condition vachindani lekunte claim a raada ?
Avasaram ledandi kattaka vaste em kaadu... policy thisukokamude unte inform cheyali
Nomini detais adagatam ledhu. Policy bazar lo. Mati nomini yela
Hii sir tell me about best term policy for CAPF candidates.. I am working in CENTRAL ARMED POLICE FORCES...
sir bagane explain chesaru kani naku oka dought term insurance policy tisukunna candidate chanipokapote term insurance coverage vastunda sir
Tata lo ithe vastundhi sir
90days lopala submit cheyakapote claim radu Ani ekkada ledu kada brother
Thank you so much for the video
You are so welcome!
Hi Kaushik garu, na age 37. నేను 6 సంవత్సరాల క్రితం Max life life perfect partner super పాలసీ తీసుకున్నాను. Premium Term paln 21000 rs, 15 సంవత్సరాలు కట్టాలి, 10 సంవత్సరాల నిరీక్షణ కాలం. కానీ minimum guaranteed death benefit ( of plan & term rider amount 2,23,000 only. As of policy.
15 years ganu
21000*15years =315000 rs pay cheyali . But my question @ guaranteed death benefit amount 2,23,000 !!!! Only why ??? Please ones again explain me sir.
If u want explanation I can help u
Hi koushik bro, I have taken the recently icici term plan with the MWP act but I have added a nominee to my spouse. I am planning to add my son as a nominee also. The insurance team is saying it is not possible to add a son or daughter.
Please guide me if something happens to my spouse the amount will go to my son or not because (we are not added a nominee to my son in policy)
1cr policy lo and Limited insurance lo death ki kuda 1crore insurance istharunaranta kada ani.. merenti thakkiva amount vasthadi antunaru??
@freedomapptelugu policy bond issue ayyaka dantlo chudavalsina important points cheppandi.
Home loan scheme em ayena available unaya Sir. I'm going to take home loan please suggest
అన్న టర్మ్ ఇన్సూరెన్స్ ఏ కంపెనీలో తీసుకోవాలి
Max life best bro
Sbi life
HDFC baagundi, return of premium vundi
Can you please suggest which company term insurance is best.
Also online is best or offline directly from office
Max life insurance term insurance best offline best
Tata AiA
Hi sir, I will say varation of icici & other companies. I'm from icici DL. Fr more reply me.
Claim settlement Max life insurance number one
Sir navi app is secure or not pls post on vedio navi app related
Limited pay or regular pay , which is better
If you have money right now, Limited pay is best. But if you go for regular mode, overall premium paid is very High. So, limited pay is suggestable
Bro singareni and coal India,ante underground mines lo work chese valla ki term insurance thisukovacha?
Surely will give. Fr more reply me. From icici DL...
You can get it but u have to informed before to take policy and extra premium will charged for that.....
Term complete ayyaka mana amount manaki vasthaya sir
Hi sir kaushik garu i.T returns vunna polasi theesukotam theliyataledhu plz help me sir
1.cr.Term insurance polasi kavali sir
visit near by insurance company agent....he will guide you
Low income unna vaallaki suitable plan cheppandi
Good information sir....
Thank you so much sir...
Middle class Super ⭐
Hi Kaushik, term insurance government banks or LIC lo theasukovacha
Check solvency margin and death claim ratio,not private or govt
Can make video on car insurance to add family members or driver name in car insurance
Argon life term insurence good. Or not good