Join our EXCLUSIVE Investing Community at: ClearValueInvesting.com GET 3 FREE STOCKS when you open up a stock account here: a.webull.com/i/ClearValueTax Some helpful videos for you: Index Funds Explained For Beginners: ruclips.net/video/LsHcR52gIs8/видео.html Index Funds vs. ETFs (which one is better): ruclips.net/video/fYYPRtRZ9Gg/видео.html How to Invest in Stocks (for beginners): ruclips.net/video/dbDijzEgo7E/видео.html
I personally do a 90/10 approach. 90% into index funds and 10% into hand picked stocks which I believe will outperform the market. Been doing this since 2018, and so far I have beaten the market.
Good strategy. I also re-allocate my core index funds periodically. The Vanguard "sector" funds have been really good to me. I just think about which sectors of the economy will do well in the next six months or so, and move accordingly. A couple months ago I dumped anything to do with financials, and loaded up on energy, and right now I'm moving more into the "staples" sector in prep for a possible recession.
I might go for the "famous" 80/20 principle hehe. I might do 80% index funds and 20% traditional stocks, I am definitely heavy handed with index fund investing (my 401K is currently mostly mid to large cap index funds and small to medium cap index funds, with some company stock mixed in).
Index fund investing is better because its easier. More money will be thrown at index funds because of convenience which in turn causes it to perform better.
I agree, during Covid I was reading annual reports from companies I wanted to invest in and just ended up wasting time to get a similar performance of just owning the entire market. Don’t need a second job or the stress of having to make the right picks when experts can barely do it (Cathy Wood lol)
I have about 30% of my portfolio in individual stocks, 30% ETFs and 40% index/ mutual funds. I've outperformed the market the last 5 years with this approach. I do tweak my portfolio, but more rebalancing moves
@@grownsimba8120 well his overall message was that there will be more pain ahead then recovery towards the second half of the year. Let’s not even mention his bitcoin predictions. You should never time the market so he screwed up big time trying to time the market. Now his followers are fighting an uphill battle trying to find a good entry point
I wish you'd discussed a hybrid approach whereby index fund investors swing trade medium timeframes (weekly or monthly chart trends) on index funds. Eg: Sell in May and go away. This would be an actively managed index fund strategy right?
Can't thank you enough Brian educating us new to investing!😁 Each video I've been taking notes in my investing notebook, and also checking out your website. These videos also gives us a better sense of control over our lives with everything going crazy, thanks so much!😁
I haven't finished the video yet about a quarter in. I do can say though on the index you're right that you're matching the market, but the whole point of that is that you're still outperforming inflation of the dollar so index are predominantly for people that want to be less active on the market but still have a retirement set up for their future because the market does typically go up as well as outperforming inflation
(in cap.s) IF YOU ARE NOT DOING THE DUE DILIGENCE, DO NOT PICK INDIVIDUAL STOCKS. You need to have rules and follow them. Certain big cap companies are exempt, Apple.AMZN, Oxy
Love your informative videos and forward them to my friends. I was wondering if you could do a video about life insurance and annuity products. Pros, cons, etc. Especially tax implications. I think it would be informative since a lot of these products are being pitched as better alternatives to mutual funds, etc.
Can I know the source for the outperformance of active managers when the stock market goes down? Also, how you do you know when to shift from index to active managers?
Index Funds are better for people who want to invest but don’t find it interesting to analyze businesses - but for someone who likes to analyze businesses, they should probably stock pick (this is the advice of Warren Buffet and Peter Lynch)
I think the main philosophy is those companies will eventually leave the index and you will be able to make up the difference with up and coming companies that are future leaders.
The problem with active stock picking is you end up owning ALL zombie companies, because these are the hawt companies that everyone is talking about...
I have to respectfully disagree...getting a 10% return on investments over a long period of time will in fact get you to your goal safely. To suggest you will never reach goals by investing in pure index funds is wrong.
I found that DCA into long term etfs/index funds is best then take a little money and invest in companies you like. I have made 30% on my personal stock picks which I buy and sell but I do not touch my long term account and let it reinvest and grow. Its like my separate 401K.
When it comes to investing your money index funds is your best (and safest) bet. Picking individual stocks is like putting your money in a slot machine. Just pick an index with a low expense ratio. Set it, forget it and watch your money grow!
Sure, if you just bought Tesla, Microsoft, apple, google, and Amazon you would destroy the sp500 by like 500% every year but you stick with your 6% and incorrect knowledge.
During that window was a great time to throw tons of money into the market. 2008 was the crash. 2018 was the peak before the boom of both markets. Right now is the time to pull all your money.
The odds of doing well over the long term with stock picking is astronomically against your favor. You might get lucky on one stock but that will be brought down by the picks that didn't do well. As a personal example, I sold my AMD and Sunrun near the top, but got trashed on Palantir. I'm done with stock picking. It's better to just get into index funds as early as possible and let it compound.
I’m not smart enough to pick stocks, look at reports, etc. stock picking could get your more/faster returns, but given where I’m at, index funds and that’s as far as I go.
Sound and balanced advice! Index funds are definitely for people who don't have time and energy for research. Hell, even so-called 'professional' investors who do this full-time are not able to beat index funds 🤣
I don’t have time to pick stocks and all that research . Index funds it is. My company pays me with stocks so I guess it’s a singular stock picking by default
Making 10% per year is like watching paint dry. Buy some JEPI for monthly payouts. AGNC is good for real estate, also pays every 30days, And SPY for traditional SP500. Be VERY careful during earnings for buying index funds, they usually deflate after earnings or end of quarter. You can buy them afterwards for a better price. Wait for 3 market down days in a row. By the 4th you should be at a good starting point.
Join our EXCLUSIVE Investing Community at: ClearValueInvesting.com
GET 3 FREE STOCKS when you open up a stock account here: a.webull.com/i/ClearValueTax
Some helpful videos for you:
Index Funds Explained For Beginners: ruclips.net/video/LsHcR52gIs8/видео.html
Index Funds vs. ETFs (which one is better): ruclips.net/video/fYYPRtRZ9Gg/видео.html
How to Invest in Stocks (for beginners): ruclips.net/video/dbDijzEgo7E/видео.html
Watching Brian since he only had 100k subscribers. Happy to see him doing great! Keep it up brother. U make Asian Americans proud!
Same here!!
Yeah he grew fast. I guess consistency is the key.
Actually I’m his 1st subscriber and it’s fucken awesome
I personally do a 90/10 approach. 90% into index funds and 10% into hand picked stocks which I believe will outperform the market. Been doing this since 2018, and so far I have beaten the market.
Good strategy. I also re-allocate my core index funds periodically. The Vanguard "sector" funds have been really good to me. I just think about which sectors of the economy will do well in the next six months or so, and move accordingly. A couple months ago I dumped anything to do with financials, and loaded up on energy, and right now I'm moving more into the "staples" sector in prep for a possible recession.
I might go for the "famous" 80/20 principle hehe. I might do 80% index funds and 20% traditional stocks, I am definitely heavy handed with index fund investing (my 401K is currently mostly mid to large cap index funds and small to medium cap index funds, with some company stock mixed in).
How do you determine which to hand pick?
Have you held or sold and bought different companies?
Index fund investing is better because its easier. More money will be thrown at index funds because of convenience which in turn causes it to perform better.
Uhhh… are you sure? I don’t think that’s how it works bud.
I agree, during Covid I was reading annual reports from companies I wanted to invest in and just ended up wasting time to get a similar performance of just owning the entire market. Don’t need a second job or the stress of having to make the right picks when experts can barely do it (Cathy Wood lol)
Happy Monday Brian! At 21 years of age, I am very grateful for the knowledge you give to us.
I’m under 20 😅 but this is a great video yes
More power to you all! ❤️
I have about 30% of my portfolio in individual stocks, 30% ETFs and 40% index/ mutual funds. I've outperformed the market the last 5 years with this approach. I do tweak my portfolio, but more rebalancing moves
I don’t want to “beat” the market. I want to put my money to work and grow it.
I luv this guy...he is not just smart, he's accurate and he genuinely cares!
Except when he advises everyone to sell at the absolute bottom haha 😊
Look at his btc vid
@@NotFinancialAdvice69 has he done that before?
@@grownsimba8120 well his overall message was that there will be more pain ahead then recovery towards the second half of the year. Let’s not even mention his bitcoin predictions. You should never time the market so he screwed up big time trying to time the market. Now his followers are fighting an uphill battle trying to find a good entry point
I love both 🔥 70% Index, 15% Cash, 15% Individual Stocks
No real estate?
you obviously love index more.
Excellent! Would ETF's follow your the Index Funds analysis versus stock picking?
I’m about to purchase your pro membership package because I believe in this man. I am curious though which index did buffet invest in? VOO?
If you pick representative stocks in a diversified manner you could kind of have your own index fund
I wish you'd discussed a hybrid approach whereby index fund investors swing trade medium timeframes (weekly or monthly chart trends) on index funds. Eg: Sell in May and go away. This would be an actively managed index fund strategy right?
This was very helpful content. Thanks!
Still listening. Thank you
It's always so wonderful to see you Deborah! I hope you have a very nice week!
Can't thank you enough Brian educating us new to investing!😁 Each video I've been taking notes in my investing notebook, and also checking out your website. These videos also gives us a better sense of control over our lives with everything going crazy, thanks so much!😁
I haven't finished the video yet about a quarter in. I do can say though on the index you're right that you're matching the market, but the whole point of that is that you're still outperforming inflation of the dollar so index are predominantly for people that want to be less active on the market but still have a retirement set up for their future because the market does typically go up as well as outperforming inflation
Hard to say which is better, if you can pick good one , it beats everything, so I do 50 50
Best index to invest in? Any opinions out there?
Thank you for your video
It’s my pleasure! Thank you for the support!
Invested in both stock, index fund + crypto just buy low sell high 😊
8:09 AKA DCA (dollar cost averaging)
Loves all your videos
Sp500 DCA for the win !!
Index funds are safer, but slower.
Love index funds thanks Brian, you're really educating the general public. That's why I refer newbies to your channel.
I play and like Brians vids, even when I have no interest in the topic, just cuz I like Brian.
(in cap.s) IF YOU ARE NOT DOING THE DUE DILIGENCE, DO NOT PICK INDIVIDUAL STOCKS. You need to have rules and follow them. Certain big cap companies are exempt, Apple.AMZN, Oxy
Yep, most people can’t handle staying in an index fund during a correction, no less an individual stock that requires extensive knowledge.
THANK YOU BRIAN
Thank you
Thank you for all the support Jorge, I hope you have a very nice week!
Could you make a video showing the difference between ETFs and index funds?
I will for you Chino Pascual!
You explained that very well! Keep it up!
Love your informative videos and forward them to my friends. I was wondering if you could do a video about life insurance and annuity products. Pros, cons, etc. Especially tax implications. I think it would be informative since a lot of these products are being pitched as better alternatives to mutual funds, etc.
Thanks for the info!
I do about 70% etf and indexes. Rest are stocks in companies I believe in
Good job on the videos I’ve learned a lot, make a video on your prediction for cryptos and precious metals for 2024 brother much appreciated
Can I know the source for the outperformance of active managers when the stock market goes down? Also, how you do you know when to shift from index to active managers?
Index Funds are better for people who want to invest but don’t find it interesting to analyze businesses - but for someone who likes to analyze businesses, they should probably stock pick (this is the advice of Warren Buffet and Peter Lynch)
Yeah, index is for the dumb. How's your ROI from picking stocks?
S&P 500 index fund etf or S&P 500index fund mutual fund. Which is the best way to invest in the S&P 500 index funds? For a first time investor?
happy monday brian, glade to see you weren't affected by that downtown craziness (i'm also live in chicago so i know the situation)
The problem with indexing these days is you end up owning a lot of
zombie companies in your basket if you index.
Along with a bunch of profitable companies
I think the main philosophy is those companies will eventually leave the index and you will be able to make up the difference with up and coming companies that are future leaders.
The problem with active stock picking is you end up owning ALL zombie companies, because these are the hawt companies that everyone is talking about...
I don't know much about stocks or investments, but I'm learning from watching Brian's videos, thanks Brian!
Thank you as always Brian
I have to respectfully disagree...getting a 10% return on investments over a long period of time will in fact get you to your goal safely. To suggest you will never reach goals by investing in pure index funds is wrong.
Long as you have the time. Even 500$ a month into VOO will net you around 1/2 mill in 15-17 years
I’m riding the achv stock. Smoking cessation med in phase 3 l. Hopefully for fda approval
thank you Brian
i love the game you give
i do the same with my porfolio
Thank you for the information
I found that DCA into long term etfs/index funds is best then take a little money and invest in companies you like. I have made 30% on my personal stock picks which I buy and sell but I do not touch my long term account and let it reinvest and grow. Its like my separate 401K.
Thanks for the detailed explanation
Depends...are you selling calls?
Thanks for the advise Brian! So it sounds like “dollar cost averaging”, is the best way to be consistent in time of growth or crashing.
Appreciate the content.. Thanks
I'm 70% Index Funds, and 25% Dividend Investing..
Could you make a video on real estate investing?
Good job on explaining it
Great content Brian. I love your 👔 tie😅
Hi, please talk about the new law in regards of the Low-Income First Time Home Buyer Act. 🙏
When it comes to investing your money index funds is your best (and safest) bet. Picking individual stocks is like putting your money in a slot machine. Just pick an index with a low expense ratio. Set it, forget it and watch your money grow!
Exactly!
Sure, if you just bought Tesla, Microsoft, apple, google, and Amazon you would destroy the sp500 by like 500% every year but you stick with your 6% and incorrect knowledge.
@@Markjacobs4477 Those are exactly the slot machine jackpots. You almost never get
During that window was a great time to throw tons of money into the market. 2008 was the crash. 2018 was the peak before the boom of both markets. Right now is the time to pull all your money.
Very valuable information
Very helpful advice ! Thank you
I think you should have both. You should take risks, but you should mitigate risks by having an index fund.
if you dont have time to research, just make it easy and pick the index of sp500
The odds of doing well over the long term with stock picking is astronomically against your favor. You might get lucky on one stock but that will be brought down by the picks that didn't do well. As a personal example, I sold my AMD and Sunrun near the top, but got trashed on Palantir. I'm done with stock picking. It's better to just get into index funds as early as possible and let it compound.
I’m not smart enough to pick stocks, look at reports, etc. stock picking could get your more/faster returns, but given where I’m at, index funds and that’s as far as I go.
No one comes close to this guy for making and explaining money/financial information understandable. I have so much to learn. Thank you.
Love the video, thanks a lot
Great info!
Hi Brian. What are your thoughts on realty income stock?
Sound and balanced advice! Index funds are definitely for people who don't have time and energy for research. Hell, even so-called 'professional' investors who do this full-time are not able to beat index funds 🤣
Why MOST people are picking individual stocks over index then? Just look at big finance RUclipss, tik tok, and the main stream medias.
They definitely do lol
Any news on student loans?
What do you know about Ripple making an enterprise ODL that does NOT use XRP?
Hey hey have a great day
I don’t have time to pick stocks and all that research . Index funds it is. My company pays me with stocks so I guess it’s a singular stock picking by default
Hi Brian, great stuff you're posting. Maybe make another analysis of XOM before earnings on 28 April?
Great Video Brian !
Brian. How much for one on one interview about stocks?
You should just come to our Discord.
Big Brian and team are awesome 😎👍💰💰💰💰💰💰💛
This was excellent. Thank you!
I think if you pick the right stocks you can do way better than 12% a year.
If you can pick the right stocks you can make 100% a year. Nobody can without luck though.
My wife works for Ernst and Young in tax accounting and they just announced a layoff of 3000 employees in their consulting, administration divisions.
AI will be replacing many of these jobs in the near future.
Sorry to hear this...Hope things work out for her and other employees there!! 🙏
You are helpful
And you are so wonderful Deborah, thank you for all the support and it's always so wonderful to see you!
can you make a video about crypto will it crash in 2023?
Do one about the EV tax credit Please!!
WOW!! Great video. I've learned so much from you. Thank you for your time and the financial education.
I learned a long time ago, I’m not smarter than the S&P 500. I’m actually not that smart at all. Go VOO!
Hi Brian!! Thanks for the pro updates and good info like always...Enjoy Week!!🌎😇
Can u make a video about BONDS
Making 10% per year is like watching paint dry. Buy some JEPI for monthly payouts. AGNC is good for real estate, also pays every 30days, And SPY for traditional SP500. Be VERY careful during earnings for buying index funds, they usually deflate after earnings or end of quarter. You can buy them afterwards for a better price. Wait for 3 market down days in a row. By the 4th you should be at a good starting point.
10% a year makes us all millionaire's in our 50's. I'll take it.
I noticed I have alot of energy so I got real estate reits and food and transport.
I prefer stock but technically I buy REITs.
Thank you Brian, this video helps for people who want to learn about the stock market hope you have a great day!! 👍
How’s your short position? Liquidated yet?
Do this topic next: how many actual shares exist vs rehypothication and derivatives. My guess is there are 100 claims per actual share
Absolutely!!
Thanks!
The purpose of most active management is to get the best risk adjusted returns, NOT to beat the market
The same thing basically
How would you invest 1M to maximize your return on a reasonably stable income (to retire)
VT and chill baby
Been stock picking, been beating the market.
Nice Leo!