How to buy your first property | 5 key stages | Saj Hussain

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  • Опубликовано: 11 дек 2024

Комментарии • 61

  • @sammain697
    @sammain697 3 года назад +7

    Love this guy. He's like a knowledgeable uncle, giving out free life skills constantly

  • @snaapatak
    @snaapatak 3 года назад +1

    Awesome content here Saj, few golden nuggets as well. You have just confirmed to me that I've purchased my first ever property the right way. Congrats for such a valuable teaching you're offering for free. Straight to the point as always, short and simple to comprehend.
    Thank you!

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Thank you for the support Florin, always looking to help you guys out.

  • @t60njw
    @t60njw 3 года назад +1

    Yes, please Mr. Hussain, I would like to see that additional video you said you could make.
    Thank you

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      The Credit File video will be available next week.

  • @bakieliacik5949
    @bakieliacik5949 3 года назад +2

    Thanks Again Saj!!!

  • @carsv.2501
    @carsv.2501 3 года назад +1

    Love it👌🏽. You Allways giving good info....🤩

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Thank you for the support Sonia!

    • @carsv.2501
      @carsv.2501 3 года назад

      @@TheSajHussain Your welcome.🙂

  • @caveman1042
    @caveman1042 3 года назад +2

    Yes please do a video on credit report please. Can you also touch on any problems any young buyers may have with low income

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      It will be available next Wednesday. If you haven’t already, then do subscribe to the channel and enable the notification bell so you don’t miss any of the videos as they are released.

    • @caveman1042
      @caveman1042 3 года назад

      @@TheSajHussain I have done thank you! Is there any way of contacting you for a 5 minute chat, much appreciated

  • @peace-po1hy
    @peace-po1hy 3 года назад +1

    Amazing video, thank you

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Glad you liked it! If you haven’t already, then do subscribe to the channel and enable the notification bell so you don’t miss any of the videos as they are released.

  • @fazalqureshi9857
    @fazalqureshi9857 3 года назад +1

    Thanks Saj
    Nice video as always. I will be interested in a video about how to find motivated seller .
    Regards

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Coming soon. If you haven’t already, then do subscribe to the channel and enable the notification bell so you don’t miss any of the videos as they are released.

  • @iamactuallyover18
    @iamactuallyover18 3 года назад +1

    I've always wondered why it's not more common for people to view properties with a builder. I think that's one service the more builders should offer on their websites... one thing that might be even better would be to go view a property with a buildings inspector! I think i would try to arrange that if i were to view a new build property

  • @riffaiz5530
    @riffaiz5530 3 года назад +1

    Hey Saj! First in !

  • @alpinismutilitar3886
    @alpinismutilitar3886 3 года назад +1

    Very good videos.
    A favor:
    Add numbers and calculations on the screen so they can be better understood and tracked.
    Thank you.

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Thank you for the feedback, I'm trying to improve the videos.

  • @mummar4245
    @mummar4245 3 года назад +1

    please can you do a video on finding motivated sellers

  • @jacmac9996
    @jacmac9996 3 года назад +1

    Enjoying all your videos...great insights!
    Any tips for Scotland property investors...as we go to closing dates here...often with 6 other bidders. Thank you!

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Hi Jac, my expertise is in property investing in England. Sorry, can't give you any tips on Scottish property.

  • @knownsensesocialmedia7618
    @knownsensesocialmedia7618 3 года назад +2

    Saj you are right but in real world people are queuing up with cash and paying more than asking price. No chance for negotiations some estate agents are licensed to be shark ie under the table game etc

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      It is a tuff market right now, but it will change.

  • @clarky749
    @clarky749 3 года назад +1

    Hi Saj, love the videos. Can you recommend an independent, whole of market broker in the Oldbury/Birmingham area please

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Hi Audrey, to access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
      We will then look at your needs and connect you with the person we think can best help you with your situation.

  • @joopizdebest
    @joopizdebest 3 года назад +2

    Great video Saj! I do have a question - what are all of the fees associated with buying a house for BTL? And typical values for each fee? And the fees associated for selling a house as part of a flip? I understand if it's a bit much for a comment, so maybe it might be worth a vid? Thanks in advance!

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Hi Pooj, these 2 videos will help you
      ruclips.net/video/mzRt-1zcnw8/видео.html
      ruclips.net/video/4WaAcJpi-bQ/видео.html

  • @SuperKiller374
    @SuperKiller374 3 года назад +1

    make a video on motivated sellers

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Coming soon. If you haven’t already, then do subscribe to the channel and enable the notification bell so you don’t miss any of the videos as they are released.

  • @carsv.2501
    @carsv.2501 3 года назад +1

    Do you know anything about buying council properties? Different stages? The best brokers for this type ?

    • @TheSajHussain
      @TheSajHussain  3 года назад +2

      Right to buy?

    • @carsv.2501
      @carsv.2501 3 года назад

      @@TheSajHussain Yep. Right to buy. For council tenants who have been living in a council property for number of years....And they have a secure tenancy( as they call it)....👌🏽

  • @eneebong5181
    @eneebong5181 3 года назад +1

    Saj, I have thoroughly enjoyed your vlogs and you are clear and honest in your presentations. You have a wealth of knowledge and experience. Thank you very much
    Please would you know a good builder who could do loft conversion and extension to the garden another en-suite room.
    I will appreciate it if you have anyone in London

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Thank you so much Ene. If you are enjoying these videos, then please do share them with your friends.
      I don't have a builder in London I can recommend. I would ask locally for referrals where you can see the work they have previously done.

  • @harkst5598
    @harkst5598 3 года назад +1

    Hi Saj, great videos and content, you have motivated me to get into property as I have some savings and bank interest rates are low, I just needed some advice because i dont meet the buy to let mortgages criteria as I am not earning enough to do so, is there a way round it, for example is it possible for me to get a residential mortgage first and after a few months switch it to a buy to let, just wanted your opinion, many thanks and keep up the great videos, thanks

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Speak to a good independent mortgage broker. They should be able to find you a suitable lender as a first time BTL.

    • @harkst5598
      @harkst5598 3 года назад

      Thanks for your reply

  • @civilengineer2020
    @civilengineer2020 3 года назад +1

    Hey Saj, great videos and informative! Keep it up bro.
    I got a questions please, I’m planning a ‘flipping property’ business - do I need to buy the property as a ‘limited company’ or I can buy as a personal? Thanks

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Really appreciate the support. In terms of your question, I personally would buy within a limited company.

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      You can purchase in your personal name. It's really about making it tax efficient.

    • @civilengineer2020
      @civilengineer2020 3 года назад

      @@TheSajHussain thanks bro, appreciated.

  • @HariSingh-tx2ni
    @HariSingh-tx2ni 3 года назад +1

    Thanks Saj would you consider doing unlicensed HMO'S in Birmingham and leasing to RSL'S ( I already have 2 licenced properties here ) or would you look at neighbouring local authorities, for example, Sandwell and dudley. Thanks

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      My primary HMO focus is on working professionals. Both licenced and unlicensed.

  • @mrtee3131
    @mrtee3131 3 года назад +1

    As a first time buyer is it worth going to a mortgage broker rather then the bank? As they still offer the same amount of mortgage. (Mortgage broker charges £500)

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Personally I would only use a whole of market independent mortgage broker.

  • @jaanmoti1
    @jaanmoti1 3 года назад +1

    Hi, very informative video. I have a few questions.
    If I am a cash buyer , will I have to find my own surveyor?
    If I am selling, what should an estate's agents fees cover?
    How can I find out if my estate agents are quoting me too much on fees for selling and are the fees negotiable?
    Thank you

    • @knownsensesocialmedia7618
      @knownsensesocialmedia7618 3 года назад

      Where is your property we can sell it for free.

    • @TheSajHussain
      @TheSajHussain  3 года назад +1

      Yes, good to have your own surveyor, especially if you don't have much experience of buying property. Most agents will charge you to market your property, do viewings, vet offers, negotiate on your behalf, agree a price then oversee to completion. In terms of fees it will vary depending on your local market, just get several quotes. Hope this helps.

  • @umarkhan1027
    @umarkhan1027 3 года назад +1

    Hi I just want to know it’s a 5% deposit only for first time buyers or anyone can buy who has house already with mortgage.

    • @TheSajHussain
      @TheSajHussain  3 года назад

      The new scheme is available to all home buyers (not just first-time buyers) from April 2021 on properties worth up to £600,000.

    • @umarkhan1027
      @umarkhan1027 3 года назад

      @@TheSajHussain Thanks.
      Just want to know how long this scheme last?

    • @benloffelmann7995
      @benloffelmann7995 3 года назад

      @@umarkhan1027 investing £600,000 on property without any other source of regular income is too risky when you can actually invest in bitcoins to make up 600,000 in weeks

  • @mujtabav
    @mujtabav 3 года назад +1

    Hi Saj trying to get in touch with your office , not having much luck , can you suggest how we could have a chat please ?

    • @TheSajHussain
      @TheSajHussain  3 года назад

      Hi Mujtaba, best way to message me is on Facebook @TheSajHussain