You are a goddess for providing such detailed, transparent, structured information with extraordinary clarity. Couldn't thank you enough for all these videos and efforts.
Hi ma’am yesterday I talked to SBI and their manager regarding my education loan for abroad studies and submitted the required docs for collateral and application, they mentioned the interest rates to be 10.5-6. Today I got a mail that the interest rate is 11.15% which is a lot more than what they have mentioned. Can you please tell me the rate of interest of SBI for studying in UK.
Hi There, Navigating fluctuating interest rates can be challenging. To stay informed about the current rates and how they apply to your profile, we suggest reaching out to our Financial Officer. Simply request a callback using the following link: bit.ly/48cTdcR. Our dedicated team will be glad to provide you with the assistance you need.
Hello mam i applied for loan in sbi my verification is done and i got a mail from them for pending documents but not mentioned which document are pending and home branch told me that they will contact you but i haven't received any information about my loan and not received any call from that side
Hi Prashant, That is why we suggest our students process their Education Loans via us instead of visiting banks directly. The Education loan process can be long and daunting with a lot of paperwork, which makes the bank managers avoid It in the first place but don't worry we can help you with this issue. Don't wait for more and reach out to our team today by visiting: bit.ly/3MVP0Sy our team will contact you within 48 hours.
Hi Tirth! The banks usually disburse the tuition fees directly to the university and living expenses to your loan account. However, which bank did you take your education loan form? Did you connect to us for the process? If yes, feel free to revert to our Financial Officer so they can guide you with the entire disbursement process. Please connect to our loan team by requesting a callback on this link bit.ly/48cTdcR
Hi Pramod, The requirement to pay EMI depends on the type of loan you've taken. For secured loans, it's typically optional, whereas, for unsecured loans, direct EMI payments start. It's advisable to explore various deals based on your profile before finalizing with a lender. Our Financial Officer can assist in this regard by checking your eligibility with 14 leading banks in India and recommending the most suitable loan terms for you. Simply request a call back through this link: bit.ly/48cTdcR to connect with our Financial Officer, who will provide expert guidance based on your requirements. All the best!
Hi my name is vijay I got loan sanction from ur side and i got visa my flying date 28 this month only 4 days left I didn't got any disbursement and when I am trying to contact the we make scholars for past 5 days but they are not answering my calls and i paid processing fess to what should I do now u people are not responding
Hi Vijay, as I can see, as per the CRM, the last call between you and our team was on 15th Dec, when my team member Shikha had called you. Your reply was "you will discuss with your brother about disbursement and callback" I cannot see you ever called back Shikha after that. Kindly share call log screenshot if possible. Also, I can see that you tried to reach our support team on 24th Dec at 6pm. Please understand that 24th dec is a Sunday and today is Christmas Holiday, so team will not be available. And even if I (Damini) wants to personally solve your problem on a holiday, banks are not working. So, kindly do not put allegations of "they are not answering my calls". My team is very prompt on callbacks on working days and they never miss it.
Hello Mohammed, Parents of the applicant are typically preferred as co-applicants for education loans. However, immediate family members may also be considered depending on the bank's policies. Our team will guide you through the process of selecting co-applicants and assist you with the education loan. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hey! It doesn't matter if you have a good collateral but a certain minimum income is required. If you process your education loan via WeMakeScholars our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hey! Please note that the co-applcant relation slightly varies from bank-bank. Kindly speak with our financial officer as they can check it for you. They can even tell the alternate eligible co-applicants. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Hey! Unfortunately agricultural land cannot be included as a collateral to get an education loan. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hii ... I have applied through we make scholar but bank decline me because my father's pension work is not completed and he will be my co applicant... What should do I now
Hey Barsha! Thank you for applying through us. But we are sorry your loan got rejected. The reason is you cannot include a pensioner as a financial co-applicant for your education loan. Your father can be your co-applicant but not a financial co-application. We can re-iniate your loan process by including a different financial co-applicant. Our team will guide you with this. Please connect with our financial officers using this link and we will help you- bit.ly/48cTdcR
Hi Chandu, CIBIL score is one of the metrics banks consider evaluating an applicant profile during the education loan process. If a person does not have a CIBIL score, it means that he/she never made a credit payment. Thus, banks don’t have an issue with people who has no CIBIL score (in simple terms credit history). Banks do have an issue with applicants having low CIBIL score. But it is important to note that your eligibility for an education loan may depend on various factors beyond just the CIBIL score. Reach out to us at: bit.ly/48cTdcR, our financial officer will get back to you and suggest the best education loan matching your profile.
Hello mam what if my co applicant is my husband in my education loan and he also want to go abroad with me Is he able to apply for visa or not Pls reply🙏🏻
Hi Preet, It is a challenging task but we can help you with that you can request a call. By the way, can you tell me the name of your university? To request a call, you can visit bit.ly/3MVP0Sy
Hello mam im having a doubt, im planning to do my masters in NZ nxt year june, already i got a mail from wellington but not yet confirmed my seat bcoz im waiting for other offer letter from Auckland as its vaccation period they reopen after 10th of Jan. So can i start my application form with Wellington and if i get placed in auckland can i change my course and loan amount? or should i wait till mid jan and start the process? im soo confused mam
Hi Pranav! It is possible to change your university in the loan sanction letter. So you don't need to wait for the offer letter from Auckland and we can even help you enhance the loan amount. However, when are you planning to pay your tuition fees? Please speak with our Financial officer so they can help you get the fees within your fee payment deadline. Connect to our loan team by requesting a callback on this link bit.ly/48cTdcR
Hi, We strive to ensure that we promptly attend to all calls, and if for any reason we miss one, we make every effort to establish communication. However, could you share your registered mobile number and email ID to hello@wemakescholars.com. The team will promptly connect and help you with your concerns.
Hi Sushant! We do not suggest our students, process their Education with USD lenders like Prodigy. We have already made a video on the cons of USD lenders. Please watch this video: ruclips.net/video/wzaAc2X0ZF8/видео.html&ab_channel=WeMakeScholars for a detailed understanding of the same. However, which country you are planning to study abroad from? Please speak with our Financial Officer by requesting a callback at bit.ly/48cTdcR they will be able to guide you further.
Can i get 30 lakhs loan without collateral and my father income is less then 4 lakhs pa. Is it possible to get loan?? I have taken admission in Georgia everything is done except fees (half is paid) and i will apply for visa now. If possible please let me know.
Hi, it might be challenging to get an Education Loan of 30lac without collateral based on your father's income but we can help you with that. However which university you are planning to go? To request a call, by visiting: bit.ly/3MVP0Sy.
Hi, If you go to the bank by yourself they will directly decline to accept your Education Loan because banks don't prefer to give non-collateral Education Loan but we have great connections with banks and we are funded and supported by the Ministry IT Gov of India so, we can provide you an Education Loan. However which country you are planning to go to? For more details, you can visit bit.ly/48cTdcR and request a call.
Absolutely! It's essential for students to prioritize countries that are war-free, economically sound, and offer ample of employment opportunities before deciding to study there. You can visit: www.wemakescholars.com/blog/best-country-for-studying-abroad to know the best countries to study abroad. Once you’ve decided the country, you can request a callback at bit.ly/4abwnTk . Our loan team will get back to you and assist you in securing the best education loan deal in the market.
Do you know you can get an Education Loan at 0% interest rate?
Watch this video to learn how: ruclips.net/video/TUKWXGecBFU/видео.html
You are a goddess for providing such detailed, transparent, structured information with extraordinary clarity. Couldn't thank you enough for all these videos and efforts.
Hi ma’am yesterday I talked to SBI and their manager regarding my education loan for abroad studies and submitted the required docs for collateral and application, they mentioned the interest rates to be 10.5-6. Today I got a mail that the interest rate is 11.15% which is a lot more than what they have mentioned. Can you please tell me the rate of interest of SBI for studying in UK.
Hi There, Navigating fluctuating interest rates can be challenging. To stay informed about the current rates and how they apply to your profile, we suggest reaching out to our Financial Officer. Simply request a callback using the following link: bit.ly/48cTdcR. Our dedicated team will be glad to provide you with the assistance you need.
Hello mam i applied for loan in sbi my verification is done and i got a mail from them for pending documents but not mentioned which document are pending and home branch told me that they will contact you but i haven't received any information about my loan and not received any call from that side
Hi Prashant, That is why we suggest our students process their Education Loans via us instead of visiting banks directly. The Education loan process can be long and daunting with a lot of paperwork, which makes the bank managers avoid It in the first place but don't worry we can help you with this issue. Don't wait for more and reach out to our team today by visiting: bit.ly/3MVP0Sy our team will contact you within 48 hours.
If we can apply for education loan without collateral (7.5 lakh) so, what is the process for disbursement ?
Banks give us amount in our account
Hi Tirth! The banks usually disburse the tuition fees directly to the university and living expenses to your loan account. However, which bank did you take your education loan form? Did you connect to us for the process? If yes, feel free to revert to our Financial Officer so they can guide you with the entire disbursement process. Please connect to our loan team by requesting a callback on this link bit.ly/48cTdcR
For under graduate study (after 12th) in abroad, emi need to be paid during study or after education competition?
Hi Pramod, The requirement to pay EMI depends on the type of loan you've taken. For secured loans, it's typically optional, whereas, for unsecured loans, direct EMI payments start. It's advisable to explore various deals based on your profile before finalizing with a lender. Our Financial Officer can assist in this regard by checking your eligibility with 14 leading banks in India and recommending the most suitable loan terms for you. Simply request a call back through this link: bit.ly/48cTdcR to connect with our Financial Officer, who will provide expert guidance based on your requirements. All the best!
Hi my name is vijay I got loan sanction from ur side and i got visa my flying date 28 this month only 4 days left I didn't got any disbursement and when I am trying to contact the we make scholars for past 5 days but they are not answering my calls and i paid processing fess to what should I do now u people are not responding
😢
I had faith in We Make Scholars. Hope they will help you out.❤❤❤
Hi Vijay, as I can see, as per the CRM, the last call between you and our team was on 15th Dec, when my team member Shikha had called you. Your reply was "you will discuss with your brother about disbursement and callback" I cannot see you ever called back Shikha after that. Kindly share call log screenshot if possible. Also, I can see that you tried to reach our support team on 24th Dec at 6pm. Please understand that 24th dec is a Sunday and today is Christmas Holiday, so team will not be available. And even if I (Damini) wants to personally solve your problem on a holiday, banks are not working. So, kindly do not put allegations of "they are not answering my calls". My team is very prompt on callbacks on working days and they never miss it.
Without co applicant (Itr file ) who else consider co applicant
Hello Mohammed, Parents of the applicant are typically preferred as co-applicants for education loans. However, immediate family members may also be considered depending on the bank's policies. Our team will guide you through the process of selecting co-applicants and assist you with the education loan. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Mam does co- applicant income matters if i take colletral loan from government bank for bachelors?
Hey! It doesn't matter if you have a good collateral but a certain minimum income is required. If you process your education loan via WeMakeScholars our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Can PSU bank employee (blood relative) be co-applicant for education loan from a provate bank?
Hey! Please note that the co-applcant relation slightly varies from bank-bank. Kindly speak with our financial officer as they can check it for you. They can even tell the alternate eligible co-applicants. Request a callback at bit.ly/48cTdcR our team will get back to you shortly.
Mam ,Can i uee my father's agricultural land which is about 15 lakh for colletral in government bank for bachelors?
Hey! Unfortunately agricultural land cannot be included as a collateral to get an education loan. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Hii ... I have applied through we make scholar but bank decline me because my father's pension work is not completed and he will be my co applicant... What should do I now
Hey Barsha! Thank you for applying through us. But we are sorry your loan got rejected. The reason is you cannot include a pensioner as a financial co-applicant for your education loan. Your father can be your co-applicant but not a financial co-application.
We can re-iniate your loan process by including a different financial co-applicant. Our team will guide you with this. Please connect with our financial officers using this link and we will help you- bit.ly/48cTdcR
Hi mam I don't have cibil score will I get education loan?
Hi Chandu, CIBIL score is one of the metrics banks consider evaluating an applicant profile during the education loan process. If a person does not have a CIBIL score, it means that he/she never made a credit payment. Thus, banks don’t have an issue with people who has no CIBIL score (in simple terms credit history). Banks do have an issue with applicants having low CIBIL score. But it is important to note that your eligibility for an education loan may depend on various factors beyond just the CIBIL score. Reach out to us at: bit.ly/48cTdcR, our financial officer will get back to you and suggest the best education loan matching your profile.
Hello mam what if my co applicant is my husband in my education loan and he also want to go abroad with me
Is he able to apply for visa or not
Pls reply🙏🏻
Hi Preet, It is a challenging task but we can help you with that you can request a call. By the way, can you tell me the name of your university? To request a call, you can visit bit.ly/3MVP0Sy
Hello mam im having a doubt, im planning to do my masters in NZ nxt year june, already i got a mail from wellington but not yet confirmed my seat bcoz im waiting for other offer letter from Auckland as its vaccation period they reopen after 10th of Jan. So can i start my application form with Wellington and if i get placed in auckland can i change my course and loan amount? or should i wait till mid jan and start the process? im soo confused mam
possible but risky , be calm
Hi Pranav! It is possible to change your university in the loan sanction letter. So you don't need to wait for the offer letter from Auckland and we can even help you enhance the loan amount. However, when are you planning to pay your tuition fees? Please speak with our Financial officer so they can help you get the fees within your fee payment deadline. Connect to our loan team by requesting a callback on this link bit.ly/48cTdcR
@@WeMakeScholars Ok mam
I’m trying to reach we make scholars ! Unfortunately no response .
Hi, We strive to ensure that we promptly attend to all calls, and if for any reason we miss one, we make every effort to establish communication. However, could you share your registered mobile number and email ID to hello@wemakescholars.com. The team will promptly connect and help you with your concerns.
Why you don't work with foreign lenders like prodigy finance?
Prodigy expensive as they deal in dollars.
Hi Sushant! We do not suggest our students, process their Education with USD lenders like Prodigy.
We have already made a video on the cons of USD lenders. Please watch this video: ruclips.net/video/wzaAc2X0ZF8/видео.html&ab_channel=WeMakeScholars for a detailed understanding of the same.
However, which country you are planning to study abroad from?
Please speak with our Financial Officer by requesting a callback at bit.ly/48cTdcR they will be able to guide you further.
Can i get 30 lakhs loan without collateral and my father income is less then 4 lakhs pa.
Is it possible to get loan?? I have taken admission in Georgia everything is done except fees (half is paid) and i will apply for visa now.
If possible please let me know.
Hi, it might be challenging to get an Education Loan of 30lac without collateral based on your father's income but we can help you with that. However which university you are planning to go? To request a call, by visiting: bit.ly/3MVP0Sy.
@@WeMakeScholars Georgia Tbilisi Medical Academy for MBBS
Not able to get complete information from your Anuska Kulkarni,sorry madam to say this
I don't think we have anyone by this name in our team. Could you please share the official email id of hers?
She is from your team namely Anuskha Kulkarni only,if you say will share her WhatsApp messages and her cell no
Hello maam i wnat education loan for bachelor degree non-collateral am i able to get loan please reply me
Hi, If you go to the bank by yourself they will directly decline to accept your Education Loan because banks don't prefer to give non-collateral Education Loan but we have great connections with banks and we are funded and supported by the Ministry IT Gov of India so, we can provide you an Education Loan. However which country you are planning to go to? For more details, you can visit bit.ly/48cTdcR and request a call.
Before going to abroad for education check economic conditions of that country otherwise you will trapped under education loan.
Absolutely! It's essential for students to prioritize countries that are war-free, economically sound, and offer ample of employment opportunities before deciding to study there. You can visit: www.wemakescholars.com/blog/best-country-for-studying-abroad to know the best countries to study abroad. Once you’ve decided the country, you can request a callback at bit.ly/4abwnTk . Our loan team will get back to you and assist you in securing the best education loan deal in the market.