SCHD, 100%. Picking individual stocks is fun and exciting, however 97% of time an index or Dividend ETF like SCHD, DGRO, VYM, is going to win, as well as give you peace of mind and give you time back, so you can spend more time with your family and loved ones. As that song goes, you can’t put no $ on a peace of mind, this I’ve come to know..
I like the sound of that, and I can see myself shifting to owning many of the big blue chip companies inside of SCHD and then a portion of individual ideas, like ASTL, not included in SCHD outright…. Appreciate your thoughts!!
They’re for different things. I’d buy JEPI to help cover month to month costs in retirement so that I can let other accounts ride out recessions and market dips. SCHD yields enough for income but a div every three months isn’t ideal for living costs
Thanks for sharing your thoughts, Ian… my question is would one be able to receive a quarterly dividend and budget it out monthly? Interesting thought and it shows that there’s more than one way to financial heaven, right?
@@DapperDividends Well, yes, but with how SCHD performs overall compared to JEPI I'd rather reinvest. SCHD is a nice alternative for those worrying about the 500 and other large cap funds becoming too tech focused. The PE on SCHD has also been lower than the 500's pretty consistently over the last year, so it may be a nice hedge for those who think the market's been expensive. JEPI by contrast is basically a bond substitute. One could split out a quarterly payment to live on but it's less practical than monthly payments for living costs.
@@IanMcD204 JEPI's newer, derivative-based income strategy differs from SCHD's established dividend focus. I’m thinking about total return, not just yield…and since JEPI’s inception, its total return is 67% vs SCHD’s 87%.
Definitely SCHD for growth and JEPI for preservation cash flow in retirement. But I'd still keep SCHD as well, Maybe 50/50
Well said and yeah, it’s TOTALLY ok to own both!!😉
SCHD all the way.
Agreed, Billy!👍
It’s like if they hired a carny to do the boxing match announcement. . . Lol
Haha…. That was the silly vibe I was going for…. Always try to throw in the odd thing people aren’t expecting.
SCHD!
You know it Daniel!!🤘
SCHD, 100%. Picking individual stocks is fun and exciting, however 97% of time an index or Dividend ETF like SCHD, DGRO, VYM, is going to win, as well as give you peace of mind and give you time back, so you can spend more time with your family and loved ones. As that song goes, you can’t put no $ on a peace of mind, this I’ve come to know..
I like the sound of that, and I can see myself shifting to owning many of the big blue chip companies inside of SCHD and then a portion of individual ideas, like ASTL, not included in SCHD outright….
Appreciate your thoughts!!
@@DapperDividends good idea, still hold some that are not part of ETF.
They’re for different things. I’d buy JEPI to help cover month to month costs in retirement so that I can let other accounts ride out recessions and market dips. SCHD yields enough for income but a div every three months isn’t ideal for living costs
Thanks for sharing your thoughts, Ian… my question is would one be able to receive a quarterly dividend and budget it out monthly?
Interesting thought and it shows that there’s more than one way to financial heaven, right?
@@DapperDividends Well, yes, but with how SCHD performs overall compared to JEPI I'd rather reinvest. SCHD is a nice alternative for those worrying about the 500 and other large cap funds becoming too tech focused. The PE on SCHD has also been lower than the 500's pretty consistently over the last year, so it may be a nice hedge for those who think the market's been expensive. JEPI by contrast is basically a bond substitute. One could split out a quarterly payment to live on but it's less practical than monthly payments for living costs.
@@IanMcD204 JEPI's newer, derivative-based income strategy differs from SCHD's established dividend focus.
I’m thinking about total return, not just yield…and since JEPI’s inception, its total return is 67% vs SCHD’s 87%.
SCHD
There ya go, Mario!
Which is your favorite over the long term - SCHD or JEPI?
Never drip an income stock like jepi. Only buy in the red.
While it's green you invest into potential growth.
Fantastic point James. Really appreciate you sharing that.👍
Now investing in VOO and SCHD only. Simple path to wealth.
That sounds like a really good combination!
Nice..I’d throw a growth ETF, perhaps SCHG or QQQM for a little more horsepower in your portfolio.
@@kevingipson5356 Hey those are really good ideas, Kevin.🤘
Mpw
Nice and I hope you make money with MPW, Tom!🙌
Jepi is Hersey. They went Woke = Broke. RIP.
Hey that’s one interesting observation!! Thanks for sharing.🤘